<SEC-DOCUMENT>0001753926-25-001413.txt : 20250829
<SEC-HEADER>0001753926-25-001413.hdr.sgml : 20250829
<ACCEPTANCE-DATETIME>20250829162023
ACCESSION NUMBER:		0001753926-25-001413
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		100
CONFORMED PERIOD OF REPORT:	20250731
FILED AS OF DATE:		20250829
DATE AS OF CHANGE:		20250829

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HOVNANIAN ENTERPRISES INC
		CENTRAL INDEX KEY:			0000357294
		STANDARD INDUSTRIAL CLASSIFICATION:	OPERATIVE BUILDERS [1531]
		ORGANIZATION NAME:           	05 Real Estate & Construction
		EIN:				221851059
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-08551
		FILM NUMBER:		251281184

	BUSINESS ADDRESS:	
		STREET 1:		90 MATAWAN ROAD, 5TH FLOOR
		CITY:			MATAWAN
		STATE:			NJ
		ZIP:			07747
		BUSINESS PHONE:		7327477800

	MAIL ADDRESS:	
		STREET 1:		90 MATAWAN ROAD, 5TH FLOOR
		CITY:			MATAWAN
		STATE:			NJ
		ZIP:			07747
</SEC-HEADER>
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<TYPE>10-Q
<SEQUENCE>1
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<ix:relationship linkRole="http://www.xbrl.org/2003/role/link" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Tag115" toRefs="footnote10"/></ix:resources></ix:header></div><div class="content_container"><div style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="text-align: left;"><a href="#TOC">Table of Contents</a></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 8pt; text-align: center; line-height: 1.2; text-indent: 0pt;">UNITED STATES</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 8pt; text-align: center; line-height: 1.2; text-indent: 0pt;">SECURITIES AND EXCHANGE COMMISSION</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 8pt; text-align: center; line-height: 1.2; text-indent: 0pt;">WASHINGTON, D.C. 20549</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: center; line-height: 1.2; text-indent: 0pt;">FORM <ix:nonNumeric name="dei:DocumentType" contextRef="D20250731" id="Tag1283">10-Q</ix:nonNumeric></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">(Mark One)</p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><ix:nonNumeric name="dei:DocumentQuarterlyReport" contextRef="D20250731" format="ixt-sec:boolballotbox" id="Tag1280">&#9746;</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 8pt 0pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;">For the quarterly period ended <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="D20250731" format="ixt:date-monthname-day-year-en" id="Tag1286">July 31, 2025</ix:nonNumeric></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 8pt; text-align: left; line-height: 1.2; text-indent: 0pt;">OR</p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><ix:nonNumeric name="dei:DocumentTransitionReport" contextRef="D20250731" format="ixt-sec:boolballotbox" id="Tag1266">&#9744;</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 8pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; text-indent: 0pt;">Commission file number </span><ix:nonNumeric name="dei:EntityFileNumber" contextRef="D20250731" id="Tag1275">1-8551</ix:nonNumeric><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 8pt; text-align: left; line-height: 1.2; text-indent: 0pt;">Hovnanian Enterprises, Inc. (Exact Name of Registrant as Specified in Its Charter)</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 8pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" contextRef="D20250731" format="ixt-sec:stateprovnameen" id="Tag1282">Delaware</ix:nonNumeric> (State or Other Jurisdiction of Incorporation or Organization)</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 8pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="D20250731" id="Tag1276">22-1851059</ix:nonNumeric> (I.R.S. Employer Identification No.)</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="D20250731" id="Tag1285">90 Matawan Road, 5th Floor</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="D20250731" id="Tag1284">Matawan</ix:nonNumeric>, <span class="ParaMarked" style="-sec-ix-hidden:Tag15">NJ</span> <ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="D20250731" id="Tag1270">07747</ix:nonNumeric> (Address of Principal Executive Offices)</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><ix:nonNumeric name="dei:CityAreaCode" contextRef="D20250731" id="Tag1264">732</ix:nonNumeric>-<ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="D20250731" id="Tag1271">747-7800</ix:nonNumeric> (Registrant&#8217;s Telephone Number, Including Area Code)</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; line-height: 1.2; text-indent: 0pt;">N/A (Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report)</p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">Securities registered pursuant to Section 12(b) of the Act:</p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;">Title of each class</p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;">Trading symbol(s)</p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;">Name of each exchange on which registered</p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><ix:nonNumeric name="dei:Security12bTitle" contextRef="D20250731_CommonClassAMember" id="Tag1261">Class A Common Stock, $0.01 par value per share</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><ix:nonNumeric name="dei:TradingSymbol" contextRef="D20250731_CommonClassAMember" id="Tag1281">HOV</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="D20250731_CommonClassAMember" format="ixt-sec:exchnameen" id="Tag1265">New York Stock Exchange</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><ix:nonNumeric name="dei:Security12bTitle" contextRef="D20250731_PreferredStockPurchaseRightsMember" id="Tag1263">Preferred Stock Purchase Rights</ix:nonNumeric>(1)</span></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit;">N/A</span></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="D20250731_PreferredStockPurchaseRightsMember" format="ixt-sec:exchnameen" id="Tag1272">New York Stock Exchange</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="font-size: 10pt; line-height: inherit;"><ix:nonNumeric name="dei:Security12bTitle" contextRef="D20250731_DepositorySharesMember" id="Tag1262">Depositary Shares each <span style="font-family: 'times new roman', times; line-height: inherit;">representing</span> 1/1,000th of a share of 7.625% Series A Preferred Stock</ix:nonNumeric> </span><br/></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><ix:nonNumeric name="dei:TradingSymbol" contextRef="D20250731_DepositorySharesMember" id="Tag1277">HOVNP</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;">The <ix:nonNumeric name="dei:SecurityExchangeName" contextRef="D20250731_DepositorySharesMember" format="ixt-sec:exchnameen" id="Tag1278">Nasdaq</ix:nonNumeric> Stock Market LLC</p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; line-height: 1.2; text-align: justify; text-indent: 0pt;">(1) <ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote0">Each share of Common Stock includes an associated Preferred Stock Purchase Right. Each Preferred Stock Purchase Right initially represents the right, if such Preferred Stock Purchase Right becomes exercisable, to purchase from the Company one ten-thousandth of a share of its Series B Junior Preferred Stock for each share of Common Stock. The Preferred Stock Purchase Rights currently cannot trade separately from the underlying Common Stock.</ix:footnote></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-indent: 27pt; line-height: 1.2; text-align: justify;">Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. <span style="border-left: none; border-right: none; line-height: inherit;">Yes</span> <ix:nonNumeric name="dei:EntityCurrentReportingStatus" contextRef="D20250731" format="ixt-sec:yesnoballotbox" id="Tag1269">&#9746;</ix:nonNumeric> No &#9744;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-indent: 27pt; line-height: 1.2; text-align: justify;">Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (&#167; 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). <span style="border-left: none; border-right: none; line-height: inherit;">Yes</span> <ix:nonNumeric name="dei:EntityInteractiveDataCurrent" contextRef="D20250731" format="ixt-sec:yesnoballotbox" id="Tag1268">&#9746;</ix:nonNumeric>  No &#9744;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: justify; line-height: 1.2; text-indent: 27pt;"><span style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: inherit;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company,&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act.</span></p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><ix:nonNumeric name="dei:EntityFilerCategory" contextRef="D20250731" format="ixt-sec:entityfilercategoryen" id="Tag1274"><span>Large Accelerated Filer</span></ix:nonNumeric>&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#9746;</span></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="border-left: none; border-right: none;">A<span>ccelerated File</span>r</span>&#160;<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#9744;</span></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">Smaller Reporting Company <ix:nonNumeric name="dei:EntitySmallBusiness" contextRef="D20250731" format="ixt-sec:boolballotbox" id="Tag1273">&#9744;</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">Emerging Growth Company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="D20250731" format="ixt-sec:boolballotbox" id="Tag1267">&#9744;</ix:nonNumeric></p>














































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; line-height: 1.2; text-indent: 27pt;">          If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; text-indent: 27pt; line-height: 1.2;">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes <ix:nonNumeric name="dei:EntityShellCompany" contextRef="D20250731" format="ixt-sec:boolballotbox" id="Tag1279">&#9744;</ix:nonNumeric>  No &#9746;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-indent: 27pt; line-height: 1.2; text-align: justify;">Indicate the number of shares outstanding of each of the issuer&#8217;s classes of common stock, as of the latest practicable date. <ix:nonFraction name="dei:EntityCommonStockSharesOutstanding" contextRef="I20250826_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag1288">5,131,747</ix:nonFraction> shares of Class A Common Stock and <ix:nonFraction name="dei:EntityCommonStockSharesOutstanding" contextRef="I20250826_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag1287">760,387</ix:nonFraction> shares of Class B Common Stock were outstanding as of <span id="fs_9OQJ1RCS6O00000000000000000000FM">August 26, 2025</span>.</p>
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  </div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="D2l6buuu1fex4w4epm5z0f">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;"><a id="toc" href="#"></a>HOVNANIAN ENTERPRISES, INC.&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; text-indent: 0pt;"><span style="font-family: 'times new roman', times;">FORM 10-Q</span></p>
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<td style="width: 784.062px; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom;" valign="bottom">INDEX<br/></td>
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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><span style="font-size: 10pt;">PAGE&#160;<br/></span><span style="font-size: 10pt;">NUMBER</span></p>




































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<td style="height: 17px; width: 784.062px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bwwee_2302024143656760">PART I. Financial Information</a></span></td>
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</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bwwee_2302024143656760">Item l. Financial Statements:</a></span></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr>
<td style="width: 784.062px;"><br/></td>
<td style="width: 78.125px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bwwee_2302024143656760">Condensed Consolidated Balance Sheets (unaudited) as of <span class="Linked" id="fs_B26RWS7RF400000000000000000000FM">July 31, 2025</span> and <span class="Linked" id="fs_JRDUZVD8R400000000000000000000FM">October 31, 2024</span></a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Bwwee_2302024143656760">3</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Blpf_240202415284665"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Blpf_240202415284665">Condensed Consolidated Statements of Operations (unaudited) fo<span>r the <span class="Linked" id="fs_I0F2LTQVGG00000000000000000000FM">three and nine</span> months ended</span>&#160;<span class="Linked" id="fs_X33QRYUFTC00000000000000000000FM">July 31, 2025</span> and 2024</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Blpf_240202415284665">4</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Bopj_240202415296871"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bopj_240202415296871">Condensed Consolidated Statements of Changes in Equity (unaudited) f<span>or the <span class="Linked" id="fs_LE7R0055VK00000000000000000000FM">three and nine</span> months ended</span> <span class="Linked" id="fs_2LJFKLWHN400000000000000000000FM">July 31, 2025</span> and 2024</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center; vertical-align: bottom;" id="BMP_Bopj_240202415296871" valign="bottom">5</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Bnhy_2402024152950433"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bnhy_2402024152950433">Condensed Consolidated Statements of Cash Flows (unaudited) for the <span class="Linked" id="fs_20JU2QQKR400000000000000000000FM">nine months ended July 31, 2025</span> and <span class="Linked" id="fs_SSUNVSN4RK00000000000000000000FM">2024</span></a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Bnhy_2402024152950433">7</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Bddff_230202414575590"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bddff_230202414575590">Notes to Condensed Consolidated Financial Statements (unaudited)</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Bddff_230202414575590">9</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Bllkkp_2302024152560"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bllkkp_2302024152560">Item 2. Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Bllkkp_2302024152560">28</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Bppiuu_230202415638584"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bppiuu_230202415638584">Item 3. Quantitative and Qualitative Disclosures About Market Risk</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Bppiuu_230202415638584">47</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Booii_2302024151718748"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Booii_2302024151718748">Item 4. Controls and Procedures</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Booii_2302024151718748">47</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_BPII_2572025104328165"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#BPII_2572025104328165">PART II. Other Information</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_BPII_2572025104328165">48</td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_B58gt_240202415379280"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#B58gt_240202415379280">Item 1. Legal Proceedings</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_B58gt_240202415379280">48</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_B98fd_2402024153742698"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#B98fd_2402024153742698">Item 2. Unregistered Sales of Equity Securities and Use of Proceeds</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_B98fd_2402024153742698">48</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_B54cf_240202415382416"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#B54cf_240202415382416">Item 5. Other Information</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_B54cf_240202415382416">48</td>




































</tr>
<tr>
<td style="width: 784.062px;"><br/></td>
<td style="width: 78.125px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Bitem6_2912024122043152"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bitem6_2912024122043152">Item 6. Exhibits</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Bitem6_2912024122043152">49</td>




































</tr>
<tr style="height: 17px;">
<td style="width: 784.062px; height: 17px;"><br/></td>
<td style="width: 78.125px; height: 17px; text-align: center;"><br/></td>




































</tr>
<tr style="height: 17px;">
<td style="height: 17px; width: 784.062px;" id="BM_Bkju_2302024153329576"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#Bkju_2302024153329576">Signatures</a></span></td>
<td class="bmpageno" style="height: 17px; width: 78.125px; text-align: center;" id="BMP_Bkju_2302024153329576">51</td>




































</tr>




































</tbody>





































</table>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt;">
<div class="PGFTR" style="text-align: center; width: 100%;">
<div class="hf-row">
<div class="hf-cell PGNUM" style="margin: 0pt; text-align: center; font-size: 10pt; font-family: Times New Roman;">
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; font-family: 'times new roman', times;"><span id="PageBreakNo2" class="pageno">2</span></span></td>





































</tr>





































</tbody>





































</table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: arial, helvetica, sans-serif;"><a href="#TOC"><span style="font-family: 'times new roman', times;">Table of Contents</span></a></span></div>





































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<br/></div>





































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</div>





































</div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; text-align: center; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</span></p>
<div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; margin: 0pt; text-align: center; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bwwee_2302024143656760">CONDENSED CONSOLIDATED BALANCE SHEETS</a></span></div>
<p style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; text-align: center; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(In thousands, except per share data)</span></p>
<p style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt 0pt 5pt; text-align: center; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(Unaudited) </span></p>
<div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 1.2;">
<div id="t_ft_UM5ETIH9Z400000000000000000000b">
<table class="finTable" style="height: 526px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.0493%;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="color: #000000; font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" style="line-height: inherit;" id="fs_9KRGX8335C00000000000000000000FM">July 31,</span></em></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.0493%;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_BY65WF4A6O00000000000000000000FM">October 31,</span></em></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.0493%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_KAEE2HJMDC00000000000000000000fs">2025</span></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.0493%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_0BM87J8D6O00000000000000000000fs">2024</span></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>










































</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px; line-height: 5pt;">
<td style="padding: 0px; margin: 0px; height: 10px; width: 73.909%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.45138%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.02136%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 10.0279%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.02136%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.02136%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.02136%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 10.0279%;"> </td>
<td style="padding: 0px; margin: 0px; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>ASSETS</b></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuilding:</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Cash and cash equivalents</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag364">146,592</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag312">209,976</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Restricted cash and cash equivalents</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag349">12,155</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag299">7,875</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Inventories:</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Sold and unsold homes and lots under development</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag365">1,192,251</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag315">1,195,318</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Land and land options held for future development or sale</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:InventoryRealEstateLandHeldForFutureDevelopmentAndSale" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag347">171,030</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:InventoryRealEstateLandHeldForFutureDevelopmentAndSale" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag304">238,499</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Consolidated inventory not owned</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:TotalConsolidatedInventoryNotOwned" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag350">329,651</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:TotalConsolidatedInventoryNotOwned" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag306">210,987</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total inventories</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:InventoryRealEstate" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag368">1,692,932</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:InventoryRealEstate" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag300">1,644,804</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Investments in and advances to unconsolidated joint ventures</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag359">218,356</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag325">142,910</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Receivables, deposits and notes, net</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:AccountsAndNotesReceivableNetAndDeposits" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag370">29,233</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:AccountsAndNotesReceivableNetAndDeposits" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag316">29,400</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Property and equipment, net</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag371">51,573</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentNet" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag295">43,431</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Prepaid expenses and other assets</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:PrepaidExpenseAndOtherAssets" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag358">83,916</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:PrepaidExpenseAndOtherAssets" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag327">82,525</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total homebuilding</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:AssetsExcludingDeferredIncomeTaxAssetsNet" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag351">2,234,757</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:AssetsExcludingDeferredIncomeTaxAssetsNet" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag309">2,160,921</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; line-height: 5pt; background-color: #cceeff;">
<td style="height: 10px; width: 73.909%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Financial services</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:AssetsExcludingDeferredIncomeTaxAssetsNet" contextRef="I20250731_FinancialServiceMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag356">173,775</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:AssetsExcludingDeferredIncomeTaxAssetsNet" contextRef="I20241031_FinancialServiceMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag296">203,589</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; line-height: 5pt; background-color: #cceeff;">
<td style="height: 10px; width: 73.909%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 73.909%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman';"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Deferred tax assets, net</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.45138%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 10.0279%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:DeferredIncomeTaxAssetsNet" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag352">220,820</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 10.0279%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:DeferredIncomeTaxAssetsNet" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag297">241,064</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; width: 73.909%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total assets</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.45138%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 10.0279%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag357">2,629,352</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 10.0279%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag298">2,605,574</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; line-height: 5pt;">
<td style="height: 10px; width: 73.909%;"> </td>
<td style="height: 10px; width: 1.45138%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 10.0279%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 10.0279%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>LIABILITIES AND EQUITY</b></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Homebuilding:</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Nonrecourse mortgages secured by inventory, net of debt issuance costs</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:SecuredDebt" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag354">53,524</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:SecuredDebt" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag320">90,675</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Accounts payable and other liabilities</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag360">425,683</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag310">433,273</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Customers&#8217; deposits</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:ContractWithCustomerLiability" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag367">35,480</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:ContractWithCustomerLiability" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag302">41,639</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Liabilities from inventory not owned, net of debt issuance costs</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:LiabilitiesFromInventoryRealEstateNotOwned" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag348">236,644</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:LiabilitiesFromInventoryRealEstateNotOwned" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag319">140,298</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Senior notes and credit facilities (net of discounts, premiums and debt issuance costs)</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:LongTermDebt" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag366">861,922</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:LongTermDebt" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag323">896,218</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Accrued interest</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:InterestPayableCurrentAndNoncurrent" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag369">28,361</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:InterestPayableCurrentAndNoncurrent" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag301">14,508</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total homebuilding</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:LiabilitiesExcludingAccruedIncomeTaxes" contextRef="I20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag355">1,641,614</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:LiabilitiesExcludingAccruedIncomeTaxes" contextRef="I20241031_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag313">1,616,611</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; line-height: 5pt;">
<td style="height: 10px; width: 73.909%;"> </td>
<td style="height: 10px; width: 1.45138%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 10.0279%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 10.0279%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Financial services</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:LiabilitiesExcludingAccruedIncomeTaxes" contextRef="I20250731_FinancialServiceMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag361">152,375</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="hov:LiabilitiesExcludingAccruedIncomeTaxes" contextRef="I20241031_FinancialServiceMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag322">183,135</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; line-height: 5pt;">
<td style="height: 10px; width: 73.909%;"> </td>
<td style="height: 10px; width: 1.45138%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 10.0279%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>
<td style="height: 10px; width: 10.0279%;"> </td>
<td style="height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Income taxes payable</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:AccruedIncomeTaxes" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag333">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:AccruedIncomeTaxes" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag308">5,479</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; width: 73.909%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.45138%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 10.0279%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:Liabilities" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag353">1,793,989</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 10.0279%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:Liabilities" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag311">1,805,225</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; line-height: 5pt; background-color: #cceeff;">
<td style="height: 10px; width: 73.909%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 10.0279%; background-color: #cceeff;"> </td>
<td style="height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Stockholders' equity:</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10.0279%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; line-height: 1.1;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Preferred stock, $<ix:nonFraction name="us-gaap:PreferredStockParOrStatedValuePerShare" contextRef="I20241031" unitRef="USDPerShare" decimals="INF" format="ixt:num-dot-decimal" id="Tag7"><ix:nonFraction name="us-gaap:PreferredStockParOrStatedValuePerShare" contextRef="I20250731" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag328">0.01</ix:nonFraction></ix:nonFraction> par value - authorized <ix:nonFraction name="us-gaap:PreferredStockSharesAuthorized" contextRef="I20241031" unitRef="Shares" decimals="INF" format="ixt:num-dot-decimal" id="Tag37"><ix:nonFraction name="us-gaap:PreferredStockSharesAuthorized" contextRef="I20250731" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag335">100,000</ix:nonFraction></ix:nonFraction> shares; issued and outstanding <ix:nonFraction name="us-gaap:PreferredStockSharesIssued" contextRef="I20241031" unitRef="Shares" decimals="INF" format="ixt:num-dot-decimal" id="Tag38"><ix:nonFraction name="us-gaap:PreferredStockSharesOutstanding" contextRef="I20250731" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag445"><ix:nonFraction name="us-gaap:PreferredStockSharesOutstanding" contextRef="I20241031" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag446"><ix:nonFraction name="us-gaap:PreferredStockSharesIssued" contextRef="I20250731" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag344">5,600</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction> shares with a liquidation preference of $<ix:nonFraction name="us-gaap:PreferredStockLiquidationPreferenceValue" contextRef="I20241031" unitRef="USD" decimals="-7" scale="3" format="ixt:num-dot-decimal" id="Tag8"><ix:nonFraction name="us-gaap:PreferredStockLiquidationPreferenceValue" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag341">140,000</ix:nonFraction></ix:nonFraction> at <span class="Linked" style="line-height: inherit;" id="fs_EJVI8A5AV400000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_Q6PZIUL5HC00000000000000000000FM">October 31, 2024</span></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:PreferredStockValue" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag329">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:PreferredStockValue" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag317">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; line-height: 1.1;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Common stock, Class A, $<ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" contextRef="I20241031_CommonClassAMember" unitRef="USDPerShare" decimals="INF" format="ixt:num-dot-decimal" id="Tag5"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" contextRef="I20250731_CommonClassAMember" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag318">0.01</ix:nonFraction></ix:nonFraction> par value - authorized <ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" contextRef="I20241031_CommonClassAMember" unitRef="Shares" decimals="INF" format="ixt:num-dot-decimal" id="Tag35"><ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" contextRef="I20250731_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag336">16,000,000</ix:nonFraction></ix:nonFraction> shares; issued <ix:nonFraction name="us-gaap:CommonStockSharesIssued" contextRef="I20250731_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag343">6,479,719</ix:nonFraction> shares at <span class="Linked" style="line-height: inherit;" id="fs_1DYF7QPXB400000000000000000000FM">July 31, 2025</span> and <ix:nonFraction name="us-gaap:CommonStockSharesIssued" contextRef="I20241031_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag342">6,415,794</ix:nonFraction> shares at <span class="Linked" style="line-height: inherit;" id="fs_8TEW5RO12O00000000000000000000FM">October 31, 2024</span></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:CommonStockValue" contextRef="I20250731_CommonClassAMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag307">65</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%;"><ix:nonFraction name="us-gaap:CommonStockValue" contextRef="I20241031_CommonClassAMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag332">64</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; line-height: 1.1;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Common stock, Class B, $<ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" contextRef="I20241031_CommonClassBMember" unitRef="USDPerShare" decimals="INF" format="ixt:num-dot-decimal" id="Tag6"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" contextRef="I20250731_CommonClassBMember" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag303">0.01</ix:nonFraction></ix:nonFraction> par value (convertible to Class A at time of sale) - authorized <ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" contextRef="I20241031_CommonClassBMember" unitRef="Shares" decimals="INF" format="ixt:num-dot-decimal" id="Tag34"><ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" contextRef="I20250731_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag337">2,400,000</ix:nonFraction></ix:nonFraction> shares; issued <ix:nonFraction name="us-gaap:CommonStockSharesIssued" contextRef="I20250731_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag346">788,056</ix:nonFraction> shares at <span class="Linked" style="line-height: inherit;" id="fs_3CXKLGEN7K00000000000000000000FM">July 31, 2025</span> and <ix:nonFraction name="us-gaap:CommonStockSharesIssued" contextRef="I20241031_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag338">757,023</ix:nonFraction> shares at <span class="Linked" style="line-height: inherit;" id="fs_77WR4YQB6O00000000000000000000FM">October 31, 2024</span></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:CommonStockValue" contextRef="I20250731_CommonClassBMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag321">8</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><ix:nonFraction name="us-gaap:CommonStockValue" contextRef="I20241031_CommonClassBMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag326">8</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 73.909%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Paid in capital - common stock</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.45138%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:AdditionalPaidInCapitalCommonStock" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag362">758,542</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:AdditionalPaidInCapitalCommonStock" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag331">749,752</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-size: 10pt; height: 17px; width: 73.909%; background-color: #cceeff;">
<p style="font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span>Retained earnings</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.45138%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:RetainedEarningsAccumulatedDeficit" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag373">130,661</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; width: 1.02136%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02136%; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10.0279%; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:RetainedEarningsAccumulatedDeficit" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag314">74,136</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02136%; background-color: #cceeff;"/>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; line-height: 1.1;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Treasury stock - at cost &#8211; <ix:nonFraction name="us-gaap:TreasuryStockCommonShares" contextRef="I20250731_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag345">1,348,087</ix:nonFraction> shares of Class A common stock at <span class="Linked" style="line-height: inherit;" id="fs_VRGVD4PJHC00000000000000000000FM">July 31, 2025</span> and <ix:nonFraction name="us-gaap:TreasuryStockCommonShares" contextRef="I20241031_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag339">1,090,179</ix:nonFraction> shares at&#160;<span class="Linked" style="line-height: inherit;" id="fs_AQP0Q3K8IO00000000000000000000FM">October 31, 2024</span>; <ix:nonFraction name="us-gaap:TreasuryStockCommonShares" contextRef="I20241031_CommonClassBMember" unitRef="Shares" decimals="INF" format="ixt:num-dot-decimal" id="Tag36"><ix:nonFraction name="us-gaap:TreasuryStockCommonShares" contextRef="I20250731_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag340">27,669</ix:nonFraction></ix:nonFraction> shares of Class B common stock at <span class="Linked" style="line-height: inherit;" id="fs_5II6GVBMOG00000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_K2TV1BOSCW00000000000000000000FM">October 31, 2024</span></span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">(<ix:nonFraction name="us-gaap:TreasuryStockValue" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag324">189,212</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(<span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:TreasuryStockValue" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag305">158,910</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">)</span></td>










































</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.909%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 45pt; text-indent: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total stockholders&#8217; equity</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.45138%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:StockholdersEquity" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag372">835,363</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0279%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:StockholdersEquity" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag334">800,349</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 1.02136%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>










































</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; width: 73.909%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Total liabilities and equity</span></p>








































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.45138%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 10.0279%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag363">2,629,352</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; width: 10.0279%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag330">2,605,574</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; width: 1.02136%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"> </td>










































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</tbody>








































































































</table>








































































































</div>








































































































</div>
<p style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 10pt 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">See notes to condensed consolidated financial statements (unaudited).<a href="#TOC"></a> </span></p>
<div style="margin: 0px; text-indent: 0px; line-height: 1.2;">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; margin: 0px; text-indent: 0px;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span id="PageBreakNo3" class="pageno">3</span></span></td>








































































































</tr>








































































































</tbody>








































































































</table>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>








































































































</div>








































































































</div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; line-height: 1.2; text-align: center; text-indent: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</span></p>
<div style="text-align: center;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Blpf_240202415284665"><span style="font-family: 'times new roman', times; line-height: inherit;">CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS</span></a></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">(In thousands, except per share data)</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">(Unaudited)</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center; line-height: 1.2;"><br/></p>
<div style="line-height: 1.2;">
<div id="t_ft_U71FEGJY1S00000000000000000000b">
<table class="finTable" style="height: 564px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: #000000 !important;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 24.0513%;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_X7XYA392UO00000000000000000000FM">Three Months Ended July 31,</span></em></em></span></p>































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; width: 24.0513%;" colspan="6"><span class="Linked" id="fs_B4E3S9U6G000000000000000000000FM">Nine Months Ended July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_CRCO3XKACW00000000000000000000FM">2025</span></em></span></p>































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_3I7I07CERK00000000000000000000FM">2024</span></em></span></p>































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2"><span class="Linked" id="fs_L2OFH8PJC000000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2"><span class="Linked" id="fs_U3CUSI5VSW00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Revenues:</b></span></p>































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Homebuilding: </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Sale of homes </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_HomeBuildingMember_ResidentialRealEstateMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag718">769,050</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingMember_ResidentialRealEstateMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag709">687,424</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_HomeBuildingMember_ResidentialRealEstateMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag720">2,066,278</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingMember_ResidentialRealEstateMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag725">1,947,989</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Land sales and other revenues </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_HomeBuildingMember_LandSalesAndOtherRevenuesMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag695">2,967</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingMember_LandSalesAndOtherRevenuesMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag712">16,392</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_HomeBuildingMember_LandSalesAndOtherRevenuesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag721">27,573</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingMember_LandSalesAndOtherRevenuesMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag726">25,968</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Total homebuilding </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag702">772,017</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag717">703,816</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag722">2,093,851</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag727">1,973,957</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Financial services </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_FinancialServiceMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag692">28,566</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_FinancialServiceMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag766">18,888</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_FinancialServiceMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag723">66,826</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_FinancialServiceMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag771">51,323</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Total revenues </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag693">800,583</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag767">722,704</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag724">2,160,677</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag772">2,025,280</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="height: 16px; width: 47.9487%;"/>
<td style="height: 16px; width: 1.02564%;"/>
<td style="height: 16px; width: 1%;"/>
<td style="height: 16px; width: 10%;"/>
<td style="height: 16px; width: 1.02564%;"/>
<td style="height: 16px; width: 1.02564%;"/>
<td style="height: 16px; width: 1%;"/>
<td style="height: 16px; width: 10%;"/>
<td style="height: 16px; width: 1.28205%;"/>
<td style="height: 16px; width: 1.02564%;"><br/></td>
<td style="height: 16px; width: 1%;"><br/></td>
<td style="height: 16px; text-align: right; width: 10%;"><br/></td>
<td style="height: 16px; width: 1.02564%;"><br/></td>
<td style="height: 16px; width: 1.02564%;"><br/></td>
<td style="height: 16px; width: 1%;"><br/></td>
<td style="height: 16px; text-align: right; width: 10%;"><br/></td>
<td style="height: 16px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Expenses:</b></span></p>































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Homebuilding: </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Cost of sales, excluding interest </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CostOfGoodsAndServicesSoldExcludingInterest" contextRef="D20250731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag710">636,256</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CostOfGoodsAndServicesSoldExcludingInterest" contextRef="D20240731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag711">547,332</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CostOfGoodsAndServicesSoldExcludingInterest" contextRef="D20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag728">1,712,835</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CostOfGoodsAndServicesSoldExcludingInterest" contextRef="D20240731_HomeBuildingMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag744">1,528,047</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Cost of sales interest </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CostOfGoodsAndServicesSoldInterest" contextRef="D20250731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag782">26,868</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CostOfGoodsAndServicesSoldInterest" contextRef="D20240731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag754">22,316</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CostOfGoodsAndServicesSoldInterest" contextRef="D20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag785">66,162</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CostOfGoodsAndServicesSoldInterest" contextRef="D20240731_HomeBuildingMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag758">63,757</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Inventory impairments and land option write-offs </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" contextRef="D20250731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag701">16,045</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" contextRef="D20240731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag703">3,099</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" contextRef="D20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag729">20,141</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" contextRef="D20240731_HomeBuildingMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag745">3,638</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Total cost of sales </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:CostOfGoodsAndServicesSold" contextRef="D20250731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag783">679,169</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:CostOfGoodsAndServicesSold" contextRef="D20240731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag756">572,747</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:CostOfGoodsAndServicesSold" contextRef="D20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag786">1,799,138</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:CostOfGoodsAndServicesSold" contextRef="D20240731_HomeBuildingMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag760">1,595,442</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Selling, general and administrative </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:SellingGeneralAndAdministrativeExpense" contextRef="D20250731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag694">55,770</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:SellingGeneralAndAdministrativeExpense" contextRef="D20240731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag704">50,989</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:SellingGeneralAndAdministrativeExpense" contextRef="D20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag730">161,087</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:SellingGeneralAndAdministrativeExpense" contextRef="D20240731_HomeBuildingMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag746">146,415</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Total homebuilding expenses </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" contextRef="D20250731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag784">734,939</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" contextRef="D20240731_HomeBuildingMember_6" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag757">623,736</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" contextRef="D20250731_HomeBuildingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag787">1,960,225</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" contextRef="D20240731_HomeBuildingMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag761">1,741,857</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 18px;">
<td style="height: 18px; width: 47.9487%;"/>
<td style="height: 18px; width: 1.02564%;"/>
<td style="height: 18px; width: 1%;"/>
<td style="height: 18px; width: 10%;"/>
<td style="height: 18px; width: 1.02564%;"/>
<td style="height: 18px; width: 1.02564%;"/>
<td style="height: 18px; width: 1%;"/>
<td style="height: 18px; width: 10%;"/>
<td style="height: 18px; width: 1.28205%;"/>
<td style="height: 18px; width: 1.02564%;"><br/></td>
<td style="height: 18px; width: 1%;"><br/></td>
<td style="height: 18px; text-align: right; width: 10%;"><br/></td>
<td style="height: 18px; width: 1.02564%;"><br/></td>
<td style="height: 18px; width: 1.02564%;"><br/></td>
<td style="height: 18px; width: 1%;"><br/></td>
<td style="height: 18px; text-align: right; width: 10%;"><br/></td>
<td style="height: 18px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Financial services </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 10%;"><span><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" contextRef="D20250731_FinancialServiceMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag690">14,715</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" contextRef="D20240731_FinancialServiceMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag708">12,362</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" contextRef="D20250731_FinancialServiceMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag731">41,043</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" contextRef="D20240731_FinancialServiceMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag747">35,856</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Corporate general and administrative </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CorporateGeneralAndAdministrative" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag719">35,029</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:CorporateGeneralAndAdministrative" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag706">38,480</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CorporateGeneralAndAdministrative" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag732">97,221</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="hov:CorporateGeneralAndAdministrative" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag748">108,130</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Other interest </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag788">7,149</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag753">6,262</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag790">25,811</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag759">25,682</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span><span><span class="selected" style="font-family: 'times new roman', times; line-height: inherit;"> Other expense (income), net (<span style="display: inline;" id="fs_PFE5J6BQDS00000000000000000000FM">1</span>)</span></span></span></p>































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:OtherOperatingIncomeExpenseNet" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag801">460</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;">(<ix:nonFraction name="us-gaap:OtherOperatingIncomeExpenseNet" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag802">44,707</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">(<ix:nonFraction name="us-gaap:OtherOperatingIncomeExpenseNet" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag733">19,660</ix:nonFraction>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">(<ix:nonFraction name="us-gaap:OtherOperatingIncomeExpenseNet" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag749">47,284</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;">)</td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Total expenses </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:CostsAndExpenses" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag789">792,292</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:CostsAndExpenses" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag755">636,133</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:CostsAndExpenses" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag791">2,104,640</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:CostsAndExpenses" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag762">1,864,241</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Gain on extinguishment of debt, net </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag803">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag689">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag734">399</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag688">1,371</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Income from unconsolidated joint ventures </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag792">15,511</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag773">10,698</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag796">33,759</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag777">36,814</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Income before income taxes </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag793">23,802</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag776">97,269</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag797">90,195</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag778">199,224</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> State and federal income tax provision: </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 47.9487%;">
<p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;"><span style="font-family: 'times new roman', times; line-height: inherit;"> &#160; &#160;State </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20250731_StateAndLocalJurisdictionMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag696">3,310</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20240731_StateAndLocalJurisdictionMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag707">5,896</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20250731_StateAndLocalJurisdictionMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag735">7,170</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20240731_StateAndLocalJurisdictionMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag750">13,333</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;"><span style="font-family: 'times new roman', times; line-height: inherit;"> &#160; &#160;Federal </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20250731_DomesticCountryMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag691">3,877</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20240731_DomesticCountryMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag705">18,454</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20250731_DomesticCountryMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag736">18,493</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20240731_DomesticCountryMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag751">38,232</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Total income taxes </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag713">7,187</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag715">24,350</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag737">25,663</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag752">51,565</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Net income </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag794">16,615</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag774">72,919</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag798">64,532</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag779">147,659</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Less: preferred stock dividends </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:DividendsPreferredStockCash" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag765">2,669</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:DividendsPreferredStockCash" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag687">2,669</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; vertical-align: bottom; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;" valign="bottom"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; vertical-align: bottom; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; vertical-align: bottom; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; vertical-align: bottom; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:DividendsPreferredStockCash" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag768">8,007</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; vertical-align: bottom; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; vertical-align: bottom; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; vertical-align: bottom; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; vertical-align: bottom; height: 17px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:DividendsPreferredStockCash" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag770">8,007</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; vertical-align: bottom; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Net income available to common stockholders </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag795">13,946</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="hov:NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag775">70,250</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="hov:NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag799">56,525</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="hov:NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag780">139,652</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 14px;">
<td style="height: 14px; width: 47.9487%;"/>
<td style="height: 14px; width: 1.02564%;"/>
<td style="height: 14px; width: 1%;"/>
<td style="height: 14px; width: 10%;"/>
<td style="height: 14px; width: 1.02564%;"/>
<td style="height: 14px; width: 1.02564%;"/>
<td style="height: 14px; width: 1%;"/>
<td style="height: 14px; width: 10%;"/>
<td style="height: 14px; width: 1.28205%;"/>
<td style="height: 14px; width: 1.02564%;"><br/></td>
<td style="height: 14px; width: 1%;"><br/></td>
<td style="height: 14px; text-align: right; width: 10%;"><br/></td>
<td style="height: 14px; width: 1.02564%;"><br/></td>
<td style="height: 14px; width: 1.02564%;"><br/></td>
<td style="height: 14px; width: 1%;"><br/></td>
<td style="height: 14px; text-align: right; width: 10%;"><br/></td>
<td style="height: 14px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Per share data:</b></span></p>































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Basic: </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Net income per common share </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:EarningsPerShareBasic" contextRef="D20250731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag697">2.14</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:EarningsPerShareBasic" contextRef="D20240731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag763">10.61</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:EarningsPerShareBasic" contextRef="D20250731" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag738">8.55</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:EarningsPerShareBasic" contextRef="D20240731_4" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag781">20.85</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Weighted-average number of common shares outstanding </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="D20250731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag700">6,399</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="D20240731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag714">6,474</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="D20250731" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag739">6,442</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="D20240731_4" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag743">6,476</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Assuming dilution: </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Net income per common share </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" contextRef="D20250731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag698">1.99</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" contextRef="D20240731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag764">9.75</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" contextRef="D20250731" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag740">7.94</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" contextRef="D20240731_4" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag769">19.15</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.28205%;"><br/></td>































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9487%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Weighted-average number of common shares outstanding </span></p>































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="D20250731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag699">6,887</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02564%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1%;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; line-height: inherit;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="D20240731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag716">7,048</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.28205%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="D20250731" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag741">6,936</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02564%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="D20240731_4" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag742">7,048</ix:nonFraction></td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">See notes to condensed consolidated financial statements (unaudited).</span></p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(<span style="display: inline;" id="fs_SQD6X7Z1KW00000000000000000000FM">1</span>) <ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote1">Includes gain on contribution of assets to a joint venture of $<ix:nonFraction name="hov:GainOnContributionOfAssetsToJointVenture" contextRef="D20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag686">22.7</ix:nonFraction> million for the <span class="Linked" id="fs_PBWTOVUDB400000000000000000000FM">nine months ended July 31, 2025</span>, and includes gain on consolidation of a joint venture of $<ix:nonFraction name="hov:GainOnConsolidationOfJointVenture" contextRef="D20240731_4" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag376"><ix:nonFraction name="hov:GainOnConsolidationOfJointVenture" contextRef="D20240731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag800">45.7</ix:nonFraction></ix:nonFraction> million for the three and nine months ended July 31, 2024 (see note <span style="display: inline;" id="fs_CKS5NJ3Y6800000000000000000000FM">18</span>).</ix:footnote></span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>































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<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; line-height: 1.2; text-align: center; text-indent: 0pt;"><a id="equity" href="#"></a>HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</p>
<div style="font-size: 10pt; text-align: center;"><span><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bopj_240202415296871">CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY</a></span></div>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: center; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><span style="font-size: 13.3333px; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span style="border-right: none; border-left: none;">THREE AND NINE MONTH</span> PERIODS ENDED<span style="line-height: inherit;">&#160;</span></span><span style="border-right: none; border-left: none;"><span style="font-size: 13.3333px; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span style="line-height: inherit;">JULY 31</span></span><span style="font-size: 13.3333px; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-transform: uppercase; line-height: inherit;"><span style="border-right: none; border-left: none;">, <span style="border-left: none; border-right: none;">2025</span></span></span></span></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: center; line-height: 1.2;">(In thousands, except share data)</p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt 0pt 6pt; text-align: center; line-height: 1.2; text-indent: 0pt;">(Unaudited)</p>
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<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 13px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">&#160;</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> A Common Stock </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> B Common Stock </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Preferred Stock </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 13px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">&#160;</td>

























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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Shares </span></p>

































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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Shares </span></p>

































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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Shares </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 13px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;">&#160;</td>

























</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 13px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Issued and </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Issued and </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Issued and </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Paid-In </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Retained </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Treasury </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 13px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;">&#160;</td>

























</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 14px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Outstanding </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Amount </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Outstanding </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Amount </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Outstanding </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span> Amount </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Capital </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Earnings </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"> Stock </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span>&#160;</span></td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 14px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: center; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><span style="font-family: 'times new roman', times;"> Total </span></p>

































</td>
<td style="font-size: 8pt; padding-bottom: 1px; font-family: 'Times New Roman', Times, serif; height: 14px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>

























</tr>
<tr style="vertical-align: bottom; height: 13px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; background-color: #cceeff; width: 26.5%;">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times;"><span style="border-right: none; border-left: none;">Balance,&#160;<span class="Linked" id="fs_S1IF7SCAF400000000000000000000FM">October 31, 2024</span></span></span></p>

































 </td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20241031_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag855">5,325,615</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag893">64</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20241031_CommonClassBMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag876">729,354</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_CommonClassBMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag871">8</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20241031_PreferredStockMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag857">5,600</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_PreferredStockMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag872">135,299</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 5%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag890">749,752</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag869">74,136</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"/>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag852">158,910</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">)</span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px; height: 13px; background-color: #cceeff; width: 0.5%;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag867">800,349</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times;">&#160;</span></td>

























</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px;">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times;"> Stock options, amortization and issuances </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceShares" contextRef="D20250131_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag907">476</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"/>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"/>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"/>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"/>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"/>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"/>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20250131_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag894">-</ix:nonFraction></span></td>
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<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; background-color: #cceeff;">
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20250131_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag915">2,669</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">)</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; background-color: #cceeff;"><br/></td>
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<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20250131_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag914">2,669</ix:nonFraction></span></td>
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</tr>
<tr style="vertical-align: bottom; height: 13px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px;">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0pt; font-family: 'Times New Roman', Times, serif; line-height: 1.1;"><span style="font-family: 'times new roman', times; line-height: inherit;"> Restricted stock amortization, issuances and forfeitures </span></p>

































</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" contextRef="D20250131_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag908">666</ix:nonFraction></span></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"/>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
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<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
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<tr style="height: 10px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times;">Conversion of Class B to Class A common stock&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; background-color: #cceeff;"><br/></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; background-color: #cceeff;" valign="bottom"/>
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<tr style="height: 10px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px;"><span style="font-family: 'times new roman', times;">Share repurchases, including excise taxes</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px;"><br/></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><span style="font-family: 'times new roman', times;">)</span></td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px; height: 10px;"><span style="font-family: 'times new roman', times;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20250131_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1014">18,050</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px; height: 10px;"><span style="font-family: 'times new roman', times;">)</span></td>

























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<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times;"> Net income </span></p>

































</td>
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<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250131_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag898">28,191</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 13px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250131_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag899">28,191</ix:nonFraction></span></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 13px; padding-left: 0px; padding-right: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">&#160;</span></td>

























</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-size: 8pt; font-variant-numeric: normal; font-variant-east-asian: normal; margin: 0pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times;"> Balance,&#160;January 31, 2025 </span></p>

































</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250131_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag910">5,195,302</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250131_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag900">64</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250131_CommonClassBMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag911">729,349</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250131_CommonClassBMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag901">8</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250131_PreferredStockMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag912">5,600</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250131_PreferredStockMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag902">135,299</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250131_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag903">753,357</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250131_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag904">99,658</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250131_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag905">176,960</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">)</td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; padding: 0px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250131" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag906">811,426</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">&#160;</td>

























</tr>
<tr style="height: 12px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Stock options, amortization and issuances</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
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<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
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<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
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<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
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<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
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<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20250430_4" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag916">-</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>

























</tr>
<tr style="height: 12px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Preferred dividend declared ($</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><ix:nonFraction name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="D20250430_4" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag917">476.56</ix:nonFraction></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;per share)</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20250430_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag919">2,669</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;">)</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20250430_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag918">2,669</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px;">)</td>

























</tr>
<tr style="height: 12px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Restricted stock amortization, issuances and forfeitures</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20250430_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag920">4,233</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20250430_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag921">4,233</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>

























</tr>
<tr style="height: 10px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Conversion of Class B to Class A common stock</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><ix:nonFraction name="hov:ConversionOfStockShares" contextRef="D20250430_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag922">4</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;">(<ix:nonFraction name="hov:ConversionOfStockShares" contextRef="D20250430_CommonStockOutstandingMember_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" sign="-" id="Tag923">4</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;">)</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><ix:nonFraction name="hov:ConversionOfStockValue" contextRef="D20250430_4" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag924">-</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>

























</tr>
<tr style="height: 12px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Share repurchases, including excise taxes</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodShares" contextRef="D20250430_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag1016">126,448</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;">)</td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20250430_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1017">12,346</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;">)</td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20250430_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1018">12,346</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; background-color: #cceeff;">)</td>

























</tr>
<tr style="height: 10px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Net income</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250430_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag925">19,726</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 10px;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250430_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag926">19,726</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 10px;"><br/></td>

























</tr>
<tr style="height: 12px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Balance,<span>&#160;April</span></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-right: none; border-left: none;"><span style="border-left: none; border-right: none;">&#160;30, 2025</span></span></span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250430_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag927">5,068,858</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250430_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag929">64</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250430_CommonClassBMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag928">729,345</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250430_CommonClassBMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag930">8</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250430_PreferredStockMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag931">5,600</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250430_PreferredStockMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag932">135,299</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250430_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag933">757,590</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250430_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag934">116,715</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250430_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag935">189,306</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">)</td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250430" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag936">820,370</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 12px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>

























</tr>
<tr style="height: 13px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 13px;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Stock options, amortization and issuances</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceShares" contextRef="D20250731_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag937">1,179</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20250731_AdditionalPaidInCapitalMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag938">25</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 13px;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag939">25</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 13px;"><br/></td>

























</tr>
<tr style="height: 14px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 14px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 10.6667px; float: none; display: inline !important;">Preferred dividend declared ($<ix:nonFraction name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="D20250731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag940">476.56</ix:nonFraction>&#160;</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 10.6667px; float: none; display: inline !important;">per share)</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20250731_RetainedEarningsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag941">2,669</ix:nonFraction>)</td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag942">2,669</ix:nonFraction>)</td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>

























</tr>
<tr style="height: 14px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 14px;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Restricted stock amortization, issuances and forfeitures</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" contextRef="D20250731_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag943">61,595</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20250731_CommonStockOutstandingMember_CommonClassAMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag944">1</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" contextRef="D20250731_CommonStockOutstandingMember_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag945">31,042</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20250731_AdditionalPaidInCapitalMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag946">927</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag947">928</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>

























</tr>
<tr style="height: 14px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 14px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Share repurchases, including excise taxes</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodShares" contextRef="D20250731_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:fixed-zero" id="Tag1019">-</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20250731_TreasuryStockCommonMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1021">94</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1020">94</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px; background-color: #cceeff;"><br/></td>

























</tr>
<tr style="height: 14px;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 14px;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Net income</span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_RetainedEarningsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1113">16,615</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; height: 14px;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag948">16,615</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; height: 14px;"><br/></td>

























</tr>
<tr style="height: 13px; background-color: #cceeff;">
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 10.6667px; float: none; display: inline !important;">Balance,<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 10.6667px;"><span style="border-right: none; border-left: none;"><span>July 31, 2025</span></span></span></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; vertical-align: bottom; padding: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250731_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag958">5,131,632</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag957">65</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250731_CommonClassBMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag956">760,387</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_CommonClassBMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag955">8</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding: 0px; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20250731_PreferredStockMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag954">5,600</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_PreferredStockMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag953">135,299</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag952">758,542</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag951">130,661</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; padding: 0px; font-family: 'Times New Roman', Times, serif; margin: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag950">189,212</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">)</td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-size: 8pt; margin: 0px; font-family: 'Times New Roman', Times, serif; padding: 0px; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag949">835,363</ix:nonFraction></td>
<td style="font-size: 8pt; margin: 0px; padding: 0px; font-family: 'Times New Roman', Times, serif; text-indent: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 13px; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>

























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<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-family: 'times new roman', times;">See notes to condensed consolidated financial statements (unaudited).</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit;"><span id="PageBreakNo5" class="pageno">5</span></span></td>

































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>

































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<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt 0pt; text-align: center; line-height: 1.1; text-indent: 0pt;">HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: center; line-height: 1.1;">CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY</p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: center; line-height: 1.1;"><span style="font-size: 13.3333px; color: #000000; font-family: 'Times New Roman', Times, serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span style="border-right: none; border-left: none;">THREE AND NINE MONTH</span> PERIODS ENDED<span style="line-height: inherit;">&#160;</span></span><span style="border-right: none; border-left: none;"><span style="font-size: 13.3333px; color: #000000; font-family: 'Times New Roman', Times, serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span style="line-height: inherit;">JULY 31</span></span><span style="font-size: 13.3333px; color: #000000; font-family: 'Times New Roman', Times, serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-transform: uppercase; line-height: inherit;">, <span style="border-left: none; border-right: none;">2024</span></span></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: center; line-height: 1.1;">(In thousands, except share data)</p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt 0pt 6pt; text-align: center; line-height: 1.1; text-indent: 0pt;">(Unaudited)</p>
<div style="font-size: 10pt; line-height: 1.2;">
<div style="line-height: 1.1;" id="t_ft_GM8KIR4GG000000000000000000000b">
<table class="finTable" style="height: 273px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin: 0px 0px 0px 0.1px; border-collapse: collapse;" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-size: 8pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-size: 8pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> A Common Stock </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> B Common Stock </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Preferred Stock </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 1px; border-bottom-style: solid; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 7pt;">&#160;</span></td>

































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Shares </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Shares </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Shares </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 7pt;">&#160;</span></td>

































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Issued and </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Issued and </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Issued and </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Paid-In </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Accumulated </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Treasury </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Noncontrolling </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 7pt;">&#160;</span></td>

































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Outstanding </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Amount </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Outstanding </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Amount </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Outstanding </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Amount </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Capital </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Deficit </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Stock </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Interest </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Total </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 7pt; font-family: 'times new roman', times;">&#160;</span></td>

































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 17.5%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><span style="border-left: none; border-right: none;">Balance, <span class="Linked" id="fs_VXG1B95D0G00000000000000000000FM">October 31, 2023</span></span></span></p>

































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20231031_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag863">5,345,929</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20231031_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag870">62</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20231031_CommonClassBMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag877">749,081</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20231031_CommonClassBMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag848">8</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20231031_PreferredStockMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag878">5,600</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20231031_PreferredStockMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag860">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20231031_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag854">735,946</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20231031_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag862">157,197</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20231031_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag865">132,382</ix:nonFraction></span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20231031_NoncontrollingInterestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag853">53</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 6%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20231031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag889">581,789</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 0.5%;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>

































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<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px;">
<p style="margin: 0px; font-size: 8pt; font-family: 'Times New Roman', Times, serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Stock options, amortization and issuances </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceShares" contextRef="D20240131_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag864">615</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20240131_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag887">46</ix:nonFraction></span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20240131" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag858">46</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>

































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20240131_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag859">2,669</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20240131" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag880">2,669</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>

































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0px; line-height: 1.1; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Restricted stock amortization, issuances and forfeitures </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20240131" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag868">4,071</ix:nonFraction></span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 11px; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">Conversion of Class B to Class A common stock</span><br/></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px;">
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</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:MinorityInterestPeriodIncreaseDecrease" contextRef="D20240131_NoncontrollingInterestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag875">53</ix:nonFraction></span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:MinorityInterestPeriodIncreaseDecrease" contextRef="D20240131" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag888">53</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; vertical-align: bottom; padding: 0px; text-indent: 0px;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>

































 </tr>
<tr style="vertical-align: bottom; height: 14px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Net income </span></p>

































</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 14px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 14px; vertical-align: bottom; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240131_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag874">23,904</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 14px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 14px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 14px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 14px; vertical-align: bottom; padding: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 14px; vertical-align: bottom; padding: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240131" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag879">23,904</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 14px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>

































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-variant: normal; margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"> Balance, January 31, 2024 </span></p>

































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-size: 8pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-size: 8pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240131_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag886">5,346,560</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240131_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag891">62</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240131_CommonClassBMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag850">749,065</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240131_CommonClassBMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag881">8</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; height: 10px; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240131_PreferredStockMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag861">5,600</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240131_PreferredStockMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag892">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240131_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag866">740,063</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240131_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag885">135,962</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240131_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag851">132,382</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240131_NoncontrollingInterestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag883">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240131" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag856">607,088</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-size: 8pt; font-family: 'times new roman', times;">&#160;</span></td>

































 </tr>
<tr style="height: 11px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Stock options, amortization and issuances</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceShares" contextRef="D20240430_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag959">120</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20240430_AdditionalPaidInCapitalMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag961">4</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20240430_11" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag960">4</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>

































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<tr style="height: 11px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; margin: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Preferred dividend declared ($</span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><ix:nonFraction name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="D20240430_11" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag962">476.56</ix:nonFraction></span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;per share)</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20240430_RetainedEarningsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag963">2,669</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20240430_11" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag964">2,669</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>

































 </tr>
<tr style="height: 11px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Restricted stock amortization, issuances and forfeitures</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20240430_AdditionalPaidInCapitalMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag965">6,942</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20240430_11" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag966">6,942</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>

































 </tr>
<tr style="height: 11px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; margin: 0px; text-indent: 0px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Conversion of Class B to Class A common stock</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:ConversionOfStockShares" contextRef="D20240430_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag967">40,141</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:ConversionOfStockValue" contextRef="D20240430_CommonStockOutstandingMember_CommonClassAMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag968">1</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="hov:ConversionOfStockShares" contextRef="D20240430_CommonStockOutstandingMember_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" sign="-" id="Tag969">40,141</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="hov:ConversionOfStockValue" contextRef="D20240430_CommonStockOutstandingMember_CommonClassBMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag970">1</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="hov:ConversionOfStockValue" contextRef="D20240430_11" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag971">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>

































 </tr>
<tr style="height: 11px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; margin: 0px; text-indent: 0px; background-color: #cceeff;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Share repurchases<span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">, including excise taxes</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodShares" contextRef="D20240430_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag1022">106,047</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20240430_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1023">15,147</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20240430_11" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1024">15,147</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>

































 </tr>
<tr style="height: 11px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; margin: 0px; text-indent: 0px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Net income</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240430_RetainedEarningsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag972">50,836</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240430_11" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag973">50,836</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px;"><br/></td>

































 </tr>
<tr style="height: 11px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Balance, April</span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-left: none; border-right: none;">&#160;30, 2024</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240430_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag974">5,280,774</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240430_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag975">63</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240430_CommonClassBMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag976">708,924</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240430_CommonClassBMember_CommonStockOutstandingMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag977">7</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240430_PreferredStockMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag978">5,600</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240430_PreferredStockMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag979">135,299</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240430_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag980">747,001</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240430_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag981">87,795</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240430_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag982">147,529</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240430_NoncontrollingInterestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag983">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 8pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 8pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240430" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag984">647,046</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 11px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>

































 </tr>
<tr style="height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Stock options, amortization and issuances</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceShares" contextRef="D20240731_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag985">4,767</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20240731_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag987">268</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><ix:nonFraction name="hov:StockOptionsAmortizationAndIssuanceValue" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag986">268</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>

































 </tr>
<tr style="background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Preferred dividend declared ($<ix:nonFraction name="us-gaap:PreferredStockDividendsPerShareDeclared" contextRef="D20240731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag988">476.56</ix:nonFraction>&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">per share)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20240731_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag989">2,669</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag990">2,669</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;">)</td>

































 </tr>
<tr style="height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Restricted stock amortization, issuances and forfeitures</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" contextRef="D20240731_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag991">85,021</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20240731_CommonStockOutstandingMember_CommonClassAMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag992">1</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" contextRef="D20240731_CommonStockOutstandingMember_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag993">53,250</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20240731_CommonStockOutstandingMember_CommonClassBMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag994">1</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">(<ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20240731_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag995">2,790</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">(<ix:nonFraction name="hov:StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag996">2,788</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">)</td>

































 </tr>
<tr style="background-color: #cceeff; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Conversion of Class B to Class A common stock</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><ix:nonFraction name="hov:ConversionOfStockShares" contextRef="D20240731_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag997">32,771</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;">(<ix:nonFraction name="hov:ConversionOfStockShares" contextRef="D20240731_CommonStockOutstandingMember_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" sign="-" id="Tag998">32,771</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><ix:nonFraction name="hov:ConversionOfStockValue" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag999">-</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 10px;"><br/></td>

































 </tr>
<tr style="height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Share repurchases, including excise taxes</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodShares" contextRef="D20240731_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag1025">82,753</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20240731_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1026">11,392</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">(<ix:nonFraction name="hov:ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1027">11,392</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; height: 10px;">)</td>

































 </tr>
<tr style="background-color: #cceeff; height: 11px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Net income</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1000">72,919</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1001">72,919</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; background-color: #cceeff; height: 11px;"><br/></td>

































 </tr>
<tr style="height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Balance,&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 10.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span>July 31, 2024</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240731_CommonStockOutstandingMember_CommonClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag1002">5,320,580</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240731_CommonStockOutstandingMember_CommonClassAMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1003">64</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240731_CommonStockOutstandingMember_CommonClassBMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag1004">729,403</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240731_CommonStockOutstandingMember_CommonClassBMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1005">8</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:SharesOutstanding" contextRef="I20240731_PreferredStockMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag1007">5,600</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240731_PreferredStockMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1006">135,299</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240731_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1012">744,479</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240731_RetainedEarningsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1011">17,545</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240731_TreasuryStockCommonMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1010">158,921</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240731_NoncontrollingInterestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1009">-</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; padding: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20240731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1008">703,384</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; margin: 0px; padding: 0px; vertical-align: bottom; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-bottom-width: 3px; border-bottom-style: double; height: 10px; border-top-color: #000000 !important; border-bottom-color: #000000 !important;"><br/></td>

































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<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;">See notes to condensed consolidated financial statements (unaudited).&#160;</p>
<div style="font-size: 10pt;">
<div id="t_ft_XVGO4R27CW00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
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<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt;"><span id="PageBreakNo6" class="pageno">6</span></span></td>

































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>




















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</div><div style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2; text-align: center;">&#160;<a id="cashflow" href="#"></a>HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</p>
<div style="text-align: center;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bnhy_2402024152950433"><span style="font-family: 'times new roman', times;">CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</span></a></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center; line-height: 1.2;"><span style="font-size: 10pt;">(In thousands)</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 5pt; text-align: center; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt;">(Unaudited)</span></p>
<div style="line-height: 1.2;">
<div style="border-left: none; border-right: none;">
<div id="t_ft_MVC28ZKNNK00000000000000000000b">
<table class="finTable" style="height: 575px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin: 0px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 73.9255%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; padding-left: 0px; padding-right: 0px; text-align: center; width: 24.4987%;" colspan="6"><span style="font-size: 8pt;"><span class="Linked" id="fs_A7XZK4OJC000000000000000000000FM">Nine Months Ended</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.9255%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.4987%;" colspan="6"><span style="font-size: 8pt;"><span class="Linked" id="fs_DM3ZF4BI4000000000000000000000FM">July 31,</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.10742%;"> </td>


























</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.9255%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11.0316%;" colspan="2"><span style="font-size: 8pt;"><span class="Linked" id="fs_M4HKRXLSKG00000000000000000000FM">2025</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11.0316%;" colspan="2"><span style="font-size: 8pt;"><span class="Linked" id="fs_7N82UWYXC000000000000000000000FM">2024</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; padding-left: 0px; text-align: left; font-weight: bold;"><span style="font-weight: bold; font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal;"><b>Cash flows from operating activities:</b></span></p>
























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; padding-left: 0px;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal;"> Net income </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-indent: 0px; padding-left: 0px; width: 1.00287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag611">64,532</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-indent: 0px; padding-left: 0px; width: 1.00287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag609">147,659</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px; padding-left: 0px;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;"> Adjustments to reconcile net income to net cash provided by (used in) operating activities: </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px; padding-left: 0px;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;"> Depreciation </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;"><ix:nonFraction name="us-gaap:DepreciationDepletionAndAmortization" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag612">8,513</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;"><ix:nonFraction name="us-gaap:DepreciationDepletionAndAmortization" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag582">5,679</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px; padding-left: 0px;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal;"> Stock-based compensation </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;"><ix:nonFraction name="us-gaap:ShareBasedCompensation" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag613">14,124</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;"><ix:nonFraction name="us-gaap:ShareBasedCompensation" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag584">20,208</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px; padding-left: 0px;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;"> Amortization of debt discounts, premiums and deferred financing costs </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;">(<ix:nonFraction name="us-gaap:AmortizationOfFinancingCostsAndDiscounts" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag614">1,777</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-indent: 0px; padding-left: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;">(<ix:nonFraction name="us-gaap:AmortizationOfFinancingCostsAndDiscounts" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag587">366</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px; padding-left: 0px;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;"> Gain on sale of property and assets </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;">(<ix:nonFraction name="us-gaap:GainLossOnDispositionOfAssets" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag615">951</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-indent: 0px; padding-left: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-align: right; text-indent: 0px; padding-left: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;">(<ix:nonFraction name="us-gaap:GainLossOnDispositionOfAssets" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag593">941</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; height: 10px; text-indent: 0px; padding-left: 0px; background-color: #cceeff; width: 1.10742%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; ;font-style: normal; ;color: black;">)</span></td>


























</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt 0pt 0pt 18pt; text-indent: 0px; height: 15px; padding: 0px 0px 0px 24px; width: 73.9255%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; font-style: normal; color: black;">Gain on consolidation of joint venture</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; width: 1.00287%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; width: 1.00287%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-align: right; text-indent: 0px; height: 15px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="hov:GainOnConsolidationOfJointVenture" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag616">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; width: 1.43266%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; width: 1.00287%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; width: 1.00287%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-align: right; text-indent: 0px; height: 15px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="hov:GainOnConsolidationOfJointVenture" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag617">45,653</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="height: 15px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; background-color: #cceeff; padding: 0px 0px 0px 24px; width: 73.9255%;"><span style="font-size: 8pt; font-family: 'Times New Roman'; font-variant: normal; font-style: normal; color: black;">Gain on inventory <span>contributed</span> to joint v<span>enture</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; background-color: #cceeff; width: 1.00287%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; background-color: #cceeff; width: 1.00287%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-align: right; text-indent: 0px; height: 15px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="hov:GainLossOnInventoryContributedToJointVenture" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag682">22,683</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; background-color: #cceeff; width: 1.00287%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; background-color: #cceeff; width: 1.00287%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-align: right; text-indent: 0px; height: 15px; background-color: #cceeff; width: 10.0287%;"><ix:nonFraction name="hov:GainLossOnInventoryContributedToJointVenture" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag683">-</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-indent: 0px; height: 15px; background-color: #cceeff; width: 1.10742%;"><br/></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px;"><span style="font-size: 8pt;"> Income from unconsolidated joint ventures </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><span style="border-left: none; border-right: none;">(<ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag618">33,759</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><span style="border-left: none; border-right: none;">(<ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag607">36,814</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px;"><span style="font-size: 8pt;"> Distributions of earnings from unconsolidated joint ventures </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:EquityMethodInvestmentDividendsOrDistributions" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag619">3,460</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:EquityMethodInvestmentDividendsOrDistributions" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag597">3,170</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px;"><span style="font-size: 8pt;"> Gain on extinguishment of debt </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag620">399</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag621">1,371</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px;"><span style="font-size: 8pt;"> Inventory impairments and land option write-offs </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag622">20,141</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="hov:InventoryImpairmentsAndLandOptionCostWriteOffs" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag604">3,638</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px;"><span style="font-size: 8pt;">(Increase) decrease in assets: </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 8pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: 0px;"><span style="font-size: 8pt;"> Inventories </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInInventories" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag623">45,586</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; padding: 0px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInInventories" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag588">181,270</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; padding: 0px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 8pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: 0px;"><span style="font-size: 8pt;"> Receivables, deposits and notes </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInReceivables" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag624">2,163</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInReceivables" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag589">25,138</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;">)</td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: 0px;"><span style="font-size: 8pt;"> Origination of mortgage loans </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag625">1,279,416</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag594">1,083,465</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: 0px;"><span style="font-size: 8pt;"> Sale of mortgage loans </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag626">1,297,796</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag595">1,065,098</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: 0px;"><span style="font-size: 8pt;"> Deferred tax assets </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:IncreaseDecreaseInDeferredIncomeTaxes" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag627">20,244</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:IncreaseDecreaseInDeferredIncomeTaxes" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag599">44,924</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0px;"><span style="font-size: 8pt;">(Decrease) increase in liabilities: </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: 0px;"><span style="font-size: 8pt;"> Accounts payable, accrued interest and other liabilities </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag628">8,328</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag583">3,819</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: 0px;"><span style="font-size: 8pt;"> Customers&#8217; deposits </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"/>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"/>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInContractWithCustomerLiability" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag629">6,159</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInContractWithCustomerLiability" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag596">9,146</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;">)</td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: 0px;"><span style="font-size: 8pt;"> State income tax payable </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; padding-bottom: 1px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag630">8,384</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; padding-bottom: 1px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; padding-bottom: 1px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInAccruedIncomeTaxesPayable" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag598">2,215</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; padding-bottom: 1px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.10742%;">)</td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: 0px;"><span style="font-size: 8pt;"> Net cash provided by (used in) operating activities </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:NetCashProvidedByUsedInOperatingActivities" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag631">19,205</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.43266%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInOperatingActivities" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag608">92,184</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; padding: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"><b>Cash flows from investing activities:</b></span></p>
























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Proceeds from sale of property and assets </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag632">1,523</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag591">951</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Purchase of property, equipment, and other fixed assets </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag633">17,011</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; vertical-align: bottom; background-color: #cceeff; width: 1.43266%;" valign="bottom"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag603">13,437</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Investment in and advances to unconsolidated joint ventures, net of reimbursements </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="hov:PaymentsToAcquireInterestInJointVentureNetOfReimbursements" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag634">49,572</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="hov:PaymentsToAcquireInterestInJointVentureNetOfReimbursements" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag635">32,162</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;">)</td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Distributions of capital from unconsolidated joint ventures </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag636">4,425</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag600">4,353</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: 0px;"><span style="font-size: 8pt;"> Net cash used in investing activities </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInInvestingActivities" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag637">60,635</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInInvestingActivities" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag601">40,295</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; padding: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"><b>Cash flows from financing activities:</b></span></p>
























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Proceeds from mortgages and notes </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromNotesPayable" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag638">152,747</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromNotesPayable" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag581">227,612</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Payments related to mortgages and notes </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:RepaymentsOfNotesPayable" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag639">191,384</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:RepaymentsOfNotesPayable" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag585">241,496</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Proceeds from model sale leaseback financing programs </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="hov:ProceedsFromModelSaleLeasebackFinancingPrograms" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag641">36,978</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="hov:ProceedsFromModelSaleLeasebackFinancingPrograms" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag640">25,619</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Payments related to model sale leaseback financing programs </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="hov:PaymentsForModelSaleLeasebackFinancingPrograms" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag642">13,806</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="hov:PaymentsForModelSaleLeasebackFinancingPrograms" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag602">17,728</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Proceeds from land bank financing programs </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="hov:ProceedsFromLandBankFinancingProgram" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag643">159,819</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="hov:ProceedsFromLandBankFinancingProgram" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag586">75,969</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Payments related to land bank financing programs </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="hov:PaymentsForLandBankFinancingProgram" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag644">85,117</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="hov:PaymentsForLandBankFinancingProgram" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag590">72,132</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Net (payments) proceeds related to mortgage warehouse lines of credit </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:ProceedsFromRepaymentsOfLinesOfCredit" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag645">21,504</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:ProceedsFromRepaymentsOfLinesOfCredit" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag578">23,688</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"/>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Payments related to senior notes, senior secured notes and senior unsecured term loan </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:RepaymentsOfSeniorDebt" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag646">26,588</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:RepaymentsOfSeniorDebt" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag579">145,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Preferred dividends paid </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag647">8,007</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag605">8,007</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="height: 15px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-variant: normal; color: black;"><span>Treasury stock purchases</span></span></p>






































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 15px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag648">30,302</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 15px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 15px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 15px; text-align: right; text-indent: 0px; vertical-align: bottom; background-color: #cceeff; width: 10.0287%;" valign="bottom"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsForRepurchaseOfCommonStock" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag580">26,539</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 8pt; margin: 0px; height: 15px; text-indent: 0px; padding: 0px; vertical-align: bottom; background-color: #cceeff; width: 1.10742%;" valign="bottom">)</td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0px;"><span style="font-size: 8pt;"> Deferred financing costs from land banking financing programs and note issuances </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsOfFinancingCosts" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag649">3,353</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:PaymentsOfFinancingCosts" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag592">3,155</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; padding: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: 0px;"><span style="font-size: 8pt;"> Net cash used in financing activities </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInFinancingActivities" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag650">30,517</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.43266%;" valign="bottom"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInFinancingActivities" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag606">161,169</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; padding: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Net decrease in cash and cash equivalents, and restricted cash and cash equivalents </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag651">71,947</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"><span style="font-size: 8pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;">(<ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag610">293,648</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"><span style="font-size: 8pt;">)</span></td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Cash and cash equivalents, and restricted cash and cash equivalents balance, beginning of period </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag652">266,761</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; vertical-align: bottom; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.43266%;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" contextRef="I20231031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag577">477,519</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 73.9255%;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Cash and cash equivalents, and restricted cash and cash equivalents balance, end of period </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.00287%;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.00287%;" valign="bottom"><span style="font-size: 8pt;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10.0287%;" valign="bottom"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag654">194,814</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.43266%;" valign="bottom"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.00287%;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.00287%;" valign="bottom"><span style="font-size: 8pt;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10.0287%;" valign="bottom"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" contextRef="I20240731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag653">183,871</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.10742%;" valign="bottom"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; line-height: 10pt; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;"><br/></td>
<td style="height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="height: 10px; text-align: right; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="height: 10px; text-align: right; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"> </td>
<td style="height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Reconciliation of Cash, cash equivalents and restricted cash </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Homebuilding: Cash and cash equivalents </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"><span style="font-size: 8pt;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20250731_HomeBuildingSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag656">146,592</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"><span style="font-size: 8pt;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20240731_HomeBuildingSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag655">122,036</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Homebuilding: Restricted cash and cash equivalents </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20250731_HomeBuildingSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag658">12,155</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20240731_HomeBuildingSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag657">9,615</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Financial Services: Cash and cash equivalents, included in financial services assets </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20250731_FinancialServicesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag659">5,228</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; background-color: #cceeff; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20240731_FinancialServicesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag660">5,847</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; background-color: #cceeff; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 73.9255%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Financial Services: Restricted cash and cash equivalents, included in financial services assets </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20250731_FinancialServicesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag661">30,839</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.43266%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.00287%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10.0287%;"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20240731_FinancialServicesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag662">46,373</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin: 0px; height: 10px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.10742%;"> </td>


























</tr>
<tr style="vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 73.9255%;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><span style="font-size: 8pt;"> Total cash, cash equivalents and restricted cash shown in the statements of cash flows </span></p>
























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;" valign="bottom"><span style="font-size: 8pt;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;" valign="bottom"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag663">194,814</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.43266%;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;" valign="bottom"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-indent: 0px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.00287%;" valign="bottom"><span style="font-size: 8pt;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; height: 10px; text-align: right; text-indent: 0px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 10.0287%;" valign="bottom"><span style="font-size: 8pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" contextRef="I20240731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag664">183,871</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; background-color: #cceeff; border-bottom-color: #000000 !important; width: 1.10742%;" valign="bottom"> </td>


























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<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
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<p style="margin: 0px; color: #000000; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; text-align: center; line-height: 1.2;">HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</p>
<div style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: center; margin: 0px;"><span><span style="font-family: 'times new roman', times;">CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</span></span></div>
<p style="margin: 0px; color: #000000; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; text-align: center; line-height: 1.2;"><span style="font-size: 10pt;">(In thousands - <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unaudited</span>)</span></p>
<p style="margin: 0px; color: #000000; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; text-align: center; line-height: 1.2;"><span style="font-size: 10pt;">(Continued)</span></p>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<ix:nonNumeric name="us-gaap:CashFlowSupplementalDisclosuresTextBlock" contextRef="D20250731" escape="true" id="Tag684">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><b>Supplemental disclosure of non-cash operating, investing and financing activities:</b></p>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; line-height: inherit;">In the third quarter of fiscal 2024, we
consolidated the remaining assets of <span style="line-height: inherit;">one</span> of our
unconsolidated joint ventures, resulting in a $<span style="line-height: inherit;"><ix:nonFraction name="hov:ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" contextRef="D20240731_ConsolidatedJointVentureMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag665">33.1</ix:nonFraction></span>&#160;million
reduction in our investment in the joint venture, and increases of $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:NoncashOrPartNoncashAcquisitionInventoryAcquired1" contextRef="D20240731_ConsolidatedJointVentureMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag666">123.7</ix:nonFraction></span>&#160;million to inventory, $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1" contextRef="D20240731_ConsolidatedJointVentureMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag667">7.0</ix:nonFraction></span>&#160;million to other assets, $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:NoncashOrPartNoncashAcquisitionPayablesAssumed1" contextRef="D20240731_ConsolidatedJointVentureMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag668">8.8</ix:nonFraction></span>&#160;million to accounts payable, $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1" contextRef="D20240731_ConsolidatedJointVentureMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag669">6.5</ix:nonFraction></span>&#160;million to customer deposits and $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:NoncashOrPartNoncashAcquisitionDebtAssumed1" contextRef="D20240731_ConsolidatedJointVentureMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag670">36.6</ix:nonFraction></span>&#160;million to nonrecourse mortgages and notes,
net of debt issuance costs.</span><span style="font-size: 10pt; line-height: inherit;"></span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><br/></span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; line-height: inherit;">In the third quarter of fiscal <span style="line-height: inherit;">2024</span>,
K. Hovnanian&#160;exchanged $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:DebtInstrumentFaceAmount" contextRef="I20240731_UnsecuredSeniorNotesMember_The135SeniorNotesDue2026Member" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag671">64.0</ix:nonFraction></span> million
aggregate principal amount of <span style="line-height: inherit;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20240731_UnsecuredSeniorNotesMember_The135SeniorNotesDue2026Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag672">13.5</ix:nonFraction></span>% Senior Notes
due <span style="line-height: inherit;"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20240731_UnsecuredSeniorNotesMember_The135SeniorNotesDue2026Member_1" format="ixt:date-monthname-day-year-en" id="Tag673">February 1, 2026</ix:nonNumeric></span>&#160;(the "13.5%
Notes"), $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:DebtInstrumentFaceAmount" contextRef="I20240731_UnsecuredSeniorNotesMember_The50SeniorNotesDue2040Member" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag674">65.2</ix:nonFraction></span> million aggregate principal
amount of <span style="line-height: inherit;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20240731_UnsecuredSeniorNotesMember_The50SeniorNotesDue2040Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag675">5.0</ix:nonFraction></span>% Senior Notes due <span style="line-height: inherit;"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20240731_UnsecuredSeniorNotesMember_The50SeniorNotesDue2040Member_1" format="ixt:date-monthname-day-year-en" id="Tag676">February 1, 2040</ix:nonNumeric></span> and all of its $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:DebtInstrumentFaceAmount" contextRef="I20240731_UnsecuredSeniorTermLoanMember_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag677">39.6</ix:nonFraction></span> million aggregate principal amount of loans under
the Senior Unsecured Term Loan Credit Facility due <span style="line-height: inherit;"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20240731_UnsecuredSeniorTermLoanMember_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1" format="ixt:date-monthname-day-year-en" id="Tag678">February
1, 2027</ix:nonNumeric></span>&#160;(the "Unsecured Term Loan") and an aggregate cash
payment of $<span style="line-height: inherit;"><ix:nonFraction name="hov:DebtInstrumentRedeemedFaceAmount" contextRef="I20240731_UnsecuredSeniorTermLoanMember_The135SeniorNotesDue2026AndSeniorUnsecuredTermLoanCreditFacilityDue2027Member" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag679">31.5</ix:nonFraction></span> million in respect of the 13.5%
Notes and Unsecured Term Loan for an additional $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:DebtInstrumentFaceAmount" contextRef="I20240731_SeniorSecuredTermLoanMember_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag680">93.5</ix:nonFraction></span>
million aggregate principal amount of loans under the Senior Secured 1.75 Lien
Term Loan Credit Facility due <span style="line-height: inherit;"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20240731_SeniorSecuredTermLoanMember_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_1" format="ixt:date-monthname-day-year-en" id="Tag681">January 31, 2028</ix:nonNumeric></span>.</span></p>














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 </div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="D3r8klo0rmecvr7dwx4izwk">
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<p style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 10pt 0pt 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN ENTERPRISES, INC. AND SUBSIDIARIES</span></p>
<div style="color: #000000; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bddff_230202414575590"><span style="font-family: 'times new roman', times; line-height: inherit;">NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS - UNAUDITED</span></a></span></div>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">1.</em></b></span></p>










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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Basis of Presentation</b></span></p>










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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Hovnanian Enterprises, Inc. (&#8220;HEI&#8221;) conducts all of its homebuilding and financial services operations through its subsidiaries (references herein to the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; or &#8220;our&#8221; refer to HEI and its consolidated subsidiaries and should be understood to reflect the consolidated business of HEI&#8217;s subsidiaries).</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The accompanying unaudited Condensed Consolidated Financial Statements include HEI's&#160;accounts and those of all of its consolidated subsidiaries after elimination of all intercompany balances and transactions.&#160;<ix:nonNumeric name="us-gaap:MinorityInterestDescription" contextRef="D20250731" escape="false" id="Tag40">Noncontrolling interest represents the proportionate equity interest in a consolidated joint venture that is not <ix:nonFraction name="hov:PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" contextRef="I20250731" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag39">100</ix:nonFraction>% owned by the Company directly or indirectly, which we sold our membership interest in during the first quarter of fiscal 2024.</ix:nonNumeric></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The accompanying unaudited Condensed Consolidated Financial Statements have been prepared in accordance with accounting principles generally accepted in the United States of America (&#8220;U.S. GAAP&#8221;) for interim financial information and with the instructions to Form <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">10</em>-Q and Article <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit;" id="fs_C2247NA6WG00000000000000000000fs">10</span></em> of Regulation S-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">X,</em> and accordingly, they do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the Consolidated Financial Statements and notes thereto included in our Annual Report on Form <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">10</em>-K for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024.&#160;</em>In the opinion of management, all adjustments for interim periods presented have been made, which include normal recurring accruals and deferrals necessary for a fair presentation of our condensed consolidated financial position, results of operations and cash flows.&#160;The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.&#160;Actual results could differ from those estimates, and these differences could have a significant impact on the Condensed Consolidated Financial Statements.&#160;Results for interim periods are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> necessarily indicative of the results which might be expected for a full year.</span></p>










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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">2.</span></b></span></p>


























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Stock Compensation</b></span></p>


























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="line-height: inherit;"><span style="font-family: 'times new roman', times; line-height: inherit;">During the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em> quarter of fiscal <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="display: inline;" id="fs_3QBTOTQYJ400000000000000000000fs">2025</span>,</em> the Board of Directors (the "Board") approved certain grants under a new Long-Term Incentive Program (the "<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_GKZF6MRLPS00000000000000000000fs">2025</span></em>&#160;LTIP") that contain performance-based vesting conditions. The performance period for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_3IEJLDGHN400000000000000000000fs">2025</span></em>&#160;LTIP commenced on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> November 1, 2024&#160;</em>and will end on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2027. </em>At the end of the performance period, <ix:nonFraction name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" contextRef="D20250731_PerformanceSharesMember_The2025LTIPMember_PayableInSharesOfCompanyStockMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag804">100</ix:nonFraction>% of the awards, if any, are payable in shares of Company stock, subject to a mandatory <span class="ParaMarked" style="-sec-ix-hidden:Tag9">two-year</span>&#160;post-vesting hold period. During the third quarter of fiscal 2025, the Board approved certain grants under a new Performance Stock Units Program (the "2025 PSUs") that also contain performance-based vesting conditions.&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">The performance period for the<span>&#160;</span></span><em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span>2025</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;PSUs&#160;commenced on<span>&#160;May</span></span><em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;1, 2025&#160;</em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">and will end on<span>&#160;April</span></span><em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;30, 2026.<span>&#160;Upon vesting</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">, approximately&#160;<ix:nonFraction name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" contextRef="D20250731_PerformanceSharesMember_PayableInSharesOfCompanyStockMember_PerformanceStockUnitsProgram2025Member" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag815">50</ix:nonFraction></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% of the awards, if any, are payable in shares of Company stock, subject to a mandatory<span>&#160;</span></span><span><span class="ParaMarked" style="-sec-ix-hidden:Tag685">two-year</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;post-vesting hold period and approximately&#160;<ix:nonFraction name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" contextRef="D20250731_PerformanceSharesMember_PayableInCashsettledPhantomSharesMember_PerformanceStockUnitsProgram2025Member" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag814">50</ix:nonFraction>% of the awards, if any, are paid in cash based on the earned phantom stock units.</span></span></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;">For <span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; line-height: inherit;">the</span><span style="border-right: none; border-left: none;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" id="fs_KL26HGY4U800000000000000000000FM">three and nine</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-right: none; border-left: none;"> <span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;">months ended<span>&#160;</span></span><span><span class="Linked" id="fs_480TDX21VK00000000000000000000FM">July 31, 2025</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';">,</span>&#160;</span></em><span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; line-height: inherit;">stock-based compensation expense was <span style="border-left: none; border-right: none; line-height: inherit;">$<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpense" contextRef="D20250731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag810">6.2</ix:nonFraction></span><span style="line-height: inherit;">&#160;million ($<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" contextRef="D20250731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag813">4.4</ix:nonFraction> million net of&#160;</span></span><span style="line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">tax)&#160;</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and $<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpense" contextRef="D20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag811">14.1</ix:nonFraction>&#160;</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">million ($<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" contextRef="D20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag812">10.1</ix:nonFraction></span></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;million</span> net of tax), respectively.&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">For<span>&#160;</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';">the<span>&#160;</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" id="fs_ZADK1X9SSG00000000000000000000FM">three and nine</span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;">&#160;months ended<span>&#160;</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span><span class="Linked" id="fs_GZFYSNPK5S00000000000000000000FM">July 31, 2024</span></span></em><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';">, stock-based compensation expense was&#160;<span>$<span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpense" contextRef="D20240731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag806">9.2</ix:nonFraction></span>&#160;million ($<span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" contextRef="D20240731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag807">6.1</ix:nonFraction></span>&#160;million net of&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">tax)&#160;</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">and&#160;$<span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpense" contextRef="D20240731_4" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag808">20.2</ix:nonFraction></span></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;million ($<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" contextRef="D20240731_4" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag809">13.2</ix:nonFraction></span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;"><span>&#160;million</span><span>&#160;</span>net of tax), respectively.</span></span></span></span></p>


























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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#TOC">Table of Contents</a></span></div>




















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<p style="margin: 0px; text-indent: 0px;"><br/></p>
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<div style="border-right: none; border-left: none;">
<ix:nonNumeric name="hov:DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" contextRef="D20250731" escape="true" id="Tag260">
<div style="border-left: none; border-right: none;">
<table style="width: 100%; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td style="width: 18pt;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">3.</span></td>
<td><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Interest</span></td>











































 </tr>











































 </tbody>











































 </table>











































 </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; text-indent: 45pt;">Interest costs incurred, expensed and capitalized were as follows:</p>
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
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<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric name="hov:ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" contextRef="D20250731" escape="true" id="Tag265">
<div style="border-left: none; border-right: none;">
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<table class="finTable" style="height: 115px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin: 0px 0px 0px 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 23.9713%;" colspan="6"><span class="Linked" id="fs_VPO8OMWXU800000000000000000000fs">Three Months Ended</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; width: 24.9713%;" colspan="7"><span class="Linked" id="fs_AR44K7OWWG00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9713%;" colspan="6"><span class="Linked" id="fs_UCLR6DMNJK00000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9713%;" colspan="7"><span class="Linked" id="fs_DWUY2RS09C00000000000000000000fs">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 17px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> (In thousands) </span></p>












































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2"><span class="Linked" id="fs_YGX2FRFER400000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2"><span class="Linked" id="fs_WSKOXSHDLS00000000000000000000FM">2024</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;" colspan="3"><span class="Linked" id="fs_9PKZ13BG6O00000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2"><span class="Linked" id="fs_HLNFZBGA7K00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest capitalized at beginning of period</p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; padding: 0px; vertical-align: bottom; width: 10%; background-color: #cceeff;" valign="bottom"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" contextRef="I20250430" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag377">53,633</ix:nonFraction> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" contextRef="I20240430" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag378">52,222</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag274">57,671</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" contextRef="I20231031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag273">52,060</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Plus interest incurred(<span style="display: inline;" id="fs_4QHNLTEP8W00000000000000000000fs">1</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag268">28,523</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag275">28,087</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag266">88,210</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCostsIncurred" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag267">94,578</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less cost of sales interest expensed</p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;">(<ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag379">26,868</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;">(<ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag380">22,316</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(<ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag381">66,162</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(<ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCostsCostOfSales1" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag270">63,757</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Less other interest expensed(<span style="display: inline;" id="fs_DIPAPLNMA800000000000000000000fs">2</span>)</span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">(<ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag382">7,149</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">(<ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag269">6,262</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">(<ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag383">25,811</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">(<ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag271">25,682</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>















</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Less interest contributed to unconsolidated joint venture(<span style="display: inline;" id="fs_KYS96WDK5C00000000000000000000fs">3</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; text-align: right; width: 10%; background-color: #cceeff;"><span><span style="border-left: none; border-right: none;" class="selected"><span style="border-left: none; border-right: none;"><ix:nonFraction name="hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag384">-</ix:nonFraction></span></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><ix:nonFraction name="hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag385">-</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(<ix:nonFraction name="hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag386">5,769</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(<ix:nonFraction name="hov:RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag272">5,468</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>















</tr>
<tr style="height: 18px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 47.9391%; border-bottom-color: #000000 !important;"><span>Plus </span>interest acquired from unconsolidated joint venture(<span id="fs_E2N8X6OCCW00000000000000000000FM" style="display: inline;">4</span>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0.1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"><ix:nonFraction name="hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag387">-</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"><ix:nonFraction name="hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag388">2,861</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"><ix:nonFraction name="hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag389">-</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"><ix:nonFraction name="hov:RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag390">2,861</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; width: 47.9391%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"> I<span>nterest capitalized at end of peri</span>od(<span id="fs_RGQKWI6ZSW00000000000000000000FM" style="display: inline;">5</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag277">48,139</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" contextRef="I20240731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag391">54,592</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag276">48,139</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;"><ix:nonFraction name="us-gaap:RealEstateInventoryCapitalizedInterestCosts" contextRef="I20240731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag392">54,592</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>















</tr>















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 </div>
<div style="border-right: none; border-left: none; margin: 0px; text-indent: 0px;"><br/>
<div style="border-left: none; border-right: none;">
<table style="height: 20px; width: 100%; font-size: 10pt; text-indent: 0px; font-family: 'times new roman'; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top; height: 10px;">
<td style="height: 10px; width: 2%; padding: 0px 2px 0px 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span style="display: inline;" id="fs_ASK4LZ5XSG00000000000000000000fs">1</span></span></span></span>)</i></span></p>












































 </td>
<td style="height: 10px; width: 98%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote2"><i>Data does <span style="font: inherit;">not</span> include interest incurred by our mortgage and finance subsidiaries.</i></ix:footnote></p>












































 </td>












































 </tr>
<tr style="vertical-align: top; height: 10px;">
<td style="height: 10px; padding: 0px 2px 0px 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span style="display: inline;" id="fs_LCAW2SREJ400000000000000000000fs">2</span></span></span></span>)</i></span></p>












































 </td>
<td style="height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.1;"><ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote3"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"><i>During the <span style="border-left: none; border-right: none;"><span id="fs_QAAZ7SFOEO00000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_0E6D3KJLXS00000000000000000000FM" class="Linked">July 31, 2025</span></span>&#160;and <span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;">2024</span>, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does <span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span> qualify for capitalization and therefore is expensed as incurred. <i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">This component of other interest was $<ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20250731_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag261">7.1</ix:nonFraction>&#160;million</i></i><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;and</span></span></span><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-right: none; border-left: none;"> $</span><span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e"><ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20240731_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag262">6.3</ix:nonFraction> </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM">three months ended July 31, 2025</span> </span>and <span><span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs">2024</span></span>, respectively, and $<ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20250731_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag263">25.8</ix:nonFraction> million and</span><span> $</span><span><ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20240731_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember_3" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag264">25.7</ix:nonFraction> </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the </span><span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM">nine months ended July 31, 2025</span><span style="border-right: none; border-left: none;"> and <span><span class="Linked" id="fs_YCZASVQAF400000000000000000000fs">2024</span></span>, respectively.</span></span></ix:footnote></p>












































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<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<table style="width: 100%; text-indent: 0px; font-size: 10pt; font-family: 'times new roman'; border-collapse: collapse; height: 37px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top; font-size: 10pt; height: 10px;">
<td style="font-size: 10pt; vertical-align: top; height: 10px; width: 2%; padding: 0px 2px 0px 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;"><i>(<span style="border-left: none; border-right: none;">3</span>)</i></span></p>












































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<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.1;"><ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote4"><i>Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note <em style="font: inherit;"><span style="line-height: inherit; display: inline;" id="fs_8L1VTIUHTC00000000000000000000fs">18</span>.</em> There was <em style="font: inherit;">no</em> impact to the Condensed Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></ix:footnote></p>












































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<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="border-left: none; border-right: none;"><span style="display: inline;" id="fs_3YAWIA17EO00000000000000000000fs">4</span></span>)</i></span></p>












































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<td style="font-size: 10pt; height: 10px; width: 98%;"><span style="border-right: none; border-left: none;"><i><i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></i><ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote5"><span style="border-left: none; border-right: none;"><i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note <em style="font: inherit;"><span>18</span>.</em> There was <em style="font: inherit;">no</em> impact to the Condensed Consolidated Statement of Operations resulting therefrom</i>.</span></ix:footnote></i></span></td>















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<td style="font-size: 10pt; vertical-align: top; padding: 0px 2px 0px 0px; width: 2%; height: 17px;">(<span id="fs_97EMCPALFK00000000000000000000FM"><span style="font-style: italic;">5</span></span>)</td>
<td style="font-size: 10pt; width: 98%; height: 17px;"><ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote6"><i style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-left: none; border-right: none;">Capitalized interest amounts are shown gross before allocating a portion of impairments, if any, to capitalized interest.</span></i></ix:footnote></td>















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<div class="hf-cell PGNUM" style="text-align: center; font-size: 10pt; font-family: Times New Roman;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric name="hov:InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" contextRef="D20250731" escape="true" id="Tag825">
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<td style="width: 18pt; text-align: left;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">4.</span></td>
<td style="text-align: left;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Reduction of Inventory to Fair Value</span></td>






















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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1; text-align: left;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="text-align: left; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We had&#160;<ix:nonFraction name="hov:NumberOfCommunitiesEvaluatedForImpairment" contextRef="D20250731_HomeBuildingSegmentMember" unitRef="Item" decimals="0" format="ixt:num-dot-decimal" id="Tag816">452</ix:nonFraction> and <ix:nonFraction name="hov:NumberOfCommunitiesEvaluatedForImpairment" contextRef="D20240731_HomeBuildingSegmentMember_7" unitRef="Item" decimals="0" format="ixt:num-dot-decimal" id="Tag834">448</ix:nonFraction> communities under development and held for future development or sale at&#160;<em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" style="line-height: inherit;" id="fs_KX2ZBSTBAO00000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_5TEWJM2AQO00000000000000000000FM">2024</span>, respectively, which we evaluated for impairment indicators (i.e., those with a projected operating loss). We identified impairment indicators in&#160;<ix:nonFraction name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" contextRef="D20250731_HomeBuildingSegmentMember_NortheastMember" unitRef="Number" decimals="0" format="ixt-sec:numwordsen" id="Tag835">one</ix:nonFraction>&#160;community in our Northeast segment and <span><ix:nonFraction name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" contextRef="D20250731_HomeBuildingSegmentMember_WestMember" unitRef="Number" decimals="0" format="ixt-sec:numwordsen" id="Tag836">three</ix:nonFraction></span> communities in our West segment with an aggregate carrying value of $<ix:nonFraction name="hov:CarryingValueOfCommunitiesTestedForImpairment" contextRef="D20250731_HomeBuildingSegmentMember_5" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag838">35.9</ix:nonFraction>&#160;million during the <span id="fs_5QNZC8UQHC00000000000000000000FM" class="Linked">three months ended July 31, 2025</span>, and&#160;<ix:nonFraction name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" contextRef="D20250731_HomeBuildingSegmentMember_NortheastMember_1" unitRef="Number" decimals="0" format="ixt-sec:numwordsen" id="Tag841">two</ix:nonFraction>&#160;communities in our Northeast segment and <span><ix:nonFraction name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" contextRef="D20250731_HomeBuildingSegmentMember_WestMember_1" unitRef="Number" decimals="0" format="ixt-sec:numwordsen" id="Tag842">three</ix:nonFraction></span> communities in our West segment with an aggregate carrying value of $<ix:nonFraction name="hov:CarryingValueOfCommunitiesTestedForImpairment" contextRef="D20250731_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag840">41.3</ix:nonFraction> million during the <span id="fs_HB7DOTECE800000000000000000000FM" class="Linked">nine months ended July 31, 2025</span>. These impairment analyses resulted in impairments&#160;of $<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20250731_HomeBuildingSegmentMember_5" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag837">7.6</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20250731_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag839">8.8</ix:nonFraction> million during the <span id="fs_6KSPU8NH1C00000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_LZDSFE91K000000000000000000000FM" class="Linked">July 31, 2025</span>, respectively, included with "Inventory impairments and land option write-offs" in the Condensed Consolidated Statement of Operations and deducted from inventory. We&#160;identified an impairment indicator related to an offer received on a parcel of land with a carrying value of $<ix:nonFraction name="hov:CarryingValueOfCommunitiesTestedForImpairment" contextRef="D20240731_HomeBuildingSegmentMember_7" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag844">15.2</ix:nonFraction> million for <ix:nonFraction name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" contextRef="D20240731_HomeBuildingSegmentMember_WestMember_1" unitRef="Number" decimals="0" format="ixt-sec:numwordsen" id="Tag375"><ix:nonFraction name="hov:NumberOfCommunitiesPerformedDetailedImpairmentCalculations" contextRef="D20240731_HomeBuildingSegmentMember_WestMember" unitRef="Number" decimals="0" format="ixt-sec:numwordsen" id="Tag845">one</ix:nonFraction></ix:nonFraction> community in our West segment during both the <span id="fs_NZXZ6UUWV400000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_SHLZA3W0SG00000000000000000000FM">July 31, 2024</span>. The impairment analysis resulted in an impairment charge of $<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20240731_HomeBuildingSegmentMember_6" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag374"><ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20240731_HomeBuildingSegmentMember_7" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag843">2.7</ix:nonFraction></ix:nonFraction> million during the periods.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit; font-size: 10pt;">&#160;</span></p>
<div style="font-size: 10pt; line-height: 1.2;">
<div style="font-family: 'Times New Roman';">
<div style="font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left;">
<div style="border-left: none; border-right: none;">
<div style="font-family: 'times new roman', times; font-size: 10pt;">
<div class="PGFTR" style="text-align: center; width: 100%;">
<div class="hf-row">
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<div style="font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: 1.2; text-align: left; margin: 0pt; text-indent: 45pt;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><span>Write-offs</span>&#160;of&#160;options, engineering and capitalized interest costs are recorded in "Inventory impairments and land option write-offs" when we redesign communities, abandon certain engineering costs or do not&#160;exercise options in various locations because the pro forma profitability is not projected to produce adequate returns on investment commensurate with the risk. Total aggregate write-offs related to these</span> items were $<ix:nonFraction name="hov:LandOptionWriteOffs" contextRef="D20250731_HomeBuildingSegmentMember_5" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag826">8.4</ix:nonFraction> million and $<ix:nonFraction name="hov:LandOptionWriteOffs" contextRef="D20240731_HomeBuildingSegmentMember_6" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag827">0.4</ix:nonFraction> million for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em><span class="Linked" style="line-height: inherit;" id="fs_3NB7YOJNC000000000000000000000FM">three months ended July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_H86P9JPHI800000000000000000000fs">2024</span></em>, respectively<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">,<span>&#160;</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;">and $</span><ix:nonFraction name="hov:LandOptionWriteOffs" contextRef="D20250731_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag830">11.3</ix:nonFraction><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"><span>&#160;</span>million and $</span><ix:nonFraction name="hov:LandOptionWriteOffs" contextRef="D20240731_HomeBuildingSegmentMember_7" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag831">0.9</ix:nonFraction><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"><span>&#160;</span>million for the&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_ZF6Y44JXFK00000000000000000000FM">nine months ended July 31, 2025</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"><span>&#160;</span></em><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;">and<span>&#160;</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"><span><span class="Linked" id="fs_P3QNOPSNA800000000000000000000FM">2024</span></span></em><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;">, respectively.</span> The number of lots walked away from during the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em><span class="Linked" style="line-height: inherit;" id="fs_8ZWPHH2TSG00000000000000000000FM">three months ended July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_SWR3AM2LS000000000000000000000fs">2024</span></em>&#160;were <ix:nonFraction name="hov:NumberOfWalkAwayLots" contextRef="D20250731_HomeBuildingSegmentMember_5" unitRef="Item" decimals="0" format="ixt:num-dot-decimal" id="Tag828">4,059</ix:nonFraction> and <ix:nonFraction name="hov:NumberOfWalkAwayLots" contextRef="D20240731_HomeBuildingSegmentMember_6" unitRef="Item" decimals="0" format="ixt:num-dot-decimal" id="Tag829">1,277</ix:nonFraction>, respectively<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">,<span>&#160;</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;">and<span>&#160;<span style="border-left: none; border-right: none;"><ix:nonFraction name="hov:NumberOfWalkAwayLots" contextRef="D20250731_HomeBuildingSegmentMember" unitRef="Item" decimals="0" format="ixt:num-dot-decimal" id="Tag833">8,956</ix:nonFraction></span></span><span>&#160;</span>and<span> <ix:nonFraction name="hov:NumberOfWalkAwayLots" contextRef="D20240731_HomeBuildingSegmentMember_7" unitRef="Item" decimals="0" format="ixt:num-dot-decimal" id="Tag832">2,547</ix:nonFraction></span><span>&#160;</span>during the<span>&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span style="border-right: none; border-left: none;"><span><span class="Linked" id="fs_CXDZ6EXW6800000000000000000000FM">nine months ended July 31, 2025</span></span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span>&#160;</span></em>and<span>&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-left: none; border-right: none;"><span><span class="Linked" id="fs_KV2O11D91C00000000000000000000fs">2024</span></span></span></em>, respectively</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">.</span> The walk-aways&#160;during the first three quarters of fiscal <span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_TSLS4VSTTS00000000000000000000FM">2025</span></span>&#160;and&#160;<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_959A9Y3WWG00000000000000000000FM">2024</span></span>&#160;occurred across each of our segments.</span></span></div>






















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<p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third-</em>party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC <span style="display: inline;" id="fs_3YHUD5GWZK00000000000000000000fs">606</span>, these sale and leaseback transactions are considered a financing rather than a sale. Our Condensed Consolidated Balance Sheets as of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_Q2KC3D9Q5S00000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_YZR7ERHS8W00000000000000000000FM">October 31, 2024</span></em>, included inventory of $<ix:nonFraction name="hov:InventoryRealEstateOtherOptions" contextRef="I20250731_ModelSaleLeasebackFinancingArrangementsMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag821">65.9</ix:nonFraction> million and $<ix:nonFraction name="hov:InventoryRealEstateOtherOptions" contextRef="I20241031_ModelSaleLeasebackFinancingArrangementsMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag817">46.1</ix:nonFraction> million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $<ix:nonFraction name="hov:LiabilitiesFromInventoryRealEstateNotOwned" contextRef="I20250731_ModelSaleLeasebackFinancingArrangementsMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag823">68.7</ix:nonFraction> million (net of debt issuance costs) and $<ix:nonFraction name="hov:LiabilitiesFromInventoryRealEstateNotOwned" contextRef="I20241031_ModelSaleLeasebackFinancingArrangementsMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag824">46.2</ix:nonFraction> million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>
<p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We have land banking arrangements, whereby we sell our land parcels to a land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes in accordance with ASC <span style="display: inline;" id="fs_GW7KBBOAOW00000000000000000000fs">606</span>, these transactions are considered a financing rather than a sale. Our Condensed Consolidated Balance Sheets as of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_VD95KZ8WXC00000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_97OQF5VUSW00000000000000000000FM">October 31, 2024</span></em>, included inventory of $<ix:nonFraction name="hov:InventoryRealEstateOtherOptions" contextRef="I20250731_LandBankingArrangementMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag819">263.8</ix:nonFraction> million and $<ix:nonFraction name="hov:InventoryRealEstateOtherOptions" contextRef="I20241031_LandBankingArrangementMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag822">164.9</ix:nonFraction> million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $<ix:nonFraction name="hov:LiabilitiesFromInventoryRealEstateNotOwned" contextRef="I20250731_LandBankingArrangementMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag818">167.9</ix:nonFraction> million (net of debt issuance costs) and $<ix:nonFraction name="hov:LiabilitiesFromInventoryRealEstateNotOwned" contextRef="I20241031_LandBankingArrangementMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag820">94.1</ix:nonFraction> million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>






















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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>
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<td style="width: 18pt;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">5.</span></td>
<td><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Variable Interest Entities</span></td>


















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; line-height: 1.2; text-indent: 45pt;">&#160;<span style="font-family: 'times new roman', times; line-height: inherit;">We enter into land and lot option purchase contracts to procure land or lots for the construction of homes. Under these contracts, the Company will fund a stated deposit in consideration for the right, but not the obligation, to purchase land or lots at a future point in time with predetermined terms. Under the terms of the option purchase contracts, many of the option deposits are not refundable at the Company's discretion. Under the requirements of ASC <span style="display: inline;" id="fs_378GWYRTF400000000000000000000fs">810</span>, certain option purchase contracts may result in the creation of a Variable Interest Entity ("VIE") that owns the land parcel under option.</span></p>
<p style="margin: 0in; line-height: 1.2; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0in 5.3pt 0in 0in; text-indent: 45pt; line-height: 1.2; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Although the Company does not have legal title to the underlying land,&#160;we analyze our option purchase contracts to determine whether the corresponding land and lot sellers are VIEs and, if so, whether we are the primary beneficiary. The significant factors we consider in determining if the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared include, among other things, our ability in determining or limiting the scope or purpose of the VIE, selling or transferring property owned or controlled by the VIE, changing the terms of the contract or arranging financing for the VIE. As a result of our analyses, we have concluded, there are no VIEs that required consolidation at either<span style="letter-spacing: 0.35pt; line-height: inherit;">&#160;</span><span class="Linked" style="line-height: inherit;" id="fs_3M6C0VXVF400000000000000000000FM">July 31, 2025</span><span style="letter-spacing: 0.35pt; line-height: inherit;">&#160;</span>or <span class="Linked" style="line-height: inherit;" id="fs_P3YW0NP1G000000000000000000000FM">October 31, 2024</span><span style="letter-spacing: 0.35pt; line-height: inherit;">&#160;</span>because we are not the primary beneficiary of the land or lots under option purchase contracts.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We will continue to secure land and lots using options, some of which are with VIEs&#160;where we have determined power is shared among the partners and we do not have a controlling financial interest. Including deposits on our unconsolidated VIEs, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_6G5UFKAGXS00000000000000000000FM">July 31, 2025</span></em>&#160;and <span class="Linked" style="line-height: inherit;" id="fs_WEVTQ7WPQO00000000000000000000FM">October 31, 2024</span>, we had total cash deposits amounting to $<ix:nonFraction name="hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" contextRef="I20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag53">312.1</ix:nonFraction>&#160;million and $<ix:nonFraction name="hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" contextRef="I20241031" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag56">264.8</ix:nonFraction> million, respectively, to purchase land and lots with a total purchase price of $<ix:nonFraction name="hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" contextRef="I20250731" unitRef="USD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="Tag54">3.4</ix:nonFraction>&#160;billion and $<ix:nonFraction name="hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" contextRef="I20241031" unitRef="USD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="Tag55">3.0</ix:nonFraction> billion, respectively. The maximum exposure to loss with respect to our land and lot options is limited to the deposits plus any pre-development costs invested in the property, although some deposits are refundable at our request or if certain conditions are met.</span></p>


















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span><span style="display: inline;" id="fs_NM8AFAMEKW00000000000000000000fs">6</span></span>.</em></b></span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b>Warranty Costs</b></span></p>



























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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;">We accrue for warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. <span>For homes to be delivered in fiscal <span style="display: inline;" id="fs_NCA14ZGDSW00000000000000000000fs">2025</span> and previously delivered in <span style="display: inline;" id="fs_0GHVD2BD0W00000000000000000000fs">2024</span><i>,</i>&#160;our <span>deductible</span>&#160;under our general liability insurance is<span> or was</span> $<ix:nonFraction name="hov:GeneralLiabilityInsuranceDeductible" contextRef="I20240731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag429"><ix:nonFraction name="hov:GeneralLiabilityInsuranceDeductible" contextRef="I20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag487">30.0</ix:nonFraction></ix:nonFraction> million <span>annually</span>, aggregated&#160;for construction defect and warranty claims. For bodily injury claims, our deductible per occurrence in fiscal <span style="display: inline;" id="fs_8RKFX51QC000000000000000000000FM">2025</span><i></i>&#160;<span>and <span style="display: inline;" id="fs_ZG6FLTBAMO00000000000000000000fs">2024</span> </span>is <span>or was</span> $<ix:nonFraction name="hov:BodilyInjuryInsuranceDeductible" contextRef="I20240731" unitRef="USD" decimals="-4" scale="6" format="ixt:num-dot-decimal" id="Tag430"><ix:nonFraction name="hov:BodilyInjuryInsuranceDeductible" contextRef="I20250731" unitRef="USD" decimals="-4" scale="6" format="ixt:num-dot-decimal" id="Tag488">0.25</ix:nonFraction></ix:nonFraction>&#160;million and <span>$<ix:nonFraction name="hov:BodilyInjuryInsuranceDeductibleForActionOverClaims" contextRef="I20240731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag431"><ix:nonFraction name="hov:BodilyInjuryInsuranceDeductibleForActionOverClaims" contextRef="I20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag489">0.5</ix:nonFraction></ix:nonFraction>&#160;</span>million for action over claims, both with a <span>$<ix:nonFraction name="hov:BodilyInjuryInsuranceLimit" contextRef="I20240731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag432"><ix:nonFraction name="hov:BodilyInjuryInsuranceLimit" contextRef="I20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag490">30.0</ix:nonFraction></ix:nonFraction></span>&#160;million limit. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are&#160;not&#160;covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs at the time each home is closed and control is transferred to the homebuyer.</span> </span>Additions, charges and changes in the warranty reserve and general liability reserve for the&#160;<em style="font: inherit;"></em><span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_VLC2WZL2V400000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_UY2SPR1QSG00000000000000000000FM">July 31, 2025</span></span><em style="font: inherit;">&#160;</em>and <em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_SBAS27W5DS00000000000000000000FM">2024</span>&#160;</em>were as follows:</span></p>
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<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9978%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 23.9481%;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span style="border-right: none; border-left: none;"><span class="Linked" id="fs_VU35QBSJCW00000000000000000000FM">Three Months Ended</span></span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; width: 24.9481%;" colspan="7"><span class="Linked" id="fs_W0PNM9Y47400000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9481%;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_P833BH6DTC00000000000000000000FM">July 31,</span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9481%;" colspan="7"><span class="Linked" id="fs_JZ4VZ9K8GW00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> (In thousands) </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_6MHZU7CSHS00000000000000000000FM">2025</span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_Z110ULB6QO00000000000000000000FM">2024</span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;" colspan="3"><span class="Linked" id="fs_HQTUK2P38W00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2"><span class="Linked" id="fs_QB41T7A0K000000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Balance, beginning of period </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrual" contextRef="I20250430" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag491">91,800</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrual" contextRef="I20240430" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag492">85,177</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrual" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag472">89,391</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrual" contextRef="I20231031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag473">98,919</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1.02814%; height: 10px;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Additions &#8211; Selling, general and administrative </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" contextRef="D20250731_SellingGeneralAndAdministrativeExpensesMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag480">2,818</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" contextRef="D20240731_SellingGeneralAndAdministrativeExpensesMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag484">2,262</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" contextRef="D20250731_SellingGeneralAndAdministrativeExpensesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag470">7,912</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" contextRef="D20240731_SellingGeneralAndAdministrativeExpensesMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag474">6,850</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Additions &#8211; Cost of sales </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" contextRef="D20250731_CostOfSalesMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag481">2,294</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" contextRef="D20240731_CostOfSalesMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag485">2,787</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" contextRef="D20250731_CostOfSalesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag471">6,512</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualWarrantiesIssued" contextRef="D20240731_CostOfSalesMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag475">7,637</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Charges incurred during the period (1)</span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">(<ix:nonFraction name="us-gaap:ProductWarrantyAccrualPayments" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag493">2,417</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">(<ix:nonFraction name="us-gaap:ProductWarrantyAccrualPayments" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag494">2,546</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">(<ix:nonFraction name="us-gaap:ProductWarrantyAccrualPayments" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag495">8,772</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">(<ix:nonFraction name="us-gaap:ProductWarrantyAccrualPayments" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag479">28,139</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;">)</td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Changes to pre-existing reserves </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag482">1,955</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag486">418</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag476">1,407</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrualPreexistingIncreaseDecrease" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag478">2,831</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Balance, end of period </span></p>




























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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrual" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag483">96,450</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"><span style="font-size: 10pt;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrual" contextRef="I20240731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag496">88,098</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrual" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag477">96,450</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:ProductWarrantyAccrual" contextRef="I20240731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag497">88,098</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-style: italic;">(1) The majority of the charges incurred during the first nine months of fiscal 2024 represented a payment for construction defects related to the settlement of a litigation matter.</span></p>




























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">7.</em></b></span></p>






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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Commitments and Contingent Liabilities</b></span></p>






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<p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We are involved in litigation arising in the ordinary course of business, none of which is expected to have a material adverse effect on our financial position, results of operations or cash flows, and we are subject to extensive and complex laws and regulations that affect the development of land and home building, sales and customer financing processes, including zoning, density, building standards and mortgage financing.&#160;These laws and regulations often provide broad discretion to the administering governmental authorities.&#160;This can delay or increase the cost of development or homebuilding. The significant majority of our litigation matters are related to construction defect claims. Our estimated losses from construction defect litigation matters, if any, are included in our construction defect reserves.</span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We also are subject to a variety of local, state, federal and foreign laws and regulations concerning protection of health and the environment, including those regulating the emission or discharge of materials into the environment, the management of storm water runoff at construction sites, the handling, use, storage and disposal of hazardous substances, impacts to wetlands and other sensitive environments, and the remediation of contamination at properties that we have owned or developed or currently own or are developing (&#8220;environmental laws&#8221;).&#160;The particular environmental laws that apply to a site may vary greatly according to the community site, for example, due to the community, the environmental conditions at or near the site, and the present and former uses of the site.&#160;These environmental laws may result in delays, may cause us to incur substantial compliance, remediation and/or other costs, and can prohibit or severely restrict development and homebuilding activity.&#160;In addition, noncompliance with these laws and regulations could result in fines and penalties, obligations to remediate or take corrective action, permit revocations or other sanctions; and contamination or other environmental conditions at or in the vicinity of our developments may result in claims against us for personal injury, property damage or other losses.</span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We anticipate that increasingly stringent requirements will continue to be imposed on developers and homebuilders in the future. In addition, some of these laws and regulations that significantly affect how certain properties may be developed are contentious, attract intense political attention, and may be subject to significant changes over time. For example, regulations governing wetlands permitting under the federal Clean Water Act have been the subject of extensive rulemakings for many years, resulting in several major joint rulemakings by the EPA and the U.S. Army Corps of Engineers that have expanded and contracted the scope of wetlands subject to regulation; and such rulemakings have been the subject of many legal challenges, some of which remain pending. It is unclear how these and related developments, including at the state or local level, ultimately may affect the scope of regulated wetlands where we operate. Although we cannot reliably predict the extent of any effect these developments regarding wetlands, or any other requirements that may take effect, may have on us, they could result in time-consuming and expensive compliance programs and in substantial expenditures, which could cause delays and increase our cost of operations. In addition, our ability to obtain or renew permits or approvals and the continued effectiveness of permits already granted or approvals already obtained is dependent upon many factors, some of which are beyond our control, such as changes in policies, rules and regulations and their interpretations and application.</span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; text-indent: 45pt; font-size: 10pt; line-height: inherit;">In December 2020, the New Jersey Department of Environmental Protection ("NJDEP") and the Administrator of the New Jersey Spill Compensation Fund (the &#8220;Spill Fund&#8221;) filed a lawsuit in the Superior Court of New Jersey, Law Division, Union County against Hovnanian Enterprises, Inc., in addition to other unrelated parties, in connection with contamination at Hickory Manor, a residential condominium development. Alleged predecessors of certain defendants had used the Hickory Manor property for decades for manufacturing purposes.&#160;In&#160;<span style="line-height: inherit; display: inline;" id="fs_21KANHO6MO00000000000000000000fs">1998</span>, the NJDEP confirmed that groundwater at this site was impacted from an off-site source. The site was later remediated, resulting in the NJDEP issuing an unconditional site-wide No Further Action determination letter and Covenant Not to Sue in&#160;<span style="line-height: inherit; display: inline;" id="fs_23K4NEHP3400000000000000000000fs">1999</span>. Subsequently,&#160;<span style="line-height: inherit; display: inline;" id="fs_HWYTA8UKKW00000000000000000000fs">one</span>&#160;of our affiliates was involved in redeveloping the property as a residential community. The complaint asserts claims under the New Jersey Spill Act and other state law claims and alleges that the NJDEP and the Spill Fund have incurred over $<ix:nonFraction name="us-gaap:LossContingencyDamagesSoughtValue" contextRef="D20250731_SpillFundLawsuitMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag164">5.3</ix:nonFraction>&#160;million since&#160;<span style="line-height: inherit; display: inline;" id="fs_K0408EUSNK00000000000000000000fs">2009</span>&#160;to investigate vapor intrusion at the development and to install vapor mitigation systems. Among other things, the complaint seeks recovery of the costs incurred, an order that defendants perform additional required remediation and disgorgement of profits on our affiliate&#8217;s sales of the units in the development. Discovery has commenced.&#160;Hovnanian Enterprises, Inc. intends to defend these claims vigorously.</span></p>






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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><b>Cash Equivalents, Restricted Cash and Customers' Deposits</b></p>












































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Cash equivalents include&#160;certificates of deposit, U.S. Treasury bills and government money&#8211;market funds with maturities of <em style="font: inherit;">90</em> days or less when purchased.&#160;Our cash balances are held at a few financial institutions and <em style="font: inherit;"> may, </em>at times, exceed insurable amounts.&#160;We believe we help to mitigate this risk by depositing our cash in major high credit quality&#160;financial institutions.&#160;As of&#160;<em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_FKE5M8IA1C00000000000000000000FM">July 31, 2025</span></em> and <em style="font: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_HYF9ROVH4G00000000000000000000FM">October 31, 2024</span></em>, $<ix:nonFraction name="us-gaap:CashEquivalentsAtCarryingValue" contextRef="I20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag255">12.5</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:CashEquivalentsAtCarryingValue" contextRef="I20241031" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag256">13.6</ix:nonFraction>&#160;million, respectively, of our total cash and cash equivalents was in cash equivalents and restricted cash equivalents.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Homebuilding "Restricted cash and cash equivalents" on the Condensed Consolidated Balance Sheets totaled $<ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20250731_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag258">12.2</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20241031_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag250">7.9</ix:nonFraction> million as of&#160;<em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ZTJN0TPPQO00000000000000000000FM">July 31, 2025</span></em> and <em style="font: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_L19QSS6I4W00000000000000000000FM">October 31, 2024</span></em>, respectively, which primarily consists of&#160;cash collateralizing our letter of credit agreements and facilities (see Note 12).<br/></p>
<div>
<ix:exclude>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
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<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; z-index: 100;"><span id="PageBreakNo12" class="pageno" style="z-index: 100;">12</span></span></td>






































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<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>

































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<br/></div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Financial services restricted cash and cash equivalents, which are included in <span style="border-left: none; border-right: none;">"Financial services" assets</span> on the Condensed Consolidated Balance Sheets, totaled $<ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20250731_FinancialServicesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag251">30.8</ix:nonFraction>&#160;million and<span style="line-height: inherit;"> $<span style="line-height: inherit;"><ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20241031_FinancialServicesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag254">42.3</ix:nonFraction></span> m</span>illion as of <em style="font: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_CKMY7PNQUO00000000000000000000FM">July 31, 2025</span></em> and <em style="font: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_NDDS1QIMU800000000000000000000FM">October 31, 2024</span></em>, respectively. Included in these&#160;balances were (<em style="font: inherit;">1</em>) financial services customers&#8217; deposits of $<ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20250731_CustomerDepositsMember_FinancialServicesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag252">27.0</ix:nonFraction>&#160;million&#160;and $<ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20241031_CustomerDepositsMember_FinancialServicesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag249">39.2</ix:nonFraction>&#160;million at <span class="Linked" style="line-height: inherit;" id="fs_YOVNIWYCXS00000000000000000000FM">July 31, 2025</span> and&#160;<em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_IM5W8QBOSG00000000000000000000FM">October 31, 2024</span></em>, respectively, which are subject to restrictions&#160;on our use, and (<em style="font: inherit;">2</em>) restricted cash under the terms of our mortgage warehouse lines of credit of $<ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20250731_MortgageWarehouseLinesOfCreditMember_FinancialServicesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag257">3.8</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:RestrictedCashAndCashEquivalents" contextRef="I20241031_MortgageWarehouseLinesOfCreditMember_FinancialServicesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag253">3.1</ix:nonFraction>&#160;million at&#160;<em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_UYCRO42TU800000000000000000000FM">July 31, 2025</span></em> and <em style="font: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_OXLV0XWLLC00000000000000000000FM">October 31, 2024</span></em>, respectively.&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Homebuilding&#160;"Customers' deposits" are shown as a liability on the Condensed Consolidated Balance Sheets. These liabilities are significantly more than the applicable periods&#8217; restricted cash balances because&#160;in some states&#160;the deposits are <em style="font: inherit;">not</em> restricted from use and, in other states, we are able to release the majority of these customer deposits to cash by pledging letters of credit or surety bonds.</p>




















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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&#160;</p>


















</div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="Du1mf0ri4kdbhmyzafryair">
<ix:nonNumeric name="us-gaap:LesseeOperatingLeasesTextBlock" contextRef="D20250731" escape="true" id="Tag59">
<div style="border-right: none; border-left: none;">
<div id="t_ft_BZGDXNGEJ400000000000000000000b">
<table style="font-size: 10pt; width: 100%; text-indent: 0px; font-family: 'times new roman'; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 18pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">9.</span></b></span></p>








































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<td>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Leases </b></span></p>








































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">We rent certain office space for use in our operations. Our lease population at <em style="font: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_1KR943MVOG00000000000000000000FM">July 31, 2025</span></em> is comprised of operating leases where we are the lessee, primarily for our corporate office and division offices.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Lease costs are included in our Condensed Consolidated Statements of Operations, primarily in "Selling, general and administrative" homebuilding expenses, and payments on our lease liabilities are presented in the table below.</span></p>
<ix:nonNumeric name="us-gaap:LeaseCostTableTextBlock" contextRef="D20250731" escape="true" id="Tag1115" continuedAt="cd64ea8df-8e61-230d-f6ef-435d0786d4fe">
<table class="finTable highlightCont" style="height: 57px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;" colspan="6"><span><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_T2S0A5NUKW00000000000000000000FM">Three Months Ended</span></em></em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: center; height: 10px;" colspan="7"><span class="Linked" id="fs_QDSJ67DGAO00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_VTX015MCMO00000000000000000000FM">July 31,</span></em></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="7"><span class="Linked" id="fs_TH3O9ZO1WW00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>








































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_XP2Q6GBX9C00000000000000000000FM">2025</span></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_8XQJ5TIB7K00000000000000000000FM">2024</span></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="3"><span class="Linked" id="fs_G1USDBHGJK00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" id="fs_0YZWGMMO0W00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>








































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 48%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Operating lease costs</p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><ix:nonFraction name="us-gaap:OperatingLeaseExpense" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag81">2,876</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><ix:nonFraction name="us-gaap:OperatingLeaseExpense" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag83">2,743</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:OperatingLeaseExpense" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag77">8,708</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:OperatingLeaseExpense" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag79">8,131</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash payments on lease liabilities</p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><ix:nonFraction name="us-gaap:OperatingLeasePayments" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag82">2,520</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><ix:nonFraction name="us-gaap:OperatingLeasePayments" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag84">2,224</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"><ix:nonFraction name="us-gaap:OperatingLeasePayments" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag78">8,092</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"><ix:nonFraction name="us-gaap:OperatingLeasePayments" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag80">6,604</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>








































 </tr>








































 </tbody>








































 </table>








































 </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Operating right-of-use lease assets ("ROU assets") are included in <span style="border-left: none; border-right: none;">"<span class="ParaMarked" style="-sec-ix-hidden:Tag3">Prepaid expenses and other assets</span>"</span> on our Condensed Consolidated Balance Sheets, while lease liabilities are included in <span style="border-left: none; border-right: none;">"<span class="ParaMarked" style="-sec-ix-hidden:Tag2">Accounts payable and other liabilities</span>"</span>. During the nine months ended <span class="Linked" id="fs_9P92XBSSS000000000000000000000FM">July 31, 2025</span>, we had an increase to ROU assets and lease liabilities of $<ix:nonFraction name="us-gaap:IncreaseDecreaseInOperatingLeaseLiability" contextRef="D20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag60">8.3</ix:nonFraction> million&#160;as a result of new leases and lease renewals that commenced during the period. We also modified a lease in our Northeast segment to shorten the term during the <span class="Linked" id="fs_OIRCEGBRHC00000000000000000000FM">nine months ended July 31, 2025</span>, which resulted in a decrease&#160;to ROU assets and lease liabilities of $<ix:nonFraction name="us-gaap:IncreaseDecreaseInOperatingLeaseLiability" contextRef="D20250731_NortheastMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag402">7.7</ix:nonFraction> million. The following table contains additional information about our leases:</p>
<ix:continuation id="cd64ea8df-8e61-230d-f6ef-435d0786d4fe">
<p style="margin: 0pt;"><br/></p>
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 64px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> (In thousands) </span></p>








































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_8VC56DQQNK00000000000000000000FM">July 31,</span> </em></span></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_IMX7AEII1S00000000000000000000FM">2025</span></em></span></p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_AVX82RKW4000000000000000000000FM">October 31,</span> </em></span></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_PLWJNBKEY800000000000000000000FM">2024</span></em></span></p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 74%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">ROU assets</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><ix:nonFraction name="us-gaap:OperatingLeaseRightOfUseAsset" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag72">22,654</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><ix:nonFraction name="us-gaap:OperatingLeaseRightOfUseAsset" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag68">28,765</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Lease liabilities</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><ix:nonFraction name="us-gaap:OperatingLeaseLiability" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag66">25,874</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><ix:nonFraction name="us-gaap:OperatingLeaseLiability" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag71">30,868</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"/>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average remaining lease term (in years)</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><ix:nonNumeric name="us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1" contextRef="I20250731" format="ixt-sec:duryear" id="Tag65">3.6</ix:nonNumeric></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><ix:nonNumeric name="us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1" contextRef="I20241031" format="ixt-sec:duryear" id="Tag74">4.6</ix:nonNumeric></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average discount rate</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><ix:nonFraction name="us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent" contextRef="I20250731" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag69">10.2</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><ix:nonFraction name="us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent" contextRef="I20241031" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag61">10.3</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>








































 </tr>








































 </tbody>








































 </table>








































 </ix:continuation>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Maturities of our operating lease liabilities as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_WJHL9FPQB400000000000000000000FM">July 31, 2025</span></em> are as follows:</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div style="border-left: none; border-right: none;">
<div style="border-right: none; border-left: none;">
<div>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric name="us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock" contextRef="D20250731" escape="true" id="Tag58">
<div>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<div id="t_ft_U3C6MGL45C00000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 107px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;">Fiscal Year Ending <span id="fs_CLZL3YB79S00000000000000000000FM">October 31,</span></span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="font-family: 'times new roman', times;"> (In thousands) </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 87%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span style="display: inline;" id="fs_2E78N8OI0W00000000000000000000fs">2025</span> (<span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">excluding the <span class="Linked" id="fs_VAC7Y3ZB0W00000000000000000000FM">nine months ended July 31, 2025</span></span>)</span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag63">2,501</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>








































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span style="display: inline;" id="fs_4HK4OPOSDS00000000000000000000fs">2026</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag67">10,356</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span style="display: inline;" id="fs_FOUL8TQF0W00000000000000000000fs">2027</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag76">8,155</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/>








































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span style="display: inline;" id="fs_3U2BP36OWG00000000000000000000fs">2028</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag70">4,900</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span style="display: inline;" id="fs_ZPTEUH1NKG00000000000000000000fs">2029</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag75">3,022</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px;"/>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span style="display: inline;" id="fs_A0XMQYV8GG00000000000000000000fs">2030</span> and thereafter </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="hov:LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag64">2,109</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total operating lease payments (<span style="display: inline;" id="fs_OEPVS3IT5S00000000000000000000fs">1</span>) </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag73">31,043</ix:nonFraction></span></td>
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<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Less: imputed interest </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(<ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag401">5,169</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; vertical-align: bottom; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">)</td>








































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times;"> Present value of operating lease liabilities </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:OperatingLeaseLiability" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag62">25,874</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>








































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;">(<span style="display: inline;" id="fs_UZ3PWWPYJK00000000000000000000fs">1</span>) <ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote7">Lease payments include options to extend lease terms that are reasonably certain of being executed and exclude $<ix:nonFraction name="hov:LesseeOperatingLeaseLeaseNotYetCommenced" contextRef="D20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag57">11.5</ix:nonFraction> million of legally binding minimum lease payments for office leases signed but not yet commenced as of <span class="Linked" id="fs_7LV0G6A3TS00000000000000000000FM">July 31, 2025</span>. The related ROU assets and operating lease liabilities are not reflected on the Company's Condensed Consolidated Balance Sheets.</ix:footnote></p>








































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 </ix:nonNumeric>
<div id="ACSTFDBRKG00000000000000000000Ec">
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<td class="pgno" style="padding: 0px; text-align: center; height: 17px;"><span class="pageno" style="font-size: 10pt;"><span id="PageBreakNo13" class="pageno">13</span></span></td>









































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<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>









































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</div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="Dnkg9skozyavljja261ci">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric name="us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" contextRef="D20250731" escape="true" id="Tag449">
<div id="t_ft_QX41NE4QOW00000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">10.</span>












 </span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Mortgage Loans Held for Sale</span>












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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our wholly owned mortgage banking subsidiary, K. Hovnanian American Mortgage, LLC (&#8220;K. Hovnanian Mortgage&#8221;), originates mortgage loans, primarily from the sale of our homes. Such mortgage loans are sold in the secondary mortgage market within a short period of time of origination. Mortgage loans held for sale are collateralized by the underlying property. Loans held for sale are recorded at fair value with changes in the value recognized in the Condensed Consolidated Statements of Operations in &#8220;Financial services&#8221; revenue. We use forward sales of mortgage-backed securities (&#8220;MBS&#8221;), interest rate commitments from borrowers and&#160;forward commitments to sell loans to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> parties&#160;to protect us from interest rate fluctuations. These short-term instruments do not require any payments to be made to the counterparty&#160;or purchaser in connection with the execution of the commitments.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_L7XVRAICLC00000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_AJSUIRX1PC00000000000000000000FM">October 31, 2024</span></em>, $<ix:nonFraction name="us-gaap:DebtInstrumentCollateralAmount" contextRef="I20250731_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag447">128.9</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:DebtInstrumentCollateralAmount" contextRef="I20241031_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag448">145.7</ix:nonFraction>&#160;million, respectively, of mortgages held for sale were pledged against our mortgage warehouse lines of credit (see Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_XM06BF4TSW00000000000000000000fs">11</span></em>). We <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>incur losses with respect to mortgages that were previously sold that are delinquent and which had underwriting defects, but only to the extent the losses are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> covered by mortgage insurance or the&#160;resale value of the home. The reserves for these estimated losses are included in&#160;&#8220;Financial services&#8221; liabilities&#160;on the Condensed Consolidated Balance Sheets. At&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9K3PV1UHI800000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_SFYS935QCW00000000000000000000FM">October 31, 2024</span></em>, we had specific reserves for <ix:nonFraction name="hov:NumberOfLoansReservedFor" contextRef="I20250731" unitRef="Number" decimals="0" format="ixt:num-dot-decimal" id="Tag459">9</ix:nonFraction> and&#160;<span style="line-height: inherit;"><ix:nonFraction name="hov:NumberOfLoansReservedFor" contextRef="I20241031" unitRef="Number" decimals="0" format="ixt:num-dot-decimal" id="Tag460">10</ix:nonFraction></span> identified mortgage loans, respectively, as well as reserves for an estimate of future losses on mortgages sold but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> yet identified to us.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The activity in our loan origination reserves during the&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em><span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_D9ELA9XI8G00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_DMCRO2QA0000000000000000000000FM">July 31, 2025</span></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9JH3PBGKFK00000000000000000000FM">2024</span></em> were as follows:</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<ix:nonNumeric name="hov:ScheduleOfActivityInLoanOriginationReservesTableTextBlock" contextRef="D20250731" escape="true" id="Tag450">
<table class="finTable" style="height: 100px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 24.043%;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_S5R6XG786800000000000000000000FM">Three Months Ended</span></em></em></span></p>



































 </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 25.043%;" colspan="7"><span class="Linked" id="fs_KIIYN27H3400000000000000000000FM">Nine Months Ended</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.043%;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_3NPHVLXQB400000000000000000000FM">July 31,</span></em></em></span></p>



































 </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 25.043%;" colspan="7"><span class="Linked" id="fs_XQD9825GEO00000000000000000000FM">July 31,</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_7XRPKXMKU800000000000000000000FM">2025</span></em></span></p>



































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_IMPUTIEDN400000000000000000000FM">2024</span></em></span></p>



































 </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;" colspan="3"><span class="Linked" id="fs_0N525SZJJ400000000000000000000FM">2025</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;" colspan="2"><span class="Linked" id="fs_W12LB308KW00000000000000000000FM">2024</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Loan origination reserves, beginning of period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" contextRef="I20250430_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag461">2,738</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span class="selected"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" contextRef="I20240430_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag462">2,034</ix:nonFraction></span></span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><ix:nonFraction name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" contextRef="I20241031_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag451">2,520</ix:nonFraction></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><ix:nonFraction name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" contextRef="I20231031_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag452">2,013</ix:nonFraction></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Provisions for estimated losses during the period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:SecuritiesBorrowedCreditLossExpenseReversal" contextRef="D20250731_CollateralizedDebtObligationsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag453">195</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:SecuritiesBorrowedCreditLossExpenseReversal" contextRef="D20240731_CollateralizedDebtObligationsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag455">216</ix:nonFraction></span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><ix:nonFraction name="us-gaap:SecuritiesBorrowedCreditLossExpenseReversal" contextRef="D20250731_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag456">452</ix:nonFraction></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><ix:nonFraction name="us-gaap:SecuritiesBorrowedCreditLossExpenseReversal" contextRef="D20240731_CollateralizedDebtObligationsMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag458">629</ix:nonFraction></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Payments/settlements</span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(<ix:nonFraction name="us-gaap:SecuritiesBorrowedAllowanceForCreditLossPeriodIncreaseDecrease" contextRef="D20250731_CollateralizedDebtObligationsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag468">44</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(<ix:nonFraction name="us-gaap:SecuritiesBorrowedAllowanceForCreditLossPeriodIncreaseDecrease" contextRef="D20240731_CollateralizedDebtObligationsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag467">156</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">(<ix:nonFraction name="us-gaap:SecuritiesBorrowedAllowanceForCreditLossPeriodIncreaseDecrease" contextRef="D20250731_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag466">83</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">(<span><span class="selected"><ix:nonFraction name="us-gaap:SecuritiesBorrowedAllowanceForCreditLossPeriodIncreaseDecrease" contextRef="D20240731_CollateralizedDebtObligationsMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag465">548</ix:nonFraction></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>



































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Loan origination reserves, end of period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" contextRef="I20250731_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag454">2,889</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" contextRef="I20240731_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag464">2,094</ix:nonFraction></span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" contextRef="I20250731_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag457">2,889</ix:nonFraction></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><ix:nonFraction name="us-gaap:MortgageLoansOnRealEstateWritedownOrReserveAmount1" contextRef="I20240731_CollateralizedDebtObligationsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag463">2,094</ix:nonFraction></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">&#160;</p>



































 </div>



































 </div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="Dqk2n30gkqon5f5stc7z7qu">
<div class="PGFTR" style="text-align: center; width: 100%;">
<div class="hf-row">
<div class="hf-cell PGNUM" style="text-align: center; font-size: 10pt; font-family: Times New Roman;">
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none; margin: 0px; text-indent: 0px;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric name="hov:DisclosureOfMortgageLoansTextBlock" contextRef="D20250731" escape="true" id="Tag569">
<div style="border-left: none; border-right: none;">
<div id="t_ft_F98MSYCK7400000000000000000000b">
<table style="width: 100%; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">11.</span></span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Mortgages</span></span></td>



















 </tr>



















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</div>



















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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;">&#160;</span></i>&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Nonrecourse</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">We had nonrecourse mortgage loans for certain communities totaling $<ix:nonFraction name="us-gaap:SecuredDebt" contextRef="I20250731_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag559">53.5</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:SecuredDebt" contextRef="I20241031_HomeBuildingSegmentMember_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag556">90.7</ix:nonFraction>&#160;million, net of debt issuance costs,&#160;as of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_M9ADK1QR5S00000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_XP5DWJ9WLC00000000000000000000FM">October 31, 2024</span></em>, respectively, which are secured by the related real property, including any improvements, with an aggregate book value of $<ix:nonFraction name="us-gaap:DebtInstrumentCollateralAmount" contextRef="I20250731_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag558">123.8</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:DebtInstrumentCollateralAmount" contextRef="I20241031_HomeBuildingSegmentMember_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag555">249.7</ix:nonFraction>&#160;million, respectively. The weighted-average interest rate on these obligations was <ix:nonFraction name="us-gaap:DebtWeightedAverageInterestRate" contextRef="I20250731_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember_HomeBuildingSegmentMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag564">8.1</ix:nonFraction>% and <ix:nonFraction name="us-gaap:DebtWeightedAverageInterestRate" contextRef="I20241031_HomeBuildingSegmentMember_NonrecourseMortgagesSecuredByInventoryMember_MortgagesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag553">8.7</ix:nonFraction>% as of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_U6JVTSZE8000000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_V8JWB22JUO00000000000000000000FM">October 31, 2024</span></em>, respectively,&#160;and the mortgage loan payments primarily correspond to home deliveries.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Mortgage Loans</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">K. Hovnanian Mortgage finances the origination of mortgage loans through various master repurchase agreements, which are recorded in "Financial services" liabilities on the Condensed Consolidated Balance Sheets.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">Our secured Master Repurchase Agreement with JPMorgan Chase Bank, N.A. (&#8220;Chase Master Repurchase Agreement&#8221;), which was amended on July 31, 2025 to extend the maturity date to April 1, 2026, is a short-term borrowing facility that provides up to $<ix:nonFraction name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" contextRef="I20250731_JPMorganChaseBankMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag563">50.0</ix:nonFraction> million.<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable monthly on outstanding advances at an adjusted Secured Overnight Financing Rate ("SOFR"), plus an applicable margin of <ix:nonFraction name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" contextRef="D20250731_JPMorganChaseBankMember_MinimumMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag565">2.00</ix:nonFraction>% to <ix:nonFraction name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" contextRef="D20250731_JPMorganChaseBankMember_MaximumMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag552">2.25</ix:nonFraction>%. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_IREOON981S00000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_Z9Y2QJ5U3400000000000000000000FM">October 31, 2024</span></em>, the aggregate principal amount of all borrowings outstanding under the Chase Master Repurchase Agreement was $<ix:nonFraction name="us-gaap:WarehouseAgreementBorrowings" contextRef="I20250731_JPMorganChaseBankMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag561">9.0</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:WarehouseAgreementBorrowings" contextRef="I20241031_JPMorganChaseBankMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag551">7.3</ix:nonFraction>&#160;million, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-align: left;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Customers Bank (&#8220;Customers Master Repurchase Agreement&#8221;), which is a short-term borrowing facility that provides&#160;<em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">up to</em> $<ix:nonFraction name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" contextRef="I20250731_CustomersBankMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag570">100.0</ix:nonFraction> million through its maturity on March 4, 2026.<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the current <span>Bloomberg Short Term Bank Yield Index ("BSBY") rate or SOFR, plus an applicable margin ranging from <ix:nonFraction name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" contextRef="D20250731_CustomersBankMember_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_MinimumMember" unitRef="Pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Tag557">2.125</ix:nonFraction>% to <ix:nonFraction name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" contextRef="D20250731_CustomersBankMember_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_MaximumMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag562">4.5</ix:nonFraction>%</span> based on the type of loan and the number of days outstanding&#160;on the warehouse line. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_Y4RI3RVEJ400000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_AP7GUCQRGW00000000000000000000FM">October 31, 2024</span></em>, the aggregate principal amount of all borrowings outstanding under the Customers Master Repurchase Agreement was $<ix:nonFraction name="us-gaap:WarehouseAgreementBorrowings" contextRef="I20250731_CustomersBankMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag560">55.5</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:WarehouseAgreementBorrowings" contextRef="I20241031_CustomersBankMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag554">78.6</ix:nonFraction>&#160;million, respectively.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center; width: 1844px;"><span class="pageno" style="font-size: 10pt; font-family: &quot;times new roman&quot;, times; z-index: 100;"><span id="PageBreakNo14" class="pageno" style="z-index: 100;">14</span></span></td>



















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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: &quot;times new roman&quot;, times; z-index: 100;"><a href="#TOC">Table of Contents</a></span></div>



















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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; line-height: 1.2; text-align: left; text-indent: 0px;"><span style="font-family: &quot;times new roman&quot;, times; z-index: 100;">&#160;</span></p>



















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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">K. Hovnanian&#160;Mortgage has another secured Master Repurchase Agreement with Hinsdale Bank &amp; Trust Company, N.A. ("Hinsdale Master Repurchase Agreement"), which was amended on July 14, 2025 to extend the maturity date to July 13, 2026, and is a short-term borrowing facility that provides up to $<ix:nonFraction name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" contextRef="I20250731_HinsdaleBankAndTrustCompanyNAMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag566">50.0</ix:nonFraction> million. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable monthly on outstanding advances at the <span style="display: inline;" id="fs_JSIHUWB60000000000000000000000fs">One</span>-Month Term SOFR, plus an applicable margin of <ix:nonFraction name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" contextRef="D20250731_HinsdaleBankAndTrustCompanyNAMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag567">1.75</ix:nonFraction>% subject to a floor of <ix:nonFraction name="hov:DebtInstrumentVariableRateBasisFloorRate" contextRef="I20250731_HinsdaleBankAndTrustCompanyNAMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag568">2.75</ix:nonFraction>%. As of both&#160;<span class="Linked" id="fs_D7M2CK33V400000000000000000000FM">July 31, 2025</span> and <span class="Linked" id="fs_7DVSSS7NQ800000000000000000000FM">October 31, 2024</span>, the aggregate principal amount of all borrowings outstanding under the Hinsdale Master Repurchase Agreement was $<ix:nonFraction name="us-gaap:WarehouseAgreementBorrowings" contextRef="I20241031_HinsdaleBankAndTrustCompanyNAMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag433"><ix:nonFraction name="us-gaap:WarehouseAgreementBorrowings" contextRef="I20250731_HinsdaleBankAndTrustCompanyNAMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag571">45.5</ix:nonFraction></ix:nonFraction> million.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">On June 6, 2025, K. Hovnanian&#160;Mortgage entered into a new secured Master Repurchase Agreement with PlainsCapital&#160;Bank ("PlainsCapital&#160;Master Repurchase Agreement"). The&#160;short-term borrowing facility provides up to $<ix:nonFraction name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" contextRef="I20250606_PlainsCapitalBankMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag572">75.0</ix:nonFraction> million through its maturity on May 31, 2026. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the <span id="fs_KMYR9QF95S00000000000000000000fs" style="display: inline;">30</span>-Day SOFR, plus an applicable margin of <ix:nonFraction name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" contextRef="D20250606_PlainsCapitalBankMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_MinimumMember" unitRef="Pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Tag573">2.125</ix:nonFraction>% to <ix:nonFraction name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" contextRef="D20250606_PlainsCapitalBankMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_MaximumMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag574">9.0</ix:nonFraction>% based upon the number of days outstanding with the warehouse line, subject to a floor of <ix:nonFraction name="hov:DebtInstrumentVariableRateBasisFloorRate" contextRef="I20250606_PlainsCapitalBankMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag575">5.5</ix:nonFraction>%. As of July 31, 2025, there were <ix:nonFraction name="us-gaap:WarehouseAgreementBorrowings" contextRef="I20250731_PlainsCapitalBankMember" unitRef="USD" decimals="0" format="ixt-sec:numwordsen" id="Tag576">no</ix:nonFraction> borrowings outstanding under the PlainsCapital&#160;Master Repurchase Agreement.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The Chase Master Repurchase Agreement, Customers Master Repurchase Agreement, Hinsdale Master Repurchase Agreement and PlainsCapital&#160;Master Repurchase Agreement&#160;(together, the &#8220;Master Repurchase Agreements&#8221;) require K. Hovnanian Mortgage to satisfy and maintain specified financial ratios and other financial condition tests. Because of the extremely short period of time mortgages are held by K. Hovnanian Mortgage before the mortgages are sold to investors (generally a period of a few weeks), the immateriality to us on a consolidated basis, the size of the Master Repurchase Agreements, the levels required by these financial covenants, our ability based on our immediately available resources to contribute sufficient capital to cure any default, were such conditions to occur, and our right to cure any conditions of default based on the terms of the applicable agreement, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> consider any of these covenants to be substantive or material.&#160;As of <span id="fs_HZMTTJSZ1S00000000000000000000FM" class="Linked">July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>, we believe we were in compliance with the covenants under the Master Repurchase Agreements.</span></p>


















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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">12.</span></span></span>
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<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"><b>Senior Notes and Credit Facilities</b></span>






























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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><span style="line-height: inherit;">Senior notes and credit facilities</span> balances as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_HSI05O7ZSW00000000000000000000FM">July 31, 2025</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span class="Linked" id="fs_01ST2ZS3KG00000000000000000000FM">October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>, were as follows:</span></p>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_1FVN69CN1S00000000000000000000FM">July 31,</span></span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_FVS50HCK2800000000000000000000FM">October 31,</span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> (In thousands) </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_EAL0WG6JWG00000000000000000000FM">2025</span></span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_EZ87ZSQSLC00000000000000000000FM">2024</span></span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 74%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Secured Notes: </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"/>


























































 </tr>
<tr style="height: 10px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20241031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag16"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag209">8.0</ix:nonFraction></ix:nonFraction>% Senior Secured <span style="display: inline;" id="fs_DJZARW035S00000000000000000000fs">1.125</span> Lien Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" format="ixt:date-monthname-day-year-en" id="Tag20"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" format="ixt:date-monthname-day-year-en" id="Tag170">September 30, 2028</ix:nonNumeric></ix:nonNumeric></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag228">225,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031_The80SeniorSecured1125LienNotesDue2028Member_SeniorSecuredNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag227">225,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px;"><br/></td>


























































 </tr>
<tr style="height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag17"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag192">11.75</ix:nonFraction></ix:nonFraction>% Senior Secured <span style="display: inline;" id="fs_V3V32BF1WW00000000000000000000fs">1.25</span> Lien Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" format="ixt:date-monthname-day-year-en" id="Tag11"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" format="ixt:date-monthname-day-year-en" id="Tag220">September 30, 2029</ix:nonNumeric></ix:nonNumeric></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag243">430,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag226">430,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total Senior Secured Notes </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731_SeniorSecuredNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag229">655,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031_SeniorSecuredNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag234">655,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Notes: </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag21"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag216">13.5</ix:nonFraction></ix:nonFraction></span></span></span>% Senior Notes due <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" format="ixt:date-monthname-day-year-en" id="Tag26"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" format="ixt:date-monthname-day-year-en" id="Tag221">February 1, 2026</ix:nonNumeric></ix:nonNumeric></span>&#160;</span></span></span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag393">-</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag231">26,588</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag23"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag184">5.0</ix:nonFraction></ix:nonFraction></span></span></span>% Senior Notes due <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" format="ixt:date-monthname-day-year-en" id="Tag22"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" format="ixt:date-monthname-day-year-en" id="Tag188">February 1, 2040</ix:nonNumeric></ix:nonNumeric></span>&#160;</span></span></span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag241">24,968</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag225">24,968</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total Senior Notes </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag238">24,968</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag237">51,556</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times;"> Senior Secured <span style="display: inline;" id="fs_25IX7732TC00000000000000000000fs">1.75</span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" format="ixt:date-monthname-day-year-en" id="Tag18"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" format="ixt:date-monthname-day-year-en" id="Tag191">January 31, 2028</ix:nonNumeric></ix:nonNumeric></span></span>&#160;</span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag240">175,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag232">175,000</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>


























































 </tr>
<tr style="height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">Senior Secured Revolving Credit Facility (<span style="display: inline;" id="fs_XCIP9IBAWW00000000000000000000FM">1</span>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag394">-</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag214">-</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Subtotal senior notes and credit facilities </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag235">854,968</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentCarryingAmount" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag242">881,556</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Net premiums (discounts) </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumNet" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag395">9,141</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumNet" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag239">17,340</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Unamortized debt issuance costs </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(<ix:nonFraction name="us-gaap:DeferredFinanceCostsNet" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag396">2,187</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(<ix:nonFraction name="us-gaap:DeferredFinanceCostsNet" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag233">2,678</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">)</span></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:LongTermDebt" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag236">861,922</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;"><ix:nonFraction name="us-gaap:LongTermDebt" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag230">896,218</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>


























































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;">(<span style="display: inline;" id="fs_U6ZFY3J9HC00000000000000000000FM">1</span></span><span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;">) </span><ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote8"><span style="border-right: none; border-left: none;"><span style="border-right: none; border-left: none;"><span style="line-height: inherit;"><i><span style="line-height: inherit;">At <i></i></span></i><i><span style="border-left: none; border-right: none;"><span id="fs_513PMW4ZM800000000000000000000FM" class="Linked">July 31, 2025</span></span></i><i>, provides for up to $<i></i></i><i><ix:nonFraction name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_9" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag218">125.0</ix:nonFraction><i></i></i></span><i><span style="line-height: inherit;"> million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_SeniorSecuredRevolvingCreditFacilityMember" format="ixt:date-monthname-day-year-en" id="Tag222">June 30, 2026</ix:nonNumeric> and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) a term SOFR (subject to a floor of </span></i><i><span style="line-height: inherit;"><ix:nonFraction name="hov:LineOfCreditFacilityVariableRateFloor" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_3" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag185">3.00</ix:nonFraction></span></i><i><span style="line-height: inherit;">%) plus an applicable margin of </span></i><i><span style="line-height: inherit;"><ix:nonFraction name="hov:LineOfCreditFacilityApplicableMargin" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_3" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag190">4.50</ix:nonFraction></span></i><i><span style="line-height: inherit;">% or (ii) an alternate base rate (subject to a floor of </span></i><i><span style="line-height: inherit;"><ix:nonFraction name="hov:LineOfCreditFacilityVariableRateFloor" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag203">4.00</ix:nonFraction></span></i><i><span style="line-height: inherit;">%) plus an applicable margin of </span></i><i><span style="line-height: inherit;"><ix:nonFraction name="hov:LineOfCreditFacilityApplicableMargin" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_BaseRateMember_3" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag198">3.50</ix:nonFraction></span></i><i><span style="line-height: inherit;">%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of </span></i><i><span style="line-height: inherit;"><ix:nonFraction name="hov:LineOfCreditFacilityUnusedCommitmentFeeRate" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_9" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag189">1.00</ix:nonFraction></span></i><i><span style="line-height: inherit;">% per annum.</span></i></span></span></ix:footnote></p>


























































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>General</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 2pt;"><span style="font-family: 'times new roman', times;">Except <span style="font-size: 10pt; line-height: inherit;">for K. Hovnanian, the issuer of the notes and borrower under the <span style="font-size: 10pt;">credit agreements governing our term loans and revolving credit facilities (collectively, the "</span>Credit Facilities"), our home mortgage subsidiaries, certain of our title insurance subsidiaries, joint ventures and subsidiaries holding interests in our joint ventures, we and each of our subsidiaries are guarantors of the Credit Facilities, the senior secured notes and senior notes outstanding at <span class="Linked" id="fs_RUW0LULVTC00000000000000000000FM">July 31, 2025</span> (collectively, the "Notes</span> Guarantors").</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">The <span style="font-size: 10pt; line-height: inherit;">credit agreements governing the Credit Facilities and the indentures governing the senior secured and senior notes (together, the "Debt Instruments") outstanding at <span class="Linked" id="fs_29CVXAZV2800000000000000000000FM">July 31, 2025</span>, do not contain any financial maintenance covenants, but do contain restrictive covenants that limit, among other things, the ability of HEI and certain of its subsidiaries, including K. Hovnanian, to incur (including through exchange or certain other types of transactions) indebtedness, pay dividends and make distributions on common and preferred stock, repay/repurchase certain indebtedness prior to its respective stated maturity, repurchase common and preferred stock, make other restricted payments (including investments), sell certain assets (including in certain land banking transactions), incur liens, consolidate, merge, sell or otherwise dispose of all or substantially all of their assets and enter into certain transactions with affiliates. The Debt Instruments also contain customary events of default which would permit the lenders or holders thereof to exercise remedies with respect to the collateral (as applicable), declare the loans (the "Secured Term Loans") made under the Senior Secured <span style="line-height: inherit; display: inline;" id="fs_IQ1I418G4W00000000000000000000fs">1.75</span> Lien Term Loan Credit Facility due January 31, 2028 (the "Secured Term Loan Facility") and loans (the "Secured Revolving Loans") made under the Senior Secured Revolving Credit Agreement due <span id="fs_93G2X5YPXC00000000000000000000FM">June 30, 2026</span> (the "Secured Credit Agreement") or notes to be immediately due and payable if not cured within applicable grace periods, including the failure to make timely payments on the Secured Term Loans, Secured Revolving Loans or notes or other material indebtedness, cross default to other material indebtedness, the failure to comply with agreements and covenants and specified events of bankruptcy and insolvency, with respect to the Secured Term Loans and Secured Revolving Loans, material inaccuracy of representations and warranties and with respect to the Secured Term Loans and Secured Revolving Loans, a change of control, and, with respect to the Secured Term Loans, Secured Revolving Loans and senior secured notes, the failure of the documents granting security for the obligations under the secured Debt Instruments to be in full force and effect, and the failure of the liens on any material portion of the collateral securing the obligations under the secured Debt Instruments to be valid and perfected. As of <span class="Linked" id="fs_BNAJ9A87TC00000000000000000000FM">July 31, 2025</span>, we believe we were in compliance with the covenants of the Debt</span> Instruments.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">Under <span style="font-size: 10pt; line-height: inherit;">the terms of our Debt Instruments, we have the right to make certain redemptions and prepayments and, depending on market conditions, our strategic priorities and covenant restrictions, may do so from time to time. We also continue to actively analyze and evaluate our capital structure and explore transactions to simplify our capital structure and to strengthen our balance sheet, including those that reduce leverage, interest rates and/or extend maturities, and will seek to do so in the near term with the right opportunity. We may also continue to make debt or equity purchases and/or exchanges from time to time through tender offers, exchange offers, redemptions, open market purchases, private transactions, or otherwise, or seek to raise additional debt or equity capital, depending on market conditions and covenant</span> restrictions.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-style: italic; line-height: inherit; font-family: 'times new roman', times;">Fiscal <span style="display: inline;" id="fs_1QOXL5HXE800000000000000000000fs">2025</span></span></p>
<p style="font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 0pt; padding-left: 0px; font-family: 'times new roman', times;"><span style="font-family: 'times new roman', times;">On <span id="fs_49AFDXSYTC00000000000000000000FM">April 30<span style="border-left: none; border-right: none;">, 2025</span></span>, K. Hovnanian redeemed the remaining&#160;$<ix:nonFraction name="hov:DebtInstrumentRedeemedFaceAmount" contextRef="I20250430_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag397">26.6</ix:nonFraction>&#160;million aggregate principal amount of its&#160;<span id="fs_3CPD8J7JUO00000000000000000000FM"><span>13.5</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% Senior Notes due&#160;</span><span>2026</span></span>&#160;for a redemption price of $<ix:nonFraction name="us-gaap:RepaymentsOfSeniorDebt" contextRef="D20250430_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag398">27.5</ix:nonFraction>&#160;million, which included accrued and unpaid interest. This redemption resulted in a gain on extinguishment of debt of $<ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20250731_The135SeniorNotesDue2026Member_UnsecuredSeniorNotesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag224">0.4</ix:nonFraction>&#160;million for the <span id="fs_5QVW3RH40G00000000000000000000FM">nine months ended <span style="border-left: none; border-right: none;">July 31, 2025</span></span>, including the write-off of unamortized premiums, debt issuance costs and fees. The gain from the redemption is included in the Condensed Consolidated Statement of Operations as "Gain on extinguishment of debt, net".</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Secured Obligations</i></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">The <span style="font-size: 10pt; line-height: inherit;">Secured Credit Agreement provides for up to $<ix:nonFraction name="us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_9" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag207">125.0</ix:nonFraction> million in aggregate amount of Secured Revolving Loans to be used for general corporate purposes, upon the terms and subject to the conditions set forth therein. Secured Revolving Loans are to be borrowed by K. Hovnanian and guaranteed by the Notes Guarantors. The revolving loans under the Secured Credit Agreement have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) SOFR (subject to a floor of <ix:nonFraction name="hov:LineOfCreditFacilityVariableRateFloor" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_3" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag219">3.00</ix:nonFraction>%) plus an applicable margin of <ix:nonFraction name="hov:LineOfCreditFacilityApplicableMargin" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember_3" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag204">4.5</ix:nonFraction>% or (ii) an alternate base rate (subject to a floor of <ix:nonFraction name="hov:LineOfCreditFacilityVariableRateFloor" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag215">4.0</ix:nonFraction>%) plus an applicable margin of <ix:nonFraction name="hov:LineOfCreditFacilityApplicableMargin" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_AlternateBaseRateMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag182">3.5</ix:nonFraction>%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of <ix:nonFraction name="hov:LineOfCreditFacilityUnusedCommitmentFeeRate" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember_9" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag172">1.0</ix:nonFraction>% per annum.</span></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">The<span style="font-size: 10pt; line-height: inherit;"> <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag194">8.0</ix:nonFraction>% Senior Secured <span><span style="display: inline;" id="fs_KCN8MVJFXS00000000000000000000fs">1.125</span></span><span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> Lien Notes due <span style="display: inline;" id="fs_Y4OYP17TM800000000000000000000fs">2028</span> (the "New <span style="display: inline;" id="fs_HLYEZKTZQ800000000000000000000fs">1.125</span> Lien Notes") have a maturity of September 30, 2028 and bear interest at a rate of <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag174">8.0</ix:nonFraction>% </span>per annum payable semi-annually on March 30 and September 30 of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New <span style="display: inline;" id="fs_5H4FM15IGW00000000000000000000fs">1.125</span> Lien Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to September 30, 2025 at a redemption price equal to <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember_RedeemablePriorToSeptember302025Member" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag179">100</ix:nonFraction>% of their principal amount plus an applicable "Make Whole Amount". K. Hovnanian may also redeem some or all of the New <span style="display: inline;" id="fs_VAK7LFUHTC00000000000000000000fs">1.125</span> Lien Notes at <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember_PrincipalCommencingSeptember302025Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag175">104.0</ix:nonFraction>% of their principal amount commencing on September 30, 2025, at <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember_PrincipalCommencingSeptember302026Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag177">102.0</ix:nonFraction>% of their principal amount commencing on September 30, 2026 and at <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember_PrincipalCommencingSeptember302027Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag201">100.0</ix:nonFraction>% of their principal amount commencing September 30, 2027. In addition, K. Hovnanian may also redeem up to <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" contextRef="D20250731_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember_RedeemablePriorToSeptember302025Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag205">35.0</ix:nonFraction>% of the aggregate principal amount of New <span style="line-height: inherit; display: inline;" id="fs_92D7UI1WYO00000000000000000000fs">1.125</span> Lien Notes prior to September 30, 2025 with the net cash proceeds from certain equity offerings at <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The80SeniorSecured1125LienNotesDueSeptember302028Member_SeniorSecuredNotesMember_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag181">108.0</ix:nonFraction>% of their principal amount</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.</em></span><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span></p>
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</ix:exclude>
<p style="font-family: 'times new roman'; margin: 0pt; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">The <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag178">11.75</ix:nonFraction>% Senior Secured <span style="display: inline;" id="fs_PKKP9JIWIO00000000000000000000fs">1.25</span> Lien Notes due <span style="display: inline;" id="fs_DU2Z5CPRZ400000000000000000000fs">2029</span> (the "<span style="font-size: 10pt; line-height: inherit;">New <span style="line-height: inherit; display: inline;" id="fs_7QB92RYVU800000000000000000000fs">1.25</span> Lien Notes") have a maturity of September 30, 2029 and bear interest at a rate of <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag183">11.75</ix:nonFraction>% per annum payable semi-annually on March 30 and September 30 of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New <span style="line-height: inherit; display: inline;" id="fs_GYJOFFMX3400000000000000000000fs">1.25</span> Lien Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to March 30, 2026 at a redemption price equal to <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember_RedeemablePriorToMarch302026Member" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag199">100</ix:nonFraction>% of their principal amount plus an applicable &#8220;Make Whole Amount&#8221;. K. Hovnanian may also redeem some or all of the New <span style="line-height: inherit; display: inline;" id="fs_6RS88ECMNK00000000000000000000fs">1.25</span> Lien Notes at <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember_PrincipalCommencingMarch302026Member" unitRef="Pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Tag193">105.875</ix:nonFraction>% of their principal amount commencing on March 30, 2026, at <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember_PrincipalCommencingSeptember302027Member" unitRef="Pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Tag173">102.9375</ix:nonFraction>% of their principal amount commencing on September 30, 2027 and at <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember_PrincipalCommencingSeptember302028Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag210">100.0</ix:nonFraction>% of their principal amount commencing on September 30, 2028. In addition, K. Hovnanian may also redeem up to <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" contextRef="D20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredNotesMember_RedeemablePriorToMarch302026Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag180">35.0</ix:nonFraction>% of the aggregate principal amount of New <span style="line-height: inherit; display: inline;" id="fs_0Q9AA9HFA800000000000000000000fs">1.25</span> Lien Notes prior to March 30, 2026, with the net cash proceeds from certain equity offerings at <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_SeniorSecuredNotesMember_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_The1175SeniorSecured125LienNotesDue2029Member" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag200">111.75</ix:nonFraction>% of their principal amount</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.</em></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="font-size: 10pt; line-height: inherit;"><br/></span></em></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="font-size: 10pt; line-height: inherit;">The Secured Term Loans bear interest at a rate equal to <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag202">10.0</ix:nonFraction>% per annum&#160;</span></em></span><span style="font-size: 10.0pt; line-height: 115%;">(provided that the interest rate on all then outstanding Secured Term Loans shall be increased in certain circumstances when certain priority secured debt is issued, to a weighted average rate that results from applying (x) an <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The1175SeniorSecured125LienNotesDue2029Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag168">11.75</ix:nonFraction>% per annum rate to the principal amount of the Secured Term Loans equal to a specified aggregate principal amount of such priority secured debt and (y) a <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag167">10.0</ix:nonFraction>% per annum rate on the remaining principal amount of the Secured Term Loans)&#160;</span><span style="font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="font-size: 10pt; line-height: inherit;">and will mature on <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" format="ixt:date-monthname-day-year-en" id="Tag166">January 31, 2028</ix:nonNumeric>, with interest payable in arrears on the last business day of each fiscal quarter. At any time and from time to time after November 15, 2023, K. Hovnanian may voluntarily prepay some or all of the Secured Term Loans at a prepayment price equal to <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_AfterNovember152023Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag217">100.0</ix:nonFraction>% of their principal amount</span></span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times;">Each <span style="font-size: 10pt; line-height: inherit;">series of secured notes and the guarantees thereof, the Secured Term Loans and the guarantees thereof and the Secured Credit Agreement and the guarantees thereof are secured by the same assets. Among the secured debt (in each case, with respect to the assets securing such<span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> debt)</span>: the liens securing the Secured Credit Agreement are senior to the liens securing all of K. Hovnanian&#8217;s other secured notes and the Secured Term Loans; the liens securing the New <span style="line-height: inherit; display: inline;" id="fs_I2LQMASF9C00000000000000000000fs">1.125</span> Lien Notes are senior to the liens securing the New <span style="line-height: inherit; display: inline;" id="fs_OZ3XIAIRSW00000000000000000000fs">1.25</span> Lien Notes, the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New <span style="display: inline;" id="fs_KOAFKS4VWW00000000000000000000fs">1.125</span> Lien Notes; the liens securing the New <span style="line-height: inherit; display: inline;" id="fs_SDWF3RPIOW00000000000000000000fs">1.25</span> Lien Notes are senior to the liens securing the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New <span style="line-height: inherit; display: inline;" id="fs_0WVMRZVD0000000000000000000000fs">1.25</span> Lien Notes; and the liens securing the Secured Term Loans are senior to any other future secured obligations that are junior in priority with respect to the assets securing the Secured Term Loans</span>.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_R8PBOHK44G00000000000000000000FM">July 31, 2025</span></em>, <span style="font-size: 10pt; line-height: inherit;">the collateral securing the Secured Credit Agreement, the Secured Term Loan Facility and the senior secured notes included (<span style="line-height: inherit; display: inline;" id="fs_WI61T4C0HC00000000000000000000fs">1</span>) $<ix:nonFraction name="us-gaap:DebtInstrumentCollateralAmount" contextRef="I20250731_CashAndCashEquivalentsCollateralMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag196">156.0</ix:nonFraction>&#160;million of cash and cash equivalents, which included $<ix:nonFraction name="us-gaap:DebtInstrumentCollateralAmount" contextRef="I20250731_RestrictedCashMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag169">6.3</ix:nonFraction>&#160;million of restricted cash collateralizing certain letters of credit (subsequent to such date, fluctuations as a result of cash uses include general business operations and real estate and other investments along with cash inflow primarily from deliveries); (<span style="line-height: inherit; display: inline;" id="fs_RPHN9K6GLS00000000000000000000fs">2</span>) $<ix:nonFraction name="us-gaap:DebtInstrumentCollateralAmount" contextRef="I20250731_RealPropertyMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag186">738.6</ix:nonFraction>&#160;million aggregate book value of real property, which does not include the impact of inventory investments, home deliveries or impairments thereafter and which may differ from the value if it were appraised; and (<span style="line-height: inherit; display: inline;" id="fs_D7S693O2A800000000000000000000fs">3</span>) equity interests in joint venture holding companies with an aggregate book value of $<ix:nonFraction name="us-gaap:DebtInstrumentCollateralAmount" contextRef="I20250731_EquityInterestsInJointVentureHoldingCompaniesCollateralMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag187">216.4</ix:nonFraction>&#160;million</span>.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Unsecured Obligations</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">The <span style="font-size: 10pt; line-height: inherit;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag176">5.0</ix:nonFraction>% Senior Notes due <span style="line-height: inherit; display: inline;" id="fs_TQ99PNDUCG00000000000000000000fs">2040</span> (the &#8220;<ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag197">5.0</ix:nonFraction>% <span style="line-height: inherit; display: inline;" id="fs_IM0C46MFKG00000000000000000000fs">2040</span> Notes&#8221;) bear interest at <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag213">5.0</ix:nonFraction>% per annum and mature on February 1, 2040. Interest on the <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag195">5.0</ix:nonFraction>% <span style="line-height: inherit; display: inline;" id="fs_PB24MSIDOG00000000000000000000fs">2040</span> Notes is payable semi-annually on February 1 and August 1 of each year to holders of record at the close of business on January 15 or July 15, as the case may be, immediately preceding each such interest payment date. At any time and from time to time, K. Hovnanian may redeem some or all of the <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag212">5.0</ix:nonFraction>% <span style="line-height: inherit; display: inline;" id="fs_T1XUWCZIOG00000000000000000000fs">2040</span> Notes at a redemption price equal to <ix:nonFraction name="us-gaap:DebtInstrumentRedemptionPricePercentage" contextRef="D20250731_The50SeniorNotesDue2040Member_DebtInstrumentRedemptionPeriodOneMember_UnsecuredSeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag206">100.0</ix:nonFraction>% of their principal amount</span>.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Other</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">We <span style="font-size: 10pt; line-height: inherit;">have certain stand-alone cash collateralized letter of credit agreements and facilities under which there was a total of $<ix:nonFraction name="us-gaap:LettersOfCreditOutstandingAmount" contextRef="I20250731_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag208">6.2</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:LettersOfCreditOutstandingAmount" contextRef="I20241031_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag211">2.6</ix:nonFraction> million letters of credit outstanding at <span class="Linked" id="fs_T60AT8VKXC00000000000000000000FM">July 31, 2025</span> and <span class="Linked" id="fs_2KTRDG6E6O00000000000000000000FM">October 31, 2024</span>, respectively. These agreements and facilities require us to maintain specified amounts of cash as collateral in segregated accounts to support the letters of credit issued thereunder, <span>which is reflected in "Restricted cash and cash equivalents" on the Condensed Consolidated Balance Sheets</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">.&#160;</span></span></span></p>


























































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<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt;"><span id="PageBreakNo17" class="pageno">17</span></span></td>
























































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>
























































</div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&#160;</p><div style="font-family: 'times new roman', times; font-size: 10pt;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric name="us-gaap:EarningsPerShareTextBlock" contextRef="D20250731" escape="true" id="Tag501">
<div id="t_ft_CIKOJP78A800000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; height: 10px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top; height: 10px;">
<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">13.







 </span></span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Per Share Calculation







 </span></span></td>

















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">Basic and diluted earnings per share for the periods presented below were calculated as follows:</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 36pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric name="us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" contextRef="D20250731" escape="true" id="Tag500">
<table class="finTable" style="height: 186px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;" colspan="6"><span class="Linked" id="fs_DKU6RH6EBK00000000000000000000fs">Three Months Ended</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;" colspan="6"><span class="Linked" id="fs_W0MU2YR5S000000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span class="Linked" id="fs_SACKHKRNZ400000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span class="Linked" id="fs_WKZ9KOBH3K00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands, except per share data) </span></p>

















</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" id="fs_9GRNUOJ0B400000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_T23VQSKGDC00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" id="fs_M2VYZCJHCG00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_KVXSV3EHZK00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Net income</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag523">16,615</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag519">72,919</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag524">64,532</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag528">147,659</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: preferred stock dividends</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">(<ix:nonFraction name="us-gaap:DividendsPreferredStockCash" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag545">2,669</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">(<ix:nonFraction name="us-gaap:DividendsPreferredStockCash" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag503">2,669</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">(<ix:nonFraction name="us-gaap:DividendsPreferredStockCash" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag546">8,007</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">(<ix:nonFraction name="us-gaap:DividendsPreferredStockCash" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag529">8,007</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: undistributed earnings allocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag548">233</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag518">1,548</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag547">1,428</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag530">4,660</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator for basic earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag506">13,713</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag517">68,702</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag525">55,097</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag531">134,992</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Plus: undistributed earnings allocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;"><ix:nonFraction name="us-gaap:UndistributedEarningsDiluted" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag507">233</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;"><ix:nonFraction name="us-gaap:UndistributedEarningsDiluted" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag516">1,548</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><ix:nonFraction name="us-gaap:UndistributedEarningsDiluted" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag526">1,428</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><ix:nonFraction name="us-gaap:UndistributedEarningsDiluted" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag532">4,660</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: undistributed earnings reallocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag550">234</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag515">1,556</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag549">1,435</ix:nonFraction>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag533">4,698</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator for diluted earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag505">13,712</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag514">68,694</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag527">55,090</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag534">134,954</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator for basic earnings per share &#8211; weighted average shares outstanding</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="D20250731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag508">6,399</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="D20240731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag513">6,474</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="D20250731" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag535">6,442</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" contextRef="D20240731_4" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag536">6,476</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Effect of dilutive securities:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Stock-based payments</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" contextRef="D20250731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag504">488</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" contextRef="D20240731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag509">574</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" contextRef="D20250731" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag537">494</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" contextRef="D20240731_4" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag541">572</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator for diluted earnings per share &#8211; weighted-average shares outstanding</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="D20250731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag522">6,887</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="D20240731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag510">7,048</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="D20250731" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag538">6,936</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" contextRef="D20240731_4" unitRef="Shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag542">7,048</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Basic earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:EarningsPerShareBasic" contextRef="D20250731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag520">2.14</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:EarningsPerShareBasic" contextRef="D20240731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag511">10.61</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:EarningsPerShareBasic" contextRef="D20250731" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag539">8.55</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:EarningsPerShareBasic" contextRef="D20240731_4" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag544">20.85</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Diluted earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" contextRef="D20250731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag521">1.99</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" contextRef="D20240731_1" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag512">9.75</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" contextRef="D20250731" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag540">7.94</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" contextRef="D20240731_4" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag543">19.15</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>

















 </tbody>

















 </table>

















 </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;">There were <em style="font: inherit;"><ix:nonFraction name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" contextRef="D20250731" unitRef="Shares" decimals="-3" scale="3" format="ixt-sec:numwordsen" id="Tag27"><ix:nonFraction name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" contextRef="D20240731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt-sec:numwordsen" id="Tag29"><ix:nonFraction name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" contextRef="D20240731_4" unitRef="Shares" decimals="-3" scale="3" format="ixt-sec:numwordsen" id="Tag28"><ix:nonFraction name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" contextRef="D20250731_1" unitRef="Shares" decimals="-3" scale="3" format="ixt-sec:numwordsen" id="Tag502">no</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction> anti-dilutive shares&#160;</em>for the&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span class="Linked" id="fs_LPXNY1CMLS00000000000000000000FM">three and nine</span></span><span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">&#160;months ended </span></span><span style="border-left: none; border-right: none;"><span class="Linked" id="fs_4FW30UGLVK00000000000000000000FM">July 31, 2025</span></span><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;and 2024.</span></p>















</ix:nonNumeric>















</div>















</div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p><div style="font-family: 'times new roman', times; font-size: 10pt;">
<ix:nonNumeric name="us-gaap:PreferredStockTextBlock" contextRef="D20250731" escape="true" id="Tag42">
<div id="t_ft_Q7UY9LJZJK00000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">14.</span>










 </span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Preferred Stock</span>










 </span></td>



















 </tr>



















 </tbody>



















 </table>



















</div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> July </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="display: inline;" id="fs_3CXWPFLIFK00000000000000000000fs">2005</span>,</em> we issued <ix:nonFraction name="us-gaap:PreferredStockSharesIssued" contextRef="I20050712_PreferredClassAMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag44">5,600</ix:nonFraction> shares of <ix:nonFraction name="us-gaap:PreferredStockDividendRatePercentage" contextRef="D20050712_PreferredClassAMember" unitRef="Pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Tag46">7.625</ix:nonFraction>% Series A preferred stock, with a liquidation preference of $<ix:nonFraction name="us-gaap:PreferredStockLiquidationPreference" contextRef="I20050712_PreferredClassAMember" unitRef="USDPerShare" decimals="0" format="ixt:num-dot-decimal" id="Tag43">25,000</ix:nonFraction> per share. Dividends on Series A preferred stock are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> cumulative and are payable at an annual rate of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction name="us-gaap:PreferredStockDividendRatePercentage" contextRef="D20050712_PreferredClassAMember" unitRef="Pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Tag45">7.625</ix:nonFraction>%.</em> The Series A preferred stock is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> convertible into the Company&#8217;s common stock and is redeemable in whole or in part at our option at the liquidation preference of the shares. The Series A preferred stock is traded as depositary shares, with each depositary share representing <span class="ParaMarked" style="-sec-ix-hidden:Tag12">1/1000th</span> of a share of Series A preferred stock. <span>We paid dividends of $<ix:nonFraction name="us-gaap:PaymentsOfDividends" contextRef="D20240731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag436"><ix:nonFraction name="us-gaap:PaymentsOfDividends" contextRef="D20250731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag434">2.7</ix:nonFraction></ix:nonFraction> million <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">and $</span><span style="border-left: none; border-right: none;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><ix:nonFraction name="us-gaap:PaymentsOfDividends" contextRef="D20240731_4" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag437"><ix:nonFraction name="us-gaap:PaymentsOfDividends" contextRef="D20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag435">8.0</ix:nonFraction></ix:nonFraction></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">million&#160;</span>on the Series A preferred stock for the<span style="border-right: none; border-left: none;"><span style="border-right: none; border-left: none;">&#160;<span class="Linked" id="fs_Y02SIN4CDS00000000000000000000FM">three and nine</span></span><span style="border-right: none; border-left: none;">&#160;months ended <span class="Linked" id="fs_NPKSQ52W0G00000000000000000000FM">July 31, 2025</span> and <span style="display: inline;" id="fs_ZLBOIBJE0G00000000000000000000fs">2024</span>.</span></span></span></span></p>



















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;&#160;</span></p><div style="font-family: 'times new roman', times; font-size: 10pt;" id="D4hk57wg34l8lvrusz80qun">
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">15.</span></span></span> </td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Common Stock</span></span></span> </td>










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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Each share of Class&#160;A common stock entitles its holder to <ix:nonFraction name="hov:CommonStockVotingRightsVotesPerShareNumber" contextRef="D20250731_CommonClassAMember" unitRef="Pure" decimals="0" format="ixt-sec:numwordsen" id="Tag289">one</ix:nonFraction> vote per share, and each share of Class&#160;B common stock generally entitles its holder to <ix:nonFraction name="hov:CommonStockVotingRightsVotesPerShareNumber" contextRef="D20250731_CommonClassBMember" unitRef="Pure" decimals="0" format="ixt-sec:numwordsen" id="Tag291">ten</ix:nonFraction> votes per share. The amount of any regular cash dividend payable on a share of Class&#160;A common stock will be an amount equal to <ix:nonFraction name="hov:CommonStockDividendsPercentOfIncreaseFromClassAToClassB" contextRef="I20250731" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag279">110</ix:nonFraction>% of the corresponding regular cash dividend payable on a share of Class&#160;B common stock. If a shareholder desires to sell shares of Class&#160;B common stock, such stock must be converted into shares of Class&#160;A common stock at a <ix:nonFraction name="hov:ConversionOfStockFromClassBToClassAConversionRatio" contextRef="D20250731" unitRef="Pure" decimals="0" format="ixt-sec:numwordsen" id="Tag284">one</ix:nonFraction>-to-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="display: inline;" id="fs_ODOFFFSZ4000000000000000000000fs">one</span></em> conversion rate.</span></p>










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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_ZYWME9RUM800000000000000000000fs">4</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_82LFP7DEFK00000000000000000000fs">2008</span>,</em>&#160;the Board adopted a shareholder rights plan (the &#8220;Rights Plan&#8221;), which was amended on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> January 11, 2018,</em>&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">January 18, 2021, and January 11, 2024, and which is&#160;</em>designed to preserve shareholder value and the value of certain tax assets primarily associated with net operating loss (&#8220;NOL&#8221;) carryforwards and built-in losses under Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_I2XL3FLM0G00000000000000000000fs">382</span></em> of the Internal Revenue Code. Our ability to use NOLs and built-in losses would be limited if there was an &#8220;ownership change&#8221; under Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_KSKUHFY4Z400000000000000000000fs">382</span>.</em> This would occur if shareholders owning (or deemed under Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_0SBJYIP7E800000000000000000000fs">382</span></em> to own) <ix:nonFraction name="hov:ShareholderOwnershipPercentage" contextRef="I20180111_MinimumMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag285">5</ix:nonFraction>% or more of our stock increase their collective ownership of the aggregate amount of our outstanding shares by more than <ix:nonFraction name="hov:ShareholderOwnershipPercentageOfIncrease" contextRef="I20180111" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag280">50</ix:nonFraction>&#160;percentage points over a defined period of time. The Rights Plan was adopted to reduce the likelihood of an &#8220;ownership change&#8221; occurring as defined by Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_BBAVW42BWG00000000000000000000fs">382</span>.</em> Under the Rights Plan, <ix:nonFraction name="hov:NumberOfRights" contextRef="I20080815_CommonClassAMember" unitRef="Pure" decimals="0" format="ixt-sec:numwordsen" id="Tag283">one</ix:nonFraction> right was distributed for each share of Class&#160;A common Stock and Class&#160;B common Stock outstanding as of the close of business on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_OB3R2UKW1S00000000000000000000fs">15</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_DL7JBUIKC000000000000000000000fs">2008</span>.</em> Effective <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_WTESL5VGG000000000000000000000fs">15</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_73Q3SK3QHS00000000000000000000fs">2008</span>,</em> if any person or group acquires <ix:nonFraction name="hov:ShareholderOwnershipPercentage" contextRef="I20080815_CommonClassAMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag287">4.9</ix:nonFraction>% or more of the outstanding shares of Class&#160;A common stock without the approval of the Board, there would be a triggering event causing significant dilution in the voting power of such person or group. However, existing shareholders who owned, at the time of the Rights Plan&#8217;s initial adoption on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 4, 2008, </em><ix:nonFraction name="hov:ShareholderOwnershipPercentage" contextRef="I20080815_CommonClassAMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag282">4.9</ix:nonFraction>% or more of the outstanding shares of Class&#160;A common stock will trigger a dilutive event only if they acquire additional shares. The approval of the Board&#8217;s decision to adopt the Rights Plan <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be terminated by the Board at any time prior to the Rights being triggered. The Rights Plan will continue in effect until <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_3VYEEFZRUO00000000000000000000fs">14</span>,</em> <span style="line-height: inherit; display: inline;" id="fs_RXS1TCAT8000000000000000000000fs">2027</span>, unless it expires earlier in accordance with its terms. The approval of the Board&#8217;s decision to initially adopt the Rights Plan and Amendments Nos. <span style="line-height: inherit; display: inline;" id="fs_060GBUEUDS00000000000000000000fs">1</span>, <span style="line-height: inherit; display: inline;" id="fs_N1VC4YM1M800000000000000000000fs">2</span> and <span style="line-height: inherit; display: inline;" id="fs_7A6O0QKQHS00000000000000000000fs">3</span> thereto were&#160;approved by shareholders. Our shareholders also approved an amendment to our Certificate of Incorporation to restrict certain transfers of Class A common stock in order to preserve the tax treatment of our NOLs and built-in losses under Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_YK4YKGQZTS00000000000000000000fs">382</span></em> of the Internal Revenue Code. Subject to certain exceptions pertaining to pre-existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><ix:nonFraction name="hov:ShareholdersPreExistingOwnershipPercentage" contextRef="I20180111_CommonClassAMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag281">5</ix:nonFraction>%</em> shareholders and holders of Class B common stock, the transfer restrictions in our Restated Certificate of Incorporation generally restrict any direct or indirect transfer (such as transfers of our stock that result from the transfer of interests in other entities that own our stock) if the effect would be to (i) increase the direct or indirect ownership of our stock by any person (or public group) from less than <ix:nonFraction name="hov:ShareholdersPreExistingOwnershipPercentage" contextRef="I20180111_CommonClassAMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag290">5</ix:nonFraction>% to <ix:nonFraction name="hov:ShareholdersCurrentOwnershipPercentage" contextRef="I20180111_CommonClassAMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag288">5</ix:nonFraction>% or more of our common stock; (ii) increase the percentage of our common stock owned directly or indirectly by a person (or public group) owning or deemed to own <ix:nonFraction name="hov:ShareholdersOwnershipPercentageOnTransfers" contextRef="I20180111_CommonClassAMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag286">5</ix:nonFraction>% or more of our common stock; or (iii) create a new &#8220;public group&#8221; (as defined in the applicable U.S. Treasury regulations). Transfers included under the transfer restrictions include sales to persons (or public groups) whose resulting percentage ownership (direct or indirect) of common stock would exceed the <ix:nonFraction name="hov:ShareholdersOwnershipPercentageThreshold" contextRef="I20180111_CommonClassAMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag278">5</ix:nonFraction>% thresholds discussed above, or to persons whose direct or indirect ownership of common stock would by attribution cause another person (or public group) to exceed such threshold.&#160;</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-size: 10pt; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">On December 18, 2024, the Board authorized an incremental increase to our repurchase program and on April 11, 2025, the Board authorized another increase to our repurchase program,&#160;</span></span><span style="font-size: 10.0pt; line-height: 115%;">such that, <span style="color: #000000; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">inclusive of any amounts remaining under the existing repurchase authorization, as of April 11, 2025, we were authorized to repurchase up to <span>$<ix:nonFraction name="srt:StockRepurchaseProgramAuthorizedAmount1" contextRef="I20250411_CommonClassAMember_MaximumMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag293">30.6</ix:nonFraction></span> million of our Class A common stock.&#160;</span></span><span style="font-size: 10pt; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal;">Under the program, repurchases may be made from time to time in open market transactions, in privately negotiated transactions or otherwise. The timing and the actual dollar amount repurchased will depend on a variety of factors,</span> including legal requirements, price, future tax implications and economic and market conditions. The repurchase program may be changed, suspended or discontinued at any time and does not have a specified expiration date.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">During</span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">&#160;the <span class="Linked" id="fs_2Q9RI3LSHC00000000000000000000FM">nine months ended July 31, 2025</span></span>, <span>we repurchased <ix:nonFraction name="us-gaap:TreasuryStockSharesAcquired" contextRef="D20250731_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag438">257,908</ix:nonFraction><span style="border-left: none; border-right: none;">&#160;</span>shares under the stock repurchase program, with a market value of $<ix:nonFraction name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="D20250731_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag439">30.1</ix:nonFraction>&#160;million, or $<ix:nonFraction name="us-gaap:TreasuryStockAcquiredAverageCostPerShare" contextRef="D20250731_CommonClassAMember_CommonStockOutstandingMember" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag440">116.70</ix:nonFraction> per share. <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-indent: 48px; float: none; line-height: inherit; display: inline !important;">During</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-indent: 48px; float: none; line-height: inherit; display: inline !important;">&#160;the<span>&#160;</span><span><span class="Linked" id="fs_7D5879XETS00000000000000000000FM">nine months ended July 31, 2024</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">,<span>&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; line-height: 1.2;">we repurchased<span>&#160;</span><ix:nonFraction name="us-gaap:TreasuryStockSharesAcquired" contextRef="D20240731_CommonClassAMember_CommonStockOutstandingMember" unitRef="Shares" decimals="0" format="ixt:num-dot-decimal" id="Tag294">188,800</ix:nonFraction><span>&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; ;font-style: normal; ;text-decoration: none; ;font-weight: normal; ;color: black;">shares under the stock repurchase program, with a market value</span> of $<ix:nonFraction name="us-gaap:TreasuryStockValueAcquiredCostMethod" contextRef="D20240731_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag441">26.5</ix:nonFraction><span>&#160;</span>million, or $<ix:nonFraction name="us-gaap:TreasuryStockAcquiredAverageCostPerShare" contextRef="D20240731_CommonClassAMember_CommonStockOutstandingMember" unitRef="USDPerShare" decimals="2" format="ixt:num-dot-decimal" id="Tag442">140.31</ix:nonFraction><span>&#160;</span>per share.&#160;</span></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="color: #000000;"><span>The repurchased shares&#160;</span>were added to "Treasury stock" on the Condensed Consolidated Balance Sheets.&#160;</span></em>As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_QEFIS76DF400000000000000000000FM">July 31, 2025</span>, $<ix:nonFraction name="hov:StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" contextRef="I20250731_CommonClassAMember_CommonStockOutstandingMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag444">26.4</ix:nonFraction></em>&#160;million of our Class A common stock was available to be purchased under the stock repurchase program.</span></p>










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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><a href="#TOC">Table of Contents</a></span></div>










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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;&#160;</span></p><div style="font-family: 'times new roman', times; font-size: 10pt;" id="Dgtpf5yus2g6bmwmr6v8l99">
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">16.</span>







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<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Income Taxes&#160;







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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">For the <em style="font: inherit;"></em><span style="border-right: none; border-left: none; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span class="Linked" id="fs_UYBJYV07NK00000000000000000000FM">three and nine</span>&#160;<span style="font-size: 10pt; font-family: 'Times New Roman', serif;">months ended <span class="Linked" id="fs_FOSIUI2Y9S00000000000000000000FM">July 31, 2025</span></span></span><em style="font: inherit;">, we recorded income tax expense of&#160;</em>$<ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20250731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag245">7.2</ix:nonFraction><span style="font-size: 10pt; font-family: 'Times New Roman', serif;">&#160;million and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag246">25.7</ix:nonFraction></span>&#160;million<span>, respectively, and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20240731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag247">24.4</ix:nonFraction></span></span></span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;">&#160;million and $</span><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" contextRef="D20240731_4" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag248">51.6</ix:nonFraction><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"><span>&#160;million for the same periods in the prior year, respectively</span>.</span>&#160;For<span style="font-size: 10pt; font-family: 'Times New Roman', serif;">&#160;both the <span id="fs_KG5YE91LA800000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_5WQP326AFK00000000000000000000FM" class="Linked">July 31, 2025</span>, and both prior&#160;year periods, the expense was primarily driven by federal and state tax expense on income before income taxes and permanent differences, partially offset by the generation of energy home credits. The federal tax expense is not paid in cash as it is offset by the use of our existing NOL carryforwards.</span>&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">On July 4, 2025, the One Big Beautiful Bill Act ("OBBBA") was enacted and signed into U.S. law. The OBBBA modifies or extends provisions enacted by the 2017 Tax Cuts and Jobs Act and introduces new provisions including the repeal of our ability to claim energy efficient home credits for homes that close after June 30, 2026. While the OBBBA does not have a material impact on our Condensed Consolidated Financial Statements, we will continue to monitor additional guidance issued by the U.S. Treasury Department, the Internal Revenue Service and various state agencies.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit;"><span style="line-height: inherit;">The Company recognizes</span> deferred income taxes for deferred tax benefits arising from NOL carryforwards and temporary differences between book and tax income which will be recognized in future years as an offset against future taxable income. As part of our analysis, we considered both positive and negative factors that impact profitability and whether those factors would lead to a change in estimate of our deferred tax assets (&#8220;DTAs&#8221;) that may be realized in the future. At </span><em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YBPXJOPZPC00000000000000000000FM">July 31, 2025</span></em><span style="font-size: 10pt; line-height: inherit;">, the Company has determined that it is more likely than not that sufficient taxable income will be generated in the future to realize its DTAs, net of any state valuation allowances.</span></p>















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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">17.




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<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Operating and Reporting Segments




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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">HEI&#8217;s operating segments are components of the Company&#8217;s business for which discrete financial information is available and reviewed regularly by the chief operating decision maker, our Chief Executive Officer, to evaluate performance and make resource allocations.</p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">We currently have homebuilding operations in <ix:nonFraction name="us-gaap:NumberOfStatesInWhichEntityOperates" contextRef="I20250731" unitRef="Number" decimals="0" format="ixt:num-dot-decimal" id="Tag1040">13</ix:nonFraction> states that are aggregated into reportable segments based primarily upon geographic proximity.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">HEI&#8217;s reportable segments consist of the following <ix:nonFraction name="us-gaap:NumberOfReportableSegments" contextRef="D20250731_HomeBuildingSegmentMember" unitRef="Segment" decimals="0" format="ixt-sec:numwordsen" id="Tag1028">three</ix:nonFraction> homebuilding segments and a financial services segment.</p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 18pt; line-height: 1.2;">Homebuilding:</p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">Northeast (Delaware, Maryland, New Jersey, Ohio, Pennsylvania, Virginia and West Virginia)</p>


























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<td style="width: 27pt; font-size: 10pt;">(<em style="font: inherit;"><span style="border-left: none; border-right: none;"><span style="display: inline;" id="fs_7PKJEJUO1S00000000000000000000fs">2</span></span></em>)</td>
<td style="font-size: 10pt;">Southeast (Florida, Georgia and South Carolina)</td>


























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<td style="width: 27pt; font-size: 10pt;">(<em style="font: inherit;"><span style="border-left: none; border-right: none;"><span style="display: inline;" id="fs_5O9VC0CF2O00000000000000000000fs">3</span></span></em>)</td>
<td style="font-size: 10pt;">West (Arizona, California<span style="font-size: 10pt; line-height: inherit;"> and Texas) </span></td>


























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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Operations of the homebuilding segments primarily include the sale and construction of single-family attached and detached homes, attached townhomes and condominiums, urban infill and active lifestyle homes in planned residential developments. In addition, from time to time, operations of the homebuilding segments include sales of land. Operations of the financial services segment include mortgage banking and title services provided to the homebuilding operations&#8217; customers. Our financial services subsidiaries do not typically retain or service mortgages that we originate but sell the mortgages and related servicing rights to investors.</p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Corporate and unallocated primarily represents operations at our headquarters in New Jersey. This includes our executive offices, information services, human resources, corporate accounting, training, treasury, process redesign, internal audit, construction services, administration of insurance, quality and safety. It also includes interest income and interest expense resulting from interest incurred that cannot be capitalized in inventory in the homebuilding segments, as well as the gains or losses on extinguishment of debt from any debt repurchases or exchanges.</p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Evaluation of segment performance is based primarily on income (loss) before income taxes. Income (loss) before income taxes for the homebuilding segments consist of revenues generated from the sales of homes and land, income (loss) from unconsolidated entities, management fees and other income, less the cost of homes and land sold, selling, general and administrative expenses and interest expense. Income (loss) before income taxes for the financial services segment consist of revenues generated from mortgage financing, title insurance and closing services, less the cost of such services and corporate general and administrative expenses.</p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Operational results of each segment are not necessarily indicative of the results that would have occurred had the segment been an independent stand-alone entity during the periods presented.</p>
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<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>


























 </div>


























 </ix:exclude>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>



























<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">Financial information relating to our reportable segments was as follows:</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<ix:nonNumeric name="us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock" contextRef="D20250731" escape="true" id="Tag1041">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<table class="finTable" style="height: 222px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;" colspan="6"><span class="Linked" id="fs_I9J99PMNPS00000000000000000000FM">Three Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;" colspan="6"><span class="Linked" id="fs_L8W4P89QA800000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span class="Linked" id="fs_O3RW8DLW5C00000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span class="Linked" id="fs_BRES9SA1B400000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" id="fs_F1DARYT6EO00000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" id="fs_IPVF1FT6PS00000000000000000000fs">2024</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" id="fs_DEUKMPEYS000000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" id="fs_0L3QH1MF5C00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues:</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_NortheastMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1084">289,180</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_NortheastMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1098">255,332</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_NortheastMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1056">830,209</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_NortheastMember_HomeBuildingSegmentMember_OperatingSegmentsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1070">645,859</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 20px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_SoutheastMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1085">104,747</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_SoutheastMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1099">115,964</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_SoutheastMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1057">231,025</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_SoutheastMember_HomeBuildingSegmentMember_OperatingSegmentsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1071">350,761</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 20px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> West </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_WestMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1086">377,185</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_WestMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1100">330,980</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_WestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1058">1,029,524</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_WestMember_HomeBuildingSegmentMember_OperatingSegmentsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1072">970,671</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_8" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1087">771,112</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1101">702,276</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1059">2,090,758</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_5" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1073">1,967,291</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"><span><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_FinancialServicesMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1088">28,566</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_FinancialServicesMember_OperatingSegmentsMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1102">18,888</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_OperatingSegmentsMember_FinancialServicesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1060">66,826</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_FinancialServicesMember_OperatingSegmentsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1074">51,323</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 18px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate and unallocated</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1089">905</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_CorporateNonSegmentMember_5" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1103">1,540</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_CorporateNonSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1061">3,093</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1075">6,666</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total revenues</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1090">800,583</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1104">722,704</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1062">2,160,677</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1076">2,025,280</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> Income (loss) before income taxes: </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 17px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_NortheastMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1091">41,447</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_NortheastMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1105">40,006</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_NortheastMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1063">112,658</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_NortheastMember_HomeBuildingSegmentMember_OperatingSegmentsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1077">107,645</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_SoutheastMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1092">11,639</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_SoutheastMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1106">20,449</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_SoutheastMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1064">21,752</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_SoutheastMember_HomeBuildingSegmentMember_OperatingSegmentsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1078">62,391</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">West</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_WestMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1093">6,284</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_WestMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1107">21,009</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_WestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1065">15,275</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_WestMember_HomeBuildingSegmentMember_OperatingSegmentsMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1079">77,198</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_8" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1094">46,802</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_9" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1108">81,464</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1066">149,685</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_HomeBuildingSegmentMember_OperatingSegmentsMember_5" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1080">247,234</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_FinancialServicesMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1095">13,851</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_FinancialServicesMember_OperatingSegmentsMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1109">6,526</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_OperatingSegmentsMember_FinancialServicesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1067">25,783</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_FinancialServicesMember_OperatingSegmentsMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1081">15,467</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Corporate and unallocated (<span style="display: inline;" id="fs_Y5DM7ZYB0G00000000000000000000fs">1</span>) </span></p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1096">36,851</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_CorporateNonSegmentMember_5" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1110">9,279</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_CorporateNonSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1068">85,273</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1082">63,477</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Income before income taxes</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1097">23,802</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1111">97,269</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1069">90,195</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" contextRef="D20240731_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1083">199,224</ix:nonFraction></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>



























 </tbody>



























 </table>



























 </div>



























 </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; height: 41px; margin: 0px; text-indent: 0px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 41px;">
<td style="vertical-align: top; width: 18pt; height: 41px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> (<span style="display: inline;" id="fs_DG1WN1B32800000000000000000000fs">1</span>) </span></p>



























 </td>
<td style="vertical-align: top; height: 41px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote9"><span class="ng-scope" id="c4e9a804-036f-4817-ac1d-4c7a8e9498a4" style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">Corporate and unallocated for the <span class="Linked" id="fs_4EFQ12M7TS00000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2025</span>, included corporate general and administrative expenses of $<ix:nonFraction name="us-gaap:GeneralAndAdministrativeExpense" contextRef="D20250731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1036">35.0</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:OtherNonoperatingIncomeExpense" contextRef="D20250731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" sign="-" id="Tag1112">1.9</ix:nonFraction> million of other net expenses.&#160;</span>Corporate and unallocated for the <span class="Linked" id="fs_CSO4Q2R1KG00000000000000000000FM" style="line-height: inherit;">nine months ended July 31, 2025</span>, included corporate general and administrative expenses of $<ix:nonFraction name="us-gaap:GeneralAndAdministrativeExpense" contextRef="D20250731_CorporateNonSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1037">97.2</ix:nonFraction> million, $<ix:nonFraction name="us-gaap:OtherNonoperatingIncomeExpense" contextRef="D20250731_CorporateNonSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1038">11.5</ix:nonFraction> million of other income,&#160;<span style="line-height: inherit;">and $<ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20250731_CorporateNonSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1039">0.4</ix:nonFraction> million of gain on extinguishment of debt.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;">Corporate and unallocated for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" id="fs_73SYZPVTC000000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2024</span></span>, included corporate general and administrative expenses of $<ix:nonFraction name="us-gaap:GeneralAndAdministrativeExpense" contextRef="D20240731_CorporateNonSegmentMember_5" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1031">38.4</ix:nonFraction><span style="line-height: inherit;">&#160;</span>million, a reduction in interest expense of $<ix:nonFraction name="hov:RealEstateInventoryExpenseNotEligibleForCapitalization" contextRef="D20240731_CorporateNonSegmentMember_QualifyingAssetsNotExceedingDebtMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1030">5.4</ix:nonFraction><span style="line-height: inherit;">&#160;</span>million (a component of Other interest in our Condensed Consolidated Statements of Operations) and $<ix:nonFraction name="us-gaap:OtherNonoperatingIncomeExpense" contextRef="D20240731_CorporateNonSegmentMember_5" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1032">42.3</ix:nonFraction><span style="line-height: inherit;">&#160;</span>million of other income.</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>Corporate and unallocated for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" id="fs_M59R9Q2UW000000000000000000000FM" style="line-height: inherit;">nine months ended July 31, 2024</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, included corporate general and administrative expenses of $</span><ix:nonFraction name="us-gaap:GeneralAndAdministrativeExpense" contextRef="D20240731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1033">108.1</ix:nonFraction><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million,&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span><ix:nonFraction name="us-gaap:OtherNonoperatingIncomeExpense" contextRef="D20240731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1034">43.2</ix:nonFraction><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million of other income<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">and $<ix:nonFraction name="us-gaap:GainsLossesOnExtinguishmentOfDebt" contextRef="D20240731_CorporateNonSegmentMember_3" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1035">1.4</ix:nonFraction><span style="line-height: inherit;">&#160;</span>million of gain on extinguishment of debt.</span>&#160;</span></span></ix:footnote></p>



























 </td>



























 </tr>



























 </tbody>



























 </table>



























 </div>



























 </div>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<div style="border-left: none; border-right: none;">
<div>
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 126px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NHHOR25L4W00000000000000000000FM">July 31,</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_HQ5P4DHI2O00000000000000000000FM">October 31,</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>



























</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_T0SKV9V85C00000000000000000000FM">2025</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LXECH79HKW00000000000000000000FM">2024</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 19px;">
<td style="height: 19px;"/>
<td style="height: 19px;"/>
<td style="height: 19px;"/>
<td style="height: 19px;"/>
<td style="height: 19px;"/>
<td style="height: 19px;"/>
<td style="height: 19px;"/>
<td style="height: 19px;"/>
<td style="height: 19px;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 70%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span> Assets: </span></p>



























</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_NortheastMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1052">699,572</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_OperatingSegmentsMember_HomeBuildingSegmentMember_NortheastMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1048">664,064</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_SoutheastMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1054">361,570</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_OperatingSegmentsMember_HomeBuildingSegmentMember_SoutheastMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1047">296,058</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">West</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_OperatingSegmentsMember_HomeBuildingSegmentMember_WestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1049">915,324</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_OperatingSegmentsMember_HomeBuildingSegmentMember_WestMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1046">889,704</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_OperatingSegmentsMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1050">1,976,466</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_OperatingSegmentsMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1045">1,849,826</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"/>



























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<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_OperatingSegmentsMember_FinancialServicesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1051">173,775</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_OperatingSegmentsMember_FinancialServicesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1044">203,589</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Corporate and unallocated</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_CorporateNonSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1055">479,111</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_CorporateNonSegmentMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1043">552,159</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1053">2,629,352</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1042">2,605,574</ix:nonFraction></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000;"/>




















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><b><em style="font: inherit;">18.</em></b></p>


























































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><b>Investments in Unconsolidated Homebuilding and Land Development Joint Ventures</b></p>


























































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span><span>We enter into homebuildin</span></span>g and land development joint ventures from time to time as a means of accessing lot positions, expanding our market opportunities, establishing strategic alliances, managing our risk profile, leveraging our capital base and enhancing returns on capital.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During the<span>&#160;second&#160;</span>quarter of fiscal<span>&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">2024,</em><span>&#160;</span>we contributed<span>&#160;<ix:nonFraction name="hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture" contextRef="D20240430_11" unitRef="Item" decimals="0" format="ixt:num-dot-decimal" id="Tag1226">11</ix:nonFraction>&#160;</span>communities we owned, including<span>&#160;<ix:nonFraction name="hov:NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" contextRef="D20240430_11" unitRef="Item" decimals="0" format="ixt-sec:numwordsen" id="Tag1227">three</ix:nonFraction>&#160;</span>active selling communities to a new unconsolidated joint venture for $<ix:nonFraction name="hov:ProceedsFromTransferOfLandToJointVenture" contextRef="D20240430_11" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1228">53.8</ix:nonFraction>&#160;million of net cash.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span style="font-size: 10pt; z-index: 100;" class="pageno"><span id="PageBreakNo21" class="pageno" style="z-index: 100;">21</span></span></td>






























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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During&#160;the third quarter of fiscal 2024,<span>&#160;</span><span style="box-sizing: border-box; color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="box-sizing: border-box; border-left: none; border-right: none;">we assumed control of <ix:nonFraction name="hov:JointVenturesConsolidated" contextRef="D20240731_1" unitRef="Pure" decimals="0" format="ixt-sec:numwordsen" id="Tag1258">one</ix:nonFraction> of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of such distribution. Upon consolidation, we recorded a gain of $<ix:nonFraction name="hov:GainOnConsolidationOfJointVenture" contextRef="D20240731_4" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag499"><ix:nonFraction name="hov:GainOnConsolidationOfJointVenture" contextRef="D20240731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1229">45.7</ix:nonFraction></ix:nonFraction> million in "Other (income) expense, net" for the<span style="border-right: none; border-left: none;"><span>&#160;</span></span><span id="fs_8B1J628EQ800000000000000000000FM"><span style="border-right: none; border-left: none;"><span>three and&#160;</span><span style="box-sizing: border-box;">nine</span></span><span style="box-sizing: border-box;"> months ended <span style="border-right: none; border-left: none;"><span style="border-left: none; border-right: none;">July 31, 2024</span></span></span></span>.</span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="box-sizing: border-box; color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="box-sizing: border-box; border-left: none; border-right: none;"><br/></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">During the first quarter of fiscal <span style="border-left: none; border-right: none;"><span id="fs_RKDVWHWZ1S00000000000000000000FM" style="display: inline;">2025</span></span>, we contributed&#160;<ix:nonFraction name="hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture" contextRef="D20250131_1" unitRef="Item" decimals="0" format="ixt-sec:numwordsen" id="Tag1127">four</ix:nonFraction></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;active selling communities we owned</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;to&#160;</span><ix:nonFraction name="hov:NumberOfNewJointVentures" contextRef="D20250131_NewUnconsolidatedJointVentureMember" unitRef="Pure" decimals="0" format="ixt-sec:numwordsen" id="Tag1132">one</ix:nonFraction><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;new unconsolidated joint venture for $<ix:nonFraction name="hov:ProceedsFromTransferOfLandToJointVenture" contextRef="D20250131_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1128">20.8</ix:nonFraction></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;million of net cash and a $<ix:nonFraction name="hov:ProceedsFromTransferOfLandToJointVenture" contextRef="D20250131_NotesReceivableMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1129">50.0</ix:nonFraction> million note receivable, <span>resulting in a gain of $<ix:nonFraction name="hov:GainOnContributionOfAssetsToJointVenture" contextRef="D20250131_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1130">22.7</ix:nonFraction> million, which was recorded in <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Other (income) expense, net.<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/></span></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During the<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;third&#160;</span>quarter of fiscal<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">2025,</em><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;</span>we contributed <ix:nonFraction name="hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture" contextRef="D20250731_1" unitRef="Pure" decimals="0" format="ixt-sec:numwordsen" id="Tag1259">two</ix:nonFraction> communities in planning to a new unconsolidated joint venture for $<ix:nonFraction name="hov:ProceedsFromTransferOfLandToJointVenture" contextRef="D20250731_NewUnconsolidatedJointVentureMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1260">2.8</ix:nonFraction>&#160;million of cash.</span></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 45pt;">The tables set forth below summarize the combined financial information related to our unconsolidated homebuilding and land development joint ventures that are accounted for under the equity method.</p>
<ix:nonNumeric name="us-gaap:EquityMethodInvestmentsTextBlock" contextRef="D20250731" escape="true" id="Tag1119" continuedAt="cf1583d7f-0c7a-629e-ace4-9ca34d2197db">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div>
<table class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 253px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" id="fs_Q0OLEEF79S00000000000000000000FM">July 31, 2025</span></span></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Assets:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Cash and cash equivalents</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1148">127,319</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1230">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1165">127,319</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Inventories</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:InventoryNet" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1135">569,264</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:InventoryNet" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1231">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:InventoryNet" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1136">569,264</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Other assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:OtherAssets" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1183">187,959</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:OtherAssets" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1232">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:OtherAssets" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1162">187,959</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1178">884,542</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1233">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1177">884,542</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Liabilities and equity:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Accounts payable and accrued liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1144">391,659</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1234">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1147">391,659</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Notes payable</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NotesPayable" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1151">124,621</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NotesPayable" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1235">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NotesPayable" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1134">124,621</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;">Total liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Liabilities" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1139">516,280</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Liabilities" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1236">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:Liabilities" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1152">516,280</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Equity of:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;">Hovnanian Enterprises, Inc.</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:StockholdersEquity" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1179">216,432</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:StockholdersEquity" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1237">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:StockholdersEquity" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1188">216,432</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;">Others</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:MinorityInterest" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1140">151,830</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:MinorityInterest" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1238">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:MinorityInterest" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1167">151,830</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1158">368,262</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1239">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1173">368,262</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total liabilities and equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1150">884,542</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1240">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1154">884,542</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Debt to capitalization ratio</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"><ix:nonFraction name="hov:JointVentureTotalDebtToCapitalizationRatio" contextRef="I20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag1163">25</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"><ix:nonFraction name="hov:JointVentureTotalDebtToCapitalizationRatio" contextRef="I20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag1185">0</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"><ix:nonFraction name="hov:JointVentureTotalDebtToCapitalizationRatio" contextRef="I20250731_CorporateJointVentureMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag1138">25</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_5TDKOV58OW00000000000000000000b">
<table class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 283px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XVVC6XSGNK00000000000000000000FM">October 31, 2024</span></span></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Assets:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Cash and cash equivalents</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1176">130,532</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1157">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1159">130,532</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Inventories</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:InventoryNet" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1191">402,628</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:InventoryNet" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1175">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"><ix:nonFraction name="us-gaap:InventoryNet" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1155">402,628</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Other assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:OtherAssets" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1171">311,955</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:OtherAssets" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1180">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:OtherAssets" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1149">311,955</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1193">845,115</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1142">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Assets" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1161">845,115</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Liabilities and equity:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Accounts payable and accrued liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1143">469,320</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1170">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"><ix:nonFraction name="us-gaap:AccountsPayableAndOtherAccruedLiabilities" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1141">469,320</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Notes payable</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NotesPayable" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1172">88,653</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NotesPayable" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1137">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:NotesPayable" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1186">88,653</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;">Total liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Liabilities" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1168">557,973</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Liabilities" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1174">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:Liabilities" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1164">557,973</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Equity of:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;">Hovnanian Enterprises, Inc.</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><ix:nonFraction name="us-gaap:StockholdersEquity" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1166">140,540</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><ix:nonFraction name="us-gaap:StockholdersEquity" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1190">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><ix:nonFraction name="us-gaap:StockholdersEquity" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1187">140,540</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;">Others</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:MinorityInterest" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1184">146,602</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:MinorityInterest" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1160">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:MinorityInterest" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1192">146,602</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1189">287,142</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1146">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1153">287,142</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total liabilities and equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1133">845,115</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1145">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1182">845,115</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Debt to capitalization ratio</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><ix:nonFraction name="hov:JointVentureTotalDebtToCapitalizationRatio" contextRef="I20241031_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag1181">24</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><ix:nonFraction name="hov:JointVentureTotalDebtToCapitalizationRatio" contextRef="I20241031_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag1156">0</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"><ix:nonFraction name="hov:JointVentureTotalDebtToCapitalizationRatio" contextRef="I20241031_CorporateJointVentureMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag1169">24</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>


























































 </div>


























































 </div>


























































 </div>


























































 </ix:nonNumeric>


























































 </div>
<div>
<ix:exclude>
<div id="t_ft_NEXMKZXB2800000000000000000000b">
<p style="margin: 0pt;"><br/></p>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; z-index: 100;"><span id="PageBreakNo22" class="pageno" style="z-index: 100;">22</span></span></td>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>


























































 </ix:exclude>


























































 <br/> </div>
<div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;">As of <em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" style="line-height: inherit;" id="fs_YC409DM9Z400000000000000000000FM">July 31, 2025</span><em style="font: inherit;"></em> and <em style="font: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_ERICBSRN3K00000000000000000000FM">October 31, 2024</span>, </em>we had outstanding advances to unconsolidated joint ventures of $<ix:nonFraction name="us-gaap:AdvancesToAffiliate" contextRef="I20250731_CorporateJointVentureMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1116">1.9</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:AdvancesToAffiliate" contextRef="I20241031_CorporateJointVentureMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1120">2.4</ix:nonFraction> million, respectively. These amounts were included in &#8220;Accounts payable and accrued liabilities&#8221; in the tables above. In some cases, our net investment in unconsolidated joint ventures is less than our proportionate share of equity reflected in the tables above because of differences between asset impairments recorded against our unconsolidated joint venture investments and any impairments recorded in the applicable unconsolidated joint venture. During the <em style="font: inherit;"></em><span style="border-left: none; border-right: none;"><span class="Linked" id="fs_L64K9OOJEO00000000000000000000FM">nine months ended July 31, 2025</span></span><em style="font: inherit;"> </em>and <em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LQ3CJVGWRK00000000000000000000FM">2024</span></em>, we did <span id="ae9614a7-fe07-44bb-ae8f-92ef6a4122bb"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;">not</span></span></span></span> write-down any of our unconsolidated joint venture investments.</p>
<ix:continuation id="cf1583d7f-0c7a-629e-ace4-9ca34d2197db">
<div id="fs_KJEAYMF2WG00000000000000000000B">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div>
<table class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 93px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_E43I3XH8G000000000000000000000FM">Three Months Ended July 31, 2025</span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1208">166,887</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1241">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1209">166,887</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1242">152,679</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1243">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20250731_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1244">152,679</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1210">14,208</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1245">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1211">14,208</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1212">15,511</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1246">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1213">15,511</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>



























































 </tr>



























































 </tbody>



























































 </table>



























































 </div>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;&#160;</span></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_M2B05PRQBK00000000000000000000b">
<table class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 103px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_OFDR9AQMGW00000000000000000000FM">Three Months Ended July 31, 2024</span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 18px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1214">155,930</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1215">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1216">155,930</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20240731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1223">134,612</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20240731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1247">414</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20240731_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1222">134,198</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 18px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1217">21,318</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1248">414</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1218">21,732</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1219">10,698</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1220">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_CorporateJointVentureMember_4" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1221">10,698</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>



























































 </tr>



























































 </tbody>



























































 </table>



























































 </div>



























































 </div>



























































 </div>



























































 </div>



























































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div>
<div id="t_ft_PPR083LQO000000000000000000000b">
<table class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 42.8924%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_C0FN0CUBXC00000000000000000000FM">Nine Months Ended July 31, 2025</span></span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px; width: 54.9712%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 54.9712%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1194">446,939</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1249">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1197">446,939</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1251">406,894</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1250">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1252">406,894</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1195">40,045</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1253">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1198">40,045</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1196">33,759</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_CorporateJointVentureMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1254">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20250731_CorporateJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1199">33,759</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>



























































 </tbody>



























































 </table>



























































 </div>



























































 </div>
<div><br/></div>
<div>
<div id="t_ft_0Q34DI200G00000000000000000000b">
<table class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_4H1YI2FKQO00000000000000000000FM">Nine Months Ended July 31, 2024</span></span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1200">406,399</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_CorporateJointVentureMember_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1225">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1203">406,399</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20240731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1206">354,388</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20240731_CorporateJointVentureMember_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag1255">414</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(<ix:nonFraction name="us-gaap:CostOfRevenue" contextRef="D20240731_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1207">353,974</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1201">52,011</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_CorporateJointVentureMember_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1256">414</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:ProfitLoss" contextRef="D20240731_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1204">52,425</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_NonconsolidatedInvesteesHomebuildingJointVentureMember_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1202">36,814</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_CorporateJointVentureMember_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag1224">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><ix:nonFraction name="us-gaap:IncomeLossFromEquityMethodInvestments" contextRef="D20240731_CorporateJointVentureMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag1205">36,814</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>



























































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">The reason &#8220;Our share of net income&#8221; in homebuilding joint ventures is higher or lower than the &#8220;Joint venture net income&#8221; in the tables above is a result of our varying ownership percentages in each investment. For the<span style="border-right: none; border-left: none;">&#160;<span style="border-right: none; border-left: none;"><span class="Linked" id="fs_108ZRL5F6800000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_VJN6OCMS5C00000000000000000000FM">July 31, 2025</span></span></span><em style="font: inherit;"> </em>and <em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QVBLGEQNZ400000000000000000000FM">2024</span>,</em> respectively, we had investments in&#160;<span><ix:nonFraction name="hov:EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" contextRef="D20250731_HomebuildingAndLandDevelopmentJointVenturesMember" unitRef="Item" decimals="0" format="ixt-sec:numwordsen" id="Tag403"><ix:nonFraction name="hov:EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" contextRef="D20250731_HomebuildingAndLandDevelopmentJointVenturesMember_1" unitRef="Item" decimals="0" format="ixt-sec:numwordsen" id="Tag1131">eight</ix:nonFraction></ix:nonFraction></span>&#160;and <ix:nonFraction name="hov:EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" contextRef="D20240731_HomebuildingAndLandDevelopmentJointVenturesMember_1" unitRef="Item" decimals="0" format="ixt-sec:numwordsen" id="Tag404"><ix:nonFraction name="hov:EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" contextRef="D20240731_HomebuildingAndLandDevelopmentJointVenturesMember_3" unitRef="Item" decimals="0" format="ixt-sec:numwordsen" id="Tag1257">seven</ix:nonFraction></ix:nonFraction> unconsolidated joint ventures<span style="background-color: #ffffff;">, respectively,</span> and our ownership in these joint ventures ranged from <ix:nonFraction name="us-gaap:EquityMethodInvestmentOwnershipPercentage" contextRef="I20240731_HomebuildingAndLandDevelopmentJointVenturesMember_MinimumMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag399"><ix:nonFraction name="us-gaap:EquityMethodInvestmentOwnershipPercentage" contextRef="I20250731_MinimumMember_HomebuildingAndLandDevelopmentJointVenturesMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag1117">20</ix:nonFraction></ix:nonFraction>% to over <ix:nonFraction name="us-gaap:EquityMethodInvestmentOwnershipPercentage" contextRef="I20240731_HomebuildingAndLandDevelopmentJointVenturesMember_MaximumMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag400"><ix:nonFraction name="us-gaap:EquityMethodInvestmentOwnershipPercentage" contextRef="I20250731_MaximumMember_HomebuildingAndLandDevelopmentJointVenturesMember" unitRef="Pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Tag1126">50</ix:nonFraction></ix:nonFraction>% for both periods. Therefore, depending on mix, if the unconsolidated joint ventures in which we have higher sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a higher overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage; conversely, if the unconsolidated joint ventures in which we have lower sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a lower overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage. <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For the<span>&#160;</span></span><span id="fs_BMY2QX03KW00000000000000000000FM"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>three</span></span><span>&#160;months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">,&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;">&#8220;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Our share of net income</span><span style="color: #000000; font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;">&#8221;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>was greater than the "Joint venture net income" due to <span id="fs_LJ0MG4JXLS00000000000000000000FM">one</span>&#160;<span style="margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">unconsolidated joint venture with increased
income during the period for which we currently recognize a higher profit
sharing percentage based on the joint <span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;">venture agreement and one unconsolidated
joint venture with increased losses during the period for which the book value of our investment is zero and therefore we did not recognize our share of the losses.&#160;<span>For the <span id="fs_N7Z9L42SAO00000000000000000000FM">nine months ended July 31, 2025</span>, &#8220;Our share of net income&#8221; was less than the "Joint venture
net income" due to <span id="fs_6SDJMDDGRK00000000000000000000FM">two</span> unconsolidated joint ventures with increased income
during the period for which we currently recognize a lower profit sharing
percentage based on the joint venture agreements, partially offset by <span id="fs_RGGKIZZ9R400000000000000000000FM">one</span>
unconsolidated joint venture with increased losses during the period for which the book value of our investment is zero and therefore we did not recognize our share of the losses.&#160;</span></span></span></span></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">To compensate us for the administrative services we provide as the manager of certain unconsolidated joint ventures, we receive a management fee based on a percentage of the applicable unconsolidated joint ventures' revenues. These management fees, which totaled $<ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_ManagementFeesMember_HomeBuildingSegmentMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1123">6.7</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_ManagementFeesMember_HomeBuildingSegmentMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1122">5.5</ix:nonFraction> million for the <em style="font: inherit;"></em><span class="Linked" id="fs_6LSV2AYB6O00000000000000000000FM">three months ended July 31, 2025</span><em style="font: inherit;"> </em>and <em style="font: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_JK6BLYYF4000000000000000000000FM">2024</span></em>,&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">respectively, and $</span><ix:nonFraction name="us-gaap:Revenues" contextRef="D20250731_ManagementFeesMember_HomeBuildingSegmentMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1124">18.1</ix:nonFraction><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span>million and $</span><ix:nonFraction name="us-gaap:Revenues" contextRef="D20240731_HomeBuildingSegmentMember_ManagementFeesMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag1125">14.0</ix:nonFraction><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span>million for the<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_O8LLF0X5RK00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span>and<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_TB69QDK7KG00000000000000000000FM">2024</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">, respectively,</span> are recorded in &#8220;Selling, general and administrative&#8221; homebuilding expenses in the Condensed Consolidated Statements of Operations.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif; line-height: inherit;">Our unconsolidated joint ventures may obtain separate project specific mortgage financing. Any unconsolidated joint venture financing is on a nonrecourse basis, with guarantees from us limited only to performance and completion of development, environmental warranties and indemnification, standard indemnification for fraud, misrepresentation and other similar actions, including a voluntary bankruptcy filing. In some instances, the unconsolidated joint venture entity is considered a VIE due to the returns being capped to the equity holders; however, in these instances, we have determined that we are not the primary beneficiary, and therefore we do not consolidate these </span> entities.</p>


























































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<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">19.</span>



















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<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Recent Accounting Pronouncements</span>



















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit; font-size: 10pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0in; text-align: left; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;">In&#160;</span><span style="font-family: 'times new roman', times; line-height: inherit; font-size: 10pt;"><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">November 2023, the FASB issued ASU <span id="fs_FZM2PIQY5S00000000000000000000fs">2023</span>-<span id="fs_RMEPSVZ6KG00000000000000000000fs">07</span>,&#160;&#8220;Improvements to Reportable Segment Disclosures&#8221;&#160;(&#8220;ASU <span id="fs_9JKJ6A5R6O00000000000000000000fs">2023</span>-<span id="fs_6QCF4II14W00000000000000000000fs">07</span>&#8221;). ASU <span id="fs_KEFXDTZSXS00000000000000000000fs">2023</span>-<span id="fs_WS1TCO1MXC00000000000000000000fs">07</span> requires disclosure of significant segment expenses that are regularly provided to the chief operating decision maker and included within the segment measure of profit or loss. This guidance will be applied retrospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2023, and interim reporting periods in fiscal years beginning after December 31, 2024. We are currently evaluating the potential impact, but we do not expect the adoption of this guidance to have a material impact on our Condensed Consolidated Financial Statements.</span></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0in; text-align: left; line-height: 1.2; text-indent: 45pt;"><br/></p>
<p style="text-indent: 45pt; margin: 0pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;">In December 2023, the FASB issued ASU <span id="fs_LXWQ6U7NF400000000000000000000fs">2023</span>-<span id="fs_02YY0MH9PC00000000000000000000fs">09</span>,&#160;&#8220;Improvements to Income Tax Disclosures&#8221;&#160;(&#8220;ASU <span id="fs_TT3UBP560G00000000000000000000fs">2023</span>-<span id="fs_UE509RLNGG00000000000000000000fs">09</span>&#8221;). ASU <span id="fs_GML327PKR400000000000000000000fs">2023</span>-<span id="fs_R363KL6GMO00000000000000000000fs">09</span> requires enhanced disclosures related to the rate reconciliation and information on income taxes paid. This guidance will be applied prospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact the adoption of this guidance will have on our Condensed Consolidated Financial Statements.</span></p>
<p style="text-indent: 45pt; margin: 0pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><br/></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">In November 2024, the FASB issued ASU 2024-03,
&#8220;Disaggregation of Income Statement Expenses&#8221; (&#8220;ASU 2024-03&#8221;). ASU 2024-03
requires disclosure of additional information about specific cost and expense
categories in the notes to the financial statements. This guidance will be
applied either prospectively or retrospectively and is effective for annual
reporting periods in fiscal years beginning after December 15, 2026, and
interim reporting periods in fiscal years beginning after December 15, 2027. We
are currently evaluating the potential impact the adoption of this guidance
will have on our Condensed Consolidated Financial Statements.</span></p>


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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>























</div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="Dyclpsuk1kew5tqxous0dl">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
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<div style="border-left: none; border-right: none;">
<div id="t_ft_BJ2U92RZGG00000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt;">
<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">20.</span>




















 </span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Fair Value of Financial Instruments</span>




















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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">We use a fair-value hierarchy which prioritizes the inputs used in measuring fair value as follows:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<div style="line-height: 1.2;" id="t_ft_0K5TNZLLY800000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;">
<td style="width: 46pt; font-family: Times New Roman; font-size: 10pt;"/>
<td style="width: 81pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Level <span style="display: inline;" id="fs_6JHII15PIO00000000000000000000fs">1</span>: </span></p>















































 </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Fair value determined based on quoted prices in active markets for identical assets. </span></p>















































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 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<div style="line-height: 1.2;" id="t_ft_7TU8MPP96O00000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;">
<td style="width: 46pt; font-family: Times New Roman; font-size: 10pt;"/>
<td style="width: 81pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Level <span style="display: inline;" id="fs_A3TMCCFFNK00000000000000000000fs">2</span>: </span></p>















































 </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Fair value determined using significant other observable inputs. </span></p>















































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 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<div style="line-height: 1.2;" id="t_ft_HU05G9IWR400000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 10px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<td style="width: 46pt; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="width: 81pt; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Level <span style="display: inline;" id="fs_UNEEEPKM2O00000000000000000000fs">3</span>: </span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Fair value determined using significant unobservable inputs. </span></p>















































</td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<p style="margin: 0px; text-indent: 0px;"><br/></p>
<div style="line-height: 1.2;">
<div id="t_ft_9M0XX7I5DC00000000000000000000b">
<ix:exclude>
<div>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit; font-family: &quot;times new roman&quot;, times; z-index: 100;"><span id="PageBreakNo24" class="pageno" style="z-index: 100;">24</span></span></td>















































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<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-family: &quot;times new roman&quot;, times; font-size: 10pt; z-index: 100;"><a href="#TOC">Table of Contents</a></span></div>















































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>















































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 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Our financial instruments measured at fair value on a recurring basis are summarized below:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
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<div id="t_ft_DJ046X51Z400000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 55px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value at </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value at </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" style="line-height: inherit;" id="fs_8BD27WU29S00000000000000000000FM">July 31,</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" style="line-height: inherit;" id="fs_UZGE3QQKM800000000000000000000FM">October 31,</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>















































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<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Hierarchy </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" style="line-height: inherit;" id="fs_WS0ABET4FK00000000000000000000FM">2025</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" style="line-height: inherit;" id="fs_L9TJY5NES000000000000000000000FM">2024</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="height: 15px;"/>
<td style="height: 15px;"/>
<td style="height: 15px;"/>
<td style="height: 15px;"/>
<td style="height: 15px;"/>
<td style="height: 15px;"/>
<td style="height: 15px;"/>
<td style="height: 15px;"/>
<td style="height: 15px;"/>
<td style="height: 15px;"/>















































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 53%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="line-height: inherit; display: inline;" id="fs_3P5ASMTDLS00000000000000000000fs"> Mortgage loans held for sale (1) </span></span></p>















































 </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 17%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="line-height: inherit; display: inline;" id="fs_3SNUDHWCHS00000000000000000000fs"> Level 2 </span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="hov:MortgageLoansHeldForSaleCarryingValue" contextRef="I20250731_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag149">130,545</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="hov:MortgageLoansHeldForSaleCarryingValue" contextRef="I20241031_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag115">148,925</ix:nonFraction></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>















































 </tr>















































 </tbody>















































 </table>















































 </div>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(<i><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_36U7W493Q800000000000000000000fs">1</span></em>) <ix:footnote xml:lang="en-US" footnoteRole="http://www.xbrl.org/2003/role/footnote" id="footnote10"><span class="ng-scope">The aggregate unpaid principal balance was $<ix:nonFraction name="hov:LoansHeldForSaleMortgagesUnpaidPrincipal" contextRef="I20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag92">132.0</ix:nonFraction> million and $<ix:nonFraction name="hov:LoansHeldForSaleMortgagesUnpaidPrincipal" contextRef="I20241031" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag108">149.4</ix:nonFraction> million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_YQZSM8O17K00000000000000000000FM">July 31, 2025</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_UACCPGMUDS00000000000000000000FM">October 31, 2024</span>, </em>respectively.</span></ix:footnote></i></span></p>















































 </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="line-height: inherit;">Fair value of mortgage loans held for sale is based on independent quoted market prices, where available, or the prices for other mortgage loans with similar characteristics</span>. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">The financial services segment had a pipeline of loan applications in process of $<ix:nonFraction name="hov:LoanApplicationsInProcess" contextRef="I20250731_LoanOriginationCommitmentsMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag100">487.7</ix:nonFraction> million at <em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" style="line-height: inherit;" id="fs_YXXG1IVTCG00000000000000000000FM">July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>. Loans in process for which interest rates were committed to the borrowers totaled $<ix:nonFraction name="hov:InterestRateCommittedLoanApplications" contextRef="I20250731_InterestRateCommittedLoanApplicationsMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag110">60.6</ix:nonFraction> million as of <em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" style="line-height: inherit;" id="fs_WEF5J99T4W00000000000000000000FM">July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>. Substantially all of these commitments were for periods of <ix:nonNumeric name="hov:NumberOfDaysInCommittment" contextRef="D20250731_LoanOriginationCommitmentsMember_MaximumMember" format="ixt-sec:durday" id="Tag109">60</ix:nonNumeric> days or less. Since a portion of these commitments are expected to expire without being exercised by the borrowers, the total commitments do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> necessarily represent future cash requirements.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">In addition, the financial services segment uses investor commitments and forward sales of mandatory MBS to hedge its mortgage-related interest rate exposure. These instruments involve, to varying degrees, elements of credit and interest rate risk. Credit risk is managed by entering into MBS forward commitments, option contracts with investment banks, federally regulated bank affiliates and loan sales transactions with permanent investors meeting the segment&#8217;s credit standards. Our risk, in the event of default by the purchaser, is the difference between the contract price and fair value of the MBS forward commitments and option contracts. At <span class="Linked" id="fs_HEGZ7REJCG00000000000000000000FM">July 31, 2025</span>, we had <span style="border-right: none; border-left: none;"><span id="fs_C4V60ZZEWW00000000000000000000FM">no</span> </span>open mandatory investor commitments to sell MBS.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Changes in fair value that are included in income are shown by financial instrument and financial statement line item, below:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric name="us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock" contextRef="D20250731" escape="true" id="Tag86">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div>
<table class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 70px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" style="line-height: inherit;" id="fs_IWN3K8V58W00000000000000000000FM">Three Months Ended July 31, 2025</span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Change in fair value included in financial services revenue </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(<ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20250731_LoansHeldForSaleMember_FinancialServicesRevenueLineItemMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag155">644</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20250731_InterestRateLockCommitmentsMember_FinancialServicesRevenueLineItemMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag405">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20250731_ForwardContractsMember_FinancialServicesRevenueLineItemMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag406">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"/>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<table class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_C324EONMMO00000000000000000000FM">Three Months Ended July 31, 2024</span></span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Change in fair value included in financial services revenue</p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20240731_LoansHeldForSaleMember_FinancialServicesRevenueLineItemMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag151">598</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20240731_InterestRateLockCommitmentsMember_FinancialServicesRevenueLineItemMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag153">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20240731_ForwardContractsMember_FinancialServicesRevenueLineItemMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag154">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"/>















































 </tr>















































 </tbody>















































 </table>















































</div>















































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<table class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span><span class="Linked" id="fs_37BR86Y90G00000000000000000000FM">Nine Months Ended July 31, 2025</span></span></span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>
<td class="highlightCont" style="height: 14px;"/>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Change in fair value included in financial services revenue</p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">(<ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20250731_LoansHeldForSaleMember_FinancialServicesRevenueLineItemMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" sign="-" id="Tag152">1,554</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; width: 1%;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20250731_InterestRateLockCommitmentsMember_FinancialServicesRevenueLineItemMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag407">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20250731_ForwardContractsMember_FinancialServicesRevenueLineItemMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag408">-</ix:nonFraction></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"/>















































 </tr>















































 </tbody>















































 </table>















































</div>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-right: none; border-left: none;">
<div id="t_ft_NYJ37LMUPS00000000000000000000b">
<table class="finTable highlightCont" style="height: 84px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_KW92IKI8F400000000000000000000FM">Nine Months Ended July 31, 2024</span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"/>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Change in fair value included in financial services revenue </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20240731_LoansHeldForSaleMember_FinancialServicesRevenueLineItemMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag156">1,482</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20240731_InterestRateLockCommitmentsMember_FinancialServicesRevenueLineItemMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag157">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:FairValueOptionChangesInFairValueGainLoss1" contextRef="D20240731_ForwardContractsMember_FinancialServicesRevenueLineItemMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag158">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"/>















































 </tr>















































 </tbody>















































 </table>















































 </div>















































 </div>















































 </div>















































 </div>















































 </div>















































 </div>















































 </ix:nonNumeric>
<div style="line-height: 1.2;">
<ix:exclude>
<div>
<div>
<p style="margin: 0pt;"><br/></p>
<div id="t_ft_YMGJFQHY6O00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit; z-index: 100;"><span id="PageBreakNo25" class="pageno" style="z-index: 100;">25</span></span></td>















































 </tr>















































 </tbody>















































 </table>















































</div>















































 </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>















































 </div>















































 </ix:exclude>















































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">















Assets measured at fair value on a nonrecurring
basis are those assets for which we have&#160;recorded valuation adjustments
and write-offs during the <span style="border-left: none; border-right: none;"><span id="fs_34R2RSHWVK00000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_YNSWB54IDC00000000000000000000FM" class="Linked">July 31, 2025</span></span>,
respectively. The assets measured at fair value on a nonrecurring basis are all
within our homebuilding operations and are summarized below:<br/></span></p>
<ix:nonNumeric name="us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" contextRef="D20250731" escape="true" id="Tag114">
<table style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" border="0" cellspacing="0" cellpadding="0" width="100%">
<tbody>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="14" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span><span id="fs_ICKENRHO4W00000000000000000000FM" class="Linked">Three Months Ended July 31, 2025</span></span></span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Pre-Impairment</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Total</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">(In thousands)</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Hierarchy</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Amount</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Losses</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">$</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><ix:nonFraction name="hov:PreImpairmentValueOfInventory" contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag161">35,879</ix:nonFraction></span><span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">(<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag409">7,630</ix:nonFraction></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><ix:nonFraction name="hov:FairValueOfInventory" contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag162">28,249</ix:nonFraction></span><span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>







































</tr>







































</tbody>







































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" border="0" cellspacing="0" cellpadding="0" width="100%">
<tbody>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="14" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span><span><span id="fs_IHVNUWKY8000000000000000000000FM" class="Linked">Three Months Ended July 31, 2024</span></span></span></span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Pre-Impairment</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Total</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">(In thousands)</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Hierarchy</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Amount</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Losses</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"/>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">$</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><ix:nonFraction name="hov:PreImpairmentValueOfInventory" contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag410">15,245</ix:nonFraction><span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;">(<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag411">2,653</ix:nonFraction></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><ix:nonFraction name="hov:FairValueOfInventory" contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_3" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag412">12,592</ix:nonFraction><span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>







































</tr>







































</tbody>







































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" border="0" cellspacing="0" cellpadding="0" width="100%">
<tbody>
<tr style="height: 12px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="14" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="color: #000000;"><span id="fs_Q17DLSRDPC00000000000000000000FM" class="Linked">Nine Months Ended July 31, 2025</span></span></span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Pre-Impairment</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Total</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 7px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">(In
  thousands)</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Hierarchy</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Amount</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Losses</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">$</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;"><ix:nonFraction name="hov:PreImpairmentValueOfInventory" contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag159">41,276</ix:nonFraction></span></span><span style="font-size: 10pt; color: #000000;"></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">(<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag413">8,846</ix:nonFraction></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;"><ix:nonFraction name="hov:FairValueOfInventory" contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag160">32,430</ix:nonFraction></span></span><span style="font-size: 10pt; color: #000000;"></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>








































</td>








































</tr>








































</tbody>








































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" border="0" cellspacing="0" cellpadding="0" width="100%">
<tbody>
<tr style="height: 12px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="14" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="color: #000000;"><span><span id="fs_F6WVKJ4Y7400000000000000000000FM" class="Linked">Nine Months Ended July 31, 2024</span></span></span></span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Pre-Impairment</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Total</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 7px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">(In
  thousands)</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Hierarchy</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Amount</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Losses</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"/>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom"/>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">$</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;"><span><ix:nonFraction name="hov:PreImpairmentValueOfInventory" contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag414">15,245</ix:nonFraction></span></span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"/>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span>(<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag415">2,653</ix:nonFraction></span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;"><span><ix:nonFraction name="hov:FairValueOfInventory" contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag416">12,592</ix:nonFraction></span></span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>








































</td>








































</tr>








































</tbody>








































</table>













</ix:nonNumeric>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">We recorded inventory impairments, which are included in the Condensed Consolidated Statements of Operations as
"Inventory impairments and land option write-offs" and deducted from
inventory of $<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20250731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag113">7.6</ix:nonFraction>&#160;million and $<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20250731" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag417">8.8</ix:nonFraction> million for the
<span style="border-left: none; border-right: none;"><span id="fs_WTEMIYXURK00000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_D7ZMC8RVDC00000000000000000000FM" class="Linked">July 31, 2025</span></span>,
respectively.&#160;We recorded an inventory impairment, which is included in the Condensed Consolidated Statements of Operations as "Inventory impairments and land option write-offs" and deducted from inventory of $<ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20240731_4" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag443"><ix:nonFraction name="us-gaap:ImpairmentOfRealEstate" contextRef="D20240731_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag418">2.7</ix:nonFraction></ix:nonFraction> million for both the <span id="fs_1N3AI3NSS000000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_37IZCCM1MO00000000000000000000FM" class="Linked">July 31, 2024</span>, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-align: left; text-indent: 0px; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">The fair value of our cash equivalents, restricted cash and cash equivalents and customers' deposits approximates their <span>carrying</span> amount, based on Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="line-height: inherit; display: inline;" id="fs_FL2MI0CWXC00000000000000000000fs">1</span></em> inputs.</span><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></p>
<div>
<div>
<ix:exclude>
<div>
<div>
<p style="margin: 0pt;"><br/></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit; z-index: 100;"><span id="PageBreakNo26" class="pageno" style="z-index: 100;">26</span></span></td>
















































 </tr>
















































 </tbody>
















































 </table>
















































</div>
















































 </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>
















































 </div>






































</ix:exclude>



































</div>



































</div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">The fair value of each series of our Notes and Credit Facilities are listed below. <span style="line-height: inherit;">Level <span style="line-height: inherit; display: inline;" id="fs_7I2JXCVDQO00000000000000000000fs">2</span> measurements are estimated based on recent trades or quoted market prices for the same issues or based on recent trades or quoted market prices for our debt of similar security and maturity to achieve comparable yields. Level <span style="line-height: inherit; display: inline;" id="fs_55VZ4CKIDC00000000000000000000fs">3</span> measurements are estimated based on third-party broker quotes or management&#8217;s estimate of the fair value based on available trades for similar debt instruments.<span style="background-color: #ffffff;"> As shown in the table below, our <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag93">8.0</ix:nonFraction>% Senior Secured <span style="display: inline;" id="fs_L9DHVX3HHC00000000000000000000fs">1.125</span> Lien Notes due <span style="display: inline;" id="fs_KI3H0E9HC000000000000000000000fs">2028</span>&#160;and&#160;<span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The1175SeniorSecured125LienNotesDue2029Member_FairValueInputsLevel2Member_SeniorSecuredNotesMember" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag90">11.75</ix:nonFraction></span>% Senior Secured <span style="display: inline;" id="fs_6B4FLCOZV400000000000000000000fs">1.25</span> Lien Notes due <span style="display: inline;" id="fs_RSV7K3C4HS00000000000000000000fs">2029</span>&#160;were a Level <span style="display: inline;" id="fs_T54T88P8Q800000000000000000000fs">2</span> measurement at </span></span><span style="background-color: #ffffff;"><span style="line-height: inherit;"><span class="Linked" id="fs_M5DAZQILQO00000000000000000000FM">July 31, 2025</span></span><span style="line-height: inherit;"> due to recent trades for the same notes</span><span style="line-height: inherit;">.</span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<ix:nonNumeric name="hov:FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" contextRef="D20250731" escape="true" id="Tag112">
<div style="border-left: none; border-right: none;">
<div id="t_ft_M84YVRQVCW00000000000000000000b">
<table style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse; height: 16px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_672WQCJ3KW00000000000000000000FM">July 31, 2025</span></em></span></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<div style="border-left: none; border-right: none;">
<div id="t_ft_5Z4O3JWXCW00000000000000000000b">
<table class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 97px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span style="line-height: inherit; display: inline;" id="fs_XK2OOT0YTS00000000000000000000fs">1</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span style="line-height: inherit; display: inline;" id="fs_DX7HT8PDDS00000000000000000000fs">2</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span style="line-height: inherit; display: inline;" id="fs_V2BILBTKS000000000000000000000fs">3</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Total </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
































</tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured Notes: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag104">8.0</ix:nonFraction>% Senior Secured <span style="line-height: inherit; display: inline;" id="fs_NVFYPZD9DC00000000000000000000fs">1.125</span> Lien Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" format="ixt:date-monthname-day-year-en" id="Tag98">September 30, 2028</ix:nonNumeric> </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span>$</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0.1px; height: 10px; text-align: right; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel1Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag419">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag144">227,070</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel3Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag420">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag121">227,070</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"/>
































</tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag105">11.75</ix:nonFraction>% Senior Secured <span style="line-height: inherit; display: inline;" id="fs_2FA582FDMO00000000000000000000fs">1.25</span> Lien Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" format="ixt:date-monthname-day-year-en" id="Tag106">September 30, 2029</ix:nonNumeric> </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel1Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag421">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag146">465,062</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel3Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag422">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag140">465,062</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Notes: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"/>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20250731_The502040NotesMember_SeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag103">5.0</ix:nonFraction>% Senior Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_The502040NotesMember_SeniorNotesMember" format="ixt:date-monthname-day-year-en" id="Tag96">February 1, 2040</ix:nonNumeric> </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_The502040NotesMember_FairValueInputsLevel1Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag424">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_The502040NotesMember_FairValueInputsLevel2Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag423">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_The502040NotesMember_FairValueInputsLevel3Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag425">15,595</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_The502040NotesMember_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag123">15,595</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Credit Facilities: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured <span style="line-height: inherit; display: inline;" id="fs_HXP8KA5JSG00000000000000000000fs">1.75</span> Lien Term Loan Credit Facility due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20250731_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" format="ixt:date-monthname-day-year-en" id="Tag85">January 31, 2028</ix:nonNumeric> </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel1Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag427">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel2Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag426">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel3Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag139">184,571</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag128">184,571</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total fair value </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel1Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag428">-</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel2Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag141">692,132</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731_FairValueInputsLevel3Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag133">200,166</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20250731" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag142">892,298</ix:nonFraction></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
































</tr>
































</tbody>















































 </table>















































 </div>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><br/></p>
<div id="t_ft_1287D6QTXS00000000000000000000b">
<table style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt;">
<td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="line-height: inherit;">Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span class="Linked" id="fs_3T274PEG5C00000000000000000000FM">October 31, 2024</span></span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<div style="border-left: none; border-right: none;">
<div id="t_ft_20B2E7CUV400000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 115px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 52%; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0169%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span style="line-height: inherit; display: inline;" id="fs_8JX2FMUIU800000000000000000000fs">1</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span style="line-height: inherit; display: inline;" id="fs_V3XA23V86800000000000000000000fs">2</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span style="line-height: inherit; display: inline;" id="fs_F6DEG6XWLS00000000000000000000fs">3</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured Notes: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <span style="border-left: none; border-right: none; line-height: inherit;"><ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20241031_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag87">8.0</ix:nonFraction></span>% Senior Secured <span style="line-height: inherit; display: inline;" id="fs_8QVP4ZJ8TS00000000000000000000fs">1.125</span> Lien Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" format="ixt:date-monthname-day-year-en" id="Tag89">September 30, 2028</ix:nonNumeric> </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel1Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag120">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag132">231,068</ix:nonFraction></span></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel3Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag147">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag136">231,068</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20241031_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="Pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Tag101">11.75</ix:nonFraction>% Senior Secured <span style="line-height: inherit; display: inline;" id="fs_6OZA8ZAH0W00000000000000000000fs">1.25</span> Lien Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" format="ixt:date-monthname-day-year-en" id="Tag95">September 30, 2029</ix:nonNumeric> </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel1Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag143">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag138">474,561</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel3Member_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag124">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_SeniorSecuredNotesMember_The1175SeniorSecured125LienNotesDueSeptember302029Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag150">474,561</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 52%;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Notes: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.04603%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20241031_The1352026NotesMember_SeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag94">13.5</ix:nonFraction>% Senior Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_The1352026NotesMember_SeniorNotesMember" format="ixt:date-monthname-day-year-en" id="Tag88">February 1, 2026</ix:nonNumeric> </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The1352026NotesMember_FairValueInputsLevel1Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag116">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The1352026NotesMember_FairValueInputsLevel2Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag130">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The1352026NotesMember_FairValueInputsLevel3Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag125">27,020</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The1352026NotesMember_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag134">27,020</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" contextRef="I20241031_The502040NotesMember_SeniorNotesMember" unitRef="Pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Tag102">5.0</ix:nonFraction>% Senior Notes due <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_The502040NotesMember_SeniorNotesMember" format="ixt:date-monthname-day-year-en" id="Tag91">February 1, 2040</ix:nonNumeric> </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The502040NotesMember_FairValueInputsLevel1Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag127">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The502040NotesMember_FairValueInputsLevel2Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag148">11,485</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The502040NotesMember_FairValueInputsLevel3Member_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag131">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The502040NotesMember_SeniorNotesMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag145">11,485</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Credit Facilities: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured <span style="line-height: inherit; display: inline;" id="fs_3T8WZ5PEIO00000000000000000000fs">1.75</span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" contextRef="D20241031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" format="ixt:date-monthname-day-year-en" id="Tag97">January 31, 2028</ix:nonNumeric></span></span> </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel1Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag122">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel2Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag129">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_FairValueInputsLevel3Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag119">190,041</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_The100SeniorSecured175LienTermLoansDue2028Member_SeniorSecuredTermLoanMember" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag117">190,041</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; width: 52%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total fair value </span></p>















































</td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel1Member" unitRef="USD" decimals="-3" scale="3" format="ixt:fixed-zero" id="Tag118">-</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel2Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag126">717,114</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031_FairValueInputsLevel3Member" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag135">217,061</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtInstrumentFairValue" contextRef="I20241031" unitRef="USD" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="Tag137">934,175</ix:nonFraction></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"/>















































 </tr>















































 </tbody>















































 </table>















































 </div>















































 </div>















































 </div>















































 </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">The Senior Secured Revolving Credit Facility is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> included in the above tables because there were <ix:nonFraction name="us-gaap:LineOfCredit" contextRef="I20241031_SeniorSecuredRevolvingCreditFacilityMember" unitRef="USD" decimals="-3" scale="3" format="ixt-sec:numwordsen" id="Tag10"><ix:nonFraction name="us-gaap:LineOfCredit" contextRef="I20250731_SeniorSecuredRevolvingCreditFacilityMember" unitRef="USD" decimals="-3" scale="3" format="ixt-sec:numwordsen" id="Tag99">no</ix:nonFraction></ix:nonFraction> borrowings outstanding thereunder at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ZOAFCAJ0B400000000000000000000FM">July 31, 2025</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span class="Linked" id="fs_1IZBYJJ3DS00000000000000000000FM">October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>.</span></p>















































 </ix:nonNumeric>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><br/></p>















































 </div>















































 </div>















































 </div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="Dn6gl4wqslrbpxurhly6f5c">
<ix:nonNumeric name="us-gaap:RelatedPartyTransactionsDisclosureTextBlock" contextRef="D20250731" escape="true" id="Tag47">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 18pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><b><em style="font: inherit;">21.</em></b></p>















































</td>
<td>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><b>Transactions with Related Parties</b></p>















































</td>















































</tr>















































</tbody>















































</table>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">From time to time,&#160;an engineering firm owned by Tavit Najarian, a relative of Ara K. Hovnanian, our Chairman and Chief Executive Officer, provides services to the Company. During the <span class="Linked" id="fs_KM73EE7PI800000000000000000000FM">three months ended July 31, 2025</span> and <span class="Linked" id="fs_SGSW1EGEF400000000000000000000FM">2024</span>, the services provided by such engineering firm to the Company totaled $<span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:RelatedPartyTransactionAmountsOfTransaction" contextRef="D20250731_TavitNajarianMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag48">0.1</ix:nonFraction></span>&#160;million and $<ix:nonFraction name="us-gaap:RelatedPartyTransactionAmountsOfTransaction" contextRef="D20240731_TavitNajarianMember_1" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag49">0.3</ix:nonFraction> million, respectively.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During the<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_1XJNUEHFEO00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>and<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_D2WGEC7QDS00000000000000000000FM">2024</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">, the services provided by such engineering firm to the Company totaled $</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><ix:nonFraction name="us-gaap:RelatedPartyTransactionAmountsOfTransaction" contextRef="D20250731_TavitNajarianMember" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag50">0.5</ix:nonFraction></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;million and $</span><ix:nonFraction name="us-gaap:RelatedPartyTransactionAmountsOfTransaction" contextRef="D20240731_TavitNajarianMember_3" unitRef="USD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Tag51">0.9</ix:nonFraction><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>million, respectively.&#160;</span>Neither the Company nor Mr. Hovnanian has a financial interest in the relative&#8217;s company from whom the services were provided.<br/></p>

































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<div style="font-size: 10pt; margin: 0pt; text-indent: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bllkkp_2302024152560"><span style="line-height: inherit;"><span style="font-weight: bold; line-height: inherit;">ITEM </span><b><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_756201EXCG00000000000000000000fs">2</span></span>. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS</b></span></a></span></div>
<p style="font-size: 10pt; font-family: 'Times New Roman'; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Hovnanian Enterprises, Inc. (&#8220;HEI&#8221;) conducts all of its homebuilding and financial services operations through its subsidiaries (references herein to the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; or &#8220;our&#8221; refer to HEI and its consolidated subsidiaries and should be understood to reflect the consolidated business of HEI&#8217;s subsidiaries).</span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; margin: 10pt 0pt; text-align: left; text-indent: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Key Performance Indicators</b></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">The following key performance indicators are commonly used in the homebuilding industry and by management as a means to better understand our operating performance and trends affecting our business and compare our performance with the performance of other homebuilders. We believe these key performance indicators also provide useful information to investors in analyzing our performance:</span></p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Net contracts </i>is a volume indicator which represents the number of new contracts executed during the period for the purchase of homes, less cancellations of contracts in the same period. The dollar value of net contracts represents the dollars associated with net contracts executed in the period. These values are an indicator of potential future revenues;</span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Contract backlog</i> is a volume indicator which represents the number of homes that are under contract, but not yet delivered as of the stated date. The dollar value of contract backlog represents the dollar amount of the homes in contract backlog. These values are an indicator of potential future revenues;</span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Active selling communities</i> is a volume indicator which represents the number of communities which are open for sale with <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_YVQF1D3H6800000000000000000000fs">ten</span></span> or more home sites available as of the end of a period. We identify communities based on product type; therefore, at times there are multiple communities at <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_RYJVLONRDC00000000000000000000fs">one</span></span> land site. These values are an indicator of potential revenues;</span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Net contracts per active selling community</i> is used to indicate the pace at which homes are being sold (put into contract) in active selling communities and is calculated by dividing the number of net contracts in a period by the number of active selling communities in the same period. Sales pace is an indicator of market strength and demand; and</span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Contract cancellation rates</i> is a volume indicator which represents the number of sales contracts cancelled in the period divided by the number of gross sales contracts executed during the period. Contract cancellation rates as a percentage of backlog is calculated by dividing the number of cancelled contracts in the period by the contract backlog at the beginning of the period. Cancellation rates as compared to prior periods can be an indicator of market strength or weakness.</span></p>


























































































































































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<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt; text-align: left; text-indent: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Overview</b></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Market Conditions and Operating Results </i></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">The demand for new and existing homes is dependent on a variety of demographic and economic factors, including job and wage growth, household formation, consumer confidence, mortgage financing, interest rates, inflation and overall housing affordability.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit; font-size: 13.3333px;">During fiscal <span style="line-height: inherit; display: inline;" id="fs_GZLQVEPZM800000000000000000000fs">2024</span> and continuing through the&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">first nine months</span>&#160;of fiscal <span style="line-height: inherit; display: inline;" id="fs_XQVIWBSCR400000000000000000000fs">2025</span>, mortgage r</span><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">ates have fluctuated but still remain at a persistently high level. As a result, affordability generally remains challenging for homebuyers.<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;</span>We have stayed aggressive in our pricing, incentives and concessions in order to align with the current market.</span></p>
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<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We continue to use our increased inventory of quick move-in homes ("QMI homes") to help meet buyers&#8217; needs for more affordable housing in the existing uncertain interest rate environment. The time between contract signing and closing is shorter with a QMI home as compared to a to be built home, which provides customers with more certainty on their mortgage pricing. The availability of QMI homes also allows us to offer mortgage interest rate buydown assistance, which is a tool we offer through our wholly-owned mortgage banking subsidiary ("K. Hovnanian Mortgage"), to help ease the impact of higher monthly payments from rising interest rates. We pay the cost of interest rate buydowns for customers that qualify through K. Hovnanian Mortgage and decide to use the program. The level of interest rate based incentives utilized differs across our markets and is <span style="line-height: inherit; display: inline;" id="fs_TAOYICU0GW00000000000000000000fs">one</span> of several available options we use to drive sales and close homes.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Although the long-term fundamentals of the&#160;new home market remain favorable, during the&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">first nine months</span>&#160;of fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_LY4ITXMTXC00000000000000000000fs">2025</span>, volatility in the broader economy and affordability constraints caused many consumers to delay purchasing a new home. As a result of this more difficult sales environment, we experienced a decrease in net</span>&#160;contracts compared to the&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">first nine months o</span>f fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_7AKMF9UIIO00000000000000000000fs">2024</span></span><span style="font-size: 10pt; font-family: 'Times New Roman', serif; line-height: inherit;">, although net contracts for the third quarter of fiscal 2025 increased from the prior year period. Even as mortgage rates increased and we focused on increasing sales pace versus price, we</span> were still able to raise&#160;</span><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">net prices in approximately <span id="fs_O1C3HQRLY800000000000000000000FM" style="display: inline;">40</span>%, <span id="fs_HBN6W0ELSW00000000000000000000FM" style="display: inline;">31</span>% and <span id="fs_ABP9KT51V400000000000000000000FM" style="display: inline;">21</span>% of our communities during the first, second and third<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;quarters</span> of fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_TYFK4SLDKW00000000000000000000fs">2025</span>, respectively</span>.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">There remains a great degree of uncertainty due to inflation, tariffs, the continued possibility of an economic recession, employment risk and the potential for further mortgage rate increases. While we continue to experience some supply chain issues, we remain focused on continuing to shorten our construction cycle times and building on our national initiatives to drive down costs with our material providers and trade partners. The changing conditions in the housing market, and in the general economy, makes it difficult to predict how strongly our business will be impacted by these external factors over the remainder of fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_H1F9TCD8PC00000000000000000000fs">2025</span></span> and beyond.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">During the nine months ended July 31, 2025, our cash position allowed us to spend $<span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_J2HAYYVT8G00000000000000000000fs" style="display: inline;">660.0</span></span></span></span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> million on land purchases and land development for long-term growth, redeem $<span id="fs_9KI2JHSGG000000000000000000000FM" style="display: inline;">26.6</span> million of senior notes, repurchase $<span id="fs_O7TAI9X7B400000000000000000000FM" style="display: inline;">30.1</span> million of our common stock,&#160;</span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and still have total liquidity of $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_LTG1DNB4CG00000000000000000000fs">277.9</span></span></span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;million, including $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_4P6VMT89C000000000000000000000fs">146.6</span></span></span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;million of homebuilding cash and cash equivalents and $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_C9PANL4H2O00000000000000000000fs">125.0</span></span>&#160;million of borrowing capacity under our senior secured revolving credit facility as of<span style="line-height: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_KLQHJCW4YO00000000000000000000FM">July 31, 2025</span></span></span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">. </span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Information on our operating results for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_IJLHGNT3LC00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_GC8LA2WOZ400000000000000000000FM">July 31, 2025</span></span> are as follows:</span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 93pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679; Sale of homes revenues <span class="Linked" style="line-height: inherit;" id="fs_U6G1H7RDM800000000000000000000FM">increased</span> to $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XBK3SU21FK00000000000000000000fs">769.1</span></span> million for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_X77L3FIDA800000000000000000000FM">three months ended July 31, 2025</span></span> from $<span class="Linked" style="line-height: inherit;" id="fs_3NVCTP8EK000000000000000000000FM">687.4</span> million for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_IRHHEDO53400000000000000000000FM">three months ended July 31, 2024</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, and <span id="fs_1D2IIP8YSG00000000000000000000FM" class="Linked">increased</span> to&#160;</span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">$<span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" id="fs_U9OKOP1BW000000000000000000000FM">2.1</span></span></span>&#160;b<span style="line-height: inherit;">illion&#160;</span>for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_EQOWOJ18HS00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="line-height: inherit;">&#160;from</span>&#160;$<span id="fs_H88BB3COOW00000000000000000000FM" class="Linked">1.9</span>&#160;billion for the <span id="fs_VJKFP0OGDC00000000000000000000FM" class="Linked">nine months ended July 31, 2024</span>.&#160;</span>There was a&#160;<span class="Linked" style="line-height: inherit;" id="fs_T2D1HASQWW00000000000000000000FM">14.0</span>% and <span class="Linked" style="line-height: inherit;" id="fs_QKHFB9OGLC00000000000000000000FM">10.2</span>%&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">increase in the number of home deliveries for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_7WGYK3VVE800000000000000000000FM">three and nine</span> months</span> ended <span class="Linked" style="line-height: inherit;" id="fs_ZQ8EXF64K000000000000000000000FM">July 31, 2025</span>, </span>c<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">ompared to the same periods of the prior year, partially offset by a decrease in average price of <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_60JBPH61LC00000000000000000000FM">1.9</span></span>% and <span class="Linked" style="line-height: inherit;" id="fs_3DDJNNK0GG00000000000000000000FM">3.8</span>% for the <span style="line-height: inherit;"><span style="line-height: inherit;"><span style="border-right: none; border-left: none; line-height: inherit;"><span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_TOHVPDM5JK00000000000000000000FM">three and nine</span></span> </span>months ended <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_Q8A134BNN400000000000000000000FM">July 31, 2025</span></span></span></span>, compared to the same periods of the prior year</span>. <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">The increase in deliveries was primarily the result of an increase in our backlog conversion ratio, while t</span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">he decrease in average price was the result of </span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">the geographic and community mix of our deliveries. </span></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt 0pt 93pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679; Gross margin dollars <span class="Linked" style="line-height: inherit;" id="fs_GJHKTGBZKW00000000000000000000FM">decreased</span> <span class="Linked" id="fs_BRGNTD7U5S00000000000000000000fs">31.3</span>% and <span class="Linked" style="line-height: inherit;" id="fs_TJR00TKPPC00000000000000000000FM">24.8</span>% for the <span style="border-right: none; border-left: none; line-height: inherit;"><span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_VX9E9J6A7400000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_CVQNWNG2E800000000000000000000FM">July 31, 2025</span></span></span>, as compared to the same periods of the prior year, while gross margin percentage <span style="line-height: inherit;" id="fs_94IU6U345C00000000000000000000FM">decreased</span> to<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;<span class="Linked" style="line-height: inherit;" id="fs_4O4T8UBAZ400000000000000000000FM">11.7</span>% and <span class="Linked" style="line-height: inherit;" id="fs_J9BSPMBGG000000000000000000000FM">13.5</span>% for </span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">the <span id="fs_I5UXS2E5KW00000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_I2RL81108G00000000000000000000FM" class="Linked">July 31, 2025</span></span>, respectively, from&#160;<span style="line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_N6A0HSN7N400000000000000000000fs">19.1</span></span></span></span>% <span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">and&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" id="fs_ORZQCFIIR400000000000000000000FM">18.9</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">%&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">for<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">the</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;<span class="Linked" id="fs_0C5O6MYQPS00000000000000000000FM">three and nine</span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-right: none; border-left: none; line-height: inherit;">months</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> ended </span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_TWJF5G1SF400000000000000000000FM">July 31, 2024</span></span></span><span style="border-right: none; border-left: none; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, respectively.</span></span><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;Gross margin percentage, before cost of sales interest expense and land charges, decreased to&#160;</span><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_M74S9C7APS00000000000000000000fs">17.3</span></span>% <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">for the <span class="Linked" style="line-height: inherit;" id="fs_BRB9IC409C00000000000000000000FM">three months ended July 31, 2025</span>&#160;from&#160;<span class="Linked" id="fs_H3J2T63BYO00000000000000000000fs">22.1</span>% for the <span class="Linked" style="line-height: inherit;" id="fs_VFMRDZLBJK00000000000000000000FM">three months ended July 31, 2024</span></span>,&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and decreased to </span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9V35SHMX8000000000000000000000FM">17.6</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for the<span style="line-height: inherit;">&#160;<span class="Linked" style="line-height: inherit;" id="fs_LUY5OULIHS00000000000000000000FM">nine months ended July 31, 2025</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;from</span><span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_6QGQE6WAU800000000000000000000FM">22.2</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for the<span style="line-height: inherit;">&#160;<span class="Linked" style="line-height: inherit;" id="fs_XWNL3F8MGG00000000000000000000FM">nine months ended July 31, 2024</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">.&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">The decrease in gross margin percentage&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">was primarily due to increased use of incentives and concessions, including additional mortgage interest rate </span>buydowns<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, to make our homes more affordable.&#160;<span style="font-size: 10pt; font-family: 'Times New Roman', serif; color: #000000; line-height: inherit;">In the current homebuilding environment, we remain focused on driving financial performance by increasing our sales pace versus achieving a higher gross margin.</span> </span></span></p>
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<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 93pt; line-height: 1.2;"><br/></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 93pt; line-height: 1.2;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">&#9679; I</span>ncome<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>before income taxes<span style="line-height: inherit;">&#160;</span></span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_HOUAS1BIF400000000000000000000FM">decreased</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>to $</span><span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LQDY56ZL8G00000000000000000000FM">23.8</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-right: none; border-left: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_6AM77LHLPC00000000000000000000FM">three months ended July 31, 2025</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>from $</span><span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YVR312VIXC00000000000000000000FM">97.3</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-right: none; border-left: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_MFIMTW0JHS00000000000000000000FM">three months ended July 31, 2024</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">,&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_U06K2M4DS000000000000000000000FM">decreased</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>to $</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XEGST6BCWW00000000000000000000FM">90.2</span></span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_MUMM6H3BGG00000000000000000000FM">nine months ended July 31, 2025</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>from $</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LEZOJQGJK000000000000000000000FM">199.2</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_23FDP18NDC00000000000000000000FM">nine months ended July 31, 2024</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">.&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Net income&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_I2SRPIQ8PC00000000000000000000FM">decreased</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>to $</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QFJFC1BRKG00000000000000000000FM">16.6</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-right: none; border-left: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_JCKXR3P01C00000000000000000000FM">three months ended July 31, 2025</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>from $</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_VN3MTKHNLS00000000000000000000FM">72.9</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; 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white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">,</span><span style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; border-right: none; border-left: none; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>and<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span style="line-height: inherit;" id="fs_9TYUTMFRVK00000000000000000000FM">decreased</span></span><span style="line-height: inherit;">&#160;</span>to $<span style="display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_81MTIZGNNK00000000000000000000FM">64.5</span></span></span></span><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_J24SC3ZEKW00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="line-height: inherit;">&#160;</span>from $<span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_C05TABYGDS00000000000000000000FM">147.7</span></span></span><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_R353EMM3PC00000000000000000000FM">nine months ended July 31, 2024</span></span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">.&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Included in income before income taxes for the<span style="line-height: inherit;">&#160;</span></span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NXSZZ4DMLS00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;was a&#160;gain of $<span style="line-height: inherit; display: inline;" id="fs_6K8RA0460G00000000000000000000FM">22.7</span></span><span style="color: #000000; font-family: 'times new roman', times; 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text-decoration-color: initial; border-right: none; border-left: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QOHOW7O3G000000000000000000000FM">three months ended July 31, 2025</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>compared to $</span><span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_CFCYSFBS5S00000000000000000000FM">10.61</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;and $</span><span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_FI7Z9ZOZ6O00000000000000000000FM">9.75</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, respectively, for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-right: none; border-left: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_P78ZUUN3Z400000000000000000000FM">three months ended July 31, 2024</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">.&#160;</span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">Earnings per share, basic and diluted, decreased to $<span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_5A1PLBQ52800000000000000000000FM">8.55</span></span></span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>and $<span style="line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QS2I8MU0MO00000000000000000000FM">7.94</span></span></span></span><span style="color: #000000; 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font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">, respectively, for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_RD0WYI7UWW00000000000000000000FM">nine months ended July 31, 2024</span></span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">.</span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 93pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><br/></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 93pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679; Net contracts in<span style="border-left: none; border-right: none; line-height: inherit;">creased</span> <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XWNYXTBJUO00000000000000000000FM">1.6</span></span></span>% for the three months ended July 31, 2025&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and decreased<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_TR6F8T0G1S00000000000000000000FM">0.4</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for the nine&#160;</span><span style="border-right: none; border-left: none; line-height: inherit;">months ended <span class="Linked" style="line-height: inherit;" id="fs_G63PCZZSPS00000000000000000000FM">July 31, 2025</span></span>, compared to the same periods of the prior year.&#160;The increase for the three months ended is primarily due to our current strategy of using increased incentives to drive sale pace.&#160;<span style="font-size: 10.0pt; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">During the third quarter of fiscal 2025,
incentives were 11.6% of the average sales price, which is up 3.9% from the
same period of the prior year and up 1.1% from the second quarter of fiscal 2025. The
slight decrease in net contracts for the nine months ended July 31, 2025 is due to </span>continued macroeconomic uncertainty&#160;that permeated throughout the period leading to low consumer confidence.</span></p>
<p style="font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt 10pt 93pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679; Net contracts per active selling community increased to <span id="fs_BNVU450STC00000000000000000000FM" style="display: inline;">9.8</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;and<span style="line-height: inherit;">&#160;<span id="fs_DKT4L4VOHS00000000000000000000FM" style="display: inline;">30.8</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;">&#160;</span></span>for the <span class="Linked" style="line-height: inherit;" id="fs_DL4WQYM7AO00000000000000000000FM">three and nine</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>months</span><span style="border-right: none; border-left: none; line-height: inherit;">&#160;ended <span class="Linked" style="line-height: inherit;" id="fs_JGVQ7AION400000000000000000000FM">July 31, 2025</span></span></span><span style="font-family: 'times new roman', times; line-height: inherit;"><span><span style="font-size: 13.3333px; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, respectively, compared to<span style="line-height: inherit;">&#160;<span id="fs_SHAAA7QHTC00000000000000000000FM" style="display: inline;">9.5</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;and<span style="line-height: inherit;">&#160;<span id="fs_X6QXUKG2DC00000000000000000000FM" style="display: inline;">30.4</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>in the same periods of the prior year, primarily due to our focus on sales pace over price.</span></span></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 93pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679; Contract backlog <span class="Linked" style="line-height: inherit;" id="fs_8QAMG4A2PS00000000000000000000FM">decreased</span> from <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ML5TXTPBR400000000000000000000FM">2,041</span></span>&#160;homes at <span class="Linked" style="line-height: inherit;" id="fs_HGD6TN1WSG00000000000000000000FM">July 31, 2024</span> to <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ZWTH081IDC00000000000000000000FM">1,491</span></span></span> homes at <span class="Linked" style="line-height: inherit;" id="fs_9U1BKD8FR400000000000000000000FM">July 31, 2025</span>, and the dollar value of contract backlog <span class="Linked" style="line-height: inherit;" id="fs_D82UI31N0G00000000000000000000FM">decreased</span> to $<span id="fs_IC1L70JBPC00000000000000000000FM" style="display: inline;">838.8</span> million, a <span class="Linked" id="fs_TMTNTALKQO00000000000000000000FM">27.6</span>% decrease in dollar value compared to the prior year, as<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;our</span></span><span style="font-size: 10pt; line-height: inherit;"><span style="line-height: inherit;"><span style="color: #000000; line-height: inherit;">&#160;backl</span></span><span style="line-height: inherit;"><span style="color: #000000; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; line-height: inherit;">og conversion ratio has increased from the prior year period due to our having more QMI homes available to sell and deliver.</span></span></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 93pt; line-height: 1.2;"><br/></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: -9pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Results of Operations </b></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i><b>Total Revenues</b></i></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Compared to the same period in the prior year, revenues increased (decreased) as follows:</span></p>
<div style="font-size: 10pt; line-height: 1.2;" id="t_ft_B380CLTBR400000000000000000000b">
<table class="finTable" style="height: 115px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="14">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_14PAG4CW7400000000000000000000FM">Three Months Ended</span></span></p>


























































































































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































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<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-right: none; border-left: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_N1DLKKEJWW00000000000000000000FM">July 31,</span></span></p>


























































































































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
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<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-right: none; border-left: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_EUIAA88QKW00000000000000000000FM">July 31,</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Dollar </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
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<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Percentage </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (Dollars in thousands) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_3FON36JNSW00000000000000000000FM">2025</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_TBT7KCLJ1S00000000000000000000FM">2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Change </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Change </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































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<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 52%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding: </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 9%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 9%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 9%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 9%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Sale of homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" id="fs_0GBH8M41KW00000000000000000000fs">769,050</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_JB9TLPPZHC00000000000000000000fs">687,424</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_2LEU7NSBBK00000000000000000000fs">81,626</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_PB0J8AP3M800000000000000000000fs">11.9</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Land sales and other revenues </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_1EJOQC05E800000000000000000000fs">2,967</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_GGFFUKD29C00000000000000000000fs">16,392</span> </span> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" id="fs_WNBIXDCZ9S00000000000000000000fs">13,425</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_RHH0ZCDADC00000000000000000000fs">81.9</span>)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 11px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Financial services </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_RZF3MG8A8000000000000000000000fs">28,566</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_FHLY4X9S1S00000000000000000000fs">18,888</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_E11XF2NHOG00000000000000000000fs">9,678</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_DU5IGBWRRK00000000000000000000fs">51.2</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 11px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="height: 10px;"><br/></td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Total revenues </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_S74E57NPF400000000000000000000fs">800,583</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_V1EDETUXVK00000000000000000000fs">722,704</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_MIS0M7HQJ400000000000000000000fs">77,879</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_J9Y43D0YBK00000000000000000000fs">10.8</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;"><span style="font-size: 10pt; font-family: 'times new roman', times; font-style: normal; text-decoration: none; font-weight: normal; color: black; line-height: inherit;">%</span></span></span><br/></td>


























































































































































 </tr>


























































































































































 </tbody>


























































































































































 </table>


























































































































































 </div>
<div style="color: #000000; font-family: 'times new roman', times; font-size: medium; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">
<div id="t_ft_PSWS8Q8BWW00000000000000000000b">
<p style="margin: 0pt;"><br/></p>
<div id="t_ft_MHHKTG5WZK00000000000000000000b">
<table class="finTable" style="height: 139px; width: 100%; border: 1px; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="14">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_Q17FWLUY4G00000000000000000000FM">Nine Months Ended</span> </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>






</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>






</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="border-right: none; border-left: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_S07RQ99JPC00000000000000000000FM">July 31,</span></span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="border-right: none; border-left: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_8BKILS25CG00000000000000000000FM">July 31,</span></span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Dollar </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Percentage </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>






</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (Dollars in thousands) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_MSLJWOB5S000000000000000000000fs">2025</span> </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_381IZR7SGW00000000000000000000fs">2024</span> </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Change </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Change </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>






</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 52%;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding: </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 9%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 9%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 9%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 9%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; margin-left: 0.1px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>






</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Sale of homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_6BJWR4MGS000000000000000000000fs">2,066,278</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_M3E7EDI2GW00000000000000000000fs">1,947,989</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_DFCBERO4SG00000000000000000000fs">118,289</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_RO20K4HQQ800000000000000000000fs">6.1</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>






</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Land sales and other revenues </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_UBYHSRILIO00000000000000000000fs">27,573</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;">
<p style="margin: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_H1TN5K65W000000000000000000000fs">25,968</span> </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_UV97LFYQZK00000000000000000000fs">1,605</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NZQ8XQJ77K00000000000000000000FM">6.2</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>






</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Financial services </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NZO00F77U800000000000000000000fs">66,826</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YSMHZ4X5UO00000000000000000000fs">51,323</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_V7I72N9ARK00000000000000000000fs">15,503</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_21ETK347F400000000000000000000fs">30.2</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px 0px 0px 0.1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>






</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 10px; margin-left: 0.1px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>






</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Total revenues </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_S3757E37S000000000000000000000fs">2,160,677</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_JODV135YCG00000000000000000000fs">2,025,280</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_8D44NSEOQ800000000000000000000fs">135,397</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_MB1V2AR5C000000000000000000000fs">6.7</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; margin-left: 0.1px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;"><span style="font-size: 10pt; font-family: 'times new roman', times; font-style: normal; text-decoration: none; font-weight: normal; color: black; line-height: inherit;">%</span></span></span><br/></td>






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<tr style="height: 18px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0.1px; height: 18px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0.1px; height: 18px;"><br/></td>






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<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit;"><span id="PageBreakNo30" class="pageno">30</span></span></td>


















































































































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>


















































































































</div>
<p style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; background-color: #ffffff; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i><b>&#160;</b></i></span></p>
<p style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; background-color: #ffffff; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i><b>Homebuilding: Sale of Homes</b></i></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt; text-indent: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><br/></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit; margin: 0pt; text-indent: 45pt;">For the <span style="border-left: none; border-right: none;"><span id="fs_ID9GZAOXEO00000000000000000000FM" class="Linked">three and nine</span></span>&#160;<span style="border-right: none; border-left: none; line-height: inherit;">months ended <span class="Linked" style="line-height: inherit;" id="fs_T3UF8UIDV400000000000000000000FM">July 31, 2025</span></span>, sale of homes revenues <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_3XSKCMSZ6O00000000000000000000FM">increased</span></span> <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_GA454FZVSG00000000000000000000fs">11.9</span></span>%&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">and<span>&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span id="fs_57NY9RPARK00000000000000000000FM" class="Linked">6.1</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">%, respectively, compared</span> to the same periods in the prior year. The <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">sale of homes revenue in</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;">creased</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span>due to a<span>&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span id="fs_NANSQ2WU8W00000000000000000000FM" style="display: inline;">14.0</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">% and<span>&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span id="fs_PFT31EO1O000000000000000000000FM" style="display: inline;">10.2</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">% increase in homes delivered, respectively, partially offset by a<span>&#160;<span id="fs_NU34K6QH0000000000000000000000FM" style="display: inline;">1.9</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">% and<span>&#160;<span id="fs_YYLCMLMRV400000000000000000000FM" style="display: inline;">3.8</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">% decrease in the average price per home for the<span>&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-right: none; border-left: none;"><span><span id="fs_OFTGMASK6800000000000000000000FM" class="Linked">three and nine</span></span><span>&#160;</span>months ended<span>&#160;</span><span><span id="fs_IY48KE8U5S00000000000000000000FM" class="Linked">July 31, 2025</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">, respectively, compared with the prior year periods.</span>&#160;The average price per home decreased to $<span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="display: inline; line-height: inherit;" id="fs_YKNBX0T6Z400000000000000000000FM">537,421</span></span></span> in the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ZUQ37IHVW000000000000000000000FM">three months ended July 31, 2025</span></span> from $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span class="Linked" style="display: inline; line-height: inherit;" id="fs_JF5D5B25Z400000000000000000000FM">547,748</span></span>&#160;in the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_SCPNXQ6TY800000000000000000000FM">three months ended July 31, 2024</span></span>.<span style="font-size: 10pt; font-family: 'times new roman', times; font-variant: normal; line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; margin: 0pt; line-height: inherit; display: inline !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; font-variant: normal; font-style: normal; text-decoration: none; font-weight: normal; color: black; line-height: inherit;">The average price per home decreased</span> to $</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" id="fs_TVX02T2ATS00000000000000000000FM">520,473</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>in the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_62ZG9E9DDS00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>from $<span class="Linked" style="display: inline; line-height: inherit;" id="fs_AM34E1TW6800000000000000000000FM">540,958</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>in the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_GHHT6VKTKG00000000000000000000FM">nine months ended July 31, 2024</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">.&#160;</span>The increase in deliveries was primarily the result of an increase in our backlog conversion ratio. The decrease in average price was the result of the geographic and community mix of our deliveries. For further detail on changes in segment revenues see &#8220;Homebuilding: Operations by Segment&#8221; below. For further detail on land sales and other revenues, see &#8220;Homebuilding: Land Sales and Other Revenues&#8221; below.</span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Information on the sale of homes is set forth in the table below:</span></p>
<div style="font-size: 10pt; line-height: 1.2;" id="t_ft_MKOP2C38TS00000000000000000000b">
<table class="finTable" style="height: 147px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-right: none; border-left: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_6D3IH781J400000000000000000000FM">Three Months Ended July 31,</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10"><span class="Linked" style="line-height: inherit;" id="fs_KI2LA1126800000000000000000000FM">Nine Months Ended July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (Dollars in thousands, except average sales price) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YF1MNF2J5C00000000000000000000FM">2025</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_5GMMN7UNW000000000000000000000FM">2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> % Change </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_ZBINT1ZB0W00000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_366VXQCAM800000000000000000000fs">2024</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% Change</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 22%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Consolidated total:</b></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Housing revenues </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" id="fs_7XGDLKSWLC00000000000000000000fs">769,050</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_8FGWXVEUKG00000000000000000000fs">687,424</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ZN6NWUSSB400000000000000000000fs">11.9</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_C4CG5PX9MO00000000000000000000fs">2,066,278</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" id="fs_8O43HX9AGW00000000000000000000fs">1,947,989</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_5BVHTSZPXC00000000000000000000fs">6.1</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;">%</td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homes delivered </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_BCGUPLTDDS00000000000000000000fs">1,431</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_930VSF27DS00000000000000000000fs">1,255</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_H34UA88ZSW00000000000000000000fs">14.0</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_AEQBY4TNWW00000000000000000000fs">3,970</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_EUSFS6MWN400000000000000000000fs">3,601</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_IF7VF0IT7400000000000000000000fs">10.2</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Average sales price </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_05LTKEQPBK00000000000000000000fs">537,421</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_MJAR866DB400000000000000000000fs">547,748</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_9PG4XAS29C00000000000000000000fs">1.9</span>)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_XY5SRRTV9S00000000000000000000fs">520,473</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_CX3LLR0JAO00000000000000000000fs">540,958</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;">(<span class="Linked" style="line-height: inherit;" id="fs_GH03L7XMW000000000000000000000fs">3.8</span>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 11px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Unconsolidated joint ventures: (<span style="line-height: inherit; display: inline;" id="fs_SZQE7DG43K00000000000000000000fs">1</span>)</b></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Housing revenues </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_O5G12DDRGW00000000000000000000fs">165,148</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_CQXFWQ9H4000000000000000000000fs">151,443</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YI5VYF4MKG00000000000000000000fs">9.0</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_LJRRTPPCXS00000000000000000000fs">441,419</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_NBOHT1B7Y800000000000000000000fs">396,901</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_I1Y0OCDIAO00000000000000000000fs">11.2</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homes delivered </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_QT8XBJXMF400000000000000000000fs">246</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_XP7X5WA5IO00000000000000000000fs">227</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_W55VI35YCG00000000000000000000fs">8.4</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_KHMGUQZS1C00000000000000000000fs">650</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_RFD0NWWZAO00000000000000000000fs">615</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_NJSWX7ZF7400000000000000000000fs">5.7</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Average sales price </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_3VD3RTO7PC00000000000000000000fs">671,333</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9CN534R43400000000000000000000fs">667,150</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span class="selected" style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_VDWFPWRQCG00000000000000000000fs">0.6</span></span></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_J8MY1UF2SG00000000000000000000fs">679,106</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_NOPSK8K88W00000000000000000000fs">645,367</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_GTM1DTI75C00000000000000000000fs">5.2</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































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<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 10pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>(<span style="line-height: inherit; display: inline;" id="fs_6AXHO1KSPC00000000000000000000fs">1</span>) Represents housing revenues and home deliveries for our unconsolidated homebuilding joint ventures for the period. We provide this data as a supplement to our consolidated results as an indicator of the volume managed in our unconsolidated joint ventures. See Note <span style="line-height: inherit; display: inline;" id="fs_KB0XXBTCLC00000000000000000000fs">18</span></i> <i>to the Condensed Consolidated Financial Statements included elsewhere in this Quarterly Report on Form 10-Q for a further discussion of our unconsolidated joint ventures.</i></span></p>
<div style="font-size: 10pt; line-height: 1.2;">
<div id="t_ft_R1DAVRZNAO00000000000000000000b">
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<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;"><span id="PageBreakNo31" class="pageno">31</span></span></td>


























































































































































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>


























































































































































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<p style="font-size: 10pt; line-height: 1.2; margin: 0pt;"><br/></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -18pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b><i>Homebuilding: Land Sales and Other Revenues</i></b></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Land sales and other revenues <span class="Linked" style="line-height: inherit;" id="fs_YFUE0QJ99S00000000000000000000FM">decreased</span>&#160;$<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span class="Linked" id="fs_PTE76FMB0G00000000000000000000FM">13.4</span></span>&#160;for the three months ended July 31, 2025&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and increased $<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_5ATPXPR09S00000000000000000000FM">1.6</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million</span>&#160;for the nine<span style="border-right: none; border-left: none; line-height: inherit;">&#160;months ended <span class="Linked" style="line-height: inherit;" id="fs_GCKD0RG76800000000000000000000FM">July 31, 2025</span></span>, compared to the same periods in the prior year. Revenue associated with land sales can vary significantly due to the mix of land parcels sold. There were&#160;<span style="line-height: inherit; display: inline;" id="fs_X8BMX35Q0W00000000000000000000FM">two</span>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and<span style="line-height: inherit;">&#160;<span style="line-height: inherit; display: inline;" id="fs_80FLOO3R1S00000000000000000000FM">five</span>&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">land</span>&#160;sales during the <span style="border-right: none; border-left: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_RCF429U9AO00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_PPK4E4M9U800000000000000000000FM">July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, respectively, and<span style="line-height: inherit;">&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span style="border-right: none; border-left: none; line-height: inherit;">one</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;and two</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>land sales in the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_DFKV51LFW000000000000000000000FM">three and nine</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>months ended<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_55G3C0WZ2O00000000000000000000FM">July 31, 2024</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, respectively</span>. Land sales revenues decreased $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_CBVDL6XCG000000000000000000000FM" style="display: inline;">13.0</span></span>&#160;million&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and increased $<span id="fs_0192BFP9UO00000000000000000000FM" style="display: inline;">4.8</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million&#160;</span>during the <span class="Linked" style="line-height: inherit;" id="fs_QQ9NTZTWYO00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_8PXBI30L4000000000000000000000FM">July 31, 2025</span>, respectively, compared to the same periods in the prior year. Other revenues, which includes interest income, decreased due to lower rates on our cash and cash equivalent accounts during the first three quarters of fiscal <span style="line-height: inherit; display: inline;" id="fs_H40H8H97ZK00000000000000000000fs">2025</span>, partially offsetting the increase in land sales revenues for the nine months ended July 31, 2025.</span></span></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -18pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b><i>Homebuilding: Cost of Sales&#160;</i></b></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Cost of sales includes expenses for homebuilding and land and lot sales, including inventory impairments and land option write-offs (defined as &#8220;land charges&#8221; in the tables below). A breakout of such expenses for homebuilding and land and lot sales and the gross margins for each is set forth below.</span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Homebuilding gross margin, before cost of sales interest expense and land charges, is a non-GAAP financial measure. This measure should not be considered as an alternative to homebuilding gross margin determined in accordance with U.S. GAAP as an indicator of operating performance.</span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Management believes this non-GAAP measure enables investors to better understand our operating performance. This measure is also useful internally, helping management evaluate our operating results on a consolidated basis and relative to other companies in our industry. In particular, the magnitude and volatility of land charges for the Company, and for other homebuilders, have been significant and, as such, have made comparable financial analysis of our industry more difficult. Homebuilding metrics excluding land charges, as well as interest amortized to cost of sales, and other similar presentations prepared by analysts and other companies are frequently used to assist investors in understanding and comparing the operating characteristics of homebuilding activities by eliminating many of the differences in companies&#8217; respective levels of impairments and debt.</span></p>
<div style="font-size: 10pt; line-height: 1.2;" id="t_ft_KDY44IKV3K00000000000000000000b">
<table class="finTable" style="height: 166px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
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<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ZW558SHBZ400000000000000000000FM">Three Months Ended</span></span></p>


























































































































































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px;" colspan="6"><span class="Linked" style="line-height: inherit;" id="fs_ZLPW2Q2SYO00000000000000000000FM">Nine Months Ended</span></td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-right: none; border-left: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_LQX1P6VULS00000000000000000000FM">July 31,</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span class="Linked" style="line-height: inherit;" id="fs_FJWL852BDS00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (Dollars in thousands) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YXPQQ7UJXS00000000000000000000FM">2025</span></span></p>


























































































































































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<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_1S4HMWPAM800000000000000000000FM">2024</span></span></p>


























































































































































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<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_4DEMYQ53KG00000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_8O5DL68PPC00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Sale of homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_WPA2EQA4HS00000000000000000000fs">769,050</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_4K0HZE7U9S00000000000000000000fs">687,424</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_63EK6ICIDC00000000000000000000fs">2,066,278</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_09JMKF8W5C00000000000000000000fs">1,947,989</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Cost of sales, excluding interest expense and land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_XJHW5GS4KG00000000000000000000fs">636,015</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_05TQD24O0000000000000000000000fs">535,425</span> </span> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_0PL9LELIJ400000000000000000000fs">1,702,360</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_V2K1JP8RPC00000000000000000000fs">1,515,258</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin, before cost of sales interest expense and land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_NGO5MUJU1S00000000000000000000fs">133,035</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ZNVVR7FBY800000000000000000000fs">151,999</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_L7FEAKUG6O00000000000000000000fs">363,918</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_C85H9P19XS00000000000000000000fs">432,731</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Cost of sales interest expense, excluding land sales interest expense </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_V5EN5PXJPC00000000000000000000fs">26,868</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_UNY1RXNWKW00000000000000000000fs">20,351</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_ZV3UEMR8AO00000000000000000000fs">65,544</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_FA4IGE3XOG00000000000000000000fs">61,792</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin, after cost of sales interest expense, before land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_IG8NV6SMJK00000000000000000000fs">106,167</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_0TLGX1E0W000000000000000000000fs">131,648</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_WNXKNPGMGG00000000000000000000fs">298,374</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_N2HYTZE6KG00000000000000000000fs">370,939</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_XL0H21GGLC00000000000000000000fs">16,045</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_RNW6P7A2LS00000000000000000000fs">446</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_3SN8CUBIVK00000000000000000000fs">20,141</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_NW5F5UZ3JK00000000000000000000fs">985</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_2OZNFWMXRK00000000000000000000fs">90,122</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_TPR8H4AUPS00000000000000000000fs">131,202</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_F5TVU4SCWG00000000000000000000fs">278,233</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_QPWO4B828000000000000000000000fs">369,954</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin percentage </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_463G2YARTC00000000000000000000fs">11.7</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_612FY3SZK000000000000000000000fs">19.1</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_A5YTVBM88W00000000000000000000fs">13.5</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_4OR96U50OG00000000000000000000fs">18.9</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin percentage, before cost of sales interest expense and land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_627VMUTTMO00000000000000000000fs">17.3</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_GKHQ74DM2O00000000000000000000fs">22.1</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_XLYAGQ16WW00000000000000000000fs">17.6</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_HHTPHDHAXC00000000000000000000fs">22.2</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































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<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin percentage, after cost of sales interest expense, before land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_WDYCKALVSW00000000000000000000fs">13.8</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_FYLICSP3UO00000000000000000000fs">19.2</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_TRX68NO9I800000000000000000000fs">14.4</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_58CSWVCBJK00000000000000000000fs">19.0</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































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<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<div style="font-size: 10pt; line-height: 1.2;">
<div style="margin: 0pt 0pt 0pt; text-indent: 0pt;" id="t_ft_HMQ4ZXANGW00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;"><span id="PageBreakNo32" class="pageno">32</span></span></td>


























































































































































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<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>


























































































































































 </div>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Cost of sales as a percentage of consolidated home sales revenues are presented below:</span></p>
<div style="font-size: 10pt; line-height: 1.2;" id="t_ft_EIVZ59631C00000000000000000000b">
<table class="finTable" style="height: 232px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_FUPOAV8ZOW00000000000000000000FM">Three Months Ended</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px;" colspan="6"><span class="Linked" style="line-height: inherit;" id="fs_3ELN9NJK8W00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-right: none; border-left: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ZAY7909BPS00000000000000000000FM">July 31,</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span class="Linked" style="line-height: inherit;" id="fs_GRBEY3Z7EO00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_HC5SN2NSY800000000000000000000FM">2025</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_TZUEPRCJKW00000000000000000000FM">2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_Z39VIT7QIO00000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_24C7B43LMO00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Sale of homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_2DX0S9C4SW00000000000000000000fs">100.0</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YSHB3QOM3K00000000000000000000fs">100.0</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_APBGXSXGSW00000000000000000000fs">100.0</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_98JVICQ3B400000000000000000000fs">100.0</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="height: 10px;"><br/></td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px; padding: 0px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px; padding: 0px;"> </td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px; text-align: right;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px; text-align: right;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Cost of sales, excluding interest expense and land charges: </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Housing, land and development costs </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_3VQ5CTFJQO00000000000000000000fs">71.0</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_KBEXK51H0W00000000000000000000fs">69.1</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_O10Y3BVLIO00000000000000000000fs">71.1</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_M75Y3M29EO00000000000000000000fs">68.3</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Commissions </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YOMVXPE15C00000000000000000000fs">3.2</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_D1D9BN2EZ400000000000000000000fs">3.0</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_B1W8DXBJ6O00000000000000000000fs">3.2</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_92ZOBXHRSW00000000000000000000fs">3.3</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Financing concessions </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_2J84K7Z68000000000000000000000fs">4.4</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9Y70P2DFTC00000000000000000000fs">2.2</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_GEWIXB13Y800000000000000000000fs">3.8</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_1CGLHP1MRK00000000000000000000fs">2.3</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Overheads </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_G053WL3EDS00000000000000000000fs">4.1</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YAJQQZTV1S00000000000000000000fs">3.6</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_9YGXI6XR2O00000000000000000000fs">4.3</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_RBO072WP8G00000000000000000000fs">3.9</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Total cost of sales, excluding interest expense and land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_F1DV0QXT1C00000000000000000000fs">82.7</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_M4R3J25I4G00000000000000000000fs">77.9</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_XUKLHMCDEO00000000000000000000fs">82.4</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_Y0HPD32S5C00000000000000000000fs">77.8</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Cost of sales interest </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_8OGZ44Y2R400000000000000000000fs">3.5</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_U5OR1CD7PS00000000000000000000fs">2.9</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_3XPIEYAB0W00000000000000000000fs">3.2</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_3VBVGA219C00000000000000000000fs">3.2</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 13px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 13px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 13px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_7NHE4CR00000000000000000000000fs">2.1</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 13px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 13px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 13px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 13px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_U0DK4VPR6O00000000000000000000fs">0.1</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 13px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 13px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 13px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 13px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_Z60TIDWLF400000000000000000000fs">0.9</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 13px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 13px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 13px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 13px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_CU6E8JW7NK00000000000000000000fs">0.1</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 13px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="height: 10px;"><br/></td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px; padding: 0px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px; padding: 0px;"> </td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px; text-align: right;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>
<td style="padding: 0px; height: 10px; text-align: right;"><br/></td>
<td style="padding: 0px; height: 10px;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin percentage </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_I3IQAB2N8G00000000000000000000fs">11.7</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_0OZU0KXF0G00000000000000000000fs">19.1</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_ILRW35QWKW00000000000000000000fs">13.5</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_F8P62CDL0W00000000000000000000fs">18.9</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin percentage, before cost of sales interest expense and land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_F8A8K3S60G00000000000000000000fs">17.3</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_1OIJOOMYCW00000000000000000000fs">22.1</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_AU8EJHR2VK00000000000000000000fs">17.6</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_DI5YXE4M7K00000000000000000000fs">22.2</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding gross margin percentage, after cost of sales interest expense, before land charges </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_BKU5EZSOG000000000000000000000fs">13.8</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_X9V19UN74000000000000000000000fs">19.2</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_73NCM62ZWW00000000000000000000fs">14.4</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_C659IHQ20W00000000000000000000fs">19.0</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>


























































































































































 </tbody>


























































































































































 </table>


























































































































































 </div>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We sell a variety of home types in various communities, each yielding a different gross margin. As a result, depending on the mix of communities delivering homes, consolidated gross margin may fluctuate up or down. Total homebuilding gross margin percentage decreased to <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_G7LUG6RUM800000000000000000000FM">11.7</span></span></span>%&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and<span style="line-height: inherit;">&#160;<span class="Linked" style="line-height: inherit;" id="fs_IMMTOR72F400000000000000000000FM">13.5</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for</span> the <span class="Linked" style="line-height: inherit;" id="fs_YFZTFDNETC00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_YXY57V7DQ800000000000000000000FM">July 31, 2025</span>, compared to&#160;<span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NEW5PB75HS00000000000000000000FM">19.1</span></span></span>%&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" id="fs_UUXHPSR9Z400000000000000000000FM">18.9</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for</span> the prior year periods. Total homebuilding gross margin percentage, before cost of sales interest expense and land charges decreased to <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_O70N003SCG00000000000000000000FM">17.3</span></span></span>% and&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_UY3S2YU9O000000000000000000000FM">17.6</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for the</span>&#160;<span class="Linked" style="line-height: inherit;" id="fs_5J0V5Q5Q5S00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_ZLIRYJNYOG00000000000000000000FM">July 31, 2025</span>, compared to <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_WXGOJVV5GW00000000000000000000FM">22.1</span></span></span>% and&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_JHUZUKBN4000000000000000000000FM">22.2</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for the</span>&#160;<span class="Linked" style="line-height: inherit;" id="fs_N4MMS6Y7TS00000000000000000000FM">three and nine</span><span style="line-height: inherit;"> months ended <span class="Linked" style="line-height: inherit;" id="fs_ILVXCE0WKG00000000000000000000FM">July 31, 2024</span></span>. The decrease in gross margin percentage for the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ERAC27XV7K00000000000000000000FM">three and nine</span></span>&#160;m<span style="border-right: none; border-left: none; line-height: inherit;">onths ended <span class="Linked" style="line-height: inherit;" id="fs_A3MDASWT1C00000000000000000000FM">July 31, 2025</span></span> was primarily due to increased use of incentives and concessions, including additional mortgage interest rate buydowns, to make our homes more affordable.</span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Land and lot sale expenses and gross margins are set forth below:</span></p>
<div id="t_ft_HE5Y2AA7Z400000000000000000000b">
<table class="finTable" style="height: 112px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin: 0px 0px 0px 0.1px; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_T4VNGE9QYO00000000000000000000FM">Three Months Ended</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;" colspan="6"><span class="Linked" style="line-height: inherit;" id="fs_EKZSVKSOGW00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_UT6B1O6QCG00000000000000000000FM">July 31,</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span class="Linked" style="line-height: inherit;" id="fs_1SNWJYJ4RK00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (In thousands) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_04F0M9KCJ400000000000000000000FM">2025</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_FXBRPF2S7K00000000000000000000FM">2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_VM5UB0K61C00000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_DI7OSRWDBK00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Land and lot sales </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 10%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_G505UXDKHS00000000000000000000fs">1,193</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 10%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_F36F5FBN0W00000000000000000000fs">14,230</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right; width: 10%;"><span class="Linked" style="line-height: inherit;" id="fs_YI9H9I8H2O00000000000000000000fs">20,623</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right; width: 10%;"><span class="Linked" style="line-height: inherit;" id="fs_UJODF3HQC000000000000000000000fs">15,783</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Cost of sales, excluding interest </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XKPMH0QHQO00000000000000000000fs">241</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_U53KF2HKMO00000000000000000000fs">11,907</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_CBW56DWJO000000000000000000000fs">10,475</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_GIZ3LUACE800000000000000000000fs">12,789</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Land and lot sales gross margin, excluding interest </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_6SW8Z15PKW00000000000000000000fs">952</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9QJHY5E0R400000000000000000000fs">2,323</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_BGVRQ4DEOG00000000000000000000fs">10,148</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_DL6331682800000000000000000000fs">2,994</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Land and lot sales interest expense </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_BS8P3B7MDC00000000000000000000fs">-</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_CXXTATY88W00000000000000000000fs">1,965</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_AE987IK7OG00000000000000000000fs">618</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_9WEJ8ROU9S00000000000000000000fs">1,965</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Land and lot sales gross margin, including interest </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9X5KIWATF400000000000000000000fs">952</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_QDMRX23Z0G00000000000000000000fs">358</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_U62732G0KG00000000000000000000fs">9,530</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span class="Linked" style="line-height: inherit;" id="fs_84QFI1SJI800000000000000000000fs">1,029</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>


























































































































































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 </div>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt; text-indent: 45pt;"><span style="font-family: 'times new roman'; font-size: 10pt; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Land sales are ancillary to our homebuilding operations and are expected to continue in the future but may fluctuate significantly.</span></span></p>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><br/></p>
<div style="font-size: 10pt; line-height: 1.2;">
<div style="margin: 0pt 0pt 0pt; text-indent: 0pt;" id="t_ft_B2RJ7WXRKW00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; height: 16px;">
<tbody>
<tr style="height: 16px;">
<td class="pgno" style="padding: 0px; text-align: center; height: 16px;"><span class="pageno" style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;"><span id="PageBreakNo33" class="pageno">33</span></span></td>


























































































































































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>


























































































































































 </div>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b><i>Homebuilding: Inventory Impairments and Land Option Write-Offs</i></b></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit; margin: 10pt 0pt; text-indent: 45pt;">Inventory impairments and land option write-offs reflects certain inventories we have either written off or written down to their estimated fair value totaling $<span id="fs_DMN8XQTQ2O00000000000000000000FM" class="Linked">16.0</span> million and $<span class="Linked" id="fs_35C9SHKD6800000000000000000000FM">3.1</span> million in expense for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_5KRBGBCEDC00000000000000000000FM">three months ended July 31, 2025</span></span> and <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_BN2KMI8UR400000000000000000000FM">2024</span></span>,&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">respectively,&#160;</span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">and $<span id="fs_AQZ7I2O4OG00000000000000000000FM" class="Linked">20.1</span> million and $<span style="line-height: inherit;"><span class="Linked" id="fs_JFWN0ZAREO00000000000000000000FM">3.6</span></span><span style="line-height: inherit;">&#160;</span>million during the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_VZE8HQKK2800000000000000000000FM">nine months ended July 31, 2025</span></span><span style="line-height: inherit;">&#160;</span>and<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_TL1FEG5AG000000000000000000000FM">2024</span></span>,&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">respectively.</span>
















<span style="font-size: 10pt; font-family: 'times new roman', times; font-variant: normal; line-height: inherit;"><span style="line-height: inherit;">Inventory impairments amounted to $<span id="fs_UZWZ00NGGW00000000000000000000FM" style="display: inline;">7.6</span> million and $<span id="fs_QIR2CGH99C00000000000000000000FM" style="display: inline;">8.8</span> million during the <span id="fs_BVN7PX7DPC00000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_VXWLGCY64000000000000000000000FM" class="Linked">July 31, 2025</span>, respectively, and <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$<span id="fs_UMPU8I2XM800000000000000000000FM" style="display: inline;">2.7</span> million during both the <span id="fs_7XX3VIFN4000000000000000000000FM" class="Linked">three and nine</span> months ended <span id="fs_YIT0R5XXS000000000000000000000FM" class="Linked">July 31, 2024</span>.</span> The impairments recorded for fiscal 2025 were for two communities in the Northeast segment and three communities in the West segment.</span>&#160;The impairment recorded for fiscal 2024 was for one community in the West segment. We wr</span>ote-off residential land option, approval and engineering costs across each of our segments during the first three quarters of both fiscal <span class="Linked" style="line-height: inherit;" id="fs_PP5DBZCTTS00000000000000000000fs">2025</span>&#160;and&#160;<span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_HWVLUEE42O00000000000000000000FM">2024</span></span>.</span></span></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b><i>Homebuilding: Selling, General and Administrative</i></b></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Homebuilding selling, general and administrative (&#8220;SGA&#8221;) expenses <span class="Linked" id="fs_TW46QI6AFK00000000000000000000FM">increased</span> $<span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_8U5PPXG09C00000000000000000000fs">4.8</span></span></span> million to $<span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_Y6PKK54SE800000000000000000000fs">55.8</span></span> </span>million for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_P0QRJMZETC00000000000000000000FM">three months ended July 31, 2025</span></span>&#160;<span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">and <span class="Linked" id="fs_CWF3NZC40G00000000000000000000FM">increased</span> $<span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_YRR5D50YZK00000000000000000000FM">14.7</span></span></span><span style="line-height: inherit;">&#160;</span>million to $<span style="line-height: inherit;"><span class="Linked" id="fs_KP00DFKQF400000000000000000000FM">161.1</span></span><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_04J8XBN1S000000000000000000000FM">nine months ended July 31, 2025</span></span>&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">compared to the same periods in the prior year.</span> The increase for the&#160;<span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_3T3RI802PS00000000000000000000FM">three and nine</span></span>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-right: none; border-left: none; line-height: inherit;"><span style="line-height: inherit;">months ended <span class="Linked" style="line-height: inherit;" id="fs_BWDAUSJPKW00000000000000000000FM">July 31, 2025</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>compared</span> to the same periods in the prior year was primarily due to an increase in selling overhead from higher advertising costs and an increase in total compensation expense as a result of an increase in headcount from opening more communities along with the cost of annual merit increases.&#160;</span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b><i>Homebuilding: Key Performance Indicators</i></b></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Net Contracts Per Active Selling Community</i></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Net contracts per active selling community for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QSZJ1FYMKG00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_QDU3ERUZ6800000000000000000000FM">July 31, 2025</span></span>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">were<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><span id="fs_HZ0J4XM3VK00000000000000000000FM" style="display: inline;">9.8</span></span></span>&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and <span style="border-left: none; border-right: none;"><span id="fs_MQIH5Q114000000000000000000000FM" style="display: inline;">30.8</span></span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">, respectively, compared to<span style="line-height: inherit;">&#160;<span id="fs_8I4YWU5LC000000000000000000000FM" style="display: inline;">9.5</span></span><span style="line-height: inherit;">&#160;</span>and<span style="line-height: inherit;">&#160;<span id="fs_HYQ8ANM9GW00000000000000000000FM" style="display: inline;">30.4</span></span>&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">for the same periods in the prior year, respectively. Our reported level of sales contracts (net of cancellations) was impacted by increasing incentives and concessions to drive customer demand for QMI homes.</span></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Contract Cancellation Rates</i></span></p>
<p style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">The following table provides historical quarterly cancellation rates, which represents the number of cancelled contracts in the quarter divided by the number of gross sales contracts executed in the quarter, excluding unconsolidated joint ventures:</span></p>
<div style="font-size: 10pt; line-height: 1.2;" id="t_ft_VPR0QWVWY800000000000000000000b">
<table class="finTable" style="height: 72px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 43.9772%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Quarter </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9%;" colspan="2"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_8F6CJIG2HC00000000000000000000FM">2025</span><br/></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9%;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_MQT1DTFX5C00000000000000000000fs">2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9%;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_L0323TZUJ400000000000000000000fs">2023</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9%;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_AB08QT4BDC00000000000000000000fs">2022</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 9%;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_QF0UKHZFI800000000000000000000fs">2021</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.997862%;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 43.9772%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> First </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" id="fs_ENJJ5J3EM800000000000000000000fs">16</span></span><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YI6YPHLRHS00000000000000000000fs">14</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_P01T3PR0XC00000000000000000000fs">30</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_F62LXDODSW00000000000000000000fs">14</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QO9HVU2MY800000000000000000000fs">17</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 43.9772%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Second </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 17px; width: 9%;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_65L4ZODOE800000000000000000000FM">15</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_CMURWPM0IO00000000000000000000fs">14</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_78C5PJH3GG00000000000000000000fs">18</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_K0G1V9JJQO00000000000000000000fs">17</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px; height: 17px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ZBO7B82SDC00000000000000000000fs">16</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 17px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 43.9772%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Third </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; width: 9%;" colspan="2"><span id="fs_E0IFKTW47K00000000000000000000FM" class="Linked">19</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px; height: 10px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QKG65A30Y800000000000000000000fs">17</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px; height: 10px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_57QAR7PVKW00000000000000000000fs">16</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px; height: 10px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QKMNEZO0U800000000000000000000fs">27</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px; height: 10px; width: 9%;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_6I0NSNZEV400000000000000000000fs">16</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 43.9772%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Fourth </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 8%; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 8%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_KKMIGD9U8G00000000000000000000FM">18</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 8%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_6G2WW84E3400000000000000000000fs">25</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 8%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_42SP3GAS0000000000000000000000fs">41</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 8%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_Q8IN4P53RK00000000000000000000fs">15</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 0.997862%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>


























































































































































 </tbody>


























































































































































 </table>


























































































































































 </div>
<div style="font-size: 10pt; line-height: 1.2;">
<div style="border-left: none; border-right: none;"><br/>
<div id="t_ft_97QOTJU94G00000000000000000000b">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;"><span id="PageBreakNo34" class="pageno">34</span></span></td>


























































































































































 </tr>


























































































































































 </tbody>


























































































































































 </table>


























































































































































 </div>


























































































































































 </div>
<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>


























































































































































 </div>


























































































































































 </div>
<div style="font-family: 'times new roman', times; font-size: 10pt; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;" id="MasterDiv"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> The following table provides quarterly contract cancellations as a percentage of the beginning backlog, excluding unconsolidated joint ventures:</span></div>
<div style="font-family: 'times new roman', times; font-size: 10pt; margin: 10pt 0pt; text-indent: 0pt; line-height: 1.2;">
<div style="line-height: 1.2;" id="t_ft_TCA3PDDYDC00000000000000000000b">
<table class="finTable" style="height: 50px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Quarter </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YBUVW57WS000000000000000000000FM">2025</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_HLRVUC0YDC00000000000000000000fs">2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_Y6W0RVTGHC00000000000000000000fs">2023</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_N98C64EKCW00000000000000000000fs">2022</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_JDQISUCQK000000000000000000000fs">2021</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> First </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9914R0YCFK00000000000000000000fs">14</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_FOKKIOC56O00000000000000000000fs">10</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_0D0DJZ3V0W00000000000000000000fs">16</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_DSJS3XFFTS00000000000000000000fs">8</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_7E0BVZ5PKG00000000000000000000fs">11</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Second </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_QZTK7484WW00000000000000000000FM">15</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_2IDXJB950000000000000000000000fs">13</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_G7T40P0H8G00000000000000000000fs">16</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_71SWEH2E6800000000000000000000fs">9</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ZXPA7MWWRK00000000000000000000fs">9</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Third </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span id="fs_UWPPG18FBK00000000000000000000FM" class="Linked">17</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">%</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_00K967G9V400000000000000000000fs">12</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_2P94CJT19S00000000000000000000fs">12</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_JQQD75A6OG00000000000000000000fs">8</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;" colspan="2"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ENM0BCEDS000000000000000000000fs">6</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 44%;">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Fourth </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; width: 8%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; width: 8%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> <span class="Linked" style="line-height: inherit;" id="fs_D743XEXOW000000000000000000000FM">15</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">% </span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; width: 8%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_4BFFR6TYAO00000000000000000000fs">13</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; width: 8%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_JOWYMHCAKW00000000000000000000fs">13</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right; width: 8%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_UOGKUCRTCG00000000000000000000fs">6</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>


























































































































































 </tbody>


























































































































































 </table>


























































































































































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Most cancellations occur within the legal rescission period, which varies by state but is generally less than <span style="line-height: inherit; display: inline;"><span style="line-height: inherit; display: inline;" id="fs_2SKJOK0IKG00000000000000000000fs">two</span></span> weeks after the signing of the contract. Cancellations also occur as a result of a buyer&#8217;s failure to qualify for a mortgage, which generally occurs during the first few weeks after signing. Due to our solid backlog position, our cancellation rate as a percentage of beginning backlog for the third quarter of fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_RXR7CHTRQO00000000000000000000fs">2025</span></span></span> was <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_BQIVKQSYJK00000000000000000000FM" style="display: inline;">17</span></span></span>%, which approximates our historical normal rate. When sales pace is increasing, the cancellation rate as a percentage of beginning backlog tends to lag the changes seen in our cancellation rate as a percentage of gross sales. Market conditions still remain uncertain and it is difficult to predict what cancellation rates will be in the future.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Contract Backlog</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Our consolidated sales contracts and homes in contract backlog, excluding unconsolidated joint ventures, by segment is set forth below:</span></p>
<div id="t_ft_ZJM9QR55NK00000000000000000000b">
<table class="finTable" style="height: 294px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: center;" colspan="6"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="border-right: none; border-left: none; line-height: inherit;">Net Contracts for the</span></span></span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;" colspan="6"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Net Contracts for the</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: center;" colspan="6"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YRC2TQCWCG00000000000000000000FM">Three Months Ended</span></span></span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;" colspan="6"><span class="Linked" style="line-height: inherit;" id="fs_XP2DRU6QPC00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Contract Backlog as of </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_N6HARY2SE800000000000000000000FM">July 31,</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6"><span class="Linked" style="line-height: inherit;" id="fs_W6M4VQWEPC00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="6">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_S651GM242O00000000000000000000FM">July 31,</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (Dollars in thousands) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_4TSN97J8WW00000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_SUIMOIYSHS00000000000000000000fs">2024</span></span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_KHIOK9KMRK00000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span class="Linked" style="line-height: inherit;" id="fs_DMM4QT7MMO00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_MXLR7I2NTS00000000000000000000FM">2025</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_NRDNVVJIVK00000000000000000000FM">2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 22%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Northeast: </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Dollars </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_67CFUB9M9S00000000000000000000fs">226,020</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_C4PD77YP0G00000000000000000000fs">260,081</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_S0Z2CFWEO000000000000000000000fs">739,452</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_A6SKYYKAO000000000000000000000fs">835,809</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_UEEM4SPH5S00000000000000000000fs">444,862</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_KD308XSQOW00000000000000000000fs">617,520</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Number of homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_731GEPCECW00000000000000000000fs">416</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9LVVRXP68W00000000000000000000fs">414</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_BO5S0QBPR400000000000000000000fs">1,353</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_KIA3FAKTKW00000000000000000000fs">1,346</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_V45L81EHQ800000000000000000000fs">761</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_H28HWD324W00000000000000000000fs">898</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="height: 16px;"> </td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"><br/></td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Southeast: </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Dollars </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_TBDOG6NPTC00000000000000000000fs">79,267</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_58ZJU5EE5C00000000000000000000fs">63,990</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_S2WQ47O27400000000000000000000fs">239,237</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_7BZQWU8GF400000000000000000000fs">206,722</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_KLFIRMLYKW00000000000000000000fs">130,678</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_H106H2I19C00000000000000000000fs">147,268</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Number of homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_BE0EDJU7WW00000000000000000000fs">157</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_KE6FMQKIRK00000000000000000000fs">114</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_KFDRI7IPSW00000000000000000000fs">461</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_DZB68CM6RK00000000000000000000fs">388</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_D73ZFGSZHS00000000000000000000fs">228</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_VVX3PCD6Q800000000000000000000fs">316</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="height: 16px;"> </td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"><br/></td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"><br/></td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>
<td style="height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> West (<span style="line-height: inherit; display: inline;" id="fs_W6NN85TOW000000000000000000000fs">1</span>): </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Dollars </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_9VNEMXKPI800000000000000000000fs">314,349</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_M3QA61GR3400000000000000000000fs">321,722</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_0D7ZQ03HIO00000000000000000000fs">990,833</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_0074395QV400000000000000000000fs">1,013,424</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_LHR05QKZM800000000000000000000fs">263,272</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_UNB54PTI8G00000000000000000000fs">393,980</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Number of homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_232EFN5UPC00000000000000000000fs">638</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_2RVOMO046800000000000000000000fs">664</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_NOB2Z9OZ1S00000000000000000000fs">2,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_EEXI2QARK000000000000000000000fs">2,097</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9S3CSCTSHC00000000000000000000fs">502</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_T4XOTGGD7K00000000000000000000fs">827</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="height: 18px;"> </td>
<td style="height: 18px;"><br/></td>
<td style="height: 18px;"><br/></td>
<td style="height: 18px;"><br/></td>
<td style="height: 18px;"><br/></td>
<td style="height: 18px;"><br/></td>
<td style="height: 18px;"><br/></td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"><br/></td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>
<td><br/></td>
<td><br/></td>
<td style="text-align: right;"><br/></td>
<td><br/></td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 14px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Total&#160;(<span style="line-height: inherit; display: inline;" id="fs_BS52SUYVNK00000000000000000000fs">1</span>): </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 14px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Dollars </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_Q1JC36ESBK00000000000000000000fs">619,636</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_5CHZ4R8K1C00000000000000000000fs">645,793</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_0F5Y004V0000000000000000000000fs">1,969,522</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_N8BQPEV9WG00000000000000000000fs">2,055,955</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YBQCY9GJS000000000000000000000fs">838,812</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_H8HLPDSYWW00000000000000000000fs">1,158,768</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 11px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Number of homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_D3HVO3S69S00000000000000000000fs">1,211</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px; text-align: right;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_3RANSOHS7400000000000000000000fs">1,192</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_143AQC3XYO00000000000000000000fs">3,814</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_MDPHZQ3SQO00000000000000000000fs">3,831</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 11px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_5DD9S663QO00000000000000000000fs">1,491</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 11px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 11px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_NGCKLGCYF400000000000000000000fs">2,041</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 11px;"> </td>


























































































































































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<div><br/></div>
<div><span style="font-size: 10pt; font-family: 'times new roman', times; font-variant: normal; line-height: inherit;">(<span style="line-height: inherit; display: inline;" id="fs_ZIO82OGTHS00000000000000000000fs">1</span>)&#160;<span style="line-height: inherit;"><span style="font-style: italic; line-height: inherit;">Reflects the reclassification of <span style="line-height: inherit; display: inline;" id="fs_VWM9WZJO3K00000000000000000000fs">eight</span> consolidated homes and $<span style="line-height: inherit; display: inline;" id="fs_S22PYBAF8W00000000000000000000FM">5.0</span>&#160;million of contract backlog as of January 31, 2025, from the West segment to an unconsolidated joint venture. This is related to the assets and liabilities contributed to the joint venture we entered into during the three months ended January&#160;31, 2025.</span></span></span></div>
<div><br/></div>
<div>
<div>
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<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit;"><span id="PageBreakNo35" class="pageno">35</span></span></td>


























































































































































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Contract backlog dollars <span class="Linked" style="line-height: inherit;" id="fs_NC1RYXV7Y800000000000000000000FM">decreased</span> <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LL6AQ82KV400000000000000000000fs">27.6</span></span>% as of <span class="Linked" style="line-height: inherit;" id="fs_WMSN7A06Z400000000000000000000FM">July 31, 2025</span> compared to <span class="Linked" style="line-height: inherit;" id="fs_ZMRB0M9LC000000000000000000000FM">July 31, 2024</span>, and the number of homes in backlog <span class="Linked" style="line-height: inherit;" id="fs_Z3GRC72CE800000000000000000000FM">decreased</span> <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_135EHR5PPC00000000000000000000fs">26.9</span></span>% <span style="color: #212529; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">for the same period</span>. The decrease in contract backlog dollars and number of homes as of <span class="Linked" style="line-height: inherit;" id="fs_3FRS4PLP6O00000000000000000000FM">July 31, 2025</span> compared to <span class="Linked" style="line-height: inherit;" id="fs_L6C780L67K00000000000000000000FM">July 31, 2024</span>, was primarily driven by an increase in sales of QMI homes and improved contract backlog conversion. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b><i>Homebuilding: Operations by Segment</i></b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Financial information relating to our homebuilding operations by segment was as follows:</span></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_C9NNPIDNEO00000000000000000000b">
<table class="finTable" style="height: 299px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="14">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_J4V4VKNZMO00000000000000000000FM">Three Months Ended July 31,</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
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<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
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<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (Dollars in thousands, except average sales price) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_8HJV3B9WTS00000000000000000000FM">2025</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_P1TEM6PL7400000000000000000000FM">2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Variance </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Variance % </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 48%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-weight: bold; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Northeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding revenue </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_F9H5JUNCPS00000000000000000000fs">289,180</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_CDPQGQYJB400000000000000000000fs">255,332</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_JBBA2QJHZ400000000000000000000fs">33,848</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="line-height: inherit;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LUDKXNIZIO00000000000000000000fs">13.3</span></span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom;" valign="bottom"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Income before income taxes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_GFR0ASSDWW00000000000000000000fs">41,447</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_5A97UY78VK00000000000000000000fs">40,006</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_V2KR8WJPS000000000000000000000fs">1,441</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_43LW3FLLSG00000000000000000000fs">3.6</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homes delivered </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_GU0WFK7WPC00000000000000000000fs">479</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_02SGW5FMK000000000000000000000fs">404</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9P2ZG439A800000000000000000000fs">75</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XV1J75EZZK00000000000000000000fs">18.6</span></span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Average sales price </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_MPP24S3R9C00000000000000000000fs">601,269</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_MYRJ3W9W5C00000000000000000000fs">630,653</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_WG3VK5CRLC00000000000000000000fs">29,384</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_YF6YDI9FB400000000000000000000fs">4.7</span>)</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-weight: bold; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Southeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding revenue </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_02FT22HDA800000000000000000000fs">104,747</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_6Y1P6ZJBJ400000000000000000000fs">115,964</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_0D5DX7DP8000000000000000000000fs">11,217</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_CHN84XCJXC00000000000000000000fs">9.7</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">)</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Income before income taxes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_2E4Q36J1W000000000000000000000fs">11,639</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_NLIREP36KG00000000000000000000fs">20,449</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_T5WP9F8AZ400000000000000000000fs">8,810</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: left;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_9QY2DIBKDC00000000000000000000fs">43.1</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">)</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homes delivered </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9LNXUS6OG000000000000000000000fs">195</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_W78KD7CZW000000000000000000000fs">231</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_70XMNKDVXC00000000000000000000fs">36</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: left;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_GR2UUHZ83K00000000000000000000fs">15.6</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">)</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Average sales price </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_2892ZOX7SW00000000000000000000fs">535,862</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_EK9Q7S0Z0W00000000000000000000fs">501,316</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_YRJ9QYH8B400000000000000000000fs">34,546</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: left;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_EUAZVD1KKW00000000000000000000fs">6.9</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-weight: bold; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> West </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding revenue </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_JC65Y5P48G00000000000000000000fs">377,185</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_UGUEQC6J9C00000000000000000000fs">330,980</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9OLERANOOG00000000000000000000fs">46,205</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_P4UO9J3QNK00000000000000000000fs">14.0</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">(Loss) income before income taxes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" id="fs_R0KBTK5KTS00000000000000000000fs">6,284</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_CKJWYM104G00000000000000000000fs">21,009</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" id="fs_071W2FFM0G00000000000000000000fs">27,293</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_ER0HLAX55C00000000000000000000fs">129.9</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">)</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homes delivered </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_47H1TLOO1C00000000000000000000fs">757</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_3DWKFQ3XIO00000000000000000000fs">620</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ZPHV87MPU800000000000000000000fs">137</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_P4GDWHQEPS00000000000000000000fs">22.1</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Average sales price </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_DDZGYUGM6800000000000000000000fs">497,423</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_USNCS5IHSG00000000000000000000fs">511,026</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" id="fs_32FRH47X6800000000000000000000fs">13,603</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">(<span class="Linked" style="line-height: inherit;" id="fs_TZX4Y9SOO000000000000000000000fs">2.7</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">)</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">%</span></td>


























































































































































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<div style="font-size: 10pt; text-indent: 0pt;">
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<div style="border-left: none; border-right: none;">
<p style="margin: 0pt;"><br/></p>
<div style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">
<div id="t_ft_PRRKH3V78000000000000000000000b">
<div id="t_ft_FW4M8HBM0W00000000000000000000b">
<table class="finTable" style="height: 306px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="14">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_WR569WL29C00000000000000000000FM">Nine Months Ended July 31,</span></span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="height: 10px;"/>
<td style="height: 10px;"/>
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<td style="height: 10px;"/>
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<td style="height: 10px;"/>
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 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (Dollars in thousands, except average sales price) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_2HGV3F2JBK00000000000000000000fs">2025</span> </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_GU6JFXGRA800000000000000000000fs">2024</span> </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Variance </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Variance % </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 48%;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-weight: bold; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Northeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding revenue </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_HDONHVXGGG00000000000000000000fs">830,209</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_AOMDG2OZJ400000000000000000000fs">645,859</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_N8FMM3DJ8000000000000000000000fs">184,350</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_3MLT6DHFR400000000000000000000fs">28.5</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Income before income taxes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_MF0GQCBQHS00000000000000000000fs">112,658</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_4GQCUZLNVK00000000000000000000fs">107,645</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LILEFHP3TC00000000000000000000fs">5,013</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_8OJEG8WXO000000000000000000000fs">4.7</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homes delivered </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_KJ83416T8000000000000000000000fs">1,374</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_7MZRG7RBSG00000000000000000000fs">1,067</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LFHHYSGA4G00000000000000000000fs">307</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_00J8HRMY6O00000000000000000000fs">28.8</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Average sales price </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_CQMQ22L99C00000000000000000000fs">601,216</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_O3HC14LW2800000000000000000000fs">602,138</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" id="fs_NRI7SEXOW000000000000000000000fs">922</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_K74J5UMP6O00000000000000000000fs">0.2</span>)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"/>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><br/></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"/>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"/>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-weight: bold; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Southeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding revenue </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YXIH6H7F7400000000000000000000fs">231,025</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_40Y3KFKRCG00000000000000000000fs">350,761</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" id="fs_TFS3MFI7CW00000000000000000000fs">119,736</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_HAIHNIMFG000000000000000000000fs">34.1</span>)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Income before income taxes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_015D8UFFZK00000000000000000000fs">21,752</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_U078GTUFF400000000000000000000fs">62,391</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_75SGWWYAJK00000000000000000000fs">40,639</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: left;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_FOR22TH44G00000000000000000000fs">65.1</span>)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homes delivered </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_D3M87FCXN400000000000000000000fs">472</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_G0DYGQYDY800000000000000000000fs">672</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_3E31K9OSTC00000000000000000000fs">200</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: left;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_XYJZJPN8PS00000000000000000000fs">29.8</span>)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: left; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Average sales price </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_3VRRFGFZS000000000000000000000fs">488,417</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NHIG3RV68000000000000000000000fs">520,537</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">(<span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_AX1VVY234000000000000000000000fs">32,120</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: left;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">(<span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_C3GUOVAIOW00000000000000000000fs">6.2</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: right; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">)</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><br/></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"/>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"/>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="height: 17px;"/>
<td style="height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-weight: bold; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> West </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homebuilding revenue </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_8NY0HU1QTC00000000000000000000fs">1,029,524</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_5RAYV4YCFK00000000000000000000fs">970,671</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_I6TB2QZOSG00000000000000000000fs">58,853</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_4CKRMA5ISW00000000000000000000fs">6.1</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Income before income taxes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_0FLX8SIDV400000000000000000000fs">15,275</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QMWCBDA5RK00000000000000000000fs">77,198</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_4A601082JK00000000000000000000fs">61,923</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_JL5W679PA800000000000000000000fs">80.2</span>)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Homes delivered </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YQVGOJ2DWG00000000000000000000fs">2,124</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_8MVYCP7RPC00000000000000000000fs">1,862</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_1SNV62COHS00000000000000000000fs">262</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_2S2GPEL6W000000000000000000000fs">14.1</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Average sales price </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LGW78XL50W00000000000000000000fs">475,364</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_19AL11LRNK00000000000000000000fs">513,269</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_SGK8OFZJ6O00000000000000000000fs">37,905</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">)</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="line-height: inherit;">(<span class="Linked" style="line-height: inherit;" id="fs_4XEMJPM2S000000000000000000000fs">7.4</span>)</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">%</span></td>


























































































































































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<p style="color: #000000; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; background-color: #ffffff; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b><i>Homebuilding Results by Segment&#160;</i></b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit; margin: 0pt;"><i>Northeast -</i> Homebuilding revenue <span class="Linked" style="line-height: inherit;" id="fs_9S297AOMCG00000000000000000000FM">increased</span> <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NKSYU0U0KW00000000000000000000fs">13.3</span></span>% for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_A710AJ7CIO00000000000000000000FM">three months ended July 31, 2025</span></span> compared to the same period in the prior year. The in<span style="border-left: none; border-right: none; line-height: inherit;">crease</span>&#160;for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_EINAA82JE800000000000000000000FM">three months ended July 31, 2025</span></span> was attributed to a <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_FRU1FSRSZ400000000000000000000FM" style="display: inline;">18.6</span></span></span>% increase in homes delivered, partially offset by a <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_5UBL6LB9LC00000000000000000000FM" style="display: inline;">4.7</span></span></span>% decrease in average sales price. The decrease in average sales price was the <span style="font-size: 10pt; font-family: 'times new roman', times; font-variant: normal; line-height: inherit;">result of new communities delivering lower priced, smaller single family homes and&#160;<span style="line-height: inherit;">townhomes</span>&#160;in lower-end <span style="line-height: inherit;">submarkets</span> of the segment for the <span class="Linked" style="line-height: inherit;" id="fs_V57ZDG7ZOW00000000000000000000FM">three months ended July 31, 2025</span> compared to some communities delivering higher priced, larger single family homes and <span style="line-height: inherit;">townhomes</span> in higher-end <span style="line-height: inherit;">submarkets</span> of the segment for the <span class="Linked" style="line-height: inherit;" id="fs_QF3VDIXQU800000000000000000000FM">three months ended July 31, 2024</span>, which were no longer delivering in the second quarter of the current year.</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Income before income taxes <span class="Linked" style="line-height: inherit;" id="fs_CONDD2QE0G00000000000000000000FM">increased</span> $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_OATU7ZODDC00000000000000000000fs">1.4</span></span> million to $<span style="line-height: inherit; border-left: none; border-right: none;"><span class="Linked" id="fs_7OFFGY6DVK00000000000000000000FM">41.4</span></span> million for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XJST86S85C00000000000000000000FM">three months ended July 31, 2025</span></span> as compared to the same period in the prior year.&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">This was primarily due to the increase in homebuilding revenue discussed above and a $</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span id="fs_UYBHWR0QV400000000000000000000FM" style="display: inline;">4.0</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million increase in income from&#160;unconsolidated&#160;joint ventures,&#160;<span>partially offset by a slight decrease in gross margin percentage</span>.</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><br/></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Homebuilding revenue<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_K62UQHHH0W00000000000000000000FM">increased</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_L6IVCW9FU800000000000000000000FM">28.5</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_OTDGCD156800000000000000000000FM">nine months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>compared to the same period in the prior year.&#160;The increase for the&#160;</span><span style="color: #000000; 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text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>was attributed to a<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span id="fs_9XAU4TXGSG00000000000000000000FM" style="display: inline;">28.8</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% increase in homes delivered, while the average&#160;sales price was relatively flat with a 0.2% decrease.&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;</span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><br/></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Income before income taxes<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_2LEB9IEZWW00000000000000000000FM">increased</span></span><span style="line-height: inherit;">&#160;</span>$<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" id="fs_76FSRUBM8000000000000000000000FM">5.0</span></span></span><span style="line-height: inherit;">&#160;</span>million to $<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" id="fs_JI4Z8E4SV400000000000000000000FM">112.7</span></span></span><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_IN98SS9ESG00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="line-height: inherit;">&#160;</span>as compared to the same period in the prior year. This was primarily due to the increase in homebuilding revenues discussed above, while gross margin percentage was relatively flat.</span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Southeast</i> &#8211; Homebuilding revenue <span class="Linked" style="line-height: inherit;" id="fs_KM8HU8335S00000000000000000000FM">decreased</span> <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9ASBWFG66O00000000000000000000fs">9.7</span></span>% for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_CJUNR4HQQ800000000000000000000FM">three months ended July 31, 2025</span></span> compared to the same period in the prior year. <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">The decrease for the&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_6J5NDLNRG000000000000000000000FM">three months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>was attributed to a<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span id="fs_5DUPLL89KG00000000000000000000FM" style="display: inline;">15.6</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% decrease in homes delivered, partially offset&#160;by a&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span id="fs_VGD4QWMH3400000000000000000000FM" style="display: inline;">6.9</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% increase in average sales price.</span>&#160;</span><span style="font-size: 10pt; font-family: 'Times New Roman', serif; color: #000000;">The increase in average sales price was the result of new
communities delivering higher priced, larger single family homes&#160;and
townhomes in higher-end submarkets of the segment for the&#160;three months
ended July 31, 2025&#160;compared to some communities delivering&#160;lower
priced, smaller single family homes, townhomes and build-for-rent homes in lower-end&#160;submarkets&#160;of
the segment for&#160;the&#160;three months ended July 31, 2024, which were no
longer delivering in the current year.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit; margin: 0pt; text-indent: 45pt;">Income before income taxes <span class="Linked" style="line-height: inherit;" id="fs_BPM0FJPN0000000000000000000000FM">decreased</span> $<span style="line-height: inherit;"><span class="Linked" id="fs_ICP08WS2PC00000000000000000000fs">8.8</span></span> million to $<span style="line-height: inherit;"><span class="Linked" id="fs_2C7BJ9K6HS00000000000000000000fs">11.6</span></span> million for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_OKY9NQWHSW00000000000000000000FM">three months ended July 31, 2025</span></span> compared to the same period in the prior year.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">This was primarily due to the decrease in homebuilding revenue discussed above and a significant decrease in gross margin percentage. For a discussion of gross margin see <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Homebuilding: Cost of Sales<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span> above.&#160;&#160;</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit; margin: 0pt; text-indent: 45pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><br/></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit; margin: 0pt; text-indent: 45pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Homebuilding revenue<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_DVWBWE12KG00000000000000000000FM">decreased</span></span><span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_2QV7O1UFPC00000000000000000000FM">34.1</span></span></span>% for the<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XQNP9AX7E800000000000000000000FM">nine months ended July 31, 2025</span></span><span style="line-height: inherit;">&#160;</span>compared to the same period in the prior year.&#160;The decrease was due to a<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span id="fs_KJS3JRU06O00000000000000000000FM" style="display: inline;">29.8</span></span></span>% decrease in homes delivered and a<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span id="fs_LOX87906AO00000000000000000000FM" style="display: inline;">6.2</span></span>% decrease in average sales price.&#160;The decrease in average sales price was the result of&#160;new communities delivering lower priced, smaller single family homes in lower-end submarkets of the segment for the <span class="Linked" style="line-height: inherit;" id="fs_CFH04M8O7K00000000000000000000FM">nine months ended July 31, 2025</span> compared to some communities delivering higher priced, larger single family homes and townhomes in mid to higher-end submarkets&#160;of the segment for the nine months ended July 31, 2024, which were no longer delivering in the current year.</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit; margin: 0pt; text-indent: 45pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><br/></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit; margin: 0pt; text-indent: 45pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Income before income taxes<span style="line-height: inherit;">&#160;decreased&#160;</span>$<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" id="fs_XMER0ET5NK00000000000000000000FM">40.6</span></span></span><span style="line-height: inherit;">&#160;</span>million to $<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" id="fs_EJ4UT0UW8G00000000000000000000FM">21.8</span></span></span><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9GEK3CZX6800000000000000000000FM">nine months ended July 31, 2025</span></span><span style="line-height: inherit;">&#160;</span>compared to the same period in the prior year.&#160;<span style="line-height: inherit;">This was primarily due to the decrease in homebuilding revenue discussed above </span><span style="line-height: inherit;">and a significant decrease in gross margin percentage.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For a discussion of gross margin see<span>&#160;</span></span><span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; float: none; display: inline !important;">&#8220;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Homebuilding: Cost of Sales</span><span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; float: none; display: inline !important;">&#8221;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>above.&#160;&#160;</span></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; line-height: 1.2; text-indent: 45pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>West</i> &#8211; Homebuilding revenue <span class="Linked" style="line-height: inherit;" id="fs_LNZPLW4Y4G00000000000000000000FM">increased</span> <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_MMHTN0LOTC00000000000000000000fs">14.0</span></span>% for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_193SCJPCWW00000000000000000000FM">three months ended July 31, 2025</span></span> compared to the same period in the prior year. The increase was due to a <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span id="fs_V2U93QOB4000000000000000000000FM" style="display: inline;">22.1</span></span>% increase in homes delivered, partially&#160;offset by a&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"><span id="fs_7A6SQU3XAO00000000000000000000FM" style="display: inline;">2.7</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; margin: 0pt 0pt 10pt; line-height: inherit; display: inline !important;">% decrease in average sales price and a $13.5 million decrease in land sales and other revenue.&#160;<span style="font-size: 10pt; font-family: 'times new roman', times; font-variant: normal; font-style: normal; text-decoration: none; font-weight: normal; color: black; line-height: inherit;">The decrease in average sales price was the result of new communities delivering lower priced, smaller single family homes in lower-end submarkets of the segment for the <span class="Linked" style="line-height: inherit;" id="fs_OC6DOV7Q4G00000000000000000000FM">three months ended July 31, 2025</span> compared to some communities delivering&#160;higher priced, larger single family homes in higher-end&#160;submarkets&#160;of the segment for the <span class="Linked" style="line-height: inherit;" id="fs_ZZ8C0ZRDI800000000000000000000FM">three months ended July 31, 2024</span>, which were no longer delivering in the current year. </span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;">Income before income taxes <span class="Linked" style="line-height: inherit;" id="fs_M46EGM1QGW00000000000000000000FM">decreased</span> $<span class="Linked" id="fs_AIIU5QRL4W00000000000000000000fs">27.3</span> million to a loss of $<span style="line-height: inherit; border-left: none; border-right: none;"><span class="Linked" id="fs_4R1K9XNWO000000000000000000000FM">6.3</span></span> million for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_MUALA2D5PC00000000000000000000FM">three months ended July 31, 2025</span></span> compared to the same period in the prior year. This was primarily due to a $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span id="fs_B0XBFKCKEO00000000000000000000FM" style="display: inline;">2.3</span></span>&#160;million increase in SGA, an $8.6 million increase in inventory impairments and land option write-offs and a significant decrease in gross margin percentage.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For a discussion of gross margin see<span>&#160;</span></span><span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; float: none; display: inline !important;">&#8220;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Homebuilding: Cost of Sales</span><span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; float: none; display: inline !important;">&#8221;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>above.&#160;</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;"><br/></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Homebuilding revenue<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YT6KJ9UXNK00000000000000000000FM">increased</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YFMY3IO7N400000000000000000000FM">6.1</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_C7RM2G8EHC00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>compared to the same period in the prior year.&#160;The increase was due to a $4.9 million increase in land sales and other revenue and a&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span id="fs_YB45AEO5F400000000000000000000FM" style="display: inline;">14.1</span></span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% increase in homes delivered, partially offset by a<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span id="fs_ZM5PV1T6K000000000000000000000FM" style="display: inline;">7.4</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% decrease in average sales price. The decrease in average sales price was the result of new communities delivering lower priced, smaller single family homes in lower-end submarkets&#160;of the segment for the nine months ended July 31, 2025 compared to some communities delivering higher priced, larger single family homes in higher-end submarkets&#160;of the segment for the nine months ended July 31, 2024, which were no longer delivering in the current year.</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><br/></span></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><br/></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Income before income taxes<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_UPQ7HMKD6800000000000000000000FM">decreased</span></span><span style="line-height: inherit;">&#160;</span>$<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" id="fs_FB9JROQOC000000000000000000000FM">61.9</span></span></span><span style="line-height: inherit;">&#160;</span>million to $<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" id="fs_AYGN1HUV4000000000000000000000FM">15.3</span></span></span><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_LJ2SK9EQ8G00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="line-height: inherit;">&#160;</span>compared to the same period in the prior year. This is&#160;primarily due to a $9.3 million increase in SGA, a $9.5 million increase in inventory impairments and land option write-offs and a significant decrease in gross margin percentage.&#160;<span style="font-size: 10.0pt; line-height: 115%; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">For a discussion of gross
margin see&#160;&#8220;Homebuilding: Cost of Sales&#8221;&#160;above.</span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="font-size: 10.0pt; line-height: 115%; font-family: 'Times New Roman',serif; mso-fareast-font-family: 'Times New Roman'; color: black; mso-font-kerning: 0pt; mso-ligatures: none; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"><br/></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Financial Services </i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Financial services consists primarily of originating mortgages from our home buyers, selling such mortgages in the secondary market, and title insurance activities. We use mandatory investor commitments and forward sales of mortgage-backed securities (&#8220;MBS&#8221;) to hedge our mortgage-related interest rate exposure on agency and government loans. For the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_Q61GC27YG000000000000000000000FM">nine months ended July 31, 2025</span></span> and <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YC7TNC7XEO00000000000000000000FM">2024</span></span>, Federal Housing Administration and Veterans Administration (&#8220;FHA/VA&#8221;) loans represented <span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_EVA0CJS24G00000000000000000000FM" style="display: inline;">41.0</span></span></span>% and <span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_OKFM6OWJK000000000000000000000FM" style="display: inline;">34.1</span></span>%, respectively, of our total loans. For the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_D6PKMTXT4G00000000000000000000FM">nine months ended July 31, 2025</span></span> compared to the same period in the prior year, our conforming conventional loan originations as a percentage of our total loans decreased from <span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_10HR6ZXXF400000000000000000000FM" style="display: inline;">65.3</span></span>% to <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_DE0GTBGWXC00000000000000000000FM">58.0</span></span>%. The origination of loans which exceed conforming conventions increased from <span id="fs_BYRGDFC51S00000000000000000000FM" style="display: inline;">0.6</span>% to <span id="fs_CG67JXVNOW00000000000000000000FM" style="display: inline;">1.0</span>% for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_U146LBBCQO00000000000000000000FM">nine months ended July 31, 2025</span></span> compared to the same period in the prior year.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">During the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_KR8ZA9EUFK00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_NKTEPS49TC00000000000000000000FM">July 31, 2025</span></span> and <span class="Linked" style="line-height: inherit;" id="fs_JN13HGLGKG00000000000000000000FM">2024</span>, financial services provided $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_3KTKGQRRPC00000000000000000000fs">13.9</span></span> million and $25.8 million of income before income taxes&#160;<span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">compared to $<span style="line-height: inherit;"><span class="Linked" id="fs_9Z2ATAK9C000000000000000000000FM">6.5</span></span><span style="line-height: inherit;">&#160;</span>million and $<span style="line-height: inherit;"><span class="Linked" id="fs_6CU3717AYO00000000000000000000FM">15.5</span></span><span style="line-height: inherit;">&#160;</span>million for the same periods in the prior year</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">.</span> The increase in financial services income before income taxes for the <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_XOPIC4RRJ400000000000000000000FM">three and nine</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>months ended<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QERVK4L49S00000000000000000000FM">July 31, 2025</span></span>&#160;compared to the same periods in the prior year was primarily due to an increase in the amount of loans closed during the period and an increase in the basis point spread between the loans originated and the implied rate from our sale of&#160;the loans.&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">In the markets served by our wholly owned mortgage banking subsidiaries,&#160;</span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;"><span style="display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span id="fs_5ETO5VFT3400000000000000000000FM" style="display: inline;">80.9</span></span></span>% and<span style="line-height: inherit;">&#160;<span id="fs_J7T1O5MIEO00000000000000000000FM" style="display: inline;">81.4</span></span>% of our non-cash homebuyers obtained mortgages originated by these subsidiaries during the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_OOWX3ST80000000000000000000000FM">three months ended July 31, 2025</span></span><span style="line-height: inherit;">&#160;</span>and<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_VJIWPWK1W000000000000000000000FM">2024</span></span>, respectively, and&#160;<span style="display: inline; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span id="fs_L7S64PWKW000000000000000000000FM" style="display: inline;">79.9</span></span></span>% and<span style="line-height: inherit;">&#160;<span id="fs_R2OW1SU79C00000000000000000000FM" style="display: inline;">79.7</span></span>% of&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">our non-cash homebuyers obtained mortgages originated by these subsidiaries during the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-right: none; border-left: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_SO5KAP6TOG00000000000000000000FM">nine months ended July 31, 2025</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>and<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_1FFM2M0ZCW00000000000000000000FM">2024</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, respectively.</span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Corporate General and Administrative </i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Corporate general and administrative expenses include operations at our headquarters in New Jersey. These expenses include payroll, stock compensation, facility costs and rent and other costs associated with our executive offices, legal expenses, information services, human resources, corporate accounting, training, treasury, process redesign, internal audit, national and digital marketing, construction services and administration of insurance, quality and safety. Corporate general and administrative expenses decreased to $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_2SVUDWXQCW00000000000000000000fs">35.0</span></span> million for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_E79QIW15LC00000000000000000000FM">three months ended July 31, 2025</span></span> compared to $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_A5CJJP5GSW00000000000000000000fs">38.5</span></span> million for the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_91KVI7SG8W00000000000000000000FM">three months ended July 31, 2024</span></span>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and<span style="line-height: inherit;">&#160;de</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">creased to $<span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_B55P0ELLYO00000000000000000000FM">97.2</span></span><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_E17TI2CSS000000000000000000000FM">nine months ended July 31, 2025</span></span>&#160;compared to $<span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_B8ORU13M8000000000000000000000FM">108.1</span></span><span style="line-height: inherit;">&#160;</span>million for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_0ZYJX5QAO000000000000000000000FM">nine months ended July 31, 2024</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">.&#160;</span>The decrease was primarily due to lower stock compensation expense compared to the same periods in the prior year. During the nine months of fiscal <span id="fs_R8V9NR93PC00000000000000000000fs" style="display: inline;">2024</span>, we had additional expense related to finalizing the value of phantom stock awards granted under our <span style="line-height: inherit; display: inline;" id="fs_GN5XNLU5W000000000000000000000fs">2019</span>&#160;long-term incentive plan as a result of an increase to our stock price. In addition, for the nine months of fiscal 2025, we recorded a benefit related to our 2024 and 2023 long-term incentive plan phantom stock awards, as a result of a decrease in our stock price during the period.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Income from Unconsolidated Joint Ventures</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Income from unconsolidated joint ventures consists of our share of the earnings or losses of our unconsolidated joint ventures. Income from unconsolidated joint ventures <span class="Linked" style="line-height: inherit;" id="fs_XMMALQOLWG00000000000000000000FM">increased</span> $<span class="Linked" id="fs_UKYCGA996O00000000000000000000FM">4.8</span> million <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">to $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_HUVSLNGKUO00000000000000000000FM">15.5</span></span> million for the <span class="Linked" style="line-height: inherit;" id="fs_9VLO5UCQ5S00000000000000000000FM">three months ended July 31, 2025</span></span>&#160;<span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; float: none; display: inline !important; line-height: inherit;">and<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_3YIDP1BA1C00000000000000000000FM">decreased</span></span><span style="line-height: inherit;">&#160;</span>$<span style="line-height: inherit;"><span class="Linked" id="fs_CXUS6LKH4G00000000000000000000FM">3.1</span></span><span style="line-height: inherit;">&#160;</span>million to $<span style="line-height: inherit;"><span class="Linked" id="fs_3S5PXI10W000000000000000000000FM">33.8</span></span><span style="line-height: inherit;">&#160;</span>million for the nine months ended July&#160;31, 2025 compared to the same periods in the prior year.&#160;</span>The increase for the three months ended July 31, 2025 compared to the same period of the prior year was primarily due to the recognition of additional income from two unconsolidated joint ventures; because the joint venture partner achieved certain return hurdles, the Company was able to recognize a higher share of the unconsolidated&#160;joint ventures' income than it had in the prior year. The decrease for the&#160;<span style="border-right: none; border-left: none; line-height: inherit;"><span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_MGJ7V2F0R400000000000000000000FM">nine months ended July 31, 2025</span></span></span> compared to the same period of the prior year was primarily due to the recognition of losses from two unconsolidated joint ventures in which one just started delivering homes in the second quarter of fiscal 2025 and the other is not currently delivering any homes. In addition, we recognized income in the first nine months of the prior year from a joint venture that was subsequently consolidated in fiscal <span id="fs_IPX731ZME800000000000000000000fs" style="display: inline;">2024</span>.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Income Taxes</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">For the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_42GZNLDI1C00000000000000000000FM">three and nine</span> months ended <span class="Linked" style="line-height: inherit;" id="fs_FFZ2GXV5GW00000000000000000000FM">July 31, 2025</span></span>, we recorded income tax expense of $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_R0GWBHTU8G00000000000000000000fs">7.2</span></span> million and $<span class="Linked" style="line-height: inherit;" id="fs_V62GDPJE8000000000000000000000fs">25.7</span> million<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, respectively, and $<span class="Linked" style="line-height: inherit;" id="fs_GFHCMZI8G000000000000000000000FM">24.4</span> million and $<span class="Linked" style="line-height: inherit;" id="fs_KZ1CVSGYUO00000000000000000000FM">51.6</span> million for the same periods in the prior year, respectively.&#160;<span style="font-size: 10pt; line-height: inherit;"><span style="font-family: 'Times New Roman', serif; line-height: inherit;">In both the current and prior year periods, the expense was primarily driven by federal and state tax expense on income before income taxes and permanent differences, partially offset by the generation of energy home credits. The federal tax expense is not paid in cash as it is offset by the use of our existing NOL carryforwards.</span>&#160;</span></span></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Capital Resources and Liquidity</b></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Overview</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Our total liquidity at <span class="Linked" style="line-height: inherit;" id="fs_8G9OHM6YY800000000000000000000FM">July 31, 2025</span> was $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_OQB2USHR4G00000000000000000000fs">277.9</span></span> million, including $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_30L1X8T54W00000000000000000000fs">146.6</span></span> million in homebuilding cash and cash equivalents and $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_VVLZUVKOS000000000000000000000fs">125.0</span></span> million of borrowing capacity under our senior secured revolving credit facility. We believe that our cash on hand together with available borrowings on our senior secured revolving credit facility will be sufficient for at least the next <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_NCV4Y1ABCW00000000000000000000fs">12</span></span> months to finance our working capital requirements.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We have historically funded our homebuilding and financial services operations with cash flows from operating activities, borrowings under our credit facilities, the issuance of new debt and equity securities, and other financing activities. We may not be able to obtain desired financing even if market conditions, including then-current market available interest rates (in recent years, we have not been able to access the traditional capital and bank lending markets at competitive interest rates due to our highly leveraged capital structure), would otherwise be favorable, which could impact our ability to grow our business. </span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Operating, Investing and Financing Cash Flow Activities</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We spent $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_ARJAJO0X0G00000000000000000000FM" style="display: inline;">660.0</span></span>&#160;million on land and land development during the first three quarters of fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_U64FROVC2O00000000000000000000fs">2025</span></span>. After land and land development spending and all other operating activities, including revenue received from deliveries, cash from operations was $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_JIDF4TJ3EO00000000000000000000FM" style="display: inline;">19.2</span></span>&#160;million. During the first three quarters of fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_D7M67O50QO00000000000000000000fs">2025</span></span>, cash used in investing activities was $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span id="fs_IRMEPXHCJK00000000000000000000FM" style="display: inline;">60.6</span></span>&#160;million, primarily due to new joint ventures entered into during fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_WI0S3M4A3K00000000000000000000fs">2025</span></span>, along with spending on capitalized software, partially offset by distributions of capital from existing unconsolidated joint ventures. Cash used in financing activities was $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span id="fs_KQ2K622CUO00000000000000000000FM" style="display: inline;">30.5</span></span>&#160;million during the first three quarters of fiscal <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_3WMU1Q9UF400000000000000000000fs">2025</span></span>, primarily due to the redemption of our 13.5% Senior Notes, along with net payments for our mortgage warehouse lines of credit, net payments for <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">nonrecourse mortgage </span>financings, treasury stock purchases and payments of preferred dividends, partially offset by <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">net proceeds for land banking </span>financings<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> and model sale leaseback </span>financings. We intend to continue to use nonrecourse mortgages, model sale leasebacks, joint ventures, and, subject to covenant restrictions in our debt instruments, land banking programs as our business needs dictate.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Our cash uses during the <span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_QHX2RL1J1S00000000000000000000FM">nine months ended July 31, 2025</span></span> and <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_KNL8IN62W000000000000000000000FM">2024</span></span> were for operating expenses, land purchases, land deposits, land development, construction spending, investments in unconsolidated joint ventures, land banking transactions, state income taxes, debt reductions, interest payments, preferred dividends, treasury stock purchases and litigation matters. During these periods, we provided for our cash requirements from available cash on hand, housing and land sales, nonrecourse mortgage transactions, income from unconsolidated joint ventures, financial service revenues and other revenues.</span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Our net income historically does not approximate cash flow from operating activities. The difference between net income and cash flow from operating activities is primarily caused by changes in inventory levels together with changes in receivables, prepaid expenses and other assets, mortgage loans held for sale, accrued interest, deferred income taxes, accounts payable and other liabilities, and noncash charges relating to depreciation, stock compensation and impairments. When we are expanding our operations, inventory levels, prepaid expenses and other assets increase causing cash flow from operating activities to decrease. Certain liabilities also increase as operations expand and partially offset the negative effect on cash flow from operations caused by the increase in inventory, prepaid expenses and other assets. Similarly, as our mortgage operations expand, net income from these operations increases, but for cash flow purposes, net income is partially offset by the net change in mortgage assets and liabilities. The opposite is true as our investment in new land purchases and development of new communities decrease, causing us to generate positive cash flow from operations. </span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Debt Transactions </i></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Senior notes and credit facilities balances as of <span class="Linked" style="line-height: inherit;" id="fs_Y9F1LRQGHS00000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_F3UQEWTWLC00000000000000000000FM">October 31, 2024</span>, were as follows:</span></p>
<div style="line-height: 1.2;" id="t_ft_LOI5YD04ZK00000000000000000000b">
<table class="finTable" style="height: 107px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: center;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_RVEBHJCCKW00000000000000000000FM">July 31,</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; text-align: center;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; text-align: center;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: center;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_8YHBSI2SAO00000000000000000000FM">October 31,</span></span></p>


























































































































































 </td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> (In thousands) </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; text-align: center;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_YSC3MZ7U0G00000000000000000000FM">2025</span></span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; text-align: center;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; text-align: center;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; text-align: center;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NCCJN9XFWG00000000000000000000FM">2024</span></span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 3px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 14px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 14px; padding: 0px; background-color: #cceeff; width: 70%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Senior Secured Notes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 14px; padding: 0px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 14px; padding: 0px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 14px; padding: 0px; background-color: #cceeff; width: 12%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_J78Z1G1GQO00000000000000000000fs">655,000</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 14px; padding: 0px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 14px; padding: 0px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 14px; padding: 0px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 14px; padding: 0px; background-color: #cceeff; width: 12%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_TNGFJEAD0W00000000000000000000fs">655,000</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 14px; background-color: #cceeff; width: 1%;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Senior Notes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_OMFGMW7W9S00000000000000000000fs">24,968</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_QSPQ0FGJ2O00000000000000000000fs">51,556</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Senior Secured <span style="line-height: inherit; display: inline;" id="fs_FVPJSURWF400000000000000000000fs">1.75</span> Lien Term Loan Credit Facility due January 31, 2028</span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_5NJLXM384G00000000000000000000fs">175,000</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_1PNNL0IBTC00000000000000000000fs">175,000</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff;"> </td>


























































































































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 11px; padding: 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Senior Secured Revolving Credit Facility (<span style="line-height: inherit; display: inline;" id="fs_24RRQP42PS00000000000000000000fs">1</span>) </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 11px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 11px; padding: 0px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 11px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_GF2INYC1FK00000000000000000000fs">-</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 11px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 11px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 11px; padding: 0px;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 11px; padding: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_B65U1HCRB400000000000000000000fs">-</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 11px;"> </td>


























































































































































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<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Less: Net (discounts), premiums and unamortized debt issuance costs </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_936EMZ7UJ400000000000000000000fs">6,954</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"/>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_5G4NE6DU2800000000000000000000fs">14,662</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; vertical-align: bottom; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"/>


























































































































































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<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_M25M1GMUMO00000000000000000000fs">861,922</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"/>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_STI42UGNE800000000000000000000fs">896,218</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>(<span style="line-height: inherit; display: inline;" id="fs_S001KRG59S00000000000000000000fs">1</span>) </i></span><i><span style="font-size: 10pt; line-height: inherit;"><i style="box-sizing: border-box; font-family: 'times new roman', times; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; color: #000000; background-color: #ffffff;"><span style="box-sizing: border-box; line-height: inherit;">At Ju<em style="box-sizing: border-box; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">ly 31, 2025</em>, provides for up to $<span id="fs_CD9U902D5S00000000000000000000FM" style="display: inline;">125.0</span>&#160;million in aggregate amount of senior secured&#160;<em style="box-sizing: border-box; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">first</em>&#160;lien revolving loans.&#160;<i style="box-sizing: border-box;">The revolving loans thereunder have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian</i>&#8217;<i style="box-sizing: border-box;">s option, at either (i) a term secured overnight financing rate (subject to a floor of 3.00%) plus an applicable margin of 4.50% or (ii) an alternate base rate (subject to a floor of 4.00%) plus an applicable margin of 3.50%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of 1.00% per annum.</i></span></i></span></i></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="text-indent: 45pt; margin: 0pt 0pt 10pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: inherit; font-family: 'times new roman', times;"><span style="line-height: inherit;">Except for K. Hovnanian, the issuer of the notes and borrower under the credit agreements governing our term loans and revolving credit facilities (collectively, the "Credit Facilities"), our home mortgage subsidiaries, certain of our title insurance subsidiaries, joint ventures and subsidiaries holding interests in our joint ventures, we and each of our subsidiaries are guarantors of the Credit Facilities, the senior secured notes and senior notes outstanding at <span class="Linked" style="line-height: inherit;" id="fs_SZLZD1PM2O00000000000000000000FM">July 31, 2025</span> (collectively, the &#8220;Notes Guarantors&#8221;).</span></span></p>
<p style="text-indent: 45pt; margin: 10pt 0pt 0pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;">The credit agreements governing the Credit Facilities and the indentures governing the senior secured and senior notes (together, the &#8220;Debt Instruments&#8221;) outstanding at July<span style="color: #212529; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;31, 2025</span> do not contain any financial maintenance covenants, but do contain restrictive covenants that limit, among other things, the ability of HEI and certain of its subsidiaries, including K. Hovnanian, to incur (including through exchange or certain other types of transactions) indebtedness, pay dividends and make distributions on common and preferred stock, repay/repurchase certain indebtedness prior to its respective stated maturity, repurchase common and preferred stock, make other restricted payments (including investments), sell certain assets (including in certain land banking transactions), incur liens, consolidate, merge, sell or otherwise dispose of all or substantially all of their assets and enter into certain transactions with affiliates. The Debt Instruments also contain customary events of default which would permit the lenders or holders thereof to exercise remedies with respect to the collateral (as applicable), declare the loans (the "Secured Term Loans") made under the Senior Secured <span style="line-height: inherit; display: inline;" id="fs_M6WY9P9D2O00000000000000000000fs">1.75</span> Lien Term Loan Credit Facility due January 31, 2028, and loans (the "Secured Revolving Loans") made under the Senior Secured Revolving Credit Agreement due June 30, 2026, or notes to be immediately due and payable if not cured within applicable grace periods, including the failure to make timely payments on the Secured Term Loans, Secured Revolving Loans or notes or other material indebtedness, cross default to other material indebtedness, the failure to comply with agreements and covenants and specified events of bankruptcy and insolvency, with respect to the Secured Term Loans and Secured Revolving Loans, material inaccuracy of representations and warranties and with respect to the Secured Term Loans and Secured Revolving Loans, a change of control, and, with respect to the Secured Term Loans, Secured Revolving Loans and senior secured notes, the failure of the documents granting security for the obligations under the secured Debt Instruments to be in full force and effect, and the failure of the liens on any material portion of the collateral securing the obligations under the secured Debt Instruments to be valid and perfected. As of <span style="color: #212529; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_Q499AGDRXS00000000000000000000FM">July 31, 2025</span></span>, we believe we were in compliance with the covenants of the Debt Instruments.</span></p>
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<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit;"><span id="PageBreakNo40" class="pageno">40</span></span></td>


























































































































































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>


























































































































































 </div>
<p style="text-indent: 0px; margin: 0px; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><br/></p>
<p style="text-indent: 45pt; margin: 0pt 0pt 10pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; text-indent: 45pt; line-height: inherit; font-family: 'times new roman', times;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Under the terms of our Debt Instruments, we have the right to make certain redemptions and prepayments and, depending on market conditions, our strategic priorities and covenant restrictions, may do so from time to time. We also continue to actively analyze and evaluate our capital structure and explore transactions to simplify our capital structure and to strengthen our balance sheet, including those that reduce leverage, interest rates and/or extend maturities, and will seek to do so in the near term with the right opportunity. We may also continue to make debt or equity purchases and/or exchanges from time to time through tender offers, exchange offers, redemptions, open market purchases, private transactions, or otherwise, or seek to raise additional debt or equity capital, depending on market conditions and covenant restrictions.</span></span></p>
<p style="text-indent: 45pt; margin: 10pt 0pt 0pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;">Any liquidity-enhancing or other capital raising or refinancing transaction will depend on identifying counterparties, negotiation of documentation and applicable closing conditions and any required approvals. Due to covenant restrictions in our Debt Instruments, we are currently limited in the amount of debt we can incur, even if market conditions, including then-current market available interest rates (in recent years, we have not been able to access the traditional capital and bank lending markets at competitive interest rates due to our highly leveraged capital structure), would otherwise be favorable, which could also impact our ability to grow our business.</span></p>
<p style="margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif; line-height: 1.2;"> <br/></p>
<p style="text-indent: 45pt; margin: 0in; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;">See Note <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_X5KLRSGNWG00000000000000000000fs">12</span></span> to the Condensed Consolidated Financial Statements included elsewhere in this <span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Quarterly Report on Form 10-Q </span>for a further discussion of K. Hovnanian&#8217;s Credit Facilities, senior secured notes and senior notes, including information with respect to the collateral securing our secured Debt Instruments.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 45pt; text-align: left; text-indent: -45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Mortgages and Notes Payable</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We had nonrecourse mortgage loans for certain communities totaling $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_V8H8LIW0M800000000000000000000fs">53.5</span></span> million and $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_NDXD6RITSG00000000000000000000fs">90.7</span></span> million, net of debt issuance costs, at <span class="Linked" style="line-height: inherit;" id="fs_JWUBJM1COG00000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_7VWC0L7BUO00000000000000000000FM">October 31, 2024</span>, respectively, which are secured by the related real property, including any improvements, with an aggregate book value of $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_AG2NOJVBCW00000000000000000000FM" style="display: inline;">123.8</span></span>&#160;million and $<span style="color: #212529; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_2TIWOHTIKG00000000000000000000fs">249.7</span></span> million, respectively. The weighted-average interest rate on these obligations was <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span id="fs_1AXZCBTQ8W00000000000000000000FM" style="display: inline;">8.1</span></span>% and <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_FEBX9G9BO000000000000000000000fs">8.7</span></span>% at <span class="Linked" style="line-height: inherit;" id="fs_F0W2LYO93400000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_P8XVSUBF7400000000000000000000FM">October 31, 2024</span>, respectively, and the mortgage loan payments on each community primarily correspond to home deliveries.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Our wholly owned mortgage banking subsidiary, K. Hovnanian Mortgage, originates mortgage loans primarily from the sale of our homes. Such mortgage loans and related servicing rights are sold in the secondary mortgage market within a short period of time. K. Hovnanian Mortgage finances the origination of mortgage loans through various master repurchase agreements, which are recorded in "Financial services" liabilities on the Condensed Consolidated Balance Sheets. The loans are secured by the mortgages held for sale and are repaid when we sell the underlying mortgage loans to permanent investors. As of <span class="Linked" style="line-height: inherit;" id="fs_R3EASARMQO00000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_XR3E1FYWMO00000000000000000000FM">October 31, 2024</span>, we had an aggregate of $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_9RWMDDK0OG00000000000000000000FM" style="display: inline;">110.0</span></span>&#160;million and $<span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_Q4RRSUBHGG00000000000000000000fs">131.4</span></span>&#160;million, respectively, outstanding under several of K. Hovnanian Mortgage&#8217;s short-term borrowing facilities.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">See Note <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_VQ7JLBO3B400000000000000000000fs">11</span></span> to the Condensed Consolidated Financial Statements included elsewhere in this Quarterly Report on Form 10-Q for a further discussion of these agreements.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i><br/></i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Equity</i></span> <br/></p>
<p style="text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="color: #000000; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; margin: 0pt; line-height: inherit;">On December 18, 2024,&#160;our Board of Directors (the "Board") authorized an incremental increase to our repurchase program and on April 11, 2025, the Board authorized another increase to our repurchase program,&#160;</span></span></span><span style="font-size: 10pt; line-height: inherit; color: #000000;">such
that, inclusive of any amounts remaining under the existing repurchase
authorization, as of April 11, 2025, we were authorized to repurchase up to
<span style="line-height: inherit;" id="fs_FFL22J5TV400000000000000000000FM">$30.6</span> million of our Class A common stock.&#160;</span><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">Under the program, repurchases may be made from time to time in open market transactions, in privately negotiated transactions or otherwise. The timing and the actual dollar amount repurchased will depend on a variety of factors,</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>including legal requirements, price, future tax implications and economic and market conditions. The repurchase program may be changed, suspended or discontinued at any time and does not have a specified expiration date.</span></span></span></p>
<p style="text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><br/></span></span></p>
<p style="text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;"><span style="color: #000000; line-height: inherit;">During the </span><span class="Linked" style="line-height: inherit;" id="fs_8BIGS8SSM800000000000000000000FM">nine months ended July 31, 2025</span>, we repurchased <span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_DH49HQXV8000000000000000000000FM" style="display: inline;">257,908</span></span>&#160;shares under the stock repurchase program, with a market value of $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_BT4XFFQDKW00000000000000000000FM" style="display: inline;">30.1</span></span>&#160;million, or $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_0EIKI9THA800000000000000000000FM" style="display: inline;">116.70</span></span> per share. During the nine<span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none;">&#160;months ended July 31, 2024</span>,</span>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">we repurchased <span id="fs_6YOUDXG38000000000000000000000FM" style="display: inline;">188,800</span>&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">shares under the stock repurchase program, with a market value of $<span id="fs_A4MML540CG00000000000000000000FM" style="display: inline;">26.5</span>&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">million, or $<span id="fs_RHJS1JVI4000000000000000000000FM" style="display: inline;">140.31</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>per share.</span> As of <span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_Z0VXAI7YXC00000000000000000000FM">July 31, 2025</span></span>,&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span><span style="box-sizing: border-box; color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span style="box-sizing: border-box; border-left: none; border-right: none; line-height: inherit;"><span style="box-sizing: border-box; line-height: inherit;"><span id="fs_FIGHXJPPCG00000000000000000000FM" style="display: inline;">26.4</span></span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million of our Class A common stock was available to be purchased under the stock repurchase program.</span></span></span></p>
<p style="text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; margin: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">On July 12, 2005, we issued <span style="line-height: inherit; display: inline;" id="fs_WXNVJNS1W000000000000000000000fs">5,600</span> shares of <span style="line-height: inherit; display: inline;" id="fs_DHV4OXHPDS00000000000000000000fs">7.625</span>% Series A preferred stock, with a liquidation preference of $<span style="line-height: inherit; display: inline;" id="fs_ZSWFKKNB2800000000000000000000fs">25,000</span> per share. Dividends on the Series A preferred stock are not cumulative and are payable at an annual rate of <span style="line-height: inherit; display: inline;" id="fs_TPVZBGFDFK00000000000000000000fs">7.625</span>%. The Series A preferred stock is not convertible into the Company&#8217;s common stock and is redeemable in whole or in part at our option at the liquidation preference of the shares. The Series A preferred stock is traded as depositary shares, with each depositary share representing <span style="line-height: inherit; display: inline;" id="fs_FHE7S4Q91C00000000000000000000fs">1</span>/<span style="line-height: inherit; display: inline;" id="fs_Z1DQEQW4UO00000000000000000000fs">1000</span>th of a share of Series A preferred stock. We paid dividends of&#160;$<span id="fs_HAJNEEKW5C00000000000000000000FM" style="display: inline;">2.7</span>&#160;million and $<span id="fs_XV4F81V0KW00000000000000000000FM" style="display: inline;">8.0</span>&#160;million on the Series A preferred stock for the three and&#160;<span class="Linked" style="line-height: inherit;" id="fs_Y0H8ZMQJDC00000000000000000000FM">nine months ended July 31, 2025</span> and <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_0B3N3X2JUO00000000000000000000FM">2024</span></span>, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Unconsolidated Joint Ventures</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We have investments in unconsolidated joint ventures in various markets where our homebuilding operations are located. Investments in and advances to unconsolidated joint ventures increased $<span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_N450Y9S2NK00000000000000000000FM">75.4</span></span></span> million to $<span class="Linked" style="line-height: inherit;" id="fs_XCARVPIZ4G00000000000000000000FM">218.4</span> million at <span class="Linked" style="line-height: inherit;" id="fs_UDM4XGCCLC00000000000000000000FM">July 31, 2025</span> compared to <span class="Linked" style="line-height: inherit;" id="fs_AX0UTF1ZDC00000000000000000000FM">October 31, 2024</span>. The increase was primarily due to new joint ventures entered into during the first and third quarters of fiscal <span style="line-height: inherit; display: inline;" id="fs_K3I843Z18G00000000000000000000fs">2025</span>, along with increases in our share of income recognized for <span style="line-height: inherit; display: inline;" id="fs_8WA9SB56N400000000000000000000FM">two</span>&#160;of our existing unconsolidated joint ventures during the period, partially offset by an i<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">ncrease&#160;in our share of loss recognized for<span style="line-height: inherit;">&#160;<span style="line-height: inherit;" id="fs_RNJ122JY2O00000000000000000000FM">one</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;of our existing unconsolidated joint ventures,&#160;<span style="border-left: none; border-right: none; line-height: inherit;">a</span>nd partner distributions. As of <span class="Linked" style="line-height: inherit;" id="fs_DCLI27P06800000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_NL4IBY40G000000000000000000000FM">October 31, 2024</span>, we had investments in eight<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;and<span style="line-height: inherit;">&#160;</span></span><span style="box-sizing: border-box; color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span style="line-height: inherit;" id="fs_MM1IJG0UE800000000000000000000FM">six</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160;unconsolidated homebuilding joint ventures, respectively. We have no guarantees associated with our unconsolidated joint ventures, other than guarantees limited to performance and completion of development activities, environmental indemnification and standard warranty and representation against fraud, misrepresentation and similar actions, including a voluntary bankruptcy</span></span>.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Inventories</i></span><i style="font-family: 'times new roman', times; font-size: 10pt;"><br/></i></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Total inventory, excluding consolidated inventory not owned, <span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_8KEDXFM7TS00000000000000000000FM">decreased</span></span></span> $70.6&#160;million to $<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_KPYQR0D7EO00000000000000000000FM">1.4</span></span>&#160;billion at <span class="Linked" style="line-height: inherit;" id="fs_XNBI5J340000000000000000000000FM">July 31, 2025</span> compared to <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_8NQHF0V4JK00000000000000000000FM">October 31, 2024</span></span>. Total inventory, excluding consolidated inventory not owned, decreased by $<span id="fs_9M12B427GG00000000000000000000FM" style="display: inline;">67.1</span>&#160;million in the Northeast and $<span id="fs_12GYIKMSRK00000000000000000000FM" style="display: inline;">73.4</span>&#160;million in the West, partially offset by an increase of $<span id="fs_PC0PSVTU2800000000000000000000FM" style="display: inline;">69.9</span> million in the Southeast. The net decrease was primarily attributable to<span style="color: #000000; font-family: 'times new roman', times; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; line-height: inherit; display: inline !important;">&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">home deliveries, inventory impairments and land option write-offs, land sales, and inventory contributed to new unconsolidated joint ventures</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">&#160;during the period, partially offset by</span>&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">new land purchases and land development</span>. Substantially all homes under construction or completed and included in inventory at <span class="Linked" style="line-height: inherit;" id="fs_J27OG0OPHC00000000000000000000FM">July 31, 2025</span> are expected to be delivere<span style="border-left: none; border-right: none; line-height: inherit;">d d</span>uring the next <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_L609O0JBU800000000000000000000fs">six</span></span> to <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_HPCGQ08GWG00000000000000000000fs">nine</span></span> months. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Consolidated inventory not owned, which consists of options related to land banking and model financing, increased $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_GEP18P9AJ400000000000000000000fs" style="display: inline;">118.7</span></span>&#160;million from <span class="Linked" style="line-height: inherit;" id="fs_1T9DGRR13K00000000000000000000FM">October 31, 2024</span> to <span class="Linked" style="line-height: inherit;" id="fs_ABJPBKHVCW00000000000000000000FM">July 31, 2025</span>. The increase was primarily due to increases in land banking transactions, along with an increase in the sale and leaseback of certain model homes during the period. We have land banking arrangements, whereby we sell land parcels to land bankers and they provide us with an option to purchase finished lots on a predetermined schedule. Because of our options to repurchase these parcels, these transactions are considered a financing rather than a sale. Our Condensed Consolidated Balance Sheet, at <span class="Linked" style="line-height: inherit;" id="fs_14LASSI8Q800000000000000000000FM">July 31, 2025</span>, included inventory of $<span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_7YAK29PS8000000000000000000000FM" style="display: inline;">263.8</span></span></span></span>&#160;million recorded to &#8220;Consolidated inventory not owned,&#8221; with a corresponding amount of $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span id="fs_8C76R3JUTC00000000000000000000FM" style="display: inline;">167.9</span></span>&#160;million (net of debt issuance costs) recorded to &#8220;Liabilities from inventory not owned&#8221; for the amount of net cash received from the transactions. In addition, we sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a third-party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, these sale and leaseback&#160;transactions are considered a financing rather than a sale. Therefore, our Condensed Consolidated Balance Sheet, at <span class="Linked" style="line-height: inherit;" id="fs_CXJR5MR7HS00000000000000000000FM">July 31, 2025</span>, included&#160;inventory of $<span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_E4COLL2GIO00000000000000000000FM" style="display: inline;">65.9</span></span>&#160;million recorded to &#8220;Consolidated inventory not owned,&#8221; with a corresponding amount of $<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span id="fs_3KCR9RH1VK00000000000000000000FM" style="display: inline;">68.7</span></span>&#160;million (net of debt issuance costs) recorded to &#8220;Liabilities from inventory not owned&#8221; for the amount of net cash received from the transactions.</span></p>
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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">The following tables summarize home sites included in our total residential real estate. The decrease in total home sites available at <span class="Linked" style="line-height: inherit;" id="fs_1WQMTOESMO00000000000000000000FM">July 31, 2025</span> compared to <span class="Linked" style="line-height: inherit;" id="fs_CYYJU97VA800000000000000000000FM">October 31, 2024</span> is attributable to&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">delivering homes and terminating certain option agreements, partially offset by&#160;</span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">acquiring new land parcels </span>during the period.&#160;</span></p>
<div style="line-height: 1.2;" id="t_ft_AL2UXA32A800000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse; height: 245px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: center; height: 17px;"> </td>
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<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Active Selling </span></p>


























































































































































</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Proposed </span></p>


























































































































































</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>





</tr>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Active Selling </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Communities </span></p>


























































































































































</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Developable </span></p>


























































































































































</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Total </span></p>


























































































































































</td>
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</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Communities(<span style="line-height: inherit; display: inline;" id="fs_S01ZJW311C00000000000000000000fs">1</span>) </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Homes </span></p>


























































































































































</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 48%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_JXEVTQJRRK00000000000000000000FM">July 31, 2025</span>: </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; width: 1%;"> </td>





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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Northeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_NQ7W1YHX8W00000000000000000000fs">37</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_4ZD4MJ1LFK00000000000000000000fs">4,811</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_7PWZ5FPDHS00000000000000000000fs">15,200</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_241V9HRJHS00000000000000000000fs">20,011</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>





</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Southeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_AHJ7AOEV3400000000000000000000fs">21</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_3N29EYT2SW00000000000000000000fs">2,108</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ZIU25OLG8G00000000000000000000fs">4,970</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_P12DQ502M800000000000000000000fs">7,078</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>





</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> West </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_3CXXIG5NE800000000000000000000fs">66</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_RR2FT30Y1C00000000000000000000fs">6,614</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_M4GGEUOM6O00000000000000000000fs">6,556</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_I6OCXYP35S00000000000000000000fs">13,170</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>





</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>





</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Consolidated total </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_DX6W9ES0M800000000000000000000fs">124</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_RPD379T1OG00000000000000000000fs">13,533</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_4PWTB2Y0N400000000000000000000fs">26,726</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_F7YUPEY1J400000000000000000000fs">40,259</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>





</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>
<td style="height: 18px;"> </td>





</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Unconsolidated joint ventures (<span style="line-height: inherit; display: inline;" id="fs_A7IITLVAW000000000000000000000fs">2</span>) </span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_2SIYVR7O9C00000000000000000000fs">26</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> <span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_S2NSKH6LS000000000000000000000fs">3,824</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_GE61PJY0Z400000000000000000000fs">852</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_W3QQ6YYJIO00000000000000000000fs">4,676</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>





</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>





</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Owned </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_B5QVPFB7C000000000000000000000fs">4,063</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_72UA9W1I4G00000000000000000000fs">1,382</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_G6X869D1XC00000000000000000000fs">5,445</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>





</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Optioned </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9KM659CQWW00000000000000000000fs">9,457</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_1JCQ9TN8IO00000000000000000000fs">25,344</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_KDM0ZL6UEO00000000000000000000fs">34,801</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px;"> </td>





</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Construction to permanent financing lots </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_G0EPBEUK8W00000000000000000000fs">13</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_QU3WSIV1Z400000000000000000000fs">-</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_SUXWLR5C2800000000000000000000fs">13</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>





</tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>





</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Consolidated total </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_PAGV493ZAO00000000000000000000fs">13,533</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_T9YBXN90XS00000000000000000000fs">26,726</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_C8H0HR2F8W00000000000000000000fs">40,259</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>





</tr>
<tr>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px;"><br/></td>





</tr>





</tbody>


























































































































































 </table>


























































































































































 </div>
<div id="t_ft_ORLJITZ91S00000000000000000000b">
<table class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 215px; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Active Selling </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Proposed </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Active Selling </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Communities </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Developable </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Total </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Communities(<span style="line-height: inherit; display: inline;" id="fs_92A1BXH33400000000000000000000fs">1</span>) </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 48%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> <span class="Linked" style="line-height: inherit;" id="fs_REXM8DBNHS00000000000000000000FM">October 31, 2024</span>: </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 10%;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="height: 10px;"><br/> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Northeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_UG6OKD2J0000000000000000000000FM">49</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_UKTEWMT41S00000000000000000000fs">4,804</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_DP0NXV78MO00000000000000000000fs">14,776</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_5AU4PN81SW00000000000000000000fs">19,580</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Southeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_8N4WSQPA1S00000000000000000000FM">16</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_0COA20WOMO00000000000000000000fs">1,537</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_SFTNGQNEM800000000000000000000fs">5,624</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_G7IDCP4H2O00000000000000000000fs">7,161</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> West </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_T00YPU9YIO00000000000000000000FM">65</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_O86VV6YWS000000000000000000000fs">6,005</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_9DCZBY5E5C00000000000000000000fs">9,149</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ZMCLM4JB4W00000000000000000000fs">15,154</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Consolidated total </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_KQ56QGQGCG00000000000000000000FM">130</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_TG4LB25IAO00000000000000000000fs">12,346</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_1PUYTWI5Z400000000000000000000fs">29,549</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_CAKH0I71JK00000000000000000000fs">41,895</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Unconsolidated joint ventures (<span style="line-height: inherit; display: inline;" id="fs_POMWMHWHV400000000000000000000fs">2</span>) </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_OURMOY1LTS00000000000000000000FM">19</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_ONYAGV4JS000000000000000000000fs">2,662</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_D3D2OZG9JK00000000000000000000fs">1,687</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_9FXL8XXHK000000000000000000000fs">4,349</span></span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Owned </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_056EWQZ6K000000000000000000000fs">5,311</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_VVWYVCK2TS00000000000000000000fs">1,321</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_CCWH7IA85C00000000000000000000fs">6,632</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Optioned </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_V9JW065C4000000000000000000000fs">7,031</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_R060AEVPY800000000000000000000fs">28,228</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_4FNTGJ7K7400000000000000000000fs">35,259</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Construction to permanent financing lots </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_QB73FXJSZ400000000000000000000fs">4</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_RNIFBLKD3400000000000000000000fs">-</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_SZD3LH9BBK00000000000000000000fs">4</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="background-color: #ffffff; vertical-align: bottom; height: 17px;">
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>


























































































































































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Consolidated total </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_QW1QO5NWXC00000000000000000000fs">12,346</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ZO7JT893HC00000000000000000000fs">29,549</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_BGJ8VJWIWG00000000000000000000fs">41,895</span></span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>


























































































































































 </tbody>


























































































































































 </table>


























































































































































 </div>
<div id="t_ft_UQ4DA1OI0000000000000000000000b"><br/>
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 0%;"> </td>
<td style="padding: 0px; vertical-align: top; width: 3%;" valign="top">
<p><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(1)</span></p>






















































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="box-sizing: border-box; border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;">Active selling communities are open for sale communities with <span style="box-sizing: border-box; border-left: none; border-right: none; line-height: inherit;">ten</span><span style="line-height: inherit;">&#160;</span>or more home sites available. We identify communities based on product type. Therefore, at times there are multiple communities at<span style="line-height: inherit;">&#160;</span><span style="box-sizing: border-box; line-height: inherit;">one</span><span style="line-height: inherit;">&#160;</span>land site.</span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"> <br/></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"> <br/></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_2W14QZLWWW00000000000000000000fs"> (2) </span></span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Represents active selling communities and home sites for our unconsolidated homebuilding joint ventures for the period. We provide this data as a supplement to our consolidated results as an indicator of the volume managed in our unconsolidated joint ventures. See Note <span style="line-height: inherit; display: inline;" id="fs_FV86ZL8J5S00000000000000000000fs">18</span> to the Condensed Consolidated Financial Statements for a further discussion of our unconsolidated joint ventures. </span></p>


























































































































































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<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;"><span id="PageBreakNo43" class="pageno">43</span></span></td>


























































































































































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><a href="#TOC">Table of Contents</a></span></div>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">The following table summarizes our started or completed unsold homes and models, excluding unconsolidated joint ventures, in active selling communities and substantially completed communities. The decrease in started or completed unsold homes from October 31, 2024 to July 31, 2025 is due to a concerted effort to align our starts pace with the sales pace during the third&#160;quarter of fiscal 2025.&#160;</span></p>
<div id="t_ft_ONHJ3ZCD7K00000000000000000000b">
<table class="finTable" style="height: 146px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_N4EG2F6TO000000000000000000000FM">July 31, 2025</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="10">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_NP2KWZ74GG00000000000000000000FM">October 31, 2024</span></span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
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<td style="height: 10px;"> </td>
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<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>
<td style="height: 10px;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Unsold </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Unsold </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Models </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Total </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Homes </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Models </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Total </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 35%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Northeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 0.5%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 0.5%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 8%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ERHPZ263PC00000000000000000000fs">222</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 8%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_ABX8JUUGAO00000000000000000000fs">26</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 8%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_RW43ZSGIA800000000000000000000fs">248</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 8%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_6D0SK8K11C00000000000000000000fs">259</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 8%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_7FQKY8JNZ400000000000000000000fs">35</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 8%;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_EVVEYFNG0W00000000000000000000fs">294</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; width: 1%;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Southeast </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_AT90QMYNTS00000000000000000000fs">145</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_7CANGEN0M800000000000000000000fs">14</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_O4GA0O1CJ400000000000000000000fs">159</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_Z8V76ROTQO00000000000000000000fs">135</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_SDXS1TI5MO00000000000000000000fs">19</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_OV9IM0GDJK00000000000000000000fs">154</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> West </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_227A2A9K8W00000000000000000000fs">649</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_BTNXGXGKW000000000000000000000fs">19</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_PME3HPWYVK00000000000000000000fs">668</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_OFAIP79WWW00000000000000000000fs">627</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_KK8ZAP4N1S00000000000000000000fs">31</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_7I2PESJDMO00000000000000000000fs">658</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>
<td style="height: 17px;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Total </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_6DWCAUJ2O000000000000000000000fs">1,016</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_967V4HB2B400000000000000000000fs">59</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_3M0VUGMAFK00000000000000000000fs">1,075</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_KNWZWTQ9DS00000000000000000000fs">1,021</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_4BV9GUQ0CG00000000000000000000fs">85</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_74NWNSRBNK00000000000000000000fs">1,106</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>
<td style="height: 17px; padding: 0px;"> </td>


























































































































































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.1;"><span style="line-height: inherit;"> Started or completed unsold homes and models per active selling communities (<span style="line-height: inherit; display: inline;" id="fs_LMQRJ4N1AO00000000000000000000fs">1</span>) </span></p>


























































































































































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_I2NUCRDY0G00000000000000000000fs">8.2</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_WMDSFW9GHC00000000000000000000fs">0.5</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_DW29IT85B400000000000000000000fs">8.7</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_QKI0P6040G00000000000000000000fs">7.9</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_2R628V8PGG00000000000000000000fs">0.6</span></span></td>
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<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"><span class="Linked" style="line-height: inherit;" id="fs_DQAX7S8K8G00000000000000000000fs">8.5</span></span></td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">(1) </span></p>


























































































































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="border-left: none; border-right: none; line-height: inherit; font-size: 10pt; font-family: 'times new roman', times;"> Active selling communities (which are communities that are open for sale with <span style="line-height: inherit; display: inline;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_3D9I3JG5E800000000000000000000fs">ten</span></span></span> or more home sites available) were <span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_TQZ3OWMBWG00000000000000000000FM" style="display: inline;">124</span></span>&#160;at <span class="Linked" style="line-height: inherit;" id="fs_V3TZGDUC3400000000000000000000FM">July 31, 2025</span><span style="line-height: inherit;"> and <span style="line-height: inherit; display: inline;" id="fs_ZSSFVC7RPC00000000000000000000FM">130</span>&#160;</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">at</span> <span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_4ADUE3OA2O00000000000000000000FM">October 31, 2024</span></span>. This ratio does not include substantially completed communities, which are communities with less than <span style="line-height: inherit; display: inline;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_OX6WD9107K00000000000000000000fs">ten</span></span></span> home sites available. </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><i>Financial Services Assets and Liabilities</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Financial services assets de<span style="line-height: inherit;">creased <span style="line-height: inherit;">$<span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none;"><span id="fs_0ZAH9PPMTC00000000000000000000FM" style="display: inline;">29.8</span></span></span></span></span></span></span></span></span></span></span> million to $<span id="fs_RK7ZGO5K7K00000000000000000000FM" style="display: inline;">173.8</span>&#160;</span></span><span style="line-height: inherit;">million at</span> <span class="Linked" style="line-height: inherit;" id="fs_46YYP7CLZ400000000000000000000FM">July 31, 2025</span>, compared to <span class="Linked" style="line-height: inherit;" id="fs_JTT0XEOOFK00000000000000000000FM">October 31, 2024</span>. Financial services assets consist primarily of residential mortgage receivables held for sale of which $<span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span id="fs_4WW24T3NB400000000000000000000FM" style="display: inline;">129.4</span></span></span>&#160;million and $<span style="line-height: inherit; display: inline;" id="fs_IWO27LQT9S00000000000000000000FM">147.2</span> million at <span class="Linked" style="line-height: inherit;" id="fs_R0YANM26WG00000000000000000000FM">July 31, 2025</span> and <span class="Linked" style="line-height: inherit;" id="fs_VLZRDDK8Z400000000000000000000FM">October 31, 2024</span>, respectively, were being temporarily warehoused and are awaiting sale in the secondary mortgage market. The decrease in mortgage loans held for sale from <span class="Linked" style="line-height: inherit;" id="fs_HNA4L94R0G00000000000000000000FM">October 31, 2024</span> was primarily related to a decrease in the volume of loans originated during the third quarter of fiscal <span class="Linked" style="line-height: inherit;" id="fs_1N14B2C4ZK00000000000000000000fs">2025</span> compared to the fourth quarter of fiscal <span class="Linked" style="line-height: inherit;" id="fs_T1TODPE7SW00000000000000000000fs">2024</span>, partially offset by an increase in the average loan value. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Financial services liabilities decreased $<span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none;"><span id="fs_HFARBDQOF400000000000000000000FM" style="display: inline;">30.8</span></span></span></span></span></span> million to $<span id="fs_FVBUVOWB0G00000000000000000000FM" style="display: inline;">152.4</span>&#160;</span>million at <span class="Linked" style="line-height: inherit;" id="fs_C6PHSU56S000000000000000000000FM">July 31, 2025</span> compared to <span class="Linked" style="line-height: inherit;" id="fs_8RGPW4RZBK00000000000000000000FM">October 31, 2024</span>. The decrease was primarily due to a decrease in amounts outstanding under our mortgage warehouse lines of credit and directly correlates to the decrease in the volume of mortgage loans held for sale during the period.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; line-height: 1.2; text-indent: 0pt;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Inflation</b></span></p>
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<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; The annual rate of inflation in the United States was<span style="line-height: inherit;">&#160;</span></span><span style="box-sizing: border-box; color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span id="fs_087A9PRZWW00000000000000000000FM" style="display: inline;">2.7</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">% </span>in July 2025, as measured by the Consumer Price Index, which is slightly higher than October 2024, but much improved from its peak of <span style="line-height: inherit; display: inline;" id="fs_3YWSBPGYKG00000000000000000000fs">9.1</span>% in June 2022. Inflation has a long-term effect, because higher costs for land, materials and labor results in increasin<span style="border-left: none; border-right: none; line-height: inherit;">g sal</span>es prices of our homes. Historically, these price increases have been commensurate with the general rate of inflation in our housing markets and have not had a significant adverse effect on the sale of our homes. A significant risk faced by the housing industry generally is that rising house construction costs, including land and interest costs, could substantially outpace increases in the income of potential purchasers and therefore limit our ability to raise home sale price<span style="border-left: none; border-right: none; line-height: inherit;">s, wh</span>ich may result in lower gross margins.
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Inflation has a lesser short-term effect, because we generally negotiate fixed-price contracts with many, but not all, of our subcontractors and material suppliers for the construction of our homes. These prices usually are applicable for a specified number<span style="border-left: none; border-right: none; line-height: inherit;"> of r</span>esidential buildings or for a time period of between <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_URAJB6QR0W00000000000000000000fs">three</span></span> to <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit; display: inline;" id="fs_FUWWVF2WU800000000000000000000fs">12</span></span> months. Construction costs for residential buildings represented approximately <span id="fs_4NGFKD1HKW00000000000000000000FM" style="display: inline;">50.3</span>% of our homebuilding cost of sales for the <span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_ZCOWZC5UI800000000000000000000FM">nine months ended July 31, 2025</span>.</span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Critical Acc<span style="border-left: none; border-right: none; line-height: inherit;">ou</span>nt<span style="border-left: none; border-right: none; line-height: inherit;">ing </span>Policies</b></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">As disclosed in our Annual Report on Form 10-K for the fiscal year ended October 31, 2024, our most critical accounting policies relate to inventories, unconsolidated joint ventures, warranty and construction defect reserves and income taxes. Since October 31, 2024, there have been no signif<span style="border-left: none; border-right: none; line-height: inherit;">ic</span>ant changes to those critical accounting policies.</span><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"><b>Safe Harbor Statement</b></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">All statements in this Quarterly Report on Form 10-Q that are not historical facts should be considered as &#8220;Forward-Looking Statements&#8221; within the meaning of the &#8220;Safe Harbor&#8221; provisions of the Private Securities Litigation Reform Act of <span style="line-height: inherit; display: inline;" id="fs_TIH8X48OR400000000000000000000fs">1995</span>. Such statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Such forward-looking statements include but are not limited to statements related to the Company's goals and expectations with respect to its financial results for future financial periods. Although we believe that our plans, intentions and expectations reflected in, or suggested by, such forward-looking statements are reasonable, we can give no assurance that such plans, intentions or expectations will be achieved. By their nature, forward-looking statements: (i) speak only as of the date they are made, (ii) are not guarantees of future performance or results and (iii) are subject to risks, uncertainties and assumptions that are difficult to predict or quantify. Therefore, actual results could differ materially and adversely from those forward-looking statements as a result of a variety of factors. Such risks, uncertainties and other factors include, but are not limited to:</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Changes in general and local economic, industry and business conditions and impacts of a significant homebuilding downturn; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Shortages in, and price fluctuations of, raw materials and labor, including due to geopolitical events, changes in trade policies, including the imposition of tariffs and duties on homebuilding materials and products, and related trade disputes with, and retaliatory measures taken by other countries, and because of changes in immigration laws and trends in labor migration; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Fluctuations in interest rates and the availability of mortgage financing, including as a result of instability in the banking sector; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Increases in inflation;&#160; &#160; &#160; &#160; &#160;&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> Adverse weather and other environmental conditions and natural disasters; </span></p>


























































































































































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<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> The seasonality of the Company&#8217;s business; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> The availability and cost of suitable land and improved lots and sufficient liquidity to invest in such land and lots; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> Reliance on, and the performance of, subcontractors; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> Regional and local economic factors, including dependency on certain sectors of the economy, and employment levels affecting home prices and sales activity in the markets where the Company builds homes; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> Increases in cancellations of agreements of sale; </span></p>


























































































































































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 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Changes in tax laws affecting the after-tax costs of owning a home; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Legal claims brought against us and not resolved in our favor, such as product liability litigation, warranty claims and claims made by mortgage investors; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> Levels of competition; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; padding: 0pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Utility shortages and outages or rate fluctuations;</span></td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; padding: 0pt; text-align: left; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Information technology failures and data security breaches; </span></td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Negative publicity; </span></td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Global economic and political instability;&#160; &#160; &#160; &#160; &#160;</span></td>


























































































































































 </tr>
<tr style="height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; vertical-align: top; margin: 0pt; text-align: left;" valign="top"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">High leverage and restrictions on the Company&#8217;s operations and activities imposed by the agreements governing the Company&#8217;s outstanding indebtedness;</span></td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Availability and terms of financing to the Company;</span></td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">The Company&#8217;s sources of liquidity;</span></td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Changes in credit ratings;</span></td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Government regulation, including regulations concerning development of land, the home building, sales and customer financing processes, tax laws and the environment;</span></td>


























































































































































 </tr>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Potential liability as a result of the past or present use of hazardous materials;&#160; &#160; &#160; &#160;&#160;</span></td>


























































































































































 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> Operations through unconsolidated joint ventures with third parties; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"> &#9679; </span></p>


























































































































































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"> Significant influence of the Company&#8217;s controlling stockholders; </span></p>


























































































































































</td>


























































































































































 </tr>
<tr style="height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Availability of net operating loss<span style="line-height: inherit;">&#160;</span></span>carryforwards<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">; and</span></td>


























































































































































 </tr>
<tr style="height: 16px;">
<td style="width: 36pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"> </td>
<td style="width: 18pt; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#9679;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">Loss of key management personnel or failure to attract qualified personnel.</span></td>


























































































































































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Certain risks, uncertainties and other factors are described in detail in Part I, Item 1&#160;</span>&#8220;Business&#8221; and Part I, Item <span style="line-height: inherit; display: inline;" id="fs_VF7TOTNZ9S00000000000000000000fs">1</span><span style="line-height: inherit; display: inline;" id="fs_AJFJ4RI7KW00000000000000000000fs">A </span>&#8220;Risk Factors&#8221; in our Annual Report on Form 10-K for the fiscal year ended October 31, 2024. Except as otherwise required by applicable securities laws, we undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, changed circumstances or any other reason after the date of this Quarterly Report on Form 10-Q.</p>
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<div style="line-height: 1.2; margin: 10pt 0pt 0pt; text-indent: 0pt;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bppiuu_230202415638584"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Item <span style="line-height: inherit; display: inline;" id="fs_418CX1WS4W00000000000000000000fs">3</span>. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK</b></span></a></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">Substantially all of our long-term debt requires fixed interest payments and we have limited exposure to variable rates. In connection with our mortgage operations, mortgage loans held for sale and the associated mortgage warehouse lines of credit under our&#160;Master Repurchase Agreements are subject to interest rate risk; however, such obligations reprice frequently and are short-term in duration. In addition, we are able to hedge the interest rate risk on mortgage loans by obtaining forward commitments from private investors. Accordingly, the interest rate risk from mortgage loans is not significant. We do not use financial instruments to hedge interest rate risk except with respect to mortgage loans. The following table sets forth as of <span class="Linked" style="line-height: inherit;" id="fs_YBU4AMXZVK00000000000000000000FM">July 31, 2025</span>, our long-term debt obligations, principal cash flows by scheduled maturity, weighted-average interest rates and estimated fair value (&#8220;FV&#8221;).</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&#160;&#160;</p>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;">Long-Term Debt as of <span class="Linked" style="line-height: inherit;" id="fs_8BTO2OPAPC00000000000000000000FM">July 31, 2025</span> by Fiscal Year of Maturity Date</span></p>




































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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;">FV at</span></p>




































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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;">(Dollars in thousands)</span></p>




































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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_4EDYUJH75C00000000000000000000fs">2025</span></span></p>




































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<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_MX36N1FFPS00000000000000000000fs">2026</span></span></p>




































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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_SU3U8DLOR400000000000000000000fs">2027</span></span></p>




































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<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_SFYYETYVXC00000000000000000000fs">2028</span></span></p>




































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" colspan="2"><span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_C0BSJ2MUBK00000000000000000000FM">2029</span></span></td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;">Thereafter</span></p>




































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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;">Total</span></p>




































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;">7/31/2025</span></p>




































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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Long term debt(<span style="line-height: inherit; display: inline;" id="fs_EKAOR0XSCG00000000000000000000fs">1</span>):</p>




































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 6%;"><br/></td>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 6%;">&#160;</td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Fixed rate</p>




































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_FRWH1TJOSW00000000000000000000fs">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_DGKOGQ6HGG00000000000000000000fs">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_19IRYNU48000000000000000000000fs">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_RCID85DCNK00000000000000000000fs">400,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom;" valign="bottom">
<p><span class="Linked" style="line-height: inherit;" id="fs_Q8VXUCQJVK00000000000000000000FM">430,000</span></p>




































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_D3JPTB34CG00000000000000000000fs">24,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" id="fs_DADUC16OGG00000000000000000000fs">854,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_14ZOUUMPB400000000000000000000fs">892,298</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">&#160;</td>


































</tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted average interest rate</p>




































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_MKAKLNM83400000000000000000000fs">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_4353P7Q5DS00000000000000000000fs">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_1E9ZG7R8BK00000000000000000000fs">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_EVT2MXT83K00000000000000000000fs">8.88</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"><span class="Linked" style="line-height: inherit;" id="fs_JIR0P4UI6O00000000000000000000FM">11.75</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_8OJ4UZ448G00000000000000000000fs">5.00</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span class="Linked" style="line-height: inherit;" id="fs_TWGNLGG2PC00000000000000000000fs">10.21</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"/>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>


































</tr>


































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<div style="line-height: 1.2;" id="t_ft_LLDMI8U5PS00000000000000000000b">
<table style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; height: 47px;" border="0" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;">(<span style="line-height: inherit; display: inline;" id="fs_YYV99TXQVK00000000000000000000fs">1</span>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 17px;" colspan="2"><i>Does not include:</i><br/></td>






















</tr>
<tr style="height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 10px; width: 2.5%;">&#160;</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: top; height: 10px; width: 1.5%;"><i style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#9679;</i></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; width: 96%;"><i>the mortgage warehouse lines of credit made under our</i>&#160;<i>Master Repurchase Agreements; </i></td>






















</tr>
<tr style="vertical-align: top; height: 10px;">
<td style="height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>




































</td>
<td style="height: 10px;"><i style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#9679;</i></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px;"><i>$<span id="fs_GKK12U6SRK00000000000000000000FM" style="display: inline;">53.5</span> million of nonrecourse mortgages secured by inventory, which have various maturities spread over the next <span style="line-height: inherit; display: inline;" id="fs_3J7G90C8Z400000000000000000000fs">two</span> to <span style="line-height: inherit; display: inline;" id="fs_KR84F2KW7400000000000000000000fs">three</span> years and are paid off as homes are delivered; and&#160;</i></td>






















</tr>
<tr style="height: 10px;">
<td style="height: 10px;">&#160;</td>
<td style="height: 10px;"><i style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#9679;</i></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><i>our $<span style="line-height: inherit;" id="fs_Q4X6X2Q82800000000000000000000FM">125<span style="border-left: none; border-right: none; line-height: inherit;">.<span style="border-left: none; border-right: none; line-height: inherit;">0</span></span></span> million Secured Credit Facility under which there were <span style="line-height: inherit;" id="fs_L51JSST5SG00000000000000000000FM">no</span> borrowings outstanding as of <span class="Linked" style="line-height: inherit;" id="fs_T8UPYFGW8000000000000000000000FM">July 31, 2025</span>.&#160;</i></td>






















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<p style="line-height: 1.2; margin: 0pt;"><br/></p>




































</div>




































</div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="Do6nykbrlsa8sr5nxu5wxb">
<div style="line-height: 1.2;"><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Booii_2302024151718748"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Item 4. CONTROLS AND PROCEDURES</b></span></a></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">The Company maintains disclosure controls and procedures that are designed to ensure that information required to be disclosed in the Company&#8217;s reports under the Securities Exchange Act of 1934, as amended, is recorded, processed, summarized and reported within the time periods specified in the SEC&#8217;s rules and forms, and that such information is accumulated and communicated to the Company&#8217;s management, including its Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosures.&#160;Any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance of achieving the desired control objectives.&#160;The Company&#8217;s management, with the participation of the Company&#8217;s Chief Executive Officer and Chief Financial Officer, has evaluated the effectiveness of the design and operation of the Company&#8217;s disclosure controls and procedures as of <span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_GNO6JEC82O00000000000000000000FM">July 31, 2025</span></span>.&#160;Based upon that evaluation and subject to the foregoing, the Company&#8217;s Chief Executive Officer and Chief Financial Officer concluded that the design and operation of the Company&#8217;s disclosure controls and procedures are effective to accomplish their objectives.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">There was no change in the Company&#8217;s internal control over financial r<span class="selected" style="line-height: inherit;">eporti</span>ng that occurred during the quarter ended <span style="line-height: inherit;"><span class="Linked" style="line-height: inherit;" id="fs_41VJ9T3HAO00000000000000000000FM">July 31, 2025</span></span>, that has materially affected, or is reasonably likely to materially affect, the Company&#8217;s internal control over financial reporting.<a href="#TOC"></a></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div style="line-height: 1.2;">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">
<tbody>
<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit;"><span id="PageBreakNo47" class="pageno">47</span></span></td>











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<hr class="horizontalLineRemoved" style="border-bottom-color: #000000; border-top-color: #000000; color: #000000; background-color: #000000;"/>
<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>











</div>











</div><div style="font-family: 'times new roman', times; font-size: 10pt;" id="D2vhudt7wbpmjq0w3r20vl">
<div style="line-height: 1.2; margin: 10pt 0pt 0pt; text-indent: 0pt;"><a style="text-decoration: none; color: rgb(0, 0, 0); cursor: default; outline: none;" href="#TOC" id="BPII_2572025104328165"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>PART II.&#160;&#160;OTHER INFORMATION</b></span></a></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><b><a id="legal" href="#"></a><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="B58gt_240202415379280"><span style="font-family: 'times new roman', times; line-height: inherit;">Item <span id="fs_Y20YBPE52800000000000000000000fs">1</span>. LEGAL PROCEEDINGS</span></a></b></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">For information with respect to our legal proceedings, see Note <span id="fs_NUGIUW3WM800000000000000000000fs">7</span> to the Condensed Consolidated Financial Statements in Part I, Item <span id="fs_P7TIVTT68W00000000000000000000fs">1</span> of this Quarterly Report on Form 10-Q.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><b><a id="Item_2." href="#"></a><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="B98fd_2402024153742698">Item <span id="fs_CWRH5IPDDS00000000000000000000fs">2</span>. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS.</a></b></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><b>Recent Sales of Unregistered Equity Securities</b></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">None.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><b>Issuer Purchases of Equity Securities </b></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;"><span style="color: #000000; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'times new roman', times; margin: 0pt; line-height: 1.2;">On December 18, 2024, the Board authorized an incremental increase to our repurchase program and on April 11, 2025, the Board authorized another increase to our repurchase program,&#160;</span></span><span style="font-size: 10pt; line-height: 115%; color: #000000;">such
that, inclusive of any amounts remaining under the existing repurchase
authorization, as of April 11, 2025, we were authorized to repurchase up to
$30.6 million of our Class A common stock.&#160;</span><span style="font-size: 10.0pt;"><span>Under the program, repurchases may be made from time to time in open market transactions, in privately negotiated transactions or otherwise. The timing and the actual dollar amount repurchased will depend on a variety of factors,</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span>including legal requirements, price, future tax implications and economic and market conditions. The repurchase program may be changed, suspended or discontinued at any time and does not have a specified expiration date.&#160;</span></span><span style="font-size: 10.0pt;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman', serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">As of July 31, 2025, $<span id="fs_C5J17HIG7K00000000000000000000FM">26.4 </span>million of our Class A common stock was available to be purchased under the stock repurchase program.</span></span></span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">&#160;</span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">There were no repurchases of common stock for the third&#160;quarter of fiscal 2025.</span>



































































<br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">&#160;</p>
<div style="border-left: none; border-right: none; line-height: 1.2;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0px; text-align: left; text-indent: 0px; line-height: 1.2;"><b><a id="Item_5._OTHER_INFORMATION" href="#"></a><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="B54cf_240202415382416">Item <em style="font: inherit;"><span id="fs_JEFGLRUS7K00000000000000000000fs">5</span>.&#160;</em>OTHER INFORMATION</a></b></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">During the <em style="font: inherit;"><span style="border-left: none; border-right: none;"><span id="fs_YGELZA4KMO00000000000000000000FM">three</span></span></em> months ended <span class="Linked" style="line-height: inherit;" id="fs_RRAGJRKNTC00000000000000000000FM">July 31, 2025</span><em style="font: inherit;">, </em><em style="font: inherit;">no</em> director or officer (as defined in Rule <em style="font: inherit;"><span id="fs_47JL58P7BK00000000000000000000fs">16</span>a</em>-<em style="font: inherit;"><span id="fs_THDEU20MAO00000000000000000000fs">1</span></em>(f) of the Exchange Act) of the Company <span class="ParaMarked" style="-sec-ix-hidden:Tag33">adopted</span> or <span class="ParaMarked" style="-sec-ix-hidden:Tag32">terminated</span> a "<span class="ParaMarked" style="-sec-ix-hidden:Tag30">Rule <em style="font: inherit;"><span style="border-left: none; border-right: none;">10</span>b<span style="border-left: none; border-right: none;">5</span></em>-<em style="font: inherit;"><span style="border-left: none; border-right: none;">1</span></em></span>&#160;trading arrangement" or "<span class="ParaMarked" style="-sec-ix-hidden:Tag31">non-Rule <em style="font: inherit;"><span style="border-left: none; border-right: none;">10</span>b<span style="border-left: none; border-right: none;">5</span></em>-<em style="font: inherit;"><span style="border-left: none; border-right: none;">1</span></em></span>&#160;trading arrangement," as each term is defined in Item <em style="font: inherit;"><span id="fs_TTL9Z2NPU800000000000000000000fs">408</span></em>(a) of Regulation S-K.</p>
<p style="margin: 0px; font-size: 12pt; font-family: 'Times New Roman', serif; text-indent: 0px; line-height: 1.2; text-align: left;"><span style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</span></p>
<div>
<div id="t_ft_8AJ0WBBCY800000000000000000000b">
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<tbody>
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<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt; line-height: inherit;"><span id="PageBreakNo48" class="pageno">48</span></span></td>






































































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<div class="pageBreak" style="page-break-before: always; font-size: 10pt; text-align: left;"><a href="#TOC">Table of Contents</a></div>






































































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<div><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bitem6_2912024122043152"><span style="font-family: 'times new roman', times;"><b>Item 6.</b></span></a></div>































































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<div><span><span style="font-family: 'times new roman', times;"><b>EXHIBITS</b></span></span></div>































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">3(a)</p>































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919005975/ex_139015.htm">Restated Certificate of Incorporation of the Registrant&#160;(Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed on March 29, 2019).</a></p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">3(b)</p>































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000143774923008254/ex_493796.htm">Second Amended and Restated Bylaws of the Registrant (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed on March 28, 2023).</a></p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">4(a)</p>































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919005975/ex_139016.htm">Specimen Class&#160;A Common Stock Certificate (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed on March 29, 2019).</a></p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">4(b)</p>































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; color: blue;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000143774919005975/ex_139017.htm">Specimen Class&#160;B Common Stock Certificate (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed on March 29, 2019).</a></p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 34px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">4(c)</p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 34px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000110465905032309/a05-11774_2ex4d1.htm">Certificate of Designations, Powers, Preferences and Rights of the 7.625% Series&#160;A Preferred Stock of Hovnanian Enterprises,&#160;Inc., dated July 12, 2005 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed on July 13, 2005).</a></p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">4(d)</p>































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000035729408000034/ex4bcertseriesb.htm">Certificate of Designations of the Series&#160;B Junior Preferred Stock of Hovnanian Enterprises,&#160;Inc., dated August&#160;14, 2008 (Incorporated by reference to Exhibits to Quarterly Report on Form 10-Q of the Registrant for the quarter ended July 31, 2008).</a></p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">4(e)</p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 34px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000035729408000032/rightsagreementexhibit.htm">Rights Agreement, dated as of August&#160;14, 2008, between Hovnanian Enterprises,&#160;Inc. and National City Bank, as Rights Agent, which includes the Form of Certificate of Designation as Exhibit&#160;A, Form of Right Certificate as Exhibit&#160;B and the Summary of Rights as Exhibit&#160;C (Incorporated by reference to Exhibits to the Registration Statement on Form 8-A of the Registrant filed on August 14, 2008).</a></p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">4(f)</p>































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000143774918000530/ex_102887.htm">Amendment No. 1 to Rights Agreement, dated as of January 11, 2018, between Hovnanian Enterprises, Inc. and Computershare Trust Company, N.A. (as successor to National City Bank), as Rights Agent, which includes the amended and restated Form of Rights Certificate as Exhibit 1 and the amended and restated Summary of Rights as Exhibit 2 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed on January 11, 2018).</a></p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 34px; vertical-align: top;" valign="top">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">4(g)</p>































































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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 34px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; font-color: blue;"><a style="-sec-extract:exhibit" href="http://www.sec.gov/Archives/edgar/data/357294/000143774921000881/ex_220860.htm"><span style="text-decoration: underline;">Amendment No. 2 to Rights Agreement, dated as of January 18, 2021, between the Company and Computershare Trust Company, N.A. (as successor to National City Bank), as Rights Agent, which includes the amended and restated Form of Rights Certificate as Exhibit 1 and the amended and restated Summary of Rights as Exhibit 2</span> (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed January 19, 2021).</a></p>































































</td>
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<tr style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px;">&#160;</td>
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<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">4(h)</span></td>
<td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><a href="http://www.sec.gov/Archives/edgar/data/357294/000143774924001208/ex_614017.htm" style="-sec-extract:exhibit">Amendment No. 3 to Rights Agreement, dated as of January 11, 2024, between the Company and Computershare Trust Company, N.A. (as successor to National City Bank), as Rights Agent, which includes the amended and restated Form of Rights Certificate as Exhibit 1 and the amended and restated Summary of Rights as Exhibit 2 (Incorporated by reference to Exhibits to Current Report on Form 8-K of the Registrant filed January 11, 2024).</a></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"><br/></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">10(a)*</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><a href="ex10a_1.htm" style="-sec-extract:exhibit">Form of 2025 Associate Performance Share Unit Agreement EBIT Class A.</a></td>
</tr>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">10(b)*</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><a href="ex10b_2.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">Form of 2025 Associate Performance Share Unit Agreement EBIT Class B.</span></a></td>
</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">10(c)*</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><a href="ex10c_3.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">Form of 2025 Associate Phantom Performance Share Unit Agreement EBIT.</span></a></td>
</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">10(d)*</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><a href="ex10d_4.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">Form of 2025 Associate Performance Share Unit Agreement EBIT ROI Class A.</span></a></td>
</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">10(e)*</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><a href="ex10e_5.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">Form of 2025 Associate Performance Share Unit Agreement EBIT ROI Class B.</span></a></td>
</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><br/></td>
</tr>
<tr style="height: 15px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;">10(f)*</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 15px;"><a href="ex10f_6.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">Form of 2025 Associate Phantom Performance Share Unit Agreement EBIT ROI.</span></a></td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"><br/></td>
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<td class="pgno" style="padding: 0px; text-align: center;"><span class="pageno" style="font-size: 10pt;"><span id="PageBreakNo49" class="pageno">49</span></span></td>































































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<td style="height: 17px; vertical-align: top; width: 6%;" valign="top"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">31(a)</span></td>
<td style="height: 17px; vertical-align: top; width: 94%;" valign="top"><a href="ex31a_7.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">Rule&#160;13a-14(a)/15d-14(a) Certification of Chief Executive Officer.</span></a></td>

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<td style="height: 17px; vertical-align: top; width: 6%;" valign="top"><br/></td>
<td style="height: 17px; vertical-align: top; width: 94%;" valign="top"><br/></td>

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<td style="height: 17px; vertical-align: top; width: 6%;" valign="top"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">31(b)</span></td>
<td style="height: 17px; vertical-align: top; width: 94%;" valign="top"><a href="ex31b_8.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">R</span><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">ule&#160;13a-14(a)/15d-14(a) Certification of Chief Financial Officer.</span></a></td>

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<td style="height: 17px; vertical-align: top; width: 6%;" valign="top"><br/></td>
<td style="height: 17px; vertical-align: top; width: 94%;" valign="top"><br/></td>

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<td style="height: 17px; vertical-align: top; width: 6%;" valign="top"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">32(a)</span></td>
<td style="height: 17px; vertical-align: top; width: 94%;" valign="top"><a href="ex32a_9.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">Section&#160;1350 Certification of Chief Executive Officer.</span></a></td>

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<td style="height: 17px; vertical-align: top; width: 6%;" valign="top"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">32(b)</span></td>
<td style="height: 17px; vertical-align: top; width: 94%;" valign="top"><a href="ex32b_10.htm" style="-sec-extract:exhibit"><span style="font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-weight: 400; display: inline !important;">Section&#160;1350 Certification of Chief Financial Officer.</span></a></td>

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<td style="height: 37px; vertical-align: top; width: 6%;" valign="top"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">101</span></td>
<td style="height: 37px; vertical-align: top; width: 94%; padding: 0px;" valign="top"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">The following financial information from our Quarterly Report on Form 10-Q for the quarter ended July 31, 2025, formatted in inline Extensible Business Reporting Language (Inline XBRL): (i) the Condensed Consolidated Balance Sheets at July<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;31, 2025</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;</span>and October 31, 2024, (ii) the Condensed Consolidated Statements of Operations for the <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">three and nine months ended July 31, 2025 and 2024</span>, (iii) the Condensed Consolidated Statements of Changes in Equity for the <span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">three and nine months ended July 31, 2025 and 2024</span>, (iv) the Condensed Consolidated Statements of Cash Flows for the nine<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">&#160;months ended July 31, 2025 and 2024</span>, and (v) the Notes to Condensed Consolidated Financial Statements.</span></td>

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<td style="height: 10px; vertical-align: top; width: 6%;" valign="top"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">104</span></td>
<td style="height: 10px; vertical-align: top; width: 94%;" valign="top"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Cover Page from our Quarterly Report on Form 10-Q for the three months ended Ju<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">ly 31, 2025</span>, formatted in Inline XBRL (and contained in Exhibit 101).</span></td>

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<td style="vertical-align: top; width: 94%; height: 15px;"><span style="font-style: italic;">*Management contracts or compensation plans or arrangements.</span></td>

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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><br/></span></p>
<div style="text-align: center;"><span><a style="text-decoration: none; color: #000000; cursor: default; outline: none; pointer-events: none;" href="#TOC" id="Bkju_2302024153329576"><span style="font-family: 'times new roman', times;">SIGNATURES</span></a></span></div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="font-family: 'times new roman', times;">HOVNANIAN ENTERPRISES, INC.</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="font-family: 'times new roman', times;">(Registrant)</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">DATE:</span></p>



























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<td style="vertical-align: top; width: 47%; height: 17px;"><span style="font-family: 'times new roman', times;"><span class="Linked" id="fs_7HKPXYN53K00000000000000000000FM">August 29, 2025</span></span></td>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="text-decoration: underline;">/s/ ARA K. HOVNANIAN</span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;&#160;</span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">Ara&#160;K. Hovnanian</span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;&#160;</span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">Chairman of the Board, Chief Executive Officer and President</p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">(Principal Executive Officer)</p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">DATE:</span></p>



























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<td style="vertical-align: top; width: 47%; height: 17px;"><span style="font-family: 'times new roman', times;"><span class="Linked" id="fs_5QZHUI6Q1C00000000000000000000FM">August 29, 2025</span></span></td>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="text-decoration: underline;"><span style="font-family: 'times new roman', times;">/s/ BRAD O&#8217;CONNOR</span></span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">&#160;</span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">Brad O&#8217;Connor</span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;">Chief Financial Officer</span></p>



























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<td style="vertical-align: top; width: 47%; height: 17px;">(Principal Financial Officer and Principal Accounting Officer)</td>



























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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_NonRule10b51ArrTrmntdFlag" xlink:label="NonRule10b51ArrTrmntdFlag" xlink:title="NonRule10b51ArrTrmntdFlag" />
    <link:label xlink:type="resource" xlink:label="label_NonRule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonRule10b51ArrTrmntdFlag" xml:lang="en-US" id="label_NonRule10b51ArrTrmntdFlag">Non-Rule 10b5-1 Arrangement Terminated [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonRule10b51ArrTrmntdFlag" xlink:to="label_NonRule10b51ArrTrmntdFlag" xlink:title="Label : NonRule10b51ArrTrmntdFlag to label_NonRule10b51ArrTrmntdFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_Rule10b51ArrTrmntdFlag" xlink:label="Rule10b51ArrTrmntdFlag" xlink:title="Rule10b51ArrTrmntdFlag" />
    <link:label xlink:type="resource" xlink:label="label_Rule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Rule10b51ArrTrmntdFlag" xml:lang="en-US" id="label_Rule10b51ArrTrmntdFlag">Rule 10b5-1 Arrangement Terminated [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Rule10b51ArrTrmntdFlag" xlink:to="label_Rule10b51ArrTrmntdFlag" xlink:title="Label : Rule10b51ArrTrmntdFlag to label_Rule10b51ArrTrmntdFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_TrdArrAdoptionDate" xlink:label="TrdArrAdoptionDate" xlink:title="TrdArrAdoptionDate" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrAdoptionDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrAdoptionDate" xml:lang="en-US" id="label_TrdArrAdoptionDate">Trading Arrangement Adoption Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrAdoptionDate" xlink:to="label_TrdArrAdoptionDate" xlink:title="Label : TrdArrAdoptionDate to label_TrdArrAdoptionDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_NonRule10b51ArrAdoptedFlag" xlink:label="NonRule10b51ArrAdoptedFlag" xlink:title="NonRule10b51ArrAdoptedFlag" />
    <link:label xlink:type="resource" xlink:label="label_NonRule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonRule10b51ArrAdoptedFlag" xml:lang="en-US" id="label_NonRule10b51ArrAdoptedFlag">Non-Rule 10b5-1 Arrangement Adopted [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonRule10b51ArrAdoptedFlag" xlink:to="label_NonRule10b51ArrAdoptedFlag" xlink:title="Label : NonRule10b51ArrAdoptedFlag to label_NonRule10b51ArrAdoptedFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_Rule10b51ArrAdoptedFlag" xlink:label="Rule10b51ArrAdoptedFlag" xlink:title="Rule10b51ArrAdoptedFlag" />
    <link:label xlink:type="resource" xlink:label="label_Rule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Rule10b51ArrAdoptedFlag" xml:lang="en-US" id="label_Rule10b51ArrAdoptedFlag">Rule 10b5-1 Arrangement Adopted [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Rule10b51ArrAdoptedFlag" xlink:to="label_Rule10b51ArrAdoptedFlag" xlink:title="Label : Rule10b51ArrAdoptedFlag to label_Rule10b51ArrAdoptedFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_TrdArrIndTitle" xlink:label="TrdArrIndTitle" xlink:title="TrdArrIndTitle" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrIndTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrIndTitle" xml:lang="en-US" id="label_TrdArrIndTitle">Trading Arrangement, Individual Title</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrIndTitle" xlink:to="label_TrdArrIndTitle" xlink:title="Label : TrdArrIndTitle to label_TrdArrIndTitle" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_TrdArrIndName" xlink:label="TrdArrIndName" xlink:title="TrdArrIndName" />
    <link:label xlink:type="resource" xlink:label="label_TrdArrIndName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrdArrIndName" xml:lang="en-US" id="label_TrdArrIndName">Trading Arrangement, Individual Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrdArrIndName" xlink:to="label_TrdArrIndName" xlink:title="Label : TrdArrIndName to label_TrdArrIndName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_MtrlTermsOfTrdArrTextBlock" xlink:label="MtrlTermsOfTrdArrTextBlock" xlink:title="MtrlTermsOfTrdArrTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_MtrlTermsOfTrdArrTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MtrlTermsOfTrdArrTextBlock" xml:lang="en-US" id="label_MtrlTermsOfTrdArrTextBlock">Material Terms of Trading Arrangement [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MtrlTermsOfTrdArrTextBlock" xlink:to="label_MtrlTermsOfTrdArrTextBlock" xlink:title="Label : MtrlTermsOfTrdArrTextBlock to label_MtrlTermsOfTrdArrTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet_2" xml:lang="en-US" id="label_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet_2">Costs and Expenses Excluding Corporate General and Administrative, Real Estate Inventory Interest Expense Not Eligible for Capitalization and Other Operating Expenses, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" xlink:to="label_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet_2" xlink:title="Label : CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet to label_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_AllIndividualsMember" xlink:label="AllIndividualsMember" xlink:title="AllIndividualsMember" />
    <link:label xlink:type="resource" xlink:label="label_AllIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllIndividualsMember" xml:lang="en-US" id="label_AllIndividualsMember">All Individuals [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllIndividualsMember" xlink:to="label_AllIndividualsMember" xlink:title="Label : AllIndividualsMember to label_AllIndividualsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_IndividualAxis" xlink:label="IndividualAxis" xlink:title="IndividualAxis" />
    <link:label xlink:type="resource" xlink:label="label_IndividualAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IndividualAxis" xml:lang="en-US" id="label_IndividualAxis">Individual [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IndividualAxis" xlink:to="label_IndividualAxis" xlink:title="Label : IndividualAxis to label_IndividualAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_AllTradingArrangementsMember" xlink:label="AllTradingArrangementsMember" xlink:title="AllTradingArrangementsMember" />
    <link:label xlink:type="resource" xlink:label="label_AllTradingArrangementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllTradingArrangementsMember" xml:lang="en-US" id="label_AllTradingArrangementsMember">All Trading Arrangements [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllTradingArrangementsMember" xlink:to="label_AllTradingArrangementsMember" xlink:title="Label : AllTradingArrangementsMember to label_AllTradingArrangementsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" xlink:label="DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" xlink:title="DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" xml:lang="en-US" id="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock">The entire disclosure for interest costs that were capitalized to properties under development during the land development and construction period of a project, and which are included in inventory.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" xlink:to="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" xlink:title="Label : DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock to label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_TradingArrAxis" xlink:label="TradingArrAxis" xlink:title="TradingArrAxis" />
    <link:label xlink:type="resource" xlink:label="label_TradingArrAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TradingArrAxis" xml:lang="en-US" id="label_TradingArrAxis">Trading Arrangement [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingArrAxis" xlink:to="label_TradingArrAxis" xlink:title="Label : TradingArrAxis to label_TradingArrAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_TradingArrByIndTable" xlink:label="TradingArrByIndTable" xlink:title="TradingArrByIndTable" />
    <link:label xlink:type="resource" xlink:label="label_TradingArrByIndTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TradingArrByIndTable" xml:lang="en-US" id="label_TradingArrByIndTable">Trading Arrangements, by Individual [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingArrByIndTable" xlink:to="label_TradingArrByIndTable" xlink:title="Label : TradingArrByIndTable to label_TradingArrByIndTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#ecd_InsiderTradingArrLineItems" xlink:label="InsiderTradingArrLineItems" xlink:title="InsiderTradingArrLineItems" />
    <link:label xlink:type="resource" xlink:label="label_InsiderTradingArrLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InsiderTradingArrLineItems" xml:lang="en-US" id="label_InsiderTradingArrLineItems">Insider Trading Arrangements [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsiderTradingArrLineItems" xlink:to="label_InsiderTradingArrLineItems" xlink:title="Label : InsiderTradingArrLineItems to label_InsiderTradingArrLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SupplementalCashFlowElementsAbstract" xlink:label="SupplementalCashFlowElementsAbstract" xlink:title="SupplementalCashFlowElementsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_SupplementalCashFlowElementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SupplementalCashFlowElementsAbstract" xml:lang="en-US" id="label_SupplementalCashFlowElementsAbstract">Supplemental Cash Flow Elements [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowElementsAbstract" xlink:to="label_SupplementalCashFlowElementsAbstract" xlink:title="Label : SupplementalCashFlowElementsAbstract to label_SupplementalCashFlowElementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MinorityInterestDescription" xlink:label="MinorityInterestDescription" xlink:title="MinorityInterestDescription" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterestDescription" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MinorityInterestDescription" xml:lang="en-US" id="label_MinorityInterestDescription">Noncontrolling Interest, Description</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterestDescription" xlink:to="label_MinorityInterestDescription" xlink:title="Label : MinorityInterestDescription to label_MinorityInterestDescription" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterestDescription_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinorityInterestDescription_1" xml:lang="en-US" id="label_MinorityInterestDescription_1">Noncontrolling Interest, Description</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterestDescription" xlink:to="label_MinorityInterestDescription_1" xlink:title="Label : MinorityInterestDescription to label_MinorityInterestDescription_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RevenueSourcesDomain" xlink:label="RevenueSourcesDomain" xlink:title="RevenueSourcesDomain" />
    <link:label xlink:type="resource" xlink:label="label_RevenueSourcesDomain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RevenueSourcesDomain" xml:lang="en-US" id="label_RevenueSourcesDomain">Deatiled information about major payor source of revenue.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueSourcesDomain" xlink:to="label_RevenueSourcesDomain" xlink:title="Label : RevenueSourcesDomain to label_RevenueSourcesDomain" />
    <link:label xlink:type="resource" xlink:label="label_RevenueSourcesDomain_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevenueSourcesDomain_1" xml:lang="en-US" id="label_RevenueSourcesDomain_1">Revenue Sources [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueSourcesDomain" xlink:to="label_RevenueSourcesDomain_1" xlink:title="Label : RevenueSourcesDomain to label_RevenueSourcesDomain_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LiabilitiesExcludingAccruedIncomeTaxes" xlink:label="LiabilitiesExcludingAccruedIncomeTaxes" xlink:title="LiabilitiesExcludingAccruedIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesExcludingAccruedIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LiabilitiesExcludingAccruedIncomeTaxes" xml:lang="en-US" id="label_LiabilitiesExcludingAccruedIncomeTaxes">The amount of total carrying amounts as of the balance sheet date of all liabilities excluding accrued income taxes that are recognized.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesExcludingAccruedIncomeTaxes" xlink:to="label_LiabilitiesExcludingAccruedIncomeTaxes" xlink:title="Label : LiabilitiesExcludingAccruedIncomeTaxes to label_LiabilitiesExcludingAccruedIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesExcludingAccruedIncomeTaxes_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LiabilitiesExcludingAccruedIncomeTaxes_1" xml:lang="en-US" id="label_LiabilitiesExcludingAccruedIncomeTaxes_1">Total liabilities excluding income taxes payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesExcludingAccruedIncomeTaxes" xlink:to="label_LiabilitiesExcludingAccruedIncomeTaxes_1" xlink:title="Label : LiabilitiesExcludingAccruedIncomeTaxes to label_LiabilitiesExcludingAccruedIncomeTaxes_1" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesExcludingAccruedIncomeTaxes_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesExcludingAccruedIncomeTaxes_2" xml:lang="en-US" id="label_LiabilitiesExcludingAccruedIncomeTaxes_2">Liabilities Excluding Accrued Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesExcludingAccruedIncomeTaxes" xlink:to="label_LiabilitiesExcludingAccruedIncomeTaxes_2" xlink:title="Label : LiabilitiesExcludingAccruedIncomeTaxes to label_LiabilitiesExcludingAccruedIncomeTaxes_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:label="AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:title="AssetsExcludingDeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="label_AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AssetsExcludingDeferredIncomeTaxAssetsNet" xml:lang="en-US" id="label_AssetsExcludingDeferredIncomeTaxAssetsNet">The amount of total carrying amounts as of the balance sheet date of all assets excluding deferred income tax assets, net that are recognized.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:to="label_AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:title="Label : AssetsExcludingDeferredIncomeTaxAssetsNet to label_AssetsExcludingDeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="label_AssetsExcludingDeferredIncomeTaxAssetsNet_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_AssetsExcludingDeferredIncomeTaxAssetsNet_1" xml:lang="en-US" id="label_AssetsExcludingDeferredIncomeTaxAssetsNet_1">Total assets excluding deferred tax assets, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:to="label_AssetsExcludingDeferredIncomeTaxAssetsNet_1" xlink:title="Label : AssetsExcludingDeferredIncomeTaxAssetsNet to label_AssetsExcludingDeferredIncomeTaxAssetsNet_1" />
    <link:label xlink:type="resource" xlink:label="label_AssetsExcludingDeferredIncomeTaxAssetsNet_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsExcludingDeferredIncomeTaxAssetsNet_2" xml:lang="en-US" id="label_AssetsExcludingDeferredIncomeTaxAssetsNet_2">Assets Excluding Deferred Income Tax Assets, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsExcludingDeferredIncomeTaxAssetsNet" xlink:to="label_AssetsExcludingDeferredIncomeTaxAssetsNet_2" xlink:title="Label : AssetsExcludingDeferredIncomeTaxAssetsNet to label_AssetsExcludingDeferredIncomeTaxAssetsNet_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:label="NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:title="NonconsolidatedInvesteesHomebuildingJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonconsolidatedInvesteesHomebuildingJointVentureMember" xml:lang="en-US" id="label_NonconsolidatedInvesteesHomebuildingJointVentureMember">This member stands for the information pertaining to "Homebuilding Joint Venture" a nonconsolidated joint venturer of the reporting entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:to="label_NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:title="Label : NonconsolidatedInvesteesHomebuildingJointVentureMember to label_NonconsolidatedInvesteesHomebuildingJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:label="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:title="RealEstateInventoryExpenseNotEligibleForCapitalization" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization">Interest cost which does not qualify for interest capitalization.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:to="label_RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:title="Label : RealEstateInventoryExpenseNotEligibleForCapitalization to label_RealEstateInventoryExpenseNotEligibleForCapitalization" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization_1" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization_1">Other interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:to="label_RealEstateInventoryExpenseNotEligibleForCapitalization_1" xlink:title="Label : RealEstateInventoryExpenseNotEligibleForCapitalization to label_RealEstateInventoryExpenseNotEligibleForCapitalization_1" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization_2" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization_2">Other interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:to="label_RealEstateInventoryExpenseNotEligibleForCapitalization_2" xlink:title="Label : RealEstateInventoryExpenseNotEligibleForCapitalization to label_RealEstateInventoryExpenseNotEligibleForCapitalization_2" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization_3" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization_3">Real Estate Inventory Expense Not Eligible for Capitalization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:to="label_RealEstateInventoryExpenseNotEligibleForCapitalization_3" xlink:title="Label : RealEstateInventoryExpenseNotEligibleForCapitalization to label_RealEstateInventoryExpenseNotEligibleForCapitalization_3" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryExpenseNotEligibleForCapitalization_4" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RealEstateInventoryExpenseNotEligibleForCapitalization_4" xml:lang="en-US" id="label_RealEstateInventoryExpenseNotEligibleForCapitalization_4">Less other interest expensed(2)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryExpenseNotEligibleForCapitalization" xlink:to="label_RealEstateInventoryExpenseNotEligibleForCapitalization_4" xlink:title="Label : RealEstateInventoryExpenseNotEligibleForCapitalization to label_RealEstateInventoryExpenseNotEligibleForCapitalization_4" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_MortgageLoansHeldForSaleDisclosureAbstract" xlink:label="MortgageLoansHeldForSaleDisclosureAbstract" xlink:title="MortgageLoansHeldForSaleDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansHeldForSaleDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansHeldForSaleDisclosureAbstract" xml:lang="en-US" id="label_MortgageLoansHeldForSaleDisclosureAbstract">Mortgage Loans Held for Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansHeldForSaleDisclosureAbstract" xlink:to="label_MortgageLoansHeldForSaleDisclosureAbstract" xlink:title="Label : MortgageLoansHeldForSaleDisclosureAbstract to label_MortgageLoansHeldForSaleDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_1" xml:lang="en-US" id="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_1">Interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" xlink:to="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_1" xlink:title="Label : DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock to label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_2" xml:lang="en-US" id="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_2">Disclosure Of Real Estate Inventory Capitalized Interest Costs [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" xlink:to="label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_2" xlink:title="Label : DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock to label_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsOfFinancingCosts" xlink:label="PaymentsOfFinancingCosts" xlink:title="PaymentsOfFinancingCosts" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfFinancingCosts" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsOfFinancingCosts" xml:lang="en-US" id="label_PaymentsOfFinancingCosts">Deferred financing costs from land banking financing programs and note issuances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfFinancingCosts" xlink:to="label_PaymentsOfFinancingCosts" xlink:title="Label : PaymentsOfFinancingCosts to label_PaymentsOfFinancingCosts" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfFinancingCosts_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsOfFinancingCosts_1" xml:lang="en-US" id="label_PaymentsOfFinancingCosts_1">Payments of Financing Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfFinancingCosts" xlink:to="label_PaymentsOfFinancingCosts_1" xlink:title="Label : PaymentsOfFinancingCosts to label_PaymentsOfFinancingCosts_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SecuritiesBorrowedCreditLossExpenseReversal" xlink:label="SecuritiesBorrowedCreditLossExpenseReversal" xlink:title="SecuritiesBorrowedCreditLossExpenseReversal" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedCreditLossExpenseReversal" xml:lang="en-US" id="label_SecuritiesBorrowedCreditLossExpenseReversal">Securities Borrowed, Credit Loss Expense (Reversal)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedCreditLossExpenseReversal" xlink:to="label_SecuritiesBorrowedCreditLossExpenseReversal" xlink:title="Label : SecuritiesBorrowedCreditLossExpenseReversal to label_SecuritiesBorrowedCreditLossExpenseReversal" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:label="SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:title="SecuritiesBorrowedAllowanceForCreditLossRollForward" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossRollForward" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossRollForward">Loan origination reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossRollForward to label_SecuritiesBorrowedAllowanceForCreditLossRollForward" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedCreditLossExpenseReversal_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuritiesBorrowedCreditLossExpenseReversal_1" xml:lang="en-US" id="label_SecuritiesBorrowedCreditLossExpenseReversal_1">Provisions for estimated losses during the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedCreditLossExpenseReversal" xlink:to="label_SecuritiesBorrowedCreditLossExpenseReversal_1" xlink:title="Label : SecuritiesBorrowedCreditLossExpenseReversal to label_SecuritiesBorrowedCreditLossExpenseReversal_1" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1" xml:lang="en-US" id="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1">Nonconsolidated Investees, Homebuilding Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:to="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1" xlink:title="Label : NonconsolidatedInvesteesHomebuildingJointVentureMember to label_NonconsolidatedInvesteesHomebuildingJointVentureMember_1" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2" xml:lang="en-US" id="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2">Homebuilding Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesHomebuildingJointVentureMember" xlink:to="label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2" xlink:title="Label : NonconsolidatedInvesteesHomebuildingJointVentureMember to label_NonconsolidatedInvesteesHomebuildingJointVentureMember_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xlink:label="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xlink:title="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xml:lang="en-US" id="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember">Nonconsolidated Investees, Land Development Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xlink:to="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xlink:title="Label : NonconsolidatedInvesteesLandDevelopmentJointVentureMember to label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1" xml:lang="en-US" id="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1">Land Development Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" xlink:to="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1" xlink:title="Label : NonconsolidatedInvesteesLandDevelopmentJointVentureMember to label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:label="RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:title="RestrictedCashAssetStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList">Restricted Cash, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:to="label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" xlink:title="Label : RestrictedCashAssetStatementOfFinancialPositionExtensibleList to label_RestrictedCashAssetStatementOfFinancialPositionExtensibleList" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RevenueSourcesAxis" xlink:label="RevenueSourcesAxis" xlink:title="RevenueSourcesAxis" />
    <link:label xlink:type="resource" xlink:label="label_RevenueSourcesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevenueSourcesAxis" xml:lang="en-US" id="label_RevenueSourcesAxis">Revenue Sources [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueSourcesAxis" xlink:to="label_RevenueSourcesAxis" xlink:title="Label : RevenueSourcesAxis to label_RevenueSourcesAxis" />
    <link:label xlink:type="resource" xlink:label="label_RevenueSourcesAxis_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RevenueSourcesAxis_1" xml:lang="en-US" id="label_RevenueSourcesAxis_1">Information by major payor source of revenue.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueSourcesAxis" xlink:to="label_RevenueSourcesAxis_1" xlink:title="Label : RevenueSourcesAxis to label_RevenueSourcesAxis_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="ResidentialRealEstateMember" xlink:title="ResidentialRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="label_ResidentialRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ResidentialRealEstateMember" xml:lang="en-US" id="label_ResidentialRealEstateMember">Residential Real Estate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ResidentialRealEstateMember" xlink:to="label_ResidentialRealEstateMember" xlink:title="Label : ResidentialRealEstateMember to label_ResidentialRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="label_ResidentialRealEstateMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ResidentialRealEstateMember_1" xml:lang="en-US" id="label_ResidentialRealEstateMember_1">Sale of homes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ResidentialRealEstateMember" xlink:to="label_ResidentialRealEstateMember_1" xlink:title="Label : ResidentialRealEstateMember to label_ResidentialRealEstateMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancialServiceMember" xlink:label="FinancialServiceMember" xlink:title="FinancialServiceMember" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServiceMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialServiceMember" xml:lang="en-US" id="label_FinancialServiceMember">Financial Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServiceMember" xlink:to="label_FinancialServiceMember" xlink:title="Label : FinancialServiceMember to label_FinancialServiceMember" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServiceMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialServiceMember_1" xml:lang="en-US" id="label_FinancialServiceMember_1">Financial Services [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServiceMember" xlink:to="label_FinancialServiceMember_1" xlink:title="Label : FinancialServiceMember to label_FinancialServiceMember_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:label="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:title="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xml:lang="en-US" id="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock">Schedule of activity in loan origination reserves [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:to="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:title="Label : ScheduleOfActivityInLoanOriginationReservesTableTextBlock to label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_1" xml:lang="en-US" id="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_1">Tabular disclosure of activity in loan origination reserves.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:to="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_1" xlink:title="Label : ScheduleOfActivityInLoanOriginationReservesTableTextBlock to label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_2" xml:lang="en-US" id="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_2">Schedule of Activity in Loan Origination Reserves [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" xlink:to="label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_2" xlink:title="Label : ScheduleOfActivityInLoanOriginationReservesTableTextBlock to label_ScheduleOfActivityInLoanOriginationReservesTableTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SecuritiesBorrowedAllowanceForCreditLossTable" xlink:label="SecuritiesBorrowedAllowanceForCreditLossTable" xlink:title="SecuritiesBorrowedAllowanceForCreditLossTable" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossTable" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossTable">Securities Borrowed, Allowance for Credit Loss [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossTable" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossTable" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossTable to label_SecuritiesBorrowedAllowanceForCreditLossTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CollateralizedDebtObligationsMember" xlink:label="CollateralizedDebtObligationsMember" xlink:title="CollateralizedDebtObligationsMember" />
    <link:label xlink:type="resource" xlink:label="label_CollateralizedDebtObligationsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralizedDebtObligationsMember" xml:lang="en-US" id="label_CollateralizedDebtObligationsMember">Collateralized Debt Obligations [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsMember" xlink:to="label_CollateralizedDebtObligationsMember" xlink:title="Label : CollateralizedDebtObligationsMember to label_CollateralizedDebtObligationsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:label="SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:title="SecuritiesBorrowedAllowanceForCreditLossLineItems" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossLineItems" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossLineItems">Securities Borrowed, Allowance for Credit Loss [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossLineItems to label_SecuritiesBorrowedAllowanceForCreditLossLineItems" />
    <link:label xlink:type="resource" xlink:label="label_CollateralizedDebtObligationsMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CollateralizedDebtObligationsMember_1" xml:lang="en-US" id="label_CollateralizedDebtObligationsMember_1">Collateralized Debt Obligations [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsMember" xlink:to="label_CollateralizedDebtObligationsMember_1" xlink:title="Label : CollateralizedDebtObligationsMember to label_CollateralizedDebtObligationsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1">Mortgage Loans Held for Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossLineItems" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossLineItems to label_SecuritiesBorrowedAllowanceForCreditLossLineItems_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentCollateralAmount" xlink:label="DebtInstrumentCollateralAmount" xlink:title="DebtInstrumentCollateralAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCollateralAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentCollateralAmount" xml:lang="en-US" id="label_DebtInstrumentCollateralAmount">Debt Instrument, Collateral Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCollateralAmount" xlink:to="label_DebtInstrumentCollateralAmount" xlink:title="Label : DebtInstrumentCollateralAmount to label_DebtInstrumentCollateralAmount" />
    <link:label xlink:type="resource" xlink:label="label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1" xml:lang="en-US" id="label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1">Securities Borrowed, Allowance for Credit Loss [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesBorrowedAllowanceForCreditLossRollForward" xlink:to="label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1" xlink:title="Label : SecuritiesBorrowedAllowanceForCreditLossRollForward to label_SecuritiesBorrowedAllowanceForCreditLossRollForward_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:label="NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:title="NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xml:lang="en-US" id="label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock">Recent Accounting Pronouncements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:to="label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:title="Label : NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock to label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="RelatedPartyTransactionsDisclosureTextBlock" xlink:title="RelatedPartyTransactionsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionsDisclosureTextBlock" xml:lang="en-US" id="label_RelatedPartyTransactionsDisclosureTextBlock">Transactions with Related Parties.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsDisclosureTextBlock" xlink:to="label_RelatedPartyTransactionsDisclosureTextBlock" xlink:title="Label : RelatedPartyTransactionsDisclosureTextBlock to label_RelatedPartyTransactionsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RelatedPartyTransactionsDisclosureTextBlock_1" xml:lang="en-US" id="label_RelatedPartyTransactionsDisclosureTextBlock_1">Transactions with Related Parties</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsDisclosureTextBlock" xlink:to="label_RelatedPartyTransactionsDisclosureTextBlock_1" xlink:title="Label : RelatedPartyTransactionsDisclosureTextBlock to label_RelatedPartyTransactionsDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_IssuerRule10b51MaterialTermsTextBlock" xlink:label="IssuerRule10b51MaterialTermsTextBlock" xlink:title="IssuerRule10b51MaterialTermsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_IssuerRule10b51MaterialTermsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IssuerRule10b51MaterialTermsTextBlock" xml:lang="en-US" id="label_IssuerRule10b51MaterialTermsTextBlock">Other Information</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuerRule10b51MaterialTermsTextBlock" xlink:to="label_IssuerRule10b51MaterialTermsTextBlock" xlink:title="Label : IssuerRule10b51MaterialTermsTextBlock to label_IssuerRule10b51MaterialTermsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="SubsequentEventsTextBlock" xlink:title="SubsequentEventsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubsequentEventsTextBlock" xml:lang="en-US" id="label_SubsequentEventsTextBlock">Subsequent Events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="label_SubsequentEventsTextBlock" xlink:title="Label : SubsequentEventsTextBlock to label_SubsequentEventsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityMethodInvestmentsDisclosureTextBlock" xlink:label="EquityMethodInvestmentsDisclosureTextBlock" xlink:title="EquityMethodInvestmentsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityMethodInvestmentsDisclosureTextBlock" xml:lang="en-US" id="label_EquityMethodInvestmentsDisclosureTextBlock">Investments in Unconsolidated Homebuilding and Land Development Joint Ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentsDisclosureTextBlock" xlink:to="label_EquityMethodInvestmentsDisclosureTextBlock" xlink:title="Label : EquityMethodInvestmentsDisclosureTextBlock to label_EquityMethodInvestmentsDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="IncomeTaxDisclosureTextBlock" xlink:title="IncomeTaxDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxDisclosureTextBlock" xml:lang="en-US" id="label_IncomeTaxDisclosureTextBlock">Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxDisclosureTextBlock" xlink:to="label_IncomeTaxDisclosureTextBlock" xlink:title="Label : IncomeTaxDisclosureTextBlock to label_IncomeTaxDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock">Common Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock" xlink:title="Label : StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockTextBlock" xlink:label="PreferredStockTextBlock" xlink:title="PreferredStockTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreferredStockTextBlock" xml:lang="en-US" id="label_PreferredStockTextBlock">Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockTextBlock" xlink:to="label_PreferredStockTextBlock" xlink:title="Label : PreferredStockTextBlock to label_PreferredStockTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DisclosureOfMortgageLoansTextBlock" xlink:label="DisclosureOfMortgageLoansTextBlock" xlink:title="DisclosureOfMortgageLoansTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfMortgageLoansTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DisclosureOfMortgageLoansTextBlock" xml:lang="en-US" id="label_DisclosureOfMortgageLoansTextBlock">The entire disclosure for mortgage loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfMortgageLoansTextBlock" xlink:to="label_DisclosureOfMortgageLoansTextBlock" xlink:title="Label : DisclosureOfMortgageLoansTextBlock to label_DisclosureOfMortgageLoansTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfMortgageLoansTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DisclosureOfMortgageLoansTextBlock_1" xml:lang="en-US" id="label_DisclosureOfMortgageLoansTextBlock_1">Mortgages</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfMortgageLoansTextBlock" xlink:to="label_DisclosureOfMortgageLoansTextBlock_1" xlink:title="Label : DisclosureOfMortgageLoansTextBlock to label_DisclosureOfMortgageLoansTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfMortgageLoansTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfMortgageLoansTextBlock_2" xml:lang="en-US" id="label_DisclosureOfMortgageLoansTextBlock_2">Disclosure of Mortgage Loans [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfMortgageLoansTextBlock" xlink:to="label_DisclosureOfMortgageLoansTextBlock_2" xlink:title="Label : DisclosureOfMortgageLoansTextBlock to label_DisclosureOfMortgageLoansTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US" id="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="Label : LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:title="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xml:lang="en-US" id="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">Variable Interest Entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:title="Label : OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract to label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xml:lang="en-US" id="label_PaymentsOfDividendsPreferredStockAndPreferenceStock">Preferred dividends paid</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="Label : PaymentsOfDividendsPreferredStockAndPreferenceStock to label_PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividendsPreferredStockAndPreferenceStock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsOfDividendsPreferredStockAndPreferenceStock_1" xml:lang="en-US" id="label_PaymentsOfDividendsPreferredStockAndPreferenceStock_1">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="label_PaymentsOfDividendsPreferredStockAndPreferenceStock_1" xlink:title="Label : PaymentsOfDividendsPreferredStockAndPreferenceStock to label_PaymentsOfDividendsPreferredStockAndPreferenceStock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MinorityInterestPeriodIncreaseDecrease" xlink:label="MinorityInterestPeriodIncreaseDecrease" xlink:title="MinorityInterestPeriodIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterestPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MinorityInterestPeriodIncreaseDecrease" xml:lang="en-US" id="label_MinorityInterestPeriodIncreaseDecrease">Changes in noncontrolling interest in consolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterestPeriodIncreaseDecrease" xlink:to="label_MinorityInterestPeriodIncreaseDecrease" xlink:title="Label : MinorityInterestPeriodIncreaseDecrease to label_MinorityInterestPeriodIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterestPeriodIncreaseDecrease_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinorityInterestPeriodIncreaseDecrease_1" xml:lang="en-US" id="label_MinorityInterestPeriodIncreaseDecrease_1">Noncontrolling Interest, Period Increase (Decrease)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterestPeriodIncreaseDecrease" xlink:to="label_MinorityInterestPeriodIncreaseDecrease_1" xlink:title="Label : MinorityInterestPeriodIncreaseDecrease to label_MinorityInterestPeriodIncreaseDecrease_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_HomeBuildingSegmentMember" xlink:label="HomeBuildingSegmentMember" xlink:title="HomeBuildingSegmentMember" />
    <link:label xlink:type="resource" xlink:label="label_HomeBuildingSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_HomeBuildingSegmentMember" xml:lang="en-US" id="label_HomeBuildingSegmentMember">Home Building [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomeBuildingSegmentMember" xlink:to="label_HomeBuildingSegmentMember" xlink:title="Label : HomeBuildingSegmentMember to label_HomeBuildingSegmentMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_HomeBuildingMember" xlink:label="HomeBuildingMember" xlink:title="HomeBuildingMember" />
    <link:label xlink:type="resource" xlink:label="label_HomeBuildingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_HomeBuildingMember" xml:lang="en-US" id="label_HomeBuildingMember">Home Building [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomeBuildingMember" xlink:to="label_HomeBuildingMember" xlink:title="Label : HomeBuildingMember to label_HomeBuildingMember" />
    <link:label xlink:type="resource" xlink:label="label_HomeBuildingMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HomeBuildingMember_1" xml:lang="en-US" id="label_HomeBuildingMember_1">Home Building [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomeBuildingMember" xlink:to="label_HomeBuildingMember_1" xlink:title="Label : HomeBuildingMember to label_HomeBuildingMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccruedIncomeTaxes" xlink:label="AccruedIncomeTaxes" xlink:title="AccruedIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="label_AccruedIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccruedIncomeTaxes" xml:lang="en-US" id="label_AccruedIncomeTaxes">Accrued Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedIncomeTaxes" xlink:to="label_AccruedIncomeTaxes" xlink:title="Label : AccruedIncomeTaxes to label_AccruedIncomeTaxes" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="StockholdersEquityAbstract" xlink:title="StockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityAbstract" xml:lang="en-US" id="label_StockholdersEquityAbstract">Equity, Attributable to Parent [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="label_StockholdersEquityAbstract" xlink:title="Label : StockholdersEquityAbstract to label_StockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityAbstract_1" xml:lang="en-US" id="label_StockholdersEquityAbstract_1">Stockholders' equity:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="label_StockholdersEquityAbstract_1" xlink:title="Label : StockholdersEquityAbstract to label_StockholdersEquityAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_1" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_1">Equity, Including Portion Attributable to Noncontrolling Interest [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet" xlink:label="DebtInstrumentUnamortizedDiscountPremiumNet" xlink:title="DebtInstrumentUnamortizedDiscountPremiumNet" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentUnamortizedDiscountPremiumNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentUnamortizedDiscountPremiumNet" xml:lang="en-US" id="label_DebtInstrumentUnamortizedDiscountPremiumNet">Net (discounts) premiums</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAbstract" xml:lang="en-US" id="label_LiabilitiesAbstract">Liabilities [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_BodilyInjuryInsuranceDeductibleForActionOverClaims" xlink:label="BodilyInjuryInsuranceDeductibleForActionOverClaims" xlink:title="BodilyInjuryInsuranceDeductibleForActionOverClaims" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceDeductibleForActionOverClaims" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_BodilyInjuryInsuranceDeductibleForActionOverClaims" xml:lang="en-US" id="label_BodilyInjuryInsuranceDeductibleForActionOverClaims">The annual deductible amount for bodily injury claims for action over claims.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceDeductibleForActionOverClaims_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BodilyInjuryInsuranceDeductibleForActionOverClaims_1" xml:lang="en-US" id="label_BodilyInjuryInsuranceDeductibleForActionOverClaims_1">Bodily Injury Insurance Deductible for Action Over Claims</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceDeductibleForActionOverClaims" xlink:to="label_BodilyInjuryInsuranceDeductibleForActionOverClaims_1" xlink:title="Label : BodilyInjuryInsuranceDeductibleForActionOverClaims to label_BodilyInjuryInsuranceDeductibleForActionOverClaims_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList">Operating Lease, Liability, Statement of Financial Position</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:to="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:title="Label : OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList to label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1" xml:lang="en-US" id="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1">Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:to="label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1" xlink:title="Label : OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList to label_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity" xlink:label="LineOfCreditFacilityCurrentBorrowingCapacity" xlink:title="LineOfCreditFacilityCurrentBorrowingCapacity" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCurrentBorrowingCapacity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCurrentBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditFacilityCurrentBorrowingCapacity">Line of Credit Facility, Current Borrowing Capacity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCurrentBorrowingCapacity" xlink:to="label_LineOfCreditFacilityCurrentBorrowingCapacity" xlink:title="Label : LineOfCreditFacilityCurrentBorrowingCapacity to label_LineOfCreditFacilityCurrentBorrowingCapacity" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCurrentBorrowingCapacity_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCurrentBorrowingCapacity_1" xml:lang="en-US" id="label_LineOfCreditFacilityCurrentBorrowingCapacity_1">Line Of Credit Facility Current Borrowing Capacity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCurrentBorrowingCapacity" xlink:to="label_LineOfCreditFacilityCurrentBorrowingCapacity_1" xlink:title="Label : LineOfCreditFacilityCurrentBorrowingCapacity to label_LineOfCreditFacilityCurrentBorrowingCapacity_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_FlagstarBankNAMember" xlink:label="FlagstarBankNAMember" xlink:title="FlagstarBankNAMember" />
    <link:label xlink:type="resource" xlink:label="label_FlagstarBankNAMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FlagstarBankNAMember" xml:lang="en-US" id="label_FlagstarBankNAMember">Flagstar Bank N A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FlagstarBankNAMember" xlink:to="label_FlagstarBankNAMember" xlink:title="Label : FlagstarBankNAMember to label_FlagstarBankNAMember" />
    <link:label xlink:type="resource" xlink:label="label_FlagstarBankNAMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FlagstarBankNAMember_1" xml:lang="en-US" id="label_FlagstarBankNAMember_1">This member stands for the information pertaining to "Flagstar Bank, N.A.".</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FlagstarBankNAMember" xlink:to="label_FlagstarBankNAMember_1" xlink:title="Label : FlagstarBankNAMember to label_FlagstarBankNAMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_CommitmentsAndContingenciesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US" id="label_CommitmentsAndContingenciesDisclosureTextBlock">Commitments and Contingent Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="label_CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="Label : CommitmentsAndContingenciesDisclosureTextBlock to label_CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LoansHeldForSaleMember" xlink:label="LoansHeldForSaleMember" xlink:title="LoansHeldForSaleMember" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansHeldForSaleMember" xml:lang="en-US" id="label_LoansHeldForSaleMember">Mortgage Loans Held For Sale [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMember" xlink:to="label_LoansHeldForSaleMember" xlink:title="Label : LoansHeldForSaleMember to label_LoansHeldForSaleMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProductWarrantyDisclosureTextBlock" xlink:label="ProductWarrantyDisclosureTextBlock" xlink:title="ProductWarrantyDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProductWarrantyDisclosureTextBlock" xml:lang="en-US" id="label_ProductWarrantyDisclosureTextBlock">Warranty Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyDisclosureTextBlock" xlink:to="label_ProductWarrantyDisclosureTextBlock" xlink:title="Label : ProductWarrantyDisclosureTextBlock to label_ProductWarrantyDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_MortgageLoansHeldForSaleCarryingValue" xlink:label="MortgageLoansHeldForSaleCarryingValue" xlink:title="MortgageLoansHeldForSaleCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansHeldForSaleCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansHeldForSaleCarryingValue" xml:lang="en-US" id="label_MortgageLoansHeldForSaleCarryingValue">Mortgage Loans Held-for-sale Carrying Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansHeldForSaleCarryingValue" xlink:to="label_MortgageLoansHeldForSaleCarryingValue" xlink:title="Label : MortgageLoansHeldForSaleCarryingValue to label_MortgageLoansHeldForSaleCarryingValue" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:label="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:title="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xml:lang="en-US" id="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock">Schedule of fair value of each series of Notes and Credit Facilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:to="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:title="Label : FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock to label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:label="FairValueOptionQuantitativeDisclosuresTextBlock" xlink:title="FairValueOptionQuantitativeDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueOptionQuantitativeDisclosuresTextBlock" xml:lang="en-US" id="label_FairValueOptionQuantitativeDisclosuresTextBlock">Schedule of change in fair value included in financial services revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOptionQuantitativeDisclosuresTextBlock" xlink:to="label_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:title="Label : FairValueOptionQuantitativeDisclosuresTextBlock to label_FairValueOptionQuantitativeDisclosuresTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VariableInterestEntityDisclosureTextBlock" xlink:label="VariableInterestEntityDisclosureTextBlock" xlink:title="VariableInterestEntityDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_VariableInterestEntityDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityDisclosureTextBlock" xml:lang="en-US" id="label_VariableInterestEntityDisclosureTextBlock">Variable Interest Entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityDisclosureTextBlock" xlink:to="label_VariableInterestEntityDisclosureTextBlock" xlink:title="Label : VariableInterestEntityDisclosureTextBlock to label_VariableInterestEntityDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US" id="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">Stock Compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="Label : DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock to label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:title="BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xml:lang="en-US" id="label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock">Basis of Presentation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:to="label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:title="Label : BasisOfPresentationAndSignificantAccountingPoliciesTextBlock to label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubsequentEventLineItems" xlink:label="SubsequentEventLineItems" xlink:title="SubsequentEventLineItems" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventLineItems" xml:lang="en-US" id="label_SubsequentEventLineItems">Subsequent Event [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventLineItems" xlink:to="label_SubsequentEventLineItems" xlink:title="Label : SubsequentEventLineItems to label_SubsequentEventLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubsequentEventTable" xlink:label="SubsequentEventTable" xlink:title="SubsequentEventTable" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTable" xml:lang="en-US" id="label_SubsequentEventTable">Subsequent Event [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTable" xlink:to="label_SubsequentEventTable" xlink:title="Label : SubsequentEventTable to label_SubsequentEventTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionLineItems" xlink:label="RelatedPartyTransactionLineItems" xlink:title="RelatedPartyTransactionLineItems" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionLineItems" xml:lang="en-US" id="label_RelatedPartyTransactionLineItems">Related Party Transaction [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionLineItems" xlink:to="label_RelatedPartyTransactionLineItems" xlink:title="Label : RelatedPartyTransactionLineItems to label_RelatedPartyTransactionLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:label="ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:title="ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xml:lang="en-US" id="label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable">Schedule of Related Party Transactions, by Related Party [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:to="label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:title="Label : ScheduleOfRelatedPartyTransactionsByRelatedPartyTable to label_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <link:label xlink:type="resource" xlink:label="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xml:lang="en-US" id="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable">Fair Value, Recurring and Nonrecurring [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="Label : FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfEquityMethodInvestmentsLineItems" xlink:label="ScheduleOfEquityMethodInvestmentsLineItems" xlink:title="ScheduleOfEquityMethodInvestmentsLineItems" />
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    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEquityMethodInvestmentsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfEquityMethodInvestmentsTable" xml:lang="en-US" id="label_ScheduleOfEquityMethodInvestmentsTable">Schedule of Equity Method Investments [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEquityMethodInvestmentsTable" xlink:to="label_ScheduleOfEquityMethodInvestmentsTable" xlink:title="Label : ScheduleOfEquityMethodInvestmentsTable to label_ScheduleOfEquityMethodInvestmentsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLossCarryforwardsLineItems" xlink:label="OperatingLossCarryforwardsLineItems" xlink:title="OperatingLossCarryforwardsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLossCarryforwardsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLossCarryforwardsLineItems" xml:lang="en-US" id="label_OperatingLossCarryforwardsLineItems">Operating Loss Carryforwards [Line Items]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLossCarryforwardsTable" xlink:label="OperatingLossCarryforwardsTable" xlink:title="OperatingLossCarryforwardsTable" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLossCarryforwardsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLossCarryforwardsTable" xml:lang="en-US" id="label_OperatingLossCarryforwardsTable">Operating Loss Carryforwards [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsTable" xlink:to="label_OperatingLossCarryforwardsTable" xlink:title="Label : OperatingLossCarryforwardsTable to label_OperatingLossCarryforwardsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockLineItems" xlink:label="ClassOfStockLineItems" xlink:title="ClassOfStockLineItems" />
    <link:label xlink:type="resource" xlink:label="label_ClassOfStockLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ClassOfStockLineItems" xml:lang="en-US" id="label_ClassOfStockLineItems">Class of Stock [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassOfStockLineItems" xlink:to="label_ClassOfStockLineItems" xlink:title="Label : ClassOfStockLineItems to label_ClassOfStockLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="ScheduleOfStockByClassTable" xlink:title="ScheduleOfStockByClassTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfStockByClassTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfStockByClassTable" xml:lang="en-US" id="label_ScheduleOfStockByClassTable">Schedule of Stock by Class [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfStockByClassTable" xlink:to="label_ScheduleOfStockByClassTable" xlink:title="Label : ScheduleOfStockByClassTable to label_ScheduleOfStockByClassTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="DebtInstrumentLineItems" xlink:title="DebtInstrumentLineItems" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentLineItems" xml:lang="en-US" id="label_DebtInstrumentLineItems">Debt Instrument [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentLineItems" xlink:to="label_DebtInstrumentLineItems" xlink:title="Label : DebtInstrumentLineItems to label_DebtInstrumentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentTable" xlink:label="DebtInstrumentTable" xlink:title="DebtInstrumentTable" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentTable" xml:lang="en-US" id="label_DebtInstrumentTable">Schedule of Long-Term Debt Instruments [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentTable" xlink:to="label_DebtInstrumentTable" xlink:title="Label : DebtInstrumentTable to label_DebtInstrumentTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsLineItems" xlink:label="CashAndCashEquivalentsLineItems" xlink:title="CashAndCashEquivalentsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsLineItems" xml:lang="en-US" id="label_CashAndCashEquivalentsLineItems">Cash and Cash Equivalents [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsLineItems" xlink:to="label_CashAndCashEquivalentsLineItems" xlink:title="Label : CashAndCashEquivalentsLineItems to label_CashAndCashEquivalentsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfCashAndCashEquivalentsTable" xlink:label="ScheduleOfCashAndCashEquivalentsTable" xlink:title="ScheduleOfCashAndCashEquivalentsTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfCashAndCashEquivalentsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfCashAndCashEquivalentsTable" xml:lang="en-US" id="label_ScheduleOfCashAndCashEquivalentsTable">Schedule of Cash and Cash Equivalents [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfCashAndCashEquivalentsTable" xlink:to="label_ScheduleOfCashAndCashEquivalentsTable" xlink:title="Label : ScheduleOfCashAndCashEquivalentsTable to label_ScheduleOfCashAndCashEquivalentsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LossContingenciesLineItems" xlink:label="LossContingenciesLineItems" xlink:title="LossContingenciesLineItems" />
    <link:label xlink:type="resource" xlink:label="label_LossContingenciesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingenciesLineItems" xml:lang="en-US" id="label_LossContingenciesLineItems">Loss Contingencies [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingenciesLineItems" xlink:to="label_LossContingenciesLineItems" xlink:title="Label : LossContingenciesLineItems to label_LossContingenciesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LossContingenciesTable" xlink:label="LossContingenciesTable" xlink:title="LossContingenciesTable" />
    <link:label xlink:type="resource" xlink:label="label_LossContingenciesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingenciesTable" xml:lang="en-US" id="label_LossContingenciesTable">Loss Contingencies [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingenciesTable" xlink:to="label_LossContingenciesTable" xlink:title="Label : LossContingenciesTable to label_LossContingenciesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProductWarrantyLiabilityLineItems" xlink:label="ProductWarrantyLiabilityLineItems" xlink:title="ProductWarrantyLiabilityLineItems" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyLiabilityLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyLiabilityLineItems" xml:lang="en-US" id="label_ProductWarrantyLiabilityLineItems">Product Warranty Liability [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyLiabilityLineItems" xlink:to="label_ProductWarrantyLiabilityLineItems" xlink:title="Label : ProductWarrantyLiabilityLineItems to label_ProductWarrantyLiabilityLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProductWarrantyLiabilityTable" xlink:label="ProductWarrantyLiabilityTable" xlink:title="ProductWarrantyLiabilityTable" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyLiabilityTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyLiabilityTable" xml:lang="en-US" id="label_ProductWarrantyLiabilityTable">Product Warranty Liability [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyLiabilityTable" xlink:to="label_ProductWarrantyLiabilityTable" xlink:title="Label : ProductWarrantyLiabilityTable to label_ProductWarrantyLiabilityTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RealEstateLineItems" xlink:label="RealEstateLineItems" xlink:title="RealEstateLineItems" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateLineItems" xml:lang="en-US" id="label_RealEstateLineItems">Real Estate [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateLineItems" xlink:to="label_RealEstateLineItems" xlink:title="Label : RealEstateLineItems to label_RealEstateLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RealEstateTable" xlink:label="RealEstateTable" xlink:title="RealEstateTable" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateTable" xml:lang="en-US" id="label_RealEstateTable">Real Estate [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateTable" xlink:to="label_RealEstateTable" xlink:title="Label : RealEstateTable to label_RealEstateTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="SegmentReportingInformationLineItems" xlink:title="SegmentReportingInformationLineItems" />
    <link:label xlink:type="resource" xlink:label="label_SegmentReportingInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentReportingInformationLineItems" xml:lang="en-US" id="label_SegmentReportingInformationLineItems">Segment Reporting Information [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingInformationLineItems" xlink:to="label_SegmentReportingInformationLineItems" xlink:title="Label : SegmentReportingInformationLineItems to label_SegmentReportingInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="ScheduleOfSegmentReportingInformationBySegmentTable" xlink:title="ScheduleOfSegmentReportingInformationBySegmentTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfSegmentReportingInformationBySegmentTable" xml:lang="en-US" id="label_ScheduleOfSegmentReportingInformationBySegmentTable">Schedule of Segment Reporting Information, by Segment [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSegmentReportingInformationBySegmentTable" xlink:to="label_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:title="Label : ScheduleOfSegmentReportingInformationBySegmentTable to label_ScheduleOfSegmentReportingInformationBySegmentTable" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PrincipalCommencingSeptember302028Member" xlink:label="PrincipalCommencingSeptember302028Member" xlink:title="PrincipalCommencingSeptember302028Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302028Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PrincipalCommencingSeptember302028Member" xml:lang="en-US" id="label_PrincipalCommencingSeptember302028Member">Principal Commencing September 30, 2028 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302028Member" xlink:to="label_PrincipalCommencingSeptember302028Member" xlink:title="Label : PrincipalCommencingSeptember302028Member to label_PrincipalCommencingSeptember302028Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302028Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingSeptember302028Member_1" xml:lang="en-US" id="label_PrincipalCommencingSeptember302028Member_1">Principal Commencing September 30, 2028 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302028Member" xlink:to="label_PrincipalCommencingSeptember302028Member_1" xlink:title="Label : PrincipalCommencingSeptember302028Member to label_PrincipalCommencingSeptember302028Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PrincipalCommencingMarch302026Member" xlink:label="PrincipalCommencingMarch302026Member" xlink:title="PrincipalCommencingMarch302026Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingMarch302026Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PrincipalCommencingMarch302026Member" xml:lang="en-US" id="label_PrincipalCommencingMarch302026Member">Principal Commencing March 30, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingMarch302026Member" xlink:to="label_PrincipalCommencingMarch302026Member" xlink:title="Label : PrincipalCommencingMarch302026Member to label_PrincipalCommencingMarch302026Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingMarch302026Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingMarch302026Member_1" xml:lang="en-US" id="label_PrincipalCommencingMarch302026Member_1">Principal Commencing March 30, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingMarch302026Member" xlink:to="label_PrincipalCommencingMarch302026Member_1" xlink:title="Label : PrincipalCommencingMarch302026Member to label_PrincipalCommencingMarch302026Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RedeemablePriorToMarch302026Member" xlink:label="RedeemablePriorToMarch302026Member" xlink:title="RedeemablePriorToMarch302026Member" />
    <link:label xlink:type="resource" xlink:label="label_RedeemablePriorToMarch302026Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RedeemablePriorToMarch302026Member" xml:lang="en-US" id="label_RedeemablePriorToMarch302026Member">Redeemable Prior to March 30, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedeemablePriorToMarch302026Member" xlink:to="label_RedeemablePriorToMarch302026Member" xlink:title="Label : RedeemablePriorToMarch302026Member to label_RedeemablePriorToMarch302026Member" />
    <link:label xlink:type="resource" xlink:label="label_RedeemablePriorToMarch302026Member_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RedeemablePriorToMarch302026Member_1" xml:lang="en-US" id="label_RedeemablePriorToMarch302026Member_1">Redeemable Prior to March 30, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedeemablePriorToMarch302026Member" xlink:to="label_RedeemablePriorToMarch302026Member_1" xlink:title="Label : RedeemablePriorToMarch302026Member to label_RedeemablePriorToMarch302026Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:label="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:title="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" />
    <link:label xlink:type="resource" xlink:label="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xml:lang="en-US" id="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember">Redemption With Net Cash Proceeds From Certain Equity Offerings Member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:to="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:title="Label : RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember to label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" />
    <link:label xlink:type="resource" xlink:label="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1" xml:lang="en-US" id="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1">Redemption With Net Cash Proceeds From Certain Equity Offerings Member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" xlink:to="label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1" xlink:title="Label : RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember to label_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xlink:label="DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xlink:title="DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xml:lang="en-US" id="label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed">Debt Instrument, Redemption Price, Percentage of Principal Amount Redeemed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xlink:to="label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" xlink:title="Label : DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed to label_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PrincipalCommencingSeptember302027Member" xlink:label="PrincipalCommencingSeptember302027Member" xlink:title="PrincipalCommencingSeptember302027Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302027Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PrincipalCommencingSeptember302027Member" xml:lang="en-US" id="label_PrincipalCommencingSeptember302027Member">Principal Commencing September 30, 2027 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302027Member" xlink:to="label_PrincipalCommencingSeptember302027Member" xlink:title="Label : PrincipalCommencingSeptember302027Member to label_PrincipalCommencingSeptember302027Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302027Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingSeptember302027Member_1" xml:lang="en-US" id="label_PrincipalCommencingSeptember302027Member_1">Principal Commencing September 30, 2027 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302027Member" xlink:to="label_PrincipalCommencingSeptember302027Member_1" xlink:title="Label : PrincipalCommencingSeptember302027Member to label_PrincipalCommencingSeptember302027Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PrincipalCommencingSeptember302026Member" xlink:label="PrincipalCommencingSeptember302026Member" xlink:title="PrincipalCommencingSeptember302026Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302026Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingSeptember302026Member" xml:lang="en-US" id="label_PrincipalCommencingSeptember302026Member">Principal Commencing September 30, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302026Member" xlink:to="label_PrincipalCommencingSeptember302026Member" xlink:title="Label : PrincipalCommencingSeptember302026Member to label_PrincipalCommencingSeptember302026Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302026Member_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PrincipalCommencingSeptember302026Member_1" xml:lang="en-US" id="label_PrincipalCommencingSeptember302026Member_1">Principal Commencing September 30, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302026Member" xlink:to="label_PrincipalCommencingSeptember302026Member_1" xlink:title="Label : PrincipalCommencingSeptember302026Member to label_PrincipalCommencingSeptember302026Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PrincipalCommencingSeptember302025Member" xlink:label="PrincipalCommencingSeptember302025Member" xlink:title="PrincipalCommencingSeptember302025Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302025Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingSeptember302025Member" xml:lang="en-US" id="label_PrincipalCommencingSeptember302025Member">Principal Commencing September 30, 2025 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302025Member" xlink:to="label_PrincipalCommencingSeptember302025Member" xlink:title="Label : PrincipalCommencingSeptember302025Member to label_PrincipalCommencingSeptember302025Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingSeptember302025Member_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PrincipalCommencingSeptember302025Member_1" xml:lang="en-US" id="label_PrincipalCommencingSeptember302025Member_1">Principal Commencing September 30, 2025 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingSeptember302025Member" xlink:to="label_PrincipalCommencingSeptember302025Member_1" xlink:title="Label : PrincipalCommencingSeptember302025Member to label_PrincipalCommencingSeptember302025Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RedeemablePriorToSeptember302025Member" xlink:label="RedeemablePriorToSeptember302025Member" xlink:title="RedeemablePriorToSeptember302025Member" />
    <link:label xlink:type="resource" xlink:label="label_RedeemablePriorToSeptember302025Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RedeemablePriorToSeptember302025Member" xml:lang="en-US" id="label_RedeemablePriorToSeptember302025Member">Redeemable Prior to September 30, 2025 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedeemablePriorToSeptember302025Member" xlink:to="label_RedeemablePriorToSeptember302025Member" xlink:title="Label : RedeemablePriorToSeptember302025Member to label_RedeemablePriorToSeptember302025Member" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RedeemablePriorToSeptember302025Member" xlink:to="label_RedeemablePriorToSeptember302025Member_1" xlink:title="Label : RedeemablePriorToSeptember302025Member to label_RedeemablePriorToSeptember302025Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DisclosureOfIssuerRule10b51MaterialTermsAbstract" xlink:label="DisclosureOfIssuerRule10b51MaterialTermsAbstract" xlink:title="DisclosureOfIssuerRule10b51MaterialTermsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfIssuerRule10b51MaterialTermsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfIssuerRule10b51MaterialTermsAbstract" xml:lang="en-US" id="label_DisclosureOfIssuerRule10b51MaterialTermsAbstract">Other Information</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfIssuerRule10b51MaterialTermsAbstract" xlink:to="label_DisclosureOfIssuerRule10b51MaterialTermsAbstract" xlink:title="Label : DisclosureOfIssuerRule10b51MaterialTermsAbstract to label_DisclosureOfIssuerRule10b51MaterialTermsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="SubsequentEventsAbstract" xlink:title="SubsequentEventsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventsAbstract" xml:lang="en-US" id="label_SubsequentEventsAbstract">Subsequent Events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsAbstract" xlink:to="label_SubsequentEventsAbstract" xlink:title="Label : SubsequentEventsAbstract to label_SubsequentEventsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="RelatedPartyTransactionsAbstract" xlink:title="RelatedPartyTransactionsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionsAbstract" xml:lang="en-US" id="label_RelatedPartyTransactionsAbstract">Transactions with Related Parties</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsAbstract" xlink:to="label_RelatedPartyTransactionsAbstract" xlink:title="Label : RelatedPartyTransactionsAbstract to label_RelatedPartyTransactionsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="label_FairValueDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueDisclosuresAbstract" xml:lang="en-US" id="label_FairValueDisclosuresAbstract">Fair Value of Financial Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresAbstract" xlink:to="label_FairValueDisclosuresAbstract" xlink:title="Label : FairValueDisclosuresAbstract to label_FairValueDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccountingChangesAndErrorCorrectionsAbstract" xlink:label="AccountingChangesAndErrorCorrectionsAbstract" xlink:title="AccountingChangesAndErrorCorrectionsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AccountingChangesAndErrorCorrectionsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountingChangesAndErrorCorrectionsAbstract" xml:lang="en-US" id="label_AccountingChangesAndErrorCorrectionsAbstract">Recent Accounting Pronouncements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountingChangesAndErrorCorrectionsAbstract" xlink:to="label_AccountingChangesAndErrorCorrectionsAbstract" xlink:title="Label : AccountingChangesAndErrorCorrectionsAbstract to label_AccountingChangesAndErrorCorrectionsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityMethodInvestmentsAndJointVenturesAbstract" xlink:label="EquityMethodInvestmentsAndJointVenturesAbstract" xlink:title="EquityMethodInvestmentsAndJointVenturesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentsAndJointVenturesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentsAndJointVenturesAbstract" xml:lang="en-US" id="label_EquityMethodInvestmentsAndJointVenturesAbstract">Investments in Unconsolidated Homebuilding and Land Development Joint Ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentsAndJointVenturesAbstract" xlink:to="label_EquityMethodInvestmentsAndJointVenturesAbstract" xlink:title="Label : EquityMethodInvestmentsAndJointVenturesAbstract to label_EquityMethodInvestmentsAndJointVenturesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentReportingAbstract" xlink:label="SegmentReportingAbstract" xlink:title="SegmentReportingAbstract" />
    <link:label xlink:type="resource" xlink:label="label_SegmentReportingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentReportingAbstract" xml:lang="en-US" id="label_SegmentReportingAbstract">Operating and Reporting Segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingAbstract" xlink:to="label_SegmentReportingAbstract" xlink:title="Label : SegmentReportingAbstract to label_SegmentReportingAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxDisclosureAbstract" xml:lang="en-US" id="label_IncomeTaxDisclosureAbstract">Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="label_IncomeTaxDisclosureAbstract" xlink:title="Label : IncomeTaxDisclosureAbstract to label_IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteAbstract" xml:lang="en-US" id="label_StockholdersEquityNoteAbstract">Common Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteAbstract" xlink:to="label_StockholdersEquityNoteAbstract" xlink:title="Label : StockholdersEquityNoteAbstract to label_StockholdersEquityNoteAbstract" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DisclosureOfPreferredStockAbstract" xlink:label="DisclosureOfPreferredStockAbstract" xlink:title="DisclosureOfPreferredStockAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfPreferredStockAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfPreferredStockAbstract" xml:lang="en-US" id="label_DisclosureOfPreferredStockAbstract">Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfPreferredStockAbstract" xlink:to="label_DisclosureOfPreferredStockAbstract" xlink:title="Label : DisclosureOfPreferredStockAbstract to label_DisclosureOfPreferredStockAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="EarningsPerShareAbstract" xlink:title="EarningsPerShareAbstract" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareAbstract" xml:lang="en-US" id="label_EarningsPerShareAbstract">Per Share Calculation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareAbstract" xlink:to="label_EarningsPerShareAbstract" xlink:title="Label : EarningsPerShareAbstract to label_EarningsPerShareAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="DebtDisclosureAbstract" xlink:title="DebtDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DebtDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtDisclosureAbstract" xml:lang="en-US" id="label_DebtDisclosureAbstract">Senior Notes and Credit Facilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtDisclosureAbstract" xlink:to="label_DebtDisclosureAbstract" xlink:title="Label : DebtDisclosureAbstract to label_DebtDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtConversionConvertedInstrumentAmount1" xlink:label="DebtConversionConvertedInstrumentAmount1" xlink:title="DebtConversionConvertedInstrumentAmount1" />
    <link:label xlink:type="resource" xlink:label="label_DebtConversionConvertedInstrumentAmount1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtConversionConvertedInstrumentAmount1" xml:lang="en-US" id="label_DebtConversionConvertedInstrumentAmount1">Debt Conversion, Converted Instrument, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionConvertedInstrumentAmount1" xlink:to="label_DebtConversionConvertedInstrumentAmount1" xlink:title="Label : DebtConversionConvertedInstrumentAmount1 to label_DebtConversionConvertedInstrumentAmount1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromIssuanceOfSecuredDebt" xlink:label="ProceedsFromIssuanceOfSecuredDebt" xlink:title="ProceedsFromIssuanceOfSecuredDebt" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromIssuanceOfSecuredDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromIssuanceOfSecuredDebt" xml:lang="en-US" id="label_ProceedsFromIssuanceOfSecuredDebt">Proceeds from Issuance of Secured Debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfSecuredDebt" xlink:to="label_ProceedsFromIssuanceOfSecuredDebt" xlink:title="Label : ProceedsFromIssuanceOfSecuredDebt to label_ProceedsFromIssuanceOfSecuredDebt" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromIssuanceOfSecuredDebt_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromIssuanceOfSecuredDebt_1" xml:lang="en-US" id="label_ProceedsFromIssuanceOfSecuredDebt_1">Proceeds from senior secured notes and secured term loans, net of discount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfSecuredDebt" xlink:to="label_ProceedsFromIssuanceOfSecuredDebt_1" xlink:title="Label : ProceedsFromIssuanceOfSecuredDebt to label_ProceedsFromIssuanceOfSecuredDebt_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_AlternateBaseRateMember" xlink:label="AlternateBaseRateMember" xlink:title="AlternateBaseRateMember" />
    <link:label xlink:type="resource" xlink:label="label_AlternateBaseRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AlternateBaseRateMember" xml:lang="en-US" id="label_AlternateBaseRateMember">Alternate Base Rate Member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AlternateBaseRateMember" xlink:to="label_AlternateBaseRateMember" xlink:title="Label : AlternateBaseRateMember to label_AlternateBaseRateMember" />
    <link:label xlink:type="resource" xlink:label="label_AlternateBaseRateMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AlternateBaseRateMember_1" xml:lang="en-US" id="label_AlternateBaseRateMember_1">Alternate Base Rate Member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AlternateBaseRateMember" xlink:to="label_AlternateBaseRateMember_1" xlink:title="Label : AlternateBaseRateMember to label_AlternateBaseRateMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeDisclosureAbstract" xlink:label="LesseeDisclosureAbstract" xlink:title="LesseeDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_LesseeDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeDisclosureAbstract" xml:lang="en-US" id="label_LesseeDisclosureAbstract">Leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeDisclosureAbstract" xlink:to="label_LesseeDisclosureAbstract" xlink:title="Label : LesseeDisclosureAbstract to label_LesseeDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsAbstract" xlink:label="CashAndCashEquivalentsAbstract" xlink:title="CashAndCashEquivalentsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsAbstract" xml:lang="en-US" id="label_CashAndCashEquivalentsAbstract">Cash Equivalents, Restricted Cash and Customers' Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAbstract" xlink:to="label_CashAndCashEquivalentsAbstract" xlink:title="Label : CashAndCashEquivalentsAbstract to label_CashAndCashEquivalentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="CommitmentsAndContingenciesDisclosureAbstract" xlink:title="CommitmentsAndContingenciesDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_CommitmentsAndContingenciesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US" id="label_CommitmentsAndContingenciesDisclosureAbstract">Commitments and Contingent Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureAbstract" xlink:to="label_CommitmentsAndContingenciesDisclosureAbstract" xlink:title="Label : CommitmentsAndContingenciesDisclosureAbstract to label_CommitmentsAndContingenciesDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentRepurchaseAmount" xlink:label="DebtInstrumentRepurchaseAmount" xlink:title="DebtInstrumentRepurchaseAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRepurchaseAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentRepurchaseAmount" xml:lang="en-US" id="label_DebtInstrumentRepurchaseAmount">Debt Instrument, Repurchased Face Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchaseAmount" xlink:to="label_DebtInstrumentRepurchaseAmount" xlink:title="Label : DebtInstrumentRepurchaseAmount to label_DebtInstrumentRepurchaseAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRepurchaseAmount_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRepurchaseAmount_1" xml:lang="en-US" id="label_DebtInstrumentRepurchaseAmount_1">Debt Instrument, Repurchase Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchaseAmount" xlink:to="label_DebtInstrumentRepurchaseAmount_1" xlink:title="Label : DebtInstrumentRepurchaseAmount to label_DebtInstrumentRepurchaseAmount_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProductWarrantiesDisclosuresAbstract" xlink:label="ProductWarrantiesDisclosuresAbstract" xlink:title="ProductWarrantiesDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantiesDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantiesDisclosuresAbstract" xml:lang="en-US" id="label_ProductWarrantiesDisclosuresAbstract">Warranty Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantiesDisclosuresAbstract" xlink:to="label_ProductWarrantiesDisclosuresAbstract" xlink:title="Label : ProductWarrantiesDisclosuresAbstract to label_ProductWarrantiesDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentRepurchasedFaceAmount" xlink:label="DebtInstrumentRepurchasedFaceAmount" xlink:title="DebtInstrumentRepurchasedFaceAmount" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchasedFaceAmount" xlink:to="label_DebtInstrumentRepurchasedFaceAmount" xlink:title="Label : DebtInstrumentRepurchasedFaceAmount to label_DebtInstrumentRepurchasedFaceAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeasesTextBlock" xlink:label="LesseeOperatingLeasesTextBlock" xlink:title="LesseeOperatingLeasesTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsDisclosureTextBlock" xlink:label="CashAndCashEquivalentsDisclosureTextBlock" xlink:title="CashAndCashEquivalentsDisclosureTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" xlink:label="DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" xlink:title="DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienNotesDue2025Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The100SeniorSecured175LienNotesDue2025Member" xml:lang="en-US" id="label_The100SeniorSecured175LienNotesDue2025Member">The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienNotesDue2025Member_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_The100SeniorSecured175LienNotesDue2025Member_1" xml:lang="en-US" id="label_The100SeniorSecured175LienNotesDue2025Member_1">The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The100SeniorSecured175LienNotesDue2025Member" xlink:to="label_The100SeniorSecured175LienNotesDue2025Member_2" xlink:title="Label : The100SeniorSecured175LienNotesDue2025Member to label_The100SeniorSecured175LienNotesDue2025Member_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The1175SeniorSecured125LienNotesDue2029Member" xlink:label="The1175SeniorSecured125LienNotesDue2029Member" xlink:title="The1175SeniorSecured125LienNotesDue2029Member" />
    <link:label xlink:type="resource" xlink:label="label_The1175SeniorSecured125LienNotesDue2029Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The1175SeniorSecured125LienNotesDue2029Member" xml:lang="en-US" id="label_The1175SeniorSecured125LienNotesDue2029Member">The 1175 Senior Secured 125 Lien Notes Due 2029 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1175SeniorSecured125LienNotesDue2029Member" xlink:to="label_The1175SeniorSecured125LienNotesDue2029Member" xlink:title="Label : The1175SeniorSecured125LienNotesDue2029Member to label_The1175SeniorSecured125LienNotesDue2029Member" />
    <link:label xlink:type="resource" xlink:label="label_The1175SeniorSecured125LienNotesDue2029Member_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_The1175SeniorSecured125LienNotesDue2029Member_1" xml:lang="en-US" id="label_The1175SeniorSecured125LienNotesDue2029Member_1">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1175SeniorSecured125LienNotesDue2029Member" xlink:to="label_The1175SeniorSecured125LienNotesDue2029Member_1" xlink:title="Label : The1175SeniorSecured125LienNotesDue2029Member to label_The1175SeniorSecured125LienNotesDue2029Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The80SeniorSecured1125LienNotesDue2028Member" xlink:label="The80SeniorSecured1125LienNotesDue2028Member" xlink:title="The80SeniorSecured1125LienNotesDue2028Member" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorSecured1125LienNotesDue2028Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_The80SeniorSecured1125LienNotesDue2028Member" xml:lang="en-US" id="label_The80SeniorSecured1125LienNotesDue2028Member">The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorSecured1125LienNotesDue2028Member" xlink:to="label_The80SeniorSecured1125LienNotesDue2028Member" xlink:title="Label : The80SeniorSecured1125LienNotesDue2028Member to label_The80SeniorSecured1125LienNotesDue2028Member" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorSecured1125LienNotesDue2028Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The80SeniorSecured1125LienNotesDue2028Member_1" xml:lang="en-US" id="label_The80SeniorSecured1125LienNotesDue2028Member_1">The 80 Senior Secured 1125 Lien Notes Due 2028 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorSecured1125LienNotesDue2028Member" xlink:to="label_The80SeniorSecured1125LienNotesDue2028Member_1" xlink:title="Label : The80SeniorSecured1125LienNotesDue2028Member to label_The80SeniorSecured1125LienNotesDue2028Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" xlink:label="InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" xlink:title="InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" xml:lang="en-US" id="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges">The amount of impairment charges recorded to date on our mothballed communities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" xlink:to="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" xlink:title="Label : InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges to label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges_1" xml:lang="en-US" id="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges_1">Inventory Real Estate Mothballed Communities Accumulated Impairment Charges</link:label>
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    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges_2" xml:lang="en-US" id="label_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges_2">Inventory Real Estate Mothballed Communities Accumulated Impairment Charges</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InventoryRealEstateMothballedCommunities" xlink:label="InventoryRealEstateMothballedCommunities" xlink:title="InventoryRealEstateMothballedCommunities" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateMothballedCommunities" xlink:to="label_InventoryRealEstateMothballedCommunities" xlink:title="Label : InventoryRealEstateMothballedCommunities to label_InventoryRealEstateMothballedCommunities" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateMothballedCommunities_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryRealEstateMothballedCommunities_1" xml:lang="en-US" id="label_InventoryRealEstateMothballedCommunities_1">Inventory Real Estate Mothballed Communities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateMothballedCommunities" xlink:to="label_InventoryRealEstateMothballedCommunities_1" xlink:title="Label : InventoryRealEstateMothballedCommunities to label_InventoryRealEstateMothballedCommunities_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateMothballedCommunities_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryRealEstateMothballedCommunities_2" xml:lang="en-US" id="label_InventoryRealEstateMothballedCommunities_2">The net book value of mothballed communities at the end of the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateMothballedCommunities" xlink:to="label_InventoryRealEstateMothballedCommunities_2" xlink:title="Label : InventoryRealEstateMothballedCommunities to label_InventoryRealEstateMothballedCommunities_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfCommunitiesMothballed" xlink:label="NumberOfCommunitiesMothballed" xlink:title="NumberOfCommunitiesMothballed" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesMothballed" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfCommunitiesMothballed" xml:lang="en-US" id="label_NumberOfCommunitiesMothballed">Number of Communities Mothballed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesMothballed" xlink:to="label_NumberOfCommunitiesMothballed" xlink:title="Label : NumberOfCommunitiesMothballed to label_NumberOfCommunitiesMothballed" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesMothballed_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfCommunitiesMothballed_1" xml:lang="en-US" id="label_NumberOfCommunitiesMothballed_1">The number of mothballed communities at the end of the period.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_The1175SeniorSecured125LienNotesDueSeptember302029Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_The1175SeniorSecured125LienNotesDueSeptember302029Member" xml:lang="en-US" id="label_The1175SeniorSecured125LienNotesDueSeptember302029Member">11.75% Senior Secured 1.25 Lien Notes due September 30, 2029</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1175SeniorSecured125LienNotesDueSeptember302029Member" xlink:to="label_The1175SeniorSecured125LienNotesDueSeptember302029Member" xlink:title="Label : The1175SeniorSecured125LienNotesDueSeptember302029Member to label_The1175SeniorSecured125LienNotesDueSeptember302029Member" />
    <link:label xlink:type="resource" xlink:label="label_The1175SeniorSecured125LienNotesDueSeptember302029Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The1175SeniorSecured125LienNotesDueSeptember302029Member_1" xml:lang="en-US" id="label_The1175SeniorSecured125LienNotesDueSeptember302029Member_1">The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_The1175SeniorSecured125LienNotesDueSeptember302029Member_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The1175SeniorSecured125LienNotesDueSeptember302029Member_2" xml:lang="en-US" id="label_The1175SeniorSecured125LienNotesDueSeptember302029Member_2">Information pertaining to the 11.75% senior secured 1.25 lien notes due September 30, 2029.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_The80SeniorSecured1125LienNotesDueSeptember302028Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The80SeniorSecured1125LienNotesDueSeptember302028Member_1" xml:lang="en-US" id="label_The80SeniorSecured1125LienNotesDueSeptember302028Member_1">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_The80SeniorSecured1125LienNotesDueSeptember302028Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_The80SeniorSecured1125LienNotesDueSeptember302028Member_2" xml:lang="en-US" id="label_The80SeniorSecured1125LienNotesDueSeptember302028Member_2">8.0% Senior Secured 1.125 Lien Notes due September 30, 2028</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorSecured1125LienNotesDueSeptember302028Member" xlink:to="label_The80SeniorSecured1125LienNotesDueSeptember302028Member_2" xlink:title="Label : The80SeniorSecured1125LienNotesDueSeptember302028Member to label_The80SeniorSecured1125LienNotesDueSeptember302028Member_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="label_FinancialInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentAxis" xml:lang="en-US" id="label_FinancialInstrumentAxis">Financial Instrument [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentAxis" xlink:to="label_FinancialInstrumentAxis" xlink:title="Label : FinancialInstrumentAxis to label_FinancialInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:title="ScheduleOfSegmentReportingInformationBySegmentTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xml:lang="en-US" id="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock">Schedule of financial information relating to our reportable segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:to="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:title="Label : ScheduleOfSegmentReportingInformationBySegmentTextBlock to label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="SegmentReportingDisclosureTextBlock" xlink:title="SegmentReportingDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_SegmentReportingDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentReportingDisclosureTextBlock" xml:lang="en-US" id="label_SegmentReportingDisclosureTextBlock">Segment Reporting Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingDisclosureTextBlock" xlink:to="label_SegmentReportingDisclosureTextBlock" xlink:title="Label : SegmentReportingDisclosureTextBlock to label_SegmentReportingDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US" id="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock">Schedule of basic and diluted earnings per share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="Label : ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock to label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="EarningsPerShareTextBlock" xlink:title="EarningsPerShareTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareTextBlock" xml:lang="en-US" id="label_EarningsPerShareTextBlock">Earnings Per Share [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareTextBlock" xlink:to="label_EarningsPerShareTextBlock" xlink:title="Label : EarningsPerShareTextBlock to label_EarningsPerShareTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:label="ScheduleOfDebtInstrumentsTextBlock" xlink:title="ScheduleOfDebtInstrumentsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtInstrumentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfDebtInstrumentsTextBlock" xml:lang="en-US" id="label_ScheduleOfDebtInstrumentsTextBlock">Schedule of Long-Term Debt Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtInstrumentsTextBlock" xlink:to="label_ScheduleOfDebtInstrumentsTextBlock" xlink:title="Label : ScheduleOfDebtInstrumentsTextBlock to label_ScheduleOfDebtInstrumentsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LongTermDebtTextBlock" xlink:label="LongTermDebtTextBlock" xlink:title="LongTermDebtTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtTextBlock" xml:lang="en-US" id="label_LongTermDebtTextBlock">Long-Term Debt [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtTextBlock" xlink:to="label_LongTermDebtTextBlock" xlink:title="Label : LongTermDebtTextBlock to label_LongTermDebtTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationTaxCredits" xlink:label="IncomeTaxReconciliationTaxCredits" xlink:title="IncomeTaxReconciliationTaxCredits" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxReconciliationTaxCredits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxReconciliationTaxCredits" xml:lang="en-US" id="label_IncomeTaxReconciliationTaxCredits">Effective Income Tax Rate Reconciliation, Tax Credit, Amount, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationTaxCredits" xlink:to="label_IncomeTaxReconciliationTaxCredits" xlink:title="Label : IncomeTaxReconciliationTaxCredits to label_IncomeTaxReconciliationTaxCredits" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansHeldForSaleMember_1" xml:lang="en-US" id="label_LoansHeldForSaleMember_1">Loans held for sale [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMember" xlink:to="label_LoansHeldForSaleMember_1" xlink:title="Label : LoansHeldForSaleMember to label_LoansHeldForSaleMember_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_FinancialServicesRevenueLineItemMember" xlink:label="FinancialServicesRevenueLineItemMember" xlink:title="FinancialServicesRevenueLineItemMember" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServicesRevenueLineItemMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialServicesRevenueLineItemMember" xml:lang="en-US" id="label_FinancialServicesRevenueLineItemMember">Financial Services Revenue Line Item [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServicesRevenueLineItemMember" xlink:to="label_FinancialServicesRevenueLineItemMember" xlink:title="Label : FinancialServicesRevenueLineItemMember to label_FinancialServicesRevenueLineItemMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:label="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:title="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xml:lang="en-US" id="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment">Sold and unsold homes and lots under development</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:to="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:title="Label : InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment to label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="DividendsPayableCurrentAndNoncurrent" xlink:title="DividendsPayableCurrentAndNoncurrent" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DividendsPayableCurrentAndNoncurrent" xml:lang="en-US" id="label_DividendsPayableCurrentAndNoncurrent">Dividends Payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPayableCurrentAndNoncurrent" xlink:to="label_DividendsPayableCurrentAndNoncurrent" xlink:title="Label : DividendsPayableCurrentAndNoncurrent to label_DividendsPayableCurrentAndNoncurrent" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:label="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:title="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xml:lang="en-US" id="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale">Land and land options held for future development or sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:to="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:title="Label : InventoryRealEstateLandHeldForFutureDevelopmentAndSale to label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InventoryRealEstateOtherOptions" xlink:label="InventoryRealEstateOtherOptions" xlink:title="InventoryRealEstateOtherOptions" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateOtherOptions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryRealEstateOtherOptions" xml:lang="en-US" id="label_InventoryRealEstateOtherOptions">Inventory Real Estate Other Options</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateOtherOptions" xlink:to="label_InventoryRealEstateOtherOptions" xlink:title="Label : InventoryRealEstateOtherOptions to label_InventoryRealEstateOtherOptions" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_TotalConsolidatedInventoryNotOwned" xlink:label="TotalConsolidatedInventoryNotOwned" xlink:title="TotalConsolidatedInventoryNotOwned" />
    <link:label xlink:type="resource" xlink:label="label_TotalConsolidatedInventoryNotOwned" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TotalConsolidatedInventoryNotOwned" xml:lang="en-US" id="label_TotalConsolidatedInventoryNotOwned">Consolidated inventory not owned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TotalConsolidatedInventoryNotOwned" xlink:to="label_TotalConsolidatedInventoryNotOwned" xlink:title="Label : TotalConsolidatedInventoryNotOwned to label_TotalConsolidatedInventoryNotOwned" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_AccountsAndNotesReceivableNetAndDeposits" xlink:label="AccountsAndNotesReceivableNetAndDeposits" xlink:title="AccountsAndNotesReceivableNetAndDeposits" />
    <link:label xlink:type="resource" xlink:label="label_AccountsAndNotesReceivableNetAndDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsAndNotesReceivableNetAndDeposits" xml:lang="en-US" id="label_AccountsAndNotesReceivableNetAndDeposits">Receivables, deposits and notes, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsAndNotesReceivableNetAndDeposits" xlink:to="label_AccountsAndNotesReceivableNetAndDeposits" xlink:title="Label : AccountsAndNotesReceivableNetAndDeposits to label_AccountsAndNotesReceivableNetAndDeposits" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_IndefiniteTaxPeriodMember" xlink:label="IndefiniteTaxPeriodMember" xlink:title="IndefiniteTaxPeriodMember" />
    <link:label xlink:type="resource" xlink:label="label_IndefiniteTaxPeriodMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IndefiniteTaxPeriodMember" xml:lang="en-US" id="label_IndefiniteTaxPeriodMember">Indefinite Tax Period [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IndefiniteTaxPeriodMember" xlink:to="label_IndefiniteTaxPeriodMember" xlink:title="Label : IndefiniteTaxPeriodMember to label_IndefiniteTaxPeriodMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfDaysInCommittment" xlink:label="NumberOfDaysInCommittment" xlink:title="NumberOfDaysInCommittment" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDaysInCommittment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfDaysInCommittment" xml:lang="en-US" id="label_NumberOfDaysInCommittment">The number of days for which loans are committed.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfDaysInCommittment" xlink:to="label_NumberOfDaysInCommittment" xlink:title="Label : NumberOfDaysInCommittment to label_NumberOfDaysInCommittment" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_GreatNotchCondominiumClaimsMember" xlink:label="GreatNotchCondominiumClaimsMember" xlink:title="GreatNotchCondominiumClaimsMember" />
    <link:label xlink:type="resource" xlink:label="label_GreatNotchCondominiumClaimsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GreatNotchCondominiumClaimsMember" xml:lang="en-US" id="label_GreatNotchCondominiumClaimsMember">Great Notch Condominium Claims[Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GreatNotchCondominiumClaimsMember" xlink:to="label_GreatNotchCondominiumClaimsMember" xlink:title="Label : GreatNotchCondominiumClaimsMember to label_GreatNotchCondominiumClaimsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The7752026NotesMember" xlink:label="The7752026NotesMember" xlink:title="The7752026NotesMember" />
    <link:label xlink:type="resource" xlink:label="label_The7752026NotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The7752026NotesMember" xml:lang="en-US" id="label_The7752026NotesMember">The 7.75% 2026 Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The7752026NotesMember" xlink:to="label_The7752026NotesMember" xlink:title="Label : The7752026NotesMember to label_The7752026NotesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:label="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:title="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xml:lang="en-US" id="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture">hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:title="Label : NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The80SeniorNotesDue2027Member" xlink:label="The80SeniorNotesDue2027Member" xlink:title="The80SeniorNotesDue2027Member" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorNotesDue2027Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The80SeniorNotesDue2027Member" xml:lang="en-US" id="label_The80SeniorNotesDue2027Member">The 8.0% Senior Notes Due 2027 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorNotesDue2027Member" xlink:to="label_The80SeniorNotesDue2027Member" xlink:title="Label : The80SeniorNotesDue2027Member to label_The80SeniorNotesDue2027Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LiabilitiesFromInventoryRealEstateNotOwned" xlink:label="LiabilitiesFromInventoryRealEstateNotOwned" xlink:title="LiabilitiesFromInventoryRealEstateNotOwned" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesFromInventoryRealEstateNotOwned" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LiabilitiesFromInventoryRealEstateNotOwned" xml:lang="en-US" id="label_LiabilitiesFromInventoryRealEstateNotOwned">Liabilities from Inventory Real Estate Not Owned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesFromInventoryRealEstateNotOwned" xlink:to="label_LiabilitiesFromInventoryRealEstateNotOwned" xlink:title="Label : LiabilitiesFromInventoryRealEstateNotOwned to label_LiabilitiesFromInventoryRealEstateNotOwned" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:label="InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:title="InventoryImpairmentsAndLandOptionCostWriteOffs" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryImpairmentsAndLandOptionCostWriteOffs" xml:lang="en-US" id="label_InventoryImpairmentsAndLandOptionCostWriteOffs">Inventory impairments and land option write-offs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffs to label_InventoryImpairmentsAndLandOptionCostWriteOffs" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingBasic">Weighted-average number of common shares outstanding basic (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="label_WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="Label : WeightedAverageNumberOfSharesOutstandingBasic to label_WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="EarningsPerShareDiluted" xlink:title="EarningsPerShareDiluted" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareDiluted" xlink:to="label_EarningsPerShareDiluted" xlink:title="Label : EarningsPerShareDiluted to label_EarningsPerShareDiluted" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RepaymentsOfNotesPayable" xlink:label="RepaymentsOfNotesPayable" xlink:title="RepaymentsOfNotesPayable" />
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    <link:label xlink:type="resource" xlink:label="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_2" xml:lang="en-US" id="label_NonconsolidatedInvesteesLandDevelopmentJointVentureMember_2">This member stands for the information pertaining to "Land Development Joint Venture" a nonconsolidated joint venturer of the reporting entity.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CorporateGeneralAndAdministrative" xlink:label="CorporateGeneralAndAdministrative" xlink:title="CorporateGeneralAndAdministrative" />
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SpillFundLawsuitMember" xlink:label="SpillFundLawsuitMember" xlink:title="SpillFundLawsuitMember" />
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The1125SeniorSecured15LienNotesDueFebruary152026Member" xlink:label="The1125SeniorSecured15LienNotesDueFebruary152026Member" xlink:title="The1125SeniorSecured15LienNotesDueFebruary152026Member" />
    <link:label xlink:type="resource" xlink:label="label_The1125SeniorSecured15LienNotesDueFebruary152026Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The1125SeniorSecured15LienNotesDueFebruary152026Member" xml:lang="en-US" id="label_The1125SeniorSecured15LienNotesDueFebruary152026Member">The 11.25% Senior Secured 1.5 Lien Notes due February 15, 2026 [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1" xlink:label="MortgageLoansOnRealEstateWritedownOrReserveAmount1" xlink:title="MortgageLoansOnRealEstateWritedownOrReserveAmount1" />
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The105SeniorSecured125LienNotesDueFebruary152026Member" xlink:label="The105SeniorSecured125LienNotesDueFebruary152026Member" xlink:title="The105SeniorSecured125LienNotesDueFebruary152026Member" />
    <link:label xlink:type="resource" xlink:label="label_The105SeniorSecured125LienNotesDueFebruary152026Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The105SeniorSecured125LienNotesDueFebruary152026Member" xml:lang="en-US" id="label_The105SeniorSecured125LienNotesDueFebruary152026Member">The 10.5% Senior Secured 1.25 Lien Notes due February 15, 2026 [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RepaymentsOfSecuredDebt" xlink:label="RepaymentsOfSecuredDebt" xlink:title="RepaymentsOfSecuredDebt" />
    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfSecuredDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RepaymentsOfSecuredDebt" xml:lang="en-US" id="label_RepaymentsOfSecuredDebt">us-gaap_RepaymentsOfSecuredDebt</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:label="The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:title="The775SeniorSecured1125LienNotesDueFebruary152026Member" />
    <link:label xlink:type="resource" xlink:label="label_The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The775SeniorSecured1125LienNotesDueFebruary152026Member" xml:lang="en-US" id="label_The775SeniorSecured1125LienNotesDueFebruary152026Member">The 7.75% Senior Secured 1.125 Lien Notes due February 15, 2026 [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_WarehouseAgreementBorrowings" xlink:label="WarehouseAgreementBorrowings" xlink:title="WarehouseAgreementBorrowings" />
    <link:label xlink:type="resource" xlink:label="label_WarehouseAgreementBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WarehouseAgreementBorrowings" xml:lang="en-US" id="label_WarehouseAgreementBorrowings">Warehouse Agreement Borrowings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WarehouseAgreementBorrowings" xlink:to="label_WarehouseAgreementBorrowings" xlink:title="Label : WarehouseAgreementBorrowings to label_WarehouseAgreementBorrowings" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList">Operating Lease, Right-of-Use Asset, Statement of Financial Position</link:label>
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    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfSeniorDebt_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RepaymentsOfSeniorDebt_1" xml:lang="en-US" id="label_RepaymentsOfSeniorDebt_1">Repayments of Senior Debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfSeniorDebt" xlink:to="label_RepaymentsOfSeniorDebt_1" xlink:title="Label : RepaymentsOfSeniorDebt to label_RepaymentsOfSeniorDebt_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The100SeniorSecured175LienNotesDueNovember152025Member" xlink:label="The100SeniorSecured175LienNotesDueNovember152025Member" xlink:title="The100SeniorSecured175LienNotesDueNovember152025Member" />
    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienNotesDueNovember152025Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The100SeniorSecured175LienNotesDueNovember152025Member" xml:lang="en-US" id="label_The100SeniorSecured175LienNotesDueNovember152025Member">Information pertaining to the 10.0% senior secured 1.75 lien notes due November 15, 2025.</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DebtInstrumentVariableRateBasisFloorRate" xlink:label="DebtInstrumentVariableRateBasisFloorRate" xlink:title="DebtInstrumentVariableRateBasisFloorRate" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentVariableRateBasisFloorRate" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtInstrumentVariableRateBasisFloorRate" xml:lang="en-US" id="label_DebtInstrumentVariableRateBasisFloorRate">Debt instrument variable rate basis floor rat</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="DebtInstrumentCarryingAmount" xlink:title="DebtInstrumentCarryingAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentCarryingAmount" xml:lang="en-US" id="label_DebtInstrumentCarryingAmount">us-gaap_DebtInstrumentCarryingAmount</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_EquityInterestsInJointVentureHoldingCompaniesCollateralMember" xlink:label="EquityInterestsInJointVentureHoldingCompaniesCollateralMember" xlink:title="EquityInterestsInJointVentureHoldingCompaniesCollateralMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityInterestsInJointVentureHoldingCompaniesCollateralMember" xlink:to="label_EquityInterestsInJointVentureHoldingCompaniesCollateralMember" xlink:title="Label : EquityInterestsInJointVentureHoldingCompaniesCollateralMember to label_EquityInterestsInJointVentureHoldingCompaniesCollateralMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PrincipalCommencingFebruary152023Member" xlink:label="PrincipalCommencingFebruary152023Member" xlink:title="PrincipalCommencingFebruary152023Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingFebruary152023Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingFebruary152023Member" xml:lang="en-US" id="label_PrincipalCommencingFebruary152023Member">Principal Commencing February 15, 2023 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingFebruary152023Member" xlink:to="label_PrincipalCommencingFebruary152023Member" xlink:title="Label : PrincipalCommencingFebruary152023Member to label_PrincipalCommencingFebruary152023Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CustomersBankMember" xlink:label="CustomersBankMember" xlink:title="CustomersBankMember" />
    <link:label xlink:type="resource" xlink:label="label_CustomersBankMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CustomersBankMember" xml:lang="en-US" id="label_CustomersBankMember">Customers Bank [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomersBankMember" xlink:to="label_CustomersBankMember" xlink:title="Label : CustomersBankMember to label_CustomersBankMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" xlink:label="SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" xlink:title="SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" xml:lang="en-US" id="label_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member">Senior Secured 1.75 Lien Term Loan Credit Facility Due January 31, 2028 [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PrincipalCommencingFebruary152024Member" xlink:label="PrincipalCommencingFebruary152024Member" xlink:title="PrincipalCommencingFebruary152024Member" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingFebruary152024Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrincipalCommencingFebruary152024Member" xml:lang="en-US" id="label_PrincipalCommencingFebruary152024Member">Principal Commencing February 15, 2024 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingFebruary152024Member" xlink:to="label_PrincipalCommencingFebruary152024Member" xlink:title="Label : PrincipalCommencingFebruary152024Member to label_PrincipalCommencingFebruary152024Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_AfterNovember152023Member" xlink:label="AfterNovember152023Member" xlink:title="AfterNovember152023Member" />
    <link:label xlink:type="resource" xlink:label="label_AfterNovember152023Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AfterNovember152023Member" xml:lang="en-US" id="label_AfterNovember152023Member">After November 15, 2023 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AfterNovember152023Member" xlink:to="label_AfterNovember152023Member" xlink:title="Label : AfterNovember152023Member to label_AfterNovember152023Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PriorToFebruary152026Member" xlink:label="PriorToFebruary152026Member" xlink:title="PriorToFebruary152026Member" />
    <link:label xlink:type="resource" xlink:label="label_PriorToFebruary152026Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PriorToFebruary152026Member" xml:lang="en-US" id="label_PriorToFebruary152026Member">Prior To February 15, 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorToFebruary152026Member" xlink:to="label_PriorToFebruary152026Member" xlink:title="Label : PriorToFebruary152026Member to label_PriorToFebruary152026Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SecuredDebt" xlink:label="SecuredDebt" xlink:title="SecuredDebt" />
    <link:label xlink:type="resource" xlink:label="label_SecuredDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredDebt" xml:lang="en-US" id="label_SecuredDebt">Nonrecourse mortgages secured by inventory, net of debt issuance costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebt" xlink:to="label_SecuredDebt" xlink:title="Label : SecuredDebt to label_SecuredDebt" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredFinanceCostsNet" xlink:label="DeferredFinanceCostsNet" xlink:title="DeferredFinanceCostsNet" />
    <link:label xlink:type="resource" xlink:label="label_DeferredFinanceCostsNet" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DeferredFinanceCostsNet" xml:lang="en-US" id="label_DeferredFinanceCostsNet">Unamortized debt issuance costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFinanceCostsNet" xlink:to="label_DeferredFinanceCostsNet" xlink:title="Label : DeferredFinanceCostsNet to label_DeferredFinanceCostsNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCredit" xlink:label="LineOfCredit" xlink:title="LineOfCredit" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCredit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCredit" xml:lang="en-US" id="label_LineOfCredit">us-gaap_LineOfCredit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCredit" xlink:to="label_LineOfCredit" xlink:title="Label : LineOfCredit to label_LineOfCredit" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:label="ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:title="ProceedsFromModelSaleLeasebackFinancingPrograms" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromModelSaleLeasebackFinancingPrograms" xml:lang="en-US" id="label_ProceedsFromModelSaleLeasebackFinancingPrograms">Proceeds from model sale leaseback financing programs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:to="label_ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:title="Label : ProceedsFromModelSaleLeasebackFinancingPrograms to label_ProceedsFromModelSaleLeasebackFinancingPrograms" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PaymentsForModelSaleLeasebackFinancingPrograms" xlink:label="PaymentsForModelSaleLeasebackFinancingPrograms" xlink:title="PaymentsForModelSaleLeasebackFinancingPrograms" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForModelSaleLeasebackFinancingPrograms" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsForModelSaleLeasebackFinancingPrograms" xml:lang="en-US" id="label_PaymentsForModelSaleLeasebackFinancingPrograms">Payments related to the sale of model homes to a third party that were in a sale-leaseback financing program.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForModelSaleLeasebackFinancingPrograms" xlink:to="label_PaymentsForModelSaleLeasebackFinancingPrograms" xlink:title="Label : PaymentsForModelSaleLeasebackFinancingPrograms to label_PaymentsForModelSaleLeasebackFinancingPrograms" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ProceedsFromLandBankFinancingProgram" xlink:label="ProceedsFromLandBankFinancingProgram" xlink:title="ProceedsFromLandBankFinancingProgram" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromLandBankFinancingProgram" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromLandBankFinancingProgram" xml:lang="en-US" id="label_ProceedsFromLandBankFinancingProgram">Proceeds from land bank financing programs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromLandBankFinancingProgram" xlink:to="label_ProceedsFromLandBankFinancingProgram" xlink:title="Label : ProceedsFromLandBankFinancingProgram to label_ProceedsFromLandBankFinancingProgram" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PaymentsForLandBankFinancingProgram" xlink:label="PaymentsForLandBankFinancingProgram" xlink:title="PaymentsForLandBankFinancingProgram" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForLandBankFinancingProgram" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsForLandBankFinancingProgram" xml:lang="en-US" id="label_PaymentsForLandBankFinancingProgram">Payments for the buy-back of finished lots related a land bank financing transaction.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForLandBankFinancingProgram" xlink:to="label_PaymentsForLandBankFinancingProgram" xlink:title="Label : PaymentsForLandBankFinancingProgram to label_PaymentsForLandBankFinancingProgram" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US" id="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">Income before income taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="Label : IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1" xml:lang="en-US" id="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1">Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:to="label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1" xlink:title="Label : OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList to label_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:title="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock">Schedule of financial instruments measured at fair value on a recurring basis</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:title="Label : ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock to label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NotesPayable" xlink:label="NotesPayable" xlink:title="NotesPayable" />
    <link:label xlink:type="resource" xlink:label="label_NotesPayable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NotesPayable" xml:lang="en-US" id="label_NotesPayable">Notes payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayable" xlink:to="label_NotesPayable" xlink:title="Label : NotesPayable to label_NotesPayable" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:label="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:title="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture">Less interest contributed to unconsolidated joint venture(3)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture to label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LongTermDebt" xlink:label="LongTermDebt" xlink:title="LongTermDebt" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebt" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LongTermDebt" xml:lang="en-US" id="label_LongTermDebt">Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebt" xlink:to="label_LongTermDebt" xlink:title="Label : LongTermDebt to label_LongTermDebt" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LoanApplicationsInProcess" xlink:label="LoanApplicationsInProcess" xlink:title="LoanApplicationsInProcess" />
    <link:label xlink:type="resource" xlink:label="label_LoanApplicationsInProcess" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoanApplicationsInProcess" xml:lang="en-US" id="label_LoanApplicationsInProcess">Value of loan applications in process at the end of the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanApplicationsInProcess" xlink:to="label_LoanApplicationsInProcess" xlink:title="Label : LoanApplicationsInProcess to label_LoanApplicationsInProcess" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StockRepurchaseProgramAuthorizedAmount1" xlink:label="StockRepurchaseProgramAuthorizedAmount1" xlink:title="StockRepurchaseProgramAuthorizedAmount1" />
    <link:label xlink:type="resource" xlink:label="label_StockRepurchaseProgramAuthorizedAmount1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockRepurchaseProgramAuthorizedAmount1" xml:lang="en-US" id="label_StockRepurchaseProgramAuthorizedAmount1">Share Repurchase Program, Authorized, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramAuthorizedAmount1" xlink:to="label_StockRepurchaseProgramAuthorizedAmount1" xlink:title="Label : StockRepurchaseProgramAuthorizedAmount1 to label_StockRepurchaseProgramAuthorizedAmount1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:label="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:title="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xml:lang="en-US" id="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock">Information about inventory impairments and land option cost write-offs, including the assumptions used in the impairment analysis.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock to label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="TreasuryStockAcquiredAverageCostPerShare" xlink:title="TreasuryStockAcquiredAverageCostPerShare" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockAcquiredAverageCostPerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_TreasuryStockAcquiredAverageCostPerShare" xml:lang="en-US" id="label_TreasuryStockAcquiredAverageCostPerShare">Treasury Stock Acquired, Average Cost Per Share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockAcquiredAverageCostPerShare" xlink:to="label_TreasuryStockAcquiredAverageCostPerShare" xlink:title="Label : TreasuryStockAcquiredAverageCostPerShare to label_TreasuryStockAcquiredAverageCostPerShare" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InterestRateCommittedLoanApplicationsMember" xlink:label="InterestRateCommittedLoanApplicationsMember" xlink:title="InterestRateCommittedLoanApplicationsMember" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplicationsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestRateCommittedLoanApplicationsMember" xml:lang="en-US" id="label_InterestRateCommittedLoanApplicationsMember">Interest Rate Committed Loan Applications [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplicationsMember" xlink:to="label_InterestRateCommittedLoanApplicationsMember" xlink:title="Label : InterestRateCommittedLoanApplicationsMember to label_InterestRateCommittedLoanApplicationsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ProceedsFromTransferOfLandToJointVenture" xlink:label="ProceedsFromTransferOfLandToJointVenture" xlink:title="ProceedsFromTransferOfLandToJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromTransferOfLandToJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromTransferOfLandToJointVenture" xml:lang="en-US" id="label_ProceedsFromTransferOfLandToJointVenture">hov_ProceedsFromTransferOfLandToJointVenture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromTransferOfLandToJointVenture" xlink:to="label_ProceedsFromTransferOfLandToJointVenture" xlink:title="Label : ProceedsFromTransferOfLandToJointVenture to label_ProceedsFromTransferOfLandToJointVenture" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="PaymentsForRepurchaseOfCommonStock" xlink:title="PaymentsForRepurchaseOfCommonStock" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForRepurchaseOfCommonStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForRepurchaseOfCommonStock" xml:lang="en-US" id="label_PaymentsForRepurchaseOfCommonStock">Payments For Repurchase Of Common Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRepurchaseOfCommonStock" xlink:to="label_PaymentsForRepurchaseOfCommonStock" xlink:title="Label : PaymentsForRepurchaseOfCommonStock to label_PaymentsForRepurchaseOfCommonStock" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:label="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:title="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xml:lang="en-US" id="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture">hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:to="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:title="Label : ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture to label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProductWarrantyAccrual" xlink:label="ProductWarrantyAccrual" xlink:title="ProductWarrantyAccrual" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrual" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyAccrual" xml:lang="en-US" id="label_ProductWarrantyAccrual">Standard and Extended Product Warranty Accrual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrual" xlink:to="label_ProductWarrantyAccrual" xlink:title="Label : ProductWarrantyAccrual to label_ProductWarrantyAccrual" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrual_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_ProductWarrantyAccrual_1" xml:lang="en-US" id="label_ProductWarrantyAccrual_1">Balance, beginning of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrual" xlink:to="label_ProductWarrantyAccrual_1" xlink:title="Label : ProductWarrantyAccrual to label_ProductWarrantyAccrual_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsOfDividends" xlink:label="PaymentsOfDividends" xlink:title="PaymentsOfDividends" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividends" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsOfDividends" xml:lang="en-US" id="label_PaymentsOfDividends">Payments Of Dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividends" xlink:to="label_PaymentsOfDividends" xlink:title="Label : PaymentsOfDividends to label_PaymentsOfDividends" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividends_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PaymentsOfDividends_1" xml:lang="en-US" id="label_PaymentsOfDividends_1">Payments of Dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividends" xlink:to="label_PaymentsOfDividends_1" xlink:title="Label : PaymentsOfDividends to label_PaymentsOfDividends_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_QualifyingAssetsNotExceedingDebtMember" xlink:label="QualifyingAssetsNotExceedingDebtMember" xlink:title="QualifyingAssetsNotExceedingDebtMember" />
    <link:label xlink:type="resource" xlink:label="label_QualifyingAssetsNotExceedingDebtMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_QualifyingAssetsNotExceedingDebtMember" xml:lang="en-US" id="label_QualifyingAssetsNotExceedingDebtMember">Qualifying Assets Not Exceeding Debt [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="QualifyingAssetsNotExceedingDebtMember" xlink:to="label_QualifyingAssetsNotExceedingDebtMember" xlink:title="Label : QualifyingAssetsNotExceedingDebtMember to label_QualifyingAssetsNotExceedingDebtMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccountsPayableAndOtherAccruedLiabilities" xlink:label="AccountsPayableAndOtherAccruedLiabilities" xlink:title="AccountsPayableAndOtherAccruedLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_AccountsPayableAndOtherAccruedLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccountsPayableAndOtherAccruedLiabilities" xml:lang="en-US" id="label_AccountsPayableAndOtherAccruedLiabilities">Accounts payable and accrued liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableAndOtherAccruedLiabilities" xlink:to="label_AccountsPayableAndOtherAccruedLiabilities" xlink:title="Label : AccountsPayableAndOtherAccruedLiabilities to label_AccountsPayableAndOtherAccruedLiabilities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="LettersOfCreditOutstandingAmount" xlink:title="LettersOfCreditOutstandingAmount" />
    <link:label xlink:type="resource" xlink:label="label_LettersOfCreditOutstandingAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LettersOfCreditOutstandingAmount" xml:lang="en-US" id="label_LettersOfCreditOutstandingAmount">Letters of Credit Outstanding, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LettersOfCreditOutstandingAmount" xlink:to="label_LettersOfCreditOutstandingAmount" xlink:title="Label : LettersOfCreditOutstandingAmount to label_LettersOfCreditOutstandingAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:label="EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:title="EquityMethodInvestmentOtherThanTemporaryImpairment" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityMethodInvestmentOtherThanTemporaryImpairment" xml:lang="en-US" id="label_EquityMethodInvestmentOtherThanTemporaryImpairment">Equity Method Investment, Other than Temporary Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:to="label_EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:title="Label : EquityMethodInvestmentOtherThanTemporaryImpairment to label_EquityMethodInvestmentOtherThanTemporaryImpairment" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_MortgageWarehouseLinesOfCreditMember" xlink:label="MortgageWarehouseLinesOfCreditMember" xlink:title="MortgageWarehouseLinesOfCreditMember" />
    <link:label xlink:type="resource" xlink:label="label_MortgageWarehouseLinesOfCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageWarehouseLinesOfCreditMember" xml:lang="en-US" id="label_MortgageWarehouseLinesOfCreditMember">Mortgage Warehouse Lines of Credit [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageWarehouseLinesOfCreditMember" xlink:to="label_MortgageWarehouseLinesOfCreditMember" xlink:title="Label : MortgageWarehouseLinesOfCreditMember to label_MortgageWarehouseLinesOfCreditMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PaymentsByInsuranceCompaniesForClaims" xlink:label="PaymentsByInsuranceCompaniesForClaims" xlink:title="PaymentsByInsuranceCompaniesForClaims" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsByInsuranceCompaniesForClaims" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsByInsuranceCompaniesForClaims" xml:lang="en-US" id="label_PaymentsByInsuranceCompaniesForClaims">hov_PaymentsByInsuranceCompaniesForClaims</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsByInsuranceCompaniesForClaims" xlink:to="label_PaymentsByInsuranceCompaniesForClaims" xlink:title="Label : PaymentsByInsuranceCompaniesForClaims to label_PaymentsByInsuranceCompaniesForClaims" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CostOfGoodsAndServicesSold" xlink:label="CostOfGoodsAndServicesSold" xlink:title="CostOfGoodsAndServicesSold" />
    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSold" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfGoodsAndServicesSold" xml:lang="en-US" id="label_CostOfGoodsAndServicesSold">Cost of Goods and Services Sold, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSold" xlink:to="label_CostOfGoodsAndServicesSold" xlink:title="Label : CostOfGoodsAndServicesSold to label_CostOfGoodsAndServicesSold" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CostOfRevenue" xlink:label="CostOfRevenue" xlink:title="CostOfRevenue" />
    <link:label xlink:type="resource" xlink:label="label_CostOfRevenue" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_CostOfRevenue" xml:lang="en-US" id="label_CostOfRevenue">Cost of sales and expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfRevenue" xlink:to="label_CostOfRevenue" xlink:title="Label : CostOfRevenue to label_CostOfRevenue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivities">Net cash used in investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="label_NetCashProvidedByUsedInInvestingActivities" xlink:title="Label : NetCashProvidedByUsedInInvestingActivities to label_NetCashProvidedByUsedInInvestingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivities">Net Cash Provided By Used In Financing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="label_NetCashProvidedByUsedInFinancingActivities" xlink:title="Label : NetCashProvidedByUsedInFinancingActivities to label_NetCashProvidedByUsedInFinancingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities" />
    <link:label xlink:type="resource" xlink:label="label_Liabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Liabilities" xml:lang="en-US" id="label_Liabilities">Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="label_Liabilities" xlink:title="Label : Liabilities to label_Liabilities" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_BeforeNov152023Member" xlink:label="BeforeNov152023Member" xlink:title="BeforeNov152023Member" />
    <link:label xlink:type="resource" xlink:label="label_BeforeNov152023Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BeforeNov152023Member" xml:lang="en-US" id="label_BeforeNov152023Member">Before Nov 15, 2023 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BeforeNov152023Member" xlink:to="label_BeforeNov152023Member" xlink:title="Label : BeforeNov152023Member to label_BeforeNov152023Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherNonoperatingIncomeExpense" xlink:label="OtherNonoperatingIncomeExpense" xlink:title="OtherNonoperatingIncomeExpense" />
    <link:label xlink:type="resource" xlink:label="label_OtherNonoperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherNonoperatingIncomeExpense" xml:lang="en-US" id="label_OtherNonoperatingIncomeExpense">Other Nonoperating Income (Expense), Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNonoperatingIncomeExpense" xlink:to="label_OtherNonoperatingIncomeExpense" xlink:title="Label : OtherNonoperatingIncomeExpense to label_OtherNonoperatingIncomeExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NumberOfReportableSegments" xlink:label="NumberOfReportableSegments" xlink:title="NumberOfReportableSegments" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfReportableSegments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfReportableSegments" xml:lang="en-US" id="label_NumberOfReportableSegments">Number of Reportable Segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfReportableSegments" xlink:to="label_NumberOfReportableSegments" xlink:title="Label : NumberOfReportableSegments to label_NumberOfReportableSegments" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterest" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MinorityInterest" xml:lang="en-US" id="label_MinorityInterest">Others</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterest" xlink:to="label_MinorityInterest" xlink:title="Label : MinorityInterest to label_MinorityInterest" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="PreferredStockDividendRatePercentage" xlink:title="PreferredStockDividendRatePercentage" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDividendRatePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockDividendRatePercentage" xml:lang="en-US" id="label_PreferredStockDividendRatePercentage">Preferred Stock, Dividend Rate, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRatePercentage" xlink:to="label_PreferredStockDividendRatePercentage" xlink:title="Label : PreferredStockDividendRatePercentage to label_PreferredStockDividendRatePercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProductWarrantyAccrualPayments" xlink:label="ProductWarrantyAccrualPayments" xlink:title="ProductWarrantyAccrualPayments" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrualPayments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyAccrualPayments" xml:lang="en-US" id="label_ProductWarrantyAccrualPayments">Standard and Extended Product Warranty Accrual, Decrease for Payments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrualPayments" xlink:to="label_ProductWarrantyAccrualPayments" xlink:title="Label : ProductWarrantyAccrualPayments to label_ProductWarrantyAccrualPayments" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" xlink:label="StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" xlink:title="StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" />
    <link:label xlink:type="resource" xlink:label="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" xml:lang="en-US" id="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased">hov_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" xlink:to="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" xlink:title="Label : StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased to label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromInsurancePremiumsCollected" xlink:label="ProceedsFromInsurancePremiumsCollected" xlink:title="ProceedsFromInsurancePremiumsCollected" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromInsurancePremiumsCollected" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromInsurancePremiumsCollected" xml:lang="en-US" id="label_ProceedsFromInsurancePremiumsCollected">Proceeds from Insurance Premiums Collected</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromInsurancePremiumsCollected" xlink:to="label_ProceedsFromInsurancePremiumsCollected" xlink:title="Label : ProceedsFromInsurancePremiumsCollected to label_ProceedsFromInsurancePremiumsCollected" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InventoryNet" xlink:label="InventoryNet" xlink:title="InventoryNet" />
    <link:label xlink:type="resource" xlink:label="label_InventoryNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryNet" xml:lang="en-US" id="label_InventoryNet">Inventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryNet" xlink:to="label_InventoryNet" xlink:title="Label : InventoryNet to label_InventoryNet" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RestrictedCashMember" xlink:label="RestrictedCashMember" xlink:title="RestrictedCashMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashMember" xml:lang="en-US" id="label_RestrictedCashMember">Restricted Cash [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashMember" xlink:to="label_RestrictedCashMember" xlink:title="Label : RestrictedCashMember to label_RestrictedCashMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfReportableSegmentsHistorically" xlink:label="NumberOfReportableSegmentsHistorically" xlink:title="NumberOfReportableSegmentsHistorically" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfReportableSegmentsHistorically" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfReportableSegmentsHistorically" xml:lang="en-US" id="label_NumberOfReportableSegmentsHistorically">Represents number of reportable segments the company had historically.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfReportableSegmentsHistorically" xlink:to="label_NumberOfReportableSegmentsHistorically" xlink:title="Label : NumberOfReportableSegmentsHistorically to label_NumberOfReportableSegmentsHistorically" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ModelSaleLeasebackFinancingArrangementsMember" xlink:label="ModelSaleLeasebackFinancingArrangementsMember" xlink:title="ModelSaleLeasebackFinancingArrangementsMember" />
    <link:label xlink:type="resource" xlink:label="label_ModelSaleLeasebackFinancingArrangementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ModelSaleLeasebackFinancingArrangementsMember" xml:lang="en-US" id="label_ModelSaleLeasebackFinancingArrangementsMember">Model Sale Leaseback Financing Arrangements [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModelSaleLeasebackFinancingArrangementsMember" xlink:to="label_ModelSaleLeasebackFinancingArrangementsMember" xlink:title="Label : ModelSaleLeasebackFinancingArrangementsMember to label_ModelSaleLeasebackFinancingArrangementsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CashAndCashEquivalentsCollateralMember" xlink:label="CashAndCashEquivalentsCollateralMember" xlink:title="CashAndCashEquivalentsCollateralMember" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsCollateralMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsCollateralMember" xml:lang="en-US" id="label_CashAndCashEquivalentsCollateralMember">Cash and Cash Equivalents Collateral [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsCollateralMember" xlink:to="label_CashAndCashEquivalentsCollateralMember" xlink:title="Label : CashAndCashEquivalentsCollateralMember to label_CashAndCashEquivalentsCollateralMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <link:label xlink:type="resource" xlink:label="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US" id="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="Label : FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_JPMorganChaseBankMember" xlink:label="JPMorganChaseBankMember" xlink:title="JPMorganChaseBankMember" />
    <link:label xlink:type="resource" xlink:label="label_JPMorganChaseBankMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_JPMorganChaseBankMember" xml:lang="en-US" id="label_JPMorganChaseBankMember">JP Morgan Chase Bank [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JPMorganChaseBankMember" xlink:to="label_JPMorganChaseBankMember" xlink:title="Label : JPMorganChaseBankMember to label_JPMorganChaseBankMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xml:lang="en-US" id="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems">Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:title="Label : AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems to label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LandBankingArrangementMember" xlink:label="LandBankingArrangementMember" xlink:title="LandBankingArrangementMember" />
    <link:label xlink:type="resource" xlink:label="label_LandBankingArrangementMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LandBankingArrangementMember" xml:lang="en-US" id="label_LandBankingArrangementMember">Land Banking Arrangement [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandBankingArrangementMember" xlink:to="label_LandBankingArrangementMember" xlink:title="Label : LandBankingArrangementMember to label_LandBankingArrangementMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ComericaMasterRepurchaseAgreementMember" xlink:label="ComericaMasterRepurchaseAgreementMember" xlink:title="ComericaMasterRepurchaseAgreementMember" />
    <link:label xlink:type="resource" xlink:label="label_ComericaMasterRepurchaseAgreementMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ComericaMasterRepurchaseAgreementMember" xml:lang="en-US" id="label_ComericaMasterRepurchaseAgreementMember">Comerica Master Repurchase Agreement [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComericaMasterRepurchaseAgreementMember" xlink:to="label_ComericaMasterRepurchaseAgreementMember" xlink:title="Label : ComericaMasterRepurchaseAgreementMember to label_ComericaMasterRepurchaseAgreementMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_GeneralLiabilityInsuranceDeductible" xlink:label="GeneralLiabilityInsuranceDeductible" xlink:title="GeneralLiabilityInsuranceDeductible" />
    <link:label xlink:type="resource" xlink:label="label_GeneralLiabilityInsuranceDeductible" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GeneralLiabilityInsuranceDeductible" xml:lang="en-US" id="label_GeneralLiabilityInsuranceDeductible">hov_GeneralLiabilityInsuranceDeductible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralLiabilityInsuranceDeductible" xlink:to="label_GeneralLiabilityInsuranceDeductible" xlink:title="Label : GeneralLiabilityInsuranceDeductible to label_GeneralLiabilityInsuranceDeductible" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="PreferredStockSharesIssued" xlink:title="PreferredStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreferredStockSharesIssued" xml:lang="en-US" id="label_PreferredStockSharesIssued">Preferred Stock, Shares Issued, Total (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesIssued" xlink:to="label_PreferredStockSharesIssued" xlink:title="Label : PreferredStockSharesIssued to label_PreferredStockSharesIssued" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="DeferredTaxAssetsLiabilitiesNet" xlink:title="DeferredTaxAssetsLiabilitiesNet" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNet">Deferred Tax Assets, Net, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="label_DeferredTaxAssetsLiabilitiesNet" xlink:title="Label : DeferredTaxAssetsLiabilitiesNet to label_DeferredTaxAssetsLiabilitiesNet" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_BodilyInjuryInsuranceDeductible" xlink:label="BodilyInjuryInsuranceDeductible" xlink:title="BodilyInjuryInsuranceDeductible" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceDeductible" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BodilyInjuryInsuranceDeductible" xml:lang="en-US" id="label_BodilyInjuryInsuranceDeductible">hov_BodilyInjuryInsuranceDeductible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceDeductible" xlink:to="label_BodilyInjuryInsuranceDeductible" xlink:title="Label : BodilyInjuryInsuranceDeductible to label_BodilyInjuryInsuranceDeductible" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockLiquidationPreference" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockLiquidationPreference" xml:lang="en-US" id="label_PreferredStockLiquidationPreference">Preferred Stock, Liquidation Preference Per Share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreference" xlink:to="label_PreferredStockLiquidationPreference" xlink:title="Label : PreferredStockLiquidationPreference to label_PreferredStockLiquidationPreference" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DebtInstrumentRedeemedFaceAmount" xlink:label="DebtInstrumentRedeemedFaceAmount" xlink:title="DebtInstrumentRedeemedFaceAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedeemedFaceAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtInstrumentRedeemedFaceAmount" xml:lang="en-US" id="label_DebtInstrumentRedeemedFaceAmount">Face (par) amount of the original debt instrument that was redeemed.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedeemedFaceAmount" xlink:to="label_DebtInstrumentRedeemedFaceAmount" xlink:title="Label : DebtInstrumentRedeemedFaceAmount to label_DebtInstrumentRedeemedFaceAmount" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_BodilyInjuryInsuranceLimit" xlink:label="BodilyInjuryInsuranceLimit" xlink:title="BodilyInjuryInsuranceLimit" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceLimit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BodilyInjuryInsuranceLimit" xml:lang="en-US" id="label_BodilyInjuryInsuranceLimit">hov_BodilyInjuryInsuranceLimit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceLimit" xlink:to="label_BodilyInjuryInsuranceLimit" xlink:title="Label : BodilyInjuryInsuranceLimit to label_BodilyInjuryInsuranceLimit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="DeferredTaxAssetsValuationAllowance" xlink:title="DeferredTaxAssetsValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsValuationAllowance" xml:lang="en-US" id="label_DeferredTaxAssetsValuationAllowance">Deferred Tax Assets, Valuation Allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsValuationAllowance" xlink:to="label_DeferredTaxAssetsValuationAllowance" xlink:title="Label : DeferredTaxAssetsValuationAllowance to label_DeferredTaxAssetsValuationAllowance" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MortgagesHeldForSaleFairValueDisclosure" xlink:label="MortgagesHeldForSaleFairValueDisclosure" xlink:title="MortgagesHeldForSaleFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_MortgagesHeldForSaleFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_MortgagesHeldForSaleFairValueDisclosure" xml:lang="en-US" id="label_MortgagesHeldForSaleFairValueDisclosure">Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgagesHeldForSaleFairValueDisclosure" xlink:to="label_MortgagesHeldForSaleFairValueDisclosure" xlink:title="Label : MortgagesHeldForSaleFairValueDisclosure to label_MortgagesHeldForSaleFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" xlink:label="AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" xlink:title="AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" />
    <link:label xlink:type="resource" xlink:label="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" xml:lang="en-US" id="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims">hov_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" xlink:to="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" xlink:title="Label : AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims to label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LandSalesAndOtherRevenuesMember" xlink:label="LandSalesAndOtherRevenuesMember" xlink:title="LandSalesAndOtherRevenuesMember" />
    <link:label xlink:type="resource" xlink:label="label_LandSalesAndOtherRevenuesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LandSalesAndOtherRevenuesMember" xml:lang="en-US" id="label_LandSalesAndOtherRevenuesMember">Land Sales and Other Revenues [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandSalesAndOtherRevenuesMember" xlink:to="label_LandSalesAndOtherRevenuesMember" xlink:title="Label : LandSalesAndOtherRevenuesMember to label_LandSalesAndOtherRevenuesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Revenues" xlink:label="Revenues" xlink:title="Revenues" />
    <link:label xlink:type="resource" xlink:label="label_Revenues" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Revenues" xml:lang="en-US" id="label_Revenues">Revenues</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Revenues" xlink:to="label_Revenues" xlink:title="Label : Revenues to label_Revenues" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CostOfGoodsAndServicesSoldInterest" xlink:label="CostOfGoodsAndServicesSoldInterest" xlink:title="CostOfGoodsAndServicesSoldInterest" />
    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSoldInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfGoodsAndServicesSoldInterest" xml:lang="en-US" id="label_CostOfGoodsAndServicesSoldInterest">Cost of sales interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSoldInterest" xlink:to="label_CostOfGoodsAndServicesSoldInterest" xlink:title="Label : CostOfGoodsAndServicesSoldInterest to label_CostOfGoodsAndServicesSoldInterest" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CostOfGoodsAndServicesSoldExcludingInterest" xlink:label="CostOfGoodsAndServicesSoldExcludingInterest" xlink:title="CostOfGoodsAndServicesSoldExcludingInterest" />
    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSoldExcludingInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfGoodsAndServicesSoldExcludingInterest" xml:lang="en-US" id="label_CostOfGoodsAndServicesSoldExcludingInterest">Cost of sales, excluding interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSoldExcludingInterest" xlink:to="label_CostOfGoodsAndServicesSoldExcludingInterest" xlink:title="Label : CostOfGoodsAndServicesSoldExcludingInterest to label_CostOfGoodsAndServicesSoldExcludingInterest" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" xlink:label="CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" xlink:title="CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" xml:lang="en-US" id="label_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock">Cash Paid for Interest Net of Capitalized Interest [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" xlink:to="label_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" xlink:title="Label : CashPaidForInterestNetOfCapitalizedInterestTableTextBlock to label_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The100SeniorSecured175LienTermLoansDue2028Member" xlink:label="The100SeniorSecured175LienTermLoansDue2028Member" xlink:title="The100SeniorSecured175LienTermLoansDue2028Member" />
    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienTermLoansDue2028Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The100SeniorSecured175LienTermLoansDue2028Member" xml:lang="en-US" id="label_The100SeniorSecured175LienTermLoansDue2028Member">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The100SeniorSecured175LienTermLoansDue2028Member" xlink:to="label_The100SeniorSecured175LienTermLoansDue2028Member" xlink:title="Label : The100SeniorSecured175LienTermLoansDue2028Member to label_The100SeniorSecured175LienTermLoansDue2028Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SecuredDebtLeverageRatio" xlink:label="SecuredDebtLeverageRatio" xlink:title="SecuredDebtLeverageRatio" />
    <link:label xlink:type="resource" xlink:label="label_SecuredDebtLeverageRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredDebtLeverageRatio" xml:lang="en-US" id="label_SecuredDebtLeverageRatio">hov_SecuredDebtLeverageRatio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebtLeverageRatio" xlink:to="label_SecuredDebtLeverageRatio" xlink:title="Label : SecuredDebtLeverageRatio to label_SecuredDebtLeverageRatio" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CustomerDepositsMember" xlink:label="CustomerDepositsMember" xlink:title="CustomerDepositsMember" />
    <link:label xlink:type="resource" xlink:label="label_CustomerDepositsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CustomerDepositsMember" xml:lang="en-US" id="label_CustomerDepositsMember">Customer Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomerDepositsMember" xlink:to="label_CustomerDepositsMember" xlink:title="Label : CustomerDepositsMember to label_CustomerDepositsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo">Lessee, Operating Lease, Liability, to be Paid, Year Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearTwo to label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths">Lessee, Operating Lease, Liability, to be Paid, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths to label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearFour" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour">Lessee, Operating Lease, Liability, to be Paid, Year Four</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearFour to label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree">Lessee, Operating Lease, Liability, to be Paid, Year Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearThree to label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:label="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount">Lessee, Operating Lease, Liability, Undiscounted Excess Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:to="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="Label : LesseeOperatingLeaseLiabilityUndiscountedExcessAmount to label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDue" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDue">Total operating lease payments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDue to label_LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:label="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xml:lang="en-US" id="label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable">Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:to="label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="Label : ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable to label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseLiability" xlink:label="OperatingLeaseLiability" xlink:title="OperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeaseLiability" xml:lang="en-US" id="label_OperatingLeaseLiability">Present value of operating lease liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiability" xlink:to="label_OperatingLeaseLiability" xlink:title="Label : OperatingLeaseLiability to label_OperatingLeaseLiability" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAndStockholdersEquity" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquity">Liabilities and Equity, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="label_LiabilitiesAndStockholdersEquity" xlink:title="Label : LiabilitiesAndStockholdersEquity to label_LiabilitiesAndStockholdersEquity" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LesseeOperatingLeaseLeaseNotYetCommenced" xlink:label="LesseeOperatingLeaseLeaseNotYetCommenced" xlink:title="LesseeOperatingLeaseLeaseNotYetCommenced" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLeaseNotYetCommenced" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLeaseNotYetCommenced" xml:lang="en-US" id="label_LesseeOperatingLeaseLeaseNotYetCommenced">hov_LesseeOperatingLeaseLeaseNotYetCommenced</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLeaseNotYetCommenced" xlink:to="label_LesseeOperatingLeaseLeaseNotYetCommenced" xlink:title="Label : LesseeOperatingLeaseLeaseNotYetCommenced to label_LesseeOperatingLeaseLeaseNotYetCommenced" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:title="PaymentsForOriginationOfMortgageLoansHeldForSale" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForOriginationOfMortgageLoansHeldForSale" xml:lang="en-US" id="label_PaymentsForOriginationOfMortgageLoansHeldForSale">Payment for Origination, Loan, Mortgage, Held-for-Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:to="label_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:title="Label : PaymentsForOriginationOfMortgageLoansHeldForSale to label_PaymentsForOriginationOfMortgageLoansHeldForSale" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:title="LineOfCreditFacilityMaximumBorrowingCapacity" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacity">Line of Credit Facility, Maximum Borrowing Capacity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:title="Label : LineOfCreditFacilityMaximumBorrowingCapacity to label_LineOfCreditFacilityMaximumBorrowingCapacity" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:label="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:title="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" />
    <link:label xlink:type="resource" xlink:label="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xml:lang="en-US" id="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member">Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:to="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:title="Label : SeniorUnsecuredTermLoanCreditFacilityDue2027Member to label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_Between2038And2042Member" xlink:label="Between2038And2042Member" xlink:title="Between2038And2042Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2038And2042Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2038And2042Member" xml:lang="en-US" id="label_Between2038And2042Member">Between 2038 and 2042 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2038And2042Member" xlink:to="label_Between2038And2042Member" xlink:title="Label : Between2038And2042Member to label_Between2038And2042Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GainLossOnDispositionOfAssets" xlink:label="GainLossOnDispositionOfAssets" xlink:title="GainLossOnDispositionOfAssets" />
    <link:label xlink:type="resource" xlink:label="label_GainLossOnDispositionOfAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainLossOnDispositionOfAssets" xml:lang="en-US" id="label_GainLossOnDispositionOfAssets">Gain Loss On Disposition Of Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnDispositionOfAssets" xlink:to="label_GainLossOnDispositionOfAssets" xlink:title="Label : GainLossOnDispositionOfAssets to label_GainLossOnDispositionOfAssets" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NortheastMember" xlink:label="NortheastMember" xlink:title="NortheastMember" />
    <link:label xlink:type="resource" xlink:label="label_NortheastMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NortheastMember" xml:lang="en-US" id="label_NortheastMember">Northeast [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NortheastMember" xlink:to="label_NortheastMember" xlink:title="Label : NortheastMember to label_NortheastMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:label="NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:title="NumberOfOwnedCommunitiesTransferredToTheJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture" xml:lang="en-US" id="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture">hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:title="Label : NumberOfOwnedCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedCommunitiesTransferredToTheJointVenture" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_HomebuildingAndLandDevelopmentJointVenturesMember" xlink:label="HomebuildingAndLandDevelopmentJointVenturesMember" xlink:title="HomebuildingAndLandDevelopmentJointVenturesMember" />
    <link:label xlink:type="resource" xlink:label="label_HomebuildingAndLandDevelopmentJointVenturesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HomebuildingAndLandDevelopmentJointVenturesMember" xml:lang="en-US" id="label_HomebuildingAndLandDevelopmentJointVenturesMember">Homebuilding and Land Development Joint Ventures [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomebuildingAndLandDevelopmentJointVenturesMember" xlink:to="label_HomebuildingAndLandDevelopmentJointVenturesMember" xlink:title="Label : HomebuildingAndLandDevelopmentJointVenturesMember to label_HomebuildingAndLandDevelopmentJointVenturesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInInventories" xlink:label="IncreaseDecreaseInInventories" xlink:title="IncreaseDecreaseInInventories" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInventories" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInInventories" xml:lang="en-US" id="label_IncreaseDecreaseInInventories">Increase (Decrease) in Inventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInventories" xlink:to="label_IncreaseDecreaseInInventories" xlink:title="Label : IncreaseDecreaseInInventories to label_IncreaseDecreaseInInventories" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInventories_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInInventories_1" xml:lang="en-US" id="label_IncreaseDecreaseInInventories_1">Increase (Decrease) in Inventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInventories" xlink:to="label_IncreaseDecreaseInInventories_1" xlink:title="Label : IncreaseDecreaseInInventories to label_IncreaseDecreaseInInventories_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SoutheastMember" xlink:label="SoutheastMember" xlink:title="SoutheastMember" />
    <link:label xlink:type="resource" xlink:label="label_SoutheastMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SoutheastMember" xml:lang="en-US" id="label_SoutheastMember">Southeast [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SoutheastMember" xlink:to="label_SoutheastMember" xlink:title="Label : SoutheastMember to label_SoutheastMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_WestMember" xlink:label="WestMember" xlink:title="WestMember" />
    <link:label xlink:type="resource" xlink:label="label_WestMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WestMember" xml:lang="en-US" id="label_WestMember">West [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WestMember" xlink:to="label_WestMember" xlink:title="Label : WestMember to label_WestMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="TreasuryStockValueAcquiredCostMethod" xlink:title="TreasuryStockValueAcquiredCostMethod" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValueAcquiredCostMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockValueAcquiredCostMethod" xml:lang="en-US" id="label_TreasuryStockValueAcquiredCostMethod">Treasury Stock Value Acquired Cost Method</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValueAcquiredCostMethod" xlink:to="label_TreasuryStockValueAcquiredCostMethod" xlink:title="Label : TreasuryStockValueAcquiredCostMethod to label_TreasuryStockValueAcquiredCostMethod" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValueAcquiredCostMethod_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_TreasuryStockValueAcquiredCostMethod_1" xml:lang="en-US" id="label_TreasuryStockValueAcquiredCostMethod_1">Treasury Stock, Value, Acquired, Cost Method</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValueAcquiredCostMethod" xlink:to="label_TreasuryStockValueAcquiredCostMethod_1" xlink:title="Label : TreasuryStockValueAcquiredCostMethod to label_TreasuryStockValueAcquiredCostMethod_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInReceivables" xlink:label="IncreaseDecreaseInReceivables" xlink:title="IncreaseDecreaseInReceivables" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReceivables" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInReceivables" xml:lang="en-US" id="label_IncreaseDecreaseInReceivables">Increase Decrease In Receivables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReceivables" xlink:to="label_IncreaseDecreaseInReceivables" xlink:title="Label : IncreaseDecreaseInReceivables to label_IncreaseDecreaseInReceivables" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReceivables_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInReceivables_1" xml:lang="en-US" id="label_IncreaseDecreaseInReceivables_1">Increase (Decrease) in Receivables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReceivables" xlink:to="label_IncreaseDecreaseInReceivables_1" xlink:title="Label : IncreaseDecreaseInReceivables to label_IncreaseDecreaseInReceivables_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ImpairmentOfRealEstate" xlink:label="ImpairmentOfRealEstate" xlink:title="ImpairmentOfRealEstate" />
    <link:label xlink:type="resource" xlink:label="label_ImpairmentOfRealEstate" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_ImpairmentOfRealEstate" xml:lang="en-US" id="label_ImpairmentOfRealEstate">Total losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairmentOfRealEstate" xlink:to="label_ImpairmentOfRealEstate" xlink:title="Label : ImpairmentOfRealEstate to label_ImpairmentOfRealEstate" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The135SeniorNotesDue2026Member" xlink:label="The135SeniorNotesDue2026Member" xlink:title="The135SeniorNotesDue2026Member" />
    <link:label xlink:type="resource" xlink:label="label_The135SeniorNotesDue2026Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The135SeniorNotesDue2026Member" xml:lang="en-US" id="label_The135SeniorNotesDue2026Member">The 13.5% Senior Notes Due 2026 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The135SeniorNotesDue2026Member" xlink:to="label_The135SeniorNotesDue2026Member" xlink:title="Label : The135SeniorNotesDue2026Member to label_The135SeniorNotesDue2026Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="Label : ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The50SeniorNotesDue2040Member" xlink:label="The50SeniorNotesDue2040Member" xlink:title="The50SeniorNotesDue2040Member" />
    <link:label xlink:type="resource" xlink:label="label_The50SeniorNotesDue2040Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The50SeniorNotesDue2040Member" xml:lang="en-US" id="label_The50SeniorNotesDue2040Member">The 5.0% Senior Notes due 2040 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The50SeniorNotesDue2040Member" xlink:to="label_The50SeniorNotesDue2040Member" xlink:title="Label : The50SeniorNotesDue2040Member to label_The50SeniorNotesDue2040Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_UnsecuredSeniorTermLoanMember" xlink:label="UnsecuredSeniorTermLoanMember" xlink:title="UnsecuredSeniorTermLoanMember" />
    <link:label xlink:type="resource" xlink:label="label_UnsecuredSeniorTermLoanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnsecuredSeniorTermLoanMember" xml:lang="en-US" id="label_UnsecuredSeniorTermLoanMember">Unsecured Senior Term Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredSeniorTermLoanMember" xlink:to="label_UnsecuredSeniorTermLoanMember" xlink:title="Label : UnsecuredSeniorTermLoanMember to label_UnsecuredSeniorTermLoanMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfCommunitiesEvaluatedForImpairment" xlink:label="NumberOfCommunitiesEvaluatedForImpairment" xlink:title="NumberOfCommunitiesEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfCommunitiesEvaluatedForImpairment" xml:lang="en-US" id="label_NumberOfCommunitiesEvaluatedForImpairment">Number of communities evaluated for impairment during the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesEvaluatedForImpairment" xlink:to="label_NumberOfCommunitiesEvaluatedForImpairment" xlink:title="Label : NumberOfCommunitiesEvaluatedForImpairment to label_NumberOfCommunitiesEvaluatedForImpairment" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LandOptionWriteOffs" xlink:label="LandOptionWriteOffs" xlink:title="LandOptionWriteOffs" />
    <link:label xlink:type="resource" xlink:label="label_LandOptionWriteOffs" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LandOptionWriteOffs" xml:lang="en-US" id="label_LandOptionWriteOffs">The charge against earnings in the period to write off costs associated with land options that were terminated.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandOptionWriteOffs" xlink:to="label_LandOptionWriteOffs" xlink:title="Label : LandOptionWriteOffs to label_LandOptionWriteOffs" />
    <link:label xlink:type="resource" xlink:label="label_IssuerRule10b51MaterialTermsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IssuerRule10b51MaterialTermsTextBlock_1" xml:lang="en-US" id="label_IssuerRule10b51MaterialTermsTextBlock_1">The entire disclosure for material terms under issuer rule 10b5-1.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuerRule10b51MaterialTermsTextBlock" xlink:to="label_IssuerRule10b51MaterialTermsTextBlock_1" xlink:title="Label : IssuerRule10b51MaterialTermsTextBlock to label_IssuerRule10b51MaterialTermsTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DividendsPreferredStock" xlink:label="DividendsPreferredStock" xlink:title="DividendsPreferredStock" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPreferredStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsPreferredStock" xml:lang="en-US" id="label_DividendsPreferredStock">Dividends Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStock" xlink:to="label_DividendsPreferredStock" xlink:title="Label : DividendsPreferredStock to label_DividendsPreferredStock" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCollateralAmount_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentCollateralAmount_1" xml:lang="en-US" id="label_DebtInstrumentCollateralAmount_1">Debt Instrument, Collateral Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCollateralAmount" xlink:to="label_DebtInstrumentCollateralAmount_1" xlink:title="Label : DebtInstrumentCollateralAmount to label_DebtInstrumentCollateralAmount_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DebtCovenantFixedChargeCoverageRatioMinimum" xlink:label="DebtCovenantFixedChargeCoverageRatioMinimum" xlink:title="DebtCovenantFixedChargeCoverageRatioMinimum" />
    <link:label xlink:type="resource" xlink:label="label_DebtCovenantFixedChargeCoverageRatioMinimum" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtCovenantFixedChargeCoverageRatioMinimum" xml:lang="en-US" id="label_DebtCovenantFixedChargeCoverageRatioMinimum">hov_DebtCovenantFixedChargeCoverageRatioMinimum</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtCovenantFixedChargeCoverageRatioMinimum" xlink:to="label_DebtCovenantFixedChargeCoverageRatioMinimum" xlink:title="Label : DebtCovenantFixedChargeCoverageRatioMinimum to label_DebtCovenantFixedChargeCoverageRatioMinimum" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="DividendsPreferredStockCash" xlink:title="DividendsPreferredStockCash" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPreferredStockCash" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DividendsPreferredStockCash" xml:lang="en-US" id="label_DividendsPreferredStockCash">Less: preferred stock dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStockCash" xlink:to="label_DividendsPreferredStockCash" xlink:title="Label : DividendsPreferredStockCash to label_DividendsPreferredStockCash" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NumberOfStatesInWhichEntityOperates" xlink:label="NumberOfStatesInWhichEntityOperates" xlink:title="NumberOfStatesInWhichEntityOperates" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfStatesInWhichEntityOperates" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfStatesInWhichEntityOperates" xml:lang="en-US" id="label_NumberOfStatesInWhichEntityOperates">Number of States in which Entity Operates</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfStatesInWhichEntityOperates" xlink:to="label_NumberOfStatesInWhichEntityOperates" xlink:title="Label : NumberOfStatesInWhichEntityOperates to label_NumberOfStatesInWhichEntityOperates" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="GainsLossesOnExtinguishmentOfDebt" xlink:title="GainsLossesOnExtinguishmentOfDebt" />
    <link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainsLossesOnExtinguishmentOfDebt" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt">Gain on extinguishment of debt, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt" xlink:title="Label : GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt" />
    <link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GainsLossesOnExtinguishmentOfDebt_1" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt_1">Gain (Loss) on Extinguishment of Debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt_1" xlink:title="Label : GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="DebtInstrumentFaceAmount" xlink:title="DebtInstrumentFaceAmount" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentFaceAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentFaceAmount" xml:lang="en-US" id="label_DebtInstrumentFaceAmount">Debt Instrument Face Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentFaceAmount" xlink:to="label_DebtInstrumentFaceAmount" xlink:title="Label : DebtInstrumentFaceAmount to label_DebtInstrumentFaceAmount" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_UnsecuredSeniorNotesMember" xlink:label="UnsecuredSeniorNotesMember" xlink:title="UnsecuredSeniorNotesMember" />
    <link:label xlink:type="resource" xlink:label="label_UnsecuredSeniorNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnsecuredSeniorNotesMember" xml:lang="en-US" id="label_UnsecuredSeniorNotesMember">Unsecured Senior Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredSeniorNotesMember" xlink:to="label_UnsecuredSeniorNotesMember" xlink:title="Label : UnsecuredSeniorNotesMember to label_UnsecuredSeniorNotesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_Between2028And2032Member" xlink:label="Between2028And2032Member" xlink:title="Between2028And2032Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2028And2032Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2028And2032Member" xml:lang="en-US" id="label_Between2028And2032Member">Between 2028 and 2032 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2028And2032Member" xlink:to="label_Between2028And2032Member" xlink:title="Label : Between2028And2032Member to label_Between2028And2032Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RealPropertyMember" xlink:label="RealPropertyMember" xlink:title="RealPropertyMember" />
    <link:label xlink:type="resource" xlink:label="label_RealPropertyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealPropertyMember" xml:lang="en-US" id="label_RealPropertyMember">Real Property [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealPropertyMember" xlink:to="label_RealPropertyMember" xlink:title="Label : RealPropertyMember to label_RealPropertyMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredIncomeTaxes">Increase (Decrease) in Deferred Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="label_IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="Label : IncreaseDecreaseInDeferredIncomeTaxes to label_IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentInterestRateStatedPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US" id="label_DebtInstrumentInterestRateStatedPercentage">Debt Instrument, Stated Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="label_DebtInstrumentInterestRateStatedPercentage" xlink:title="Label : DebtInstrumentInterestRateStatedPercentage to label_DebtInstrumentInterestRateStatedPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="DebtInstrumentBasisSpreadOnVariableRate1" xlink:title="DebtInstrumentBasisSpreadOnVariableRate1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentBasisSpreadOnVariableRate1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentBasisSpreadOnVariableRate1" xml:lang="en-US" id="label_DebtInstrumentBasisSpreadOnVariableRate1">Debt Instrument, Basis Spread on Variable Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="label_DebtInstrumentBasisSpreadOnVariableRate1" xlink:title="Label : DebtInstrumentBasisSpreadOnVariableRate1 to label_DebtInstrumentBasisSpreadOnVariableRate1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_Between2033And2037Member" xlink:label="Between2033And2037Member" xlink:title="Between2033And2037Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2033And2037Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2033And2037Member" xml:lang="en-US" id="label_Between2033And2037Member">Between 2033 and 2037 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2033And2037Member" xlink:to="label_Between2033And2037Member" xlink:title="Label : Between2033And2037Member to label_Between2033And2037Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="DebtWeightedAverageInterestRate" xlink:title="DebtWeightedAverageInterestRate" />
    <link:label xlink:type="resource" xlink:label="label_DebtWeightedAverageInterestRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtWeightedAverageInterestRate" xml:lang="en-US" id="label_DebtWeightedAverageInterestRate">Debt, Weighted Average Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtWeightedAverageInterestRate" xlink:to="label_DebtWeightedAverageInterestRate" xlink:title="Label : DebtWeightedAverageInterestRate to label_DebtWeightedAverageInterestRate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SharesOutstanding" xlink:label="SharesOutstanding" xlink:title="SharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_SharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_SharesOutstanding" xml:lang="en-US" id="label_SharesOutstanding">Balance (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesOutstanding" xlink:to="label_SharesOutstanding" xlink:title="Label : SharesOutstanding to label_SharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_SharesOutstanding_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_SharesOutstanding_1" xml:lang="en-US" id="label_SharesOutstanding_1">Balance (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesOutstanding" xlink:to="label_SharesOutstanding_1" xlink:title="Label : SharesOutstanding to label_SharesOutstanding_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInContractWithCustomerLiability" xlink:label="IncreaseDecreaseInContractWithCustomerLiability" xlink:title="IncreaseDecreaseInContractWithCustomerLiability" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInContractWithCustomerLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInContractWithCustomerLiability" xml:lang="en-US" id="label_IncreaseDecreaseInContractWithCustomerLiability">Customers&#x2019; deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInContractWithCustomerLiability" xlink:to="label_IncreaseDecreaseInContractWithCustomerLiability" xlink:title="Label : IncreaseDecreaseInContractWithCustomerLiability to label_IncreaseDecreaseInContractWithCustomerLiability" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="DebtInstrumentMaturityDate" xlink:title="DebtInstrumentMaturityDate" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentMaturityDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentMaturityDate" xml:lang="en-US" id="label_DebtInstrumentMaturityDate">Debt Instrument, Maturity Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityDate" xlink:to="label_DebtInstrumentMaturityDate" xlink:title="Label : DebtInstrumentMaturityDate to label_DebtInstrumentMaturityDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:label="RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:title="RealEstateInventoryCapitalizedInterestCostsCostOfSales1" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1">Less cost of sales interest expensed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsCostOfSales1 to label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RealEstateInventoryCapitalizedInterestCosts" xlink:label="RealEstateInventoryCapitalizedInterestCosts" xlink:title="RealEstateInventoryCapitalizedInterestCosts" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCosts" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_RealEstateInventoryCapitalizedInterestCosts" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCosts">Interest capitalized at end of period(4)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCosts" xlink:to="label_RealEstateInventoryCapitalizedInterestCosts" xlink:title="Label : RealEstateInventoryCapitalizedInterestCosts to label_RealEstateInventoryCapitalizedInterestCosts" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCosts_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_RealEstateInventoryCapitalizedInterestCosts_1" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCosts_1">Interest capitalized at beginning of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCosts" xlink:to="label_RealEstateInventoryCapitalizedInterestCosts_1" xlink:title="Label : RealEstateInventoryCapitalizedInterestCosts to label_RealEstateInventoryCapitalizedInterestCosts_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_Between2023And2027Member" xlink:label="Between2023And2027Member" xlink:title="Between2023And2027Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2023And2027Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2023And2027Member" xml:lang="en-US" id="label_Between2023And2027Member">Between 2023 and 2027 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2023And2027Member" xlink:to="label_Between2023And2027Member" xlink:title="Label : Between2023And2027Member to label_Between2023And2027Member" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_BloombergShorttermBankYieldIndexBSBYMember" xlink:label="BloombergShorttermBankYieldIndexBSBYMember" xlink:title="BloombergShorttermBankYieldIndexBSBYMember" />
    <link:label xlink:type="resource" xlink:label="label_BloombergShorttermBankYieldIndexBSBYMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BloombergShorttermBankYieldIndexBSBYMember" xml:lang="en-US" id="label_BloombergShorttermBankYieldIndexBSBYMember">Bloomberg Short-term Bank Yield Index (BSBY) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergShorttermBankYieldIndexBSBYMember" xlink:to="label_BloombergShorttermBankYieldIndexBSBYMember" xlink:title="Label : BloombergShorttermBankYieldIndexBSBYMember to label_BloombergShorttermBankYieldIndexBSBYMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InventoryRealEstate" xlink:label="InventoryRealEstate" xlink:title="InventoryRealEstate" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryRealEstate" xml:lang="en-US" id="label_InventoryRealEstate">Inventory, Real Estate, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstate" xlink:to="label_InventoryRealEstate" xlink:title="Label : InventoryRealEstate to label_InventoryRealEstate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="AllocatedShareBasedCompensationExpense" xlink:title="AllocatedShareBasedCompensationExpense" />
    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllocatedShareBasedCompensationExpense" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpense">Share-Based Payment Arrangement, Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpense" xlink:to="label_AllocatedShareBasedCompensationExpense" xlink:title="Label : AllocatedShareBasedCompensationExpense to label_AllocatedShareBasedCompensationExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllocatedShareBasedCompensationExpenseNetOfTax" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpenseNetOfTax">Share-Based Payment Arrangement, Expense, after Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:to="label_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="Label : AllocatedShareBasedCompensationExpenseNetOfTax to label_AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PayableInSharesOfCompanyStockMember" xlink:label="PayableInSharesOfCompanyStockMember" xlink:title="PayableInSharesOfCompanyStockMember" />
    <link:label xlink:type="resource" xlink:label="label_PayableInSharesOfCompanyStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PayableInSharesOfCompanyStockMember" xml:lang="en-US" id="label_PayableInSharesOfCompanyStockMember">Payable in Shares of Company Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayableInSharesOfCompanyStockMember" xlink:to="label_PayableInSharesOfCompanyStockMember" xlink:title="Label : PayableInSharesOfCompanyStockMember to label_PayableInSharesOfCompanyStockMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue" xlink:title="Label : CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue_1" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_1">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_1" xlink:title="Label : CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashEquivalentsAtCarryingValue" xlink:label="CashEquivalentsAtCarryingValue" xlink:title="CashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_CashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashEquivalentsAtCarryingValue">Cash Equivalents, at Carrying Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashEquivalentsAtCarryingValue" xlink:to="label_CashEquivalentsAtCarryingValue" xlink:title="Label : CashEquivalentsAtCarryingValue to label_CashEquivalentsAtCarryingValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GeneralAndAdministrativeExpense" xlink:label="GeneralAndAdministrativeExpense" xlink:title="GeneralAndAdministrativeExpense" />
    <link:label xlink:type="resource" xlink:label="label_GeneralAndAdministrativeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GeneralAndAdministrativeExpense" xml:lang="en-US" id="label_GeneralAndAdministrativeExpense">General and Administrative Expense, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralAndAdministrativeExpense" xlink:to="label_GeneralAndAdministrativeExpense" xlink:title="Label : GeneralAndAdministrativeExpense to label_GeneralAndAdministrativeExpense" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PayableInCashsettledPhantomSharesMember" xlink:label="PayableInCashsettledPhantomSharesMember" xlink:title="PayableInCashsettledPhantomSharesMember" />
    <link:label xlink:type="resource" xlink:label="label_PayableInCashsettledPhantomSharesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PayableInCashsettledPhantomSharesMember" xml:lang="en-US" id="label_PayableInCashsettledPhantomSharesMember">Payable in Cash-settled Phantom Shares [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayableInCashsettledPhantomSharesMember" xlink:to="label_PayableInCashsettledPhantomSharesMember" xlink:title="Label : PayableInCashsettledPhantomSharesMember to label_PayableInCashsettledPhantomSharesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage" xlink:label="DebtInstrumentRedemptionPricePercentage" xlink:title="DebtInstrumentRedemptionPricePercentage" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPricePercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentRedemptionPricePercentage" xml:lang="en-US" id="label_DebtInstrumentRedemptionPricePercentage">Debt Instrument, Redemption Price, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPricePercentage" xlink:to="label_DebtInstrumentRedemptionPricePercentage" xlink:title="Label : DebtInstrumentRedemptionPricePercentage to label_DebtInstrumentRedemptionPricePercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxExpenseBenefit" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit">Tax provision (benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit" xlink:title="Label : IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LineOfCreditFacilityVariableRateFloor" xlink:label="LineOfCreditFacilityVariableRateFloor" xlink:title="LineOfCreditFacilityVariableRateFloor" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityVariableRateFloor" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityVariableRateFloor" xml:lang="en-US" id="label_LineOfCreditFacilityVariableRateFloor">hov_LineOfCreditFacilityVariableRateFloor</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityVariableRateFloor" xlink:to="label_LineOfCreditFacilityVariableRateFloor" xlink:title="Label : LineOfCreditFacilityVariableRateFloor to label_LineOfCreditFacilityVariableRateFloor" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfUnconsolidatedJointVenturesDissolved" xlink:label="NumberOfUnconsolidatedJointVenturesDissolved" xlink:title="NumberOfUnconsolidatedJointVenturesDissolved" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfUnconsolidatedJointVenturesDissolved" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfUnconsolidatedJointVenturesDissolved" xml:lang="en-US" id="label_NumberOfUnconsolidatedJointVenturesDissolved">hov_NumberOfUnconsolidatedJointVenturesDissolved</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfUnconsolidatedJointVenturesDissolved" xlink:to="label_NumberOfUnconsolidatedJointVenturesDissolved" xlink:title="Label : NumberOfUnconsolidatedJointVenturesDissolved to label_NumberOfUnconsolidatedJointVenturesDissolved" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LineOfCreditFacilityApplicableMargin" xlink:label="LineOfCreditFacilityApplicableMargin" xlink:title="LineOfCreditFacilityApplicableMargin" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityApplicableMargin" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityApplicableMargin" xml:lang="en-US" id="label_LineOfCreditFacilityApplicableMargin">hov_LineOfCreditFacilityApplicableMargin</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityApplicableMargin" xlink:to="label_LineOfCreditFacilityApplicableMargin" xlink:title="Label : LineOfCreditFacilityApplicableMargin to label_LineOfCreditFacilityApplicableMargin" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:label="LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:title="LineOfCreditFacilityUnusedCommitmentFeeRate" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityUnusedCommitmentFeeRate" xml:lang="en-US" id="label_LineOfCreditFacilityUnusedCommitmentFeeRate">hov_LineOfCreditFacilityUnusedCommitmentFeeRate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:to="label_LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:title="Label : LineOfCreditFacilityUnusedCommitmentFeeRate to label_LineOfCreditFacilityUnusedCommitmentFeeRate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionAmountsOfTransaction" xlink:label="RelatedPartyTransactionAmountsOfTransaction" xlink:title="RelatedPartyTransactionAmountsOfTransaction" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionAmountsOfTransaction" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionAmountsOfTransaction" xml:lang="en-US" id="label_RelatedPartyTransactionAmountsOfTransaction">Related Party Transaction, Amounts of Transaction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionAmountsOfTransaction" xlink:to="label_RelatedPartyTransactionAmountsOfTransaction" xlink:title="Label : RelatedPartyTransactionAmountsOfTransaction to label_RelatedPartyTransactionAmountsOfTransaction" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ManagementFeesMember" xlink:label="ManagementFeesMember" xlink:title="ManagementFeesMember" />
    <link:label xlink:type="resource" xlink:label="label_ManagementFeesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ManagementFeesMember" xml:lang="en-US" id="label_ManagementFeesMember">Management Fees [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ManagementFeesMember" xlink:to="label_ManagementFeesMember" xlink:title="Label : ManagementFeesMember to label_ManagementFeesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" xlink:label="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" xlink:title="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour">2030 and thereafter</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" xlink:to="label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" xlink:title="Label : LesseeOperatingLeaseLiabilityToBePaidAfterYearFour to label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="IncomeLossFromEquityMethodInvestments" xlink:title="IncomeLossFromEquityMethodInvestments" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncomeLossFromEquityMethodInvestments" xml:lang="en-US" id="label_IncomeLossFromEquityMethodInvestments">Income from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromEquityMethodInvestments" xlink:to="label_IncomeLossFromEquityMethodInvestments" xlink:title="Label : IncomeLossFromEquityMethodInvestments to label_IncomeLossFromEquityMethodInvestments" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromEquityMethodInvestments_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeLossFromEquityMethodInvestments_1" xml:lang="en-US" id="label_IncomeLossFromEquityMethodInvestments_1">Income from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromEquityMethodInvestments" xlink:to="label_IncomeLossFromEquityMethodInvestments_1" xlink:title="Label : IncomeLossFromEquityMethodInvestments to label_IncomeLossFromEquityMethodInvestments_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_OutOfTheMoneyStockOptionsMember" xlink:label="OutOfTheMoneyStockOptionsMember" xlink:title="OutOfTheMoneyStockOptionsMember" />
    <link:label xlink:type="resource" xlink:label="label_OutOfTheMoneyStockOptionsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OutOfTheMoneyStockOptionsMember" xml:lang="en-US" id="label_OutOfTheMoneyStockOptionsMember">Out of the Money Stock Options [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OutOfTheMoneyStockOptionsMember" xlink:to="label_OutOfTheMoneyStockOptionsMember" xlink:title="Label : OutOfTheMoneyStockOptionsMember to label_OutOfTheMoneyStockOptionsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PreferredStockPurchaseRightsMember" xlink:label="PreferredStockPurchaseRightsMember" xlink:title="PreferredStockPurchaseRightsMember" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockPurchaseRightsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockPurchaseRightsMember" xml:lang="en-US" id="label_PreferredStockPurchaseRightsMember">Preferred Stock Purchase Rights [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPurchaseRightsMember" xlink:to="label_PreferredStockPurchaseRightsMember" xlink:title="Label : PreferredStockPurchaseRightsMember to label_PreferredStockPurchaseRightsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdvancesToAffiliate" xlink:label="AdvancesToAffiliate" xlink:title="AdvancesToAffiliate" />
    <link:label xlink:type="resource" xlink:label="label_AdvancesToAffiliate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdvancesToAffiliate" xml:lang="en-US" id="label_AdvancesToAffiliate">Advances to Affiliate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesToAffiliate" xlink:to="label_AdvancesToAffiliate" xlink:title="Label : AdvancesToAffiliate to label_AdvancesToAffiliate" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DepositorySharesMember" xlink:label="DepositorySharesMember" xlink:title="DepositorySharesMember" />
    <link:label xlink:type="resource" xlink:label="label_DepositorySharesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DepositorySharesMember" xml:lang="en-US" id="label_DepositorySharesMember">Depository Shares [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositorySharesMember" xlink:to="label_DepositorySharesMember" xlink:title="Label : DepositorySharesMember to label_DepositorySharesMember" />
    <link:label xlink:type="resource" xlink:label="label_The2025LTIPMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The2025LTIPMember_1" xml:lang="en-US" id="label_The2025LTIPMember_1">The 2025 LTIP [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The2025LTIPMember" xlink:to="label_The2025LTIPMember_1" xlink:title="Label : The2025LTIPMember to label_The2025LTIPMember_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:label="OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:title="OwnercontrolledInsuranceProgramForSubcontractorsMember" />
    <link:label xlink:type="resource" xlink:label="label_OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OwnercontrolledInsuranceProgramForSubcontractorsMember" xml:lang="en-US" id="label_OwnercontrolledInsuranceProgramForSubcontractorsMember">Owner-Controlled Insurance Program for Subcontractors [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:to="label_OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:title="Label : OwnercontrolledInsuranceProgramForSubcontractorsMember to label_OwnercontrolledInsuranceProgramForSubcontractorsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_EnergyEfficientTaxCreditMember" xlink:label="EnergyEfficientTaxCreditMember" xlink:title="EnergyEfficientTaxCreditMember" />
    <link:label xlink:type="resource" xlink:label="label_EnergyEfficientTaxCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EnergyEfficientTaxCreditMember" xml:lang="en-US" id="label_EnergyEfficientTaxCreditMember">Energy Efficient Tax Credit [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EnergyEfficientTaxCreditMember" xlink:to="label_EnergyEfficientTaxCreditMember" xlink:title="Label : EnergyEfficientTaxCreditMember to label_EnergyEfficientTaxCreditMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_Between2030And2038Member" xlink:label="Between2030And2038Member" xlink:title="Between2030And2038Member" />
    <link:label xlink:type="resource" xlink:label="label_Between2030And2038Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Between2030And2038Member" xml:lang="en-US" id="label_Between2030And2038Member">Between 2030 and 2038 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2030And2038Member" xlink:to="label_Between2030And2038Member" xlink:title="Label : Between2030And2038Member to label_Between2030And2038Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xml:lang="en-US" id="label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable">Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="Label : ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to label_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SeniorSecuredTermLoanMember" xlink:label="SeniorSecuredTermLoanMember" xlink:title="SeniorSecuredTermLoanMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredTermLoanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorSecuredTermLoanMember" xml:lang="en-US" id="label_SeniorSecuredTermLoanMember">Senior Secured Term Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredTermLoanMember" xlink:to="label_SeniorSecuredTermLoanMember" xlink:title="Label : SeniorSecuredTermLoanMember to label_SeniorSecuredTermLoanMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CommonStockOutstandingMember" xlink:label="CommonStockOutstandingMember" xlink:title="CommonStockOutstandingMember" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockOutstandingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockOutstandingMember" xml:lang="en-US" id="label_CommonStockOutstandingMember">Common Stock Outstanding [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockOutstandingMember" xlink:to="label_CommonStockOutstandingMember" xlink:title="Label : CommonStockOutstandingMember to label_CommonStockOutstandingMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SeniorSecuredRevolvingCreditFacilityMember" xlink:label="SeniorSecuredRevolvingCreditFacilityMember" xlink:title="SeniorSecuredRevolvingCreditFacilityMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredRevolvingCreditFacilityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorSecuredRevolvingCreditFacilityMember" xml:lang="en-US" id="label_SeniorSecuredRevolvingCreditFacilityMember">Senior Secured Revolving Credit Facility [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredRevolvingCreditFacilityMember" xlink:to="label_SeniorSecuredRevolvingCreditFacilityMember" xlink:title="Label : SeniorSecuredRevolvingCreditFacilityMember to label_SeniorSecuredRevolvingCreditFacilityMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:label xlink:type="resource" xlink:label="label_ProfitLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_ProfitLoss" xml:lang="en-US" id="label_ProfitLoss">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss" xlink:title="Label : ProfitLoss to label_ProfitLoss" />
    <link:label xlink:type="resource" xlink:label="label_ProfitLoss_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProfitLoss_1" xml:lang="en-US" id="label_ProfitLoss_1">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss_1" xlink:title="Label : ProfitLoss to label_ProfitLoss_1" />
    <link:label xlink:type="resource" xlink:label="label_ProfitLoss_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_ProfitLoss_2" xml:lang="en-US" id="label_ProfitLoss_2">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss_2" xlink:title="Label : ProfitLoss to label_ProfitLoss_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:label="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:title="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xml:lang="en-US" id="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements">Investment in and advances to unconsolidated joint ventures, net of reimbursements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:to="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:title="Label : PaymentsToAcquireInterestInJointVentureNetOfReimbursements to label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityMethodInvestmentOwnershipPercentage" xlink:label="EquityMethodInvestmentOwnershipPercentage" xlink:title="EquityMethodInvestmentOwnershipPercentage" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentOwnershipPercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityMethodInvestmentOwnershipPercentage" xml:lang="en-US" id="label_EquityMethodInvestmentOwnershipPercentage">Equity Method Investment, Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentOwnershipPercentage" xlink:to="label_EquityMethodInvestmentOwnershipPercentage" xlink:title="Label : EquityMethodInvestmentOwnershipPercentage to label_EquityMethodInvestmentOwnershipPercentage" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_AllStatesOtherThanCaliforniaMember" xlink:label="AllStatesOtherThanCaliforniaMember" xlink:title="AllStatesOtherThanCaliforniaMember" />
    <link:label xlink:type="resource" xlink:label="label_AllStatesOtherThanCaliforniaMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllStatesOtherThanCaliforniaMember" xml:lang="en-US" id="label_AllStatesOtherThanCaliforniaMember">All States Other Than California [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllStatesOtherThanCaliforniaMember" xlink:to="label_AllStatesOtherThanCaliforniaMember" xlink:title="Label : AllStatesOtherThanCaliforniaMember to label_AllStatesOtherThanCaliforniaMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:label="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:title="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xml:lang="en-US" id="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB">hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:to="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:title="Label : CommonStockDividendsPercentOfIncreaseFromClassAToClassB to label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ConversionOfStockFromClassBToClassAConversionRatio" xlink:label="ConversionOfStockFromClassBToClassAConversionRatio" xlink:title="ConversionOfStockFromClassBToClassAConversionRatio" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockFromClassBToClassAConversionRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionOfStockFromClassBToClassAConversionRatio" xml:lang="en-US" id="label_ConversionOfStockFromClassBToClassAConversionRatio">hov_ConversionOfStockFromClassBToClassAConversionRatio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockFromClassBToClassAConversionRatio" xlink:to="label_ConversionOfStockFromClassBToClassAConversionRatio" xlink:title="Label : ConversionOfStockFromClassBToClassAConversionRatio to label_ConversionOfStockFromClassBToClassAConversionRatio" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ShareholderOwnershipPercentage" xlink:label="ShareholderOwnershipPercentage" xlink:title="ShareholderOwnershipPercentage" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholderOwnershipPercentage" xml:lang="en-US" id="label_ShareholderOwnershipPercentage">hov_ShareholderOwnershipPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentage" xlink:to="label_ShareholderOwnershipPercentage" xlink:title="Label : ShareholderOwnershipPercentage to label_ShareholderOwnershipPercentage" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xml:lang="en-US" id="label_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance">Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:to="label_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="Label : IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance to label_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_1" xml:lang="en-US" id="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_1">Reduction of Inventory to Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_1" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock to label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_2" xml:lang="en-US" id="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_2">Inventory Impairments and Land Option Cost Write-offs [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_2" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock to label_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ShareholderOwnershipPercentageOfIncrease" xlink:label="ShareholderOwnershipPercentageOfIncrease" xlink:title="ShareholderOwnershipPercentageOfIncrease" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentageOfIncrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholderOwnershipPercentageOfIncrease" xml:lang="en-US" id="label_ShareholderOwnershipPercentageOfIncrease">hov_ShareholderOwnershipPercentageOfIncrease</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentageOfIncrease" xlink:to="label_ShareholderOwnershipPercentageOfIncrease" xlink:title="Label : ShareholderOwnershipPercentageOfIncrease to label_ShareholderOwnershipPercentageOfIncrease" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfRights" xlink:label="NumberOfRights" xlink:title="NumberOfRights" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfRights" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfRights" xml:lang="en-US" id="label_NumberOfRights">hov_NumberOfRights</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRights" xlink:to="label_NumberOfRights" xlink:title="Label : NumberOfRights to label_NumberOfRights" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:label="UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:title="UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xml:lang="en-US" id="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted">Less: undistributed earnings reallocated to participating securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:to="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:title="Label : UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted to label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US" id="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="Label : AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount to label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xlink:label="TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xlink:title="TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" />
    <link:label xlink:type="resource" xlink:label="label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xml:lang="en-US" id="label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember">The Secured Credit Facility, the New Secured Notes, and the Second Lien Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xlink:to="label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xlink:title="Label : TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember to label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1" xml:lang="en-US" id="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1">Undistributed Earnings (Loss) Allocated to Participating Securities, Diluted, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted" xlink:to="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1" xlink:title="Label : UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted to label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_UndistributedEarningsDiluted" xlink:label="UndistributedEarningsDiluted" xlink:title="UndistributedEarningsDiluted" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsDiluted" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_UndistributedEarningsDiluted" xml:lang="en-US" id="label_UndistributedEarningsDiluted">Plus: undistributed earnings allocated to participating securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsDiluted" xlink:to="label_UndistributedEarningsDiluted" xlink:title="Label : UndistributedEarningsDiluted to label_UndistributedEarningsDiluted" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ShareholdersPreExistingOwnershipPercentage" xlink:label="ShareholdersPreExistingOwnershipPercentage" xlink:title="ShareholdersPreExistingOwnershipPercentage" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersPreExistingOwnershipPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersPreExistingOwnershipPercentage" xml:lang="en-US" id="label_ShareholdersPreExistingOwnershipPercentage">hov_ShareholdersPreExistingOwnershipPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersPreExistingOwnershipPercentage" xlink:to="label_ShareholdersPreExistingOwnershipPercentage" xlink:title="Label : ShareholdersPreExistingOwnershipPercentage to label_ShareholdersPreExistingOwnershipPercentage" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ShareholdersCurrentOwnershipPercentage" xlink:label="ShareholdersCurrentOwnershipPercentage" xlink:title="ShareholdersCurrentOwnershipPercentage" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersCurrentOwnershipPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersCurrentOwnershipPercentage" xml:lang="en-US" id="label_ShareholdersCurrentOwnershipPercentage">hov_ShareholdersCurrentOwnershipPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersCurrentOwnershipPercentage" xlink:to="label_ShareholdersCurrentOwnershipPercentage" xlink:title="Label : ShareholdersCurrentOwnershipPercentage to label_ShareholdersCurrentOwnershipPercentage" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ShareholdersOwnershipPercentageThreshold" xlink:label="ShareholdersOwnershipPercentageThreshold" xlink:title="ShareholdersOwnershipPercentageThreshold" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageThreshold" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersOwnershipPercentageThreshold" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageThreshold">hov_ShareholdersOwnershipPercentageThreshold</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageThreshold" xlink:to="label_ShareholdersOwnershipPercentageThreshold" xlink:title="Label : ShareholdersOwnershipPercentageThreshold to label_ShareholdersOwnershipPercentageThreshold" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The1352026NotesMember" xlink:label="The1352026NotesMember" xlink:title="The1352026NotesMember" />
    <link:label xlink:type="resource" xlink:label="label_The1352026NotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The1352026NotesMember" xml:lang="en-US" id="label_The1352026NotesMember">The 13.5% 2026 Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1352026NotesMember" xlink:to="label_The1352026NotesMember" xlink:title="Label : The1352026NotesMember to label_The1352026NotesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_The502040NotesMember" xlink:label="The502040NotesMember" xlink:title="The502040NotesMember" />
    <link:label xlink:type="resource" xlink:label="label_The502040NotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The502040NotesMember" xml:lang="en-US" id="label_The502040NotesMember">The 5.0% 2040 Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The502040NotesMember" xlink:to="label_The502040NotesMember" xlink:title="Label : The502040NotesMember to label_The502040NotesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_StockOptionsAmortizationAndIssuanceValue" xlink:label="StockOptionsAmortizationAndIssuanceValue" xlink:title="StockOptionsAmortizationAndIssuanceValue" />
    <link:label xlink:type="resource" xlink:label="label_StockOptionsAmortizationAndIssuanceValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockOptionsAmortizationAndIssuanceValue" xml:lang="en-US" id="label_StockOptionsAmortizationAndIssuanceValue">Stock options, amortization and issuances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockOptionsAmortizationAndIssuanceValue" xlink:to="label_StockOptionsAmortizationAndIssuanceValue" xlink:title="Label : StockOptionsAmortizationAndIssuanceValue to label_StockOptionsAmortizationAndIssuanceValue" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ConversionOfStockShares" xlink:label="ConversionOfStockShares" xlink:title="ConversionOfStockShares" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionOfStockShares" xml:lang="en-US" id="label_ConversionOfStockShares">Conversion of Class B to Class A common stock (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockShares" xlink:to="label_ConversionOfStockShares" xlink:title="Label : ConversionOfStockShares to label_ConversionOfStockShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="RestrictedCashAndCashEquivalents" xlink:title="RestrictedCashAndCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_RestrictedCashAndCashEquivalents" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents">Restricted cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents" xlink:title="Label : RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RestrictedCashAndCashEquivalents_1" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents_1">Restricted Cash and Cash Equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents_1" xlink:title="Label : RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherAssets" xml:lang="en-US" id="label_OtherAssets">Other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherAssets" xlink:to="label_OtherAssets" xlink:title="Label : OtherAssets to label_OtherAssets" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ConversionOfStockValue" xlink:label="ConversionOfStockValue" xlink:title="ConversionOfStockValue" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionOfStockValue" xml:lang="en-US" id="label_ConversionOfStockValue">Conversion of Class B to Class A common stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockValue" xlink:to="label_ConversionOfStockValue" xlink:title="Label : ConversionOfStockValue to label_ConversionOfStockValue" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_StockOptionsAmortizationAndIssuanceShares" xlink:label="StockOptionsAmortizationAndIssuanceShares" xlink:title="StockOptionsAmortizationAndIssuanceShares" />
    <link:label xlink:type="resource" xlink:label="label_StockOptionsAmortizationAndIssuanceShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockOptionsAmortizationAndIssuanceShares" xml:lang="en-US" id="label_StockOptionsAmortizationAndIssuanceShares">Stock options, amortization and issuances (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockOptionsAmortizationAndIssuanceShares" xlink:to="label_StockOptionsAmortizationAndIssuanceShares" xlink:title="Label : StockOptionsAmortizationAndIssuanceShares to label_StockOptionsAmortizationAndIssuanceShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LossContingencyDamagesSoughtValue" xlink:label="LossContingencyDamagesSoughtValue" xlink:title="LossContingencyDamagesSoughtValue" />
    <link:label xlink:type="resource" xlink:label="label_LossContingencyDamagesSoughtValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LossContingencyDamagesSoughtValue" xml:lang="en-US" id="label_LossContingencyDamagesSoughtValue">Loss Contingency, Damages Sought, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyDamagesSoughtValue" xlink:to="label_LossContingencyDamagesSoughtValue" xlink:title="Label : LossContingencyDamagesSoughtValue to label_LossContingencyDamagesSoughtValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:label="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xml:lang="en-US" id="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic">Less: undistributed earnings allocated to participating securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:to="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="Label : UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic to label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:label="NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:title="NetIncomeLossAvailableToCommonStockholdersDiluted" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersDiluted" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersDiluted">Net Income (Loss) Available to Common Stockholders, Diluted, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersDiluted to label_NetIncomeLossAvailableToCommonStockholdersDiluted" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfNewJointVentures" xlink:label="NumberOfNewJointVentures" xlink:title="NumberOfNewJointVentures" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfNewJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfNewJointVentures" xml:lang="en-US" id="label_NumberOfNewJointVentures">hov_NumberOfNewJointVentures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNewJointVentures" xlink:to="label_NumberOfNewJointVentures" xlink:title="Label : NumberOfNewJointVentures to label_NumberOfNewJointVentures" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBasic">Net Income (Loss) Available to Common Stockholders, Basic, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersBasic to label_NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ConsolidatedJointVentureMember" xlink:label="ConsolidatedJointVentureMember" xlink:title="ConsolidatedJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidatedJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedJointVentureMember" xml:lang="en-US" id="label_ConsolidatedJointVentureMember">Consolidated Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedJointVentureMember" xlink:to="label_ConsolidatedJointVentureMember" xlink:title="Label : ConsolidatedJointVentureMember to label_ConsolidatedJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_TavitNajarianMember" xlink:label="TavitNajarianMember" xlink:title="TavitNajarianMember" />
    <link:label xlink:type="resource" xlink:label="label_TavitNajarianMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TavitNajarianMember" xml:lang="en-US" id="label_TavitNajarianMember">Tavit Najarian [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TavitNajarianMember" xlink:to="label_TavitNajarianMember" xlink:title="Label : TavitNajarianMember to label_TavitNajarianMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:label xlink:type="resource" xlink:label="label_Assets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Assets" xml:lang="en-US" id="label_Assets">Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="label_Assets" xlink:title="Label : Assets to label_Assets" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInOperatingLeaseLiability" xlink:label="IncreaseDecreaseInOperatingLeaseLiability" xlink:title="IncreaseDecreaseInOperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingLeaseLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInOperatingLeaseLiability" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingLeaseLiability">Increase (Decrease) in Operating Lease Liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingLeaseLiability" xlink:to="label_IncreaseDecreaseInOperatingLeaseLiability" xlink:title="Label : IncreaseDecreaseInOperatingLeaseLiability to label_IncreaseDecreaseInOperatingLeaseLiability" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_FairValueOfInventory" xlink:label="FairValueOfInventory" xlink:title="FairValueOfInventory" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOfInventory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOfInventory" xml:lang="en-US" id="label_FairValueOfInventory">Fair Value Of Inventory</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfInventory" xlink:to="label_FairValueOfInventory" xlink:title="Label : FairValueOfInventory to label_FairValueOfInventory" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOfInventory_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueOfInventory_1" xml:lang="en-US" id="label_FairValueOfInventory_1">Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfInventory" xlink:to="label_FairValueOfInventory_1" xlink:title="Label : FairValueOfInventory to label_FairValueOfInventory_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_GainOnContributionOfAssetsToJointVenture" xlink:label="GainOnContributionOfAssetsToJointVenture" xlink:title="GainOnContributionOfAssetsToJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_GainOnContributionOfAssetsToJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainOnContributionOfAssetsToJointVenture" xml:lang="en-US" id="label_GainOnContributionOfAssetsToJointVenture">Gain on consolidation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnContributionOfAssetsToJointVenture" xlink:to="label_GainOnContributionOfAssetsToJointVenture" xlink:title="Label : GainOnContributionOfAssetsToJointVenture to label_GainOnContributionOfAssetsToJointVenture" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NewUnconsolidatedJointVentureMember" xlink:label="NewUnconsolidatedJointVentureMember" xlink:title="NewUnconsolidatedJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_NewUnconsolidatedJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NewUnconsolidatedJointVentureMember" xml:lang="en-US" id="label_NewUnconsolidatedJointVentureMember">New Unconsolidated Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewUnconsolidatedJointVentureMember" xlink:to="label_NewUnconsolidatedJointVentureMember" xlink:title="Label : NewUnconsolidatedJointVentureMember to label_NewUnconsolidatedJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xlink:title="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue">Restricted stock amortization, issuances and forfeitures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xlink:to="label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xlink:title="Label : StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue to label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xlink:label="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xlink:title="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" />
    <link:label xlink:type="resource" xlink:label="label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xml:lang="en-US" id="label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember">Completed Homes, Land in Planning and Fully Developed Lots without Homes under Construction [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xlink:to="label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xlink:title="Label : CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember to label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfWalkAwayLots" xlink:label="NumberOfWalkAwayLots" xlink:title="NumberOfWalkAwayLots" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfWalkAwayLots" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfWalkAwayLots" xml:lang="en-US" id="label_NumberOfWalkAwayLots">The number of lots under option that the Company walked-away from during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfWalkAwayLots" xlink:to="label_NumberOfWalkAwayLots" xlink:title="Label : NumberOfWalkAwayLots to label_NumberOfWalkAwayLots" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:label xlink:type="resource" xlink:label="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US" id="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">Stock-based payments (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="Label : IncrementalCommonSharesAttributableToShareBasedPaymentArrangements to label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:label xlink:type="resource" xlink:label="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xml:lang="en-US" id="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="Label : CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" />
    <link:label xlink:type="resource" xlink:label="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xml:lang="en-US" id="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations">Cash and cash equivalents, and restricted cash and cash equivalents balance, end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:to="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:title="Label : CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations to label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US" id="label_PaymentsToAcquirePropertyPlantAndEquipment">Payments to Acquire Property, Plant, and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="label_PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="Label : PaymentsToAcquirePropertyPlantAndEquipment to label_PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfLoansReservedFor" xlink:label="NumberOfLoansReservedFor" xlink:title="NumberOfLoansReservedFor" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansReservedFor" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfLoansReservedFor" xml:lang="en-US" id="label_NumberOfLoansReservedFor">hov_NumberOfLoansReservedFor</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansReservedFor" xlink:to="label_NumberOfLoansReservedFor" xlink:title="Label : NumberOfLoansReservedFor to label_NumberOfLoansReservedFor" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:label="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:title="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod">Line of Credit Facility, Maximum Borrowing Capacity Reversion After Initial Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:title="Label : LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod to label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_JointVentureTotalDebtToCapitalizationRatio" xlink:label="JointVentureTotalDebtToCapitalizationRatio" xlink:title="JointVentureTotalDebtToCapitalizationRatio" />
    <link:label xlink:type="resource" xlink:label="label_JointVentureTotalDebtToCapitalizationRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_JointVentureTotalDebtToCapitalizationRatio" xml:lang="en-US" id="label_JointVentureTotalDebtToCapitalizationRatio">Debt to capitalization ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JointVentureTotalDebtToCapitalizationRatio" xlink:to="label_JointVentureTotalDebtToCapitalizationRatio" xlink:title="Label : JointVentureTotalDebtToCapitalizationRatio to label_JointVentureTotalDebtToCapitalizationRatio" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NonrecourseMortgagesSecuredByInventoryMember" xlink:label="NonrecourseMortgagesSecuredByInventoryMember" xlink:title="NonrecourseMortgagesSecuredByInventoryMember" />
    <link:label xlink:type="resource" xlink:label="label_NonrecourseMortgagesSecuredByInventoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonrecourseMortgagesSecuredByInventoryMember" xml:lang="en-US" id="label_NonrecourseMortgagesSecuredByInventoryMember">Nonrecourse Mortgages Secured By Inventory [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonrecourseMortgagesSecuredByInventoryMember" xlink:to="label_NonrecourseMortgagesSecuredByInventoryMember" xlink:title="Label : NonrecourseMortgagesSecuredByInventoryMember to label_NonrecourseMortgagesSecuredByInventoryMember" />
    <link:label xlink:type="resource" xlink:label="label_HomeBuildingSegmentMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_HomeBuildingSegmentMember_1" xml:lang="en-US" id="label_HomeBuildingSegmentMember_1">Represents information pertaining to homebuilding.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomeBuildingSegmentMember" xlink:to="label_HomeBuildingSegmentMember_1" xlink:title="Label : HomeBuildingSegmentMember to label_HomeBuildingSegmentMember_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_FinancialServicesMember" xlink:label="FinancialServicesMember" xlink:title="FinancialServicesMember" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServicesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialServicesMember" xml:lang="en-US" id="label_FinancialServicesMember">Financial Services [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServicesMember" xlink:to="label_FinancialServicesMember" xlink:title="Label : FinancialServicesMember to label_FinancialServicesMember" />
    <link:label xlink:type="resource" xlink:label="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_1" xml:lang="en-US" id="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_1">Cash and cash equivalents, and restricted cash and cash equivalents balance, beginning of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:to="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_1" xlink:title="Label : CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations to label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:label="LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:title="LoansHeldForSaleMortgagesUnpaidPrincipal" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansHeldForSaleMortgagesUnpaidPrincipal" xml:lang="en-US" id="label_LoansHeldForSaleMortgagesUnpaidPrincipal">Mortgage loans held for sale unpaid principal.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:to="label_LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:title="Label : LoansHeldForSaleMortgagesUnpaidPrincipal to label_LoansHeldForSaleMortgagesUnpaidPrincipal" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_InterestRateCommittedLoanApplications" xlink:label="InterestRateCommittedLoanApplications" xlink:title="InterestRateCommittedLoanApplications" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplications" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InterestRateCommittedLoanApplications" xml:lang="en-US" id="label_InterestRateCommittedLoanApplications">Value of loan applications in process with committed interest rates at the end of the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplications" xlink:to="label_InterestRateCommittedLoanApplications" xlink:title="Label : InterestRateCommittedLoanApplications to label_InterestRateCommittedLoanApplications" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SeniorSecuredNotesMember" xlink:label="SeniorSecuredNotesMember" xlink:title="SeniorSecuredNotesMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorSecuredNotesMember" xml:lang="en-US" id="label_SeniorSecuredNotesMember">Senior Secured Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredNotesMember" xlink:to="label_SeniorSecuredNotesMember" xlink:title="Label : SeniorSecuredNotesMember to label_SeniorSecuredNotesMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_CommonStockVotingRightsVotesPerShareNumber" xlink:label="CommonStockVotingRightsVotesPerShareNumber" xlink:title="CommonStockVotingRightsVotesPerShareNumber" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockVotingRightsVotesPerShareNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockVotingRightsVotesPerShareNumber" xml:lang="en-US" id="label_CommonStockVotingRightsVotesPerShareNumber">hov_CommonStockVotingRightsVotesPerShareNumber</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockVotingRightsVotesPerShareNumber" xlink:to="label_CommonStockVotingRightsVotesPerShareNumber" xlink:title="Label : CommonStockVotingRightsVotesPerShareNumber to label_CommonStockVotingRightsVotesPerShareNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="Label : StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:label="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:title="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xml:lang="en-US" id="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare">Represents the number of shares of preferred stock represented by each depositary share.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:to="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:title="Label : PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare to label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1" xlink:title="Label : StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2">Total stockholders&#x2019; equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:title="Label : StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ShareholdersOwnershipPercentageOnTransfers" xlink:label="ShareholdersOwnershipPercentageOnTransfers" xlink:title="ShareholdersOwnershipPercentageOnTransfers" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageOnTransfers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersOwnershipPercentageOnTransfers" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageOnTransfers">hov_ShareholdersOwnershipPercentageOnTransfers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageOnTransfers" xlink:to="label_ShareholdersOwnershipPercentageOnTransfers" xlink:title="Label : ShareholdersOwnershipPercentageOnTransfers to label_ShareholdersOwnershipPercentageOnTransfers" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansHeldForSaleCarryingValue_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MortgageLoansHeldForSaleCarryingValue_1" xml:lang="en-US" id="label_MortgageLoansHeldForSaleCarryingValue_1">The carrying amount of the outstanding balance due under the mortgage loans classified as held for sale.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansHeldForSaleCarryingValue" xlink:to="label_MortgageLoansHeldForSaleCarryingValue_1" xlink:title="Label : MortgageLoansHeldForSaleCarryingValue to label_MortgageLoansHeldForSaleCarryingValue_1" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansHeldForSaleMember_2" xml:lang="en-US" id="label_LoansHeldForSaleMember_2">Loans Held for Sale [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMember" xlink:to="label_LoansHeldForSaleMember_2" xlink:title="Label : LoansHeldForSaleMember to label_LoansHeldForSaleMember_2" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServicesRevenueLineItemMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancialServicesRevenueLineItemMember_1" xml:lang="en-US" id="label_FinancialServicesRevenueLineItemMember_1">Financial services revenue line item [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServicesRevenueLineItemMember" xlink:to="label_FinancialServicesRevenueLineItemMember_1" xlink:title="Label : FinancialServicesRevenueLineItemMember to label_FinancialServicesRevenueLineItemMember_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateOtherOptions_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InventoryRealEstateOtherOptions_1" xml:lang="en-US" id="label_InventoryRealEstateOtherOptions_1">Inventory Real Estate, Other Options</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateOtherOptions" xlink:to="label_InventoryRealEstateOtherOptions_1" xlink:title="Label : InventoryRealEstateOtherOptions to label_InventoryRealEstateOtherOptions_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateOtherOptions_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryRealEstateOtherOptions_2" xml:lang="en-US" id="label_InventoryRealEstateOtherOptions_2">Inventory not owned required to be recorded as a financing in accordance with current accounting standards.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateOtherOptions" xlink:to="label_InventoryRealEstateOtherOptions_2" xlink:title="Label : InventoryRealEstateOtherOptions to label_InventoryRealEstateOtherOptions_2" />
    <link:label xlink:type="resource" xlink:label="label_IndefiniteTaxPeriodMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IndefiniteTaxPeriodMember_1" xml:lang="en-US" id="label_IndefiniteTaxPeriodMember_1">Represents an indefinite carryforward period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IndefiniteTaxPeriodMember" xlink:to="label_IndefiniteTaxPeriodMember_1" xlink:title="Label : IndefiniteTaxPeriodMember to label_IndefiniteTaxPeriodMember_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDaysInCommittment_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfDaysInCommittment_1" xml:lang="en-US" id="label_NumberOfDaysInCommittment_1">Number of days in committment (day)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfDaysInCommittment" xlink:to="label_NumberOfDaysInCommittment_1" xlink:title="Label : NumberOfDaysInCommittment to label_NumberOfDaysInCommittment_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfDaysInCommittment_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfDaysInCommittment_2" xml:lang="en-US" id="label_NumberOfDaysInCommittment_2">Number of Days in Committment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfDaysInCommittment" xlink:to="label_NumberOfDaysInCommittment_2" xlink:title="Label : NumberOfDaysInCommittment to label_NumberOfDaysInCommittment_2" />
    <link:label xlink:type="resource" xlink:label="label_GreatNotchCondominiumClaimsMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GreatNotchCondominiumClaimsMember_1" xml:lang="en-US" id="label_GreatNotchCondominiumClaimsMember_1">Related to the claims of Great Notch condominium regarding various construction defects, design defects, and geotechnical issues relating to the community.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GreatNotchCondominiumClaimsMember" xlink:to="label_GreatNotchCondominiumClaimsMember_1" xlink:title="Label : GreatNotchCondominiumClaimsMember to label_GreatNotchCondominiumClaimsMember_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" xlink:label="StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" xlink:title="StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" />
    <link:label xlink:type="resource" xlink:label="label_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" xml:lang="en-US" id="label_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember">Stand-alone Cash Collateralized Letter of Credit Agreements and Facilities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" xlink:to="label_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" xlink:title="Label : StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember to label_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" />
    <link:label xlink:type="resource" xlink:label="label_The7752026NotesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The7752026NotesMember_1" xml:lang="en-US" id="label_The7752026NotesMember_1">Represents the 7.75% senior secured first priority notes due in August 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The7752026NotesMember" xlink:to="label_The7752026NotesMember_1" xlink:title="Label : The7752026NotesMember to label_The7752026NotesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxReconciliationTaxCredits_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxReconciliationTaxCredits_1" xml:lang="en-US" id="label_IncomeTaxReconciliationTaxCredits_1">Effective Income Tax Rate Reconciliation, Tax Credit, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationTaxCredits" xlink:to="label_IncomeTaxReconciliationTaxCredits_1" xlink:title="Label : IncomeTaxReconciliationTaxCredits to label_IncomeTaxReconciliationTaxCredits_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xlink:label="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xlink:title="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock">Schedule of Real Estate Inventory, Capitalized Interest Costs [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xlink:to="label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xlink:title="Label : ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock to label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1" xml:lang="en-US" id="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1">Number of Owned Active Communities Transferred to the Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1" xlink:title="Label : NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingSegmentsMember" xlink:label="OperatingSegmentsMember" xlink:title="OperatingSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_OperatingSegmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingSegmentsMember" xml:lang="en-US" id="label_OperatingSegmentsMember">Operating Segments [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingSegmentsMember" xlink:to="label_OperatingSegmentsMember" xlink:title="Label : OperatingSegmentsMember to label_OperatingSegmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2" xml:lang="en-US" id="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2">The number of previously owned active communities by the Company which were transferred to the joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2" xlink:title="Label : NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture_2" />
    <link:label xlink:type="resource" xlink:label="label_The80SeniorNotesDue2027Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The80SeniorNotesDue2027Member_1" xml:lang="en-US" id="label_The80SeniorNotesDue2027Member_1">Represents the the 8.0% senior notes due 2027.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The80SeniorNotesDue2027Member" xlink:to="label_The80SeniorNotesDue2027Member_1" xlink:title="Label : The80SeniorNotesDue2027Member to label_The80SeniorNotesDue2027Member_1" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" xml:lang="en-US" id="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1">Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" xlink:title="Label : ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock to label_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesFromInventoryRealEstateNotOwned_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesFromInventoryRealEstateNotOwned_1" xml:lang="en-US" id="label_LiabilitiesFromInventoryRealEstateNotOwned_1">Liabilities from inventory not owned, net of debt issuance costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesFromInventoryRealEstateNotOwned" xlink:to="label_LiabilitiesFromInventoryRealEstateNotOwned_1" xlink:title="Label : LiabilitiesFromInventoryRealEstateNotOwned to label_LiabilitiesFromInventoryRealEstateNotOwned_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryImpairmentsAndLandOptionCostWriteOffs_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryImpairmentsAndLandOptionCostWriteOffs_1" xml:lang="en-US" id="label_InventoryImpairmentsAndLandOptionCostWriteOffs_1">The charge against earnings in the period to reduce the carrying amount of real property to fair value and to write off land option costs.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryImpairmentsAndLandOptionCostWriteOffs" xlink:to="label_InventoryImpairmentsAndLandOptionCostWriteOffs_1" xlink:title="Label : InventoryImpairmentsAndLandOptionCostWriteOffs to label_InventoryImpairmentsAndLandOptionCostWriteOffs_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:label="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:title="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss">Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock of income (loss) available to common shareholders.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss to label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:label xlink:type="resource" xlink:label="label_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ClassOfStockDomain" xml:lang="en-US" id="label_ClassOfStockDomain">Class of Stock [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassOfStockDomain" xlink:to="label_ClassOfStockDomain" xlink:title="Label : ClassOfStockDomain to label_ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:label xlink:type="resource" xlink:label="label_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementClassOfStockAxis" xml:lang="en-US" id="label_StatementClassOfStockAxis">Class of Stock [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementClassOfStockAxis" xlink:to="label_StatementClassOfStockAxis" xlink:title="Label : StatementClassOfStockAxis to label_StatementClassOfStockAxis" />
    <link:label xlink:type="resource" xlink:label="label_CorporateGeneralAndAdministrative_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CorporateGeneralAndAdministrative_1" xml:lang="en-US" id="label_CorporateGeneralAndAdministrative_1">The aggregate total of expenses for Corporate operations, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CorporateGeneralAndAdministrative" xlink:to="label_CorporateGeneralAndAdministrative_1" xlink:title="Label : CorporateGeneralAndAdministrative to label_CorporateGeneralAndAdministrative_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassBMember" xlink:label="CommonClassBMember" xlink:title="CommonClassBMember" />
    <link:label xlink:type="resource" xlink:label="label_CommonClassBMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonClassBMember" xml:lang="en-US" id="label_CommonClassBMember">Common Class B [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassBMember" xlink:to="label_CommonClassBMember" xlink:title="Label : CommonClassBMember to label_CommonClassBMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassAMember" xlink:label="CommonClassAMember" xlink:title="CommonClassAMember" />
    <link:label xlink:type="resource" xlink:label="label_CommonClassAMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonClassAMember" xml:lang="en-US" id="label_CommonClassAMember">Common Class A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassAMember" xlink:to="label_CommonClassAMember" xlink:title="Label : CommonClassAMember to label_CommonClassAMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredClassAMember" xlink:label="PreferredClassAMember" xlink:title="PreferredClassAMember" />
    <link:label xlink:type="resource" xlink:label="label_PreferredClassAMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredClassAMember" xml:lang="en-US" id="label_PreferredClassAMember">Preferred Class A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredClassAMember" xlink:to="label_PreferredClassAMember" xlink:title="Label : PreferredClassAMember to label_PreferredClassAMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LoanOriginationCommitmentsMember" xlink:label="LoanOriginationCommitmentsMember" xlink:title="LoanOriginationCommitmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_LoanOriginationCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoanOriginationCommitmentsMember" xml:lang="en-US" id="label_LoanOriginationCommitmentsMember">Loan Origination Commitments [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanOriginationCommitmentsMember" xlink:to="label_LoanOriginationCommitmentsMember" xlink:title="Label : LoanOriginationCommitmentsMember to label_LoanOriginationCommitmentsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestRateLockCommitmentsMember" xlink:label="InterestRateLockCommitmentsMember" xlink:title="InterestRateLockCommitmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateLockCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestRateLockCommitmentsMember" xml:lang="en-US" id="label_InterestRateLockCommitmentsMember">Interest Rate Lock Commitments [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateLockCommitmentsMember" xlink:to="label_InterestRateLockCommitmentsMember" xlink:title="Label : InterestRateLockCommitmentsMember to label_InterestRateLockCommitmentsMember" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod">Period of holding after grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CorporateNonSegmentMember" xlink:label="CorporateNonSegmentMember" xlink:title="CorporateNonSegmentMember" />
    <link:label xlink:type="resource" xlink:label="label_CorporateNonSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CorporateNonSegmentMember" xml:lang="en-US" id="label_CorporateNonSegmentMember">Corporate, Non-Segment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CorporateNonSegmentMember" xlink:to="label_CorporateNonSegmentMember" xlink:title="Label : CorporateNonSegmentMember to label_CorporateNonSegmentMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DerivativeFairValueOfDerivativeNet" xlink:label="DerivativeFairValueOfDerivativeNet" xlink:title="DerivativeFairValueOfDerivativeNet" />
    <link:label xlink:type="resource" xlink:label="label_DerivativeFairValueOfDerivativeNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeFairValueOfDerivativeNet" xml:lang="en-US" id="label_DerivativeFairValueOfDerivativeNet">Derivative Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeFairValueOfDerivativeNet" xlink:to="label_DerivativeFairValueOfDerivativeNet" xlink:title="Label : DerivativeFairValueOfDerivativeNet to label_DerivativeFairValueOfDerivativeNet" />
    <link:label xlink:type="resource" xlink:label="label_SpillFundLawsuitMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SpillFundLawsuitMember_1" xml:lang="en-US" id="label_SpillFundLawsuitMember_1">Related to Spill Fund lawsuit.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SpillFundLawsuitMember" xlink:to="label_SpillFundLawsuitMember_1" xlink:title="Label : SpillFundLawsuitMember to label_SpillFundLawsuitMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:label="ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:title="ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xml:lang="en-US" id="label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital">Distributions of capital from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:to="label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:title="Label : ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital to label_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPayableCurrentAndNoncurrent_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsPayableCurrentAndNoncurrent_1" xml:lang="en-US" id="label_DividendsPayableCurrentAndNoncurrent_1">us-gaap_DividendsPayableCurrentAndNoncurrent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPayableCurrentAndNoncurrent" xlink:to="label_DividendsPayableCurrentAndNoncurrent_1" xlink:title="Label : DividendsPayableCurrentAndNoncurrent to label_DividendsPayableCurrentAndNoncurrent_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivitiesAbstract">Cash flows from financing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="Label : NetCashProvidedByUsedInFinancingActivitiesAbstract to label_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_The1125SeniorSecured15LienNotesDueFebruary152026Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The1125SeniorSecured15LienNotesDueFebruary152026Member_1" xml:lang="en-US" id="label_The1125SeniorSecured15LienNotesDueFebruary152026Member_1">Represents the 11.25% senior secured 1.5 lien notes due February 15, 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1125SeniorSecured15LienNotesDueFebruary152026Member" xlink:to="label_The1125SeniorSecured15LienNotesDueFebruary152026Member_1" xlink:title="Label : The1125SeniorSecured15LienNotesDueFebruary152026Member to label_The1125SeniorSecured15LienNotesDueFebruary152026Member_1" />
    <link:label xlink:type="resource" xlink:label="label_The105SeniorSecured125LienNotesDueFebruary152026Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The105SeniorSecured125LienNotesDueFebruary152026Member_1" xml:lang="en-US" id="label_The105SeniorSecured125LienNotesDueFebruary152026Member_1">Represents the 10.5% senior secured 1.25 lien notes due February 15, 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The105SeniorSecured125LienNotesDueFebruary152026Member" xlink:to="label_The105SeniorSecured125LienNotesDueFebruary152026Member_1" xlink:title="Label : The105SeniorSecured125LienNotesDueFebruary152026Member to label_The105SeniorSecured125LienNotesDueFebruary152026Member_1" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:label="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:title="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" />
    <link:label xlink:type="resource" xlink:label="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xml:lang="en-US" id="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities">hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:to="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:title="Label : DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities to label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="FairValueDisclosuresTextBlock" xlink:title="FairValueDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_FairValueDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueDisclosuresTextBlock" xml:lang="en-US" id="label_FairValueDisclosuresTextBlock">Fair Value of Financial Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresTextBlock" xlink:to="label_FairValueDisclosuresTextBlock" xlink:title="Label : FairValueDisclosuresTextBlock to label_FairValueDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_1" xml:lang="en-US" id="label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_1">Recent Accounting Pronouncements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:to="label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_1" xlink:title="Label : NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock to label_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_The775SeniorSecured1125LienNotesDueFebruary152026Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The775SeniorSecured1125LienNotesDueFebruary152026Member_1" xml:lang="en-US" id="label_The775SeniorSecured1125LienNotesDueFebruary152026Member_1">Represents the 7.75% senior secured 1.125 lien notes due February 15, 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The775SeniorSecured1125LienNotesDueFebruary152026Member" xlink:to="label_The775SeniorSecured1125LienNotesDueFebruary152026Member_1" xlink:title="Label : The775SeniorSecured1125LienNotesDueFebruary152026Member to label_The775SeniorSecured1125LienNotesDueFebruary152026Member_1" />
    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienNotesDueNovember152025Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_The100SeniorSecured175LienNotesDueNovember152025Member_1" xml:lang="en-US" id="label_The100SeniorSecured175LienNotesDueNovember152025Member_1">The 10.0% Senior Secured 1.75 Lien Notes due November 15, 2025 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentVariableRateBasisFloorRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentVariableRateBasisFloorRate_1" xml:lang="en-US" id="label_DebtInstrumentVariableRateBasisFloorRate_1">Debt Instrument Variable Rate Basis Floor Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentVariableRateBasisFloorRate" xlink:to="label_DebtInstrumentVariableRateBasisFloorRate_1" xlink:title="Label : DebtInstrumentVariableRateBasisFloorRate to label_DebtInstrumentVariableRateBasisFloorRate_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentVariableRateBasisFloorRate_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentVariableRateBasisFloorRate_2" xml:lang="en-US" id="label_DebtInstrumentVariableRateBasisFloorRate_2">Debt Instrument Variable Rate Basis Floor Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentVariableRateBasisFloorRate" xlink:to="label_DebtInstrumentVariableRateBasisFloorRate_2" xlink:title="Label : DebtInstrumentVariableRateBasisFloorRate to label_DebtInstrumentVariableRateBasisFloorRate_2" />
    <link:label xlink:type="resource" xlink:label="label_EquityInterestsInJointVentureHoldingCompaniesCollateralMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EquityInterestsInJointVentureHoldingCompaniesCollateralMember_1" xml:lang="en-US" id="label_EquityInterestsInJointVentureHoldingCompaniesCollateralMember_1">Represents equity interests in joint venture holding companies used as collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityInterestsInJointVentureHoldingCompaniesCollateralMember" xlink:to="label_EquityInterestsInJointVentureHoldingCompaniesCollateralMember_1" xlink:title="Label : EquityInterestsInJointVentureHoldingCompaniesCollateralMember to label_EquityInterestsInJointVentureHoldingCompaniesCollateralMember_1" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingFebruary152023Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PrincipalCommencingFebruary152023Member_1" xml:lang="en-US" id="label_PrincipalCommencingFebruary152023Member_1">Represents principal commencing February 15, 2023.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingFebruary152023Member" xlink:to="label_PrincipalCommencingFebruary152023Member_1" xlink:title="Label : PrincipalCommencingFebruary152023Member to label_PrincipalCommencingFebruary152023Member_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeStatementAbstract" xml:lang="en-US" id="label_IncomeStatementAbstract">CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementAbstract" xlink:to="label_IncomeStatementAbstract" xlink:title="Label : IncomeStatementAbstract to label_IncomeStatementAbstract" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:label="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:title="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" />
    <link:label xlink:type="resource" xlink:label="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xml:lang="en-US" id="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities">hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:to="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:title="Label : PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities to label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" />
    <link:label xlink:type="resource" xlink:label="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1" xml:lang="en-US" id="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1">Tabular disclosure of liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring and/or nonrecurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). Where the quoted price in an active market for the identical liability is not available, the Level 1 input is the quoted price of an identical liability when traded as an asset.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:to="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1" xlink:title="Label : FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock to label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockDividendsPerShareDeclared" xlink:label="PreferredStockDividendsPerShareDeclared" xlink:title="PreferredStockDividendsPerShareDeclared" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDividendsPerShareDeclared" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockDividendsPerShareDeclared" xml:lang="en-US" id="label_PreferredStockDividendsPerShareDeclared">Dividend per share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendsPerShareDeclared" xlink:to="label_PreferredStockDividendsPerShareDeclared" xlink:title="Label : PreferredStockDividendsPerShareDeclared to label_PreferredStockDividendsPerShareDeclared" />
    <link:label xlink:type="resource" xlink:label="label_CustomersBankMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CustomersBankMember_1" xml:lang="en-US" id="label_CustomersBankMember_1">Represents the customers bank.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomersBankMember" xlink:to="label_CustomersBankMember_1" xlink:title="Label : CustomersBankMember to label_CustomersBankMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="StatementOfStockholdersEquityAbstract" xlink:title="StatementOfStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfStockholdersEquityAbstract" xml:lang="en-US" id="label_StatementOfStockholdersEquityAbstract">CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfStockholdersEquityAbstract" xlink:to="label_StatementOfStockholdersEquityAbstract" xlink:title="Label : StatementOfStockholdersEquityAbstract to label_StatementOfStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="StatementOfCashFlowsAbstract" xlink:title="StatementOfCashFlowsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfCashFlowsAbstract" xml:lang="en-US" id="label_StatementOfCashFlowsAbstract">CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfCashFlowsAbstract" xlink:to="label_StatementOfCashFlowsAbstract" xlink:title="Label : StatementOfCashFlowsAbstract to label_StatementOfCashFlowsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EarningsPerShareBasic" xlink:label="EarningsPerShareBasic" xlink:title="EarningsPerShareBasic" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EarningsPerShareBasic" xml:lang="en-US" id="label_EarningsPerShareBasic">Basic earnings per share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareBasic" xlink:to="label_EarningsPerShareBasic" xlink:title="Label : EarningsPerShareBasic to label_EarningsPerShareBasic" />
    <link:label xlink:type="resource" xlink:label="label_PrincipalCommencingFebruary152024Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PrincipalCommencingFebruary152024Member_1" xml:lang="en-US" id="label_PrincipalCommencingFebruary152024Member_1">Represents principal commencing February 15, 2024.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrincipalCommencingFebruary152024Member" xlink:to="label_PrincipalCommencingFebruary152024Member_1" xlink:title="Label : PrincipalCommencingFebruary152024Member to label_PrincipalCommencingFebruary152024Member_1" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingBasic_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_WeightedAverageNumberOfSharesOutstandingBasic_1" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingBasic_1">Denominator for basic earnings per share &#x2013; weighted average shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="label_WeightedAverageNumberOfSharesOutstandingBasic_1" xlink:title="Label : WeightedAverageNumberOfSharesOutstandingBasic to label_WeightedAverageNumberOfSharesOutstandingBasic_1" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareDiluted_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_EarningsPerShareDiluted_1" xml:lang="en-US" id="label_EarningsPerShareDiluted_1">Net income per common share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareDiluted" xlink:to="label_EarningsPerShareDiluted_1" xlink:title="Label : EarningsPerShareDiluted to label_EarningsPerShareDiluted_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1" xml:lang="en-US" id="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1">Carrying amount, net of impairment reserves as of the balance sheet date of land, land development and capitalized construction costs for homes under construction and lots under development.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" xlink:to="label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1" xlink:title="Label : InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment to label_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment_1" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1" xml:lang="en-US" id="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1">Carrying amount net of impairment reserves as of the balance sheet date primarily consisting of deposits for land purchases (including option payments), related acquisition costs, and land which is not currently being developed, but is expected to be developed or sold in the future.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" xlink:to="label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1" xlink:title="Label : InventoryRealEstateLandHeldForFutureDevelopmentAndSale to label_InventoryRealEstateLandHeldForFutureDevelopmentAndSale_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfFinancialPositionAbstract" xml:lang="en-US" id="label_StatementOfFinancialPositionAbstract">CONDENSED CONSOLIDATED BALANCE SHEETS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="label_StatementOfFinancialPositionAbstract" xlink:title="Label : StatementOfFinancialPositionAbstract to label_StatementOfFinancialPositionAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:label xlink:type="resource" xlink:label="label_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementTable" xml:lang="en-US" id="label_StatementTable">Statement [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementTable" xlink:to="label_StatementTable" xlink:title="Label : StatementTable to label_StatementTable" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLossCarryforwards_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLossCarryforwards_1" xml:lang="en-US" id="label_OperatingLossCarryforwards_1">Operating Loss Carryforwards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwards" xlink:to="label_OperatingLossCarryforwards_1" xlink:title="Label : OperatingLossCarryforwards to label_OperatingLossCarryforwards_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TaxCreditCarryforwardNameDomain" xlink:label="TaxCreditCarryforwardNameDomain" xlink:title="TaxCreditCarryforwardNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_TaxCreditCarryforwardNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TaxCreditCarryforwardNameDomain" xml:lang="en-US" id="label_TaxCreditCarryforwardNameDomain">Tax Credit Carryforward, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxCreditCarryforwardNameDomain" xlink:to="label_TaxCreditCarryforwardNameDomain" xlink:title="Label : TaxCreditCarryforwardNameDomain to label_TaxCreditCarryforwardNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TaxCreditCarryforwardAxis" xlink:label="TaxCreditCarryforwardAxis" xlink:title="TaxCreditCarryforwardAxis" />
    <link:label xlink:type="resource" xlink:label="label_TaxCreditCarryforwardAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TaxCreditCarryforwardAxis" xml:lang="en-US" id="label_TaxCreditCarryforwardAxis">Tax Credit Carryforward [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxCreditCarryforwardAxis" xlink:to="label_TaxCreditCarryforwardAxis" xlink:title="Label : TaxCreditCarryforwardAxis to label_TaxCreditCarryforwardAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromNotesPayable" xlink:label="ProceedsFromNotesPayable" xlink:title="ProceedsFromNotesPayable" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromNotesPayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromNotesPayable" xml:lang="en-US" id="label_ProceedsFromNotesPayable">Proceeds from mortgages and notes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromNotesPayable" xlink:to="label_ProceedsFromNotesPayable" xlink:title="Label : ProceedsFromNotesPayable to label_ProceedsFromNotesPayable" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfDilutedSharesOutstanding_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_WeightedAverageNumberOfDilutedSharesOutstanding_2" xml:lang="en-US" id="label_WeightedAverageNumberOfDilutedSharesOutstanding_2">Denominator for diluted earnings per share &#x2013; weighted-average shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="label_WeightedAverageNumberOfDilutedSharesOutstanding_2" xlink:title="Label : WeightedAverageNumberOfDilutedSharesOutstanding to label_WeightedAverageNumberOfDilutedSharesOutstanding_2" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_1" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_1">Line Of Credit Facility Maximum Borrowing Capacity Reversion After Initial Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_1" xlink:title="Label : LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod to label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_1" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareBasic_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareBasic_1" xml:lang="en-US" id="label_EarningsPerShareBasic_1">Net income per common share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareBasic" xlink:to="label_EarningsPerShareBasic_1" xlink:title="Label : EarningsPerShareBasic to label_EarningsPerShareBasic_1" />
    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfNotesPayable_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RepaymentsOfNotesPayable_2" xml:lang="en-US" id="label_RepaymentsOfNotesPayable_2">Payments related to mortgages and notes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfNotesPayable" xlink:to="label_RepaymentsOfNotesPayable_2" xlink:title="Label : RepaymentsOfNotesPayable to label_RepaymentsOfNotesPayable_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentDomain" xlink:label="SegmentDomain" xlink:title="SegmentDomain" />
    <link:label xlink:type="resource" xlink:label="label_SegmentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentDomain" xml:lang="en-US" id="label_SegmentDomain">Segments [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentDomain" xlink:to="label_SegmentDomain" xlink:title="Label : SegmentDomain to label_SegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="StatementBusinessSegmentsAxis" xlink:title="StatementBusinessSegmentsAxis" />
    <link:label xlink:type="resource" xlink:label="label_StatementBusinessSegmentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementBusinessSegmentsAxis" xml:lang="en-US" id="label_StatementBusinessSegmentsAxis">Segments [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementBusinessSegmentsAxis" xlink:to="label_StatementBusinessSegmentsAxis" xlink:title="Label : StatementBusinessSegmentsAxis to label_StatementBusinessSegmentsAxis" />
    <link:label xlink:type="resource" xlink:label="label_AfterNovember152023Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AfterNovember152023Member_1" xml:lang="en-US" id="label_AfterNovember152023Member_1">Represents after November 15, 2023.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AfterNovember152023Member" xlink:to="label_AfterNovember152023Member_1" xlink:title="Label : AfterNovember152023Member to label_AfterNovember152023Member_1" />
    <link:label xlink:type="resource" xlink:label="label_PriorToFebruary152026Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PriorToFebruary152026Member_1" xml:lang="en-US" id="label_PriorToFebruary152026Member_1">Represents prior to February 15, 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorToFebruary152026Member" xlink:to="label_PriorToFebruary152026Member_1" xlink:title="Label : PriorToFebruary152026Member to label_PriorToFebruary152026Member_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TaxPeriodAxis" xlink:label="TaxPeriodAxis" xlink:title="TaxPeriodAxis" />
    <link:label xlink:type="resource" xlink:label="label_TaxPeriodAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TaxPeriodAxis" xml:lang="en-US" id="label_TaxPeriodAxis">Tax Period [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxPeriodAxis" xlink:to="label_TaxPeriodAxis" xlink:title="Label : TaxPeriodAxis to label_TaxPeriodAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:label="MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:title="MortgageLoansOnRealEstateNamePropertyTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansOnRealEstateNamePropertyTypeDomain" xml:lang="en-US" id="label_MortgageLoansOnRealEstateNamePropertyTypeDomain">Real Estate [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:to="label_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:title="Label : MortgageLoansOnRealEstateNamePropertyTypeDomain to label_MortgageLoansOnRealEstateNamePropertyTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TaxPeriodDomain" xlink:label="TaxPeriodDomain" xlink:title="TaxPeriodDomain" />
    <link:label xlink:type="resource" xlink:label="label_TaxPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TaxPeriodDomain" xml:lang="en-US" id="label_TaxPeriodDomain">Tax Period [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxPeriodDomain" xlink:to="label_TaxPeriodDomain" xlink:title="Label : TaxPeriodDomain to label_TaxPeriodDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:label="MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:title="MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xml:lang="en-US" id="label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis">Real Estate, Type of Property [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:to="label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:title="Label : MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis to label_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="IncomeStatementLocationDomain" xlink:title="IncomeStatementLocationDomain" />
    <link:label xlink:type="resource" xlink:label="label_IncomeStatementLocationDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeStatementLocationDomain" xml:lang="en-US" id="label_IncomeStatementLocationDomain">Income Statement Location [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementLocationDomain" xlink:to="label_IncomeStatementLocationDomain" xlink:title="Label : IncomeStatementLocationDomain to label_IncomeStatementLocationDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="IncomeStatementLocationAxis" xlink:title="IncomeStatementLocationAxis" />
    <link:label xlink:type="resource" xlink:label="label_IncomeStatementLocationAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeStatementLocationAxis" xml:lang="en-US" id="label_IncomeStatementLocationAxis">Income Statement Location [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementLocationAxis" xlink:to="label_IncomeStatementLocationAxis" xlink:title="Label : IncomeStatementLocationAxis to label_IncomeStatementLocationAxis" />
    <link:label xlink:type="resource" xlink:label="label_MortgageLoansOnRealEstateWritedownOrReserveAmount1_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_MortgageLoansOnRealEstateWritedownOrReserveAmount1_2" xml:lang="en-US" id="label_MortgageLoansOnRealEstateWritedownOrReserveAmount1_2">Loan origination reserves, end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansOnRealEstateWritedownOrReserveAmount1" xlink:to="label_MortgageLoansOnRealEstateWritedownOrReserveAmount1_2" xlink:title="Label : MortgageLoansOnRealEstateWritedownOrReserveAmount1 to label_MortgageLoansOnRealEstateWritedownOrReserveAmount1_2" />
    <link:label xlink:type="resource" xlink:label="label_TotalConsolidatedInventoryNotOwned_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TotalConsolidatedInventoryNotOwned_1" xml:lang="en-US" id="label_TotalConsolidatedInventoryNotOwned_1">Consolidation of inventory relating to land and lot option purchases contracts in which we are deemed to be the primary beneficiary. Also includes inventory under option that it is required to be purchased in the future based on the specific performance terms of the option agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TotalConsolidatedInventoryNotOwned" xlink:to="label_TotalConsolidatedInventoryNotOwned_1" xlink:title="Label : TotalConsolidatedInventoryNotOwned to label_TotalConsolidatedInventoryNotOwned_1" />
    <link:label xlink:type="resource" xlink:label="label_AccountsAndNotesReceivableNetAndDeposits_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AccountsAndNotesReceivableNetAndDeposits_1" xml:lang="en-US" id="label_AccountsAndNotesReceivableNetAndDeposits_1">Carrying amount as of the balance sheet date, net of allowance for doubtful accounts, of account and note receivables due from other than related parties. Also includes refundable deposits.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsAndNotesReceivableNetAndDeposits" xlink:to="label_AccountsAndNotesReceivableNetAndDeposits_1" xlink:title="Label : AccountsAndNotesReceivableNetAndDeposits to label_AccountsAndNotesReceivableNetAndDeposits_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CostOfSalesMember" xlink:label="CostOfSalesMember" xlink:title="CostOfSalesMember" />
    <link:label xlink:type="resource" xlink:label="label_CostOfSalesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfSalesMember" xml:lang="en-US" id="label_CostOfSalesMember">Cost of Sales [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfSalesMember" xlink:to="label_CostOfSalesMember" xlink:title="Label : CostOfSalesMember to label_CostOfSalesMember" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesFromInventoryRealEstateNotOwned_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LiabilitiesFromInventoryRealEstateNotOwned_2" xml:lang="en-US" id="label_LiabilitiesFromInventoryRealEstateNotOwned_2">Includes the liabilities for the inventory for which we do not have title related to the remaining exercise price of land and lot option purchases contracts; variable interest entities when we are the primary beneficiary; and model sale leaseback financing arrangements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesFromInventoryRealEstateNotOwned" xlink:to="label_LiabilitiesFromInventoryRealEstateNotOwned_2" xlink:title="Label : LiabilitiesFromInventoryRealEstateNotOwned to label_LiabilitiesFromInventoryRealEstateNotOwned_2" />
    <link:label xlink:type="resource" xlink:label="label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember_1" xml:lang="en-US" id="label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember_1">Related to the Secured Credit Facility, the New Secured Notes, and the Second Lien Notes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" xlink:to="label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember_1" xlink:title="Label : TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember to label_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:label xlink:type="resource" xlink:label="label_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Security12bTitle" xml:lang="en-US" id="label_Security12bTitle">Title of 12(b) Security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Security12bTitle" xlink:to="label_Security12bTitle" xlink:title="Label : Security12bTitle to label_Security12bTitle" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:label xlink:type="resource" xlink:label="label_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecurityExchangeName" xml:lang="en-US" id="label_SecurityExchangeName">Security Exchange Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecurityExchangeName" xlink:to="label_SecurityExchangeName" xlink:title="Label : SecurityExchangeName to label_SecurityExchangeName" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForModelSaleLeasebackFinancingPrograms_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForModelSaleLeasebackFinancingPrograms_1" xml:lang="en-US" id="label_PaymentsForModelSaleLeasebackFinancingPrograms_1">Payments related to model sale leaseback financing programs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForModelSaleLeasebackFinancingPrograms" xlink:to="label_PaymentsForModelSaleLeasebackFinancingPrograms_1" xlink:title="Label : PaymentsForModelSaleLeasebackFinancingPrograms to label_PaymentsForModelSaleLeasebackFinancingPrograms_1" />
    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfSecuredDebt_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RepaymentsOfSecuredDebt_1" xml:lang="en-US" id="label_RepaymentsOfSecuredDebt_1">Repayments of Secured Debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfSecuredDebt" xlink:to="label_RepaymentsOfSecuredDebt_1" xlink:title="Label : RepaymentsOfSecuredDebt to label_RepaymentsOfSecuredDebt_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForModelSaleLeasebackFinancingPrograms_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForModelSaleLeasebackFinancingPrograms_2" xml:lang="en-US" id="label_PaymentsForModelSaleLeasebackFinancingPrograms_2">Payments For Model Sale Lease back Financing Programs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForModelSaleLeasebackFinancingPrograms" xlink:to="label_PaymentsForModelSaleLeasebackFinancingPrograms_2" xlink:title="Label : PaymentsForModelSaleLeasebackFinancingPrograms to label_PaymentsForModelSaleLeasebackFinancingPrograms_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="EntityInteractiveDataCurrent" xlink:title="EntityInteractiveDataCurrent" />
    <link:label xlink:type="resource" xlink:label="label_EntityInteractiveDataCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityInteractiveDataCurrent" xml:lang="en-US" id="label_EntityInteractiveDataCurrent">Entity Interactive Data Current</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityInteractiveDataCurrent" xlink:to="label_EntityInteractiveDataCurrent" xlink:title="Label : EntityInteractiveDataCurrent to label_EntityInteractiveDataCurrent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SellingGeneralAndAdministrativeExpensesMember" xlink:label="SellingGeneralAndAdministrativeExpensesMember" xlink:title="SellingGeneralAndAdministrativeExpensesMember" />
    <link:label xlink:type="resource" xlink:label="label_SellingGeneralAndAdministrativeExpensesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SellingGeneralAndAdministrativeExpensesMember" xml:lang="en-US" id="label_SellingGeneralAndAdministrativeExpensesMember">Selling, General and Administrative Expenses [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SellingGeneralAndAdministrativeExpensesMember" xlink:to="label_SellingGeneralAndAdministrativeExpensesMember" xlink:title="Label : SellingGeneralAndAdministrativeExpensesMember to label_SellingGeneralAndAdministrativeExpensesMember" />
    <link:label xlink:type="resource" xlink:label="label_WarehouseAgreementBorrowings_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_WarehouseAgreementBorrowings_1" xml:lang="en-US" id="label_WarehouseAgreementBorrowings_1">Warehouse Agreement Borrowings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WarehouseAgreementBorrowings" xlink:to="label_WarehouseAgreementBorrowings_1" xlink:title="Label : WarehouseAgreementBorrowings to label_WarehouseAgreementBorrowings_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="NoTradingSymbolFlag" xlink:title="NoTradingSymbolFlag" />
    <link:label xlink:type="resource" xlink:label="label_NoTradingSymbolFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoTradingSymbolFlag" xml:lang="en-US" id="label_NoTradingSymbolFlag">No Trading Symbol Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoTradingSymbolFlag" xlink:to="label_NoTradingSymbolFlag" xlink:title="Label : NoTradingSymbolFlag to label_NoTradingSymbolFlag" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue_1" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue_1">This element represents the amount of recognized share-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Also includes value of stock related to Restricted Stock Awards issued during the period, net of the stock value of such awards forfeited.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" xlink:to="label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue_1" xlink:title="Label : StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue to label_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue_1" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromModelSaleLeasebackFinancingPrograms_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ProceedsFromModelSaleLeasebackFinancingPrograms_1" xml:lang="en-US" id="label_ProceedsFromModelSaleLeasebackFinancingPrograms_1">Proceeds from the sale and leaseback of certain of our model homes with the right to participate in the potential profit when the home is sold to a third party at the end of the lease, and therefore treated as a financing.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromModelSaleLeasebackFinancingPrograms" xlink:to="label_ProceedsFromModelSaleLeasebackFinancingPrograms_1" xlink:title="Label : ProceedsFromModelSaleLeasebackFinancingPrograms to label_ProceedsFromModelSaleLeasebackFinancingPrograms_1" />
    <link:label xlink:type="resource" xlink:label="label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember_1" xml:lang="en-US" id="label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember_1">Information pertaining to completed homes, land in planning and fully developed lots without homes under construction.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" xlink:to="label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember_1" xlink:title="Label : CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember to label_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember_1" />
    <link:label xlink:type="resource" xlink:label="label_RepaymentsOfSeniorDebt_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RepaymentsOfSeniorDebt_2" xml:lang="en-US" id="label_RepaymentsOfSeniorDebt_2">Repayments of Senior Debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfSeniorDebt" xlink:to="label_RepaymentsOfSeniorDebt_2" xlink:title="Label : RepaymentsOfSeniorDebt to label_RepaymentsOfSeniorDebt_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="DocumentTransitionReport" xlink:title="DocumentTransitionReport" />
    <link:label xlink:type="resource" xlink:label="label_DocumentTransitionReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentTransitionReport" xml:lang="en-US" id="label_DocumentTransitionReport">Document Transition Report</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentTransitionReport" xlink:to="label_DocumentTransitionReport" xlink:title="Label : DocumentTransitionReport to label_DocumentTransitionReport" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AccountingPoliciesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountingPoliciesAbstract" xml:lang="en-US" id="label_AccountingPoliciesAbstract">Basis of Presentation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountingPoliciesAbstract" xlink:to="label_AccountingPoliciesAbstract" xlink:title="Label : AccountingPoliciesAbstract to label_AccountingPoliciesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromLandBankFinancingProgram_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ProceedsFromLandBankFinancingProgram_1" xml:lang="en-US" id="label_ProceedsFromLandBankFinancingProgram_1">Proceeds from the sale of land with the option to purchase back finished lots, and therefore treated as a financing.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromLandBankFinancingProgram" xlink:to="label_ProceedsFromLandBankFinancingProgram_1" xlink:title="Label : ProceedsFromLandBankFinancingProgram to label_ProceedsFromLandBankFinancingProgram_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentCarryingAmount_1" xml:lang="en-US" id="label_DebtInstrumentCarryingAmount_1">Subtotal senior notes and credit facilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCarryingAmount" xlink:to="label_DebtInstrumentCarryingAmount_1" xlink:title="Label : DebtInstrumentCarryingAmount to label_DebtInstrumentCarryingAmount_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="label_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityIncorporationStateCountryCode" xml:lang="en-US" id="label_EntityIncorporationStateCountryCode">Entity Incorporation, State or Country Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityIncorporationStateCountryCode" xlink:to="label_EntityIncorporationStateCountryCode" xlink:title="Label : EntityIncorporationStateCountryCode to label_EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForLandBankFinancingProgram_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForLandBankFinancingProgram_1" xml:lang="en-US" id="label_PaymentsForLandBankFinancingProgram_1">Payments related to land bank financing programs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForLandBankFinancingProgram" xlink:to="label_PaymentsForLandBankFinancingProgram_1" xlink:title="Label : PaymentsForLandBankFinancingProgram to label_PaymentsForLandBankFinancingProgram_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentQuarterlyReport" xlink:label="DocumentQuarterlyReport" xlink:title="DocumentQuarterlyReport" />
    <link:label xlink:type="resource" xlink:label="label_DocumentQuarterlyReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentQuarterlyReport" xml:lang="en-US" id="label_DocumentQuarterlyReport">Document Quarterly Report</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentQuarterlyReport" xlink:to="label_DocumentQuarterlyReport" xlink:title="Label : DocumentQuarterlyReport to label_DocumentQuarterlyReport" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForLandBankFinancingProgram_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForLandBankFinancingProgram_2" xml:lang="en-US" id="label_PaymentsForLandBankFinancingProgram_2">Payments For Land Bank Financing Program</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForLandBankFinancingProgram" xlink:to="label_PaymentsForLandBankFinancingProgram_2" xlink:title="Label : PaymentsForLandBankFinancingProgram to label_PaymentsForLandBankFinancingProgram_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BalanceSheetLocationDomain" xlink:label="BalanceSheetLocationDomain" xlink:title="BalanceSheetLocationDomain" />
    <link:label xlink:type="resource" xlink:label="label_BalanceSheetLocationDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BalanceSheetLocationDomain" xml:lang="en-US" id="label_BalanceSheetLocationDomain">Balance Sheet Location [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BalanceSheetLocationDomain" xlink:to="label_BalanceSheetLocationDomain" xlink:title="Label : BalanceSheetLocationDomain to label_BalanceSheetLocationDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BalanceSheetLocationAxis" xlink:label="BalanceSheetLocationAxis" xlink:title="BalanceSheetLocationAxis" />
    <link:label xlink:type="resource" xlink:label="label_BalanceSheetLocationAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BalanceSheetLocationAxis" xml:lang="en-US" id="label_BalanceSheetLocationAxis">Balance Sheet Location [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BalanceSheetLocationAxis" xlink:to="label_BalanceSheetLocationAxis" xlink:title="Label : BalanceSheetLocationAxis to label_BalanceSheetLocationAxis" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentUnamortizedDiscountPremiumNet_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DebtInstrumentUnamortizedDiscountPremiumNet_1" xml:lang="en-US" id="label_DebtInstrumentUnamortizedDiscountPremiumNet_1">Net premiums (discounts)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentUnamortizedDiscountPremiumNet" xlink:to="label_DebtInstrumentUnamortizedDiscountPremiumNet_1" xlink:title="Label : DebtInstrumentUnamortizedDiscountPremiumNet to label_DebtInstrumentUnamortizedDiscountPremiumNet_1" />
    <link:label xlink:type="resource" xlink:label="label_LoanApplicationsInProcess_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoanApplicationsInProcess_1" xml:lang="en-US" id="label_LoanApplicationsInProcess_1">Loan applications in process</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanApplicationsInProcess" xlink:to="label_LoanApplicationsInProcess_1" xlink:title="Label : LoanApplicationsInProcess to label_LoanApplicationsInProcess_1" />
    <link:label xlink:type="resource" xlink:label="label_LoanApplicationsInProcess_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoanApplicationsInProcess_2" xml:lang="en-US" id="label_LoanApplicationsInProcess_2">Loan Applications In Process</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanApplicationsInProcess" xlink:to="label_LoanApplicationsInProcess_2" xlink:title="Label : LoanApplicationsInProcess to label_LoanApplicationsInProcess_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DomesticCountryMember" xlink:label="DomesticCountryMember" xlink:title="DomesticCountryMember" />
    <link:label xlink:type="resource" xlink:label="label_DomesticCountryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DomesticCountryMember" xml:lang="en-US" id="label_DomesticCountryMember">Domestic Tax Authority [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DomesticCountryMember" xlink:to="label_DomesticCountryMember" xlink:title="Label : DomesticCountryMember to label_DomesticCountryMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxAuthorityDomain" xlink:label="IncomeTaxAuthorityDomain" xlink:title="IncomeTaxAuthorityDomain" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxAuthorityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxAuthorityDomain" xml:lang="en-US" id="label_IncomeTaxAuthorityDomain">Income Tax Authority [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxAuthorityDomain" xlink:to="label_IncomeTaxAuthorityDomain" xlink:title="Label : IncomeTaxAuthorityDomain to label_IncomeTaxAuthorityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxAuthorityAxis" xlink:label="IncomeTaxAuthorityAxis" xlink:title="IncomeTaxAuthorityAxis" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxAuthorityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxAuthorityAxis" xml:lang="en-US" id="label_IncomeTaxAuthorityAxis">Income Tax Authority [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxAuthorityAxis" xlink:to="label_IncomeTaxAuthorityAxis" xlink:title="Label : IncomeTaxAuthorityAxis to label_IncomeTaxAuthorityAxis" />
    <link:label xlink:type="resource" xlink:label="label_SecuredDebt_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuredDebt_1" xml:lang="en-US" id="label_SecuredDebt_1">Secured Debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebt" xlink:to="label_SecuredDebt_1" xlink:title="Label : SecuredDebt to label_SecuredDebt_1" />
    <link:label xlink:type="resource" xlink:label="label_DeferredFinanceCostsNet_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredFinanceCostsNet_1" xml:lang="en-US" id="label_DeferredFinanceCostsNet_1">us-gaap_DeferredFinanceCostsNet</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFinanceCostsNet" xlink:to="label_DeferredFinanceCostsNet_1" xlink:title="Label : DeferredFinanceCostsNet to label_DeferredFinanceCostsNet_1" />
    <link:label xlink:type="resource" xlink:label="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1" xml:lang="en-US" id="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1">Reduction in Investment from Consolidation of Remining Interest in Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:to="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1" xlink:title="Label : ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture to label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StateAndLocalJurisdictionMember" xlink:label="StateAndLocalJurisdictionMember" xlink:title="StateAndLocalJurisdictionMember" />
    <link:label xlink:type="resource" xlink:label="label_StateAndLocalJurisdictionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StateAndLocalJurisdictionMember" xml:lang="en-US" id="label_StateAndLocalJurisdictionMember">State and Local Jurisdiction [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StateAndLocalJurisdictionMember" xlink:to="label_StateAndLocalJurisdictionMember" xlink:title="Label : StateAndLocalJurisdictionMember to label_StateAndLocalJurisdictionMember" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCredit_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCredit_1" xml:lang="en-US" id="label_LineOfCredit_1">Long-term line of credit, total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCredit" xlink:to="label_LineOfCredit_1" xlink:title="Label : LineOfCredit to label_LineOfCredit_1" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplicationsMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InterestRateCommittedLoanApplicationsMember_1" xml:lang="en-US" id="label_InterestRateCommittedLoanApplicationsMember_1">Value of loan applications in process with committed interest rates at the end of the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplicationsMember" xlink:to="label_InterestRateCommittedLoanApplicationsMember_1" xlink:title="Label : InterestRateCommittedLoanApplicationsMember to label_InterestRateCommittedLoanApplicationsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromTransferOfLandToJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromTransferOfLandToJointVenture_1" xml:lang="en-US" id="label_ProceedsFromTransferOfLandToJointVenture_1">Proceeds from Transfer of Land to Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromTransferOfLandToJointVenture" xlink:to="label_ProceedsFromTransferOfLandToJointVenture_1" xlink:title="Label : ProceedsFromTransferOfLandToJointVenture to label_ProceedsFromTransferOfLandToJointVenture_1" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromTransferOfLandToJointVenture_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ProceedsFromTransferOfLandToJointVenture_2" xml:lang="en-US" id="label_ProceedsFromTransferOfLandToJointVenture_2">The cash inflow from the transfer of land to the joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromTransferOfLandToJointVenture" xlink:to="label_ProceedsFromTransferOfLandToJointVenture_2" xlink:title="Label : ProceedsFromTransferOfLandToJointVenture to label_ProceedsFromTransferOfLandToJointVenture_2" />
    <link:label xlink:type="resource" xlink:label="label_QualifyingAssetsNotExceedingDebtMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_QualifyingAssetsNotExceedingDebtMember_1" xml:lang="en-US" id="label_QualifyingAssetsNotExceedingDebtMember_1">Information pertaining to qualifying assets that have not been capitalized because they do not exceed their debt.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="QualifyingAssetsNotExceedingDebtMember" xlink:to="label_QualifyingAssetsNotExceedingDebtMember_1" xlink:title="Label : QualifyingAssetsNotExceedingDebtMember to label_QualifyingAssetsNotExceedingDebtMember_1" />
    <link:label xlink:type="resource" xlink:label="label_MortgageWarehouseLinesOfCreditMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MortgageWarehouseLinesOfCreditMember_1" xml:lang="en-US" id="label_MortgageWarehouseLinesOfCreditMember_1">Information pertaining to the mortgage warehouse lines of credit.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageWarehouseLinesOfCreditMember" xlink:to="label_MortgageWarehouseLinesOfCreditMember_1" xlink:title="Label : MortgageWarehouseLinesOfCreditMember to label_MortgageWarehouseLinesOfCreditMember_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsByInsuranceCompaniesForClaims_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PaymentsByInsuranceCompaniesForClaims_1" xml:lang="en-US" id="label_PaymentsByInsuranceCompaniesForClaims_1">Payments by Insurance Companies for Claims</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsByInsuranceCompaniesForClaims" xlink:to="label_PaymentsByInsuranceCompaniesForClaims_1" xlink:title="Label : PaymentsByInsuranceCompaniesForClaims to label_PaymentsByInsuranceCompaniesForClaims_1" />
    <link:label xlink:type="resource" xlink:label="label_NotesPayable_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NotesPayable_1" xml:lang="en-US" id="label_NotesPayable_1">us-gaap_NotesPayable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayable" xlink:to="label_NotesPayable_1" xlink:title="Label : NotesPayable to label_NotesPayable_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsByInsuranceCompaniesForClaims_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsByInsuranceCompaniesForClaims_2" xml:lang="en-US" id="label_PaymentsByInsuranceCompaniesForClaims_2">Insurance claims paid by our insurance carriers, excluding insurance deductibles paid.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsByInsuranceCompaniesForClaims" xlink:to="label_PaymentsByInsuranceCompaniesForClaims_2" xlink:title="Label : PaymentsByInsuranceCompaniesForClaims to label_PaymentsByInsuranceCompaniesForClaims_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CollateralAxis" xlink:label="CollateralAxis" xlink:title="CollateralAxis" />
    <link:label xlink:type="resource" xlink:label="label_CollateralAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralAxis" xml:lang="en-US" id="label_CollateralAxis">Collateral Held [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralAxis" xlink:to="label_CollateralAxis" xlink:title="Label : CollateralAxis to label_CollateralAxis" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebt_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebt_1" xml:lang="en-US" id="label_LongTermDebt_1">Senior notes and credit facilities (net of discounts, premiums and debt issuance costs)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebt" xlink:to="label_LongTermDebt_1" xlink:title="Label : LongTermDebt to label_LongTermDebt_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain" />
    <link:label xlink:type="resource" xlink:label="label_EquityComponentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityComponentDomain" xml:lang="en-US" id="label_EquityComponentDomain">Equity Component [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityComponentDomain" xlink:to="label_EquityComponentDomain" xlink:title="Label : EquityComponentDomain to label_EquityComponentDomain" />
    <link:label xlink:type="resource" xlink:label="label_BeforeNov152023Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_BeforeNov152023Member_1" xml:lang="en-US" id="label_BeforeNov152023Member_1">Represents before Nov 15, 2023.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BeforeNov152023Member" xlink:to="label_BeforeNov152023Member_1" xlink:title="Label : BeforeNov152023Member to label_BeforeNov152023Member_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis" />
    <link:label xlink:type="resource" xlink:label="label_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementEquityComponentsAxis" xml:lang="en-US" id="label_StatementEquityComponentsAxis">Equity Components [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementEquityComponentsAxis" xlink:to="label_StatementEquityComponentsAxis" xlink:title="Label : StatementEquityComponentsAxis to label_StatementEquityComponentsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain" xlink:title="CollateralDomain" />
    <link:label xlink:type="resource" xlink:label="label_CollateralDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralDomain" xml:lang="en-US" id="label_CollateralDomain">Collateral Held [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralDomain" xlink:to="label_CollateralDomain" xlink:title="Label : CollateralDomain to label_CollateralDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember" xlink:title="PreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockMember" xml:lang="en-US" id="label_PreferredStockMember">Preferred Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockMember" xlink:to="label_PreferredStockMember" xlink:title="Label : PreferredStockMember to label_PreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="label_StockRepurchaseProgramAuthorizedAmount1_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockRepurchaseProgramAuthorizedAmount1_1" xml:lang="en-US" id="label_StockRepurchaseProgramAuthorizedAmount1_1">Stock Repurchase Program, Authorized Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramAuthorizedAmount1" xlink:to="label_StockRepurchaseProgramAuthorizedAmount1_1" xlink:title="Label : StockRepurchaseProgramAuthorizedAmount1 to label_StockRepurchaseProgramAuthorizedAmount1_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="AdditionalPaidInCapitalMember" xlink:title="AdditionalPaidInCapitalMember" />
    <link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdditionalPaidInCapitalMember" xml:lang="en-US" id="label_AdditionalPaidInCapitalMember">Additional Paid-in Capital [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalMember" xlink:to="label_AdditionalPaidInCapitalMember" xlink:title="Label : AdditionalPaidInCapitalMember to label_AdditionalPaidInCapitalMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockCommonMember" xlink:label="TreasuryStockCommonMember" xlink:title="TreasuryStockCommonMember" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockCommonMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockCommonMember" xml:lang="en-US" id="label_TreasuryStockCommonMember">Treasury Stock, Common [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockCommonMember" xlink:to="label_TreasuryStockCommonMember" xlink:title="Label : TreasuryStockCommonMember to label_TreasuryStockCommonMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RestrictedCashMember_1" xml:lang="en-US" id="label_RestrictedCashMember_1">Primary financial statement caption encompassing restricted cash.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashMember" xlink:to="label_RestrictedCashMember_1" xlink:title="Label : RestrictedCashMember to label_RestrictedCashMember_1" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockAcquiredAverageCostPerShare_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockAcquiredAverageCostPerShare_1" xml:lang="en-US" id="label_TreasuryStockAcquiredAverageCostPerShare_1">us-gaap_TreasuryStockAcquiredAverageCostPerShare</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockAcquiredAverageCostPerShare" xlink:to="label_TreasuryStockAcquiredAverageCostPerShare_1" xlink:title="Label : TreasuryStockAcquiredAverageCostPerShare to label_TreasuryStockAcquiredAverageCostPerShare_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetainedEarningsMember" xlink:label="RetainedEarningsMember" xlink:title="RetainedEarningsMember" />
    <link:label xlink:type="resource" xlink:label="label_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsMember" xml:lang="en-US" id="label_RetainedEarningsMember">Retained Earnings [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsMember" xlink:to="label_RetainedEarningsMember" xlink:title="Label : RetainedEarningsMember to label_RetainedEarningsMember" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfReportableSegmentsHistorically_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfReportableSegmentsHistorically_1" xml:lang="en-US" id="label_NumberOfReportableSegmentsHistorically_1">Number of Reportable Segments, Historically</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfReportableSegmentsHistorically" xlink:to="label_NumberOfReportableSegmentsHistorically_1" xlink:title="Label : NumberOfReportableSegmentsHistorically to label_NumberOfReportableSegmentsHistorically_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfReportableSegmentsHistorically_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfReportableSegmentsHistorically_2" xml:lang="en-US" id="label_NumberOfReportableSegmentsHistorically_2">Number Of Reportable Segments Historically</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfReportableSegmentsHistorically" xlink:to="label_NumberOfReportableSegmentsHistorically_2" xlink:title="Label : NumberOfReportableSegmentsHistorically to label_NumberOfReportableSegmentsHistorically_2" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForRepurchaseOfCommonStock_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForRepurchaseOfCommonStock_1" xml:lang="en-US" id="label_PaymentsForRepurchaseOfCommonStock_1">Treasury stock purchases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRepurchaseOfCommonStock" xlink:to="label_PaymentsForRepurchaseOfCommonStock_1" xlink:title="Label : PaymentsForRepurchaseOfCommonStock to label_PaymentsForRepurchaseOfCommonStock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="NoncontrollingInterestMember" xlink:title="NoncontrollingInterestMember" />
    <link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoncontrollingInterestMember" xml:lang="en-US" id="label_NoncontrollingInterestMember">Noncontrolling Interest [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestMember" xlink:to="label_NoncontrollingInterestMember" xlink:title="Label : NoncontrollingInterestMember to label_NoncontrollingInterestMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CostsAndExpenses" xlink:label="CostsAndExpenses" xlink:title="CostsAndExpenses" />
    <link:label xlink:type="resource" xlink:label="label_CostsAndExpenses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostsAndExpenses" xml:lang="en-US" id="label_CostsAndExpenses">Total expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostsAndExpenses" xlink:to="label_CostsAndExpenses" xlink:title="Label : CostsAndExpenses to label_CostsAndExpenses" />
    <link:label xlink:type="resource" xlink:label="label_ModelSaleLeasebackFinancingArrangementsMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ModelSaleLeasebackFinancingArrangementsMember_1" xml:lang="en-US" id="label_ModelSaleLeasebackFinancingArrangementsMember_1">Represents sale and leaseback transactions that are considered a financing rather than a sale.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModelSaleLeasebackFinancingArrangementsMember" xlink:to="label_ModelSaleLeasebackFinancingArrangementsMember_1" xlink:title="Label : ModelSaleLeasebackFinancingArrangementsMember to label_ModelSaleLeasebackFinancingArrangementsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrual_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_ProductWarrantyAccrual_2" xml:lang="en-US" id="label_ProductWarrantyAccrual_2">Balance, end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrual" xlink:to="label_ProductWarrantyAccrual_2" xlink:title="Label : ProductWarrantyAccrual to label_ProductWarrantyAccrual_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityMethodInvestmentsTextBlock" xlink:label="EquityMethodInvestmentsTextBlock" xlink:title="EquityMethodInvestmentsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentsTextBlock" xml:lang="en-US" id="label_EquityMethodInvestmentsTextBlock">Equity Method Investments [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentsTextBlock" xlink:to="label_EquityMethodInvestmentsTextBlock" xlink:title="Label : EquityMethodInvestmentsTextBlock to label_EquityMethodInvestmentsTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentsDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentsDisclosureTextBlock_1" xml:lang="en-US" id="label_EquityMethodInvestmentsDisclosureTextBlock_1">Equity Method Investments and Joint Ventures Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentsDisclosureTextBlock" xlink:to="label_EquityMethodInvestmentsDisclosureTextBlock_1" xlink:title="Label : EquityMethodInvestmentsDisclosureTextBlock to label_EquityMethodInvestmentsDisclosureTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsOfDividends_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsOfDividends_2" xml:lang="en-US" id="label_PaymentsOfDividends_2">Preferred dividends paid</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividends" xlink:to="label_PaymentsOfDividends_2" xlink:title="Label : PaymentsOfDividends to label_PaymentsOfDividends_2" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsCollateralMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CashAndCashEquivalentsCollateralMember_1" xml:lang="en-US" id="label_CashAndCashEquivalentsCollateralMember_1">Represents cash and cash equivalents collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsCollateralMember" xlink:to="label_CashAndCashEquivalentsCollateralMember_1" xlink:title="Label : CashAndCashEquivalentsCollateralMember to label_CashAndCashEquivalentsCollateralMember_1" />
    <link:label xlink:type="resource" xlink:label="label_AccountsPayableAndOtherAccruedLiabilities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsPayableAndOtherAccruedLiabilities_1" xml:lang="en-US" id="label_AccountsPayableAndOtherAccruedLiabilities_1">us-gaap_AccountsPayableAndOtherAccruedLiabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableAndOtherAccruedLiabilities" xlink:to="label_AccountsPayableAndOtherAccruedLiabilities_1" xlink:title="Label : AccountsPayableAndOtherAccruedLiabilities to label_AccountsPayableAndOtherAccruedLiabilities_1" />
    <link:label xlink:type="resource" xlink:label="label_LettersOfCreditOutstandingAmount_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LettersOfCreditOutstandingAmount_1" xml:lang="en-US" id="label_LettersOfCreditOutstandingAmount_1">us-gaap_LettersOfCreditOutstandingAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LettersOfCreditOutstandingAmount" xlink:to="label_LettersOfCreditOutstandingAmount_1" xlink:title="Label : LettersOfCreditOutstandingAmount to label_LettersOfCreditOutstandingAmount_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidatedEntitiesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedEntitiesDomain" xml:lang="en-US" id="label_ConsolidatedEntitiesDomain">Consolidated Entities [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedEntitiesDomain" xlink:to="label_ConsolidatedEntitiesDomain" xlink:title="Label : ConsolidatedEntitiesDomain to label_ConsolidatedEntitiesDomain" />
    <link:label xlink:type="resource" xlink:label="label_AccruedIncomeTaxes_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccruedIncomeTaxes_1" xml:lang="en-US" id="label_AccruedIncomeTaxes_1">Income taxes payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedIncomeTaxes" xlink:to="label_AccruedIncomeTaxes_1" xlink:title="Label : AccruedIncomeTaxes to label_AccruedIncomeTaxes_1" />
    <link:label xlink:type="resource" xlink:label="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_2" xml:lang="en-US" id="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_2">The amount of reduction in the balance of investment from the consolidation of the remaining interests in the joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" xlink:to="label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_2" xlink:title="Label : ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture to label_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture_2" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentOtherThanTemporaryImpairment_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentOtherThanTemporaryImpairment_1" xml:lang="en-US" id="label_EquityMethodInvestmentOtherThanTemporaryImpairment_1">us-gaap_EquityMethodInvestmentOtherThanTemporaryImpairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentOtherThanTemporaryImpairment" xlink:to="label_EquityMethodInvestmentOtherThanTemporaryImpairment_1" xlink:title="Label : EquityMethodInvestmentOtherThanTemporaryImpairment to label_EquityMethodInvestmentOtherThanTemporaryImpairment_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidatedEntitiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedEntitiesAxis" xml:lang="en-US" id="label_ConsolidatedEntitiesAxis">Consolidated Entities [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedEntitiesAxis" xlink:to="label_ConsolidatedEntitiesAxis" xlink:title="Label : ConsolidatedEntitiesAxis to label_ConsolidatedEntitiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:label="AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:title="AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" />
    <link:label xlink:type="resource" xlink:label="label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xml:lang="en-US" id="label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent">Accounts payable and other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:to="label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:title="Label : AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent to label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" />
    <link:label xlink:type="resource" xlink:label="label_JPMorganChaseBankMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_JPMorganChaseBankMember_1" xml:lang="en-US" id="label_JPMorganChaseBankMember_1">Represents information relating to JP Morgan Chase Bank.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JPMorganChaseBankMember" xlink:to="label_JPMorganChaseBankMember_1" xlink:title="Label : JPMorganChaseBankMember to label_JPMorganChaseBankMember_1" />
    <link:label xlink:type="resource" xlink:label="label_LandBankingArrangementMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LandBankingArrangementMember_1" xml:lang="en-US" id="label_LandBankingArrangementMember_1">Represents land banking arrangements, whereby the entity sells land parcels to the land banker and they provide the entity with an option to purchase back finished lots on a quarterly basis.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandBankingArrangementMember" xlink:to="label_LandBankingArrangementMember_1" xlink:title="Label : LandBankingArrangementMember to label_LandBankingArrangementMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="InterestPayableCurrentAndNoncurrent" xlink:title="InterestPayableCurrentAndNoncurrent" />
    <link:label xlink:type="resource" xlink:label="label_InterestPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestPayableCurrentAndNoncurrent" xml:lang="en-US" id="label_InterestPayableCurrentAndNoncurrent">Accrued interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPayableCurrentAndNoncurrent" xlink:to="label_InterestPayableCurrentAndNoncurrent" xlink:title="Label : InterestPayableCurrentAndNoncurrent to label_InterestPayableCurrentAndNoncurrent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidationItemsAxis" xlink:label="ConsolidationItemsAxis" xlink:title="ConsolidationItemsAxis" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidationItemsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidationItemsAxis" xml:lang="en-US" id="label_ConsolidationItemsAxis">Consolidation Items [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationItemsAxis" xlink:to="label_ConsolidationItemsAxis" xlink:title="Label : ConsolidationItemsAxis to label_ConsolidationItemsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ContractWithCustomerLiability" xlink:label="ContractWithCustomerLiability" xlink:title="ContractWithCustomerLiability" />
    <link:label xlink:type="resource" xlink:label="label_ContractWithCustomerLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ContractWithCustomerLiability" xml:lang="en-US" id="label_ContractWithCustomerLiability">Customers&#x2019; deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ContractWithCustomerLiability" xlink:to="label_ContractWithCustomerLiability" xlink:title="Label : ContractWithCustomerLiability to label_ContractWithCustomerLiability" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidationItemsDomain" xlink:label="ConsolidationItemsDomain" xlink:title="ConsolidationItemsDomain" />
    <link:label xlink:type="resource" xlink:label="label_ConsolidationItemsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidationItemsDomain" xml:lang="en-US" id="label_ConsolidationItemsDomain">Consolidation Items [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationItemsDomain" xlink:to="label_ConsolidationItemsDomain" xlink:title="Label : ConsolidationItemsDomain to label_ConsolidationItemsDomain" />
    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSold_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_CostOfGoodsAndServicesSold_1" xml:lang="en-US" id="label_CostOfGoodsAndServicesSold_1">Total cost of sales</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSold" xlink:to="label_CostOfGoodsAndServicesSold_1" xlink:title="Label : CostOfGoodsAndServicesSold to label_CostOfGoodsAndServicesSold_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BaseRateMember" xlink:label="BaseRateMember" xlink:title="BaseRateMember" />
    <link:label xlink:type="resource" xlink:label="label_BaseRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BaseRateMember" xml:lang="en-US" id="label_BaseRateMember">Base Rate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BaseRateMember" xlink:to="label_BaseRateMember" xlink:title="Label : BaseRateMember to label_BaseRateMember" />
    <link:label xlink:type="resource" xlink:label="label_CostOfRevenue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CostOfRevenue_1" xml:lang="en-US" id="label_CostOfRevenue_1">us-gaap_CostOfRevenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfRevenue" xlink:to="label_CostOfRevenue_1" xlink:title="Label : CostOfRevenue to label_CostOfRevenue_1" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInInvestingActivities_1" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivities_1">Net Cash Provided by (Used in) Investing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="label_NetCashProvidedByUsedInInvestingActivities_1" xlink:title="Label : NetCashProvidedByUsedInInvestingActivities to label_NetCashProvidedByUsedInInvestingActivities_1" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivities_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInFinancingActivities_1" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivities_1">Net cash used in financing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="label_NetCashProvidedByUsedInFinancingActivities_1" xlink:title="Label : NetCashProvidedByUsedInFinancingActivities to label_NetCashProvidedByUsedInFinancingActivities_1" />
    <link:label xlink:type="resource" xlink:label="label_Liabilities_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Liabilities_1" xml:lang="en-US" id="label_Liabilities_1">Total liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="label_Liabilities_1" xlink:title="Label : Liabilities to label_Liabilities_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsAbstract" xml:lang="en-US" id="label_AssetsAbstract">ASSETS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="label_AssetsAbstract" xlink:title="Label : AssetsAbstract to label_AssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_1" xml:lang="en-US" id="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_1">Stock Repurchase Program, Remaining Amount of Shares Authorized to be Repurchased</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" xlink:to="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_1" xlink:title="Label : StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased to label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_1" />
    <link:label xlink:type="resource" xlink:label="label_FairValueDisclosuresTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueDisclosuresTextBlock_1" xml:lang="en-US" id="label_FairValueDisclosuresTextBlock_1">Fair Value Disclosures [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresTextBlock" xlink:to="label_FairValueDisclosuresTextBlock_1" xlink:title="Label : FairValueDisclosuresTextBlock to label_FairValueDisclosuresTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_ComericaMasterRepurchaseAgreementMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ComericaMasterRepurchaseAgreementMember_1" xml:lang="en-US" id="label_ComericaMasterRepurchaseAgreementMember_1">The name of the lender included in the repurchase agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComericaMasterRepurchaseAgreementMember" xlink:to="label_ComericaMasterRepurchaseAgreementMember_1" xlink:title="Label : ComericaMasterRepurchaseAgreementMember to label_ComericaMasterRepurchaseAgreementMember_1" />
    <link:label xlink:type="resource" xlink:label="label_SegmentReportingDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SegmentReportingDisclosureTextBlock_1" xml:lang="en-US" id="label_SegmentReportingDisclosureTextBlock_1">Operating and Reporting Segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingDisclosureTextBlock" xlink:to="label_SegmentReportingDisclosureTextBlock_1" xlink:title="Label : SegmentReportingDisclosureTextBlock to label_SegmentReportingDisclosureTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyDisclosureTextBlock_1" xml:lang="en-US" id="label_ProductWarrantyDisclosureTextBlock_1">Product Warranty Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyDisclosureTextBlock" xlink:to="label_ProductWarrantyDisclosureTextBlock_1" xlink:title="Label : ProductWarrantyDisclosureTextBlock to label_ProductWarrantyDisclosureTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_OtherNonoperatingIncomeExpense_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherNonoperatingIncomeExpense_1" xml:lang="en-US" id="label_OtherNonoperatingIncomeExpense_1">Other Nonoperating Income (Expense)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNonoperatingIncomeExpense" xlink:to="label_OtherNonoperatingIncomeExpense_1" xlink:title="Label : OtherNonoperatingIncomeExpense to label_OtherNonoperatingIncomeExpense_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:label="ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:title="ScheduleOfProductWarrantyLiabilityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfProductWarrantyLiabilityTableTextBlock" xml:lang="en-US" id="label_ScheduleOfProductWarrantyLiabilityTableTextBlock">Schedule of Product Warranty Liability [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:to="label_ScheduleOfProductWarrantyLiabilityTableTextBlock" xlink:title="Label : ScheduleOfProductWarrantyLiabilityTableTextBlock to label_ScheduleOfProductWarrantyLiabilityTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="AdditionalPaidInCapitalCommonStock" xlink:title="AdditionalPaidInCapitalCommonStock" />
    <link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapitalCommonStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdditionalPaidInCapitalCommonStock" xml:lang="en-US" id="label_AdditionalPaidInCapitalCommonStock">Paid in capital - common stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalCommonStock" xlink:to="label_AdditionalPaidInCapitalCommonStock" xlink:title="Label : AdditionalPaidInCapitalCommonStock to label_AdditionalPaidInCapitalCommonStock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfReportableSegments_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfReportableSegments_1" xml:lang="en-US" id="label_NumberOfReportableSegments_1">Number of Reportable Segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfReportableSegments" xlink:to="label_NumberOfReportableSegments_1" xlink:title="Label : NumberOfReportableSegments to label_NumberOfReportableSegments_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:label xlink:type="resource" xlink:label="label_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementLineItems" xml:lang="en-US" id="label_StatementLineItems">Statement [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementLineItems" xlink:to="label_StatementLineItems" xlink:title="Label : StatementLineItems to label_StatementLineItems" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" xml:lang="en-US" id="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1">Schedule of Segment Reporting Information, by Segment [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:to="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" xlink:title="Label : ScheduleOfSegmentReportingInformationBySegmentTextBlock to label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_GeneralLiabilityInsuranceDeductible_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GeneralLiabilityInsuranceDeductible_1" xml:lang="en-US" id="label_GeneralLiabilityInsuranceDeductible_1">General Liability Insurance Deductible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralLiabilityInsuranceDeductible" xlink:to="label_GeneralLiabilityInsuranceDeductible_1" xlink:title="Label : GeneralLiabilityInsuranceDeductible to label_GeneralLiabilityInsuranceDeductible_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivitiesAbstract">Cash flows from operating activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="Label : NetCashProvidedByUsedInOperatingActivitiesAbstract to label_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_MinorityInterest_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinorityInterest_1" xml:lang="en-US" id="label_MinorityInterest_1">Noncontrolling interest in consolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterest" xlink:to="label_MinorityInterest_1" xlink:title="Label : MinorityInterest to label_MinorityInterest_1" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDividendRatePercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreferredStockDividendRatePercentage_1" xml:lang="en-US" id="label_PreferredStockDividendRatePercentage_1">Preferred Stock, Dividend Rate, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRatePercentage" xlink:to="label_PreferredStockDividendRatePercentage_1" xlink:title="Label : PreferredStockDividendRatePercentage to label_PreferredStockDividendRatePercentage_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:label="ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:title="ProductWarrantyAccrualPreexistingIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyAccrualPreexistingIncreaseDecrease" xml:lang="en-US" id="label_ProductWarrantyAccrualPreexistingIncreaseDecrease">Changes to pre-existing reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:to="label_ProductWarrantyAccrualPreexistingIncreaseDecrease" xlink:title="Label : ProductWarrantyAccrualPreexistingIncreaseDecrease to label_ProductWarrantyAccrualPreexistingIncreaseDecrease" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProductWarrantyAccrualWarrantiesIssued" xlink:label="ProductWarrantyAccrualWarrantiesIssued" xlink:title="ProductWarrantyAccrualWarrantiesIssued" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrualWarrantiesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductWarrantyAccrualWarrantiesIssued" xml:lang="en-US" id="label_ProductWarrantyAccrualWarrantiesIssued">Additions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrualWarrantiesIssued" xlink:to="label_ProductWarrantyAccrualWarrantiesIssued" xlink:title="Label : ProductWarrantyAccrualWarrantiesIssued to label_ProductWarrantyAccrualWarrantiesIssued" />
    <link:label xlink:type="resource" xlink:label="label_ProductWarrantyAccrualPayments_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_ProductWarrantyAccrualPayments_1" xml:lang="en-US" id="label_ProductWarrantyAccrualPayments_1">Charges incurred during the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductWarrantyAccrualPayments" xlink:to="label_ProductWarrantyAccrualPayments_1" xlink:title="Label : ProductWarrantyAccrualPayments to label_ProductWarrantyAccrualPayments_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:label xlink:type="resource" xlink:label="label_FairValueByFairValueHierarchyLevelAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US" id="label_FairValueByFairValueHierarchyLevelAxis">Fair Value Hierarchy and NAV [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="label_FairValueByFairValueHierarchyLevelAxis" xlink:title="Label : FairValueByFairValueHierarchyLevelAxis to label_FairValueByFairValueHierarchyLevelAxis" />
    <link:label xlink:type="resource" xlink:label="label_GeneralLiabilityInsuranceDeductible_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GeneralLiabilityInsuranceDeductible_2" xml:lang="en-US" id="label_GeneralLiabilityInsuranceDeductible_2">Annual deductible under our general liability insurance per occurrence for construction defects and warranty claims on homes delivered.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralLiabilityInsuranceDeductible" xlink:to="label_GeneralLiabilityInsuranceDeductible_2" xlink:title="Label : GeneralLiabilityInsuranceDeductible to label_GeneralLiabilityInsuranceDeductible_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel2Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel2Member" xml:lang="en-US" id="label_FairValueInputsLevel2Member">Fair Value, Inputs, Level 2 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel2Member" xlink:to="label_FairValueInputsLevel2Member" xlink:title="Label : FairValueInputsLevel2Member to label_FairValueInputsLevel2Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel1Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel1Member" xml:lang="en-US" id="label_FairValueInputsLevel1Member">Fair Value, Inputs, Level 1 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="label_FairValueInputsLevel1Member" xlink:title="Label : FairValueInputsLevel1Member to label_FairValueInputsLevel1Member" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromInsurancePremiumsCollected_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromInsurancePremiumsCollected_1" xml:lang="en-US" id="label_ProceedsFromInsurancePremiumsCollected_1">us-gaap_ProceedsFromInsurancePremiumsCollected</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromInsurancePremiumsCollected" xlink:to="label_ProceedsFromInsurancePremiumsCollected_1" xlink:title="Label : ProceedsFromInsurancePremiumsCollected to label_ProceedsFromInsurancePremiumsCollected_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US" id="label_FairValueMeasurementsFairValueHierarchyDomain">Fair Value Hierarchy and NAV [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="label_FairValueMeasurementsFairValueHierarchyDomain" xlink:title="Label : FairValueMeasurementsFairValueHierarchyDomain to label_FairValueMeasurementsFairValueHierarchyDomain" />
    <link:label xlink:type="resource" xlink:label="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_2" xml:lang="en-US" id="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_2">Represents remaining amount of shares authorized to repurchased for stock repurchase program.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" xlink:to="label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_2" xlink:title="Label : StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased to label_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel3Member" xml:lang="en-US" id="label_FairValueInputsLevel3Member">Fair Value, Inputs, Level 3 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel3Member" xlink:to="label_FairValueInputsLevel3Member" xlink:title="Label : FairValueInputsLevel3Member to label_FairValueInputsLevel3Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="PreferredStockParOrStatedValuePerShare" xlink:title="PreferredStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockParOrStatedValuePerShare" xml:lang="en-US" id="label_PreferredStockParOrStatedValuePerShare">Preferred stock, par value (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockParOrStatedValuePerShare" xlink:to="label_PreferredStockParOrStatedValuePerShare" xlink:title="Label : PreferredStockParOrStatedValuePerShare to label_PreferredStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="label_InventoryNet_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InventoryNet_1" xml:lang="en-US" id="label_InventoryNet_1">us-gaap_InventoryNet</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryNet" xlink:to="label_InventoryNet_1" xlink:title="Label : InventoryNet to label_InventoryNet_1" />
    <link:label xlink:type="resource" xlink:label="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_1" xml:lang="en-US" id="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_1">Aggregate annual retention for construction defect, warranty and bodily injury claims.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" xlink:to="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_1" xlink:title="Label : AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims to label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_1" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_1" xml:lang="en-US" id="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_1">Preferred Stock, Depositary Shares, Number of Shares of Preferred Stock in Each Depositary Share (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:to="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_1" xlink:title="Label : PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare to label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_1" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_2" xml:lang="en-US" id="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_2">Preferred Stock Depositary Shares Number Of Shares Of Preferred Stock In Each Depositary Share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" xlink:to="label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_2" xlink:title="Label : PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare to label_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd#stpr_CA" xlink:label="CA" xlink:title="CA" />
    <link:label xlink:type="resource" xlink:label="label_CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CA" xml:lang="en-US" id="label_CA">CALIFORNIA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CA" xlink:to="label_CA" xlink:title="Label : CA to label_CA" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="PreferredStockSharesAuthorized" xlink:title="PreferredStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockSharesAuthorized" xml:lang="en-US" id="label_PreferredStockSharesAuthorized">Preferred stock, shares authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesAuthorized" xlink:to="label_PreferredStockSharesAuthorized" xlink:title="Label : PreferredStockSharesAuthorized to label_PreferredStockSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_SegmentGeographicalDomain" xlink:label="SegmentGeographicalDomain" xlink:title="SegmentGeographicalDomain" />
    <link:label xlink:type="resource" xlink:label="label_SegmentGeographicalDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentGeographicalDomain" xml:lang="en-US" id="label_SegmentGeographicalDomain">Geographical [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentGeographicalDomain" xlink:to="label_SegmentGeographicalDomain" xlink:title="Label : SegmentGeographicalDomain to label_SegmentGeographicalDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StatementGeographicalAxis" xlink:label="StatementGeographicalAxis" xlink:title="StatementGeographicalAxis" />
    <link:label xlink:type="resource" xlink:label="label_StatementGeographicalAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementGeographicalAxis" xml:lang="en-US" id="label_StatementGeographicalAxis">Geographical [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementGeographicalAxis" xlink:to="label_StatementGeographicalAxis" xlink:title="Label : StatementGeographicalAxis to label_StatementGeographicalAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:label="ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:title="ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xml:lang="en-US" id="label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis">Investment, Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:to="label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:title="Label : ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis to label_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceDeductible_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BodilyInjuryInsuranceDeductible_1" xml:lang="en-US" id="label_BodilyInjuryInsuranceDeductible_1">Bodily Injury Insurance Deductible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceDeductible" xlink:to="label_BodilyInjuryInsuranceDeductible_1" xlink:title="Label : BodilyInjuryInsuranceDeductible to label_BodilyInjuryInsuranceDeductible_1" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceDeductible_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_BodilyInjuryInsuranceDeductible_2" xml:lang="en-US" id="label_BodilyInjuryInsuranceDeductible_2">Annual deductible for bodily injury claims.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceDeductible" xlink:to="label_BodilyInjuryInsuranceDeductible_2" xlink:title="Label : BodilyInjuryInsuranceDeductible to label_BodilyInjuryInsuranceDeductible_2" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedeemedFaceAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentRedeemedFaceAmount_1" xml:lang="en-US" id="label_DebtInstrumentRedeemedFaceAmount_1">Debt Instrument, Redeemed, Face Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedeemedFaceAmount" xlink:to="label_DebtInstrumentRedeemedFaceAmount_1" xlink:title="Label : DebtInstrumentRedeemedFaceAmount to label_DebtInstrumentRedeemedFaceAmount_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedeemedFaceAmount_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedeemedFaceAmount_2" xml:lang="en-US" id="label_DebtInstrumentRedeemedFaceAmount_2">Debt Instrument Redeemed Face Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedeemedFaceAmount" xlink:to="label_DebtInstrumentRedeemedFaceAmount_2" xlink:title="Label : DebtInstrumentRedeemedFaceAmount to label_DebtInstrumentRedeemedFaceAmount_2" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockSharesIssued_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockSharesIssued_1" xml:lang="en-US" id="label_PreferredStockSharesIssued_1">Preferred stock, shares issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesIssued" xlink:to="label_PreferredStockSharesIssued_1" xlink:title="Label : PreferredStockSharesIssued to label_PreferredStockSharesIssued_1" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNet_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredTaxAssetsLiabilitiesNet_1" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNet_1">Deferred Tax Assets, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="label_DeferredTaxAssetsLiabilitiesNet_1" xlink:title="Label : DeferredTaxAssetsLiabilitiesNet to label_DeferredTaxAssetsLiabilitiesNet_1" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockLiquidationPreference_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PreferredStockLiquidationPreference_1" xml:lang="en-US" id="label_PreferredStockLiquidationPreference_1">Preferred Stock, Liquidation Preference Per Share (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreference" xlink:to="label_PreferredStockLiquidationPreference_1" xlink:title="Label : PreferredStockLiquidationPreference to label_PreferredStockLiquidationPreference_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_LitigationCaseTypeDomain" xlink:label="LitigationCaseTypeDomain" xlink:title="LitigationCaseTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_LitigationCaseTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LitigationCaseTypeDomain" xml:lang="en-US" id="label_LitigationCaseTypeDomain">Litigation Case [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LitigationCaseTypeDomain" xlink:to="label_LitigationCaseTypeDomain" xlink:title="Label : LitigationCaseTypeDomain to label_LitigationCaseTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_LitigationCaseAxis" xlink:label="LitigationCaseAxis" xlink:title="LitigationCaseAxis" />
    <link:label xlink:type="resource" xlink:label="label_LitigationCaseAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LitigationCaseAxis" xml:lang="en-US" id="label_LitigationCaseAxis">Litigation Case [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LitigationCaseAxis" xlink:to="label_LitigationCaseAxis" xlink:title="Label : LitigationCaseAxis to label_LitigationCaseAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="PreferredStockLiquidationPreferenceValue" xlink:title="PreferredStockLiquidationPreferenceValue" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockLiquidationPreferenceValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockLiquidationPreferenceValue" xml:lang="en-US" id="label_PreferredStockLiquidationPreferenceValue">Preferred stock, liquidation preference</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreferenceValue" xlink:to="label_PreferredStockLiquidationPreferenceValue" xlink:title="Label : PreferredStockLiquidationPreferenceValue to label_PreferredStockLiquidationPreferenceValue" />
    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSoldInterest_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CostOfGoodsAndServicesSoldInterest_1" xml:lang="en-US" id="label_CostOfGoodsAndServicesSoldInterest_1">The interest cost related to goods produced and sold and services rendered by an entity during the reporting period. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSoldInterest" xlink:to="label_CostOfGoodsAndServicesSoldInterest_1" xlink:title="Label : CostOfGoodsAndServicesSoldInterest to label_CostOfGoodsAndServicesSoldInterest_1" />
    <link:label xlink:type="resource" xlink:label="label_CostOfGoodsAndServicesSoldExcludingInterest_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CostOfGoodsAndServicesSoldExcludingInterest_1" xml:lang="en-US" id="label_CostOfGoodsAndServicesSoldExcludingInterest_1">The aggregate costs related to goods produced and sold and services rendered by an entity during the reporting period, excluding interest. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfGoodsAndServicesSoldExcludingInterest" xlink:to="label_CostOfGoodsAndServicesSoldExcludingInterest_1" xlink:title="Label : CostOfGoodsAndServicesSoldExcludingInterest to label_CostOfGoodsAndServicesSoldExcludingInterest_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_EquityMethodInvesteeNameDomain" xlink:label="EquityMethodInvesteeNameDomain" xlink:title="EquityMethodInvesteeNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvesteeNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvesteeNameDomain" xml:lang="en-US" id="label_EquityMethodInvesteeNameDomain">Investment, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvesteeNameDomain" xlink:to="label_EquityMethodInvesteeNameDomain" xlink:title="Label : EquityMethodInvesteeNameDomain to label_EquityMethodInvesteeNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:label xlink:type="resource" xlink:label="label_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RangeAxis" xml:lang="en-US" id="label_RangeAxis">Statistical Measurement [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeAxis" xlink:to="label_RangeAxis" xlink:title="Label : RangeAxis to label_RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ProductsAndServicesDomain" xlink:label="ProductsAndServicesDomain" xlink:title="ProductsAndServicesDomain" />
    <link:label xlink:type="resource" xlink:label="label_ProductsAndServicesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductsAndServicesDomain" xml:lang="en-US" id="label_ProductsAndServicesDomain">Product and Service [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductsAndServicesDomain" xlink:to="label_ProductsAndServicesDomain" xlink:title="Label : ProductsAndServicesDomain to label_ProductsAndServicesDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ProductOrServiceAxis" xlink:label="ProductOrServiceAxis" xlink:title="ProductOrServiceAxis" />
    <link:label xlink:type="resource" xlink:label="label_ProductOrServiceAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProductOrServiceAxis" xml:lang="en-US" id="label_ProductOrServiceAxis">Product and Service [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProductOrServiceAxis" xlink:to="label_ProductOrServiceAxis" xlink:title="Label : ProductOrServiceAxis to label_ProductOrServiceAxis" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceLimit_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BodilyInjuryInsuranceLimit_1" xml:lang="en-US" id="label_BodilyInjuryInsuranceLimit_1">Bodily Injury Insurance Limit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceLimit" xlink:to="label_BodilyInjuryInsuranceLimit_1" xlink:title="Label : BodilyInjuryInsuranceLimit to label_BodilyInjuryInsuranceLimit_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:label xlink:type="resource" xlink:label="label_MinimumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinimumMember" xml:lang="en-US" id="label_MinimumMember">Minimum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="label_MinimumMember" xlink:title="Label : MinimumMember to label_MinimumMember" />
    <link:label xlink:type="resource" xlink:label="label_BodilyInjuryInsuranceLimit_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_BodilyInjuryInsuranceLimit_2" xml:lang="en-US" id="label_BodilyInjuryInsuranceLimit_2">The limit on our deductible for bodily injury claims.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BodilyInjuryInsuranceLimit" xlink:to="label_BodilyInjuryInsuranceLimit_2" xlink:title="Label : BodilyInjuryInsuranceLimit to label_BodilyInjuryInsuranceLimit_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:label xlink:type="resource" xlink:label="label_MaximumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MaximumMember" xml:lang="en-US" id="label_MaximumMember">Maximum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="label_MaximumMember" xlink:title="Label : MaximumMember to label_MaximumMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeasePayments" xlink:label="OperatingLeasePayments" xlink:title="OperatingLeasePayments" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasePayments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasePayments" xml:lang="en-US" id="label_OperatingLeasePayments">Cash payments on lease liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasePayments" xlink:to="label_OperatingLeasePayments" xlink:title="Label : OperatingLeasePayments to label_OperatingLeasePayments" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:label xlink:type="resource" xlink:label="label_RangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RangeMember" xml:lang="en-US" id="label_RangeMember">Statistical Measurement [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeMember" xlink:to="label_RangeMember" xlink:title="Label : RangeMember to label_RangeMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsValuationAllowance" xlink:to="label_DeferredTaxAssetsValuationAllowance_1" xlink:title="Label : DeferredTaxAssetsValuationAllowance to label_DeferredTaxAssetsValuationAllowance_1" />
    <link:label xlink:type="resource" xlink:label="label_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock_1" xml:lang="en-US" id="label_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock_1">Table detailing the amount of cash paid for interest during the period net of cash paid for interest that is capitalized.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" xml:lang="en-US" id="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="CommonStockParOrStatedValuePerShare" xlink:title="CommonStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockParOrStatedValuePerShare" xml:lang="en-US" id="label_CommonStockParOrStatedValuePerShare">Common stock, par value (in dollars per share)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockSharesIssued" xlink:label="CommonStockSharesIssued" xlink:title="CommonStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockSharesIssued" xml:lang="en-US" id="label_CommonStockSharesIssued">Common stock, shares issued (in shares)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="CommonStockSharesAuthorized" xlink:title="CommonStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockSharesAuthorized" xml:lang="en-US" id="label_CommonStockSharesAuthorized">Common stock, shares authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesAuthorized" xlink:to="label_CommonStockSharesAuthorized" xlink:title="Label : CommonStockSharesAuthorized to label_CommonStockSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="FairValueMeasurementsRecurringMember" xlink:title="FairValueMeasurementsRecurringMember" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsRecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsRecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsRecurringMember">Fair Value, Recurring [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsRecurringMember" xlink:to="label_FairValueMeasurementsRecurringMember" xlink:title="Label : FairValueMeasurementsRecurringMember to label_FairValueMeasurementsRecurringMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="FairValueMeasurementFrequencyDomain" xlink:title="FairValueMeasurementFrequencyDomain" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementFrequencyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementFrequencyDomain" xml:lang="en-US" id="label_FairValueMeasurementFrequencyDomain">Measurement Frequency [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementFrequencyDomain" xlink:to="label_FairValueMeasurementFrequencyDomain" xlink:title="Label : FairValueMeasurementFrequencyDomain to label_FairValueMeasurementFrequencyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="FairValueByMeasurementFrequencyAxis" xlink:title="FairValueByMeasurementFrequencyAxis" />
    <link:label xlink:type="resource" xlink:label="label_FairValueByMeasurementFrequencyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByMeasurementFrequencyAxis" xml:lang="en-US" id="label_FairValueByMeasurementFrequencyAxis">Measurement Frequency [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="label_FairValueByMeasurementFrequencyAxis" xlink:title="Label : FairValueByMeasurementFrequencyAxis to label_FairValueByMeasurementFrequencyAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SeniorNotesMember" xlink:label="SeniorNotesMember" xlink:title="SeniorNotesMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SeniorNotesMember" xml:lang="en-US" id="label_SeniorNotesMember">Senior Notes [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorNotesMember" xlink:to="label_SeniorNotesMember" xlink:title="Label : SeniorNotesMember to label_SeniorNotesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockCommonShares" xlink:label="TreasuryStockCommonShares" xlink:title="TreasuryStockCommonShares" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockCommonShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockCommonShares" xml:lang="en-US" id="label_TreasuryStockCommonShares">Common stock, shares held in Treasury (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockCommonShares" xlink:to="label_TreasuryStockCommonShares" xlink:title="Label : TreasuryStockCommonShares to label_TreasuryStockCommonShares" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock_1" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock_1">Equity [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock_1" xlink:title="Label : StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_MortgagesHeldForSaleFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgagesHeldForSaleFairValueDisclosure_1" xml:lang="en-US" id="label_MortgagesHeldForSaleFairValueDisclosure_1">us-gaap_MortgagesHeldForSaleFairValueDisclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgagesHeldForSaleFairValueDisclosure" xlink:to="label_MortgagesHeldForSaleFairValueDisclosure_1" xlink:title="Label : MortgagesHeldForSaleFairValueDisclosure to label_MortgagesHeldForSaleFairValueDisclosure_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="DepreciationDepletionAndAmortization" xlink:title="DepreciationDepletionAndAmortization" />
    <link:label xlink:type="resource" xlink:label="label_DepreciationDepletionAndAmortization" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DepreciationDepletionAndAmortization" xml:lang="en-US" id="label_DepreciationDepletionAndAmortization">Depreciation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepreciationDepletionAndAmortization" xlink:to="label_DepreciationDepletionAndAmortization" xlink:title="Label : DepreciationDepletionAndAmortization to label_DepreciationDepletionAndAmortization" />
    <link:label xlink:type="resource" xlink:label="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_2" xml:lang="en-US" id="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_2">Aggregate Retention for Construction Defects Warranty and Bodily Injury Claims</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" xlink:to="label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_2" xlink:title="Label : AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims to label_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims_2" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock_1" xml:lang="en-US" id="label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock_1">Tabular disclosure of the roll forward of capitalized interest costs.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" xlink:to="label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock_1" xlink:title="Label : ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock to label_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_Revenues_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_Revenues_1" xml:lang="en-US" id="label_Revenues_1">Revenues</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Revenues" xlink:to="label_Revenues_1" xlink:title="Label : Revenues to label_Revenues_1" />
    <link:label xlink:type="resource" xlink:label="label_LandSalesAndOtherRevenuesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LandSalesAndOtherRevenuesMember_1" xml:lang="en-US" id="label_LandSalesAndOtherRevenuesMember_1">Represents information pertaining to land sales and other revenues.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandSalesAndOtherRevenuesMember" xlink:to="label_LandSalesAndOtherRevenuesMember_1" xlink:title="Label : LandSalesAndOtherRevenuesMember to label_LandSalesAndOtherRevenuesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_The100SeniorSecured175LienTermLoansDue2028Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The100SeniorSecured175LienTermLoansDue2028Member_1" xml:lang="en-US" id="label_The100SeniorSecured175LienTermLoansDue2028Member_1">Represents the 10.0% senior secured 1.75 lien term loans due 2028.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The100SeniorSecured175LienTermLoansDue2028Member" xlink:to="label_The100SeniorSecured175LienTermLoansDue2028Member_1" xlink:title="Label : The100SeniorSecured175LienTermLoansDue2028Member to label_The100SeniorSecured175LienTermLoansDue2028Member_1" />
    <link:label xlink:type="resource" xlink:label="label_SecuredDebtLeverageRatio_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuredDebtLeverageRatio_1" xml:lang="en-US" id="label_SecuredDebtLeverageRatio_1">Secured Debt Leverage Ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebtLeverageRatio" xlink:to="label_SecuredDebtLeverageRatio_1" xlink:title="Label : SecuredDebtLeverageRatio to label_SecuredDebtLeverageRatio_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:label="AmortizationOfFinancingCostsAndDiscounts" xlink:title="AmortizationOfFinancingCostsAndDiscounts" />
    <link:label xlink:type="resource" xlink:label="label_AmortizationOfFinancingCostsAndDiscounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmortizationOfFinancingCostsAndDiscounts" xml:lang="en-US" id="label_AmortizationOfFinancingCostsAndDiscounts">Amortization of debt discounts, premiums and deferred financing costs</link:label>
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    <link:label xlink:type="resource" xlink:label="label_SecuredDebtLeverageRatio_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SecuredDebtLeverageRatio_2" xml:lang="en-US" id="label_SecuredDebtLeverageRatio_2">The maximum for payments of dividends on preferred stock.</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensation" xlink:label="ShareBasedCompensation" xlink:title="ShareBasedCompensation" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:label="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:title="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:to="label_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:title="Label : LesseeOperatingLeaseLiabilityMaturityTableTextBlock to label_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_CustomerDepositsMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CustomerDepositsMember_1" xml:lang="en-US" id="label_CustomerDepositsMember_1">Customer deposits [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomerDepositsMember" xlink:to="label_CustomerDepositsMember_1" xlink:title="Label : CustomerDepositsMember to label_CustomerDepositsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1">2027</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearTwo to label_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1">2026</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths to label_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1">2029</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearFour to label_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1">2028</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDueYearThree to label_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_1">Less: imputed interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:to="label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_1" xlink:title="Label : LesseeOperatingLeaseLiabilityUndiscountedExcessAmount to label_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsDue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsDue_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsDue_1">Lessee, Operating Lease, Liability, to be Paid, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="label_LesseeOperatingLeaseLiabilityPaymentsDue_1" xlink:title="Label : LesseeOperatingLeaseLiabilityPaymentsDue to label_LesseeOperatingLeaseLiabilityPaymentsDue_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="OperatingLeaseRightOfUseAsset" xlink:title="OperatingLeaseRightOfUseAsset" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseRightOfUseAsset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseRightOfUseAsset" xml:lang="en-US" id="label_OperatingLeaseRightOfUseAsset">ROU assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseRightOfUseAsset" xlink:to="label_OperatingLeaseRightOfUseAsset" xlink:title="Label : OperatingLeaseRightOfUseAsset to label_OperatingLeaseRightOfUseAsset" />
    <link:label xlink:type="resource" xlink:label="label_DebtCovenantFixedChargeCoverageRatioMinimum_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtCovenantFixedChargeCoverageRatioMinimum_1" xml:lang="en-US" id="label_DebtCovenantFixedChargeCoverageRatioMinimum_1">Represents minimum fixed coverage ratio on senior secured and senior notes allowed before the entity is restricted from making certain payments and incurring additional indebtedness.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtCovenantFixedChargeCoverageRatioMinimum" xlink:to="label_DebtCovenantFixedChargeCoverageRatioMinimum_1" xlink:title="Label : DebtCovenantFixedChargeCoverageRatioMinimum to label_DebtCovenantFixedChargeCoverageRatioMinimum_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:label="EquityMethodInvestmentDividendsOrDistributions" xlink:title="EquityMethodInvestmentDividendsOrDistributions" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentDividendsOrDistributions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentDividendsOrDistributions" xml:lang="en-US" id="label_EquityMethodInvestmentDividendsOrDistributions">Distributions of earnings from unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentDividendsOrDistributions" xlink:to="label_EquityMethodInvestmentDividendsOrDistributions" xlink:title="Label : EquityMethodInvestmentDividendsOrDistributions to label_EquityMethodInvestmentDividendsOrDistributions" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventsTextBlock_1" xml:lang="en-US" id="label_SubsequentEventsTextBlock_1">Subsequent Events [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="label_SubsequentEventsTextBlock_1" xlink:title="Label : SubsequentEventsTextBlock to label_SubsequentEventsTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain" xlink:title="SubsequentEventTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTypeDomain" xml:lang="en-US" id="label_SubsequentEventTypeDomain">Subsequent Event Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTypeDomain" xlink:to="label_SubsequentEventTypeDomain" xlink:title="Label : SubsequentEventTypeDomain to label_SubsequentEventTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsDisclosureTextBlock_1" xml:lang="en-US" id="label_CashAndCashEquivalentsDisclosureTextBlock_1">Cash and Cash Equivalents Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsDisclosureTextBlock" xlink:to="label_CashAndCashEquivalentsDisclosureTextBlock_1" xlink:title="Label : CashAndCashEquivalentsDisclosureTextBlock to label_CashAndCashEquivalentsDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="SubsequentEventTypeAxis" xlink:title="SubsequentEventTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTypeAxis" xml:lang="en-US" id="label_SubsequentEventTypeAxis">Subsequent Event Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTypeAxis" xlink:to="label_SubsequentEventTypeAxis" xlink:title="Label : SubsequentEventTypeAxis to label_SubsequentEventTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseLiability_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseLiability_1" xml:lang="en-US" id="label_OperatingLeaseLiability_1">Lease liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiability" xlink:to="label_OperatingLeaseLiability_1" xlink:title="Label : OperatingLeaseLiability to label_OperatingLeaseLiability_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubsequentEventMember" xlink:label="SubsequentEventMember" xlink:title="SubsequentEventMember" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventMember" xml:lang="en-US" id="label_SubsequentEventMember">Subsequent Event [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventMember" xlink:to="label_SubsequentEventMember" xlink:title="Label : SubsequentEventMember to label_SubsequentEventMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:label="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:title="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis">Restricted Cash and Cash Equivalents [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:to="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:title="Label : RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis to label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:title="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember">Cash and Cash Equivalents [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:to="label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:title="Label : RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember to label_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:label xlink:type="resource" xlink:label="label_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="label_RetainedEarningsAccumulatedDeficit">Retained earnings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="label_RetainedEarningsAccumulatedDeficit" xlink:title="Label : RetainedEarningsAccumulatedDeficit to label_RetainedEarningsAccumulatedDeficit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="IncreaseDecreaseInOperatingAssetsAbstract" xlink:title="IncreaseDecreaseInOperatingAssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInOperatingAssetsAbstract" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingAssetsAbstract">(Increase) decrease in assets:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="label_IncreaseDecreaseInOperatingAssetsAbstract" xlink:title="Label : IncreaseDecreaseInOperatingAssetsAbstract to label_IncreaseDecreaseInOperatingAssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLeaseNotYetCommenced_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLeaseNotYetCommenced_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLeaseNotYetCommenced_1">Lessee, Operating Lease, Lease Not Yet Commenced</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLeaseNotYetCommenced" xlink:to="label_LesseeOperatingLeaseLeaseNotYetCommenced_1" xlink:title="Label : LesseeOperatingLeaseLeaseNotYetCommenced to label_LesseeOperatingLeaseLeaseNotYetCommenced_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionDomain" xlink:label="RelatedPartyTransactionDomain" xlink:title="RelatedPartyTransactionDomain" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionDomain" xml:lang="en-US" id="label_RelatedPartyTransactionDomain">Related Party Transaction [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionDomain" xlink:to="label_RelatedPartyTransactionDomain" xlink:title="Label : RelatedPartyTransactionDomain to label_RelatedPartyTransactionDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionAxis" xlink:label="RelatedPartyTransactionAxis" xlink:title="RelatedPartyTransactionAxis" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionAxis" xml:lang="en-US" id="label_RelatedPartyTransactionAxis">Related Party Transaction [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionAxis" xlink:to="label_RelatedPartyTransactionAxis" xlink:title="Label : RelatedPartyTransactionAxis to label_RelatedPartyTransactionAxis" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquity_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LiabilitiesAndStockholdersEquity_1" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquity_1">Total liabilities and equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="label_LiabilitiesAndStockholdersEquity_1" xlink:title="Label : LiabilitiesAndStockholdersEquity to label_LiabilitiesAndStockholdersEquity_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="LineOfCreditFacilityAxis" xlink:title="LineOfCreditFacilityAxis" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityAxis" xml:lang="en-US" id="label_LineOfCreditFacilityAxis">Lender Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityAxis" xlink:to="label_LineOfCreditFacilityAxis" xlink:title="Label : LineOfCreditFacilityAxis to label_LineOfCreditFacilityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:label="SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:title="SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" />
    <link:label xlink:type="resource" xlink:label="label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xml:lang="en-US" id="label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember">Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:to="label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" xlink:title="Label : SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember to label_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_1" xml:lang="en-US" id="label_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_1">Represents Senior Secured 1.75 Lien Term Loan Credit Facility due January 31, 2028.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" xlink:to="label_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_1" xlink:title="Label : SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member to label_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="LineOfCreditFacilityLenderDomain" xlink:title="LineOfCreditFacilityLenderDomain" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityLenderDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityLenderDomain" xml:lang="en-US" id="label_LineOfCreditFacilityLenderDomain">Line of Credit Facility, Lender [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityLenderDomain" xlink:to="label_LineOfCreditFacilityLenderDomain" xlink:title="Label : LineOfCreditFacilityLenderDomain to label_LineOfCreditFacilityLenderDomain" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLeaseNotYetCommenced_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LesseeOperatingLeaseLeaseNotYetCommenced_2" xml:lang="en-US" id="label_LesseeOperatingLeaseLeaseNotYetCommenced_2">Amount of operating leases not yet commenced.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLeaseNotYetCommenced" xlink:to="label_LesseeOperatingLeaseLeaseNotYetCommenced_2" xlink:title="Label : LesseeOperatingLeaseLeaseNotYetCommenced to label_LesseeOperatingLeaseLeaseNotYetCommenced_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SellingGeneralAndAdministrativeExpense" xlink:label="SellingGeneralAndAdministrativeExpense" xlink:title="SellingGeneralAndAdministrativeExpense" />
    <link:label xlink:type="resource" xlink:label="label_SellingGeneralAndAdministrativeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SellingGeneralAndAdministrativeExpense" xml:lang="en-US" id="label_SellingGeneralAndAdministrativeExpense">Selling, general and administrative</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SellingGeneralAndAdministrativeExpense" xlink:to="label_SellingGeneralAndAdministrativeExpense" xlink:title="Label : SellingGeneralAndAdministrativeExpense to label_SellingGeneralAndAdministrativeExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:title="ProceedsFromSaleOfMortgageLoansHeldForSale" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSaleOfMortgageLoansHeldForSale" xml:lang="en-US" id="label_ProceedsFromSaleOfMortgageLoansHeldForSale">Sale of mortgage loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:to="label_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:title="Label : ProceedsFromSaleOfMortgageLoansHeldForSale to label_ProceedsFromSaleOfMortgageLoansHeldForSale" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyDomain" xlink:label="RelatedPartyDomain" xlink:title="RelatedPartyDomain" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyDomain" xml:lang="en-US" id="label_RelatedPartyDomain">Related Party, Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyDomain" xlink:to="label_RelatedPartyDomain" xlink:title="Label : RelatedPartyDomain to label_RelatedPartyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="RelatedPartyTransactionsByRelatedPartyAxis" xlink:title="RelatedPartyTransactionsByRelatedPartyAxis" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsByRelatedPartyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionsByRelatedPartyAxis" xml:lang="en-US" id="label_RelatedPartyTransactionsByRelatedPartyAxis">Related Party, Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsByRelatedPartyAxis" xlink:to="label_RelatedPartyTransactionsByRelatedPartyAxis" xlink:title="Label : RelatedPartyTransactionsByRelatedPartyAxis to label_RelatedPartyTransactionsByRelatedPartyAxis" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsForOriginationOfMortgageLoansHeldForSale_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForOriginationOfMortgageLoansHeldForSale_1" xml:lang="en-US" id="label_PaymentsForOriginationOfMortgageLoansHeldForSale_1">Origination of mortgage loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:to="label_PaymentsForOriginationOfMortgageLoansHeldForSale_1" xlink:title="Label : PaymentsForOriginationOfMortgageLoansHeldForSale to label_PaymentsForOriginationOfMortgageLoansHeldForSale_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:label="StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:title="StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xml:lang="en-US" id="label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures">Restricted stock amortization, issuances and forfeitures (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:to="label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" xlink:title="Label : StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures to label_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacity_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacity_1" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacity_1">Line of Credit Facility, Maximum Borrowing Capacity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacity_1" xlink:title="Label : LineOfCreditFacilityMaximumBorrowingCapacity to label_LineOfCreditFacilityMaximumBorrowingCapacity_1" />
    <link:label xlink:type="resource" xlink:label="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1" xml:lang="en-US" id="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1">Represents information pertaining to the Senior Unsecured Term Loan Credit Facility due 2027.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" xlink:to="label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1" xlink:title="Label : SeniorUnsecuredTermLoanCreditFacilityDue2027Member to label_SeniorUnsecuredTermLoanCreditFacilityDue2027Member_1" />
    <link:label xlink:type="resource" xlink:label="label_GainLossOnDispositionOfAssets_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_GainLossOnDispositionOfAssets_1" xml:lang="en-US" id="label_GainLossOnDispositionOfAssets_1">Gain on sale of property and assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnDispositionOfAssets" xlink:to="label_GainLossOnDispositionOfAssets_1" xlink:title="Label : GainLossOnDispositionOfAssets to label_GainLossOnDispositionOfAssets_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2038And2042Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2038And2042Member_1" xml:lang="en-US" id="label_Between2038And2042Member_1">Relating to between 2038 and 2042.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2038And2042Member" xlink:to="label_Between2038And2042Member_1" xlink:title="Label : Between2038And2042Member to label_Between2038And2042Member_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:label xlink:type="resource" xlink:label="label_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LocalPhoneNumber" xml:lang="en-US" id="label_LocalPhoneNumber">Local Phone Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LocalPhoneNumber" xlink:to="label_LocalPhoneNumber" xlink:title="Label : LocalPhoneNumber to label_LocalPhoneNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CorporateJointVentureMember" xlink:label="CorporateJointVentureMember" xlink:title="CorporateJointVentureMember" />
    <link:label xlink:type="resource" xlink:label="label_CorporateJointVentureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CorporateJointVentureMember" xml:lang="en-US" id="label_CorporateJointVentureMember">Corporate Joint Venture [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CorporateJointVentureMember" xlink:to="label_CorporateJointVentureMember" xlink:title="Label : CorporateJointVentureMember to label_CorporateJointVentureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="label_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TradingSymbol" xml:lang="en-US" id="label_TradingSymbol">Trading Symbol</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingSymbol" xlink:to="label_TradingSymbol" xlink:title="Label : TradingSymbol to label_TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="label_NortheastMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NortheastMember_1" xml:lang="en-US" id="label_NortheastMember_1">Northeast [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NortheastMember" xlink:to="label_NortheastMember_1" xlink:title="Label : NortheastMember to label_NortheastMember_1" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInventories_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInInventories_2" xml:lang="en-US" id="label_IncreaseDecreaseInInventories_2">Inventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInventories" xlink:to="label_IncreaseDecreaseInInventories_2" xlink:title="Label : IncreaseDecreaseInInventories to label_IncreaseDecreaseInInventories_2" />
    <link:label xlink:type="resource" xlink:label="label_LongTermDebtTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermDebtTextBlock_1" xml:lang="en-US" id="label_LongTermDebtTextBlock_1">Senior Notes and Credit Facilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtTextBlock" xlink:to="label_LongTermDebtTextBlock_1" xlink:title="Label : LongTermDebtTextBlock to label_LongTermDebtTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1" xml:lang="en-US" id="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1">Number of Owned Communities Transferred to the Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1" xlink:title="Label : NumberOfOwnedCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_2" xml:lang="en-US" id="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_2">The number of previously owned communities transferred to the joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfOwnedCommunitiesTransferredToTheJointVenture" xlink:to="label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_2" xlink:title="Label : NumberOfOwnedCommunitiesTransferredToTheJointVenture to label_NumberOfOwnedCommunitiesTransferredToTheJointVenture_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="label_EntityCommonStockSharesOutstanding">Entity Common Stock, Shares Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCommonStockSharesOutstanding" xlink:to="label_EntityCommonStockSharesOutstanding" xlink:title="Label : EntityCommonStockSharesOutstanding to label_EntityCommonStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:label xlink:type="resource" xlink:label="label_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityAddressStateOrProvince" xml:lang="en-US" id="label_EntityAddressStateOrProvince">Entity Address, State or Province</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressStateOrProvince" xlink:to="label_EntityAddressStateOrProvince" xlink:title="Label : EntityAddressStateOrProvince to label_EntityAddressStateOrProvince" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:label xlink:type="resource" xlink:label="label_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityAddressPostalZipCode" xml:lang="en-US" id="label_EntityAddressPostalZipCode">Entity Address, Postal Zip Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressPostalZipCode" xlink:to="label_EntityAddressPostalZipCode" xlink:title="Label : EntityAddressPostalZipCode to label_EntityAddressPostalZipCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="label_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityAddressCityOrTown" xml:lang="en-US" id="label_EntityAddressCityOrTown">Entity Address, City or Town</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCityOrTown" xlink:to="label_EntityAddressCityOrTown" xlink:title="Label : EntityAddressCityOrTown to label_EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValueAcquiredCostMethod_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_TreasuryStockValueAcquiredCostMethod_2" xml:lang="en-US" id="label_TreasuryStockValueAcquiredCostMethod_2">Share repurchases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValueAcquiredCostMethod" xlink:to="label_TreasuryStockValueAcquiredCostMethod_2" xlink:title="Label : TreasuryStockValueAcquiredCostMethod to label_TreasuryStockValueAcquiredCostMethod_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:label xlink:type="resource" xlink:label="label_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityAddressAddressLine1" xml:lang="en-US" id="label_EntityAddressAddressLine1">Entity Address, Address Line One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine1" xlink:to="label_EntityAddressAddressLine1" xlink:title="Label : EntityAddressAddressLine1 to label_EntityAddressAddressLine1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LegalEntityAxis" xlink:label="LegalEntityAxis" xlink:title="LegalEntityAxis" />
    <link:label xlink:type="resource" xlink:label="label_LegalEntityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LegalEntityAxis" xml:lang="en-US" id="label_LegalEntityAxis">Legal Entity [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LegalEntityAxis" xlink:to="label_LegalEntityAxis" xlink:title="Label : LegalEntityAxis to label_LegalEntityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityDomain" xlink:label="EntityDomain" xlink:title="EntityDomain" />
    <link:label xlink:type="resource" xlink:label="label_EntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityDomain" xml:lang="en-US" id="label_EntityDomain">Entity [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityDomain" xlink:to="label_EntityDomain" xlink:title="Label : EntityDomain to label_EntityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="label_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityRegistrantName" xml:lang="en-US" id="label_EntityRegistrantName">Entity Registrant Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="label_EntityRegistrantName" xlink:title="Label : EntityRegistrantName to label_EntityRegistrantName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="label_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCentralIndexKey" xml:lang="en-US" id="label_EntityCentralIndexKey">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="label_EntityCentralIndexKey" xlink:title="Label : EntityCentralIndexKey to label_EntityCentralIndexKey" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:label xlink:type="resource" xlink:label="label_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityTaxIdentificationNumber" xml:lang="en-US" id="label_EntityTaxIdentificationNumber">Entity Tax Identification Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityTaxIdentificationNumber" xlink:to="label_EntityTaxIdentificationNumber" xlink:title="Label : EntityTaxIdentificationNumber to label_EntityTaxIdentificationNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VariableRateAxis" xlink:label="VariableRateAxis" xlink:title="VariableRateAxis" />
    <link:label xlink:type="resource" xlink:label="label_VariableRateAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableRateAxis" xml:lang="en-US" id="label_VariableRateAxis">Variable Rate [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableRateAxis" xlink:to="label_VariableRateAxis" xlink:title="Label : VariableRateAxis to label_VariableRateAxis" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtInstrumentsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfDebtInstrumentsTextBlock_1" xml:lang="en-US" id="label_ScheduleOfDebtInstrumentsTextBlock_1">Schedule of Long-Term Debt Instruments [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtInstrumentsTextBlock" xlink:to="label_ScheduleOfDebtInstrumentsTextBlock_1" xlink:title="Label : ScheduleOfDebtInstrumentsTextBlock to label_ScheduleOfDebtInstrumentsTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReceivables_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInReceivables_2" xml:lang="en-US" id="label_IncreaseDecreaseInReceivables_2">Receivables, deposits and notes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReceivables" xlink:to="label_IncreaseDecreaseInReceivables_2" xlink:title="Label : IncreaseDecreaseInReceivables to label_IncreaseDecreaseInReceivables_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VariableRateDomain" xlink:label="VariableRateDomain" xlink:title="VariableRateDomain" />
    <link:label xlink:type="resource" xlink:label="label_VariableRateDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableRateDomain" xml:lang="en-US" id="label_VariableRateDomain">Variable Rate [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableRateDomain" xlink:to="label_VariableRateDomain" xlink:title="Label : VariableRateDomain to label_VariableRateDomain" />
    <link:label xlink:type="resource" xlink:label="label_ImpairmentOfRealEstate_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairmentOfRealEstate_1" xml:lang="en-US" id="label_ImpairmentOfRealEstate_1">Impairment of Real Estate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairmentOfRealEstate" xlink:to="label_ImpairmentOfRealEstate_1" xlink:title="Label : ImpairmentOfRealEstate to label_ImpairmentOfRealEstate_1" />
    <link:label xlink:type="resource" xlink:label="label_HomebuildingAndLandDevelopmentJointVenturesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_HomebuildingAndLandDevelopmentJointVenturesMember_1" xml:lang="en-US" id="label_HomebuildingAndLandDevelopmentJointVenturesMember_1">Information pertaining to the homebuilding and land development joint ventures.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomebuildingAndLandDevelopmentJointVenturesMember" xlink:to="label_HomebuildingAndLandDevelopmentJointVenturesMember_1" xlink:title="Label : HomebuildingAndLandDevelopmentJointVenturesMember to label_HomebuildingAndLandDevelopmentJointVenturesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_SoutheastMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SoutheastMember_1" xml:lang="en-US" id="label_SoutheastMember_1">Southeast [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SoutheastMember" xlink:to="label_SoutheastMember_1" xlink:title="Label : SoutheastMember to label_SoutheastMember_1" />
    <link:label xlink:type="resource" xlink:label="label_WestMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_WestMember_1" xml:lang="en-US" id="label_WestMember_1">West [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WestMember" xlink:to="label_WestMember_1" xlink:title="Label : WestMember to label_WestMember_1" />
    <link:label xlink:type="resource" xlink:label="label_The135SeniorNotesDue2026Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The135SeniorNotesDue2026Member_1" xml:lang="en-US" id="label_The135SeniorNotesDue2026Member_1">Information related to notes due 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The135SeniorNotesDue2026Member" xlink:to="label_The135SeniorNotesDue2026Member_1" xlink:title="Label : The135SeniorNotesDue2026Member to label_The135SeniorNotesDue2026Member_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="DebtInstrumentNameDomain" xlink:title="DebtInstrumentNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentNameDomain" xml:lang="en-US" id="label_DebtInstrumentNameDomain">Debt Instrument, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentNameDomain" xlink:to="label_DebtInstrumentNameDomain" xlink:title="Label : DebtInstrumentNameDomain to label_DebtInstrumentNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus" />
    <link:label xlink:type="resource" xlink:label="label_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCurrentReportingStatus" xml:lang="en-US" id="label_EntityCurrentReportingStatus">Entity Current Reporting Status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCurrentReportingStatus" xlink:to="label_EntityCurrentReportingStatus" xlink:title="Label : EntityCurrentReportingStatus to label_EntityCurrentReportingStatus" />
    <link:label xlink:type="resource" xlink:label="label_The50SeniorNotesDue2040Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The50SeniorNotesDue2040Member_1" xml:lang="en-US" id="label_The50SeniorNotesDue2040Member_1">Information related to notes issued due 2040.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The50SeniorNotesDue2040Member" xlink:to="label_The50SeniorNotesDue2040Member_1" xlink:title="Label : The50SeniorNotesDue2040Member to label_The50SeniorNotesDue2040Member_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentAxis" xlink:label="DebtInstrumentAxis" xlink:title="DebtInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentAxis" xml:lang="en-US" id="label_DebtInstrumentAxis">Debt Instrument [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentAxis" xlink:to="label_DebtInstrumentAxis" xlink:title="Label : DebtInstrumentAxis to label_DebtInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory" />
    <link:label xlink:type="resource" xlink:label="label_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityFilerCategory" xml:lang="en-US" id="label_EntityFilerCategory">Entity Filer Category</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFilerCategory" xlink:to="label_EntityFilerCategory" xlink:title="Label : EntityFilerCategory to label_EntityFilerCategory" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NatureOfExpenseAxis" xlink:label="NatureOfExpenseAxis" xlink:title="NatureOfExpenseAxis" />
    <link:label xlink:type="resource" xlink:label="label_NatureOfExpenseAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NatureOfExpenseAxis" xml:lang="en-US" id="label_NatureOfExpenseAxis">Nature of Expense [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NatureOfExpenseAxis" xlink:to="label_NatureOfExpenseAxis" xlink:title="Label : NatureOfExpenseAxis to label_NatureOfExpenseAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentInformationTable" xlink:label="DocumentInformationTable" xlink:title="DocumentInformationTable" />
    <link:label xlink:type="resource" xlink:label="label_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentInformationTable" xml:lang="en-US" id="label_DocumentInformationTable">Document Information [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationTable" xlink:to="label_DocumentInformationTable" xlink:title="Label : DocumentInformationTable to label_DocumentInformationTable" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPreferredStock_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DividendsPreferredStock_1" xml:lang="en-US" id="label_DividendsPreferredStock_1">Preferred dividend declared ($476.56 per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStock" xlink:to="label_DividendsPreferredStock_1" xlink:title="Label : DividendsPreferredStock to label_DividendsPreferredStock_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentCollateralAmount_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DebtInstrumentCollateralAmount_2" xml:lang="en-US" id="label_DebtInstrumentCollateralAmount_2">Mortgages held for sale, pledged</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCollateralAmount" xlink:to="label_DebtInstrumentCollateralAmount_2" xlink:title="Label : DebtInstrumentCollateralAmount to label_DebtInstrumentCollateralAmount_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentInformationLineItems" xlink:label="DocumentInformationLineItems" xlink:title="DocumentInformationLineItems" />
    <link:label xlink:type="resource" xlink:label="label_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentInformationLineItems" xml:lang="en-US" id="label_DocumentInformationLineItems">Document Information [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationLineItems" xlink:to="label_DocumentInformationLineItems" xlink:title="Label : DocumentInformationLineItems to label_DocumentInformationLineItems" />
    <link:label xlink:type="resource" xlink:label="label_UnsecuredSeniorTermLoanMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_UnsecuredSeniorTermLoanMember_1" xml:lang="en-US" id="label_UnsecuredSeniorTermLoanMember_1">Information related to the unsecured senior term loan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredSeniorTermLoanMember" xlink:to="label_UnsecuredSeniorTermLoanMember_1" xlink:title="Label : UnsecuredSeniorTermLoanMember to label_UnsecuredSeniorTermLoanMember_1" />
    <link:label xlink:type="resource" xlink:label="label_DividendsPreferredStockCash_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsPreferredStockCash_1" xml:lang="en-US" id="label_DividendsPreferredStockCash_1">Less: preferred stock dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStockCash" xlink:to="label_DividendsPreferredStockCash_1" xlink:title="Label : DividendsPreferredStockCash to label_DividendsPreferredStockCash_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="EntityShellCompany" xlink:title="EntityShellCompany" />
    <link:label xlink:type="resource" xlink:label="label_EntityShellCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityShellCompany" xml:lang="en-US" id="label_EntityShellCompany">Entity Shell Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityShellCompany" xlink:to="label_EntityShellCompany" xlink:title="Label : EntityShellCompany to label_EntityShellCompany" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness" xlink:label="EntitySmallBusiness" xlink:title="EntitySmallBusiness" />
    <link:label xlink:type="resource" xlink:label="label_EntitySmallBusiness" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntitySmallBusiness" xml:lang="en-US" id="label_EntitySmallBusiness">Entity Small Business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntitySmallBusiness" xlink:to="label_EntitySmallBusiness" xlink:title="Label : EntitySmallBusiness to label_EntitySmallBusiness" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfStatesInWhichEntityOperates_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfStatesInWhichEntityOperates_1" xml:lang="en-US" id="label_NumberOfStatesInWhichEntityOperates_1">Number of States in which Entity Operates</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfStatesInWhichEntityOperates" xlink:to="label_NumberOfStatesInWhichEntityOperates_1" xlink:title="Label : NumberOfStatesInWhichEntityOperates to label_NumberOfStatesInWhichEntityOperates_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InterimPeriodCostsNotAllocableDomain" xlink:label="InterimPeriodCostsNotAllocableDomain" xlink:title="InterimPeriodCostsNotAllocableDomain" />
    <link:label xlink:type="resource" xlink:label="label_InterimPeriodCostsNotAllocableDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterimPeriodCostsNotAllocableDomain" xml:lang="en-US" id="label_InterimPeriodCostsNotAllocableDomain">Interim Period, Costs Not Allocable [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterimPeriodCostsNotAllocableDomain" xlink:to="label_InterimPeriodCostsNotAllocableDomain" xlink:title="Label : InterimPeriodCostsNotAllocableDomain to label_InterimPeriodCostsNotAllocableDomain" />
    <link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_GainsLossesOnExtinguishmentOfDebt_2" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt_2">Gain on extinguishment of debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt_2" xlink:title="Label : GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="label_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentType" xml:lang="en-US" id="label_DocumentType">Document Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="label_DocumentType" xlink:title="Label : DocumentType to label_DocumentType" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentFaceAmount_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentFaceAmount_1" xml:lang="en-US" id="label_DebtInstrumentFaceAmount_1">Debt Instrument, Face Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentFaceAmount" xlink:to="label_DebtInstrumentFaceAmount_1" xlink:title="Label : DebtInstrumentFaceAmount to label_DebtInstrumentFaceAmount_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="label_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityEmergingGrowthCompany" xml:lang="en-US" id="label_EntityEmergingGrowthCompany">Entity Emerging Growth Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityEmergingGrowthCompany" xlink:to="label_EntityEmergingGrowthCompany" xlink:title="Label : EntityEmergingGrowthCompany to label_EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesEvaluatedForImpairment_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfCommunitiesEvaluatedForImpairment_1" xml:lang="en-US" id="label_NumberOfCommunitiesEvaluatedForImpairment_1">Number of Communities Evaluated for Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesEvaluatedForImpairment" xlink:to="label_NumberOfCommunitiesEvaluatedForImpairment_1" xlink:title="Label : NumberOfCommunitiesEvaluatedForImpairment to label_NumberOfCommunitiesEvaluatedForImpairment_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:label xlink:type="resource" xlink:label="label_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityFileNumber" xml:lang="en-US" id="label_EntityFileNumber">Entity File Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFileNumber" xlink:to="label_EntityFileNumber" xlink:title="Label : EntityFileNumber to label_EntityFileNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:title="OperatingLeaseWeightedAverageRemainingLeaseTerm1" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xml:lang="en-US" id="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1">Weighted-average remaining lease term (in years) (Year)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:to="label_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:title="Label : OperatingLeaseWeightedAverageRemainingLeaseTerm1 to label_OperatingLeaseWeightedAverageRemainingLeaseTerm1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesEvaluatedForImpairment_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfCommunitiesEvaluatedForImpairment_2" xml:lang="en-US" id="label_NumberOfCommunitiesEvaluatedForImpairment_2">Number Of Communities Evaluated For Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesEvaluatedForImpairment" xlink:to="label_NumberOfCommunitiesEvaluatedForImpairment_2" xlink:title="Label : NumberOfCommunitiesEvaluatedForImpairment to label_NumberOfCommunitiesEvaluatedForImpairment_2" />
    <link:label xlink:type="resource" xlink:label="label_LandOptionWriteOffs_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LandOptionWriteOffs_1" xml:lang="en-US" id="label_LandOptionWriteOffs_1">Land Option Write Offs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandOptionWriteOffs" xlink:to="label_LandOptionWriteOffs_1" xlink:title="Label : LandOptionWriteOffs to label_LandOptionWriteOffs_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="label_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentPeriodEndDate" xml:lang="en-US" id="label_DocumentPeriodEndDate">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="label_DocumentPeriodEndDate" xlink:title="Label : DocumentPeriodEndDate to label_DocumentPeriodEndDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="LeaseCostTableTextBlock" xlink:title="LeaseCostTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LeaseCostTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LeaseCostTableTextBlock" xml:lang="en-US" id="label_LeaseCostTableTextBlock">Lease, Cost [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LeaseCostTableTextBlock" xlink:to="label_LeaseCostTableTextBlock" xlink:title="Label : LeaseCostTableTextBlock to label_LeaseCostTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredIncomeTaxes_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInDeferredIncomeTaxes_1" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredIncomeTaxes_1">Deferred tax assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="label_IncreaseDecreaseInDeferredIncomeTaxes_1" xlink:title="Label : IncreaseDecreaseInDeferredIncomeTaxes to label_IncreaseDecreaseInDeferredIncomeTaxes_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:label xlink:type="resource" xlink:label="label_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFiscalYearFocus" xml:lang="en-US" id="label_DocumentFiscalYearFocus">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="label_DocumentFiscalYearFocus" xlink:title="Label : DocumentFiscalYearFocus to label_DocumentFiscalYearFocus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="label_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFiscalPeriodFocus" xml:lang="en-US" id="label_DocumentFiscalPeriodFocus">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="label_DocumentFiscalPeriodFocus" xlink:title="Label : DocumentFiscalPeriodFocus to label_DocumentFiscalPeriodFocus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="OperatingLeaseWeightedAverageDiscountRatePercent" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseWeightedAverageDiscountRatePercent" xml:lang="en-US" id="label_OperatingLeaseWeightedAverageDiscountRatePercent">Weighted-average discount rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:to="label_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="Label : OperatingLeaseWeightedAverageDiscountRatePercent to label_OperatingLeaseWeightedAverageDiscountRatePercent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentFairValue" xlink:label="DebtInstrumentFairValue" xlink:title="DebtInstrumentFairValue" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentFairValue" xml:lang="en-US" id="label_DebtInstrumentFairValue">Notes, Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentFairValue" xlink:to="label_DebtInstrumentFairValue" xlink:title="Label : DebtInstrumentFairValue to label_DebtInstrumentFairValue" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentInterestRateStatedPercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentInterestRateStatedPercentage_1" xml:lang="en-US" id="label_DebtInstrumentInterestRateStatedPercentage_1">Debt instrument, interest rate, stated percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="label_DebtInstrumentInterestRateStatedPercentage_1" xlink:title="Label : DebtInstrumentInterestRateStatedPercentage to label_DebtInstrumentInterestRateStatedPercentage_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:title="IncreaseDecreaseInOperatingLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOperatingLiabilitiesAbstract" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingLiabilitiesAbstract">(Decrease) increase in liabilities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:to="label_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:title="Label : IncreaseDecreaseInOperatingLiabilitiesAbstract to label_IncreaseDecreaseInOperatingLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentBasisSpreadOnVariableRate1_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentBasisSpreadOnVariableRate1_1" xml:lang="en-US" id="label_DebtInstrumentBasisSpreadOnVariableRate1_1">Debt Instrument, Basis Spread on Variable Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="label_DebtInstrumentBasisSpreadOnVariableRate1_1" xlink:title="Label : DebtInstrumentBasisSpreadOnVariableRate1 to label_DebtInstrumentBasisSpreadOnVariableRate1_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate" />
    <link:label xlink:type="resource" xlink:label="label_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CurrentFiscalYearEndDate" xml:lang="en-US" id="label_CurrentFiscalYearEndDate">Current Fiscal Year End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFiscalYearEndDate" xlink:to="label_CurrentFiscalYearEndDate" xlink:title="Label : CurrentFiscalYearEndDate to label_CurrentFiscalYearEndDate" />
    <link:label xlink:type="resource" xlink:label="label_LandOptionWriteOffs_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LandOptionWriteOffs_2" xml:lang="en-US" id="label_LandOptionWriteOffs_2">Land Option Write Offs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandOptionWriteOffs" xlink:to="label_LandOptionWriteOffs_2" xlink:title="Label : LandOptionWriteOffs to label_LandOptionWriteOffs_2" />
    <link:label xlink:type="resource" xlink:label="label_DebtWeightedAverageInterestRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtWeightedAverageInterestRate_1" xml:lang="en-US" id="label_DebtWeightedAverageInterestRate_1">Debt, Weighted Average Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtWeightedAverageInterestRate" xlink:to="label_DebtWeightedAverageInterestRate_1" xlink:title="Label : DebtWeightedAverageInterestRate to label_DebtWeightedAverageInterestRate_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="PreferredStockSharesOutstanding" xlink:title="PreferredStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockSharesOutstanding" xml:lang="en-US" id="label_PreferredStockSharesOutstanding">Preferred stock, shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesOutstanding" xlink:to="label_PreferredStockSharesOutstanding" xlink:title="Label : PreferredStockSharesOutstanding to label_PreferredStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_SharesOutstanding_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharesOutstanding_2" xml:lang="en-US" id="label_SharesOutstanding_2">us-gaap_SharesOutstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesOutstanding" xlink:to="label_SharesOutstanding_2" xlink:title="Label : SharesOutstanding to label_SharesOutstanding_2" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInContractWithCustomerLiability_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInContractWithCustomerLiability_1" xml:lang="en-US" id="label_IncreaseDecreaseInContractWithCustomerLiability_1">Increase (Decrease) in Contract with Customer, Liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInContractWithCustomerLiability" xlink:to="label_IncreaseDecreaseInContractWithCustomerLiability_1" xlink:title="Label : IncreaseDecreaseInContractWithCustomerLiability to label_IncreaseDecreaseInContractWithCustomerLiability_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentMaturityDate_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentMaturityDate_1" xml:lang="en-US" id="label_DebtInstrumentMaturityDate_1">Debt Instrument, Maturity Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityDate" xlink:to="label_DebtInstrumentMaturityDate_1" xlink:title="Label : DebtInstrumentMaturityDate to label_DebtInstrumentMaturityDate_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="label_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CityAreaCode" xml:lang="en-US" id="label_CityAreaCode">City Area Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityAreaCode" xlink:to="label_CityAreaCode" xlink:title="Label : CityAreaCode to label_CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1_1" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1_1">us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsCostOfSales1" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1_1" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsCostOfSales1 to label_RealEstateInventoryCapitalizedInterestCostsCostOfSales1_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:label="RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:title="RealEstateInventoryCapitalizedInterestCostsIncurred" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsIncurred" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsIncurred">Plus interest incurred(1)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsIncurred" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsIncurred to label_RealEstateInventoryCapitalizedInterestCostsIncurred" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="label_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmendmentFlag" xml:lang="en-US" id="label_AmendmentFlag">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="label_AmendmentFlag" xlink:title="Label : AmendmentFlag to label_AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCosts_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCosts_2" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCosts_2">Real Estate Inventory Capitalized Interest Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCosts" xlink:to="label_RealEstateInventoryCapitalizedInterestCosts_2" xlink:title="Label : RealEstateInventoryCapitalizedInterestCosts to label_RealEstateInventoryCapitalizedInterestCosts_2" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_1" xml:lang="en-US" id="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_1">Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_1" xlink:title="Label : IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_1">Amount of lessee's undiscounted obligation for lease payment for operating lease due after fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" xlink:to="label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_1" xlink:title="Label : LesseeOperatingLeaseLiabilityToBePaidAfterYearFour to label_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_1" />
    <link:label xlink:type="resource" xlink:label="label_IssuerRule10b51MaterialTermsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IssuerRule10b51MaterialTermsTextBlock_2" xml:lang="en-US" id="label_IssuerRule10b51MaterialTermsTextBlock_2">Issuer Rule 10b5-1, Material Terms [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IssuerRule10b51MaterialTermsTextBlock" xlink:to="label_IssuerRule10b51MaterialTermsTextBlock_2" xlink:title="Label : IssuerRule10b51MaterialTermsTextBlock to label_IssuerRule10b51MaterialTermsTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_DebtCovenantFixedChargeCoverageRatioMinimum_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtCovenantFixedChargeCoverageRatioMinimum_2" xml:lang="en-US" id="label_DebtCovenantFixedChargeCoverageRatioMinimum_2">Debt Covenant Fixed Charge Coverage Ratio Minimum</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtCovenantFixedChargeCoverageRatioMinimum" xlink:to="label_DebtCovenantFixedChargeCoverageRatioMinimum_2" xlink:title="Label : DebtCovenantFixedChargeCoverageRatioMinimum to label_DebtCovenantFixedChargeCoverageRatioMinimum_2" />
    <link:label xlink:type="resource" xlink:label="label_InventoryRealEstate_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_InventoryRealEstate_1" xml:lang="en-US" id="label_InventoryRealEstate_1">Total inventories</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InventoryRealEstate" xlink:to="label_InventoryRealEstate_1" xlink:title="Label : InventoryRealEstate to label_InventoryRealEstate_1" />
    <link:label xlink:type="resource" xlink:label="label_UnsecuredSeniorNotesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_UnsecuredSeniorNotesMember_1" xml:lang="en-US" id="label_UnsecuredSeniorNotesMember_1">Unsecured senior notes [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredSeniorNotesMember" xlink:to="label_UnsecuredSeniorNotesMember_1" xlink:title="Label : UnsecuredSeniorNotesMember to label_UnsecuredSeniorNotesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2028And2032Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2028And2032Member_1" xml:lang="en-US" id="label_Between2028And2032Member_1">Represents the tax period ranging between 2028 and 2032.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2028And2032Member" xlink:to="label_Between2028And2032Member_1" xlink:title="Label : Between2028And2032Member to label_Between2028And2032Member_1" />
    <link:label xlink:type="resource" xlink:label="label_RealPropertyMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RealPropertyMember_1" xml:lang="en-US" id="label_RealPropertyMember_1">Related to real property.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealPropertyMember" xlink:to="label_RealPropertyMember_1" xlink:title="Label : RealPropertyMember to label_RealPropertyMember_1" />
    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpense_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllocatedShareBasedCompensationExpense_1" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpense_1">Share-Based Payment Arrangement, Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpense" xlink:to="label_AllocatedShareBasedCompensationExpense_1" xlink:title="Label : AllocatedShareBasedCompensationExpense to label_AllocatedShareBasedCompensationExpense_1" />
    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpenseNetOfTax_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllocatedShareBasedCompensationExpenseNetOfTax_1" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpenseNetOfTax_1">Share-Based Payment Arrangement, Expense, after Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:to="label_AllocatedShareBasedCompensationExpenseNetOfTax_1" xlink:title="Label : AllocatedShareBasedCompensationExpenseNetOfTax to label_AllocatedShareBasedCompensationExpenseNetOfTax_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2033And2037Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2033And2037Member_1" xml:lang="en-US" id="label_Between2033And2037Member_1">Represents the tax periods ranging between 2033 and 2037.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2033And2037Member" xlink:to="label_Between2033And2037Member_1" xlink:title="Label : Between2033And2037Member to label_Between2033And2037Member_1" />
    <link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsAtCarryingValue_2" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_2">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_2" xlink:title="Label : CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue_2" />
    <link:label xlink:type="resource" xlink:label="label_CashEquivalentsAtCarryingValue_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashEquivalentsAtCarryingValue_1" xml:lang="en-US" id="label_CashEquivalentsAtCarryingValue_1">Cash Equivalents, at Carrying Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashEquivalentsAtCarryingValue" xlink:to="label_CashEquivalentsAtCarryingValue_1" xlink:title="Label : CashEquivalentsAtCarryingValue to label_CashEquivalentsAtCarryingValue_1" />
    <link:label xlink:type="resource" xlink:label="label_GeneralAndAdministrativeExpense_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GeneralAndAdministrativeExpense_1" xml:lang="en-US" id="label_GeneralAndAdministrativeExpense_1">General and Administrative Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralAndAdministrativeExpense" xlink:to="label_GeneralAndAdministrativeExpense_1" xlink:title="Label : GeneralAndAdministrativeExpense to label_GeneralAndAdministrativeExpense_1" />
    <link:label xlink:type="resource" xlink:label="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1" xml:lang="en-US" id="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1">Net decrease in cash and cash equivalents, and restricted cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1" xlink:title="Label : CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1" />
    <link:label xlink:type="resource" xlink:label="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_2" xml:lang="en-US" id="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_2">Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations" xlink:to="label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_2" xlink:title="Label : CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations to label_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations_2" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOptionQuantitativeDisclosuresTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOptionQuantitativeDisclosuresTextBlock_1" xml:lang="en-US" id="label_FairValueOptionQuantitativeDisclosuresTextBlock_1">Fair Value Option, Disclosures [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOptionQuantitativeDisclosuresTextBlock" xlink:to="label_FairValueOptionQuantitativeDisclosuresTextBlock_1" xlink:title="Label : FairValueOptionQuantitativeDisclosuresTextBlock to label_FairValueOptionQuantitativeDisclosuresTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentRedemptionPeriodDomain" xlink:label="DebtInstrumentRedemptionPeriodDomain" xlink:title="DebtInstrumentRedemptionPeriodDomain" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPeriodDomain" xml:lang="en-US" id="label_DebtInstrumentRedemptionPeriodDomain">Debt Instrument, Redemption, Period [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPeriodDomain" xlink:to="label_DebtInstrumentRedemptionPeriodDomain" xlink:title="Label : DebtInstrumentRedemptionPeriodDomain to label_DebtInstrumentRedemptionPeriodDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentRedemptionPeriodAxis" xlink:label="DebtInstrumentRedemptionPeriodAxis" xlink:title="DebtInstrumentRedemptionPeriodAxis" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPeriodAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPeriodAxis" xml:lang="en-US" id="label_DebtInstrumentRedemptionPeriodAxis">Debt Instrument, Redemption, Period [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPeriodAxis" xlink:to="label_DebtInstrumentRedemptionPeriodAxis" xlink:title="Label : DebtInstrumentRedemptionPeriodAxis to label_DebtInstrumentRedemptionPeriodAxis" />
    <link:label xlink:type="resource" xlink:label="label_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember_1" xml:lang="en-US" id="label_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember_1">Related to lines of credit other than the revolving line.</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentRedemptionPeriodTwoMember" xlink:label="DebtInstrumentRedemptionPeriodTwoMember" xlink:title="DebtInstrumentRedemptionPeriodTwoMember" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPeriodTwoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPeriodTwoMember" xml:lang="en-US" id="label_DebtInstrumentRedemptionPeriodTwoMember">Debt Instrument, Redemption, Period Two [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPeriodTwoMember" xlink:to="label_DebtInstrumentRedemptionPeriodTwoMember" xlink:title="Label : DebtInstrumentRedemptionPeriodTwoMember to label_DebtInstrumentRedemptionPeriodTwoMember" />
    <link:label xlink:type="resource" xlink:label="label_VariableInterestEntityDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityDisclosureTextBlock_1" xml:lang="en-US" id="label_VariableInterestEntityDisclosureTextBlock_1">Variable Interest Entity Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityDisclosureTextBlock" xlink:to="label_VariableInterestEntityDisclosureTextBlock_1" xlink:title="Label : VariableInterestEntityDisclosureTextBlock to label_VariableInterestEntityDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtInstrumentRedemptionPeriodOneMember" xlink:label="DebtInstrumentRedemptionPeriodOneMember" xlink:title="DebtInstrumentRedemptionPeriodOneMember" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPeriodOneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPeriodOneMember" xml:lang="en-US" id="label_DebtInstrumentRedemptionPeriodOneMember">Debt Instrument, Redemption, Period One [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPeriodOneMember" xlink:to="label_DebtInstrumentRedemptionPeriodOneMember" xlink:title="Label : DebtInstrumentRedemptionPeriodOneMember to label_DebtInstrumentRedemptionPeriodOneMember" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Post-Vesting Hold Period (Year)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_1" />
    <link:label xlink:type="resource" xlink:label="label_DebtInstrumentRedemptionPricePercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRedemptionPricePercentage_1" xml:lang="en-US" id="label_DebtInstrumentRedemptionPricePercentage_1">us-gaap_DebtInstrumentRedemptionPricePercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRedemptionPricePercentage" xlink:to="label_DebtInstrumentRedemptionPricePercentage_1" xlink:title="Label : DebtInstrumentRedemptionPricePercentage to label_DebtInstrumentRedemptionPricePercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_1" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_1">Net Income Loss Available To Common Stockholders Before Undistributed Earnings Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_1" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss to label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:label="FairValueOptionChangesInFairValueGainLoss1" xlink:title="FairValueOptionChangesInFairValueGainLoss1" />
    <link:label xlink:type="resource" xlink:label="label_FairValueOptionChangesInFairValueGainLoss1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOptionChangesInFairValueGainLoss1" xml:lang="en-US" id="label_FairValueOptionChangesInFairValueGainLoss1">Change in fair value included in financial services revenue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOptionChangesInFairValueGainLoss1" xlink:to="label_FairValueOptionChangesInFairValueGainLoss1" xlink:title="Label : FairValueOptionChangesInFairValueGainLoss1 to label_FairValueOptionChangesInFairValueGainLoss1" />
    <link:label xlink:type="resource" xlink:label="label_Between2023And2027Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2023And2027Member_1" xml:lang="en-US" id="label_Between2023And2027Member_1">Represents the tax period between 2023 and 2027.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2023And2027Member" xlink:to="label_Between2023And2027Member_1" xlink:title="Label : Between2023And2027Member to label_Between2023And2027Member_1" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxExpenseBenefit_1" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit_1">Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit_1" xlink:title="Label : IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit_1" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionAmountsOfTransaction_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RelatedPartyTransactionAmountsOfTransaction_1" xml:lang="en-US" id="label_RelatedPartyTransactionAmountsOfTransaction_1">Related Party Transaction, Amounts of Transaction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionAmountsOfTransaction" xlink:to="label_RelatedPartyTransactionAmountsOfTransaction_1" xlink:title="Label : RelatedPartyTransactionAmountsOfTransaction to label_RelatedPartyTransactionAmountsOfTransaction_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:title="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US" id="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">Accounts payable, accrued interest and other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:to="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:title="Label : IncreaseDecreaseInAccountsPayableAndAccruedLiabilities to label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_BloombergShorttermBankYieldIndexBSBYMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_BloombergShorttermBankYieldIndexBSBYMember_1" xml:lang="en-US" id="label_BloombergShorttermBankYieldIndexBSBYMember_1">Related to Bloomberg Short-Term Bank Yield Index (BSBY).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergShorttermBankYieldIndexBSBYMember" xlink:to="label_BloombergShorttermBankYieldIndexBSBYMember_1" xlink:title="Label : BloombergShorttermBankYieldIndexBSBYMember to label_BloombergShorttermBankYieldIndexBSBYMember_1" />
    <link:label xlink:type="resource" xlink:label="label_IncomeLossFromEquityMethodInvestments_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_IncomeLossFromEquityMethodInvestments_2" xml:lang="en-US" id="label_IncomeLossFromEquityMethodInvestments_2">Our share of net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromEquityMethodInvestments" xlink:to="label_IncomeLossFromEquityMethodInvestments_2" xlink:title="Label : IncomeLossFromEquityMethodInvestments to label_IncomeLossFromEquityMethodInvestments_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:title="IncreaseDecreaseInAccruedIncomeTaxesPayable" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xml:lang="en-US" id="label_IncreaseDecreaseInAccruedIncomeTaxesPayable">State income tax payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:to="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:title="Label : IncreaseDecreaseInAccruedIncomeTaxesPayable to label_IncreaseDecreaseInAccruedIncomeTaxesPayable" />
    <link:label xlink:type="resource" xlink:label="label_PayableInSharesOfCompanyStockMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PayableInSharesOfCompanyStockMember_1" xml:lang="en-US" id="label_PayableInSharesOfCompanyStockMember_1">Represents payable in shares of Company stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayableInSharesOfCompanyStockMember" xlink:to="label_PayableInSharesOfCompanyStockMember_1" xlink:title="Label : PayableInSharesOfCompanyStockMember to label_PayableInSharesOfCompanyStockMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:label xlink:type="resource" xlink:label="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US" id="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">Investments in and advances to unconsolidated joint ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:to="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="Label : InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures to label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:label xlink:type="resource" xlink:label="label_AdvancesToAffiliate_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdvancesToAffiliate_1" xml:lang="en-US" id="label_AdvancesToAffiliate_1">us-gaap_AdvancesToAffiliate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesToAffiliate" xlink:to="label_AdvancesToAffiliate_1" xlink:title="Label : AdvancesToAffiliate to label_AdvancesToAffiliate_1" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_2" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_2">Share based Compensation Arrangement By Share based Payment Award Award Post vesting Hold Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_2" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod_2" />
    <link:label xlink:type="resource" xlink:label="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_1" xml:lang="en-US" id="label_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_1">Incremental Common Shares Attributable to Dilutive Effect of Share-Based Payment Arrangements</link:label>
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    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1" xml:lang="en-US" id="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1">The cash outflow associated with the investment in or advances to an entity in which the reporting entity shares control of the entity with another party or group, net of reimbursements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:to="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1" xlink:title="Label : PaymentsToAcquireInterestInJointVentureNetOfReimbursements to label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_1" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EarningsPerShareTextBlock_1" xml:lang="en-US" id="label_EarningsPerShareTextBlock_1">Per Share Calculation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareTextBlock" xlink:to="label_EarningsPerShareTextBlock_1" xlink:title="Label : EarningsPerShareTextBlock to label_EarningsPerShareTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivitiesAbstract">Cash flows from investing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="Label : NetCashProvidedByUsedInInvestingActivitiesAbstract to label_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_PayableInCashsettledPhantomSharesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PayableInCashsettledPhantomSharesMember_1" xml:lang="en-US" id="label_PayableInCashsettledPhantomSharesMember_1">Represents payable in cash-settled phantom shares.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayableInCashsettledPhantomSharesMember" xlink:to="label_PayableInCashsettledPhantomSharesMember_1" xlink:title="Label : PayableInCashsettledPhantomSharesMember to label_PayableInCashsettledPhantomSharesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_2" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_2">Net income available to common stockholders</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_2" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss to label_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss_2" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityVariableRateFloor_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityVariableRateFloor_1" xml:lang="en-US" id="label_LineOfCreditFacilityVariableRateFloor_1">Line of Credit Facility, Variable Rate Floor</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityVariableRateFloor" xlink:to="label_LineOfCreditFacilityVariableRateFloor_1" xlink:title="Label : LineOfCreditFacilityVariableRateFloor to label_LineOfCreditFacilityVariableRateFloor_1" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityVariableRateFloor_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityVariableRateFloor_2" xml:lang="en-US" id="label_LineOfCreditFacilityVariableRateFloor_2">Represents the variable rate floor under the line of credit facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityVariableRateFloor" xlink:to="label_LineOfCreditFacilityVariableRateFloor_2" xlink:title="Label : LineOfCreditFacilityVariableRateFloor to label_LineOfCreditFacilityVariableRateFloor_2" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfUnconsolidatedJointVenturesDissolved_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfUnconsolidatedJointVenturesDissolved_1" xml:lang="en-US" id="label_NumberOfUnconsolidatedJointVenturesDissolved_1">Number of Unconsolidated Joint Ventures Dissolved</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfUnconsolidatedJointVenturesDissolved" xlink:to="label_NumberOfUnconsolidatedJointVenturesDissolved_1" xlink:title="Label : NumberOfUnconsolidatedJointVenturesDissolved to label_NumberOfUnconsolidatedJointVenturesDissolved_1" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1" xml:lang="en-US" id="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1">Percentage of the corresponding regular cash dividend payable on a share of Class A Common Stock to the amount of any regular cash dividend payable on a share of Classs B Common Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:to="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1" xlink:title="Label : CommonStockDividendsPercentOfIncreaseFromClassAToClassB to label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfUnconsolidatedJointVenturesDissolved_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfUnconsolidatedJointVenturesDissolved_2" xml:lang="en-US" id="label_NumberOfUnconsolidatedJointVenturesDissolved_2">The number of unconsolidated joint ventures dissolved during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfUnconsolidatedJointVenturesDissolved" xlink:to="label_NumberOfUnconsolidatedJointVenturesDissolved_2" xlink:title="Label : NumberOfUnconsolidatedJointVenturesDissolved to label_NumberOfUnconsolidatedJointVenturesDissolved_2" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityApplicableMargin_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityApplicableMargin_1" xml:lang="en-US" id="label_LineOfCreditFacilityApplicableMargin_1">Line of Credit Facility, Applicable Margin</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityApplicableMargin" xlink:to="label_LineOfCreditFacilityApplicableMargin_1" xlink:title="Label : LineOfCreditFacilityApplicableMargin to label_LineOfCreditFacilityApplicableMargin_1" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityApplicableMargin_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityApplicableMargin_2" xml:lang="en-US" id="label_LineOfCreditFacilityApplicableMargin_2">Amount of margin on the variable rate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityApplicableMargin" xlink:to="label_LineOfCreditFacilityApplicableMargin_2" xlink:title="Label : LineOfCreditFacilityApplicableMargin to label_LineOfCreditFacilityApplicableMargin_2" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityUnusedCommitmentFeeRate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityUnusedCommitmentFeeRate_1" xml:lang="en-US" id="label_LineOfCreditFacilityUnusedCommitmentFeeRate_1">Line of Credit Facility, Unused Commitment Fee Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:to="label_LineOfCreditFacilityUnusedCommitmentFeeRate_1" xlink:title="Label : LineOfCreditFacilityUnusedCommitmentFeeRate to label_LineOfCreditFacilityUnusedCommitmentFeeRate_1" />
    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityUnusedCommitmentFeeRate_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityUnusedCommitmentFeeRate_2" xml:lang="en-US" id="label_LineOfCreditFacilityUnusedCommitmentFeeRate_2">Percentage rate of unused commitment fee in line of credit facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityUnusedCommitmentFeeRate" xlink:to="label_LineOfCreditFacilityUnusedCommitmentFeeRate_2" xlink:title="Label : LineOfCreditFacilityUnusedCommitmentFeeRate to label_LineOfCreditFacilityUnusedCommitmentFeeRate_2" />
    <link:label xlink:type="resource" xlink:label="label_ProfitLoss_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProfitLoss_3" xml:lang="en-US" id="label_ProfitLoss_3">Joint venture net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss_3" xlink:title="Label : ProfitLoss to label_ProfitLoss_3" />
    <link:label xlink:type="resource" xlink:label="label_ManagementFeesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ManagementFeesMember_1" xml:lang="en-US" id="label_ManagementFeesMember_1">Represents the information pertaining to management fees.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ManagementFeesMember" xlink:to="label_ManagementFeesMember_1" xlink:title="Label : ManagementFeesMember to label_ManagementFeesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_EquityMethodInvestmentOwnershipPercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityMethodInvestmentOwnershipPercentage_1" xml:lang="en-US" id="label_EquityMethodInvestmentOwnershipPercentage_1">us-gaap_EquityMethodInvestmentOwnershipPercentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityMethodInvestmentOwnershipPercentage" xlink:to="label_EquityMethodInvestmentOwnershipPercentage_1" xlink:title="Label : EquityMethodInvestmentOwnershipPercentage to label_EquityMethodInvestmentOwnershipPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_OutOfTheMoneyStockOptionsMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OutOfTheMoneyStockOptionsMember_1" xml:lang="en-US" id="label_OutOfTheMoneyStockOptionsMember_1">Represents Out of the Money Stock Options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OutOfTheMoneyStockOptionsMember" xlink:to="label_OutOfTheMoneyStockOptionsMember_1" xlink:title="Label : OutOfTheMoneyStockOptionsMember to label_OutOfTheMoneyStockOptionsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockPurchaseRightsMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PreferredStockPurchaseRightsMember_1" xml:lang="en-US" id="label_PreferredStockPurchaseRightsMember_1">Preferred stock purchase rights securities registered pursuant to section 12(b).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPurchaseRightsMember" xlink:to="label_PreferredStockPurchaseRightsMember_1" xlink:title="Label : PreferredStockPurchaseRightsMember to label_PreferredStockPurchaseRightsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_DepositorySharesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DepositorySharesMember_1" xml:lang="en-US" id="label_DepositorySharesMember_1">Depository shares registered pursuant to section 12(b).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositorySharesMember" xlink:to="label_DepositorySharesMember_1" xlink:title="Label : DepositorySharesMember to label_DepositorySharesMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="LongtermDebtTypeDomain" xlink:title="LongtermDebtTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_LongtermDebtTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongtermDebtTypeDomain" xml:lang="en-US" id="label_LongtermDebtTypeDomain">Long-Term Debt, Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongtermDebtTypeDomain" xlink:to="label_LongtermDebtTypeDomain" xlink:title="Label : LongtermDebtTypeDomain to label_LongtermDebtTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="LongtermDebtTypeAxis" xlink:title="LongtermDebtTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_LongtermDebtTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongtermDebtTypeAxis" xml:lang="en-US" id="label_LongtermDebtTypeAxis">Long-Term Debt, Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongtermDebtTypeAxis" xlink:to="label_LongtermDebtTypeAxis" xlink:title="Label : LongtermDebtTypeAxis to label_LongtermDebtTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MortgagesMember" xlink:label="MortgagesMember" xlink:title="MortgagesMember" />
    <link:label xlink:type="resource" xlink:label="label_MortgagesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgagesMember" xml:lang="en-US" id="label_MortgagesMember">Mortgages [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgagesMember" xlink:to="label_MortgagesMember" xlink:title="Label : MortgagesMember to label_MortgagesMember" />
    <link:label xlink:type="resource" xlink:label="label_The2025LTIPMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The2025LTIPMember_2" xml:lang="en-US" id="label_The2025LTIPMember_2">Represents the 2025 LTIP.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The2025LTIPMember" xlink:to="label_The2025LTIPMember_2" xlink:title="Label : The2025LTIPMember to label_The2025LTIPMember_2" />
    <link:label xlink:type="resource" xlink:label="label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1" xml:lang="en-US" id="label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1">Information pertaining to owner-controlled insurance program for certain of our subcontractors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OwnercontrolledInsuranceProgramForSubcontractorsMember" xlink:to="label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1" xlink:title="Label : OwnercontrolledInsuranceProgramForSubcontractorsMember to label_OwnercontrolledInsuranceProgramForSubcontractorsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_EnergyEfficientTaxCreditMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EnergyEfficientTaxCreditMember_1" xml:lang="en-US" id="label_EnergyEfficientTaxCreditMember_1">Information pertaining to energy efficient tax credits.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EnergyEfficientTaxCreditMember" xlink:to="label_EnergyEfficientTaxCreditMember_1" xlink:title="Label : EnergyEfficientTaxCreditMember to label_EnergyEfficientTaxCreditMember_1" />
    <link:label xlink:type="resource" xlink:label="label_Between2030And2038Member_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Between2030And2038Member_1" xml:lang="en-US" id="label_Between2030And2038Member_1">Represents NOL carryforwards that expire between 2030 and 2038.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Between2030And2038Member" xlink:to="label_Between2030And2038Member_1" xlink:title="Label : Between2030And2038Member to label_Between2030And2038Member_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentNet" xml:lang="en-US" id="label_PropertyPlantAndEquipmentNet">Property and equipment, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="label_PropertyPlantAndEquipmentNet" xlink:title="Label : PropertyPlantAndEquipmentNet to label_PropertyPlantAndEquipmentNet" />
    <link:label xlink:type="resource" xlink:label="label_CommitmentsAndContingenciesDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsAndContingenciesDisclosureTextBlock_1" xml:lang="en-US" id="label_CommitmentsAndContingenciesDisclosureTextBlock_1">Commitments and Contingencies Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="label_CommitmentsAndContingenciesDisclosureTextBlock_1" xlink:title="Label : CommitmentsAndContingenciesDisclosureTextBlock to label_CommitmentsAndContingenciesDisclosureTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsDiluted_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UndistributedEarningsDiluted_1" xml:lang="en-US" id="label_UndistributedEarningsDiluted_1">Undistributed Earnings, Diluted, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsDiluted" xlink:to="label_UndistributedEarningsDiluted_1" xlink:title="Label : UndistributedEarningsDiluted to label_UndistributedEarningsDiluted_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="AntidilutiveSecuritiesNameDomain" xlink:title="AntidilutiveSecuritiesNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AntidilutiveSecuritiesNameDomain" xml:lang="en-US" id="label_AntidilutiveSecuritiesNameDomain">Antidilutive Securities, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesNameDomain" xlink:to="label_AntidilutiveSecuritiesNameDomain" xlink:title="Label : AntidilutiveSecuritiesNameDomain to label_AntidilutiveSecuritiesNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xml:lang="en-US" id="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">Antidilutive Securities [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="Label : AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis to label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:label xlink:type="resource" xlink:label="label_EmployeeStockOptionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EmployeeStockOptionMember" xml:lang="en-US" id="label_EmployeeStockOptionMember">Share-Based Payment Arrangement, Option [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOptionMember" xlink:to="label_EmployeeStockOptionMember" xlink:title="Label : EmployeeStockOptionMember to label_EmployeeStockOptionMember" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredTermLoanMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorSecuredTermLoanMember_1" xml:lang="en-US" id="label_SeniorSecuredTermLoanMember_1">Information pertaining to senior secured term loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredTermLoanMember" xlink:to="label_SeniorSecuredTermLoanMember_1" xlink:title="Label : SeniorSecuredTermLoanMember to label_SeniorSecuredTermLoanMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PerformanceSharesMember" xlink:label="PerformanceSharesMember" xlink:title="PerformanceSharesMember" />
    <link:label xlink:type="resource" xlink:label="label_PerformanceSharesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PerformanceSharesMember" xml:lang="en-US" id="label_PerformanceSharesMember">Performance Shares [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformanceSharesMember" xlink:to="label_PerformanceSharesMember" xlink:title="Label : PerformanceSharesMember to label_PerformanceSharesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ForwardContractsMember" xlink:label="ForwardContractsMember" xlink:title="ForwardContractsMember" />
    <link:label xlink:type="resource" xlink:label="label_ForwardContractsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ForwardContractsMember" xml:lang="en-US" id="label_ForwardContractsMember">Forward Contracts [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForwardContractsMember" xlink:to="label_ForwardContractsMember" xlink:title="Label : ForwardContractsMember to label_ForwardContractsMember" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockOutstandingMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommonStockOutstandingMember_1" xml:lang="en-US" id="label_CommonStockOutstandingMember_1">Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockOutstandingMember" xlink:to="label_CommonStockOutstandingMember_1" xlink:title="Label : CommonStockOutstandingMember to label_CommonStockOutstandingMember_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_AwardTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AwardTypeAxis" xml:lang="en-US" id="label_AwardTypeAxis">Award Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AwardTypeAxis" xlink:to="label_AwardTypeAxis" xlink:title="Label : AwardTypeAxis to label_AwardTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_1" xml:lang="en-US" id="label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_1">Basis of Presentation and Significant Accounting Policies [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:to="label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_1" xlink:title="Label : BasisOfPresentationAndSignificantAccountingPoliciesTextBlock to label_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredRevolvingCreditFacilityMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorSecuredRevolvingCreditFacilityMember_1" xml:lang="en-US" id="label_SeniorSecuredRevolvingCreditFacilityMember_1">Represents information pertaining to Senior Secured Revolving Credit Facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredRevolvingCreditFacilityMember" xlink:to="label_SeniorSecuredRevolvingCreditFacilityMember_1" xlink:title="Label : SeniorSecuredRevolvingCreditFacilityMember to label_SeniorSecuredRevolvingCreditFacilityMember_1" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAndCashEquivalents_2" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents_2">Restricted cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents_2" xlink:title="Label : RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain">Award Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="Label : ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="PrepaidExpenseAndOtherAssets" xlink:title="PrepaidExpenseAndOtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_PrepaidExpenseAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrepaidExpenseAndOtherAssets" xml:lang="en-US" id="label_PrepaidExpenseAndOtherAssets">Prepaid expenses and other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaidExpenseAndOtherAssets" xlink:to="label_PrepaidExpenseAndOtherAssets" xlink:title="Label : PrepaidExpenseAndOtherAssets to label_PrepaidExpenseAndOtherAssets" />
    <link:label xlink:type="resource" xlink:label="label_OtherAssets_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherAssets_1" xml:lang="en-US" id="label_OtherAssets_1">us-gaap_OtherAssets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherAssets" xlink:to="label_OtherAssets_1" xlink:title="Label : OtherAssets to label_OtherAssets_1" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_2" xml:lang="en-US" id="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_2">Payments To Acquire Interest In Joint Venture Net Of Reimbursements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" xlink:to="label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_2" xlink:title="Label : PaymentsToAcquireInterestInJointVentureNetOfReimbursements to label_PaymentsToAcquireInterestInJointVentureNetOfReimbursements_2" />
    <link:label xlink:type="resource" xlink:label="label_AllStatesOtherThanCaliforniaMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AllStatesOtherThanCaliforniaMember_1" xml:lang="en-US" id="label_AllStatesOtherThanCaliforniaMember_1">Represents all states other than California.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllStatesOtherThanCaliforniaMember" xlink:to="label_AllStatesOtherThanCaliforniaMember_1" xlink:title="Label : AllStatesOtherThanCaliforniaMember to label_AllStatesOtherThanCaliforniaMember_1" />
    <link:label xlink:type="resource" xlink:label="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" xml:lang="en-US" id="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1">Share-Based Payment Arrangement [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" xlink:title="Label : DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock to label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxAssetsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredIncomeTaxAssetsNet" xml:lang="en-US" id="label_DeferredIncomeTaxAssetsNet">Deferred tax assets, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxAssetsNet" xlink:to="label_DeferredIncomeTaxAssetsNet" xlink:title="Label : DeferredIncomeTaxAssetsNet to label_DeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="label_LossContingencyDamagesSoughtValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingencyDamagesSoughtValue_1" xml:lang="en-US" id="label_LossContingencyDamagesSoughtValue_1">us-gaap_LossContingencyDamagesSoughtValue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyDamagesSoughtValue" xlink:to="label_LossContingencyDamagesSoughtValue_1" xlink:title="Label : LossContingencyDamagesSoughtValue to label_LossContingencyDamagesSoughtValue_1" />
    <link:label xlink:type="resource" xlink:label="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1" xml:lang="en-US" id="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1">Undistributed Earnings (Loss) Allocated to Participating Securities, Basic</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:to="label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1" xlink:title="Label : UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic to label_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_1" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_2" xml:lang="en-US" id="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_2">Common Stock Dividends Percent of Increase from Class A to Class B</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" xlink:to="label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_2" xlink:title="Label : CommonStockDividendsPercentOfIncreaseFromClassAToClassB to label_CommonStockDividendsPercentOfIncreaseFromClassAToClassB_2" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockFromClassBToClassAConversionRatio_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ConversionOfStockFromClassBToClassAConversionRatio_1" xml:lang="en-US" id="label_ConversionOfStockFromClassBToClassAConversionRatio_1">Conversion of Stock From Class B to Class A Conversion Ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockFromClassBToClassAConversionRatio" xlink:to="label_ConversionOfStockFromClassBToClassAConversionRatio_1" xlink:title="Label : ConversionOfStockFromClassBToClassAConversionRatio to label_ConversionOfStockFromClassBToClassAConversionRatio_1" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockFromClassBToClassAConversionRatio_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConversionOfStockFromClassBToClassAConversionRatio_2" xml:lang="en-US" id="label_ConversionOfStockFromClassBToClassAConversionRatio_2">Represents the ratio at which Class B stock must be converted to Class A stock, should such conversion occur.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockFromClassBToClassAConversionRatio" xlink:to="label_ConversionOfStockFromClassBToClassAConversionRatio_2" xlink:title="Label : ConversionOfStockFromClassBToClassAConversionRatio to label_ConversionOfStockFromClassBToClassAConversionRatio_2" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersDiluted_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersDiluted_1" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersDiluted_1">Numerator for diluted earnings per share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersDiluted_1" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersDiluted to label_NetIncomeLossAvailableToCommonStockholdersDiluted_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholderOwnershipPercentage_1" xml:lang="en-US" id="label_ShareholderOwnershipPercentage_1">Shareholder Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentage" xlink:to="label_ShareholderOwnershipPercentage_1" xlink:title="Label : ShareholderOwnershipPercentage to label_ShareholderOwnershipPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_NetIncomeLossAvailableToCommonStockholdersBasic_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetIncomeLossAvailableToCommonStockholdersBasic_1" xml:lang="en-US" id="label_NetIncomeLossAvailableToCommonStockholdersBasic_1">Numerator for basic earnings per share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="label_NetIncomeLossAvailableToCommonStockholdersBasic_1" xlink:title="Label : NetIncomeLossAvailableToCommonStockholdersBasic to label_NetIncomeLossAvailableToCommonStockholdersBasic_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentageOfIncrease_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholderOwnershipPercentageOfIncrease_1" xml:lang="en-US" id="label_ShareholderOwnershipPercentageOfIncrease_1">Shareholder Ownership Percentage of Increase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentageOfIncrease" xlink:to="label_ShareholderOwnershipPercentageOfIncrease_1" xlink:title="Label : ShareholderOwnershipPercentageOfIncrease to label_ShareholderOwnershipPercentageOfIncrease_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseExpense" xlink:label="OperatingLeaseExpense" xlink:title="OperatingLeaseExpense" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeaseExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeaseExpense" xml:lang="en-US" id="label_OperatingLeaseExpense">Operating lease costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseExpense" xlink:to="label_OperatingLeaseExpense" xlink:title="Label : OperatingLeaseExpense to label_OperatingLeaseExpense" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfRights_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfRights_1" xml:lang="en-US" id="label_NumberOfRights_1">Number of Rights</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRights" xlink:to="label_NumberOfRights_1" xlink:title="Label : NumberOfRights to label_NumberOfRights_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain" xlink:title="PlanNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_PlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PlanNameDomain" xml:lang="en-US" id="label_PlanNameDomain">Plan Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PlanNameDomain" xlink:to="label_PlanNameDomain" xlink:title="Label : PlanNameDomain to label_PlanNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockTextBlock_1" xml:lang="en-US" id="label_PreferredStockTextBlock_1">Preferred Stock [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockTextBlock" xlink:to="label_PreferredStockTextBlock_1" xlink:title="Label : PreferredStockTextBlock to label_PreferredStockTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameAxis" xlink:label="PlanNameAxis" xlink:title="PlanNameAxis" />
    <link:label xlink:type="resource" xlink:label="label_PlanNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PlanNameAxis" xml:lang="en-US" id="label_PlanNameAxis">Plan Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PlanNameAxis" xlink:to="label_PlanNameAxis" xlink:title="Label : PlanNameAxis to label_PlanNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SupplementalCashFlowInformationAbstract" xml:lang="en-US" id="label_SupplementalCashFlowInformationAbstract">Supplemental disclosures of cash flows:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="label_SupplementalCashFlowInformationAbstract" xlink:title="Label : SupplementalCashFlowInformationAbstract to label_SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_Assets_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Assets_1" xml:lang="en-US" id="label_Assets_1">Total assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="label_Assets_1" xlink:title="Label : Assets to label_Assets_1" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingLeaseLiability_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOperatingLeaseLiability_1" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingLeaseLiability_1">Increase (Decrease) in Operating Lease Liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingLeaseLiability" xlink:to="label_IncreaseDecreaseInOperatingLeaseLiability_1" xlink:title="Label : IncreaseDecreaseInOperatingLeaseLiability to label_IncreaseDecreaseInOperatingLeaseLiability_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VestingDomain" xlink:label="VestingDomain" xlink:title="VestingDomain" />
    <link:label xlink:type="resource" xlink:label="label_VestingDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VestingDomain" xml:lang="en-US" id="label_VestingDomain">Vesting [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingDomain" xlink:to="label_VestingDomain" xlink:title="Label : VestingDomain to label_VestingDomain" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1" xlink:title="Label : SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentage_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholderOwnershipPercentage_2" xml:lang="en-US" id="label_ShareholderOwnershipPercentage_2">Percentage of ownership of shareholders for which if they increased their collevtive ownership of the aggregate amount of our outstanding shares by more than 50 percentage points over a defined period of time, under Section 382 of the Internal Revenue Code, would limit our ability to use NOLs and built-in losses if there was an "ownership change".</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentage" xlink:to="label_ShareholderOwnershipPercentage_2" xlink:title="Label : ShareholderOwnershipPercentage to label_ShareholderOwnershipPercentage_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VestingAxis" xlink:label="VestingAxis" xlink:title="VestingAxis" />
    <link:label xlink:type="resource" xlink:label="label_VestingAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VestingAxis" xml:lang="en-US" id="label_VestingAxis">Vesting [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingAxis" xlink:to="label_VestingAxis" xlink:title="Label : VestingAxis to label_VestingAxis" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfRights_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfRights_2" xml:lang="en-US" id="label_NumberOfRights_2">Number of rights which, under the company's shareholder rights plan, was distributed for each share of Class A Common Stock and Class B Common Stock outstanding at the close of business on August 15, 2008.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRights" xlink:to="label_NumberOfRights_2" xlink:title="Label : NumberOfRights to label_NumberOfRights_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquityAbstract">LIABILITIES AND EQUITY</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="label_LiabilitiesAndStockholdersEquityAbstract" xlink:title="Label : LiabilitiesAndStockholdersEquityAbstract to label_LiabilitiesAndStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_ShareholderOwnershipPercentageOfIncrease_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholderOwnershipPercentageOfIncrease_2" xml:lang="en-US" id="label_ShareholderOwnershipPercentageOfIncrease_2">Percentage of increase over a defined period of time of percentage of collective ownership of shareholders of 5% or more, which under Section 382 of the Internal Revenue Code would limit our ability to use NOLs and built-in losses if there was an "ownership change".</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholderOwnershipPercentageOfIncrease" xlink:to="label_ShareholderOwnershipPercentageOfIncrease_2" xlink:title="Label : ShareholderOwnershipPercentageOfIncrease to label_ShareholderOwnershipPercentageOfIncrease_2" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersPreExistingOwnershipPercentage_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersPreExistingOwnershipPercentage_1" xml:lang="en-US" id="label_ShareholdersPreExistingOwnershipPercentage_1">Shareholders Pre Existing Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersPreExistingOwnershipPercentage" xlink:to="label_ShareholdersPreExistingOwnershipPercentage_1" xlink:title="Label : ShareholdersPreExistingOwnershipPercentage to label_ShareholdersPreExistingOwnershipPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersPreExistingOwnershipPercentage_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholdersPreExistingOwnershipPercentage_2" xml:lang="en-US" id="label_ShareholdersPreExistingOwnershipPercentage_2">Percentage of Class A Common Stock owned by stockholders prior to the amendment of the Company's Certificate of Incorporation.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1" xml:lang="en-US" id="label_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</link:label>
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    <link:label xlink:type="resource" xlink:label="label_PaymentsToAcquirePropertyPlantAndEquipment_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsToAcquirePropertyPlantAndEquipment_1" xml:lang="en-US" id="label_PaymentsToAcquirePropertyPlantAndEquipment_1">Purchase of property, equipment, and other fixed assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="label_PaymentsToAcquirePropertyPlantAndEquipment_1" xlink:title="Label : PaymentsToAcquirePropertyPlantAndEquipment to label_PaymentsToAcquirePropertyPlantAndEquipment_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersCurrentOwnershipPercentage_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholdersCurrentOwnershipPercentage_1" xml:lang="en-US" id="label_ShareholdersCurrentOwnershipPercentage_1">Percentage of common stock ownership of which current stockholders exceed, per the company's Certificate of Incorporation would trigger a restriction of any direct or indirect transfer if the effect of the transaction would be to increase the direct or indirect ownership of the company's stock by any person or public group over this percentage.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersCurrentOwnershipPercentage" xlink:to="label_ShareholdersCurrentOwnershipPercentage_1" xlink:title="Label : ShareholdersCurrentOwnershipPercentage to label_ShareholdersCurrentOwnershipPercentage_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CreditFacilityDomain" xlink:label="CreditFacilityDomain" xlink:title="CreditFacilityDomain" />
    <link:label xlink:type="resource" xlink:label="label_CreditFacilityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditFacilityDomain" xml:lang="en-US" id="label_CreditFacilityDomain">Credit Facility [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditFacilityDomain" xlink:to="label_CreditFacilityDomain" xlink:title="Label : CreditFacilityDomain to label_CreditFacilityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:title="ProceedsFromSaleOfPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSaleOfPropertyPlantAndEquipment" xml:lang="en-US" id="label_ProceedsFromSaleOfPropertyPlantAndEquipment">Proceeds from sale of property and assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:to="label_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:title="Label : ProceedsFromSaleOfPropertyPlantAndEquipment to label_ProceedsFromSaleOfPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersCurrentOwnershipPercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersCurrentOwnershipPercentage_2" xml:lang="en-US" id="label_ShareholdersCurrentOwnershipPercentage_2">Shareholders Current Ownership Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersCurrentOwnershipPercentage" xlink:to="label_ShareholdersCurrentOwnershipPercentage_2" xlink:title="Label : ShareholdersCurrentOwnershipPercentage to label_ShareholdersCurrentOwnershipPercentage_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CreditFacilityAxis" xlink:label="CreditFacilityAxis" xlink:title="CreditFacilityAxis" />
    <link:label xlink:type="resource" xlink:label="label_CreditFacilityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditFacilityAxis" xml:lang="en-US" id="label_CreditFacilityAxis">Credit Facility [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditFacilityAxis" xlink:to="label_CreditFacilityAxis" xlink:title="Label : CreditFacilityAxis to label_CreditFacilityAxis" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageThreshold_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersOwnershipPercentageThreshold_1" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageThreshold_1">Shareholders Ownership Percentage Threshold</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageThreshold" xlink:to="label_ShareholdersOwnershipPercentageThreshold_1" xlink:title="Label : ShareholdersOwnershipPercentageThreshold to label_ShareholdersOwnershipPercentageThreshold_1" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageThreshold_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholdersOwnershipPercentageThreshold_2" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageThreshold_2">Threshold of percentage of ownership of common stock under the company's amended Certificate of Incorporation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageThreshold" xlink:to="label_ShareholdersOwnershipPercentageThreshold_2" xlink:title="Label : ShareholdersOwnershipPercentageThreshold to label_ShareholdersOwnershipPercentageThreshold_2" />
    <link:label xlink:type="resource" xlink:label="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xml:lang="en-US" id="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1">Mortgage Loans Held for Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xlink:title="Label : LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeasesTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeasesTextBlock_1" xml:lang="en-US" id="label_LesseeOperatingLeasesTextBlock_1">Leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeasesTextBlock" xlink:to="label_LesseeOperatingLeasesTextBlock_1" xlink:title="Label : LesseeOperatingLeasesTextBlock to label_LesseeOperatingLeasesTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_The1352026NotesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The1352026NotesMember_1" xml:lang="en-US" id="label_The1352026NotesMember_1">Represents the 13.5% senior notes due in February 1, 2026.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The1352026NotesMember" xlink:to="label_The1352026NotesMember_1" xlink:title="Label : The1352026NotesMember to label_The1352026NotesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1" xml:lang="en-US" id="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1">Deposits Associated with Land and Lot Options of Unconsolidated Variable Interest Entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:to="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1" xlink:title="Label : DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities to label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1" />
    <link:label xlink:type="resource" xlink:label="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_2" xml:lang="en-US" id="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_2">Cash and letter of credit deposits associated with land and lot options of unconsolidated variable interest entities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:to="label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_2" xlink:title="Label : DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities to label_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_2" />
    <link:label xlink:type="resource" xlink:label="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1" xml:lang="en-US" id="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1">Purchase Price Associated with Land and Lot Options of Unconsolidated Variable Interest Entities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" xlink:to="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1" xlink:title="Label : PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities to label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_1" />
    <link:label xlink:type="resource" xlink:label="label_The502040NotesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_The502040NotesMember_1" xml:lang="en-US" id="label_The502040NotesMember_1">Represent the 5.0% 2040 notes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="The502040NotesMember" xlink:to="label_The502040NotesMember_1" xlink:title="Label : The502040NotesMember to label_The502040NotesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_StockOptionsAmortizationAndIssuanceValue_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockOptionsAmortizationAndIssuanceValue_1" xml:lang="en-US" id="label_StockOptionsAmortizationAndIssuanceValue_1">The increase (decrease) to equity related to the amortization and issuance of stock options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockOptionsAmortizationAndIssuanceValue" xlink:to="label_StockOptionsAmortizationAndIssuanceValue_1" xlink:title="Label : StockOptionsAmortizationAndIssuanceValue to label_StockOptionsAmortizationAndIssuanceValue_1" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockShares_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConversionOfStockShares_1" xml:lang="en-US" id="label_ConversionOfStockShares_1">The number of share converted during the period.</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:label xlink:type="resource" xlink:label="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US" id="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain">Financial Instruments [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="Label : TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:label xlink:type="resource" xlink:label="label_ConversionOfStockValue_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConversionOfStockValue_1" xml:lang="en-US" id="label_ConversionOfStockValue_1">The value of stock converted during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockValue" xlink:to="label_ConversionOfStockValue_1" xlink:title="Label : ConversionOfStockValue to label_ConversionOfStockValue_1" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3">Equity, Including Portion Attributable to Noncontrolling Interest, Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3" xlink:title="Label : StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3" />
    <link:label xlink:type="resource" xlink:label="label_StockOptionsAmortizationAndIssuanceShares_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockOptionsAmortizationAndIssuanceShares_1" xml:lang="en-US" id="label_StockOptionsAmortizationAndIssuanceShares_1">The number of shares issued related to the amortization and issuance of the stock options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockOptionsAmortizationAndIssuanceShares" xlink:to="label_StockOptionsAmortizationAndIssuanceShares_1" xlink:title="Label : StockOptionsAmortizationAndIssuanceShares to label_StockOptionsAmortizationAndIssuanceShares_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfNewJointVentures_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfNewJointVentures_1" xml:lang="en-US" id="label_NumberOfNewJointVentures_1">Number of New Joint Ventures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNewJointVentures" xlink:to="label_NumberOfNewJointVentures_1" xlink:title="Label : NumberOfNewJointVentures to label_NumberOfNewJointVentures_1" />
    <link:label xlink:type="resource" xlink:label="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_2" xml:lang="en-US" id="label_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities_2">Purchase price associated with land and lot options of unconsolidated variable interest entities.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_2" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_2">Maximum borrowing capacity under the credit facility after the initial period without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_2" xlink:title="Label : LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod to label_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod_2" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageOnTransfers_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholdersOwnershipPercentageOnTransfers_1" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageOnTransfers_1">Percentage of common stock ownership which, per the company's Certificate of Incorporation would trigger a restriction of any direct or indirect transfer if the effect of the transaction would be to increase the direct or indirect ownership of the company's stock by any person or public group over this percentage.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersOwnershipPercentageOnTransfers" xlink:to="label_ShareholdersOwnershipPercentageOnTransfers_1" xlink:title="Label : ShareholdersOwnershipPercentageOnTransfers to label_ShareholdersOwnershipPercentageOnTransfers_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfNewJointVentures_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfNewJointVentures_2" xml:lang="en-US" id="label_NumberOfNewJointVentures_2">The number of new joint ventures entered into during the period.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ConsolidatedJointVentureMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConsolidatedJointVentureMember_1" xml:lang="en-US" id="label_ConsolidatedJointVentureMember_1">Represents a consolidated joint venture.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedJointVentureMember" xlink:to="label_ConsolidatedJointVentureMember_1" xlink:title="Label : ConsolidatedJointVentureMember to label_ConsolidatedJointVentureMember_1" />
    <link:label xlink:type="resource" xlink:label="label_TavitNajarianMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TavitNajarianMember_1" xml:lang="en-US" id="label_TavitNajarianMember_1">Tavit najarian [member</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TavitNajarianMember" xlink:to="label_TavitNajarianMember_1" xlink:title="Label : TavitNajarianMember to label_TavitNajarianMember_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnContributionOfAssetsToJointVenture" xlink:to="label_GainOnContributionOfAssetsToJointVenture_1" xlink:title="Label : GainOnContributionOfAssetsToJointVenture to label_GainOnContributionOfAssetsToJointVenture_1" />
    <link:label xlink:type="resource" xlink:label="label_GainOnContributionOfAssetsToJointVenture_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_GainOnContributionOfAssetsToJointVenture_2" xml:lang="en-US" id="label_GainOnContributionOfAssetsToJointVenture_2">Gain on contribution of asset to joint venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnContributionOfAssetsToJointVenture" xlink:to="label_GainOnContributionOfAssetsToJointVenture_2" xlink:title="Label : GainOnContributionOfAssetsToJointVenture to label_GainOnContributionOfAssetsToJointVenture_2" />
    <link:label xlink:type="resource" xlink:label="label_GainOnContributionOfAssetsToJointVenture_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GainOnContributionOfAssetsToJointVenture_3" xml:lang="en-US" id="label_GainOnContributionOfAssetsToJointVenture_3">Gain on contribution of asset to joint venture.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ShareholdersOwnershipPercentageOnTransfers_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersOwnershipPercentageOnTransfers_2" xml:lang="en-US" id="label_ShareholdersOwnershipPercentageOnTransfers_2">Shareholders Ownership Percentage on Transfers</link:label>
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    <link:label xlink:type="resource" xlink:label="label_CommonStockVotingRightsVotesPerShareNumber_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommonStockVotingRightsVotesPerShareNumber_1" xml:lang="en-US" id="label_CommonStockVotingRightsVotesPerShareNumber_1">Represent the number of votes per share of common stock</link:label>
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    <link:label xlink:type="resource" xlink:label="label_NewUnconsolidatedJointVentureMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NewUnconsolidatedJointVentureMember_1" xml:lang="en-US" id="label_NewUnconsolidatedJointVentureMember_1">Relating to new unconsolidated joint venture.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_MortgageLoansHeldForSaleCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MortgageLoansHeldForSaleCarryingValue_2" xml:lang="en-US" id="label_MortgageLoansHeldForSaleCarryingValue_2">Mortgage loans held for sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageLoansHeldForSaleCarryingValue" xlink:to="label_MortgageLoansHeldForSaleCarryingValue_2" xlink:title="Label : MortgageLoansHeldForSaleCarryingValue to label_MortgageLoansHeldForSaleCarryingValue_2" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxDisclosureTextBlock_1" xml:lang="en-US" id="label_IncomeTaxDisclosureTextBlock_1">Income Tax Disclosure [Text Block]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_NumberOfWalkAwayLots_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfWalkAwayLots_1" xml:lang="en-US" id="label_NumberOfWalkAwayLots_1">Number of Walk Away Lots</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfWalkAwayLots" xlink:to="label_NumberOfWalkAwayLots_1" xlink:title="Label : NumberOfWalkAwayLots to label_NumberOfWalkAwayLots_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfWalkAwayLots_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfWalkAwayLots_2" xml:lang="en-US" id="label_NumberOfWalkAwayLots_2">Number Of Walk Away Lots</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfWalkAwayLots" xlink:to="label_NumberOfWalkAwayLots_2" xlink:title="Label : NumberOfWalkAwayLots to label_NumberOfWalkAwayLots_2" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansReservedFor_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfLoansReservedFor_1" xml:lang="en-US" id="label_NumberOfLoansReservedFor_1">Number of Loans Reserved For</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansReservedFor" xlink:to="label_NumberOfLoansReservedFor_1" xlink:title="Label : NumberOfLoansReservedFor to label_NumberOfLoansReservedFor_1" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansReservedFor_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfLoansReservedFor_2" xml:lang="en-US" id="label_NumberOfLoansReservedFor_2">The number of mortgage loans for which specific reserves exist as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansReservedFor" xlink:to="label_NumberOfLoansReservedFor_2" xlink:title="Label : NumberOfLoansReservedFor to label_NumberOfLoansReservedFor_2" />
    <link:label xlink:type="resource" xlink:label="label_JointVentureTotalDebtToCapitalizationRatio_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_JointVentureTotalDebtToCapitalizationRatio_1" xml:lang="en-US" id="label_JointVentureTotalDebtToCapitalizationRatio_1">Total debt to capitalization ratio for the current period, for of all of the company's joint ventures, including the impact of impairments recorded by the joint ventures.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_NonrecourseMortgagesSecuredByInventoryMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonrecourseMortgagesSecuredByInventoryMember_1" xml:lang="en-US" id="label_NonrecourseMortgagesSecuredByInventoryMember_1">Represents information pertaining to nonrecourse mortgages secured by inventory.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_HomeBuildingSegmentMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HomeBuildingSegmentMember_2" xml:lang="en-US" id="label_HomeBuildingSegmentMember_2">Home Building Segment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HomeBuildingSegmentMember" xlink:to="label_HomeBuildingSegmentMember_2" xlink:title="Label : HomeBuildingSegmentMember to label_HomeBuildingSegmentMember_2" />
    <link:label xlink:type="resource" xlink:label="label_FinancialServicesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancialServicesMember_1" xml:lang="en-US" id="label_FinancialServicesMember_1">Represents information pertaining to financial services.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialServicesMember" xlink:to="label_FinancialServicesMember_1" xlink:title="Label : FinancialServicesMember to label_FinancialServicesMember_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:to="label_LoansHeldForSaleMortgagesUnpaidPrincipal_1" xlink:title="Label : LoansHeldForSaleMortgagesUnpaidPrincipal to label_LoansHeldForSaleMortgagesUnpaidPrincipal_1" />
    <link:label xlink:type="resource" xlink:label="label_LoansHeldForSaleMortgagesUnpaidPrincipal_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansHeldForSaleMortgagesUnpaidPrincipal_2" xml:lang="en-US" id="label_LoansHeldForSaleMortgagesUnpaidPrincipal_2">hov_LoansHeldForSaleMortgagesUnpaidPrincipal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansHeldForSaleMortgagesUnpaidPrincipal" xlink:to="label_LoansHeldForSaleMortgagesUnpaidPrincipal_2" xlink:title="Label : LoansHeldForSaleMortgagesUnpaidPrincipal to label_LoansHeldForSaleMortgagesUnpaidPrincipal_2" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplications_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestRateCommittedLoanApplications_1" xml:lang="en-US" id="label_InterestRateCommittedLoanApplications_1">Interest rate committed loan applications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplications" xlink:to="label_InterestRateCommittedLoanApplications_1" xlink:title="Label : InterestRateCommittedLoanApplications to label_InterestRateCommittedLoanApplications_1" />
    <link:label xlink:type="resource" xlink:label="label_InterestRateCommittedLoanApplications_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestRateCommittedLoanApplications_2" xml:lang="en-US" id="label_InterestRateCommittedLoanApplications_2">hov_InterestRateCommittedLoanApplications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateCommittedLoanApplications" xlink:to="label_InterestRateCommittedLoanApplications_2" xlink:title="Label : InterestRateCommittedLoanApplications to label_InterestRateCommittedLoanApplications_2" />
    <link:label xlink:type="resource" xlink:label="label_SeniorSecuredNotesMember_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SeniorSecuredNotesMember_1" xml:lang="en-US" id="label_SeniorSecuredNotesMember_1">Represents information pertaining to senior secured notes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeniorSecuredNotesMember" xlink:to="label_SeniorSecuredNotesMember_1" xlink:title="Label : SeniorSecuredNotesMember to label_SeniorSecuredNotesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_CommonStockVotingRightsVotesPerShareNumber_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommonStockVotingRightsVotesPerShareNumber_2" xml:lang="en-US" id="label_CommonStockVotingRightsVotesPerShareNumber_2">Common Stock Voting Rights Votes per Share Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockVotingRightsVotesPerShareNumber" xlink:to="label_CommonStockVotingRightsVotesPerShareNumber_2" xlink:title="Label : CommonStockVotingRightsVotesPerShareNumber to label_CommonStockVotingRightsVotesPerShareNumber_2" />
    <link:label xlink:type="resource" xlink:label="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_2" xml:lang="en-US" id="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_2">Fair Value, Liabilities Measured on Recurring and Nonrecurring Basis 2 [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" xlink:to="label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_2" xlink:title="Label : FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock to label_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock_2" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_1" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_1">Real Estate Inventory Capitalized Interest Costs Interest Contributed to Joint Venture</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_1" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture to label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_1" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_2" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_2">The amount of interest contributed to unconsolidated joint ventures during period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" xlink:to="label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_2" xlink:title="Label : RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture to label_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:label="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:title="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xml:lang="en-US" id="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations">Number of communities for which detailed impairment calculations were performed during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:to="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:title="Label : NumberOfCommunitiesPerformedDetailedImpairmentCalculations to label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:to="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_1" xlink:title="Label : NumberOfCommunitiesPerformedDetailedImpairmentCalculations to label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" xlink:to="label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_2" xlink:title="Label : NumberOfCommunitiesPerformedDetailedImpairmentCalculations to label_NumberOfCommunitiesPerformedDetailedImpairmentCalculations_2" />
    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_HinsdaleBankAndTrustCompanyNAMember" xlink:label="HinsdaleBankAndTrustCompanyNAMember" xlink:title="HinsdaleBankAndTrustCompanyNAMember" />
    <link:label xlink:type="resource" xlink:label="label_HinsdaleBankAndTrustCompanyNAMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HinsdaleBankAndTrustCompanyNAMember" xml:lang="en-US" id="label_HinsdaleBankAndTrustCompanyNAMember">Hinsdale Bank and Trust Company N A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HinsdaleBankAndTrustCompanyNAMember" xlink:to="label_HinsdaleBankAndTrustCompanyNAMember" xlink:title="Label : HinsdaleBankAndTrustCompanyNAMember to label_HinsdaleBankAndTrustCompanyNAMember" />
    <link:label xlink:type="resource" xlink:label="label_HinsdaleBankAndTrustCompanyNAMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_HinsdaleBankAndTrustCompanyNAMember_1" xml:lang="en-US" id="label_HinsdaleBankAndTrustCompanyNAMember_1">Hinsdale Bank &amp; Trust Company, N.A. [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HinsdaleBankAndTrustCompanyNAMember" xlink:to="label_HinsdaleBankAndTrustCompanyNAMember_1" xlink:title="Label : HinsdaleBankAndTrustCompanyNAMember to label_HinsdaleBankAndTrustCompanyNAMember_1" />
    <link:label xlink:type="resource" xlink:label="label_HinsdaleBankAndTrustCompanyNAMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_HinsdaleBankAndTrustCompanyNAMember_2" xml:lang="en-US" id="label_HinsdaleBankAndTrustCompanyNAMember_2">This member stands for the information pertaining to "Hinsdale Bank &amp; Trust Company, N.A.".</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HinsdaleBankAndTrustCompanyNAMember" xlink:to="label_HinsdaleBankAndTrustCompanyNAMember_2" xlink:title="Label : HinsdaleBankAndTrustCompanyNAMember to label_HinsdaleBankAndTrustCompanyNAMember_2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:label="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:title="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:title="Label : FairValueAssetsMeasuredOnNonrecurringBasisTextBlock to label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_1" xlink:title="Label : FairValueAssetsMeasuredOnNonrecurringBasisTextBlock to label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="FairValueMeasurementsNonrecurringMember" xlink:title="FairValueMeasurementsNonrecurringMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsNonrecurringMember" xlink:to="label_FairValueMeasurementsNonrecurringMember" xlink:title="Label : FairValueMeasurementsNonrecurringMember to label_FairValueMeasurementsNonrecurringMember" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1" xlink:label="NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1" xlink:title="NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1" xlink:label="NoncashOrPartNoncashAcquisitionDebtAssumed1" xlink:title="NoncashOrPartNoncashAcquisitionDebtAssumed1" />
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    <link:label xlink:type="resource" xlink:label="label_FlagstarBankNAMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FlagstarBankNAMember_2" xml:lang="en-US" id="label_FlagstarBankNAMember_2">Flagstar Bank, N.A. [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" xlink:label="EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" xlink:title="EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" xlink:label="SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" xlink:title="SecuritiesBorrowedChangeInMethodCreditLossExpenseReversal" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnConsolidationOfJointVenture" xlink:to="label_GainOnConsolidationOfJointVenture" xlink:title="Label : GainOnConsolidationOfJointVenture to label_GainOnConsolidationOfJointVenture" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnConsolidationOfJointVenture" xlink:to="label_GainOnConsolidationOfJointVenture_1" xlink:title="Label : GainOnConsolidationOfJointVenture to label_GainOnConsolidationOfJointVenture_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainOnConsolidationOfJointVenture" xlink:to="label_GainOnConsolidationOfJointVenture_2" xlink:title="Label : GainOnConsolidationOfJointVenture to label_GainOnConsolidationOfJointVenture_2" />
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xlink:label="RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xlink:title="RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" />
    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture">Plus interest acquired from unconsolidated joint venture(4)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture_1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture_1" xml:lang="en-US" id="label_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture_1">The amount of interest acquired from unconsolidated joint ventures during period.</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear" xlink:label="LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear" xlink:title="LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear" />
    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear">2025 (excluding the nine months ended July 31, 2025)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_1" xml:lang="en-US" id="label_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_1">Lessee, Operating Lease, Liability, to be Paid, Remainder of Fiscal Year</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockValue" xlink:label="PreferredStockValue" xlink:title="PreferredStockValue" />
    <link:label xlink:type="resource" xlink:label="label_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockValue" xml:lang="en-US" id="label_PreferredStockValue">Preferred stock, $0.01 par value - authorized 100,000 shares; issued and outstanding 5,600 shares with a liquidation preference of $140,000 at July 31, 2025 and October 31, 2024</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue" />
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    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValue_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_TreasuryStockValue_1" xml:lang="en-US" id="label_TreasuryStockValue_1">Treasury stock - at cost &#x2013; 1,348,087 shares of Class A common stock at July 31, 2025 and 1,090,179 shares at October 31, 2024; 27,669 shares of Class B common stock at July 31, 2025 and October 31, 2024</link:label>
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PlainsCapitalBankMember" xlink:label="PlainsCapitalBankMember" xlink:title="PlainsCapitalBankMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PlainsCapitalBankMember" xlink:to="label_PlainsCapitalBankMember" xlink:title="Label : PlainsCapitalBankMember to label_PlainsCapitalBankMember" />
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    <link:label xlink:type="resource" xlink:label="label_PlainsCapitalBankMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PlainsCapitalBankMember_2" xml:lang="en-US" id="label_PlainsCapitalBankMember_2">This member stands for the information pertaining to "PlainsCapital&#xA0;Bank".</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherOperatingIncomeExpenseNet" xlink:label="OtherOperatingIncomeExpenseNet" xlink:title="OtherOperatingIncomeExpenseNet" />
    <link:label xlink:type="resource" xlink:label="label_OtherOperatingIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherOperatingIncomeExpenseNet" xml:lang="en-US" id="label_OtherOperatingIncomeExpenseNet">Other Operating Income Expense Net</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromRepaymentsOfLinesOfCredit" xlink:label="ProceedsFromRepaymentsOfLinesOfCredit" xlink:title="ProceedsFromRepaymentsOfLinesOfCredit" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashFlowSupplementalDisclosuresTextBlock" xlink:label="CashFlowSupplementalDisclosuresTextBlock" xlink:title="CashFlowSupplementalDisclosuresTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
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    <link:loc xlink:type="locator" xlink:href="hov-20250731.xsd#hov_PerformanceStockUnitsProgram2025Member" xlink:label="PerformanceStockUnitsProgram2025Member" xlink:title="PerformanceStockUnitsProgram2025Member" />
    <link:label xlink:type="resource" xlink:label="label_PerformanceStockUnitsProgram2025Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PerformanceStockUnitsProgram2025Member" xml:lang="en-US" id="label_PerformanceStockUnitsProgram2025Member">The 2025 PSUs [Member]</link:label>
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  <xsd:element name="SpillFundLawsuitMember" id="hov_SpillFundLawsuitMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="SecuredDebtLeverageRatio" id="hov_SecuredDebtLeverageRatio" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
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  <xsd:element name="The105SeniorSecured125LienNotesDueFebruary152026Member" id="hov_The105SeniorSecured125LienNotesDueFebruary152026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" id="hov_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="StockOptionsAmortizationAndIssuanceValue" id="hov_StockOptionsAmortizationAndIssuanceValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element name="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" id="hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" id="hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ShareholdersPreExistingOwnershipPercentage" id="hov_ShareholdersPreExistingOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
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  <xsd:element name="ShareholdersOwnershipPercentageOnTransfers" id="hov_ShareholdersOwnershipPercentageOnTransfers" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
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  <xsd:element name="ShareholderOwnershipPercentageOfIncrease" id="hov_ShareholderOwnershipPercentageOfIncrease" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
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  <xsd:element name="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" id="hov_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="SeniorSecuredRevolvingCreditFacilityMember" id="hov_SeniorSecuredRevolvingCreditFacilityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" id="hov_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" id="hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
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  <xsd:element name="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" id="hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ProceedsFromTransferOfLandToJointVenture" id="hov_ProceedsFromTransferOfLandToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromModelSaleLeasebackFinancingPrograms" id="hov_ProceedsFromModelSaleLeasebackFinancingPrograms" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromLandBankFinancingProgram" id="hov_ProceedsFromLandBankFinancingProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
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  <xsd:element name="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" id="hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" id="hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element name="PaymentsForLandBankFinancingProgram" id="hov_PaymentsForLandBankFinancingProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsByInsuranceCompaniesForClaims" id="hov_PaymentsByInsuranceCompaniesForClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PayableInSharesOfCompanyStockMember" id="hov_PayableInSharesOfCompanyStockMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PayableInCashsettledPhantomSharesMember" id="hov_PayableInCashsettledPhantomSharesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OwnercontrolledInsuranceProgramForSubcontractorsMember" id="hov_OwnercontrolledInsuranceProgramForSubcontractorsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OutOfTheMoneyStockOptionsMember" id="hov_OutOfTheMoneyStockOptionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfUnconsolidatedJointVenturesDissolved" id="hov_NumberOfUnconsolidatedJointVenturesDissolved" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfReportableSegmentsHistorically" id="hov_NumberOfReportableSegmentsHistorically" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfOwnedCommunitiesTransferredToTheJointVenture" id="hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" id="hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="NumberOfCommunitiesEvaluatedForImpairment" id="hov_NumberOfCommunitiesEvaluatedForImpairment" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NonrecourseMortgagesSecuredByInventoryMember" id="hov_NonrecourseMortgagesSecuredByInventoryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" id="hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element name="MortgageLoansHeldForSaleCarryingValue" id="hov_MortgageLoansHeldForSaleCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="LineOfCreditFacilityUnusedCommitmentFeeRate" id="hov_LineOfCreditFacilityUnusedCommitmentFeeRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" id="hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
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  <xsd:element name="LiabilitiesFromInventoryRealEstateNotOwned" id="hov_LiabilitiesFromInventoryRealEstateNotOwned" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
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  <xsd:element name="LesseeOperatingLeaseLeaseNotYetCommenced" id="hov_LesseeOperatingLeaseLeaseNotYetCommenced" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LandSalesAndOtherRevenuesMember" id="hov_LandSalesAndOtherRevenuesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LandBankingArrangementMember" id="hov_LandBankingArrangementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="JointVentureTotalDebtToCapitalizationRatio" id="hov_JointVentureTotalDebtToCapitalizationRatio" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
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  <xsd:element name="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" id="hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" id="hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" id="hov_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="InterestRateCommittedLoanApplicationsMember" id="hov_InterestRateCommittedLoanApplicationsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="HomeBuildingSegmentMember" id="hov_HomeBuildingSegmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="HomebuildingAndLandDevelopmentJointVenturesMember" id="hov_HomebuildingAndLandDevelopmentJointVenturesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="GreatNotchCondominiumClaimsMember" id="hov_GreatNotchCondominiumClaimsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="GeneralLiabilityInsuranceDeductible" id="hov_GeneralLiabilityInsuranceDeductible" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GainOnContributionOfAssetsToJointVenture" id="hov_GainOnContributionOfAssetsToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FinancialServicesRevenueLineItemMember" id="hov_FinancialServicesRevenueLineItemMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" id="hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="EnergyEfficientTaxCreditMember" id="hov_EnergyEfficientTaxCreditMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" id="hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="ConversionOfStockFromClassBToClassAConversionRatio" id="hov_ConversionOfStockFromClassBToClassAConversionRatio" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" id="hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="CommonStockDividendsPercentOfIncreaseFromClassAToClassB" id="hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ComericaMasterRepurchaseAgreementMember" id="hov_ComericaMasterRepurchaseAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" id="hov_CashPaidForInterestNetOfCapitalizedInterestTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="BodilyInjuryInsuranceDeductible" id="hov_BodilyInjuryInsuranceDeductible" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BloombergShorttermBankYieldIndexBSBYMember" id="hov_BloombergShorttermBankYieldIndexBSBYMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AllStatesOtherThanCaliforniaMember" id="hov_AllStatesOtherThanCaliforniaMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" id="hov_AggregateRetentionForConstructionDefectsWarrantyAndBodilyInjuryClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AfterNovember152023Member" id="hov_AfterNovember152023Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AccountsAndNotesReceivableNetAndDeposits" id="hov_AccountsAndNotesReceivableNetAndDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="The1175SeniorSecured125LienNotesDueSeptember302029Member" id="hov_The1175SeniorSecured125LienNotesDueSeptember302029Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCommunitiesMothballed" id="hov_NumberOfCommunitiesMothballed" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="InventoryRealEstateMothballedCommunities" id="hov_InventoryRealEstateMothballedCommunities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" id="hov_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="The80SeniorSecured1125LienNotesDue2028Member" id="hov_The80SeniorSecured1125LienNotesDue2028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="The100SeniorSecured175LienNotesDue2025Member" id="hov_The100SeniorSecured175LienNotesDue2025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" id="hov_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AlternateBaseRateMember" id="hov_AlternateBaseRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfMortgageLoansAbstract" id="hov_DisclosureOfMortgageLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfPreferredStockAbstract" id="hov_DisclosureOfPreferredStockAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfIssuerRule10b51MaterialTermsAbstract" id="hov_DisclosureOfIssuerRule10b51MaterialTermsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RedeemablePriorToSeptember302025Member" id="hov_RedeemablePriorToSeptember302025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PrincipalCommencingSeptember302025Member" id="hov_PrincipalCommencingSeptember302025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PrincipalCommencingSeptember302026Member" id="hov_PrincipalCommencingSeptember302026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PrincipalCommencingSeptember302027Member" id="hov_PrincipalCommencingSeptember302027Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" id="hov_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RedeemablePriorToMarch302026Member" id="hov_RedeemablePriorToMarch302026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="PrincipalCommencingSeptember302028Member" id="hov_PrincipalCommencingSeptember302028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FlagstarBankNAMember" id="hov_FlagstarBankNAMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="DisclosureOfMortgageLoansTextBlock" id="hov_DisclosureOfMortgageLoansTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NonconsolidatedInvesteesHomebuildingJointVentureMember" id="hov_NonconsolidatedInvesteesHomebuildingJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" id="hov_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" id="hov_DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansHeldForSaleDisclosureAbstract" id="hov_MortgageLoansHeldForSaleDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" id="hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AssetsExcludingDeferredIncomeTaxAssetsNet" id="hov_AssetsExcludingDeferredIncomeTaxAssetsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LiabilitiesExcludingAccruedIncomeTaxes" id="hov_LiabilitiesExcludingAccruedIncomeTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" id="hov_PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
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  <xsd:element name="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" id="hov_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" id="hov_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" id="hov_EquityMethodInvestmentNumberOfUnconsolidatedJointVentures" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="GainOnConsolidationOfJointVenture" id="hov_GainOnConsolidationOfJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element name="GainLossOnInventoryContributedToJointVenture" id="hov_GainLossOnInventoryContributedToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PerformanceStockUnitsProgram2025Member" id="hov_PerformanceStockUnitsProgram2025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ShareRepurchasedIncludingExciseTaxesDuringPeriodShares" id="hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" id="hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
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<TYPE>EX-10.A
<SEQUENCE>7
<FILENAME>ex10a_1.htm
<DESCRIPTION>EXHIBIT 10(A)
<TEXT>
<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div id="Dn1mhb0053vre9geklwb8hn" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; line-height: 1.2; text-align: right;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">Exhibit 10(a)</font></font></p>
<p style="margin: 0pt; line-height: 1.2; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><br></font></font></p>
<p style="margin: 0pt; line-height: 1.2; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">2020</font><font style="font-weight: bold; line-height: inherit;"> HOVNANIAN ENTERPRISES, INC.</font></font><br><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">THIRD</font> <font style="font-weight: bold; line-height: inherit;">AMENDED AND RESTATED </font><font style="font-weight: bold; line-height: inherit;">STOCK INCENTIVE PLAN</font></font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">PERFORMANCE SHARE UNIT</font><font style="font-weight: bold; line-height: inherit;"> AGREEMENT</font></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(</font><font style="font-weight: bold; line-height: inherit;">EBIT </font><font style="font-weight: bold; line-height: inherit;">Performance Vesting)</font></font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>









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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">Date of Grant:</font></p>









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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>









     </tr>
<tr style="height: 10px;">
<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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     </tr>
<tr style="height: 10px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; line-height: inherit;">Target </font><font style="font-style: italic; line-height: inherit;">Number of</font><font style="font-style: italic; line-height: inherit;"> PSU</font><font style="font-style: italic; line-height: inherit;">s:</font></font></p>









      </td>
<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>









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<tr style="height: 10px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; width: 45%;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; width: 5%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; width: 5%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; width: 45%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<tr style="height: 10px;">
<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<td style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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     </tr>
<tr style="height: 10px;">
<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; line-height: inherit;">Date of Vesting of </font><font style="font-style: italic; line-height: inherit;">Earned PSUs</font><font style="font-style: italic; line-height: inherit;">:</font></font></p>









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<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>









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<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; text-decoration: underline; line-height: inherit;">Date</font></p>









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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; text-decoration: underline; line-height: inherit;">Percentage</font><font style="font-style: italic; text-decoration: underline; line-height: inherit;"> of</font> <font style="font-style: italic; text-decoration: underline; line-height: inherit;">Earned </font><font style="font-style: italic; text-decoration: underline; line-height: inherit;">PSU</font><font style="font-style: italic; text-decoration: underline; line-height: inherit;">s</font></font></p>









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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; break-after: avoid; text-align: center; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">[Date]</font></p>









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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">&#160;</font></p>









      </td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>









      </td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">100%</font></p>









      </td>
<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">&#160;</font></p>









      </td>









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<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">1.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Grant of</font><font style="text-decoration: underline; line-height: inherit;"> PSU</font><font style="text-decoration: underline; line-height: inherit;">s</font>.&#160; For valuable consideration, receipt of which is hereby acknowledged, Hovnanian Enterprises, Inc., a Delaware Corporation (the "Company"), hereby grants the target number (&#8220;Target Number&#8221;) of performance share units ("PSUs") listed above to the Participant, on the terms and conditions hereinafter set forth.&#160; This grant is made pursuant to the terms and conditions of the 2020 Company Third Amended and Restated Stock Incentive Plan (the "Plan"), which Plan, as amended from time to time, is incorporated herein by reference and made a part of this Agreement.&#160; The actual number of PSUs, if any, that the Participant will be eligible to earn with respect to this Agreement (the &#8220;Earned PSUs&#8221;), subject to meeting the applicable service and performance vesting requirements, will equal the Target Number multiplied by the applicable &#8220;Performance Multiplier&#8221; as defined in Exhibit A hereto.&#160; Each Earned PSU represents the unfunded, unsecured right of the Participant to receive a Share on the date(s) specified herein.&#160; Capitalized terms not otherwise defined herein shall have the same meanings as in the Plan.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">2.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Vesting and Timing of Transfer</font>.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">The Participant will become vested in the Earned PSUs in accordance with the schedule set forth above (each such vesting date, a &#8220;Vesting Date&#8221;); </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that upon the occurrence of a Change in Control that results in the Company's Shares ceasing to be publicly traded on a national securities exchange, the Earned PSUs shall immediately become fully vested (subject to any delay in Share delivery required pursuant to Sections 2(b) and 16 hereof). </font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(b)<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 134px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; margin-left: 25pt;">The Company shall transfer to the Participant, as soon as practicable but not later than 60 days after an applicable &#8220;Delivery Date&#8221; (as defined below), a number of Class A Shares equal to the number of Earned PSUs that became vested on the corresponding Vesting Date(rounded up to the next whole share), <font>&#160;</font></font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that upon the final transfer of Shares to the Participant (i) such number of Shares shall be reduced to the extent necessary to reflect any previous rounding up pursuant to this sentence.&#160; If the Participant is eligible to participate in, and has elected to defer the transfer of Shares pursuant to the terms of a nonqualified deferred compensation plan maintained by the Company, such Shares shall be so deferred, and any such deferral, when paid, shall be paid in Shares.&#160; Once the transfer of any Shares is deferred, the rights and privileges of the Participant with respect to such Shares shall be determined solely pursuant to the terms of the applicable plan, and not pursuant to the terms and conditions of this Agreement.&#160; For purposes of this Agreement, the &#8220;Delivery Date&#8221; with respect to each Vesting Date shall mean the date that is the earlier of (i) the second anniversary of such Vesting Date or (ii) the second anniversary of the date of the Participant&#8217;s Qualified Termination (as defined below), if applicable.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(c)<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 134px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; margin-left: 25pt;">Notwithstanding Sections 2(a) and 2(b) of this Agreement, if the Participant's employment with the Company and its Affiliates terminates due to (i) death, (ii) Disability or (iii) Retirement, (any such termination, a &#8220;Qualified Termination&#8221;), then (A) any previously unvested Earned PSUs shall become fully vested, (B) if such Qualified Termination occurs prior to the determination of the number of Earned PSUs in accordance with Exhibit A hereto, the PSUs granted hereunder shall remaining outstanding and eligible to become Earned PSUs in accordance with such Exhibit A and (C) the Shares underlying all of the Participant&#8217;s Earned PSUs, if any, shall be delivered to the Participant as soon as practicable but not later than 60 days after the corresponding Delivery Date(s) subject to Section 16 of this Agreement.  In the event of the death of the Participant, the transfer of Shares under this Section 2(c) shall be made in accordance with the beneficiary designation form on file with the Company; <font>&#160;</font></font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that, in the absence of any such beneficiary designation form, the transfer of Shares under this Section 2(c) shall be made to the person or persons to whom the Participant's rights under the Agreement shall pass by will or by the applicable laws of descent and distribution.&#160; For purposes of this Agreement, "Disability" shall mean "Disability" as defined in the Plan, and "Retirement" shall mean termination of employment on or after age 60, or on or after age 58 with at least 15 years of "Service" to the Company and its Subsidiaries immediately preceding such termination of employment.&#160; For this purpose, "Service" means the period of employment immediately preceding Retirement, plus any prior periods of employment with the Company and its Subsidiaries of one or more years' duration, unless they were succeeded by a period of non-employment with the Company and its Subsidiaries of more than three years' duration.</font></p>
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<p style="font-weight: normal; margin: 12pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(d)<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 134px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; margin-left: 25pt;">Upon each transfer or deferral of Shares in accordance with Sections 2(a), 2(b) and 2(c) of this Agreement, a number of Earned PSUs equal to the number of Shares transferred to the Participant or deferred shall be extinguished.<font>&#160;</font></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(e)<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 134px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; margin-left: 25pt;">Notwithstanding Sections 2(a), 2(b) and 2(c) of this Agreement, upon the Participant's termination of employment for any reason other than (i) death, Disability or Retirement or (ii) under the circumstances described in clause (f) below, any unvested PSUs (including, without limitation, any Earned PSUs) shall immediately terminate for no further consideration.<font>&#160;</font></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(f)<font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Termination without Cause or for Good Reason within Two Years Following a Change in Control</font>.&#160; In the event of the Participant's Qualifying Termination or involuntary termination of employment with the Company or a subsidiary thereof without "Cause" or for "Good Reason", in each case, within two years following a Change in Control, the Earned PSUs, to the extent not previously vested and settled, shall immediately become fully vested and settled in Shares.&#160; For purposes of this Agreement, "Cause" shall mean the occurrence of any of the following: (a) the willful and continued failure of the Participant to perform substantially all of his or her duties with the Company (other than any such failure resulting from incapacity due to physical or mental illness) for a period of 10 days following a written demand for substantial performance that is delivered to such Participant by the Company, which specifically identifies the manner in which the Company believes the Participant has not substantially performed his or her duties; (b) dishonesty in the performance of the Participant's duties with the Company; (c) the Participant's conviction of, or plea of guilty or nolo contendere to, a crime under the laws of the United States or any state thereof constituting a felony or a misdemeanor involving moral turpitude; (d) the Participant's willful malfeasance or willful misconduct in connection with the Participant's duties with the Company or any act or omission which is injurious to the financial condition or business reputation of the Company or its affiliates; or (e) the Participant's breach of the provisions of Section 11 of this Agreement.&#160; For purposes of this Agreement, "Good Reason" shall mean the occurrence of any of the following, without the Participant's express written consent:&#160; (a) any material diminution in the Participant's duties, titles or responsibilities with the Company from those in effect immediately prior to a Change in Control or (b) any reduction in the Participant's annual base salary or any material reduction in the Participant's annual bonus opportunity, annual equity awards or long-term incentive program awards from the Participant's annual base salary or annual bonus opportunity, annual equity awards or long-term incentive program awards in effect immediately prior to a Change in Control.&#160; Notwithstanding the foregoing, no event shall constitute Good Reason unless the Participant provides the Company with written notice of such event within 60 days after the occurrence thereof and the Company fails to cure or resolve the behavior otherwise constituting Good Reason within 30 days of its receipt of such notice.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(g)<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 134px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; margin-left: 25pt;">Any portion of the PSUs granted pursuant to this Agreement which do not become Earned PSUs in accordance with Exhibit A hereto shall be forfeited for no further consideration.<font>&#160;</font></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">3.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Dividends</font>.&#160; If on any date while PSUs are outstanding hereunder the Company shall pay any dividend on the Shares (other than a dividend payable in Shares), the number of PSUs granted to the Participant shall, as of such dividend payment date, be increased by a number of PSUs equal to: (a) the product of (x) the number of PSUs held by the Participant as of the related dividend record date, multiplied by (y) the per Share amount of any cash dividend (or, in the case of any dividend payable in whole or in part other than in cash, the per Share value of such dividend, as determined in good faith by the Committee), divided by (b) the Fair Market Value of a Share on the payment date of such dividend.&#160; In the case of any dividend declared on Shares that is payable in the form of Shares, the number of PSUs granted to the Participant shall be increased by a number equal to the product of (a) the PSUs that are held by the Participant on the related dividend record date, multiplied by (b) the number of Shares (including any fraction thereof) payable as a dividend on a Share.&#160; Any PSUs attributable to dividends under this Section 3 shall be subject to the vesting provisions provided in Section 2 and the performance conditions set forth in Exhibit A.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">4.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Adjustments Upon Certain Events</font>.&#160; Subject to the terms of the Plan, in the event of any change in the outstanding Shares by reason of any Share dividend or split, reorganization, recapitalization, merger, consolidation, amalgamation, spin-off or combination transaction or exchange of Shares or other similar events (collectively, an "Adjustment Event"), the Committee shall, in its sole discretion, make an appropriate and equitable adjustment in the number of PSUs subject to this Agreement to reflect such Adjustment Event.&#160; Any such adjustment made by the Committee shall be final and binding upon the Participant, the Company and all other interested persons.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">5.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Right to Continued Employment</font>.&#160; Neither the Plan nor this Agreement shall be construed as giving the Participant the right to be retained in the employ of, or in any consulting relationship to, the Company or any Affiliate.&#160; Further, the Company or an Affiliate may at any time dismiss the Participant, free from any liability or any claim under the Plan or this Agreement, except as otherwise expressly provided herein.</font></p>
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<p style="font-weight: normal; margin: 6pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">6.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Acquired Rights</font>.&#160; In participating in the Plan, the Participant acknowledges and accepts that the Board has the power to amend or terminate the Plan, to the extent permitted thereunder, at any time and that the opportunity given to the Participant to participate in the Plan is entirely at the discretion of the Committee and does not obligate the Company or any of its Affiliates to offer such participation in the future (whether on the same or different terms).&#160; The Participant further acknowledges and accepts that such Participant's participation in the Plan is not to be considered part of any normal or expected compensation and that the termination of the Participant's employment under any circumstances whatsoever will give the Participant no claim or right of action against the Company or its Affiliates in respect of any loss of rights under this Agreement or the Plan that may arise as a result of such termination of employment.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">7.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Rights of a Shareholder</font>.&#160; The Participant shall not have any rights or privileges as a shareholder of the Company until the Shares in question have been registered in the Company's register of shareholders.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">8.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Legend on Certificates</font>.&#160; Any Shares issued or transferred to the Participant pursuant to Section 2 of this Agreement shall be subject to such stop transfer orders and other restrictions as the Committee may deem advisable under the Plan or the rules, regulations, and other requirements of the Securities and Exchange Commission, any stock exchange upon which such Shares are listed, and any applicable Federal or state laws or relevant securities laws of the jurisdiction of the domicile of the Participant, and the Committee may cause a legend or legends to be put on any certificates representing such Shares to make appropriate reference to such restrictions.&#160; Whenever reference in this Agreement is made to the issuance or delivery of certificates representing Shares, the Company may elect to issue or deliver such Shares in book entry form in lieu of certificates.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">9.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Transferability</font>.  PSUs may not be assigned, alienated, pledged, attached, sold or otherwise transferred or encumbered by the Participant otherwise than by will or by the laws of descent and distribution, and any purported assignment, alienation, pledge, attachment, sale, transfer or encumbrance not permitted by this Section 9 shall be void and unenforceable against the Company or any Affiliate.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">10.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Withholding</font>.&#160; The Participant may be required to pay to the Company or any Affiliate and the Company or any Affiliate shall have the right and is hereby authorized to withhold from any transfer due under this Agreement or under the Plan or from any compensation or other amount owing to the Participant, applicable withholding taxes with respect to any transfer under this Agreement or under the Plan and to take such action as may be necessary in the opinion of the Company to satisfy all obligations for the payment of such taxes.&#160; </font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt 72pt; text-align: justify; text-indent: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">11.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Non-Solicitation Covenants</font><font style="font-weight: bold; line-height: inherit;">.&#160; </font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(a)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160; </font><font style="font-weight: bold; line-height: inherit;">The Participant acknowledges and agrees that, during the Participant's employment with the Company and its Affiliates and upon the Participant's termination of Employment with the Company and its Affiliates for any reason, for a period commencing on the termination of such Employment and ending on the second anniversary of such termination, the Participant shall not, whether on Participant's own behalf or on behalf of or in conjunction with any person, company, business entity or other organization whatsoever, directly or indirectly:</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(i)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">solicit any employee of the Company or its Affiliates with whom the Participant had </font><font style="font-weight: bold; line-height: inherit;">any contact</font><font style="font-weight: bold; line-height: inherit;"> during the last two years of the Participant's employment, or who worked in the same business segment or division as the Participant during that period to terminate employment with the Company or its </font><font style="font-weight: bold; line-height: inherit;">Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(ii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 22pt;">solicit the employment or services of, or hire, </font><font style="font-weight: bold; line-height: inherit;">any such</font><font style="font-weight: bold; line-height: inherit;"> employee whose employment with the Company or its Affiliates terminated </font><font style="font-weight: bold; line-height: inherit;">coincident</font><font style="font-weight: bold; line-height: inherit;"> with, or within twelve (12) months prior to or after the termination of Participant's employment with the Company and its </font><font style="font-weight: bold; line-height: inherit;">Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(iii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 20pt;">directly or indirectly, solicit to cease to work with the Company or its Affiliates any consultant then under contract with the Company or its Affiliates.</font></font></p>
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<p style="font-weight: normal; margin: 6pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(b)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160; </font><font style="font-weight: bold; line-height: inherit;">It is expressly understood and agreed that although the Participant and the Company consider the restrictions contained in this Section 11 to be reasonable, if a final judicial determination is made by a court of competent jurisdiction that the time or any other restriction contained in this Agreement is an unenforceable restriction against the Participant, the provisions of this Agreement shall not be rendered void but shall be deemed amended to apply as to such maximum time and terri</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tory and to such maximum extent as such court may judicially determine or indicate to be enforceable.&#160; Alternatively, if any court of competent jurisdiction finds that any restric</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tion contained in this Agreement is unenforceable, and such restriction cannot be amended </font><font style="font-weight: bold; line-height: inherit;">so as to</font><font style="font-weight: bold; line-height: inherit;"> make it enforceable, such finding shall not affect the enforceability of any of the other restrictions contained herein.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">12.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Specific Performance</font><font style="font-weight: bold; line-height: inherit;">.&#160; The Participant acknowledges and agrees that the Company's remedies at law for a breach or threatened breach of any of the provisions of Section 11 would be inadequate and the Company would suffer irreparable damages </font><font style="font-weight: bold; line-height: inherit;">as a result of</font><font style="font-weight: bold; line-height: inherit;"> such breach or threatened breach.&#160; In recognition of this fact, the Participant agrees that, in the event of such a breach or threatened breach, in addition to any remedies at law, the Company, without posting any bond, shall be entitled to cease making any payments or providing any benefit otherwise required by this Agreement and obtain equitable relief in the form of specific performance, temporary restraining order, temporary or permanent injunction or any other equitable remedy which may then be available.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">13.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Choice of Law</font><font style="font-weight: bold; line-height: inherit;">.</font>&#160; <font style="font-weight: bold; line-height: inherit;">THE INTERPRETATION, PERFORMANCE AND ENFORCEMENT OF THIS AGREEMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF DELAWARE WITHOUT REGARD TO PRINCIPLES OF CONFLICTS OF LAW.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">14.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">RSUs Subject to Plan</font>.&#160; By entering into this Agreement, the Participant agrees and acknowledges that the Participant has received and read a copy of the Plan.&#160; All PSUs are subject to the Plan.&#160; In the event of a conflict between any term or provision contained herein and a term or provision of the Plan, the applicable terms and provisions of the Plan will govern and prevail.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">15.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Signature in Counterparts</font>.&#160; This Agreement may be signed in counterparts, each of which shall be an original, with the same effect as if the signatures thereto and hereto were upon the same instrument.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">16.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">409A</font>.&#160; Notwithstanding any other provisions of this Agreement or the Plan, the PSUs covered by this Agreement shall not be deferred, accelerated, extended, paid out or modified in a manner that would result in the imposition of an additional tax under Section 409A of the Code upon the Participant.&#160; In the event it is reasonably determined by the Committee that, as a result of Section 409A of the Code, the transfer of Class A Shares under this Agreement may not be made at the time contemplated hereunder without causing the Participant to be subject to taxation under Section 409A of the Code (including due to the Participant's status as a "specified employee" within the meaning of Section 409A of the Code), the Company will make such payment on the first day that would not result in the Participant incurring any tax liability under Section 409A of the Code.</font></p>
<p style="margin: 10pt 0pt; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IN WITNESS WHEREOF, the parties hereto have executed this Agreement. </font></p>
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<tr style="height: 10px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px; width: 49.9592%;">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px; width: 3.36735%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">By:</font></p>









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<tr style="height: 18px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 18px; margin: 0px; text-indent: 0px; width: 49.9592%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 18px; margin: 0px; text-indent: 0px; width: 3.36735%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 18px; margin: 0px; text-indent: 0px; width: 46.6327%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<tr style="height: 10px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px; width: 49.9592%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px; width: 3.36735%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









      </td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px; width: 46.6327%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<table cellspacing="0" cellpadding="0" style="border-collapse: collapse; margin-left: 0pt; font-family: 'times new roman'; font-size: 10pt; height: 30px; width: 100%;" width="100%">

<tr style="height: 17px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 153.9pt; height: 17px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 346.5pt; height: 17px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>









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<tr style="height: 13px;">
<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 500.4pt; height: 13px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="vertical-align: baseline; line-height: inherit;">1.</font> To the extent that the Company has established, either itself or through a third-party plan administrator, the ability to accept this award electronically, such acceptance shall constitute the Participant&#8217;s signature hereof.</font></p>









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<p style="margin: 0pt; line-height: 1.2;"><br></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">

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<td class="pgno" style="padding: 0px; text-align: center;"><font style="font-size: 10pt;" class="pageno"><font class="pageno">4</font></font></td>






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</div>
<p style="margin: 10pt 0pt 0pt; text-align: center; line-height: 1.2; text-indent: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;">Exhibit A</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">[Insert Performance Metrics for Determining Earned PSUs]</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;"><br></font></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">

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<td class="pgno" style="padding: 0px; text-align: center;"><font style="font-size: 10pt;" class="pageno"><font class="pageno">5</font></font></td>






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</div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.B
<SEQUENCE>8
<FILENAME>ex10b_2.htm
<DESCRIPTION>EXHIBIT 10(B)
<TEXT>
<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div id="Dtyafqlaa9llzrtxm0029p" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; line-height: 1.2; text-align: right;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">Exhibit&#160; 10(b)</font></font></p>
<p style="margin: 0pt; line-height: 1.2; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><br></font></font></p>
<p style="margin: 0pt; line-height: 1.2; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">2020</font><font style="font-weight: bold; line-height: inherit;"> HOVNANIAN ENTERPRISES, INC.</font></font><br><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">THIRD</font> <font style="font-weight: bold; line-height: inherit;">AMENDED AND RESTATED </font><font style="font-weight: bold; line-height: inherit;">STOCK INCENTIVE PLAN</font></font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">PERFORMANCE SHARE UNIT</font><font style="font-weight: bold; line-height: inherit;"> AGREEMENT</font></font></p>
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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>







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<td style="padding-left: 0px; padding-right: 0px; vertical-align: middle; margin: 0px; text-indent: 0px; height: 10px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; line-height: inherit;">Target </font><font style="font-style: italic; line-height: inherit;">Number of</font><font style="font-style: italic; line-height: inherit;"> PSU</font><font style="font-style: italic; line-height: inherit;">s:</font></font></p>







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<tr style="height: 10px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px; width: 45%;">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px; width: 5%;">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px; width: 5%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: middle; margin: 0px; text-indent: 0px; height: 10px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<td style="padding-left: 0px; padding-right: 0px; vertical-align: middle; margin: 0px; text-indent: 0px; height: 10px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<td colspan="3" style="padding: 0px 0px 10px; vertical-align: middle; margin: 0px; text-indent: 0px; height: 10px;">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>







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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">1.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Grant of</font><font style="text-decoration: underline; line-height: inherit;"> PSU</font><font style="text-decoration: underline; line-height: inherit;">s</font>.&#160; For valuable consideration, receipt of which is hereby acknowledged, Hovnanian Enterprises, Inc., a Delaware Corporation (the "Company"), hereby grants the target number (&#8220;Target Number&#8221;) of performance share units ("PSUs") listed above to the Participant, on the terms and conditions hereinafter set forth.&#160; This grant is made pursuant to the terms and conditions of the 2020 Company Third Amended and Restated Stock Incentive Plan (the "Plan"), which Plan, as amended from time to time, is incorporated herein by reference and made a part of this Agreement.&#160; The actual number of PSUs, if any, that the Participant will be eligible to earn with respect to this Agreement (the &#8220;Earned PSUs&#8221;), subject to meeting the applicable service and performance vesting requirements, will equal the Target Number multiplied by the applicable &#8220;Performance Multiplier&#8221; as defined in Exhibit A hereto.&#160; Each Earned PSU represents the unfunded, unsecured right of the Participant to receive a Share on the date(s) specified herein.&#160; Capitalized terms not otherwise defined herein shall have the same meanings as in the Plan.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">2.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Vesting and Timing of Transfer</font>.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">The Participant will become vested in the Earned PSUs in accordance with the schedule set forth above (each such vesting date, a &#8220;Vesting Date&#8221;); </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that upon the occurrence of a Change in Control that results in the Company's Shares ceasing to be publicly traded on a national securities exchange, the Earned PSUs shall immediately become fully vested (subject to any delay in Share delivery required pursuant to Sections 2(b) and 16 hereof). </font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(b)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">The Company shall transfer to the Participant, as soon as practicable but not later than 60 days after an applicable &#8220;Delivery Date&#8221; (as defined below), a number of Class B Shares equal to the number of Earned PSUs that became vested on the corresponding Vesting Date(rounded up to the next whole share), </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that upon the final transfer of Shares to the Participant (i) such number of Shares shall be reduced to the extent necessary to reflect any previous rounding up pursuant to this sentence.&#160; If the Participant is eligible to participate in, and&#160; has elected to defer the transfer of Shares pursuant to the terms of a nonqualified deferred compensation plan maintained by the Company, such Shares shall be so deferred, and any such deferral, when paid, shall be paid in Shares.&#160; Once the transfer of any Shares is deferred, the rights and privileges of the Participant with respect to such Shares shall be determined solely pursuant to the terms of the applicable plan, and not pursuant to the terms and conditions of this Agreement.&#160; For purposes of this Agreement, the &#8220;Delivery Date&#8221; with respect to each Vesting Date shall mean the date that is the earlier of (i) the second anniversary of such Vesting Date or (ii) the second anniversary of the date of the Participant&#8217;s Qualified Termination (as defined below), if applicable.</font></p>
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<p style="font-weight: normal; margin: 12pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(c)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Notwithstanding Sections 2(a) and 2(b) of this Agreement, if the Participant's employment with the Company and its Affiliates terminates due to (i) death, (ii) Disability or (iii) Retirement, (any such termination, a &#8220;Qualified Termination&#8221;), then (A) any previously unvested Earned PSUs shall become fully vested, (B) if such Qualified Termination occurs prior to the determination of the number of Earned PSUs in accordance with Exhibit A hereto, the PSUs granted hereunder shall remaining outstanding and eligible to become Earned PSUs in accordance with such Exhibit A and (C) the Shares underlying all of the Participant&#8217;s Earned PSUs, if any, shall be delivered to the Participant as soon as practicable but not later than 60 days after the corresponding Delivery Date(s) subject to Section 16 of this Agreement.  In the event of the death of the Participant, the transfer of Shares under this Section 2(c) shall be made in accordance with the beneficiary designation form on file with the Company; </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that, in the absence of any such beneficiary designation form, the transfer of Shares under this Section 2(c) shall be made to the person or persons to whom the Participant's rights under the Agreement shall pass by will or by the applicable laws of descent and distribution.&#160; For purposes of this Agreement, "Disability" shall mean "Disability" as defined in the Plan, and "Retirement" shall mean termination of employment on or after age 60, or on or after age 58 with at least 15 years of "Service" to the Company and its Subsidiaries immediately preceding such termination of employment.&#160; For this purpose, "Service" means the period of employment immediately preceding Retirement, plus any prior periods of employment with the Company and its Subsidiaries of one or more years' duration, unless they were succeeded by a period of non-employment with the Company and its Subsidiaries of more than three years' duration.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(d)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Upon each transfer or deferral of Shares in accordance with Sections 2(a), 2(b) and 2(c) of this Agreement, a number of Earned PSUs equal to the number of Shares transferred to the Participant or deferred shall be extinguished.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(e)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Notwithstanding Sections 2(a), 2(b) and 2(c) of this Agreement, upon the Participant's termination of employment for any reason other than (i) death, Disability or Retirement or (ii) under the circumstances described in clause (f) below, any unvested PSUs (including, without limitation, any Earned PSUs) shall immediately terminate for no further consideration.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(f)<font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Termination without Cause or for Good Reason within Two Years Following a Change in Control</font>.&#160; In the event of the Participant's Qualifying Termination or involuntary termination of employment with the Company or a subsidiary thereof without "Cause" or for "Good Reason", in each case, within two years following a Change in Control, the Earned PSUs, to the extent not previously vested and settled, shall immediately become fully vested and settled in Shares.&#160; For purposes of this Agreement, "Cause" shall mean the occurrence of any of the following: (a) the willful and continued failure of the Participant to perform substantially all of his or her duties with the Company (other than any such failure resulting from incapacity due to physical or mental illness) for a period of 10 days following a written demand for substantial performance that is delivered to such Participant by the Company, which specifically identifies the manner in which the Company believes the Participant has not substantially performed his or her duties; (b) dishonesty in the performance of the Participant's duties with the Company; (c) the Participant's conviction of, or plea of guilty or nolo contendere to, a crime under the laws of the United States or any state thereof constituting a felony or a misdemeanor involving moral turpitude; (d) the Participant's willful malfeasance or willful misconduct in connection with the Participant's duties with the Company or any act or omission which is injurious to the financial condition or business reputation of the Company or its affiliates; or (e) the Participant's breach of the provisions of Section 11 of this Agreement.&#160; For purposes of this Agreement, "Good Reason" shall mean the occurrence of any of the following, without the Participant's express written consent:&#160; (a) any material diminution in the Participant's duties, titles or responsibilities with the Company from those in effect immediately prior to a Change in Control or (b) any reduction in the Participant's annual base salary or any material reduction in the Participant's annual bonus opportunity, annual equity awards or long-term incentive program awards from the Participant's annual base salary or annual bonus opportunity, annual equity awards or long-term incentive program awards in effect immediately prior to a Change in Control.&#160; Notwithstanding the foregoing, no event shall constitute Good Reason unless the Participant provides the Company with written notice of such event within 60 days after the occurrence thereof and the Company fails to cure or resolve the behavior otherwise constituting Good Reason within 30 days of its receipt of such notice.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(g)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Any portion of the PSUs granted pursuant to this Agreement which do not become Earned PSUs in accordance with Exhibit A hereto shall be forfeited for no further consideration.</font></font></p>
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<p style="font-weight: normal; margin: 12pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">3.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Dividends</font>.&#160; If on any date while PSUs are outstanding hereunder the Company shall pay any dividend on the Shares (other than a dividend payable in Shares), the number of PSUs granted to the Participant shall, as of such dividend payment date, be increased by a number of PSUs equal to: (a) the product of (x) the number of PSUs held by the Participant as of the related dividend record date, multiplied by (y) the per Share amount of any cash dividend (or, in the case of any dividend payable in whole or in part other than in cash, the per Share value of such dividend, as determined in good faith by the Committee), divided by (b) the Fair Market Value of a Share on the payment date of such dividend.&#160; In the case of any dividend declared on Shares that is payable in the form of Shares, the number of PSUs granted to the Participant shall be increased by a number equal to the product of (a) the PSUs that are held by the Participant on the related dividend record date, multiplied by (b) the number of Shares (including any fraction thereof) payable as a dividend on a Share.&#160; Any PSUs attributable to dividends under this Section 3 shall be subject to the vesting provisions provided in Section 2 and the performance conditions set forth in Exhibit A.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">4.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Adjustments Upon Certain Events</font>.&#160; Subject to the terms of the Plan, in the event of any change in the outstanding Shares by reason of any Share dividend or split, reorganization, recapitalization, merger, consolidation, amalgamation, spin-off or combination transaction or exchange of Shares or other similar events (collectively, an "Adjustment Event"), the Committee shall, in its sole discretion, make an appropriate and equitable adjustment in the number of PSUs subject to this Agreement to reflect such Adjustment Event.&#160; Any such adjustment made by the Committee shall be final and binding upon the Participant, the Company and all other interested persons.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">5.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Right to Continued Employment</font>.&#160; Neither the Plan nor this Agreement shall be construed as giving the Participant the right to be retained in the employ of, or in any consulting relationship to, the Company or any Affiliate.&#160; Further, the Company or an Affiliate may at any time dismiss the Participant, free from any liability or any claim under the Plan or this Agreement, except as otherwise expressly provided herein.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">6.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Acquired Rights</font>.&#160; In participating in the Plan, the Participant acknowledges and accepts that the Board has the power to amend or terminate the Plan, to the extent permitted thereunder, at any time and that the opportunity given to the Participant to participate in the Plan is entirely at the discretion of the Committee and does not obligate the Company or any of its Affiliates to offer such participation in the future (whether on the same or different terms).&#160; The Participant further acknowledges and accepts that such Participant's participation in the Plan is not to be considered part of any normal or expected compensation and that the termination of the Participant's employment under any circumstances whatsoever will give the Participant no claim or right of action against the Company or its Affiliates in respect of any loss of rights under this Agreement or the Plan that may arise as a result of such termination of employment.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">7.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Rights of a Shareholder</font>.&#160; The Participant shall not have any rights or privileges as a shareholder of the Company until the Shares in question have been registered in the Company's register of shareholders.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">8.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Legend on Certificates</font>.&#160; Any Shares issued or transferred to the Participant pursuant to Section 2 of this Agreement shall be subject to such stop transfer orders and other restrictions as the Committee may deem advisable under the Plan or the rules, regulations, and other requirements of the Securities and Exchange Commission, any stock exchange upon which such Shares are listed, and any applicable Federal or state laws or relevant securities laws of the jurisdiction of the domicile of the Participant, and the Committee may cause a legend or legends to be put on any certificates representing such Shares to make appropriate reference to such restrictions.&#160; Whenever reference in this Agreement is made to the issuance or delivery of certificates representing Shares, the Company may elect to issue or deliver such Shares in book entry form in lieu of certificates.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">9.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Transferability</font>.  PSUs may not be assigned, alienated, pledged, attached, sold or otherwise transferred or encumbered by the Participant otherwise than by will or by the laws of descent and distribution, and any purported assignment, alienation, pledge, attachment, sale, transfer or encumbrance not permitted by this Section 9 shall be void and unenforceable against the Company or any Affiliate.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">10.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 20pt;">Withholding</font>.&#160; The Participant may be required to pay to the Company or any Affiliate and the Company or any Affiliate shall have the right and is hereby authorized to withhold from any transfer due under this Agreement or under the Plan or from any compensation or other amount owing to the Participant, applicable withholding taxes with respect to any transfer under this Agreement or under the Plan and to take such action as may be necessary in the opinion of the Company to satisfy all obligations for the payment of such taxes.&#160; </font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt 72pt; text-align: justify; text-indent: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">11.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 20pt;">Non-Solicitation Covenants</font><font style="font-weight: bold; line-height: inherit;">.&#160; </font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(a)</font><font style="font-weight: bold; line-height: inherit; margin-left: 20pt;">The Participant acknowledges and agrees that, during the Participant's employment with the Company and its Affiliates and upon the Participant's termination of Employment with the Company and its Affiliates for any reason, for a period commencing on the termination of such Employment and ending on the second anniversary of such termination, the Participant shall not, whether on Participant's own behalf or on behalf of or in conjunction with any person, company, business entity or other organization whatsoever, directly or indirectly:</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 127pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(i)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">solicit any employee of the Company or its Affiliates with whom the Participant had </font><font style="font-weight: bold; line-height: inherit;">any contact</font><font style="font-weight: bold; line-height: inherit;"> during the last two years of the Participant's employment, or who worked in the same business segment or division as the Participant during that period to terminate employment with the Company or its </font><font style="font-weight: bold; line-height: inherit;">Affiliates;</font></font></p>
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<p style="font-weight: normal; margin: 12pt 0pt 12pt; text-align: justify; text-indent: 127pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(ii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 20pt;">solicit the employment or services of, or hire, </font><font style="font-weight: bold; line-height: inherit;">any such</font><font style="font-weight: bold; line-height: inherit;"> employee whose employment with the Company or its Affiliates terminated </font><font style="font-weight: bold; line-height: inherit;">coincident</font><font style="font-weight: bold; line-height: inherit;"> with, or within twelve (12) months prior to or after the termination of Participant's employment with the Company and its </font><font style="font-weight: bold; line-height: inherit;">Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 127pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(iii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 20pt;">directly or indirectly, solicit to cease to work with the Company or its Affiliates any consultant then under contract with the Company or its Affiliates.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(b)</font><font style="font-weight: bold; line-height: inherit; margin-left: 20pt;">It is expressly understood and agreed that although the Participant and the Company consider the restrictions contained in this Section 11 to be reasonable, if a final judicial determination is made by a court of competent jurisdiction that the time or any other restriction contained in this Agreement is an unenforceable restriction against the Participant, the provisions of this Agreement shall not be rendered void but shall be deemed amended to apply as to such maximum time and terri</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tory and to such maximum extent as such court may judicially determine or indicate to be enforceable.&#160; Alternatively, if any court of competent jurisdiction finds that any restric</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tion contained in this Agreement is unenforceable, and such restriction cannot be amended </font><font style="font-weight: bold; line-height: inherit;">so as to</font><font style="font-weight: bold; line-height: inherit;"> make it enforceable, such finding shall not affect the enforceability of any of the other restrictions contained herein.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">12.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 20pt;">Specific Performance</font><font style="font-weight: bold; line-height: inherit;">.&#160; The Participant acknowledges and agrees that the Company's remedies at law for a breach or threatened breach of any of the provisions of Section 11 would be inadequate and the Company would suffer irreparable damages </font><font style="font-weight: bold; line-height: inherit;">as a result of</font><font style="font-weight: bold; line-height: inherit;"> such breach or threatened breach.&#160; In recognition of this fact, the Participant agrees that, in the event of such a breach or threatened breach, in addition to any remedies at law, the Company, without posting any bond, shall be entitled to cease making any payments or providing any benefit otherwise required by this Agreement and obtain equitable relief in the form of specific performance, temporary restraining order, temporary or permanent injunction or any other equitable remedy which may then be available.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">13.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 20pt;">Choice of Law</font><font style="font-weight: bold; line-height: inherit;">.</font>&#160; <font style="font-weight: bold; line-height: inherit;">THE INTERPRETATION, PERFORMANCE AND ENFORCEMENT OF THIS AGREEMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF DELAWARE WITHOUT REGARD TO PRINCIPLES OF CONFLICTS OF LAW.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">14.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 20pt;">RSUs Subject to Plan</font>.&#160; By entering into this Agreement, the Participant agrees and acknowledges that the Participant has received and read a copy of the Plan.&#160; All PSUs are subject to the Plan.&#160; In the event of a conflict between any term or provision contained herein and a term or provision of the Plan, the applicable terms and provisions of the Plan will govern and prevail.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">15.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 20pt;">Signature in Counterparts</font>.&#160; This Agreement may be signed in counterparts, each of which shall be an original, with the same effect as if the signatures thereto and hereto were upon the same instrument.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">16.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 20pt;">409A</font>.&#160; Notwithstanding any other provisions of this Agreement or the Plan, the PSUs covered by this Agreement shall not be deferred, accelerated, extended, paid out or modified in a manner that would result in the imposition of an additional tax under Section 409A of the Code upon the Participant.&#160; In the event it is reasonably determined by the Committee that, as a result of Section 409A of the Code, the transfer of Class B Shares under this Agreement may not be made at the time contemplated hereunder without causing the Participant to be subject to taxation under Section 409A of the Code (including due to the Participant's status as a "specified employee" within the meaning of Section 409A of the Code), the Company will make such payment on the first day that would not result in the Participant incurring any tax liability under Section 409A of the Code.</font></p>
<p style="margin: 24pt 0pt; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IN WITNESS WHEREOF, the parties hereto have executed this Agreement. </font></p>
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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN ENTERPRISES, INC.</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PARTICIPANT<font style="font-size: 8pt;"><sup>1</sup></font></font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">By:</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 48.5667%; margin: 0px; text-indent: 0px; height: 10px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 153.9pt; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 346.5pt; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>







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<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 500.4pt; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="vertical-align: baseline; line-height: inherit;">1.</font> To the extent that the Company has established, either itself or through a third-party plan administrator, the ability to accept this award electronically, such acceptance shall constitute the Participant&#8217;s signature hereof.</font></p>







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<td class="pgno" style="padding: 0px; text-align: center;"><font style="font-size: 10pt;" class="pageno"><font class="pageno">4</font></font></td>





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<p style="margin: 10pt 0pt 0pt; text-align: center; line-height: 1.2; text-indent: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;">Exhibit A</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">[Insert </font><font style="font-weight: bold; line-height: inherit;">Performance Metrics for Determining Earned PSUs</font><font style="font-weight: bold; line-height: inherit;">]</font></font><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
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<div>
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<td class="pgno" style="padding: 0px; text-align: center;"><font style="font-size: 10pt;" class="pageno"><font class="pageno">5</font></font></td>





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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.C
<SEQUENCE>9
<FILENAME>ex10c_3.htm
<DESCRIPTION>EXHIBIT 10(C)
<TEXT>
<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div id="D2y6ab62fgr3xtvvjkrkqgc" style="font-family: 'times new roman', times; font-size: 10pt; margin: 0px; text-indent: 0px;">
<p style="margin: 0pt; line-height: 1.2; text-align: right;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;"><strong style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Exhibit 10(c)</strong></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;"><br></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">HOVNANIAN ENTERPRISES, INC.</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">PHANTOM </font><font style="font-weight: bold; line-height: inherit;">PERFORMANCE SHARE UNIT</font><font style="font-weight: bold; line-height: inherit;"> AGREEMENT</font></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(</font><font style="font-weight: bold; line-height: inherit;">EBIT </font><font style="font-weight: bold; line-height: inherit;">Performance Vesting)</font></font><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;"> Participant: </font></p>






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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;"> &#160; </font></p>






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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;"> Date of Grant: </font></p>






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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<tr style="height: 10px;">
<td style="padding: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Target Number of PPSUs: </font></p>






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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td colspan="3" style="padding: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;"> &#160; </font></p>






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<tr style="height: 20px;">
<td style="padding: 0px; vertical-align: bottom; height: 20px; margin: 0px; text-indent: 0px; width: 45%;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td style="padding: 0px; vertical-align: bottom; height: 20px; margin: 0px; text-indent: 0px; width: 5%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






       </td>
<td style="padding: 0px; vertical-align: bottom; height: 20px; margin: 0px; text-indent: 0px; width: 5%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td colspan="3" style="padding: 0px; vertical-align: bottom; height: 20px; margin: 0px; text-indent: 0px; width: 45%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td colspan="2" style="padding: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td style="padding: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td colspan="3" style="padding: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






       </td>



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<td colspan="3" style="padding: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Date of Vesting of Earned PPSUs: </font></p>






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<td colspan="3" style="padding: 0px; vertical-align: middle; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;"> &#160; </font></p>






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<td style="padding: 0px; vertical-align: middle; margin: 0px; text-indent: 0px; height: 17px;" colspan="3"><br></td>
<td style="padding: 0px; vertical-align: middle; margin: 0px; text-indent: 0px; height: 17px;" colspan="3"><br></td>



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<td colspan="2" style="padding: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; text-decoration: underline; line-height: inherit;"> Date </font></p>






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<td style="padding: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td colspan="3" style="padding: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> Percentage of Earned PPSUs </font></p>






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<td style="padding: 0px; vertical-align: top; margin: 0px; text-indent: 0px;" colspan="2"><br></td>
<td style="padding: 0px; vertical-align: top; margin: 0px; text-indent: 0px;"><br></td>
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<td style="padding: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; break-after: avoid; text-align: center; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> [Date] </font></p>






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<td style="padding: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td style="padding: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;"> &#160; </font></p>






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<td style="padding: 0px; vertical-align: bottom; height: 10px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; text-align: center; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <font style="line-height: inherit;">100</font>% </font></p>






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<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">1</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Grant of</font> <font style="text-decoration: underline; line-height: inherit;">PPSUs</font><font style="line-height: inherit;">. For valuable consideration, receipt of which is hereby acknowledged, Hovnanian Enterprises, Inc., a Delaware Corporation (the "Company"), hereby grants the </font><font style="line-height: inherit;">target </font><font style="line-height: inherit;">number </font><font style="line-height: inherit;">(&#8220;Target Number&#8221;) </font><font style="line-height: inherit;">of </font><font style="line-height: inherit;">phantom </font><font style="line-height: inherit;">performance share unit</font><font style="line-height: inherit;">s ("</font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">") listed above to the Participant, on the terms and conditions hereinafter set forth.&#160;</font><font style="line-height: inherit;">The </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted hereunder is made as a standalone award, separate and apart from, and outside of, the <font style="line-height: inherit;">2020</font> Company </font><font style="line-height: inherit;">Third</font><font style="line-height: inherit;"> Amended and Restated Stock Incentive Plan</font><font style="line-height: inherit;">, as amended</font><font style="line-height: inherit;"> (the "Plan"), and shall not constitute an Award granted under or pursuant to that Plan. Notwithstanding the foregoing, the terms, conditions, and definitions set forth in the Plan</font> <font style="line-height: inherit;">shall apply to the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> as though the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> had been granted under the Plan (including but not limited to the adjustment provision contained in the Plan), and the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall be subject to such terms, conditions and definitions which are hereby incorporated herein by reference and made a part hereof. Notwithstanding the foregoing, the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall not be counted for purposes of calculating the aggregate number of shares that may be issued or transferred pursuant to </font><font style="line-height: inherit;">A</font><font style="line-height: inherit;">wards under the Plan or for purposes of calculating the </font><font style="line-height: inherit;">A</font><font style="line-height: inherit;">ward limitations under the Plan (including pursuant to Section <font style="line-height: inherit;">3</font> of the Plan).</font> <font style="line-height: inherit;">The actual number of </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">, if any, that the Participant will be eligible to earn with respect to this Agreement (the &#8220;Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">&#8221;), subject to meeting the applicable service and performance vesting requirements, will equal the Target Number multiplied by the applicable &#8220;Performance Multiplier&#8221; as defined in Exhibit A hereto.&#160;</font><font style="line-height: inherit;">Each</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">P</font><font style="line-height: inherit;">PSU</font><font style="line-height: inherit;"> represents the unfunded, unsecured right of the Participant to receive a</font><font style="line-height: inherit;"> cash payment equal to the Fair Market Value of a</font><font style="line-height: inherit;"> Share on the date(s) specified herein.&#160; Capitalized terms not otherwise defined herein shall have the same meanings as in the Plan.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">2</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Vesting and Timing of Transfer</font><font style="line-height: inherit;">.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(a)</font><font style="line-height: inherit; margin-left: 25pt;">The Participant will become vested in the</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> in accordance with the schedule set forth above</font><font style="line-height: inherit;"> (each such vesting date, a &#8220;Vesting Date&#8221;)</font><font style="line-height: inherit;">; </font><font style="text-decoration: underline; line-height: inherit;">provided</font><font style="line-height: inherit;">, </font><font style="text-decoration: underline; line-height: inherit;">however</font><font style="line-height: inherit;">, that upon the occurrence of a Change in Control that results in the Company's Shares ceasing to be publicly traded on a national securities exchange, the</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall immediately become fully vested (subject to any delay in </font><font style="line-height: inherit;">payment</font><font style="line-height: inherit;"> required pursuant to Section</font><font style="line-height: inherit;">s <font style="line-height: inherit;">2</font>(b) and</font><font style="line-height: inherit;"> <font style="line-height: inherit;">1</font></font><font style="line-height: inherit;"><font style="line-height: inherit;">5</font></font><font style="line-height: inherit;"> hereof).</font> </font></p>
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<p style="font-weight: normal; margin: 0px; text-align: justify; text-indent: 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;"><br></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(b)</font><font style="line-height: inherit; margin-left: 25pt;">The Company shall </font><font style="line-height: inherit;">pay</font><font style="line-height: inherit;"> to the Participant, as soon as practicable but not later than <font style="line-height: inherit;">60</font> days after an applicable </font><font style="line-height: inherit;">&#8220;</font><font style="line-height: inherit;">Payment Date</font><font style="line-height: inherit;">&#8221; (as defined below)</font><font style="line-height: inherit;">,</font><font style="line-height: inherit;"> a cash amount equal to</font> <font style="line-height: inherit;">the Fair Market Value (calculated as of such Payment Date) of </font><font style="line-height: inherit;">a number of Class A Shares equal to the number of</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> that became vested on th</font><font style="line-height: inherit;">e corresponding </font><font style="line-height: inherit;">V</font><font style="line-height: inherit;">esting </font><font style="line-height: inherit;">D</font><font style="line-height: inherit;">ate. If the Participant is eligible to participate </font><font style="line-height: inherit;">in, and</font><font style="line-height: inherit;"> has elected to defer the </font><font style="line-height: inherit;">payment in respect of Earned PPSUs</font><font style="line-height: inherit;"> pursuant to the terms of a nonqualified deferred compensation plan maintained by the Company, such </font><font style="line-height: inherit;">payment</font><font style="line-height: inherit;"> shall be so deferred, and any such deferral, when paid, shall be paid in </font><font style="line-height: inherit;">cash</font><font style="line-height: inherit;">.&#160; Once the </font><font style="line-height: inherit;">value of the Earned PPSUs</font><font style="line-height: inherit;"> is deferred, the rights and privileges of the Participant with respect to such </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall be determined solely pursuant to the terms of the applicable plan, and not pursuant to the terms and conditions of this Agreement.</font><font style="line-height: inherit;">&#160;For</font> <font style="line-height: inherit;">purposes of this Agreement, the &#8220;</font><font style="line-height: inherit;">Payment Date</font><font style="line-height: inherit;">&#8221; shall mean the earlier of (i) the Vesting Date or (ii) the date of the Participant&#8217;s Qualified Termination</font><font style="line-height: inherit;">, </font><font style="line-height: inherit;">as defined below, if applicable</font><font style="line-height: inherit;"> (or, if later, the last day of the Performance Period as set forth in Exhibit A)</font><font style="line-height: inherit;">.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(c)</font><font style="line-height: inherit; margin-left: 25pt;">Notwithstanding Sections <font style="line-height: inherit;">2</font>(a) and <font style="line-height: inherit;">2</font>(b) of this Agreement, if the Participant's employment with the Company and its Affiliates terminates due to (i) death, (ii) Disability or (iii) Retirement, </font><font style="line-height: inherit;">(any such termination, a &#8220;Qualified Termination&#8221;), </font><font style="line-height: inherit;">then </font><font style="line-height: inherit;">(</font><font style="line-height: inherit;">A</font><font style="line-height: inherit;">) </font><font style="line-height: inherit;">any previously unvested </font><font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall become fully vested</font><font style="line-height: inherit;">, (B) if such Qualified Termination occurs prior to the determination of the number of Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> in accordance with Exhibit A hereto, the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted hereunder shall remaining outstanding and eligible to become Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> in accordance with such Exhibit A</font><font style="line-height: inherit;"> and </font><font style="line-height: inherit;">(C) </font><font style="line-height: inherit;">the </font><font style="line-height: inherit;">cash payment in respect of the </font><font style="line-height: inherit;">Shares underlying all of the Participant&#8217;s </font><font style="line-height: inherit;">Earned</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">, if any,</font><font style="line-height: inherit;"> shall be </font><font style="line-height: inherit;">paid</font><font style="line-height: inherit;"> to the Participant as soon as practicable but not later than <font style="line-height: inherit;">60</font> days after the corresponding </font><font style="line-height: inherit;">Payment Date</font><font style="line-height: inherit;">(s)</font><font style="line-height: inherit;"> subject to Section <font style="line-height: inherit;">1</font></font><font style="line-height: inherit;"><font style="line-height: inherit;">5</font></font><font style="line-height: inherit;"> of this Agreement.&#160; In the event of the death of the Participant, the </font><font style="line-height: inherit;">payment in respect of Earned PPSUs</font><font style="line-height: inherit;"> under this Section <font style="line-height: inherit;">2</font>(c) shall be made in accordance with the beneficiary designation form on file with the Company; </font><font style="text-decoration: underline; line-height: inherit;">provided</font><font style="line-height: inherit;">, </font><font style="text-decoration: underline; line-height: inherit;">however</font><font style="line-height: inherit;">, that, in the absence of any such beneficiary designation form, the </font><font style="line-height: inherit;">payment </font><font style="line-height: inherit;">under this Section <font style="line-height: inherit;">2</font>(c) shall be made to the person or persons to whom the Participant's rights under the Agreement shall pass by will or by the applicable laws of descent and distribution.&#160; For purposes of this Agreement, </font><font style="line-height: inherit;">"Disability" shall mean "Disability" as defined in the Plan, and "Retirement" shall mean termination of employment on or after age <font style="line-height: inherit;">60</font>, or on or after age <font style="line-height: inherit;">58</font> with at least <font style="line-height: inherit;">15</font> years of "Service" to the Company and its Subsidiaries immediately preceding such termination of employment.&#160; For this purpose, "Service" means the period of employment immediately preceding Retirement, plus any prior periods of employment with the Company and its Subsidiaries of <font style="line-height: inherit;">one</font> or more years' duration, unless they were succeeded by a period of non-employment with the Company and its Subsidiaries of more than <font style="line-height: inherit;">three</font> years' duration.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(d)</font><font style="line-height: inherit; margin-left: 25pt;">Upon each </font><font style="line-height: inherit;">payment in settlement of Earned PPSUs</font><font style="line-height: inherit;"> in accordance with Sections <font style="line-height: inherit;">2</font>(a), <font style="line-height: inherit;">2</font>(b) and <font style="line-height: inherit;">2</font>(c) of this Agreement, a number of</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> having a Fair Market Value</font><font style="line-height: inherit;"> equal </font><font style="line-height: inherit;">to the amount paid</font><font style="line-height: inherit;"> to the Participant or deferred shall be extinguished.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(e)</font><font style="line-height: inherit; margin-left: 25pt;">Notwithstanding Sections <font style="line-height: inherit;">2</font>(a), <font style="line-height: inherit;">2</font>(b) and <font style="line-height: inherit;">2</font>(c) of this Agreement, upon the Participant's termination of employment for any reason other than (i) death, Disability or Retirement or (ii) under the circumstances described in clause (f) below, any unvested</font> <font style="line-height: inherit;">PPSUs</font> <font style="line-height: inherit;">(including, without limitation, any Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">) </font><font style="line-height: inherit;">shall immediately terminate for no further consideration.</font></font></p>
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<p style="font-weight: normal; margin: 0px; text-align: justify; text-indent: 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;"><br></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(f)</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Termination without Cause or for Good Reason within <font style="line-height: inherit;">Two</font> Years Following a Change in Control</font><font style="line-height: inherit;">.&#160; In the event of the Participant's </font><font style="line-height: inherit;">Qualifying Termination or </font><font style="line-height: inherit;">involuntary termination of employment with the Company or a subsidiary thereof without "Cause" or for "Good Reason"</font><font style="line-height: inherit;">, in each case,</font><font style="line-height: inherit;"> within <font style="line-height: inherit;">two</font> years following a Change in Control, the</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">, to the extent not previously vested and settled, shall immediately become fully vested and settled in </font><font style="line-height: inherit;">cash</font><font style="line-height: inherit;">.&#160; For purposes of this Agreement, "Cause" shall mean the occurrence of any of the following: (a) the willful and continued failure of the Participant to perform substantially all of his or her duties with the </font><font style="line-height: inherit;">Company (other than any such failure resulting from incapacity due to physical or mental illness) for a period of <font style="line-height: inherit;">10</font> days following a written demand for substantial performance that is delivered to such Participant by the Company, which specifically identifies the manner in which the Company believes the Participant has not substantially performed his or her duties; (b) dishonesty in the performance of the Participant's duties with the Company; (c) the Participant's conviction of, or plea of guilty or nolo contendere to, a crime under the laws of the United States or any state thereof constituting a felony or a misdemeanor involving moral turpitude; (d) the Participant's willful malfeasance or willful misconduct in connection with the Participant's duties with the Company or any act or omission which is injurious to the financial condition or business reputation of the Company or its affiliates; or (e) the Participant's breach of the provisions of Section <font style="line-height: inherit;">1</font></font><font style="line-height: inherit;"><font style="line-height: inherit;">0</font></font><font style="line-height: inherit;"> of this Agreement.&#160; For purposes of this Agreement, "Good Reason" shall mean the occurrence of any of the following, without the Participant's express written consent:&#160; (a) any material diminution in the Participant's duties, titles or responsibilities with the Company from those in effect immediately prior to a Change in Control or (b) any reduction in the Participant's annual base salary or any material reduction in the Participant's annual bonus opportunity, annual equity awards or long-term incentive program awards from the Participant's annual base salary or annual bonus opportunity, annual equity awards or long-term incentive program awards in effect immediately prior to a Change in Control.&#160; Notwithstanding the foregoing, no event shall constitute Good Reason unless the Participant provides the Company with written notice of such event within <font style="line-height: inherit;">60</font> days after the occurrence thereof and the Company fails to cure or resolve the behavior otherwise constituting Good Reason within <font style="line-height: inherit;">30</font> days of its receipt of such notice.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(g)</font><font style="line-height: inherit; margin-left: 25pt;">Any portion of the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted pursuant to this Agreement which do not become Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> in accordance with Exhibit A hereto shall be forfeited for no further consideration.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">3</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Dividends</font><font style="line-height: inherit;">.&#160; If on any date while</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> are outstanding hereunder the Company shall pay any dividend on the Shares (other than a dividend payable in Shares), the number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted to the Participant shall, as of such dividend payment date, be increased by a number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> equal to: (a) the product of (x) the number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> held by the Participant as of the related dividend record date, multiplied by (y) the per Share amount of any cash dividend (or, in the case of any dividend payable in whole or in part other than in cash, the per Share value of such dividend, as determined in good faith by the Committee), divided by (b) the Fair Market Value of a Share on the payment date of such dividend.&#160; In the case of any dividend declared on Shares that is payable in the form of Shares, the number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted to the Participant shall be increased by a number equal to the product of (a) the</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> that are held by the Participant on the related dividend record date, multiplied by (b) the number of Shares (including any fraction thereof) payable as a dividend on a Share.&#160; Any</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> attributable to dividends under this Section <font style="line-height: inherit;">3</font> shall be subject to the vesting provisions provided in Section <font style="line-height: inherit;">2</font></font><font style="line-height: inherit;"> and the performance conditions set forth in Exhibit A</font><font style="line-height: inherit;">.</font></font></p>
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<p style="font-weight: normal; margin: 0px; text-align: justify; text-indent: 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;"><br></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">4</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Adjustments Upon Certain Events</font><font style="line-height: inherit;">.&#160; Subject to the terms of the Plan, in the event of any change in the outstanding Shares by reason of any Share dividend or split, reorganization, recapitalization, merger, consolidation, amalgamation, spin-off or combination transaction or exchange of Shares or other similar events (collectively, an "Adjustment Event"), the Committee shall, in its sole discretion, make an appropriate and equitable adjustment in the number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> subject to this Agreement to reflect such Adjustment Event.&#160; Any such adjustment made by the Committee shall be final and binding upon the Participant, the Company and all other interested persons.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">5</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Right to Continued Employment</font><font style="line-height: inherit;">.&#160; Neither the Plan nor this Agreement shall be construed as giving the Participant the right to be retained in the employ of, or in any consulting relationship to, the Company or any Affiliate.&#160; Further, the Company or an Affiliate may at any time </font><font style="line-height: inherit;">dismiss the Participant, free from any liability or any claim under the Plan or this Agreement, except as otherwise expressly provided herein.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">6</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Acquired Rights</font><font style="line-height: inherit;">.&#160; </font><font style="line-height: inherit;">T</font><font style="line-height: inherit;">he Participant acknowledges and accepts that the Board has the power to amend or terminate the Plan, to the extent permitted thereunder, at any time and that the opportunity given to the Participant to </font><font style="line-height: inherit;">receive PPSUs</font><font style="line-height: inherit;"> is entirely at the discretion of the Committee and does not obligate the Company or any of its Affiliates to offer such participation in the future (whether on the same or different terms).&#160; The Participant further acknowledges and accepts that such Participant's </font><font style="line-height: inherit;">PPSUs are</font><font style="line-height: inherit;"> not to be considered part of any normal or expected compensation and that the termination of the Participant's employment under any circumstances whatsoever will give the Participant no claim or right of action against the Company or its Affiliates in respect of any loss of rights under this Agreement or the Plan that may arise as a result of such termination of employment.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">7</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Rights of a Shareholder</font><font style="line-height: inherit;">.&#160; </font><font style="line-height: inherit;">The Participant shall not have any rights or privileges as a shareholder of the Company </font><font style="line-height: inherit;">in respect of the PPSUs granted hereunder</font><font style="line-height: inherit;">.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">8</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Transferability</font><font style="line-height: inherit;">. </font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> may not be assigned, alienated, pledged, attached, sold or otherwise transferred or encumbered by the Participant otherwise than by will or by the laws of descent and distribution, and any purported assignment, alienation, pledge, attachment, sale, transfer or encumbrance not permitted by this Section </font><font style="line-height: inherit;"><font style="line-height: inherit;">8</font></font><font style="line-height: inherit;"> shall be void and unenforceable against the Company or any Affiliate.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">9</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Withholding</font><font style="line-height: inherit;">.&#160; The Participant may be required to pay to the Company or any Affiliate and the Company or any Affiliate shall have the right and is hereby authorized to withhold from any transfer due under this Agreement or from any compensation or other amount owing to the Participant, applicable withholding taxes with respect to any transfer under this Agreement and to take such action as may be necessary in the opinion of the Company to satisfy all obligations for the payment of such taxes.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt 72pt; text-align: justify; text-indent: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><font style="line-height: inherit;">10</font>.</font><font style="font-weight: bold;text-decoration: underline;line-height: inherit;margin-left: 20pt;">Non-Solicitation Covenants</font><font style="font-weight: bold; line-height: inherit;">.&#160; </font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(a)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">The Participant acknowledges and agrees that, during the Participant's employment with the Company and its Affiliates and upon the Participant's termination of Employment with the Company and its Affiliates for any reason, for a period commencing on the termination of such Employment and ending on the second anniversary of such termination, the Participant shall not, whether on Participant's own behalf or on behalf of or in conjunction with any person, company, business entity or other organization whatsoever, directly or indirectly:</font></font></p>
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<p style="font-weight: normal; margin: 0px; text-align: justify; text-indent: 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><br></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 116pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(i)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">solicit any employee of the Company or its Affiliates with whom the Participant had any contact during the last <font style="line-height: inherit;">two</font> years of the Participant's employment, or who worked in the same business segment or division as the Participant during that period to terminate employment with the Company or its Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 116pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(ii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 22pt;">solicit the employment or services of, or hire, any such employee whose employment with the Company or its Affiliates terminated coincident with, or within <font style="line-height: inherit;">twelve</font> (<font style="line-height: inherit;">12</font>) months prior to or after the termination of Participant's employment with the Company and its Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 116pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(iii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 20pt;">directly or indirectly, solicit to cease to work with the Company or its Affiliates any consultant then under contract with the Company or its Affiliates.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(b)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">It is expressly understood and agreed that although the Participant and the Company consider the restrictions contained in this Section <font style="line-height: inherit;">1</font></font><font style="font-weight: bold; line-height: inherit;"><font style="line-height: inherit;">0</font></font><font style="font-weight: bold; line-height: inherit;"> to be reasonable, if a final judicial determination is made by a court of competent jurisdiction that the time or any other restriction contained in this Agreement is an unenforceable restriction against the Participant, the provisions of this Agreement shall not be rendered void but shall be deemed amended to apply as to such maximum time and terri</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tory and to such maximum extent as such court may judicially determine or indicate to be enforceable.&#160; Alternatively, if any court of competent jurisdiction finds that any restric</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tion contained in this Agreement is unenforceable, and such restriction cannot be amended so as to make it enforceable, such finding shall not affect the enforceability of any of the other restrictions contained herein.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><font style="line-height: inherit;">11</font>.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Specific Performance</font><font style="font-weight: bold; line-height: inherit;">.&#160; The Participant acknowledges and agrees that the Company's remedies at law for a breach or threatened breach of any of the provisions of Section <font style="line-height: inherit;">1</font></font><font style="font-weight: bold; line-height: inherit;"><font style="line-height: inherit;">0</font></font><font style="font-weight: bold; line-height: inherit;"> would be inadequate and the Company would suffer irreparable damages as a result of such breach or threatened breach.&#160; In recognition of this fact, the Participant agrees that, in the event of such a breach or threatened breach, in addition to any remedies at law, the Company, without posting any bond, shall be entitled to cease making any payments or providing any benefit otherwise required by this Agreement and obtain equitable relief in the form of specific performance, temporary restraining order, temporary or permanent injunction or any other equitable remedy which may then be available.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><font style="line-height: inherit;">12</font>.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Choice of Law</font><font style="font-weight: bold; line-height: inherit;">.</font><font style="line-height: inherit;">&#160; </font><font style="font-weight: bold; line-height: inherit;">THE INTERPRETATION, PERFORMANCE AND ENFORCEMENT OF THIS AGREEMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF DELAWARE WITHOUT REGARD TO PRINCIPLES OF CONFLICTS OF LAW.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">13</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Plan</font><font style="text-decoration: underline; line-height: inherit;"> Terms</font><font style="line-height: inherit;">.&#160; By entering into this Agreement, the Participant agrees and acknowledges that the Participant has received and read a copy of the Plan.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">14</font>.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Signature in Counterparts</font><font style="line-height: inherit;">.&#160; This Agreement may be signed in counterparts, each of which shall be an original, with the same effect as if the signatures thereto and hereto were upon the same instrument.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;"><font style="line-height: inherit;">15</font>.</font><font style="text-decoration: underline; line-height: inherit;"><font style="line-height: inherit; margin-left: 25pt;">409</font>A</font><font style="line-height: inherit;">.&#160; Notwithstanding any other provisions of this Agreement or the Plan, </font><font style="line-height: inherit;">the</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> covered by this Agreement</font><font style="line-height: inherit;"> shall not be deferred, accelerated, extended, paid out or modified in a manner that would result in the imposition of an additional tax under Section <font style="line-height: inherit;">409</font>A of the Code upon the Participant.&#160; In the event it is reasonably determined by the Committee that, as a result of Section <font style="line-height: inherit;">409</font>A of the Code, </font><font style="line-height: inherit;">any payments</font><font style="line-height: inherit;"> under this Agreement may not be made at the time contemplated hereunder without causing the Participant to be subject to taxation under Section <font style="line-height: inherit;">409</font>A of the Code (including due to the Participant's status as a "specified employee" within the meaning of Section <font style="line-height: inherit;">409</font>A of the Code), the Company will make such payment on the first day that would not result in the Participant incurring any tax liability under Section <font style="line-height: inherit;">409</font>A of the Code.</font></font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IN WITNESS WHEREOF, the parties hereto have executed this Agreement.</font></p>
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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
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<tr style="height: 10px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
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<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">PARTICIPANT<font style="font-size: 8pt;"><sup>1</sup></font></font><sup></sup></font></p>






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<tr style="height: 16px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 16px; margin: 0px; text-indent: 0px;">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 16px; margin: 0px; text-indent: 0px;">
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<tr style="height: 16px;">
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<tr style="height: 16px;">
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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> By: </font></p>






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<tr style="height: 10px;">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; height: 10px; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<div id="t_ft_K80S0M7JR400000000000000000000b" style="line-height: 1.2;">
<table cellspacing="0" cellpadding="0" style="border-collapse: collapse; margin: 0px; font-family: 'times new roman'; font-size: 10pt; text-indent: 0px;" width="100%">

<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px; width: 15%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px; width: 85%;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> &#160; </font></p>






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<tr>
<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"> <font>1</font>. To the extent that the Company has established, either itself or through a third-party plan administrator, the ability to accept this award electronically, such acceptance shall constitute the Participant&#8217;s signature hereof. </font></p>






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<p style="margin: 0pt; line-height: 1.2;"><br></p>
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<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">

<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><font style="font-size: 10pt;" class="pageno"><font class="pageno">6</font></font></td>





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<br>
<p style="margin: 0pt;"><br></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;">Exhibit A</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">[Insert </font><font style="font-weight: bold; line-height: inherit;">Performance Metrics for Determining Earned </font><font style="font-weight: bold; line-height: inherit;">P</font><font style="font-weight: bold; line-height: inherit;">PSUs</font><font style="font-weight: bold; line-height: inherit;">]</font></font></p>
<p style="margin: 0pt 18pt 0pt 0pt; line-height: 1.2;"><br></p>
<p style="margin: 0pt 18pt 0pt 0pt; line-height: 1.2;"><br></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">

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<td class="pgno" style="padding: 0px; text-align: center;"><font style="font-size: 10pt;" class="pageno"><font class="pageno">7</font></font></td>





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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.D
<SEQUENCE>10
<FILENAME>ex10d_4.htm
<DESCRIPTION>EXHIBIT 10(D)
<TEXT>
<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div id="D1cn66ns21y2dfp8u2iaodk" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="text-align: right;"><font style="font-size: inherit;"><strong>Exhibit 10(d)</strong></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><br></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">2020</font><font style="font-weight: bold; line-height: inherit;"> HOVNANIAN ENTERPRISES, INC.</font></font><br><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">THIRD </font><font style="font-weight: bold; line-height: inherit;">AMENDED AND RESTATED </font><font style="font-weight: bold; line-height: inherit;">STOCK INCENTIVE PLAN</font></font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">PERFORMANCE SHARE UNIT</font><font style="font-weight: bold; line-height: inherit;"> AGREEMENT</font></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(</font><font style="font-weight: bold; line-height: inherit;">EBIT ROI </font><font style="font-weight: bold; line-height: inherit;">Performance Vesting)</font></font><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<table cellspacing="0" cellpadding="0" style="height: 187px; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; width: 100%; margin-left: auto; margin-right: auto;" width="100%">

<tr style="height: 17px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 17px;"><br></td>
<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>












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<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 17px;"><br></td>







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<tr style="height: 17px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 17px;"><br></td>
<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












      </td>
<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 17px;"><br></td>







</tr>
<tr style="height: 17px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 17px;"><br></td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; line-height: inherit;">Target </font><font style="font-style: italic; line-height: inherit;">Number of</font><font style="font-style: italic; line-height: inherit;"> PSU</font><font style="font-style: italic; line-height: inherit;">s:</font></font></p>












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<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 17px;"><br></td>







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<tr style="height: 17px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 25%; height: 17px;"><br></td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px; width: 20%;" valign="bottom">
<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px; width: 4%;" valign="bottom">
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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px; width: 4%;" valign="bottom">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px; width: 22%;" valign="bottom">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 25%; height: 17px;"><br></td>







</tr>
<tr style="height: 17px;">
<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 17px;"><br></td>
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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px; height: 17px;"><br></td>
<td colspan="3" style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; break-after: avoid; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; line-height: inherit;">Date of Vesting of </font><font style="font-style: italic; line-height: inherit;">Earned PSUs</font><font style="font-style: italic; line-height: inherit;">:</font></font></p>












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<p style="margin: 0px; text-align: center; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>












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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; text-decoration: underline; line-height: inherit;">Date</font></p>












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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; text-decoration: underline; line-height: inherit;">Percentage</font><font style="font-style: italic; text-decoration: underline; line-height: inherit;"> of</font> <font style="font-style: italic; text-decoration: underline; line-height: inherit;">Earned </font><font style="font-style: italic; text-decoration: underline; line-height: inherit;">PSU</font><font style="font-style: italic; text-decoration: underline; line-height: inherit;">s</font></font></p>












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<p style="margin: 0px; break-after: avoid; text-align: center; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">[Date]</font></p>












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<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>












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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; height: 17px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="margin: 0px; break-after: avoid; text-indent: 0px; text-align: center; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">100%</font></p>












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<p style="margin: 0px; break-after: avoid; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>












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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">1.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Grant of</font><font style="text-decoration: underline; line-height: inherit;"> PSU</font><font style="text-decoration: underline; line-height: inherit;">s</font>. For valuable consideration, receipt of which is hereby acknowledged, Hovnanian Enterprises, Inc., a Delaware Corporation (the "Company"), hereby grants the target number (&#8220;Target Number&#8221;) of performance share units ("PSUs") listed above to the Participant, on the terms and conditions hereinafter set forth.&#160; This grant is made pursuant to the terms and conditions of the 2020 Company Third Amended and Restated Stock Incentive Plan (the "Plan"), which Plan, as amended from time to time, is incorporated herein by reference and made a part of this Agreement. The actual number of PSUs, if any, that the Participant will be eligible to earn with respect to this Agreement (the &#8220;Earned PSUs&#8221;), subject to meeting the applicable service and performance vesting requirements, will equal the Target Number multiplied by the applicable &#8220;Performance Multiplier&#8221; as defined in Exhibit A hereto. Each Earned PSU represents the unfunded, unsecured right of the Participant to receive a Share on the date(s) specified herein.&#160; Capitalized terms not otherwise defined herein shall have the same meanings as in the Plan.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">2.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Vesting and Timing of Transfer</font>.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">The Participant will become vested in the Earned PSUs in accordance with the schedule set forth above (each such vesting date, a &#8220;Vesting Date&#8221;); </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that upon the occurrence of a Change in Control that results in the Company's Shares ceasing to be publicly traded on a national securities exchange, the Earned PSUs shall immediately become fully vested (subject to any delay in Share delivery required pursuant to Sections 2(b) and 16 hereof).</font></p>
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<p style="font-weight: normal; margin: 0px; text-align: justify; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(b)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">The Company shall transfer to the Participant, as soon as practicable but not later than 60 days after an applicable &#8220;Delivery Date&#8221; (as defined below), a number of Class A Shares equal to the number of Earned PSUs that became vested on the corresponding Vesting Date (rounded up to the next whole share), </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that upon the final transfer of Shares to the Participant (i) such number of Shares shall be reduced to the extent necessary to reflect any previous rounding up pursuant to this sentence.&#160; If the Participant is eligible to participate in, and has elected to defer the transfer of Shares pursuant to the terms of a nonqualified deferred compensation plan maintained by the Company, such Shares shall be so deferred, and any such deferral, when paid, shall be paid in Shares.&#160; Once the transfer of any Shares is deferred, the rights and privileges of the Participant with respect to such Shares shall be determined solely pursuant to the terms of the applicable plan, and not pursuant to the terms and conditions of this Agreement.&#160; For purposes of this Agreement, the &#8220;Delivery Date&#8221; with respect to each Vesting Date shall mean the date that is the earlier of (i) the second anniversary of such Vesting Date or (ii) the second anniversary of the date of the Participant&#8217;s Qualified Termination (as defined below), if applicable.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(c)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Notwithstanding Sections 2(a) and 2(b) of this Agreement, if the Participant's employment with the Company and its Affiliates terminates due to (i) death, (ii) Disability or (iii) Retirement, (any such termination, a &#8220;Qualified Termination&#8221;), then (A) any previously unvested Earned PSUs shall become fully vested, (B) if such Qualified Termination occurs prior to the determination of the number of Earned PSUs in accordance with Exhibit A hereto, the PSUs granted hereunder shall remaining outstanding and eligible to become Earned PSUs in accordance with such Exhibit A and (C) the Shares underlying all of the Participant&#8217;s Earned PSUs, if any, shall be delivered to the Participant as soon as practicable but not later than 60 days after the corresponding Delivery Date(s) subject to Section 16 of this Agreement.  In the event of the death of the Participant, the transfer of Shares under this Section 2(c) shall be made in accordance with the beneficiary designation form on file with the Company; </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that, in the absence of any such beneficiary designation form, the transfer of Shares under this Section 2(c) shall be made to the person or persons to whom the Participant's rights under the Agreement shall pass by will or by the applicable laws of descent and distribution.&#160; For purposes of this Agreement, "Disability" shall mean "Disability" as defined in the Plan, and "Retirement" shall mean termination of employment on or after age 60, or on or after age 58 with at least 15 years of "Service" to the Company and its Subsidiaries immediately preceding such termination of employment.&#160; For this purpose, "Service" means the period of employment immediately preceding Retirement, plus any prior periods of employment with the Company and its Subsidiaries of one or more years' duration, unless they were succeeded by a period of non-employment with the Company and its Subsidiaries of more than three years' duration.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(d)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Upon each transfer or deferral of Shares in accordance with Sections 2(a), 2(b) and 2(c) of this Agreement, a number of Earned PSUs equal to the number of Shares transferred to the Participant or deferred shall be extinguished.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(e)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Notwithstanding Sections 2(a), 2(b) and 2(c) of this Agreement, upon the Participant's termination of employment for any reason other than (i) death, Disability or Retirement or (ii) under the circumstances described in clause (f) below, any unvested PSUs (including, without limitation, any Earned PSUs) shall immediately terminate for no further consideration.</font></font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(f)<font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Termination without Cause or for Good Reason within Two Years Following a Change in Control</font>.&#160; In the event of the Participant's Qualifying Termination or involuntary termination of employment with the Company or a subsidiary thereof without "Cause" or for "Good Reason", in each case, within two years following a Change in Control, the Earned PSUs, to the extent not previously vested and settled, shall immediately become fully vested and settled in Shares.&#160; For purposes of this Agreement, "Cause" shall mean the occurrence of any of the following: (a) the willful and continued failure of the Participant to perform substantially all of his or her duties with the Company (other than any such failure resulting from incapacity due to physical or mental illness) for a period of 10 days following a written demand for substantial performance that is delivered to such Participant by the Company, which specifically identifies the manner in which the Company believes the Participant has not substantially performed his or her duties; (b) dishonesty in the performance of the Participant's duties with the Company; (c) the Participant's conviction of, or plea of guilty or nolo contendere to, a crime under the laws of the United States or any state thereof constituting a felony or a misdemeanor involving moral turpitude; (d) the Participant's willful malfeasance or willful misconduct in connection with the Participant's duties with the Company or any act or omission which is injurious to the financial condition or business reputation of the Company or its affiliates; or (e) the Participant's breach of the provisions of Section 11 of this Agreement.&#160; For purposes of this Agreement, "Good Reason" shall mean the occurrence of any of the following, without the Participant's express written consent:&#160; (a) any material diminution in the Participant's duties, titles or responsibilities with the Company from those in effect immediately prior to a Change in Control or (b) any reduction in the Participant's annual base salary or any material reduction in the Participant's annual bonus opportunity, annual equity awards or long-term incentive program awards from the Participant's annual base salary or annual bonus opportunity, annual equity awards or long-term incentive program awards in effect immediately prior to a Change in Control.&#160; Notwithstanding the foregoing, no event shall constitute Good Reason unless the Participant provides the Company with written notice of such event within 60 days after the occurrence thereof and the Company fails to cure or resolve the behavior otherwise constituting Good Reason within 30 days of its receipt of such notice.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(g)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Any portion of the PSUs granted pursuant to this Agreement which do not become Earned PSUs in accordance with Exhibit A hereto shall be forfeited for no further consideration.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">3.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Dividends</font>.&#160; If on any date while PSUs are outstanding hereunder the Company shall pay any dividend on the Shares (other than a dividend payable in Shares), the number of PSUs granted to the Participant shall, as of such dividend payment date, be increased by a number of PSUs equal to: (a) the product of (x) the number of PSUs held by the Participant as of the related dividend record date, multiplied by (y) the per Share amount of any cash dividend (or, in the case of any dividend payable in whole or in part other than in cash, the per Share value of such dividend, as determined in good faith by the Committee), divided by (b) the Fair Market Value of a Share on the payment date of such dividend.&#160; In the case of any dividend declared on Shares that is payable in the form of Shares, the number of PSUs granted to the Participant shall be increased by a number equal to the product of (a) the PSUs that are held by the Participant on the related dividend record date, multiplied by (b) the number of Shares (including any fraction thereof) payable as a dividend on a Share.&#160; Any PSUs attributable to dividends under this Section 3 shall be subject to the vesting provisions provided in Section 2 and the performance conditions set forth in Exhibit A.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">4.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Adjustments Upon Certain Events</font>.&#160; Subject to the terms of the Plan, in the event of any change in the outstanding Shares by reason of any Share dividend or split, reorganization, recapitalization, merger, consolidation, amalgamation, spin-off or combination transaction or exchange of Shares or other similar events (collectively, an "Adjustment Event"), the Committee shall, in its sole discretion, make an appropriate and equitable adjustment in the number of PSUs subject to this Agreement to reflect such Adjustment Event.&#160; Any such adjustment made by the Committee shall be final and binding upon the Participant, the Company and all other interested persons.</font></p>
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<p style="font-weight: normal; margin: 0px; text-align: justify; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">5.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Right to Continued Employment</font>.&#160; Neither the Plan nor this Agreement shall be construed as giving the Participant the right to be retained in the employ of, or in any consulting relationship to, the Company or any Affiliate.&#160; Further, the Company or an Affiliate may at any time dismiss the Participant, free from any liability or any claim under the Plan or this Agreement, except as otherwise expressly provided herein.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">6.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Acquired Rights</font>.&#160; In participating in the Plan, the Participant acknowledges and accepts that the Board has the power to amend or terminate the Plan, to the extent permitted thereunder, at any time and that the opportunity given to the Participant to participate in the Plan is entirely at the discretion of the Committee and does not obligate the Company or any of its Affiliates to offer such participation in the future (whether on the same or different terms).&#160; The Participant further acknowledges and accepts that such Participant's participation in the Plan is not to be considered part of any normal or expected compensation and that the termination of the Participant's employment under any circumstances whatsoever will give the Participant no claim or right of action against the Company or its Affiliates in respect of any loss of rights under this Agreement or the Plan that may arise as a result of such termination of employment.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">7.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Rights of a Shareholder</font>.&#160; The Participant shall not have any rights or privileges as a shareholder of the Company until the Shares in question have been registered in the Company's register of shareholders.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">8.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Legend on Certificates</font>.&#160; Any Shares issued or transferred to the Participant pursuant to Section 2 of this Agreement shall be subject to such stop transfer orders and other restrictions as the Committee may deem advisable under the Plan or the rules, regulations, and other requirements of the Securities and Exchange Commission, any stock exchange upon which such Shares are listed, and any applicable Federal or state laws or relevant securities laws of the jurisdiction of the domicile of the Participant, and the Committee may cause a legend or legends to be put on any certificates representing such Shares to make appropriate reference to such restrictions.&#160; Whenever reference in this Agreement is made to the issuance or delivery of certificates representing Shares, the Company may elect to issue or deliver such Shares in book entry form in lieu of certificates.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">9.</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="text-decoration: underline; line-height: inherit;">Transferability</font>.  PSUs may not be assigned, alienated, pledged, attached, sold or otherwise transferred or encumbered by the Participant otherwise than by will or by the laws of descent and distribution, and any purported assignment, alienation, pledge, attachment, sale, transfer or encumbrance not permitted by this Section 9 shall be void and unenforceable against the Company or any Affiliate.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">10.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 22pt;">Withholding</font>.&#160; The Participant may be required to pay to the Company or any Affiliate and the Company or any Affiliate shall have the right and is hereby authorized to withhold from any transfer due under this Agreement or under the Plan or from any compensation or other amount owing to the Participant, applicable withholding taxes with respect to any transfer under this Agreement or under the Plan and to take such action as may be necessary in the opinion of the Company to satisfy all obligations for the payment of such taxes.&#160; </font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt 72pt; text-align: justify; text-indent: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">11.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 22pt;">Non-Solicitation Covenants</font><font style="font-weight: bold; line-height: inherit;">.&#160; </font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(a)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160; </font><font style="font-weight: bold; line-height: inherit;">The Participant acknowledges and agrees that, during the Participant's employment with the Company and its Affiliates and upon the Participant's termination of Employment with the Company and its Affiliates for any reason, for a period commencing on the termination of such Employment and ending on the second anniversary of such termination, the Participant shall not, whether on Participant's own behalf or on behalf of or in conjunction with any person, company, business entity or other organization whatsoev</font><font style="font-weight: bold; line-height: inherit;">er, directly or indirectly:</font></font></p>
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<p style="font-weight: normal; margin: 0px; text-align: justify; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><br></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 117pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(i)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-weight: bold; line-height: inherit;">solicit any employee of the Company or its Affiliates with whom the Participant had any contact during the last two years of the Participant's employment, or who worked in the same business segment or division as the Participant during that period to terminate employment with the Company or its Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 117pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(ii)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-weight: bold; line-height: inherit;">solicit the employment or services of, or hire, any such employee whose employment with the Company or its Affiliates terminated coincident with, or within twelve (12) months prior to or after the termination of Participant's employment with the Company and its Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 117pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(iii)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160; &#160; &#160; &#160;</font><font style="font-weight: bold; line-height: inherit;">directly or indirectly, solicit to cease to work with the Company or its Affiliates any consultant then under contract with the Company or its Affiliates.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(b)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160; </font><font style="font-weight: bold; line-height: inherit;">It is expressly understood and agreed that although the Participant and the Company consider the restrictions contained in this Section 11 to be reasonable, if a final judicial determination is made by a court of competent jurisdiction that the time or any other restriction contained in this Agreement is an unenforceable restriction against the Participant, the provisions of this Agreement shall not be rendered void but shall be deemed amended to apply as to such maximum time and terri</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tory and to such maxi</font><font style="font-weight: bold; line-height: inherit;">mum extent as such court may judicially determine or indicate to be enforceable.&#160; Alternatively, if any court of competent jurisdiction finds that any restric</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tion contained in this Agreement is unenforceable, and such restriction cannot be amended so as to make it enforceable, such finding shall not affect the enforceability of any of the other restrictions contained herein.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">12.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 22pt;">Specific Performance</font><font style="font-weight: bold; line-height: inherit;">.&#160; The Participant acknowledges and agrees that the Company's remedies at law for a breach or threatened breach of any of the provisions of Section 11 would be inadequate and the Company would suffer irreparable damages as a result of such breach or threatened breach.&#160; In recognition of this fact, the Participant agrees that, in the event of such a breach or threatened breach, in addition to any remedies at law, the Company, without posting any bond, shall be entitled to cease making any</font><font style="font-weight: bold; line-height: inherit;"> payments or providing any benefit otherwise required by this Agreement and obtain equitable relief in the form of specific performance, temporary restraining order, temporary or permanent injunction or any other equitable remedy which may then be available.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">13.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 22pt;">Choice of Law</font><font style="font-weight: bold; line-height: inherit;">.</font>&#160; <font style="font-weight: bold; line-height: inherit;">THE INTERPRETATION, PERFORMANCE AND ENFORCEMENT OF THIS AGREEMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF DELAWARE WITHOUT REGARD TO PRINCIPLES OF CONFLICTS OF LAW.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">14.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 22pt;">RSUs Subject to Plan</font>.&#160; By entering into this Agreement, the Participant agrees and acknowledges that the Participant has received and read a copy of the Plan.&#160; All PSUs are subject to the Plan.&#160; In the event of a conflict between any term or provision contained herein and a term or provision of the Plan, the applicable terms and provisions of the Plan will govern and prevail.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">15.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 22pt;">Signature in Counterparts</font>.&#160; This Agreement may be signed in counterparts, each of which shall be an original, with the same effect as if the signatures thereto and hereto were upon the same instrument.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 10pt; text-align: justify; text-indent: 72pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">16.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 22pt;">409A</font>.&#160; Notwithstanding any other provisions of this Agreement or the Plan, the PSUs covered by this Agreement shall not be deferred, accelerated, extended, paid out or modified in a manner that would result in the imposition of an additional tax under Section 409A of the Code upon the Participant.&#160; In the event it is reasonably determined by the Committee that, as a result of Section 409A of the Code, the transfer of Class A Shares under this Agreement may not be made at the time contemplated hereunder without causing the Participant to be subject to taxation under Section 409A of the Code (including due to the Participant's status as a "specified employee" within the meaning of Section 409A of the Code), the Company will make such payment on the first day that would not result in the Participant incurring any tax liability under Section 409A of the Code.</font></p>
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<p style="margin: 0pt 0pt 10pt; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IN WITNESS WHEREOF, the parties hereto have executed this Agreement. </font></p>
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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN ENTERPRISES, INC.</font></p>












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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">PARTICIPANT<font style="font-size: 8pt;"><sup>1</sup></font></font></p>












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<p style="margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="vertical-align: baseline; line-height: inherit;">1.</font> To the extent that the Company has established, either itself or through a third-party plan administrator, the ability to accept this award electronically, such acceptance shall constitute the Participant&#8217;s signature hereof.</font></p>












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<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;">Exhibit A</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">[Insert </font><font style="font-weight: bold; line-height: inherit;">Performance Metrics for Determining Earned PSUs</font><font style="font-weight: bold; line-height: inherit;">]</font></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><br></font></font></p>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.E
<SEQUENCE>11
<FILENAME>ex10e_5.htm
<DESCRIPTION>EXHIBIT 10(E)
<TEXT>
<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div id="D9sxd874ku9hlv58v7548oo" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; line-height: 1.2; text-align: right;"><font style="color: #333333; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Exhibit 10(e)</font></p>
<p style="margin: 0pt; line-height: 1.2; text-align: right;"><font style="color: #333333; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">2020</font><font style="font-weight: bold; line-height: inherit;"> HOVNANIAN ENTERPRISES, INC.</font></font><br><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">THIRD </font><font style="font-weight: bold; line-height: inherit;">AMENDED AND RESTATED </font><font style="font-weight: bold; line-height: inherit;">STOCK INCENTIVE PLAN</font></font></p>
<p style="margin: 0px; text-indent: 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">PERFORMANCE SHARE UNIT</font><font style="font-weight: bold; line-height: inherit;"> AGREEMENT</font></font></p>
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<p style="margin: 0pt 0pt 0pt 5.4pt; orphans: 0; text-indent: -5.4pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; line-height: inherit;">Target </font><font style="font-style: italic; line-height: inherit;">Number of</font><font style="font-style: italic; line-height: inherit;"> PSU</font><font style="font-style: italic; line-height: inherit;">s:</font></font></p>















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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 20%;">
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<p style="margin: 0pt 0pt 0pt 8.1pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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<p style="margin: 0pt 0pt 0pt 8.1pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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<td colspan="2" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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<td colspan="3" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; page-break-after: avoid; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; line-height: inherit;">Date of Vesting of </font><font style="font-style: italic; line-height: inherit;">Earned PSUs</font><font style="font-style: italic; line-height: inherit;">:</font></font></p>
<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>















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<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>















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<p style="margin: 0pt 0pt 0pt 5.4pt; orphans: 0; text-indent: -5.4pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; text-decoration: underline; line-height: inherit;">Date</font></p>















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<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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<p style="margin: 0pt 0pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; text-decoration: underline; line-height: inherit;">Percentage</font><font style="font-style: italic; text-decoration: underline; line-height: inherit;"> of</font> <font style="font-style: italic; text-decoration: underline; line-height: inherit;">Earned </font><font style="font-style: italic; text-decoration: underline; line-height: inherit;">PSU</font><font style="font-style: italic; text-decoration: underline; line-height: inherit;">s</font></font></p>















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<p style="margin: 0pt 0pt 0pt 3.6pt; orphans: 0; page-break-after: avoid; text-align: center; text-indent: -3.6pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">[Date]</font></p>















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<p style="margin: 0pt 0pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">&#160;</font></p>















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<p style="margin: 0pt 0pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>















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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt 26.1pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-align: right; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">100%</font></p>















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<td colspan="2" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom;">
<p style="margin: 0pt 0pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">&#160;</font></p>















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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: Arial; font-size: 12pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: Arial; font-size: 11pt; line-height: inherit;">&#160;</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">1.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Grant of</font><font style="text-decoration: underline; line-height: inherit;"> PSU</font><font style="text-decoration: underline; line-height: inherit;">s</font>.&#160; For valuable consideration, receipt of which is hereby acknowledged, Hovnanian Enterprises, Inc., a Delaware Corporation (the "Company"), hereby grants the target number (&#8220;Target Number&#8221;) of performance share units ("PSUs") listed above to the Participant, on the terms and conditions hereinafter set forth.&#160; This grant is made pursuant to the terms and conditions of the 2020 Company Third Amended and Restated Stock Incentive Plan (the "Plan"), which Plan, as amended from time to time, is incorporated herein by reference and made a part of this Agreement.&#160; The actual number of PSUs, if any, that the Participant will be eligible to earn with respect to this Agreement (the &#8220;Earned PSUs&#8221;), subject to meeting the applicable service and performance vesting requirements, will equal the Target Number multiplied by the applicable &#8220;Performance Multiplier&#8221; as defined in Exhibit A hereto.&#160; Each Earned PSU represents the unfunded, unsecured right of the Participant to receive a Share on the date(s) specified herein.&#160; Capitalized terms not otherwise defined herein shall have the same meanings as in the Plan.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">2.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Vesting and Timing of Transfer</font>.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">The Participant will become vested in the Earned PSUs in accordance with the schedule set forth above (each such vesting date, a &#8220;Vesting Date&#8221;); </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that upon the occurrence of a Change in Control that results in the Company's Shares ceasing to be publicly traded on a national securities exchange, the Earned PSUs shall immediately become fully vested (subject to any delay in Share delivery required pursuant to Sections 2(b) and 16 hereof).</font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(b)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">The Company shall transfer to the Participant, as soon as practicable but not later than 60 days after an applicable &#8220;Delivery Date&#8221; (as defined below), a number of Class B Shares equal to the number of Earned PSUs that became vested on the corresponding Vesting Date (rounded up to the next whole share), </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that upon the final transfer of Shares to the Participant (i) such number of Shares shall be reduced to the extent necessary to reflect any previous rounding up pursuant to this sentence.&#160; If the Participant is eligible to participate in, and has elected to defer the transfer of Shares pursuant to the terms of a nonqualified deferred compensation plan maintained by the Company, such Shares shall be so deferred, and any such deferral, when paid, shall be paid in Shares.&#160; Once the transfer of any Shares is deferred, the rights and privileges of the Participant with respect to such Shares shall be determined solely pursuant to the terms of the applicable plan, and not pursuant to the terms and conditions of this Agreement.&#160; For purposes of this Agreement, the &#8220;Delivery Date&#8221; with respect to each Vesting Date shall mean the date that is the earlier of (i) the second anniversary of such Vesting Date or (ii) the second anniversary of the date of the Participant&#8217;s Qualified Termination (as defined below), if applicable.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(c)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Notwithstanding Sections 2(a) and 2(b) of this Agreement, if the Participant's employment with the Company and its Affiliates terminates due to (i) death, (ii) Disability or (iii) Retirement, (any such termination, a &#8220;Qualified Termination&#8221;), then (A) any previously unvested Earned PSUs shall become fully vested, (B) if such Qualified Termination occurs prior to the determination of the number of Earned PSUs in accordance with Exhibit A hereto, the PSUs granted hereunder shall remaining outstanding and eligible to become Earned PSUs in accordance with such Exhibit A and (C) the Shares underlying all of the Participant&#8217;s Earned PSUs, if any, shall be delivered to the Participant as soon as practicable but not later than 60 days after the corresponding Delivery Date(s) subject to Section 16 of this Agreement.  In the event of the death of the Participant, the transfer of Shares under this Section 2(c) shall be made in accordance with the beneficiary designation form on file with the Company; </font><font style="text-decoration: underline; line-height: inherit;">provided</font>, <font style="text-decoration: underline; line-height: inherit;">however</font>, that, in the absence of any such beneficiary designation form, the transfer of Shares under this Section 2(c) shall be made to the person or persons to whom the Participant's rights under the Agreement shall pass by will or by the applicable laws of descent and distribution.&#160; For purposes of this Agreement, "Disability" shall mean "Disability" as defined in the Plan, and "Retirement" shall mean termination of employment on or after age 60, or on or after age 58 with at least 15 years of "Service" to the Company and its Subsidiaries immediately preceding such termination of employment.&#160; For this purpose, "Service" means the period of employment immediately preceding Retirement, plus any prior periods of employment with the Company and its Subsidiaries of one or more years' duration, unless they were succeeded by a period of non-employment with the Company and its Subsidiaries of more than three years' duration.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(d)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Upon each transfer or deferral of Shares in accordance with Sections 2(a), 2(b) and 2(c) of this Agreement, a number of Earned PSUs equal to the number of Shares transferred to the Participant or deferred shall be extinguished.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(e)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Notwithstanding Sections 2(a), 2(b) and 2(c) of this Agreement, upon the Participant's termination of employment for any reason other than (i) death, Disability or Retirement or (ii) under the circumstances described in clause (f) below, any unvested PSUs (including, without limitation, any Earned PSUs) shall immediately terminate for no further consideration.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(f)<font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Termination without Cause or for Good Reason within Two Years Following a Change in Control</font>.&#160; In the event of the Participant's Qualifying Termination or involuntary termination of employment with the Company or a subsidiary thereof without "Cause" or for "Good Reason", in each case, within two years following a Change in Control, the Earned PSUs, to the extent not previously vested and settled, shall immediately become fully vested and settled in Shares.&#160; For purposes of this Agreement, "Cause" shall mean the occurrence of any of the following: (a) the willful and continued failure of the Participant to perform substantially all of his or her duties with the Company (other than any such failure resulting from incapacity due to physical or mental illness) for a period of 10 days following a written demand for substantial performance that is delivered to such Participant by the Company, which specifically identifies the manner in which the Company believes the Participant has not substantially performed his or her duties; (b) dishonesty in the performance of the Participant's duties with the Company; (c) the Participant's conviction of, or plea of guilty or nolo contendere to, a crime under the laws of the United States or any state thereof constituting a felony or a misdemeanor involving moral turpitude; (d) the Participant's willful malfeasance or willful misconduct in connection with the Participant's duties with the Company or any act or omission which is injurious to the financial condition or business reputation of the Company or its affiliates; or (e) the Participant's breach of the provisions of Section 11 of this Agreement.&#160; For purposes of this Agreement, "Good Reason" shall mean the occurrence of any of the following, without the Participant's express written consent:&#160; (a) any material diminution in the Participant's duties, titles or responsibilities with the Company from those in effect immediately prior to a Change in Control or (b) any reduction in the Participant's annual base salary or any material reduction in the Participant's annual bonus opportunity, annual equity awards or long-term incentive program awards from the Participant's annual base salary or annual bonus opportunity, annual equity awards or long-term incentive program awards in effect immediately prior to a Change in Control.&#160; Notwithstanding the foregoing, no event shall constitute Good Reason unless the Participant provides the Company with written notice of such event within 60 days after the occurrence thereof and the Company fails to cure or resolve the behavior otherwise constituting Good Reason within 30 days of its receipt of such notice.</font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(g)<font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit; margin-left: 25pt;">Any portion of the PSUs granted pursuant to this Agreement which do not become Earned PSUs in accordance with Exhibit A hereto shall be forfeited for no further consideration.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">3.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Dividends</font>.&#160; If on any date while PSUs are outstanding hereunder the Company shall pay any dividend on the Shares (other than a dividend payable in Shares), the number of PSUs granted to the Participant shall, as of such dividend payment date, be increased by a number of PSUs equal to: (a) the product of (x) the number of PSUs held by the Participant as of the related dividend record date, multiplied by (y) the per Share amount of any cash dividend (or, in the case of any dividend payable in whole or in part other than in cash, the per Share value of such dividend, as determined in good faith by the Committee), divided by (b) the Fair Market Value of a Share on the payment date of such dividend.&#160; In the case of any dividend declared on Shares that is payable in the form of Shares, the number of PSUs granted to the Participant shall be increased by a number equal to the product of (a) the PSUs that are held by the Participant on the related dividend record date, multiplied by (b) the number of Shares (including any fraction thereof) payable as a dividend on a Share.&#160; Any PSUs attributable to dividends under this Section 3 shall be subject to the vesting provisions provided in Section 2 and the performance conditions set forth in Exhibit A.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">4.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Adjustments Upon Certain Events</font>.&#160; Subject to the terms of the Plan, in the event of any change in the outstanding Shares by reason of any Share dividend or split, reorganization, recapitalization, merger, consolidation, amalgamation, spin-off or combination transaction or exchange of Shares or other similar events (collectively, an "Adjustment Event"), the Committee shall, in its sole discretion, make an appropriate and equitable adjustment in the number of PSUs subject to this Agreement to reflect such Adjustment Event.&#160; Any such adjustment made by the Committee shall be final and binding upon the Participant, the Company and all other interested persons.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">5.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Right to Continued Employment</font>.&#160; Neither the Plan nor this Agreement shall be construed as giving the Participant the right to be retained in the employ of, or in any consulting relationship to, the Company or any Affiliate.&#160; Further, the Company or an Affiliate may at any time dismiss the Participant, free from any liability or any claim under the Plan or this Agreement, except as otherwise expressly provided herein.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">6.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Acquired Rights</font>.&#160; In participating in the Plan, the Participant acknowledges and accepts that the Board has the power to amend or terminate the Plan, to the extent permitted thereunder, at any time and that the opportunity given to the Participant to participate in the Plan is entirely at the discretion of the Committee and does not obligate the Company or any of its Affiliates to offer such participation in the future (whether on the same or different terms).&#160; The Participant further acknowledges and accepts that such Participant's participation in the Plan is not to be considered part of any normal or expected compensation and that the termination of the Participant's employment under any circumstances whatsoever will give the Participant no claim or right of action against the Company or its Affiliates in respect of any loss of rights under this Agreement or the Plan that may arise as a result of such termination of employment.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">7.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Rights of a Shareholder</font>.&#160; The Participant shall not have any rights or privileges as a shareholder of the Company until the Shares in question have been registered in the Company's register of shareholders.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">8.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Legend on Certificates</font>.&#160; Any Shares issued or transferred to the Participant pursuant to Section 2 of this Agreement shall be subject to such stop transfer orders and other restrictions as the Committee may deem advisable under the Plan or the rules, regulations, and other requirements of the Securities and Exchange Commission, any stock exchange upon which such Shares are listed, and any applicable Federal or state laws or relevant securities laws of the jurisdiction of the domicile of the Participant, and the Committee may cause a legend or legends to be put on any certificates representing such Shares to make appropriate reference to such restrictions.&#160; Whenever reference in this Agreement is made to the issuance or delivery of certificates representing Shares, the Company may elect to issue or deliver such Shares in book entry form in lieu of certificates.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">9.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Transferability</font>.  PSUs may not be assigned, alienated, pledged, attached, sold or otherwise transferred or encumbered by the Participant otherwise than by will or by the laws of descent and distribution, and any purported assignment, alienation, pledge, attachment, sale, transfer or encumbrance not permitted by this Section 9 shall be void and unenforceable against the Company or any Affiliate.</font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">10.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Withholding</font>.&#160; The Participant may be required to pay to the Company or any Affiliate and the Company or any Affiliate shall have the right and is hereby authorized to withhold from any transfer due under this Agreement or under the Plan or from any compensation or other amount owing to the Participant, applicable withholding taxes with respect to any transfer under this Agreement or under the Plan and to take such action as may be necessary in the opinion of the Company to satisfy all obligations for the payment of such taxes.&#160;</font></p>
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<p style="font-weight: normal; margin: 0px; text-align: justify; text-indent: 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;"><br></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt 72pt; text-align: justify; text-indent: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">11.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Non-Solicitation Covenants</font><font style="font-weight: bold; line-height: inherit;">.&#160; </font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(a)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">The Participant acknowledges and agrees that, during the Participant's employment with the Company and its Affiliates and upon the Participant's termination of Employment with the Company and its Affiliates for any reason, for a period commencing on the termination of such Employment and ending on the second anniversary of such termination, the Participant shall not, whether on Participant's own behalf or on behalf of or in conjunction with any person, company, business entity or other organization whatsoever, directly or indirectly:</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(i)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">solicit any employee of the Company or its Affiliates with whom the Participant had any contact during the last two years of the Participant's employment, or who worked in the same business segment or division as the Participant during that period to terminate employment with the Company or its Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(ii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 22pt;">solicit the employment or services of, or hire, any such employee whose employment with the Company or its Affiliates terminated coincident with, or within twelve (12) months prior to or after the termination of Participant's employment with the Company and its Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(iii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 19pt;">directly or indirectly, solicit to cease to work with the Company or its Affiliates any consultant then under contract with the Company or its Affiliates.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 100.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(b)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">It is expressly understood and agreed that although the Participant and the Company consider the restrictions contained in this Section 11 to be reasonable, if a final judicial determination is made by a court of competent jurisdiction that the time or any other restriction contained in this Agreement is an unenforceable restriction against the Participant, the provisions of this Agreement shall not be rendered void but shall be deemed amended to apply as to such maximum time and terri</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tory and to such maximum extent as such court may judicially determine or indicate to be enforceable.&#160; Alternatively, if any court of competent jurisdiction finds that any restric</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tion contained in this Agreement is unenforceable, and such restriction cannot be amended so as to make it enforceable, such finding shall not affect the enforceability of any of the other restrictions contained herein.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">12.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Specific Performance</font><font style="font-weight: bold; line-height: inherit;">.&#160; The Participant acknowledges and agrees that the Company's remedies at law for a breach or threatened breach of any of the provisions of Section 11 would be inadequate and the Company would suffer irreparable damages as a result of such breach or threatened breach.&#160; In recognition of this fact, the Participant agrees that, in the event of such a breach or threatened breach, in addition to any remedies at law, the Company, without posting any bond, shall be entitled to cease making any payments or providing any benefit otherwise required by this Agreement and obtain equitable relief in the form of specific performance, temporary restraining order, temporary or permanent injunction or any other equitable remedy which may then be available.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">13.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Choice of Law</font><font style="font-weight: bold; line-height: inherit;">.</font>&#160; <font style="font-weight: bold; line-height: inherit;">THE INTERPRETATION, PERFORMANCE AND ENFORCEMENT OF THIS AGREEMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF DELAWARE WITHOUT REGARD TO PRINCIPLES OF CONFLICTS OF LAW.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">14.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">RSUs Subject to Plan</font>.&#160; By entering into this Agreement, the Participant agrees and acknowledges that the Participant has received and read a copy of the Plan.&#160; All PSUs are subject to the Plan.&#160; In the event of a conflict between any term or provision contained herein and a term or provision of the Plan, the applicable terms and provisions of the Plan will govern and prevail.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">15.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Signature in Counterparts</font>.&#160; This Agreement may be signed in counterparts, each of which shall be an original, with the same effect as if the signatures thereto and hereto were upon the same instrument.</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">16.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">409A</font>.&#160; Notwithstanding any other provisions of this Agreement or the Plan, the PSUs covered by this Agreement shall not be deferred, accelerated, extended, paid out or modified in a manner that would result in the imposition of an additional tax under Section 409A of the Code upon the Participant.&#160; In the event it is reasonably determined by the Committee that, as a result of Section 409A of the Code, the transfer of Class B Shares under this Agreement may not be made at the time contemplated hereunder without causing the Participant to be subject to taxation under Section 409A of the Code (including due to the Participant's status as a "specified employee" within the meaning of Section 409A of the Code), the Company will make such payment on the first day that would not result in the Participant incurring any tax liability under Section 409A of the Code.</font></p>
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<p style="margin: 0px; text-indent: 0px; line-height: 1.2; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IN WITNESS WHEREOF, the parties hereto have executed this Agreement.</font><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><br></font></p>
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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">HOVNANIAN ENTERPRISES, INC.</font></p>















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<td style="padding-left: 0px; padding-right: 0px; vertical-align: bottom; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px; text-align: left;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">By:</font></p>















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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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</tr>
<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>















</tr>
<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 50%; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 4%; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; width: 46%; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>















</tr>
<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















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<td colspan="2" style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">PARTICIPANT<font style="font-size: 8pt;"><sup>1</sup></font></font></font></p>















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</tr>
<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>















</tr>
<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>















</tr>
<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px; text-align: left;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">By:</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>















</tr>
<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>















</tr>
<tr>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 0px; padding-right: 0px; vertical-align: top; margin: 0px; text-indent: 0px;">
<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>















</td>















</tr>































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<p style="margin: 0pt; line-height: 1.2;"><br></p>
<table cellspacing="0" cellpadding="0" style="border-collapse: collapse; margin-left: 0pt; font-family: 'times new roman'; font-size: 10pt;" width="100%">

<tr>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: top; width: 153.9pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 12pt; line-height: inherit;">&#160;</font></p>















</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: top; width: 346.5pt;">
<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 12pt; line-height: inherit;">&#160;</font></p>















</td>















</tr>
<tr>
<td colspan="2" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: top; width: 500.4pt;">
<p style="margin: 6pt 0pt 0pt 11.5pt; orphans: 0; text-indent: -11.5pt; widows: 0;"><font style="font-family: 'times new roman', times; line-height: inherit;"><font style="font-size: 10pt; vertical-align: baseline; line-height: inherit;">1.</font><font style="font-size: 10pt; line-height: inherit;"> To the extent that the Company has established, either itself or through a third-party plan administrator, the ability to accept this award electronically, such acceptance shall constitute the Participant&#8217;s signature hereof.</font></font></p>















</td>















</tr>































</table>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'Times New Roman'; font-size: 11pt; line-height: inherit;">&#160;</font></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">

<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><font style="font-size: 10pt;" class="pageno"><font class="pageno">5</font></font></td>










</tr>





















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<div class="pageBreak" style="page-break-before: always;"><a href="#TOC"></a><br></div>










</div>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;"><br></font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;">Exhibit A</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">[Insert </font><font style="font-weight: bold; line-height: inherit;">Performance Metrics for Determining Earned PSUs</font><font style="font-weight: bold; line-height: inherit;">]</font></font></p>
<p style="margin: 0px; text-align: center; line-height: 1.2; text-indent: 0px;"><font style="font-family: Arial; font-size: 11pt; line-height: inherit;">&#160;</font></p>
<div>
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;">

<tr>
<td class="pgno" style="padding: 0px; text-align: center;"><font style="font-size: 10pt;" class="pageno"><font class="pageno">6</font></font></td>










</tr>





















</table>
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</div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.F
<SEQUENCE>12
<FILENAME>ex10f_6.htm
<DESCRIPTION>EXHIBIT 10(F)
<TEXT>
<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div id="Dp2v6yn8prd9ccro8gogq4" style="font-family: 'times new roman', times; font-size: 10pt;">
<p style="margin: 0pt; line-height: 1.2; text-align: right;"><font style="color: #333333; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; font-weight: bold;">Exhibit 10(f)</font></p>
<p style="margin: 0pt; line-height: 1.2; text-align: right;"><br></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">HOVNANIAN ENTERPRISES, INC.</font><br><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">PHANTOM </font><font style="font-weight: bold; line-height: inherit;">PERFORMANCE SHARE UNIT</font><font style="font-weight: bold; line-height: inherit;"> AGREEMENT</font></font></p>
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<tr style="height: 18pt;">
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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>










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<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










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<p style="margin: 0pt 0pt 0pt 8.1pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










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<tr style="height: 18pt;">
<td colspan="2" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle; border-top-width: 1px; border-top-style: solid; border-top-color: #000000 !important;">
<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










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<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 20%;">
<p style="margin: 0pt 0pt 0pt 8.1pt; orphans: 0; text-indent: -4.5pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 4%;">
<p style="margin: 0pt 0pt 0pt 8.1pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: bottom; width: 6%;">
<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










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<p style="margin: 0pt 0pt 0pt 8.1pt; orphans: 0; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










</td>










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<tr style="height: 23pt;">
<td colspan="2" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










</td>
<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










</td>
<td colspan="3" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










</td>










</tr>
<tr style="height: 27.9pt;">
<td colspan="3" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: middle;">
<p style="margin: 0pt; orphans: 0; page-break-after: avoid; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; line-height: inherit;">Date of Vesting of </font><font style="font-style: italic; line-height: inherit;">Earned </font><font style="font-style: italic; line-height: inherit;">PPSUs</font><font style="font-style: italic; line-height: inherit;">:</font></font></p>
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</td>
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<p style="margin: 0pt; orphans: 0; text-align: center; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>










</td>










</tr>
<tr style="height: 24.75pt;">
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<p style="margin: 0pt 0pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-style: italic; text-decoration: underline; line-height: inherit;">Percentage</font><font style="font-style: italic; text-decoration: underline; line-height: inherit;"> of</font> <font style="font-style: italic; text-decoration: underline; line-height: inherit;">Earned </font><font style="font-style: italic; text-decoration: underline; line-height: inherit;">PPSUs</font></font></p>










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<p style="margin: 0pt 0pt 0pt 3.6pt; orphans: 0; page-break-after: avoid; text-align: center; text-indent: -3.6pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">[Date]</font></p>










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<p style="margin: 0pt 0pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">&#160;</font></p>










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<p style="margin: 0pt 0pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: italic; line-height: inherit;">&#160;</font></p>










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<p style="margin: 0pt 26.1pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-align: right; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">100%</font></p>










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<p style="margin: 0pt 0pt 0pt 5.1pt; orphans: 0; page-break-after: avoid; text-indent: -5.1pt; widows: 0;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-style: normal; line-height: inherit;">&#160;</font></p>










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<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: Arial; font-size: 12pt; line-height: inherit;">&#160;</font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">1.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Grant of</font> <font style="text-decoration: underline; line-height: inherit;">PPSUs</font><font style="line-height: inherit;">.&#160; For valuable consideration, receipt of which is hereby acknowledged, Hovnanian Enterprises, Inc., a Delaware Corporation (the "Company"), hereby grants the </font><font style="line-height: inherit;">target </font><font style="line-height: inherit;">number </font><font style="line-height: inherit;">(&#8220;Target Number&#8221;) </font><font style="line-height: inherit;">of </font><font style="line-height: inherit;">phantom </font><font style="line-height: inherit;">performance share unit</font><font style="line-height: inherit;">s ("</font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">") listed above to the Participant, on the terms and conditions hereinafter set forth.&#160; </font><font style="line-height: inherit;">The </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted hereunder is made as a standalone award, separate and apart from, and outside of, the 2020 Company </font><font style="line-height: inherit;">Third</font><font style="line-height: inherit;"> Amended and Restated Stock Incentive Plan</font><font style="line-height: inherit;">, as amended</font><font style="line-height: inherit;"> (the "Plan"), and shall not constitute an Award granted under or pursuant to that Plan. Notwithstanding the foregoing, the terms, conditions, and definitions set forth in the Plan</font> <font style="line-height: inherit;">shall apply to the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> as though the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> had been granted under the Plan (including but not limited to the adjustment provision contained in the Plan), and the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall be subject to such terms, conditions and definitions which are hereby incorporated herein by reference and made a part hereof. Notwithstanding the foregoing, the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall not be counted for </font><font style="line-height: inherit;">purposes</font><font style="line-height: inherit;"> of calculating the aggregate number of shares that may be issued or transferred pursuant to </font><font style="line-height: inherit;">A</font><font style="line-height: inherit;">wards under the Plan or for purposes of calculating the </font><font style="line-height: inherit;">A</font><font style="line-height: inherit;">ward limitations under the Plan (including </font><font style="line-height: inherit;">pursuant</font><font style="line-height: inherit;"> to Section 3 of the Plan).</font> <font style="line-height: inherit;">The actual number of </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">, if any, that the Participant will be eligible to earn with respect to this Agreement (the &#8220;Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">&#8221;), subject to meeting the applicable service and performance vesting requirements, will equal the Target Number multiplied by the applicable &#8220;Performance Multiplier&#8221; as defined in Exhibit A hereto.&#160; </font><font style="line-height: inherit;">Each</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">P</font><font style="line-height: inherit;">PSU</font><font style="line-height: inherit;"> represents the unfunded, unsecured right of the Participant to receive a</font><font style="line-height: inherit;"> cash payment equal to the Fair Market Value of a</font><font style="line-height: inherit;"> Share on the date(s) specified herein.&#160; Capitalized terms not otherwise defined herein shall have the same meanings as in the Plan.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">2.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Vesting and Timing of Transfer</font><font style="line-height: inherit;">.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(a)</font><font style="line-height: inherit; margin-left: 25pt;">The Participant will become vested in the</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> in accordance with the schedule set forth above</font><font style="line-height: inherit;"> (each such vesting date, a &#8220;Vesting Date&#8221;)</font><font style="line-height: inherit;">; </font><font style="text-decoration: underline; line-height: inherit;">provided</font><font style="line-height: inherit;">, </font><font style="text-decoration: underline; line-height: inherit;">however</font><font style="line-height: inherit;">, that upon the occurrence of a Change in Control that results in the Company's Shares ceasing to be publicly traded on a national securities exchange, the</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall immediately become fully vested (subject to any delay in </font><font style="line-height: inherit;">payment</font><font style="line-height: inherit;"> required pursuant to Section</font><font style="line-height: inherit;">s 2(b) and</font><font style="line-height: inherit;"> 1</font><font style="line-height: inherit;">5</font><font style="line-height: inherit;"> hereof).</font> </font></p>
<p style="font-weight: normal; margin: 0pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(b)</font><font style="line-height: inherit; margin-left: 25pt;">The Company shall </font><font style="line-height: inherit;">pay</font><font style="line-height: inherit;"> to the Participant, as soon as practicable but not later than 60 days after an applicable </font><font style="line-height: inherit;">&#8220;</font><font style="line-height: inherit;">Payment Date</font><font style="line-height: inherit;">&#8221; (as defined below)</font><font style="line-height: inherit;">,</font><font style="line-height: inherit;"> a cash amount equal to</font> <font style="line-height: inherit;">the Fair Market Value (calculated as of such Payment Date) of </font><font style="line-height: inherit;">a number of Class A Shares equal to the number of</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> that became vested on th</font><font style="line-height: inherit;">e corresponding </font><font style="line-height: inherit;">V</font><font style="line-height: inherit;">esting </font><font style="line-height: inherit;">D</font><font style="line-height: inherit;">ate.&#160; If the Participant is eligible to participate </font><font style="line-height: inherit;">in, and</font><font style="line-height: inherit;"> has elected to defer the </font><font style="line-height: inherit;">payment in respect of Earned PPSUs</font><font style="line-height: inherit;"> pursuant to the terms of a nonqualified deferred compensation plan maintained by the Company, such </font><font style="line-height: inherit;">payment</font><font style="line-height: inherit;"> shall </font><font style="line-height: inherit;">be so</font><font style="line-height: inherit;"> deferred, and any such deferral, when paid, shall be paid in </font><font style="line-height: inherit;">cash</font><font style="line-height: inherit;">.&#160; Once the </font><font style="line-height: inherit;">value of the Earned PPSUs</font><font style="line-height: inherit;"> is deferred, the rights and privileges of the Participant with respect to such </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall be determined solely pursuant to the terms of the applicable plan, and not pursuant to the terms and conditions of this Agreement.</font><font style="line-height: inherit;">&#160; For</font> <font style="line-height: inherit;">purposes of this Agreement, the &#8220;</font><font style="line-height: inherit;">Payment Date</font><font style="line-height: inherit;">&#8221; shall mean the earlier of (i) the Vesting Date or (ii) the date of the Participant&#8217;s Qualified Termination</font><font style="line-height: inherit;">, </font><font style="line-height: inherit;">as defined below, if applicable</font><font style="line-height: inherit;"> (or, if later, the last day of the Performance Period as set forth in Exhibit A)</font><font style="line-height: inherit;">.</font></font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(c)</font><font style="line-height: inherit; margin-left: 25pt;">Notwithstanding Sections 2(a) and 2(b) of this Agreement, if the Participant's employment with the Company and its Affiliates terminates due to (i) death, (ii) Disability or (iii) Retirement, </font><font style="line-height: inherit;">(any such termination, a &#8220;Qualified Termination&#8221;), </font><font style="line-height: inherit;">then </font><font style="line-height: inherit;">(</font><font style="line-height: inherit;">A</font><font style="line-height: inherit;">) </font><font style="line-height: inherit;">any previously unvested </font><font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> shall become fully vested</font><font style="line-height: inherit;">, (B) if such Qualified Termination occurs prior to the determination of the number of Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> in accordance with Exhibit A hereto, the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted hereunder shall remaining outstanding and eligible to become Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> in accordance with such Exhibit A</font><font style="line-height: inherit;"> and </font><font style="line-height: inherit;">(C) </font><font style="line-height: inherit;">the </font><font style="line-height: inherit;">cash payment in respect of the </font><font style="line-height: inherit;">Shares underlying all of the Participant&#8217;s </font><font style="line-height: inherit;">Earned</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">, if any,</font><font style="line-height: inherit;"> shall be </font><font style="line-height: inherit;">paid</font><font style="line-height: inherit;"> to the Participant as soon as practicable but not later than 60 days after the corresponding </font><font style="line-height: inherit;">Payment Date</font><font style="line-height: inherit;">(s)</font><font style="line-height: inherit;"> subject to Section 1</font><font style="line-height: inherit;">5</font><font style="line-height: inherit;"> of this Agreement.&#160; In the event of the death of the Participant, the </font><font style="line-height: inherit;">payment in respect of Earned PPSUs</font><font style="line-height: inherit;"> under this Section 2(c) shall be made in accordance with the beneficiary designation form on file with the Company; </font><font style="text-decoration: underline; line-height: inherit;">provided</font><font style="line-height: inherit;">, </font><font style="text-decoration: underline; line-height: inherit;">however</font><font style="line-height: inherit;">, that, in the absence of any such beneficiary designation form, the </font><font style="line-height: inherit;">payment </font><font style="line-height: inherit;">under this Section 2(c) shall be made to the person or persons to whom the Participant's rights under the Agreement shall pass by will or by the applicable laws of descent and distribution.&#160; For purposes of this Agreement, </font><font style="line-height: inherit;">"Disability" shall mean "Disability" as defined in the Plan, and "Retirement" shall mean termination of employment on or after age 60, or on or after age 58 with at least 15 years of "Service" to the Company and its Subsidiaries immediately preceding such termination of employment.&#160; For this purpose, "Service" means the period of employment immediately preceding Retirement, plus any prior periods of employment with the Company and its Subsidiaries of one or more years' duration, unless they were succeeded by a period of non-employment with the Company and its Subsidiaries of more than three years' duration.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(d)</font><font style="line-height: inherit; margin-left: 25pt;">Upon each </font><font style="line-height: inherit;">payment in settlement of Earned PPSUs</font><font style="line-height: inherit;"> in accordance with Sections 2(a), 2(b) and 2(c) of this Agreement, </font><font style="line-height: inherit;">a number of</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> having a Fair Market Value</font><font style="line-height: inherit;"> equal </font><font style="line-height: inherit;">to the amount paid</font><font style="line-height: inherit;"> to the Participant or deferred shall be extinguished.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(e)</font><font style="line-height: inherit; margin-left: 25pt;">Notwithstanding Sections 2(a), 2(b) and 2(c) of this Agreement, upon the Participant's termination of employment for any reason other than (i) death, Disability or Retirement or (ii) under the circumstances described in clause (f) below, any unvested</font> <font style="line-height: inherit;">PPSUs</font> <font style="line-height: inherit;">(including, without limitation, any Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">) </font><font style="line-height: inherit;">shall immediately terminate for no further consideration.</font></font></p>
<p style="font-weight: normal; margin: 0pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(f)</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Termination without Cause or for Good Reason within Two Years Following a Change in Control</font><font style="line-height: inherit;">.&#160; In the event of the Participant's </font><font style="line-height: inherit;">Qualifying Termination or </font><font style="line-height: inherit;">involuntary termination of employment with the Company or a subsidiary thereof without "Cause" or for "Good Reason"</font><font style="line-height: inherit;">, in each case,</font><font style="line-height: inherit;"> within two years following </font><font style="line-height: inherit;">a Change</font><font style="line-height: inherit;"> in Control, the</font> <font style="line-height: inherit;">Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;">, to the extent not previously vested and settled, shall immediately become fully vested and settled in </font><font style="line-height: inherit;">cash</font><font style="line-height: inherit;">.&#160; For purposes of this Agreement, "Cause" shall mean the occurrence of any of the following: (a) the willful and continued failure of the Participant to perform substantially all of his or her duties with the </font><font style="line-height: inherit;">Company (other than any such failure resulting from incapacity due to physical or mental illness) for a period of 10 days following a written demand for substantial performance that is delivered to such Participant by the Company, which specifically identifies the manner in which the Company believes the Participant has not substantially performed his or her duties; (b) dishonesty in the performance of the Participant's duties with the Company; (c) the Participant's conviction of, or plea of guilty or nolo contendere to, a crime under the laws of the United States or any state thereof constituting a felony or a misdemeanor involving moral turpitude; (d) the Participant's willful malfeasance or willful misconduct in connection with the Participant's duties with the Company or any act or omission which is injurious to the financial condition or business reputation of the Company or its affiliates; or (e) the Participant's breach of the provisions of Section 1</font><font style="line-height: inherit;">0</font><font style="line-height: inherit;"> of this Agreement.&#160; For purposes of this Agreement, "Good Reason" shall mean the occurrence of any of the following, without the Participant's express written consent:&#160; (a) any material diminution in the Participant's duties, titles or responsibilities with the Company from those in effect immediately prior to a Change in Control or (b) any reduction in the Participant's annual base salary or any material reduction in the Participant's annual bonus opportunity, annual equity awards or long-term incentive program awards from the Participant's annual base salary or annual bonus opportunity, annual equity awards or long-term incentive program awards in effect immediately prior to a Change in Control.&#160; Notwithstanding the foregoing, no event shall constitute Good Reason unless the Participant provides the Company with written notice of such </font><font style="line-height: inherit;">event</font><font style="line-height: inherit;"> within 60 days after the occurrence thereof and the Company fails to cure or resolve the behavior otherwise constituting Good Reason within 30 days of its receipt of such notice.</font></font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="line-height: inherit;">(g)</font><font style="line-height: inherit; margin-left: 25pt;">Any portion of the </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted pursuant to this Agreement which do not become Earned </font><font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> in accordance with Exhibit A hereto shall be forfeited for no further consideration.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">3.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Dividends</font><font style="line-height: inherit;">.&#160; If on any date while</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> are outstanding hereunder the Company shall pay any dividend on the Shares (other than a dividend payable in Shares), the number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted to the Participant shall, as of such dividend payment date, be increased by a number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> equal to: (a) the product of (x) the number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> held by the Participant as of the related dividend record date, multiplied by (y) the per Share amount of any cash dividend (or, in the case of any dividend payable in whole or in part other than in cash, the per Share value of such dividend, as determined in good faith by the Committee), divided by (b) the Fair Market Value of a Share on the payment date of such dividend.&#160; In the case of any dividend declared on Shares that is payable in the form of Shares, the number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> granted to the Participant shall be increased by a number equal to the product of (a) the</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> that are held by the Participant on the related dividend record date, multiplied by (b) the number of Shares (including any fraction thereof) payable as a dividend on a Share.&#160; Any</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> attributable to dividends under this Section 3 shall be subject to the vesting provisions provided in Section 2</font><font style="line-height: inherit;"> and the performance conditions set forth in Exhibit A</font><font style="line-height: inherit;">.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">4.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Adjustments Upon Certain Events</font><font style="line-height: inherit;">.&#160; Subject to the terms of the Plan, in the event of any change in the outstanding Shares by reason of any Share dividend or split, reorganization, recapitalization, merger, consolidation, amalgamation, spin-off or combination transaction or exchange of Shares or other similar events (collectively, an "Adjustment Event"), the Committee shall, in its sole discretion, make an appropriate and equitable adjustment in the number of</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> subject to this Agreement to reflect such Adjustment Event.&#160; Any such adjustment made by the Committee shall be final and binding upon the Participant, the Company and all other interested </font><font style="line-height: inherit;">persons</font><font style="line-height: inherit;">.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">5.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Right to Continued Employment</font><font style="line-height: inherit;">.&#160; Neither the Plan nor this Agreement shall be construed as giving the Participant the right to be retained in the employ of, or in any consulting relationship to, the Company or any Affiliate.&#160; Further, the Company or an Affiliate may at any time </font><font style="line-height: inherit;">dismiss the Participant, free from any liability or any claim under the Plan or this Agreement, except as otherwise expressly provided herein.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">6.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Acquired Rights</font><font style="line-height: inherit;">.&#160; </font><font style="line-height: inherit;">T</font><font style="line-height: inherit;">he Participant acknowledges and accepts that the Board has the power to amend or terminate the Plan, to the extent permitted thereunder, at any time and that the opportunity given to the Participant to </font><font style="line-height: inherit;">receive PPSUs</font><font style="line-height: inherit;"> is entirely at the discretion of the Committee and does not obligate the Company or any of its Affiliates to offer such participation in the future (whether on the same or different terms).&#160; The Participant further acknowledges and accepts that such Participant's </font><font style="line-height: inherit;">PPSUs are</font><font style="line-height: inherit;"> not to be considered part of any normal or expected compensation and that the termination of the Participant's employment under any circumstances whatsoever will give the Participant no claim or right of action against the Company or its Affiliates in respect of any loss of rights under this Agreement or the Plan that may arise as a result of such termination of employment.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">7.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">No Rights of a Shareholder</font><font style="line-height: inherit;">.&#160; </font><font style="line-height: inherit;">The Participant shall not have any rights or privileges as a shareholder of the Company </font><font style="line-height: inherit;">in respect of the PPSUs granted hereunder</font><font style="line-height: inherit;">.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">8.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Transferability</font><font style="line-height: inherit;">. </font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> may not be assigned, alienated, pledged, attached, sold or otherwise transferred or encumbered by the Participant </font><font style="line-height: inherit;">otherwise than</font><font style="line-height: inherit;"> by will or by the laws of descent and distribution, and any purported assignment, alienation, pledge, attachment, sale, transfer or encumbrance not permitted by this Section </font><font style="line-height: inherit;">8</font><font style="line-height: inherit;"> shall be void and unenforceable against the Company or any Affiliate.</font></font></p>
<p style="font-weight: normal; margin: 0pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">9.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 25pt;">Withholding</font><font style="line-height: inherit;">.&#160; The Participant may be required to pay to the Company or any Affiliate and the Company or any Affiliate shall have the right and is hereby authorized to withhold from any transfer due under this Agreement or from any compensation or other amount owing to the Participant, applicable withholding taxes with respect to any transfer under this Agreement and to take such action as may be necessary in the opinion of the Company to satisfy all obligations for the payment of such taxes.</font></font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 12pt 72pt; text-align: justify; text-indent: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt;"><font style="font-weight: bold; line-height: inherit;">10.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 25pt;">Non-Solicitation Covenants</font><font style="font-weight: bold; line-height: inherit;">.&#160; </font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 94.5pt;"><font style="font-family: 'times new roman', times; font-size: 10pt;"><font style="font-weight: bold; line-height: inherit;">(a)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160; </font><font style="font-weight: bold; line-height: inherit;">The Participant acknowledges and agrees that, during the Participant's employment with the Company and its Affiliates and upon the Participant's termination of Employment with the Company and its Affiliates for any reason, for a period commencing on the termination of such Employment and ending on the second anniversary of such termination, the Participant shall not, whether on Participant's own behalf or on behalf of or in conjunction with any person, company, business entity or other organization whatsoever, directly or indirectly:</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt;"><font style="font-family: 'times new roman', times; font-size: 10pt;"><font style="font-weight: bold; line-height: inherit;">(i)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">solicit any employee of the Company or its Affiliates with whom the Participant had </font><font style="font-weight: bold; line-height: inherit;">any contact</font><font style="font-weight: bold; line-height: inherit;"> during the last two years of the Participant's employment, or who worked in the same business segment or division as the Participant during that period to terminate employment with the Company or its </font><font style="font-weight: bold; line-height: inherit;">Affiliates;</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt;"><font style="font-weight: bold; line-height: inherit;">(ii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">solicit the em<font style="line-height: inherit;">ployment or services of, or hire, </font></font><font style="line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">any such</font><font style="font-weight: bold; line-height: inherit;"> employee whose employment with the Company or its Affiliates terminated </font><font style="font-weight: bold; line-height: inherit;">coincident</font><font style="font-weight: bold; line-height: inherit;"> with, or within twelve (12) months prior to or after the termination of Participant's employment with the Company and its </font><font style="font-weight: bold; line-height: inherit;">Affiliates;</font></font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 117pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(iii)</font><font style="font-weight: bold; line-height: inherit; margin-left: 25pt;">directly or indirectly, solicit to cease to work with the Company or its Affiliates any consultant then under contract with the Company or its Affiliates.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 94.5pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">(b)</font><font style="font-variant: normal; font-size-adjust: none; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-weight: normal; font-stretch: normal; line-height: inherit;">&#160;&#160;&#160;&#160;&#160; </font><font style="font-weight: bold; line-height: inherit;">It is expressly understood and agreed that although the Participant and the Company consider the restrictions contained in this Section 1</font><font style="font-weight: bold; line-height: inherit;">0</font><font style="font-weight: bold; line-height: inherit;"> to be reasonable, if a final judicial determination is made by a court of competent jurisdiction that the time or any other restriction contained in this Agreement is an unenforceable restriction against the Participant, the provisions of this Agreement shall not be rendered void but shall be deemed amended to apply as to such maximum time and terri</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tory and to such maximum extent as such court may judicially determine or indicate to be enforceable.&#160; Alternatively, if any court of competent jurisdiction finds that any restric</font><font style="font-weight: bold; line-height: inherit;">&#173;</font><font style="font-weight: bold; line-height: inherit;">tion contained in this Agreement is unenforceable, and such restriction cannot be amended </font><font style="font-weight: bold; line-height: inherit;">so as to</font><font style="font-weight: bold; line-height: inherit;"> make it enforceable, such finding shall not affect the enforceability of any of the other restrictions contained herein.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">11.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 22pt;">Specific Performance</font><font style="font-weight: bold; line-height: inherit;">.&#160; The Participant acknowledges and agrees that the Company's remedies at law for </font><font style="font-weight: bold; line-height: inherit;">a breach</font><font style="font-weight: bold; line-height: inherit;"> or threatened breach of any of the provisions of Section 1</font><font style="font-weight: bold; line-height: inherit;">0</font><font style="font-weight: bold; line-height: inherit;"> would be inadequate and the Company would suffer irreparable damages </font><font style="font-weight: bold; line-height: inherit;">as a result of</font><font style="font-weight: bold; line-height: inherit;"> such breach or threatened breach.&#160; In recognition of this fact, the Participant agrees that, in the event of such a breach or threatened breach, in addition to any remedies at law, the Company, without posting any bond, shall be entitled to cease making any payments or providing any benefit otherwise required by this Agreement and obtain equitable relief in the form of specific performance, temporary restraining order, temporary or permanent injunction or any other equitable remedy which may then be available.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: bold; line-height: inherit;">12.</font><font style="font-weight: bold; text-decoration: underline; line-height: inherit; margin-left: 22pt;">Choice of Law</font><font style="font-weight: bold; line-height: inherit;">.</font><font style="line-height: inherit;">&#160; </font><font style="font-weight: bold; line-height: inherit;">THE INTERPRETATION, PERFORMANCE AND ENFORCEMENT OF THIS AGREEMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF DELAWARE WITHOUT REGARD TO PRINCIPLES OF CONFLICTS OF LAW.</font></font></p>
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<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">13.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 22pt;">Plan</font><font style="text-decoration: underline; line-height: inherit;"> Terms</font><font style="line-height: inherit;">.&#160; By entering into this Agreement, the Participant agrees and acknowledges that the Participant has received and read a copy of the Plan.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">14.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 22pt;">Signature in Counterparts</font><font style="line-height: inherit;">.&#160; This Agreement may be signed in counterparts, each of which shall be an original, with the same effect as if the signatures thereto and hereto were upon the same instrument.</font></font></p>
<p style="font-weight: normal; margin: 0pt 0pt 12pt; text-align: justify; text-indent: 72pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><font style="font-weight: normal; line-height: inherit;">15.</font><font style="text-decoration: underline; line-height: inherit; margin-left: 22pt;">409A</font><font style="line-height: inherit;">.&#160; Notwithstanding any other provisions of this Agreement or the Plan, </font><font style="line-height: inherit;">the</font> <font style="line-height: inherit;">PPSUs</font><font style="line-height: inherit;"> covered by this Agreement</font><font style="line-height: inherit;"> shall not be deferred, accelerated, extended, paid out or modified in a manner that would result in the imposition of an additional tax under Section 409A of the Code upon the Participant.&#160; In the event it is reasonably determined by the Committee that, as a result of Section 409A of the Code, </font><font style="line-height: inherit;">any payments</font><font style="line-height: inherit;"> under this Agreement may not be made at the time contemplated hereunder without causing the Participant to be subject to taxation under Section 409A of the Code (including due to the Participant's status as a "specified employee" within the meaning of Section 409A of the Code), the Company will make such payment on the first day that would not result in the Participant incurring any tax liability under Section 409A of the Code.</font></font></p>
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<p style="margin: 0px; text-indent: 0px; line-height: 1.2; text-align: center;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">IN WITNESS WHEREOF, the parties hereto have executed this Agreement.</font></p>
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<p style="margin: 0px; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</font></p>










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<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'Times New Roman'; font-size: 12pt; line-height: inherit;">&#160;</font></p>










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<td style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: top; width: 346.5pt;">
<p style="margin: 0pt; orphans: 0; widows: 0;"><font style="font-family: 'Times New Roman'; font-size: 12pt; line-height: inherit;">&#160;</font></p>










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<td colspan="2" style="padding-left: 5.4pt; padding-right: 5.4pt; vertical-align: top; width: 500.4pt;">
<p style="margin: 6pt 0pt 0pt 11.5pt; orphans: 0; text-indent: -11.5pt; widows: 0;"><font style="font-family: 'times new roman', times;"><font style="font-size: 10pt; vertical-align: baseline; line-height: inherit;">1.</font><font style="font-size: 10pt; line-height: inherit;"> To the extent that the Company has established, either itself or through a third-party plan administrator, the ability to accept this award electronically, such acceptance shall constitute the Participant&#8217;s signature hereof.</font></font></p>










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<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; text-decoration: underline; line-height: inherit;">Exhibit A</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt;"><font style="font-weight: bold; line-height: inherit;">[Insert </font><font style="font-weight: bold; line-height: inherit;">Performance Metrics for Determining Earned </font><font style="font-weight: bold; line-height: inherit;">P</font><font style="font-weight: bold; line-height: inherit;">PSUs</font><font style="font-weight: bold; line-height: inherit;">]</font></font></p>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.A
<SEQUENCE>13
<FILENAME>ex31a_7.htm
<DESCRIPTION>EXHIBIT 31(A)
<TEXT>
<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div style="font-family: 'times new roman', times; font-size: 10pt;" id="Dvxetlterulpcsgsruls5">
<p style="margin: 0pt; text-align: center; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">CERTIFICATIONS</font></p>
<p style="margin: 0pt; text-align: center; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">Exhibit 31(a)</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">I, Ara K. Hovnanian, certify that:</font></p>
<p style="margin: 10px 0 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1.&#160;&#160; I have reviewed this Quarterly Report on Form 10-Q for the period ended Ju<font style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">ly 31, 2025</font> of Hovnanian Enterprises, Inc. (the &#8220;registrant&#8221;);</font></p>
<p style="margin: 0 0 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2.&#160;&#160; Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></p>
<p style="margin: 0 0 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3.&#160;&#160; Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></p>
<p style="margin: 0 0 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4.&#160;&#160; The registrant&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></p>
<p style="margin: 0 0 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </font></p>
<p style="margin: 0 0 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></p>
<p style="margin: 0 0 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(c) evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></p>
<p style="margin: 0 0 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(d) disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</font></p>
<p style="margin: 0 0 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5.&#160;&#160; The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></p>
<p style="margin: 0 0 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and</font></p>
<p style="margin: 0 0 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</font></p>
<table style="height: 64px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt;">

<tr style="height: 17px;">
<td style="height: 17px;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Date:&#160;<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">August 29, 2025</font></font><br></td>
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<td style="height: 10px;" colspan="2"><font style="text-decoration: underline;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; line-height: inherit;">/s/ ARA K. HOVNANIAN</font></font></font><br></td>
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<td style="height: 10px;" colspan="2">Ara<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><font style="line-height: inherit;">&#160;</font>K.<font style="line-height: inherit;">&#160;</font></font>Hovnanian<br></td>
<td style="height: 10px;"><br></td>









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<td style="height: 10px;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Chairman, President and Chief Executive Officer</font><br></td>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.B
<SEQUENCE>14
<FILENAME>ex31b_8.htm
<DESCRIPTION>EXHIBIT 31(B)
<TEXT>
<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div style="font-family: 'times new roman', times; font-size: 10pt;" id="D4a82qdro1slql0q3ofccc">
<p style="margin: 0pt; text-align: center; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">CERTIFICATIONS</font></p>
<p style="margin: 0pt 0pt 10pt; text-align: center; text-indent: 36pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">Exhibit 31(b)</font></p>
<p style="margin: 0pt; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">I, Brad O&#8217;Connor, certify that:</font></p>
<p style="margin: 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1.&#160;&#160; I have reviewed this Quarterly Report on Form 10-Q for the period ended July&#160;31, 2025 of Hovnanian Enterprises, Inc. (the &#8220;registrant&#8221;);</font></p>
<p style="margin: 0px 0px 10px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2.&#160;&#160; Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></p>
<p style="margin: 0px 0px 10px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">3.&#160;&#160; Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></p>
<p style="margin: 0px 0px 10px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">4.&#160;&#160; The registrant&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></p>
<p style="margin: 0px 0px 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </font></p>
<p style="margin: 0px 0px 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></p>
<p style="margin: 0px 0px 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(c) evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></p>
<p style="margin: 0px 0px 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(d) disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</font></p>
<p style="margin: 0px 0px 10px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">5.&#160;&#160; The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></p>
<p style="margin: 0px 0px 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information; and</font></p>
<p style="margin: 0px 0px 10px 50px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</font></p>
<table style="width: 100%; height: 71px; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt;">

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<td style="padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 17px; width: 50%;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Date:&#160;<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">August 29, 2025</font></font><br></td>
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<td style="padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 17px;" colspan="2"><font style="text-decoration: underline;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; line-height: inherit;">/s/ BRAD O</font><font style="text-decoration: underline;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; line-height: inherit;">&#8217;</font></font></font><font style="text-decoration: underline;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; line-height: inherit;">CONNOR</font></font></font></font></font><br></td>
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<td style="padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 17px;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Brad O&#8217;Connor</font><br></td>
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<td style="padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Chief Financial Officer</font><br></td>
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<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">Exhibit 32(a)</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">CERTIFICATION PURSUANT TO</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;"> 18 U.S.C. SECTION 1350,</font></p>
<p style="margin: 0pt 0pt 10pt; text-align: center; line-height: 1.2; text-indent: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;"> AS ADOPTED PURSUANT TO</font><br><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</font></p>
<p style="margin: 0 0 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In connection with the Quarterly Report of Hovnanian Enterprises, Inc. (the &#8220;Company&#8221;) on Form 10&#8209;Q for the period ended July 31, 2025 as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), I, Ara K. Hovnanian, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:</font></p>
<p style="margin: 0 0 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1.&#160;&#160; The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</font></p>
<p style="margin: 0 0 10px 0px; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2.&#160;&#160; The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</font></p>
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<tr style="height: 17px;">
<td style="height: 17px; width: 50%;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Date:&#160;<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">August 29, 2025</font></font><br></td>
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<tr style="height: 17px;">
<td style="height: 17px;" colspan="2"><br></td>
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<td style="height: 17px;" colspan="2"><font style="text-decoration: underline;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; line-height: inherit;">/s/ ARA K. HOVNANIAN</font></font></font><br></td>
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<td style="height: 17px;" colspan="2">Ara<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><font style="line-height: inherit;">&#160;</font>K.<font style="line-height: inherit;">&#160;</font></font>Hovnanian<br></td>
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<DOCUMENT>
<TYPE>EX-32.B
<SEQUENCE>16
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<DESCRIPTION>EXHIBIT 32(B)
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<html><head><title></title><meta content="text/html"></meta></head><body><div class="content_container"><div style="font-family: 'times new roman', times; font-size: 10pt;" id="D7tspsk6g9fdwm0d3tw2avn">
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">Exhibit 32(b)</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">&#160;</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">CERTIFICATION PURSUANT TO</font></p>
<p style="margin: 0pt; text-align: center; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;"> 18 U.S.C. SECTION 1350,</font></p>
<p style="margin: 0pt 0pt 10pt; text-align: center; line-height: 1.2; text-indent: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;"> AS ADOPTED PURSUANT TO</font><br><font style="font-family: 'times new roman', times; font-size: 10pt; font-weight: bold; line-height: inherit;">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</font></p>
<p style="margin: 0 0 10px 0; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">In connection with the Quarterly Report of Hovnanian Enterprises, Inc. (the &#8220;Company&#8221;) on Form 10&#8209;Q for the period ended July 31, 2025 as filed with the Securities and Exchange Commission on the date hereof (the &#8220;Report&#8221;), I, Brad O&#8217;Connor, Chief Financial Officer and Treasurer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:</font></p>
<p style="margin: 0 0 10px 0; line-height: 1.2;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">1.&#160;&#160; The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and</font></p>
<p style="margin: 0pt; line-height: 1.2; text-indent: 0pt;"><font style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">2.&#160;&#160; The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.</font></p>
<p style="margin: 0px; line-height: 1.2; text-indent: 0px;"><br></p>
<table style="height: 71px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt;">

<tr style="height: 10px;">
<td style="height: 10px; width: 50%;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Date:&#160;<font style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">August 29, 2025</font></font><br></td>
<td style="height: 10px; width: 50%;"><br></td>










</tr>
<tr style="height: 17px;">
<td style="height: 17px;" colspan="2"><br></td>
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<tr style="height: 17px;">
<td style="height: 17px;" colspan="2"><font style="text-decoration: underline;"><font style="font-size: 10pt;"><font style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; line-height: inherit;">/s/ BRAD O</font><font style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; line-height: inherit;">&#8217;</font><font style="color: #000000; font-family: 'times new roman', times; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; line-height: inherit;">CONNOR</font></font></font><br></td>
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<td style="height: 17px;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Brad O&#8217;Connor</font><br></td>
<td style="height: 17px;"><br></td>










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<tr style="height: 10px;">
<td style="height: 10px;" colspan="2"><font style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">Chief Financial Officer</font><br></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Large Accelerated Filer<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntitySmallBusiness', window );">Entity Small Business</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
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<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityShellCompany', window );">Entity Shell Company</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=hov_PreferredStockPurchaseRightsMember', window );">Preferred Stock Purchase Rights [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Preferred Stock Purchase Rights<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">NYSE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_NoTradingSymbolFlag', window );">No Trading Symbol Flag</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Class A Common Stock, $0.01 par value per share<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">HOV<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">NYSE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,131,747<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">760,387<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=hov_DepositorySharesMember', window );">Depository Shares [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Depositary Shares each representing 1/1,000th of a share of 7.625% Series A Preferred Stock<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">HOVNP<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">NASDAQ<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Each share of Common Stock includes an associated Preferred Stock Purchase Right. Each Preferred Stock Purchase Right initially represents the right, if such Preferred Stock Purchase Right becomes exercisable, to purchase from the Company one ten-thousandth of a share of its Series B Junior Preferred Stock for each share of Common Stock. The Preferred Stock Purchase Rights currently cannot trade separately from the underlying Common Stock.</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as an quarterly report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-Q<br> -Number 240<br> -Section 308<br> -Subsection a<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentQuarterlyReport</td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as a transition report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Forms 10-K, 10-Q, 20-F<br> -Number 240<br> -Section 13<br> -Subsection a-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentTransitionReport</td>
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<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:filerCategoryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInteractiveDataCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-T<br> -Number 232<br> -Section 405<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInteractiveDataCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityShellCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityShellCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntitySmallBusiness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates that the company is a Smaller Reporting Company (SRC).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntitySmallBusiness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_NoTradingSymbolFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a security having no trading symbol.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_NoTradingSymbolFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:trueItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=hov_PreferredStockPurchaseRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=hov_PreferredStockPurchaseRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=hov_DepositorySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=hov_DepositorySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONDENSED CONSOLIDATED BALANCE SHEETS (Current Period Unaudited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxAssetsNet', window );">Deferred tax assets, net</a></td>
<td class="nump">$ 220,820<span></span>
</td>
<td class="nump">$ 241,064<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">2,629,352<span></span>
</td>
<td class="nump">2,605,574<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Senior notes and credit facilities (net of discounts, premiums and debt issuance costs)</a></td>
<td class="nump">861,922<span></span>
</td>
<td class="nump">896,218<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccruedIncomeTaxes', window );">Income taxes payable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">5,479<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,793,989<span></span>
</td>
<td class="nump">1,805,225<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, $0.01 par value - authorized 100,000 shares; issued and outstanding 5,600 shares with a liquidation preference of $140,000 at July 31, 2025 and October 31, 2024</a></td>
<td class="nump">135,299<span></span>
</td>
<td class="nump">135,299<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Paid in capital - common stock</a></td>
<td class="nump">758,542<span></span>
</td>
<td class="nump">749,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">130,661<span></span>
</td>
<td class="nump">74,136<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock - at cost &#8211; 1,348,087 shares of Class A common stock at July 31, 2025 and 1,090,179 shares at October 31, 2024; 27,669 shares of Class B common stock at July 31, 2025 and October 31, 2024</a></td>
<td class="num">(189,212)<span></span>
</td>
<td class="num">(158,910)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
<td class="nump">835,363<span></span>
</td>
<td class="nump">800,349<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">2,629,352<span></span>
</td>
<td class="nump">2,605,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
<td class="nump">65<span></span>
</td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">146,592<span></span>
</td>
<td class="nump">209,976<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted cash and cash equivalents</a></td>
<td class="nump">12,155<span></span>
</td>
<td class="nump">7,875<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment', window );">Sold and unsold homes and lots under development</a></td>
<td class="nump">1,192,251<span></span>
</td>
<td class="nump">1,195,318<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale', window );">Land and land options held for future development or sale</a></td>
<td class="nump">171,030<span></span>
</td>
<td class="nump">238,499<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_TotalConsolidatedInventoryNotOwned', window );">Consolidated inventory not owned</a></td>
<td class="nump">329,651<span></span>
</td>
<td class="nump">210,987<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryRealEstate', window );">Total inventories</a></td>
<td class="nump">1,692,932<span></span>
</td>
<td class="nump">1,644,804<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investments in and advances to unconsolidated joint ventures</a></td>
<td class="nump">218,356<span></span>
</td>
<td class="nump">142,910<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_AccountsAndNotesReceivableNetAndDeposits', window );">Receivables, deposits and notes, net</a></td>
<td class="nump">29,233<span></span>
</td>
<td class="nump">29,400<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Property and equipment, net</a></td>
<td class="nump">51,573<span></span>
</td>
<td class="nump">43,431<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
<td class="nump">83,916<span></span>
</td>
<td class="nump">82,525<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_AssetsExcludingDeferredIncomeTaxAssetsNet', window );">Total assets excluding deferred tax assets, net</a></td>
<td class="nump">2,234,757<span></span>
</td>
<td class="nump">2,160,921<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebt', window );">Nonrecourse mortgages secured by inventory, net of debt issuance costs</a></td>
<td class="nump">53,524<span></span>
</td>
<td class="nump">90,675<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent', window );">Accounts payable and other liabilities</a></td>
<td class="nump">425,683<span></span>
</td>
<td class="nump">433,273<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ContractWithCustomerLiability', window );">Customers&#8217; deposits</a></td>
<td class="nump">35,480<span></span>
</td>
<td class="nump">41,639<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesFromInventoryRealEstateNotOwned', window );">Liabilities from inventory not owned, net of debt issuance costs</a></td>
<td class="nump">236,644<span></span>
</td>
<td class="nump">140,298<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Senior notes and credit facilities (net of discounts, premiums and debt issuance costs)</a></td>
<td class="nump">861,922<span></span>
</td>
<td class="nump">896,218<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest</a></td>
<td class="nump">28,361<span></span>
</td>
<td class="nump">14,508<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesExcludingAccruedIncomeTaxes', window );">Total liabilities excluding income taxes payable</a></td>
<td class="nump">1,641,614<span></span>
</td>
<td class="nump">1,616,611<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember', window );">Financial Services [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_AssetsExcludingDeferredIncomeTaxAssetsNet', window );">Total assets excluding deferred tax assets, net</a></td>
<td class="nump">173,775<span></span>
</td>
<td class="nump">203,589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesExcludingAccruedIncomeTaxes', window );">Total liabilities excluding income taxes payable</a></td>
<td class="nump">$ 152,375<span></span>
</td>
<td class="nump">$ 183,135<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_AccountsAndNotesReceivableNetAndDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date, net of allowance for doubtful accounts, of account and note receivables due from other than related parties. Also includes refundable deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_AccountsAndNotesReceivableNetAndDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_AssetsExcludingDeferredIncomeTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of total carrying amounts as of the balance sheet date of all assets excluding deferred income tax assets, net that are recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_AssetsExcludingDeferredIncomeTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount net of impairment reserves as of the balance sheet date primarily consisting of deposits for land purchases (including option payments), related acquisition costs, and land which is not currently being developed, but is expected to be developed or sold in the future.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount, net of impairment reserves as of the balance sheet date of land, land development and capitalized construction costs for homes under construction and lots under development.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LiabilitiesExcludingAccruedIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of total carrying amounts as of the balance sheet date of all liabilities excluding accrued income taxes that are recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LiabilitiesExcludingAccruedIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LiabilitiesFromInventoryRealEstateNotOwned">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Includes the liabilities for the inventory for which we do not have title related to the remaining exercise price of land and lot option purchases contracts; variable interest entities when we are the primary beneficiary; and model sale leaseback financing arrangements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LiabilitiesFromInventoryRealEstateNotOwned</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_TotalConsolidatedInventoryNotOwned">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Consolidation of inventory relating to land and lot option purchases contracts in which we are deemed to be the primary beneficiary. Also includes inventory under option that it is required to be purchased in the future based on the specific performance terms of the option agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_TotalConsolidatedInventoryNotOwned</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all domestic and foreign income tax obligations due. This amount is the total of current and noncurrent accrued income taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(b)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapitalCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalent. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 480<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479887/480-10-S45-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 480<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (01)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480244/480-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractWithCustomerLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of obligation to transfer good or service to customer for which consideration has been received or is receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479837/606-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479806/606-10-50-8<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479837/606-10-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractWithCustomerLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482525/740-10-45-4<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482525/740-10-45-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest payable on debt, including, but not limited to, trade payables.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPayableCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InventoryRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total of (1) improvements, (2) held-for-sale, (3) land and land under development, (4) construction-in-process, (5) mortgage loans held-in-inventory, and (6) other real estate investments which are considered inventory due to being held for sale or disposition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InventoryRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity method investee and investment in and advance to affiliate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liability recognized for present obligation requiring transfer or otherwise providing economic benefit to others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: 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http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 30: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 31: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 32: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477548/944-605-55-14<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477548/944-605-55-11<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 480<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479887/480-10-S45-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 480<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (01)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480244/480-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(21))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset related to consideration paid in advance for costs that provide economic benefits in future periods, and amount of other assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PrepaidExpenseAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-7A<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 360<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478451/942-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalent restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated undistributed earnings (deficit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuredDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuredDebt</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481520/505-30-50-4<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember</td>
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<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONDENSED CONSOLIDATED BALANCE SHEETS (Current Period Unaudited) (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value (in dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized (in shares)</a></td>
<td class="nump">100,000<span></span>
</td>
<td class="nump">100,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued (in shares)</a></td>
<td class="nump">5,600<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding (in shares)</a></td>
<td class="nump">5,600<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreferenceValue', window );">Preferred stock, liquidation preference</a></td>
<td class="nump">$ 140,000<span></span>
</td>
<td class="nump">$ 140,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized (in shares)</a></td>
<td class="nump">16,000,000<span></span>
</td>
<td class="nump">16,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued (in shares)</a></td>
<td class="nump">6,479,719<span></span>
</td>
<td class="nump">6,415,794<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockCommonShares', window );">Common stock, shares held in Treasury (in shares)</a></td>
<td class="nump">1,348,087<span></span>
</td>
<td class="nump">1,090,179<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized (in shares)</a></td>
<td class="nump">2,400,000<span></span>
</td>
<td class="nump">2,400,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued (in shares)</a></td>
<td class="nump">788,056<span></span>
</td>
<td class="nump">757,023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockCommonShares', window );">Common stock, shares held in Treasury (in shares)</a></td>
<td class="nump">27,669<span></span>
</td>
<td class="nump">27,669<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreferenceValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of the difference between preference in liquidation and the par or stated values of the preferred shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-4<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreferenceValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued for nonredeemable preferred shares and preferred shares redeemable solely at option of issuer. Includes, but is not limited to, preferred shares issued, repurchased, and held as treasury shares. Excludes preferred shares classified as debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockCommonShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of previously issued common shares repurchased by the issuing entity and held in treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockCommonShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
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<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($)<br> shares in Thousands, $ in Thousands</strong></div></th>
<th class="th" colspan="4">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Jul. 31, 2025</div></th>
<th class="th" colspan="2"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 800,583<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 722,704<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 2,160,677<span></span>
</td>
<td class="nump">$ 2,025,280<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs', window );">Inventory impairments and land option write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20,141<span></span>
</td>
<td class="nump">3,638<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CorporateGeneralAndAdministrative', window );">Corporate general and administrative</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,029<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">38,480<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">97,221<span></span>
</td>
<td class="nump">108,130<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Other interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,149<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,262<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">25,811<span></span>
</td>
<td class="nump">25,682<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherOperatingIncomeExpenseNet', window );">Other expense (income), net (1)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">460<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(44,707)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(19,660)<span></span>
</td>
<td class="num">(47,284)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostsAndExpenses', window );">Total expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">792,292<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">636,133<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,104,640<span></span>
</td>
<td class="nump">1,864,241<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain on extinguishment of debt, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">399<span></span>
</td>
<td class="nump">1,371<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Income from unconsolidated joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,511<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,698<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">33,759<span></span>
</td>
<td class="nump">36,814<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,802<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">97,269<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">90,195<span></span>
</td>
<td class="nump">199,224<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Tax provision</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,187<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24,350<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">25,663<span></span>
</td>
<td class="nump">51,565<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,615<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">72,919<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">64,532<span></span>
</td>
<td class="nump">147,659<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Less: preferred stock dividends</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,669<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,669<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,007<span></span>
</td>
<td class="nump">8,007<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss', window );">Net income available to common stockholders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 13,946<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 70,250<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 56,525<span></span>
</td>
<td class="nump">$ 139,652<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Net income per common share (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2.14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 10.61<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 8.55<span></span>
</td>
<td class="nump">$ 20.85<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted-average number of common shares outstanding basic (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,399<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,474<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,442<span></span>
</td>
<td class="nump">6,476<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Net income per common share (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1.99<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 9.75<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 7.94<span></span>
</td>
<td class="nump">$ 19.15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted-average number of common shares outstanding (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,887<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,048<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,936<span></span>
</td>
<td class="nump">7,048<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Tax provision</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,310<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 5,896<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 7,170<span></span>
</td>
<td class="nump">$ 13,333<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Domestic Tax Authority [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Tax provision</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,877<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">18,454<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">18,493<span></span>
</td>
<td class="nump">38,232<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember', window );">Home Building [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">772,017<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">703,816<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,093,851<span></span>
</td>
<td class="nump">1,973,957<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CostOfGoodsAndServicesSoldExcludingInterest', window );">Cost of sales, excluding interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">636,256<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">547,332<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,712,835<span></span>
</td>
<td class="nump">1,528,047<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CostOfGoodsAndServicesSoldInterest', window );">Cost of sales interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26,868<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22,316<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">66,162<span></span>
</td>
<td class="nump">63,757<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs', window );">Inventory impairments and land option write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,045<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,099<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20,141<span></span>
</td>
<td class="nump">3,638<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostOfGoodsAndServicesSold', window );">Total cost of sales</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">679,169<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">572,747<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,799,138<span></span>
</td>
<td class="nump">1,595,442<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SellingGeneralAndAdministrativeExpense', window );">Selling, general and administrative</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55,770<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50,989<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">161,087<span></span>
</td>
<td class="nump">146,415<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet', window );">Total expenses excluding Corporate general and administrative, Other interest and Other expenses, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">734,939<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">623,736<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,960,225<span></span>
</td>
<td class="nump">1,741,857<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember', window );">Home Building [Member] | Sale of homes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">769,050<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">687,424<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,066,278<span></span>
</td>
<td class="nump">1,947,989<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember', window );">Home Building [Member] | Land Sales and Other Revenues [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,967<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16,392<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">27,573<span></span>
</td>
<td class="nump">25,968<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember', window );">Financial Services [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,566<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">18,888<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">66,826<span></span>
</td>
<td class="nump">51,323<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet', window );">Total expenses excluding Corporate general and administrative, Other interest and Other expenses, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 14,715<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 12,362<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 41,043<span></span>
</td>
<td class="nump">$ 35,856<span></span>
</td>
</tr>
<tr><td colspan="7"></td></tr>
<tr><td colspan="7"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"><i>During the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_QAAZ7SFOEO00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_0E6D3KJLXS00000000000000000000FM">July 31, 2025</span></span>&#160;and <span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;">2024</span>, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does <span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span> qualify for capitalization and therefore is expensed as incurred. <i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">This component of other interest was $7.1&#160;million</i></i><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;and</span></span></span><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-right: none; border-left: none;"> $</span><span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e">6.3 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM">three months ended July 31, 2025</span> </span>and <span><span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs">2024</span></span>, respectively, and $25.8 million and</span><span> $</span><span>25.7 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the </span><span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM">nine months ended July 31, 2025</span><span style="border-right: none; border-left: none;"> and <span><span class="Linked" id="fs_YCZASVQAF400000000000000000000fs">2024</span></span>, respectively.</span></span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Includes gain on contribution of assets to a joint venture of $22.7 million for the <span class="Linked" id="fs_PBWTOVUDB400000000000000000000FM">nine months ended July 31, 2025</span>, and includes gain on consolidation of a joint venture of $45.7 million for the three and nine months ended July 31, 2024 (see note <span id="fs_CKS5NJ3Y6800000000000000000000FM" style="display: inline;">18</span>).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CorporateGeneralAndAdministrative">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate total of expenses for Corporate operations, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CorporateGeneralAndAdministrative</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CostOfGoodsAndServicesSoldExcludingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate costs related to goods produced and sold and services rendered by an entity during the reporting period, excluding interest. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CostOfGoodsAndServicesSoldExcludingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CostOfGoodsAndServicesSoldInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The interest cost related to goods produced and sold and services rendered by an entity during the reporting period. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CostOfGoodsAndServicesSoldInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of total costs of sales and operating expenses excluding corporate general and administrative, real estate inventory interest expense not eligible for capitalization and other operating expenses, net during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value and to write off land option costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryImpairmentsAndLandOptionCostWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest cost which does not qualify for interest capitalization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryExpenseNotEligibleForCapitalization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostOfGoodsAndServicesSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate costs related to goods produced and sold and services rendered by an entity during the reporting period. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-11<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-4<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(2)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(2)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 924<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 11.L)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479941/924-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476148/220-40-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CostOfGoodsAndServicesSold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostsAndExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total costs of sales and operating expenses for the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CostsAndExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477787/942-405-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 4: 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-SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-7<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 4<br> -Subparagraph (f)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481538/470-20-65-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 4: 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-4<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-21<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-14<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-10<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482659/740-20-45-2<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherOperatingIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net amount of other operating income and expenses, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherOperatingIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478671/942-235-S50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 4: 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Revenues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SellingGeneralAndAdministrativeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate total costs related to selling a firm's product and services, as well as all other general and administrative expenses. Direct selling expenses (for example, credit, warranty, and advertising) are expenses that can be directly linked to the sale of specific products. Indirect selling expenses are expenses that cannot be directly linked to the sale of specific products, for example telephone expenses, Internet, and postal charges. General and administrative expenses include salaries of non-sales personnel, rent, utilities, communication, etc.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 18<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-18<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-11<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-4<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-14<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476148/220-40-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SellingGeneralAndAdministrativeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_HomeBuildingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RevenueSourcesAxis=us-gaap_ResidentialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RevenueSourcesAxis=us-gaap_ResidentialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RevenueSourcesAxis=hov_LandSalesAndOtherRevenuesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RevenueSourcesAxis=hov_LandSalesAndOtherRevenuesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_FinancialServiceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jan. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeStatementAbstract', window );"><strong>CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnContributionOfAssetsToJointVenture', window );">Gain on contribution of asset to joint venture</a></td>
<td class="num">$ (22,700)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (22,700)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnConsolidationOfJointVenture', window );">Gain on consolidation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 45,700<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 45,653<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainOnConsolidationOfJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain on consolidation of joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainOnConsolidationOfJointVenture</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainOnContributionOfAssetsToJointVenture">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain on contribution of asset to joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainOnContributionOfAssetsToJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (Unaudited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th">
<div>Common Stock Outstanding [Member] </div>
<div>Common Class A [Member]</div>
</th>
<th class="th">
<div>Common Stock Outstanding [Member] </div>
<div>Common Class B [Member]</div>
</th>
<th class="th"><div>Preferred Stock [Member]</div></th>
<th class="th"><div>Additional Paid-in Capital [Member]</div></th>
<th class="th"><div>Retained Earnings [Member]</div></th>
<th class="th"><div>Treasury Stock, Common [Member]</div></th>
<th class="th"><div>Noncontrolling Interest [Member]</div></th>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Oct. 31, 2023</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,345,929<span></span>
</td>
<td class="nump">749,081<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Oct. 31, 2023</a></td>
<td class="nump">$ 581,789<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">$ 735,946<span></span>
</td>
<td class="num">$ (157,197)<span></span>
</td>
<td class="num">$ (132,382)<span></span>
</td>
<td class="nump">$ 53<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceShares', window );">Stock options, amortization and issuances (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">615<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="nump">46<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">46<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="nump">4,071<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,071<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockShares', window );">Conversion of Class B to Class A common stock (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="num">(16)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockValue', window );">Conversion of Class B to Class A common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterestPeriodIncreaseDecrease', window );">Changes in noncontrolling interest in consolidated joint ventures</a></td>
<td class="num">(53)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">23,904<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">23,904<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Jan. 31, 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,346,560<span></span>
</td>
<td class="nump">749,065<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jan. 31, 2024</a></td>
<td class="nump">607,088<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">740,063<span></span>
</td>
<td class="num">(135,962)<span></span>
</td>
<td class="num">(132,382)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Oct. 31, 2023</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,345,929<span></span>
</td>
<td class="nump">749,081<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Oct. 31, 2023</a></td>
<td class="nump">581,789<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">735,946<span></span>
</td>
<td class="num">(157,197)<span></span>
</td>
<td class="num">(132,382)<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">147,659<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Jul. 31, 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,320,580<span></span>
</td>
<td class="nump">729,403<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jul. 31, 2024</a></td>
<td class="nump">703,384<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">744,479<span></span>
</td>
<td class="num">(17,545)<span></span>
</td>
<td class="num">(158,921)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Jan. 31, 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,346,560<span></span>
</td>
<td class="nump">749,065<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jan. 31, 2024</a></td>
<td class="nump">607,088<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">740,063<span></span>
</td>
<td class="num">(135,962)<span></span>
</td>
<td class="num">(132,382)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceShares', window );">Stock options, amortization and issuances (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="nump">6,942<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,942<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockShares', window );">Conversion of Class B to Class A common stock (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40,141<span></span>
</td>
<td class="num">(40,141)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockValue', window );">Conversion of Class B to Class A common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="num">$ (1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodShares', window );">Share repurchases, including excise taxes (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(106,047)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodValue', window );">Share repurchases, including excise taxes</a></td>
<td class="num">(15,147)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15,147)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">50,836<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50,836<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Apr. 30, 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,280,774<span></span>
</td>
<td class="nump">708,924<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Apr. 30, 2024</a></td>
<td class="nump">647,046<span></span>
</td>
<td class="nump">$ 63<span></span>
</td>
<td class="nump">$ 7<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">747,001<span></span>
</td>
<td class="num">(87,795)<span></span>
</td>
<td class="num">(147,529)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceShares', window );">Stock options, amortization and issuances (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,767<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="nump">268<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">268<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures', window );">Restricted stock amortization, issuances and forfeitures (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">85,021<span></span>
</td>
<td class="nump">53,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="num">(2,788)<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,790)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockShares', window );">Conversion of Class B to Class A common stock (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">32,771<span></span>
</td>
<td class="num">(32,771)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockValue', window );">Conversion of Class B to Class A common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodShares', window );">Share repurchases, including excise taxes (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(82,753)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodValue', window );">Share repurchases, including excise taxes</a></td>
<td class="num">(11,392)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(11,392)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">72,919<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">72,919<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Jul. 31, 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,320,580<span></span>
</td>
<td class="nump">729,403<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jul. 31, 2024</a></td>
<td class="nump">703,384<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">744,479<span></span>
</td>
<td class="num">(17,545)<span></span>
</td>
<td class="num">(158,921)<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Oct. 31, 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,325,615<span></span>
</td>
<td class="nump">729,354<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Oct. 31, 2024</a></td>
<td class="nump">800,349<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">749,752<span></span>
</td>
<td class="nump">74,136<span></span>
</td>
<td class="num">(158,910)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceShares', window );">Stock options, amortization and issuances (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">476<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures', window );">Restricted stock amortization, issuances and forfeitures (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">666<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="nump">3,605<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,605<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockShares', window );">Conversion of Class B to Class A common stock (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="num">(5)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockValue', window );">Conversion of Class B to Class A common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodShares', window );">Share repurchases, including excise taxes (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(131,460)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodValue', window );">Share repurchases, including excise taxes</a></td>
<td class="num">(18,050)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(18,050)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">28,191<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">28,191<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Jan. 31, 2025</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,195,302<span></span>
</td>
<td class="nump">729,349<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jan. 31, 2025</a></td>
<td class="nump">811,426<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">753,357<span></span>
</td>
<td class="nump">99,658<span></span>
</td>
<td class="num">(176,960)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Oct. 31, 2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,325,615<span></span>
</td>
<td class="nump">729,354<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Oct. 31, 2024</a></td>
<td class="nump">800,349<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">749,752<span></span>
</td>
<td class="nump">74,136<span></span>
</td>
<td class="num">(158,910)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">64,532<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Jul. 31, 2025</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,131,632<span></span>
</td>
<td class="nump">760,387<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jul. 31, 2025</a></td>
<td class="nump">835,363<span></span>
</td>
<td class="nump">$ 65<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">758,542<span></span>
</td>
<td class="nump">130,661<span></span>
</td>
<td class="num">(189,212)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Jan. 31, 2025</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,195,302<span></span>
</td>
<td class="nump">729,349<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jan. 31, 2025</a></td>
<td class="nump">811,426<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">753,357<span></span>
</td>
<td class="nump">99,658<span></span>
</td>
<td class="num">(176,960)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="nump">4,233<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,233<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockShares', window );">Conversion of Class B to Class A common stock (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockValue', window );">Conversion of Class B to Class A common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodShares', window );">Share repurchases, including excise taxes (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(126,448)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodValue', window );">Share repurchases, including excise taxes</a></td>
<td class="num">(12,346)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(12,346)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">19,726<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">19,726<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Apr. 30, 2025</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,068,858<span></span>
</td>
<td class="nump">729,345<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Apr. 30, 2025</a></td>
<td class="nump">820,370<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">757,590<span></span>
</td>
<td class="nump">116,715<span></span>
</td>
<td class="num">(189,306)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceShares', window );">Stock options, amortization and issuances (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockOptionsAmortizationAndIssuanceValue', window );">Stock options, amortization and issuances</a></td>
<td class="nump">25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred dividend declared ($476.56 per share)</a></td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures', window );">Restricted stock amortization, issuances and forfeitures (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">61,595<span></span>
</td>
<td class="nump">31,042<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue', window );">Restricted stock amortization, issuances and forfeitures</a></td>
<td class="nump">928<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">927<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodShares', window );">Share repurchases, including excise taxes (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodValue', window );">Share repurchases, including excise taxes</a></td>
<td class="nump">94<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">94<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">16,615<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">16,615<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Jul. 31, 2025</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,131,632<span></span>
</td>
<td class="nump">760,387<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jul. 31, 2025</a></td>
<td class="nump">$ 835,363<span></span>
</td>
<td class="nump">$ 65<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 135,299<span></span>
</td>
<td class="nump">$ 758,542<span></span>
</td>
<td class="nump">$ 130,661<span></span>
</td>
<td class="num">$ (189,212)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ConversionOfStockShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share converted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ConversionOfStockShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ConversionOfStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The value of stock converted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ConversionOfStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased including excise tax credit during the period and are being held in treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the cost of common and preferred stock that were repurchased including excise tax credit during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareRepurchasedIncludingExciseTaxesDuringPeriodValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This element represents the amount of recognized share-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Also includes value of stock related to Restricted Stock Awards issued during the period, net of the stock value of such awards forfeited.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_StockOptionsAmortizationAndIssuanceShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares issued related to the amortization and issuance of the stock options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_StockOptionsAmortizationAndIssuanceShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_StockOptionsAmortizationAndIssuanceValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) to equity related to the amortization and issuance of stock options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_StockOptionsAmortizationAndIssuanceValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477787/942-405-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterestPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Increase or Decrease in balance of noncontrolling interest in the subsidiary during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterestPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478671/942-235-S50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued which are neither cancelled nor held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued during the period related to Restricted Stock Awards, net of any shares forfeited.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent and noncontrolling interest. Excludes temporary equity.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (Unaudited) (Parentheticals) - $ / shares<br></strong></div></th>
<th class="th" colspan="6">3 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Apr. 30, 2025</div></th>
<th class="th"><div>Jan. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Apr. 30, 2024</div></th>
<th class="th"><div>Jan. 31, 2024</div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Dividend per share (in dollars per share)</a></td>
<td class="nump">$ 476.56<span></span>
</td>
<td class="nump">$ 476.56<span></span>
</td>
<td class="nump">$ 476.56<span></span>
</td>
<td class="nump">$ 476.56<span></span>
</td>
<td class="nump">$ 476.56<span></span>
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<td class="nump">$ 476.56<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends declared during the period for each share of preferred stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendsPerShareDeclared</td>
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<td>us-gaap_</td>
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<td>dtr-types:perShareItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">$ 64,532<span></span>
</td>
<td class="nump">$ 147,659<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by (used in) operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation</a></td>
<td class="nump">8,513<span></span>
</td>
<td class="nump">5,679<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation</a></td>
<td class="nump">14,124<span></span>
</td>
<td class="nump">20,208<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfFinancingCostsAndDiscounts', window );">Amortization of debt discounts, premiums and deferred financing costs</a></td>
<td class="num">(1,777)<span></span>
</td>
<td class="num">(366)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainLossOnDispositionOfAssets', window );">Gain on sale of property and assets</a></td>
<td class="num">(951)<span></span>
</td>
<td class="num">(941)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnConsolidationOfJointVenture', window );">Gain on consolidation of joint venture</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(45,653)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainLossOnInventoryContributedToJointVenture', window );">Gain on inventory contributed to joint venture</a></td>
<td class="num">(22,683)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Income from unconsolidated joint ventures</a></td>
<td class="num">(33,759)<span></span>
</td>
<td class="num">(36,814)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentDividendsOrDistributions', window );">Distributions of earnings from unconsolidated joint ventures</a></td>
<td class="nump">3,460<span></span>
</td>
<td class="nump">3,170<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain on extinguishment of debt</a></td>
<td class="num">(399)<span></span>
</td>
<td class="num">(1,371)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs', window );">Inventory impairments and land option write-offs</a></td>
<td class="nump">20,141<span></span>
</td>
<td class="nump">3,638<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract', window );"><strong>(Increase) decrease in assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInventories', window );">Inventories</a></td>
<td class="num">(45,586)<span></span>
</td>
<td class="num">(181,270)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInReceivables', window );">Receivables, deposits and notes</a></td>
<td class="num">(2,163)<span></span>
</td>
<td class="num">(25,138)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Origination of mortgage loans</a></td>
<td class="num">(1,279,416)<span></span>
</td>
<td class="num">(1,083,465)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Sale of mortgage loans</a></td>
<td class="nump">1,297,796<span></span>
</td>
<td class="nump">1,065,098<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes', window );">Deferred tax assets</a></td>
<td class="nump">20,244<span></span>
</td>
<td class="nump">44,924<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract', window );"><strong>(Decrease) increase in liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities', window );">Accounts payable, accrued interest and other liabilities</a></td>
<td class="num">(8,328)<span></span>
</td>
<td class="nump">3,819<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInContractWithCustomerLiability', window );">Customers&#8217; deposits</a></td>
<td class="num">(6,159)<span></span>
</td>
<td class="num">(9,146)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable', window );">State income tax payable</a></td>
<td class="num">(8,384)<span></span>
</td>
<td class="num">(2,215)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
<td class="nump">19,205<span></span>
</td>
<td class="num">(92,184)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment', window );">Proceeds from sale of property and assets</a></td>
<td class="nump">1,523<span></span>
</td>
<td class="nump">951<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of property, equipment, and other fixed assets</a></td>
<td class="num">(17,011)<span></span>
</td>
<td class="num">(13,437)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements', window );">Investment in and advances to unconsolidated joint ventures, net of reimbursements</a></td>
<td class="num">(49,572)<span></span>
</td>
<td class="num">(32,162)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital', window );">Distributions of capital from unconsolidated joint ventures</a></td>
<td class="nump">4,425<span></span>
</td>
<td class="nump">4,353<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="num">(60,635)<span></span>
</td>
<td class="num">(40,295)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromNotesPayable', window );">Proceeds from mortgages and notes</a></td>
<td class="nump">152,747<span></span>
</td>
<td class="nump">227,612<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfNotesPayable', window );">Payments related to mortgages and notes</a></td>
<td class="num">(191,384)<span></span>
</td>
<td class="num">(241,496)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromModelSaleLeasebackFinancingPrograms', window );">Proceeds from model sale leaseback financing programs</a></td>
<td class="nump">36,978<span></span>
</td>
<td class="nump">25,619<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PaymentsForModelSaleLeasebackFinancingPrograms', window );">Payments related to model sale leaseback financing programs</a></td>
<td class="num">(13,806)<span></span>
</td>
<td class="num">(17,728)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromLandBankFinancingProgram', window );">Proceeds from land bank financing programs</a></td>
<td class="nump">159,819<span></span>
</td>
<td class="nump">75,969<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PaymentsForLandBankFinancingProgram', window );">Payments related to land bank financing programs</a></td>
<td class="num">(85,117)<span></span>
</td>
<td class="num">(72,132)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit', window );">Net (payments) proceeds related to mortgage warehouse lines of credit</a></td>
<td class="num">(21,504)<span></span>
</td>
<td class="nump">23,688<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Payments related to senior notes, senior secured notes and senior unsecured term loan</a></td>
<td class="num">(26,588)<span></span>
</td>
<td class="num">(145,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Preferred dividends paid</a></td>
<td class="num">(8,007)<span></span>
</td>
<td class="num">(8,007)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Treasury stock purchases</a></td>
<td class="num">(30,302)<span></span>
</td>
<td class="num">(26,539)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfFinancingCosts', window );">Deferred financing costs from land banking financing programs and note issuances</a></td>
<td class="num">(3,353)<span></span>
</td>
<td class="num">(3,155)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
<td class="num">(30,517)<span></span>
</td>
<td class="num">(161,169)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">Net decrease in cash and cash equivalents, and restricted cash and cash equivalents</a></td>
<td class="num">(71,947)<span></span>
</td>
<td class="num">(293,648)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations', window );">Cash and cash equivalents, and restricted cash and cash equivalents balance, beginning of period</a></td>
<td class="nump">266,761<span></span>
</td>
<td class="nump">477,519<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations', window );">Cash and cash equivalents, and restricted cash and cash equivalents balance, end of period</a></td>
<td class="nump">194,814<span></span>
</td>
<td class="nump">183,871<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures of cash flows:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations', window );">Cash and cash equivalents, and restricted cash and cash equivalents balance, end of period</a></td>
<td class="nump">194,814<span></span>
</td>
<td class="nump">183,871<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures of cash flows:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">146,592<span></span>
</td>
<td class="nump">122,036<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">12,155<span></span>
</td>
<td class="nump">9,615<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures of cash flows:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">5,228<span></span>
</td>
<td class="nump">5,847<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">$ 30,839<span></span>
</td>
<td class="nump">$ 46,373<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainLossOnInventoryContributedToJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on inventory contributed to joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainLossOnInventoryContributedToJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainOnConsolidationOfJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain on consolidation of joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainOnConsolidationOfJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value and to write off land option costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryImpairmentsAndLandOptionCostWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PaymentsForLandBankFinancingProgram">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payments for the buy-back of finished lots related a land bank financing transaction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PaymentsForLandBankFinancingProgram</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PaymentsForModelSaleLeasebackFinancingPrograms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payments related to the sale of model homes to a third party that were in a sale-leaseback financing program.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PaymentsForModelSaleLeasebackFinancingPrograms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the investment in or advances to an entity in which the reporting entity shares control of the entity with another party or group, net of reimbursements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ProceedsFromLandBankFinancingProgram">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds from the sale of land with the option to purchase back finished lots, and therefore treated as a financing.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ProceedsFromLandBankFinancingProgram</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ProceedsFromModelSaleLeasebackFinancingPrograms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds from the sale and leaseback of certain of our model homes with the right to participate in the potential profit when the home is sold to a third party at the end of the lease, and therefore treated as a financing.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ProceedsFromModelSaleLeasebackFinancingPrograms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfFinancingCostsAndDiscounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense attributable to debt discount (premium) and debt issuance costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69F<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69F<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1F<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfFinancingCostsAndDiscounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalent. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalent, and cash and cash equivalent restricted to withdrawal or usage; including, but not limited to, discontinued operation. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalent, and cash and cash equivalent restricted to withdrawal or usage; including effect from exchange rate change and including, but not limited to, discontinued operation. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 230<br> -Topic 830<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477401/830-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476148/220-40-50-12<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476148/220-40-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationDepletionAndAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentDividendsOrDistributions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of distribution received from equity method investee for return on investment, classified as operating activities. Excludes distribution for return of investment, classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21D<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21D<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentDividendsOrDistributions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnDispositionOfAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of property, plant and equipment assets, excluding oil and gas property and timber property.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482130/360-10-45-5<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnDispositionOfAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481664/323-10-45-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13)(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the period in the amount due for taxes based on the reporting entity's earnings or attributable to the entity's income earning process (business presence) within a given jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInContractWithCustomerLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in obligation to transfer good or service to customer for which consideration has been received or is receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 912<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478345/912-310-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInContractWithCustomerLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInventories">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the aggregate value of all inventory held by the reporting entity, associated with underlying transactions that are classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInInventories</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the total amount due within one year (or one operating cycle) from all parties, associated with underlying transactions that are classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activity, including, but not limited to, discontinued operation. Financing activity includes, but is not limited to, obtaining resource from owner and providing return on, and return of, their investment; borrowing money and repaying amount borrowed, or settling obligation; and obtaining and paying for other resource obtained from creditor on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activity, including, but not limited to, discontinued operation. Investing activity includes, but is not limited to, making and collecting loan, acquiring and disposing of debt and equity instruments, property, plant, and equipment, and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activity, including, but not limited to, discontinued operation. Operating activity includes, but is not limited to, transaction, adjustment, and change in value not defined as investing or financing activity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for the origination of mortgages that are held for sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfFinancingCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for loan and debt issuance costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfFinancingCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of distribution received from equity method investee for return of investment, classified as investing activities. Excludes distribution for return on investment, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromNotesPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from a borrowing supported by a written promise to pay an obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromNotesPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or cash outflow from a contractual arrangement with the lender, including letter of credit, standby letter of credit and revolving credit arrangements, under which borrowings can be made up to a specific amount at any point in time with either short term or long term maturity that is collateralized (backed by pledge, mortgage or other lien in the entity's assets).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromRepaymentsOfLinesOfCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for a borrowing supported by a written promise to pay an obligation.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for a long-term debt where the holder has highest claim on the entity's asset in case of bankruptcy or liquidation during the period.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalent restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noncash expense for share-based payment arrangement.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Supplemental disclosure of non-cash operating, investing and financing activities<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowElementsAbstract', window );"><strong>Supplemental Cash Flow Elements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashFlowSupplementalDisclosuresTextBlock', window );">Supplemental disclosure of non-cash operating, investing and financing activities</a></td>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"><b>Supplemental disclosure of non-cash operating, investing and financing activities:</b></p>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; line-height: inherit;">In the third quarter of fiscal 2024, we
consolidated the remaining assets of <span style="line-height: inherit;">one</span> of our
unconsolidated joint ventures, resulting in a $<span style="line-height: inherit;">33.1</span>&#160;million
reduction in our investment in the joint venture, and increases of $<span style="line-height: inherit;">123.7</span>&#160;million to inventory, $<span style="line-height: inherit;">7.0</span>&#160;million to other assets, $<span style="line-height: inherit;">8.8</span>&#160;million to accounts payable, $<span style="line-height: inherit;">6.5</span>&#160;million to customer deposits and $<span style="line-height: inherit;">36.6</span>&#160;million to nonrecourse mortgages and notes,
net of debt issuance costs.</span><span style="font-size: 10pt; line-height: inherit;"></span></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><br/></span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; line-height: inherit;">In the third quarter of fiscal <span style="line-height: inherit;">2024</span>,
K. Hovnanian&#160;exchanged $<span style="line-height: inherit;">64.0</span> million
aggregate principal amount of <span style="line-height: inherit;">13.5</span>% Senior Notes
due <span style="line-height: inherit;">February 1, 2026</span>&#160;(the "13.5%
Notes"), $<span style="line-height: inherit;">65.2</span> million aggregate principal
amount of <span style="line-height: inherit;">5.0</span>% Senior Notes due <span style="line-height: inherit;">February 1, 2040</span> and all of its $<span style="line-height: inherit;">39.6</span> million aggregate principal amount of loans under
the Senior Unsecured Term Loan Credit Facility due <span style="line-height: inherit;">February
1, 2027</span>&#160;(the "Unsecured Term Loan") and an aggregate cash
payment of $<span style="line-height: inherit;">31.5</span> million in respect of the 13.5%
Notes and Unsecured Term Loan for an additional $<span style="line-height: inherit;">93.5</span>
million aggregate principal amount of loans under the Senior Secured 1.75 Lien
Term Loan Credit Facility due <span style="line-height: inherit;">January 31, 2028</span>.</span></p>














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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for supplemental cash flow activities, including cash, noncash, and part noncash transactions, for the period. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/230/tableOfContent<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 1 - Basis of Presentation<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Basis of Presentation</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock', window );">Basis of Presentation</a></td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">1.</em></b></span></p>










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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Basis of Presentation</b></span></p>










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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Hovnanian Enterprises, Inc. (&#8220;HEI&#8221;) conducts all of its homebuilding and financial services operations through its subsidiaries (references herein to the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; or &#8220;our&#8221; refer to HEI and its consolidated subsidiaries and should be understood to reflect the consolidated business of HEI&#8217;s subsidiaries).</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The accompanying unaudited Condensed Consolidated Financial Statements include HEI's&#160;accounts and those of all of its consolidated subsidiaries after elimination of all intercompany balances and transactions.&#160;Noncontrolling interest represents the proportionate equity interest in a consolidated joint venture that is not 100% owned by the Company directly or indirectly, which we sold our membership interest in during the first quarter of fiscal 2024.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The accompanying unaudited Condensed Consolidated Financial Statements have been prepared in accordance with accounting principles generally accepted in the United States of America (&#8220;U.S. GAAP&#8221;) for interim financial information and with the instructions to Form <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">10</em>-Q and Article <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_C2247NA6WG00000000000000000000fs" style="line-height: inherit;">10</span></em> of Regulation S-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">X,</em> and accordingly, they do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the Consolidated Financial Statements and notes thereto included in our Annual Report on Form <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">10</em>-K for the fiscal year ended <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> October 31, 2024.&#160;</em>In the opinion of management, all adjustments for interim periods presented have been made, which include normal recurring accruals and deferrals necessary for a fair presentation of our condensed consolidated financial position, results of operations and cash flows.&#160;The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.&#160;Actual results could differ from those estimates, and these differences could have a significant impact on the Condensed Consolidated Financial Statements.&#160;Results for interim periods are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> necessarily indicative of the results which might be expected for a full year.</span></p>










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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the basis of presentation and significant accounting policies concepts. Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS). Accounting policies describe all significant accounting policies of the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483426/235-10-50-1<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Stock Compensation<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><b>Stock Compensation</b></span></p>


























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
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font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;1, 2025&#160;</em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">and will end on<span>&#160;April</span></span><em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;30, 2026.<span>&#160;Upon vesting</span></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">, approximately&#160;50</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% of the awards, if any, are payable in shares of Company stock, subject to a mandatory<span>&#160;</span></span><span><span class="ParaMarked" style="-sec-ix-hidden:Tag685">two-year</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;post-vesting hold period and approximately&#160;50% of the awards, if any, are paid in cash based on the earned phantom stock units.</span></span></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;"><span style="line-height: inherit;">For <span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; line-height: inherit;">the</span><span style="border-right: none; border-left: none;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" id="fs_KL26HGY4U800000000000000000000FM">three and nine</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-right: none; border-left: none;"> <span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;">months ended<span>&#160;</span></span><span><span class="Linked" id="fs_480TDX21VK00000000000000000000FM">July 31, 2025</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';">,</span>&#160;</span></em><span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; line-height: inherit;">stock-based compensation expense was <span style="border-left: none; border-right: none; line-height: inherit;">$6.2</span><span style="line-height: inherit;">&#160;million ($4.4 million net of&#160;</span></span><span style="line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">tax)&#160;</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">and $14.1&#160;</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">million ($10.1</span></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;million</span> net of tax), respectively.&#160;<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">For<span>&#160;</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';">the<span>&#160;</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" id="fs_ZADK1X9SSG00000000000000000000FM">three and nine</span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;">&#160;months ended<span>&#160;</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span><span class="Linked" id="fs_GZFYSNPK5S00000000000000000000FM">July 31, 2024</span></span></em><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';">, stock-based compensation expense was&#160;<span>$<span style="border-left: none; border-right: none;">9.2</span>&#160;million ($<span style="border-left: none; border-right: none;">6.1</span>&#160;million net of&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">tax)&#160;</span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">and&#160;$<span style="border-left: none; border-right: none;">20.2</span></span><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;million ($13.2</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;"><span>&#160;million</span><span>&#160;</span>net of tax), respectively.</span></span></span></span></p>


























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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Interest<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="text">&#160;<span></span>
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<td style="width: 18pt;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">3.</span></td>
<td><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Interest</span></td>











































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; text-indent: 45pt;">Interest costs incurred, expensed and capitalized were as follows:</p>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; width: 0.985663%;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 23.9713%;"><span class="Linked" id="fs_VPO8OMWXU800000000000000000000fs">Three Months Ended</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 0.985663%;"><br/></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; width: 24.9713%;"><span class="Linked" id="fs_AR44K7OWWG00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9713%;"><span class="Linked" id="fs_UCLR6DMNJK00000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9713%;"><span class="Linked" id="fs_DWUY2RS09C00000000000000000000fs">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 17px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> (In thousands) </span></p>












































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_YGX2FRFER400000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_WSKOXSHDLS00000000000000000000FM">2024</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"><span class="Linked" id="fs_9PKZ13BG6O00000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_HLNFZBGA7K00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest capitalized at beginning of period</p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; padding: 0px; vertical-align: bottom; width: 10%; background-color: #cceeff;" valign="bottom">53,633 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;">52,222</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">57,671</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">52,060</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Plus interest incurred(<span id="fs_4QHNLTEP8W00000000000000000000fs" style="display: inline;">1</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">28,523</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">28,087</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">88,210</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">94,578</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less cost of sales interest expensed</p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;">(26,868</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;">(22,316</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(66,162</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(63,757</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Less other interest expensed(<span id="fs_DIPAPLNMA800000000000000000000fs" style="display: inline;">2</span>)</span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">(7,149</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">(6,262</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">(25,811</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">(25,682</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>















</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Less interest contributed to unconsolidated joint venture(<span id="fs_KYS96WDK5C00000000000000000000fs" style="display: inline;">3</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; text-align: right; width: 10%; background-color: #cceeff;"><span><span class="selected" style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">-</span></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">-</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(5,769</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(5,468</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>















</tr>
<tr style="height: 18px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 47.9391%; border-bottom-color: #000000 !important;"><span>Plus </span>interest acquired from unconsolidated joint venture(<span id="fs_E2N8X6OCCW00000000000000000000FM" style="display: inline;">4</span>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0.1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;">-</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;">2,861</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;">-</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;">2,861</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; width: 47.9391%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"> I<span>nterest capitalized at end of peri</span>od(<span id="fs_RGQKWI6ZSW00000000000000000000FM" style="display: inline;">5</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="border-left: none; border-right: none;">48,139</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom">54,592</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;">48,139</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;">54,592</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span id="fs_ASK4LZ5XSG00000000000000000000fs" style="display: inline;">1</span></span></span></span>)</i></span></p>












































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><i>Data does <span style="font: inherit;">not</span> include interest incurred by our mortgage and finance subsidiaries.</i></p>












































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span id="fs_LCAW2SREJ400000000000000000000fs" style="display: inline;">2</span></span></span></span>)</i></span></p>












































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.1;"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"><i>During the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_QAAZ7SFOEO00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_0E6D3KJLXS00000000000000000000FM">July 31, 2025</span></span>&#160;and <span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;">2024</span>, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does <span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span> qualify for capitalization and therefore is expensed as incurred. <i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">This component of other interest was $7.1&#160;million</i></i><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;and</span></span></span><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-right: none; border-left: none;"> $</span><span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e">6.3 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM">three months ended July 31, 2025</span> </span>and <span><span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs">2024</span></span>, respectively, and $25.8 million and</span><span> $</span><span>25.7 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the </span><span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM">nine months ended July 31, 2025</span><span style="border-right: none; border-left: none;"> and <span><span class="Linked" id="fs_YCZASVQAF400000000000000000000fs">2024</span></span>, respectively.</span></span></p>












































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;"><i>(<span style="border-left: none; border-right: none;">3</span>)</i></span></p>












































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<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.1;"><i>Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note <em style="font: inherit;"><span id="fs_8L1VTIUHTC00000000000000000000fs" style="line-height: inherit; display: inline;">18</span>.</em> There was <em style="font: inherit;">no</em> impact to the Condensed Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></p>












































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<td style="font-size: 10pt; vertical-align: top; height: 10px; padding: 0px 2px 0px 0px; width: 2%;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="border-left: none; border-right: none;"><span id="fs_3YAWIA17EO00000000000000000000fs" style="display: inline;">4</span></span>)</i></span></p>












































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<td style="font-size: 10pt; height: 10px; width: 98%;"><span style="border-right: none; border-left: none;"><i><i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></i><span style="border-left: none; border-right: none;"><i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note <em style="font: inherit;"><span>18</span>.</em> There was <em style="font: inherit;">no</em> impact to the Condensed Consolidated Statement of Operations resulting therefrom</i>.</span></i></span></td>















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<td style="font-size: 10pt; vertical-align: top; padding: 0px 2px 0px 0px; width: 2%; height: 17px;">(<span id="fs_97EMCPALFK00000000000000000000FM"><span style="font-style: italic;">5</span></span>)</td>
<td style="font-size: 10pt; width: 98%; height: 17px;"><i style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-left: none; border-right: none;">Capitalized interest amounts are shown gross before allocating a portion of impairments, if any, to capitalized interest.</span></i></td>















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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for interest costs that were capitalized to properties under development during the land development and construction period of a project, and which are included in inventory.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Reduction of Inventory to Fair Value<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock', window );">Reduction of Inventory to Fair Value</a></td>
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<td style="width: 18pt; text-align: left;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">4.</span></td>
<td style="text-align: left;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Reduction of Inventory to Fair Value</span></td>






















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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1; text-align: left;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="text-align: left; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We had&#160;452 and 448 communities under development and held for future development or sale at&#160;<em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" id="fs_KX2ZBSTBAO00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span> and <span class="Linked" id="fs_5TEWJM2AQO00000000000000000000FM" style="line-height: inherit;">2024</span>, respectively, which we evaluated for impairment indicators (i.e., those with a projected operating loss). We identified impairment indicators in&#160;one&#160;community in our Northeast segment and <span>three</span> communities in our West segment with an aggregate carrying value of $35.9&#160;million during the <span class="Linked" id="fs_5QNZC8UQHC00000000000000000000FM">three months ended July 31, 2025</span>, and&#160;two&#160;communities in our Northeast segment and <span>three</span> communities in our West segment with an aggregate carrying value of $41.3 million during the <span class="Linked" id="fs_HB7DOTECE800000000000000000000FM">nine months ended July 31, 2025</span>. These impairment analyses resulted in impairments&#160;of $7.6 million and $8.8 million during the <span class="Linked" id="fs_6KSPU8NH1C00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_LZDSFE91K000000000000000000000FM">July 31, 2025</span>, respectively, included with "Inventory impairments and land option write-offs" in the Condensed Consolidated Statement of Operations and deducted from inventory. We&#160;identified an impairment indicator related to an offer received on a parcel of land with a carrying value of $15.2 million for one community in our West segment during both the <span class="Linked" id="fs_NZXZ6UUWV400000000000000000000FM">three and nine</span> months ended <span id="fs_SHLZA3W0SG00000000000000000000FM">July 31, 2024</span>. The impairment analysis resulted in an impairment charge of $2.7 million during the periods.</span></p>
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<div style="font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: 1.2; text-align: left; margin: 0pt; text-indent: 45pt;"><span style="font-size: 10pt; font-family: 'times new roman', times;"><span>Write-offs</span>&#160;of&#160;options, engineering and capitalized interest costs are recorded in "Inventory impairments and land option write-offs" when we redesign communities, abandon certain engineering costs or do not&#160;exercise options in various locations because the pro forma profitability is not projected to produce adequate returns on investment commensurate with the risk. Total aggregate write-offs related to these</span> items were $8.4 million and $0.4 million for the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em><span class="Linked" id="fs_3NB7YOJNC000000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_H86P9JPHI800000000000000000000fs" style="line-height: inherit;">2024</span></em>, respectively<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">,<span>&#160;</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;">and $</span>11.3<span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"><span>&#160;</span>million and $</span>0.9<span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"><span>&#160;</span>million for the&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"></em><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_ZF6Y44JXFK00000000000000000000FM">nine months ended July 31, 2025</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"><span>&#160;</span></em><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;">and<span>&#160;</span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"><span><span class="Linked" id="fs_P3QNOPSNA800000000000000000000FM">2024</span></span></em><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;">, respectively.</span> The number of lots walked away from during the <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em><span class="Linked" id="fs_8ZWPHH2TSG00000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_SWR3AM2LS000000000000000000000fs" style="line-height: inherit;">2024</span></em>&#160;were 4,059 and 1,277, respectively<span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">,<span>&#160;</span></span><span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;">and<span>&#160;<span style="border-left: none; border-right: none;">8,956</span></span><span>&#160;</span>and<span> 2,547</span><span>&#160;</span>during the<span>&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span style="border-right: none; border-left: none;"><span><span class="Linked" id="fs_CXDZ6EXW6800000000000000000000FM">nine months ended July 31, 2025</span></span></span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span>&#160;</span></em>and<span>&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-left: none; border-right: none;"><span><span class="Linked" id="fs_KV2O11D91C00000000000000000000fs">2024</span></span></span></em>, respectively</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">.</span> The walk-aways&#160;during the first three quarters of fiscal <span style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_TSLS4VSTTS00000000000000000000FM" style="line-height: inherit;">2025</span></span>&#160;and&#160;<span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_959A9Y3WWG00000000000000000000FM" style="line-height: inherit;">2024</span></span>&#160;occurred across each of our segments.</span></span></div>






















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<p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third-</em>party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC <span id="fs_3YHUD5GWZK00000000000000000000fs" style="display: inline;">606</span>, these sale and leaseback transactions are considered a financing rather than a sale. Our Condensed Consolidated Balance Sheets as of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_Q2KC3D9Q5S00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_YZR7ERHS8W00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, included inventory of $65.9 million and $46.1 million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $68.7 million (net of debt issuance costs) and $46.2 million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>
<p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We have land banking arrangements, whereby we sell our land parcels to a land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes in accordance with ASC <span id="fs_GW7KBBOAOW00000000000000000000fs" style="display: inline;">606</span>, these transactions are considered a financing rather than a sale. Our Condensed Consolidated Balance Sheets as of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_VD95KZ8WXC00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_97OQF5VUSW00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, included inventory of $263.8 million and $164.9 million, respectively, recorded to &#8220;Consolidated inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; with a corresponding amount of $167.9 million (net of debt issuance costs) and $94.1 million, respectively, recorded to &#8220;Liabilities from inventory <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> owned&#8221; for the amount of net cash received from the transactions.</span></p>






















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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Variable Interest Entities<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td style="width: 18pt;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">5.</span></td>
<td><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Variable Interest Entities</span></td>


















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; line-height: 1.2; text-indent: 45pt;">&#160;<span style="font-family: 'times new roman', times; line-height: inherit;">We enter into land and lot option purchase contracts to procure land or lots for the construction of homes. Under these contracts, the Company will fund a stated deposit in consideration for the right, but not the obligation, to purchase land or lots at a future point in time with predetermined terms. Under the terms of the option purchase contracts, many of the option deposits are not refundable at the Company's discretion. Under the requirements of ASC <span id="fs_378GWYRTF400000000000000000000fs" style="display: inline;">810</span>, certain option purchase contracts may result in the creation of a Variable Interest Entity ("VIE") that owns the land parcel under option.</span></p>
<p style="margin: 0in; line-height: 1.2; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="margin: 0in 5.3pt 0in 0in; text-indent: 45pt; line-height: 1.2; font-family: Calibri, sans-serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">Although the Company does not have legal title to the underlying land,&#160;we analyze our option purchase contracts to determine whether the corresponding land and lot sellers are VIEs and, if so, whether we are the primary beneficiary. The significant factors we consider in determining if the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared include, among other things, our ability in determining or limiting the scope or purpose of the VIE, selling or transferring property owned or controlled by the VIE, changing the terms of the contract or arranging financing for the VIE. As a result of our analyses, we have concluded, there are no VIEs that required consolidation at either<span style="letter-spacing: 0.35pt; line-height: inherit;">&#160;</span><span class="Linked" id="fs_3M6C0VXVF400000000000000000000FM" style="line-height: inherit;">July 31, 2025</span><span style="letter-spacing: 0.35pt; line-height: inherit;">&#160;</span>or <span class="Linked" id="fs_P3YW0NP1G000000000000000000000FM" style="line-height: inherit;">October 31, 2024</span><span style="letter-spacing: 0.35pt; line-height: inherit;">&#160;</span>because we are not the primary beneficiary of the land or lots under option purchase contracts.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">We will continue to secure land and lots using options, some of which are with VIEs&#160;where we have determined power is shared among the partners and we do not have a controlling financial interest. Including deposits on our unconsolidated VIEs, at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_6G5UFKAGXS00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em>&#160;and <span class="Linked" id="fs_WEVTQ7WPQO00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span>, we had total cash deposits amounting to $312.1&#160;million and $264.8 million, respectively, to purchase land and lots with a total purchase price of $3.4&#160;billion and $3.0 billion, respectively. The maximum exposure to loss with respect to our land and lot options is limited to the deposits plus any pre-development costs invested in the property, although some deposits are refundable at our request or if certain conditions are met.</span></p>


















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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for a variable interest entity (VIE), including but not limited to, judgments and assumptions in determining whether to consolidate and in identifying the primary beneficiary, gain (loss) recognized on the initial consolidation of the VIE, terms of arrangements, amounts and classification of the VIE's assets and liabilities, and the entity's maximum exposure to loss.</p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Warranty Costs<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span><span id="fs_NM8AFAMEKW00000000000000000000fs" style="display: inline;">6</span></span>.</em></b></span></p>



























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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><b>Warranty Costs</b></span></p>



























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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;">We accrue for warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. <span>For homes to be delivered in fiscal <span id="fs_NCA14ZGDSW00000000000000000000fs" style="display: inline;">2025</span> and previously delivered in <span id="fs_0GHVD2BD0W00000000000000000000fs" style="display: inline;">2024</span><i>,</i>&#160;our <span>deductible</span>&#160;under our general liability insurance is<span> or was</span> $30.0 million <span>annually</span>, aggregated&#160;for construction defect and warranty claims. For bodily injury claims, our deductible per occurrence in fiscal <span id="fs_8RKFX51QC000000000000000000000FM" style="display: inline;">2025</span><i></i>&#160;<span>and <span id="fs_ZG6FLTBAMO00000000000000000000fs" style="display: inline;">2024</span> </span>is <span>or was</span> $0.25&#160;million and <span>$0.5&#160;</span>million for action over claims, both with a <span>$30.0</span>&#160;million limit. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are&#160;not&#160;covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs at the time each home is closed and control is transferred to the homebuyer.</span> </span>Additions, charges and changes in the warranty reserve and general liability reserve for the&#160;<em style="font: inherit;"></em><span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" id="fs_VLC2WZL2V400000000000000000000FM" style="line-height: inherit;">three and nine</span> months ended <span class="Linked" id="fs_UY2SPR1QSG00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></span><em style="font: inherit;">&#160;</em>and <em style="font: inherit;"><span class="Linked" id="fs_SBAS27W5DS00000000000000000000FM" style="line-height: inherit;">2024</span>&#160;</em>were as follows:</span></p>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9978%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 23.9481%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span style="border-right: none; border-left: none;"><span class="Linked" id="fs_VU35QBSJCW00000000000000000000FM">Three Months Ended</span></span></span></p>




























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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; width: 24.9481%;"><span class="Linked" id="fs_W0PNM9Y47400000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02814%;"><br/></td>




























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<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9481%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_P833BH6DTC00000000000000000000FM">July 31,</span></span></p>




























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<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9481%;"><span class="Linked" id="fs_JZ4VZ9K8GW00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























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<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> (In thousands) </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_6MHZU7CSHS00000000000000000000FM">2025</span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_Z110ULB6QO00000000000000000000FM">2024</span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"><span class="Linked" id="fs_HQTUK2P38W00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_QB41T7A0K000000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























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<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Balance, beginning of period </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;">91,800</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;">85,177</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;">89,391</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;">98,919</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1.02814%; height: 10px;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Additions &#8211; Selling, general and administrative </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">2,818</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">2,262</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">7,912</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">6,850</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;"><br/></td>




























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<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Additions &#8211; Cost of sales </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;">2,294</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;">2,787</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;">6,512</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;">7,637</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1.02814%;"><br/></td>




























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<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Charges incurred during the period (1)</span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">(2,417</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">(2,546</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">(8,772</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">(28,139</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;">)</td>




























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<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Changes to pre-existing reserves </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-size: 10pt;">1,955</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-size: 10pt;">418</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">1,407</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">2,831</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























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<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.9978%;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Balance, end of period </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"><span style="font-size: 10pt;">96,450</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"><span style="font-size: 10pt;">88,098</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;">96,450</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;">88,098</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-style: italic;">(1) The majority of the charges incurred during the first nine months of fiscal 2024 represented a payment for construction defects related to the settlement of a litigation matter.</span></p>




























 </div>




























 </div>




























 </div>




























 </div>




























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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Commitments and Contingent Liabilities<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingent Liabilities</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Commitments and Contingent Liabilities</a></td>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">7.</em></b></span></p>






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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Commitments and Contingent Liabilities</b></span></p>






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<p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We are involved in litigation arising in the ordinary course of business, none of which is expected to have a material adverse effect on our financial position, results of operations or cash flows, and we are subject to extensive and complex laws and regulations that affect the development of land and home building, sales and customer financing processes, including zoning, density, building standards and mortgage financing.&#160;These laws and regulations often provide broad discretion to the administering governmental authorities.&#160;This can delay or increase the cost of development or homebuilding. The significant majority of our litigation matters are related to construction defect claims. Our estimated losses from construction defect litigation matters, if any, are included in our construction defect reserves.</span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We also are subject to a variety of local, state, federal and foreign laws and regulations concerning protection of health and the environment, including those regulating the emission or discharge of materials into the environment, the management of storm water runoff at construction sites, the handling, use, storage and disposal of hazardous substances, impacts to wetlands and other sensitive environments, and the remediation of contamination at properties that we have owned or developed or currently own or are developing (&#8220;environmental laws&#8221;).&#160;The particular environmental laws that apply to a site may vary greatly according to the community site, for example, due to the community, the environmental conditions at or near the site, and the present and former uses of the site.&#160;These environmental laws may result in delays, may cause us to incur substantial compliance, remediation and/or other costs, and can prohibit or severely restrict development and homebuilding activity.&#160;In addition, noncompliance with these laws and regulations could result in fines and penalties, obligations to remediate or take corrective action, permit revocations or other sanctions; and contamination or other environmental conditions at or in the vicinity of our developments may result in claims against us for personal injury, property damage or other losses.</span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">We anticipate that increasingly stringent requirements will continue to be imposed on developers and homebuilders in the future. In addition, some of these laws and regulations that significantly affect how certain properties may be developed are contentious, attract intense political attention, and may be subject to significant changes over time. For example, regulations governing wetlands permitting under the federal Clean Water Act have been the subject of extensive rulemakings for many years, resulting in several major joint rulemakings by the EPA and the U.S. Army Corps of Engineers that have expanded and contracted the scope of wetlands subject to regulation; and such rulemakings have been the subject of many legal challenges, some of which remain pending. It is unclear how these and related developments, including at the state or local level, ultimately may affect the scope of regulated wetlands where we operate. Although we cannot reliably predict the extent of any effect these developments regarding wetlands, or any other requirements that may take effect, may have on us, they could result in time-consuming and expensive compliance programs and in substantial expenditures, which could cause delays and increase our cost of operations. In addition, our ability to obtain or renew permits or approvals and the continued effectiveness of permits already granted or approvals already obtained is dependent upon many factors, some of which are beyond our control, such as changes in policies, rules and regulations and their interpretations and application.</span></p>
<p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; text-indent: 45pt; font-size: 10pt; line-height: inherit;">In December 2020, the New Jersey Department of Environmental Protection ("NJDEP") and the Administrator of the New Jersey Spill Compensation Fund (the &#8220;Spill Fund&#8221;) filed a lawsuit in the Superior Court of New Jersey, Law Division, Union County against Hovnanian Enterprises, Inc., in addition to other unrelated parties, in connection with contamination at Hickory Manor, a residential condominium development. Alleged predecessors of certain defendants had used the Hickory Manor property for decades for manufacturing purposes.&#160;In&#160;<span id="fs_21KANHO6MO00000000000000000000fs" style="line-height: inherit; display: inline;">1998</span>, the NJDEP confirmed that groundwater at this site was impacted from an off-site source. The site was later remediated, resulting in the NJDEP issuing an unconditional site-wide No Further Action determination letter and Covenant Not to Sue in&#160;<span id="fs_23K4NEHP3400000000000000000000fs" style="line-height: inherit; display: inline;">1999</span>. Subsequently,&#160;<span id="fs_HWYTA8UKKW00000000000000000000fs" style="line-height: inherit; display: inline;">one</span>&#160;of our affiliates was involved in redeveloping the property as a residential community. The complaint asserts claims under the New Jersey Spill Act and other state law claims and alleges that the NJDEP and the Spill Fund have incurred over $5.3&#160;million since&#160;<span id="fs_K0408EUSNK00000000000000000000fs" style="line-height: inherit; display: inline;">2009</span>&#160;to investigate vapor intrusion at the development and to install vapor mitigation systems. Among other things, the complaint seeks recovery of the costs incurred, an order that defendants perform additional required remediation and disgorgement of profits on our affiliate&#8217;s sales of the units in the development. Discovery has commenced.&#160;Hovnanian Enterprises, Inc. intends to defend these claims vigorously.</span></p>






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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for commitments and contingencies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 405<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/405-30/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 440<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482648/440-10-50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/450/tableOfContent<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 954<br> -SubTopic 440<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478522/954-440-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 440<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482648/440-10-50-4<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 440<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/440/tableOfContent<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Cash Equivalents, Restricted Cash and Customers' Deposits<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><b><em style="font: inherit;">8.</em></b></p>












































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><b>Cash Equivalents, Restricted Cash and Customers' Deposits</b></p>












































































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Cash equivalents include&#160;certificates of deposit, U.S. Treasury bills and government money&#8211;market funds with maturities of <em style="font: inherit;">90</em> days or less when purchased.&#160;Our cash balances are held at a few financial institutions and <em style="font: inherit;"> may, </em>at times, exceed insurable amounts.&#160;We believe we help to mitigate this risk by depositing our cash in major high credit quality&#160;financial institutions.&#160;As of&#160;<em style="font: inherit;"><span class="Linked" id="fs_FKE5M8IA1C00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> and <em style="font: inherit;"> <span class="Linked" id="fs_HYF9ROVH4G00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, $12.5&#160;million and $13.6&#160;million, respectively, of our total cash and cash equivalents was in cash equivalents and restricted cash equivalents.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Homebuilding "Restricted cash and cash equivalents" on the Condensed Consolidated Balance Sheets totaled $12.2 million and $7.9 million as of&#160;<em style="font: inherit;"><span class="Linked" id="fs_ZTJN0TPPQO00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> and <em style="font: inherit;"> <span class="Linked" id="fs_L19QSS6I4W00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, respectively, which primarily consists of&#160;cash collateralizing our letter of credit agreements and facilities (see Note 12).<br/></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Financial services restricted cash and cash equivalents, which are included in <span style="border-left: none; border-right: none;">"Financial services" assets</span> on the Condensed Consolidated Balance Sheets, totaled $30.8&#160;million and<span style="line-height: inherit;"> $<span style="line-height: inherit;">42.3</span> m</span>illion as of <em style="font: inherit;"> <span class="Linked" id="fs_CKMY7PNQUO00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> and <em style="font: inherit;"> <span class="Linked" id="fs_NDDS1QIMU800000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, respectively. Included in these&#160;balances were (<em style="font: inherit;">1</em>) financial services customers&#8217; deposits of $27.0&#160;million&#160;and $39.2&#160;million at <span class="Linked" id="fs_YOVNIWYCXS00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span> and&#160;<em style="font: inherit;"><span class="Linked" id="fs_IM5W8QBOSG00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, respectively, which are subject to restrictions&#160;on our use, and (<em style="font: inherit;">2</em>) restricted cash under the terms of our mortgage warehouse lines of credit of $3.8&#160;million and $3.1&#160;million at&#160;<em style="font: inherit;"><span class="Linked" id="fs_UYCRO42TU800000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> and <em style="font: inherit;"> <span class="Linked" id="fs_OXLV0XWLLC00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, respectively.&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Homebuilding&#160;"Customers' deposits" are shown as a liability on the Condensed Consolidated Balance Sheets. These liabilities are significantly more than the applicable periods&#8217; restricted cash balances because&#160;in some states&#160;the deposits are <em style="font: inherit;">not</em> restricted from use and, in other states, we are able to release the majority of these customer deposits to cash by pledging letters of credit or surety bonds.</p>




















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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for cash and cash equivalent footnotes, which may include the types of deposits and money market instruments, applicable carrying amounts, restricted amounts and compensating balance arrangements. Cash and equivalents include: (1) currency on hand (2) demand deposits with banks or financial institutions (3) other kinds of accounts that have the general characteristics of demand deposits (4) short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments maturing within three months from the date of acquisition qualify.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Leases<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td style="width: 18pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">9.</span></b></span></p>








































 </td>
<td>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"><b>Leases </b></span></p>








































 </td>








































 </tr>








































 </tbody>








































 </table>








































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">We rent certain office space for use in our operations. Our lease population at <em style="font: inherit;"> <span class="Linked" id="fs_1KR943MVOG00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> is comprised of operating leases where we are the lessee, primarily for our corporate office and division offices.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Lease costs are included in our Condensed Consolidated Statements of Operations, primarily in "Selling, general and administrative" homebuilding expenses, and payments on our lease liabilities are presented in the table below.</span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 57px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"></td>
<td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_T2S0A5NUKW00000000000000000000FM">Three Months Ended</span></em></em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: center; height: 10px;"><span class="Linked" id="fs_QDSJ67DGAO00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_VTX015MCMO00000000000000000000FM">July 31,</span></em></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_TH3O9ZO1WW00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>








































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_XP2Q6GBX9C00000000000000000000FM">2025</span></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_8XQJ5TIB7K00000000000000000000FM">2024</span></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_G1USDBHGJK00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_0YZWGMMO0W00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>








































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 48%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Operating lease costs</p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">2,876</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">2,743</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;">8,708</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;">8,131</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash payments on lease liabilities</p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">2,520</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">2,224</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;">8,092</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;">6,604</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>








































 </tr>








































 </tbody>








































 </table>









































<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Operating right-of-use lease assets ("ROU assets") are included in <span style="border-left: none; border-right: none;">"<span class="ParaMarked" style="-sec-ix-hidden:Tag3">Prepaid expenses and other assets</span>"</span> on our Condensed Consolidated Balance Sheets, while lease liabilities are included in <span style="border-left: none; border-right: none;">"<span class="ParaMarked" style="-sec-ix-hidden:Tag2">Accounts payable and other liabilities</span>"</span>. During the nine months ended <span class="Linked" id="fs_9P92XBSSS000000000000000000000FM">July 31, 2025</span>, we had an increase to ROU assets and lease liabilities of $8.3 million&#160;as a result of new leases and lease renewals that commenced during the period. We also modified a lease in our Northeast segment to shorten the term during the <span class="Linked" id="fs_OIRCEGBRHC00000000000000000000FM">nine months ended July 31, 2025</span>, which resulted in a decrease&#160;to ROU assets and lease liabilities of $7.7 million. The following table contains additional information about our leases:</p>

<p style="margin: 0pt;"><br/></p>
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 64px;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> (In thousands) </span></p>








































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_8VC56DQQNK00000000000000000000FM">July 31,</span> </em></span></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_IMX7AEII1S00000000000000000000FM">2025</span></em></span></p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_AVX82RKW4000000000000000000000FM">October 31,</span> </em></span></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_PLWJNBKEY800000000000000000000FM">2024</span></em></span></p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 74%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">ROU assets</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">22,654</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">28,765</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Lease liabilities</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">25,874</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">30,868</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average remaining lease term (in years)</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">3.6</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">4.6</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average discount rate</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">10.2</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">10.3</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>








































 </tr>








































 </tbody>








































 </table>









































<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">Maturities of our operating lease liabilities as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_WJHL9FPQB400000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> are as follows:</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div style="border-left: none; border-right: none;">
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<div>
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<div style="border-left: none; border-right: none;">

<div>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<div id="t_ft_U3C6MGL45C00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 107px;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;">Fiscal Year Ending <span id="fs_CLZL3YB79S00000000000000000000FM">October 31,</span></span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="font-family: 'times new roman', times;"> (In thousands) </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 87%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span id="fs_2E78N8OI0W00000000000000000000fs" style="display: inline;">2025</span> (<span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">excluding the <span class="Linked" id="fs_VAC7Y3ZB0W00000000000000000000FM">nine months ended July 31, 2025</span></span>)</span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times;">2,501</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_4HK4OPOSDS00000000000000000000fs" style="display: inline;">2026</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">10,356</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_FOUL8TQF0W00000000000000000000fs" style="display: inline;">2027</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">8,155</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_3U2BP36OWG00000000000000000000fs" style="display: inline;">2028</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">4,900</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_ZPTEUH1NKG00000000000000000000fs" style="display: inline;">2029</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">3,022</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_A0XMQYV8GG00000000000000000000fs" style="display: inline;">2030</span> and thereafter </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">2,109</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total operating lease payments (<span id="fs_OEPVS3IT5S00000000000000000000fs" style="display: inline;">1</span>) </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">31,043</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Less: imputed interest </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(5,169</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; vertical-align: bottom; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">)</td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times;"> Present value of operating lease liabilities </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">25,874</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>








































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;">(<span id="fs_UZ3PWWPYJK00000000000000000000fs" style="display: inline;">1</span>) Lease payments include options to extend lease terms that are reasonably certain of being executed and exclude $11.5 million of legally binding minimum lease payments for office leases signed but not yet commenced as of <span class="Linked" id="fs_7LV0G6A3TS00000000000000000000FM">July 31, 2025</span>. The related ROU assets and operating lease liabilities are not reflected on the Company's Condensed Consolidated Balance Sheets.</p>








































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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeasesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/842-20/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeasesTextBlock</td>
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<td>dtr-types:textBlockItemType</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Mortgage Loans Held for Sale<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="text">&#160;<span></span>
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<div id="t_ft_QX41NE4QOW00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">10.</span>












 </span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Mortgage Loans Held for Sale</span>












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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">Our wholly owned mortgage banking subsidiary, K. Hovnanian American Mortgage, LLC (&#8220;K. Hovnanian Mortgage&#8221;), originates mortgage loans, primarily from the sale of our homes. Such mortgage loans are sold in the secondary mortgage market within a short period of time of origination. Mortgage loans held for sale are collateralized by the underlying property. Loans held for sale are recorded at fair value with changes in the value recognized in the Condensed Consolidated Statements of Operations in &#8220;Financial services&#8221; revenue. We use forward sales of mortgage-backed securities (&#8220;MBS&#8221;), interest rate commitments from borrowers and&#160;forward commitments to sell loans to <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">third</em> parties&#160;to protect us from interest rate fluctuations. These short-term instruments do not require any payments to be made to the counterparty&#160;or purchaser in connection with the execution of the commitments.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">As of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_L7XVRAICLC00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_AJSUIRX1PC00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, $128.9&#160;million and $145.7&#160;million, respectively, of mortgages held for sale were pledged against our mortgage warehouse lines of credit (see Note <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_XM06BF4TSW00000000000000000000fs" style="line-height: inherit; display: inline;">11</span></em>). We <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>incur losses with respect to mortgages that were previously sold that are delinquent and which had underwriting defects, but only to the extent the losses are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> covered by mortgage insurance or the&#160;resale value of the home. The reserves for these estimated losses are included in&#160;&#8220;Financial services&#8221; liabilities&#160;on the Condensed Consolidated Balance Sheets. At&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_9K3PV1UHI800000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_SFYS935QCW00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, we had specific reserves for 9 and&#160;<span style="line-height: inherit;">10</span> identified mortgage loans, respectively, as well as reserves for an estimate of future losses on mortgages sold but <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> yet identified to us.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">The activity in our loan origination reserves during the&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em><span style="border-right: none; border-left: none; line-height: inherit;"><span class="Linked" id="fs_D9ELA9XI8G00000000000000000000FM" style="line-height: inherit;">three and nine</span> months ended <span class="Linked" id="fs_DMCRO2QA0000000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_9JH3PBGKFK00000000000000000000FM" style="line-height: inherit;">2024</span></em> were as follows:</span></p>
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">&#160;</span></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 100px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 24.043%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_S5R6XG786800000000000000000000FM">Three Months Ended</span></em></em></span></p>



































 </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td colspan="7" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 25.043%;"><span class="Linked" id="fs_KIIYN27H3400000000000000000000FM">Nine Months Ended</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.043%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_3NPHVLXQB400000000000000000000FM">July 31,</span></em></em></span></p>



































 </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td colspan="7" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 25.043%;"><span class="Linked" id="fs_XQD9825GEO00000000000000000000FM">July 31,</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































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<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_7XRPKXMKU800000000000000000000FM">2025</span></em></span></p>



































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_IMPUTIEDN400000000000000000000FM">2024</span></em></span></p>



































 </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td colspan="3" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"><span class="Linked" id="fs_0N525SZJJ400000000000000000000FM">2025</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_W12LB308KW00000000000000000000FM">2024</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Loan origination reserves, beginning of period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">2,738</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span class="selected"><span style="font-family: 'times new roman', times; font-size: 10pt;">2,034</span></span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;">2,520</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;">2,013</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Provisions for estimated losses during the period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">195</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">216</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">452</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">629</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Payments/settlements</span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(44</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(156</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">(83</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">(<span><span class="selected">548</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>



































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Loan origination reserves, end of period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">2,889</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">2,094</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;">2,889</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;">2,094</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for claims held for amounts due to entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Mortgages<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DisclosureOfMortgageLoansAbstract', window );"><strong>Mortgages</strong></a></td>
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">11.</span></span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Mortgages</span></span></td>



















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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;">&#160;</span></i>&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Nonrecourse</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">We had nonrecourse mortgage loans for certain communities totaling $53.5&#160;million and $90.7&#160;million, net of debt issuance costs,&#160;as of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_M9ADK1QR5S00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_XP5DWJ9WLC00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, respectively, which are secured by the related real property, including any improvements, with an aggregate book value of $123.8&#160;million and $249.7&#160;million, respectively. The weighted-average interest rate on these obligations was 8.1% and 8.7% as of&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_U6JVTSZE8000000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_V8JWB22JUO00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, respectively,&#160;and the mortgage loan payments primarily correspond to home deliveries.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Mortgage Loans</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">K. Hovnanian Mortgage finances the origination of mortgage loans through various master repurchase agreements, which are recorded in "Financial services" liabilities on the Condensed Consolidated Balance Sheets.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">Our secured Master Repurchase Agreement with JPMorgan Chase Bank, N.A. (&#8220;Chase Master Repurchase Agreement&#8221;), which was amended on July 31, 2025 to extend the maturity date to April 1, 2026, is a short-term borrowing facility that provides up to $50.0 million.<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable monthly on outstanding advances at an adjusted Secured Overnight Financing Rate ("SOFR"), plus an applicable margin of 2.00% to 2.25%. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_IREOON981S00000000000000000000FM">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_Z9Y2QJ5U3400000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, the aggregate principal amount of all borrowings outstanding under the Chase Master Repurchase Agreement was $9.0&#160;million and $7.3&#160;million, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-align: left;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Customers Bank (&#8220;Customers Master Repurchase Agreement&#8221;), which is a short-term borrowing facility that provides&#160;<em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">up to</em> $100.0 million through its maturity on March 4, 2026.<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em>The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the current <span>Bloomberg Short Term Bank Yield Index ("BSBY") rate or SOFR, plus an applicable margin ranging from 2.125% to 4.5%</span> based on the type of loan and the number of days outstanding&#160;on the warehouse line. As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_Y4RI3RVEJ400000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em>&#160;and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_AP7GUCQRGW00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></em>, the aggregate principal amount of all borrowings outstanding under the Customers Master Repurchase Agreement was $55.5&#160;million and $78.6&#160;million, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 0pt; text-align: left; line-height: 1.2;"><br/></p>

<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">K. Hovnanian&#160;Mortgage has another secured Master Repurchase Agreement with Hinsdale Bank &amp; Trust Company, N.A. ("Hinsdale Master Repurchase Agreement"), which was amended on July 14, 2025 to extend the maturity date to July 13, 2026, and is a short-term borrowing facility that provides up to $50.0 million. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable monthly on outstanding advances at the <span id="fs_JSIHUWB60000000000000000000000fs" style="display: inline;">One</span>-Month Term SOFR, plus an applicable margin of 1.75% subject to a floor of 2.75%. As of both&#160;<span class="Linked" id="fs_D7M2CK33V400000000000000000000FM">July 31, 2025</span> and <span class="Linked" id="fs_7DVSSS7NQ800000000000000000000FM">October 31, 2024</span>, the aggregate principal amount of all borrowings outstanding under the Hinsdale Master Repurchase Agreement was $45.5 million.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times;">On June 6, 2025, K. Hovnanian&#160;Mortgage entered into a new secured Master Repurchase Agreement with PlainsCapital&#160;Bank ("PlainsCapital&#160;Master Repurchase Agreement"). The&#160;short-term borrowing facility provides up to $75.0 million through its maturity on May 31, 2026. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the <span id="fs_KMYR9QF95S00000000000000000000fs" style="display: inline;">30</span>-Day SOFR, plus an applicable margin of 2.125% to 9.0% based upon the number of days outstanding with the warehouse line, subject to a floor of 5.5%. As of July 31, 2025, there were no borrowings outstanding under the PlainsCapital&#160;Master Repurchase Agreement.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit;">The Chase Master Repurchase Agreement, Customers Master Repurchase Agreement, Hinsdale Master Repurchase Agreement and PlainsCapital&#160;Master Repurchase Agreement&#160;(together, the &#8220;Master Repurchase Agreements&#8221;) require K. Hovnanian Mortgage to satisfy and maintain specified financial ratios and other financial condition tests. Because of the extremely short period of time mortgages are held by K. Hovnanian Mortgage before the mortgages are sold to investors (generally a period of a few weeks), the immateriality to us on a consolidated basis, the size of the Master Repurchase Agreements, the levels required by these financial covenants, our ability based on our immediately available resources to contribute sufficient capital to cure any default, were such conditions to occur, and our right to cure any conditions of default based on the terms of the applicable agreement, we do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> consider any of these covenants to be substantive or material.&#160;As of <span class="Linked" id="fs_HZMTTJSZ1S00000000000000000000FM">July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>, we believe we were in compliance with the covenants under the Master Repurchase Agreements.</span></p>


















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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Senior Notes and Credit Facilities<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Senior Notes and Credit Facilities</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtTextBlock', window );">Senior Notes and Credit Facilities</a></td>
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<div id="t_ft_MOLA8U7UEO00000000000000000000b" style="font-family: 'times new roman', times;">
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">12.</span></span></span>
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<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"><b>Senior Notes and Credit Facilities</b></span>






























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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><span style="line-height: inherit;">Senior notes and credit facilities</span> balances as of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_HSI05O7ZSW00000000000000000000FM">July 31, 2025</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span class="Linked" id="fs_01ST2ZS3KG00000000000000000000FM">October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>, were as follows:</span></p>
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<tbody>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_1FVN69CN1S00000000000000000000FM">July 31,</span></span></em></span></p>


























































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_FVS50HCK2800000000000000000000FM">October 31,</span></em></span></p>


























































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>


























































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> (In thousands) </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_EAL0WG6JWG00000000000000000000FM">2025</span></span></em></span></p>


























































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_EZ87ZSQSLC00000000000000000000FM">2024</span></span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 74%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Secured Notes: </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>


























































 </tr>
<tr style="height: 10px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">8.0% Senior Secured <span id="fs_DJZARW035S00000000000000000000fs" style="display: inline;">1.125</span> Lien Notes due September 30, 2028</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">225,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">225,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px;"><br/></td>


























































 </tr>
<tr style="height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">11.75% Senior Secured <span id="fs_V3V32BF1WW00000000000000000000fs" style="display: inline;">1.25</span> Lien Notes due September 30, 2029</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">430,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">430,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total Senior Secured Notes </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">655,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">655,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Notes: </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;">13.5</span></span></span>% Senior Notes due <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">February 1, 2026</span>&#160;</span></span></span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">26,588</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;">5.0</span></span></span>% Senior Notes due <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">February 1, 2040</span>&#160;</span></span></span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">24,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">24,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total Senior Notes </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">24,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">51,556</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times;"> Senior Secured <span id="fs_25IX7732TC00000000000000000000fs" style="display: inline;">1.75</span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">January 31, 2028</span></span>&#160;</span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">175,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times;">175,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">Senior Secured Revolving Credit Facility (<span id="fs_XCIP9IBAWW00000000000000000000FM" style="display: inline;">1</span>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Subtotal senior notes and credit facilities </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">854,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">881,556</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Net premiums (discounts) </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">9,141</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">17,340</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Unamortized debt issuance costs </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(2,187</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(2,678</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">)</span></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">861,922</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">896,218</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>


























































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;">(<span id="fs_U6ZFY3J9HC00000000000000000000FM" style="display: inline;">1</span></span><span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;">) </span><span style="border-right: none; border-left: none;"><span style="border-right: none; border-left: none;"><span style="line-height: inherit;"><i><span style="line-height: inherit;">At <i></i></span></i><i><span style="border-left: none; border-right: none;"><span class="Linked" id="fs_513PMW4ZM800000000000000000000FM">July 31, 2025</span></span></i><i>, provides for up to $<i></i></i><i>125.0<i></i></i></span><i><span style="line-height: inherit;"> million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) a term SOFR (subject to a floor of </span></i><i><span style="line-height: inherit;">3.00</span></i><i><span style="line-height: inherit;">%) plus an applicable margin of </span></i><i><span style="line-height: inherit;">4.50</span></i><i><span style="line-height: inherit;">% or (ii) an alternate base rate (subject to a floor of </span></i><i><span style="line-height: inherit;">4.00</span></i><i><span style="line-height: inherit;">%) plus an applicable margin of </span></i><i><span style="line-height: inherit;">3.50</span></i><i><span style="line-height: inherit;">%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of </span></i><i><span style="line-height: inherit;">1.00</span></i><i><span style="line-height: inherit;">% per annum.</span></i></span></span></p>



























































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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>General</i></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 2pt;"><span style="font-family: 'times new roman', times;">Except <span style="font-size: 10pt; line-height: inherit;">for K. Hovnanian, the issuer of the notes and borrower under the <span style="font-size: 10pt;">credit agreements governing our term loans and revolving credit facilities (collectively, the "</span>Credit Facilities"), our home mortgage subsidiaries, certain of our title insurance subsidiaries, joint ventures and subsidiaries holding interests in our joint ventures, we and each of our subsidiaries are guarantors of the Credit Facilities, the senior secured notes and senior notes outstanding at <span class="Linked" id="fs_RUW0LULVTC00000000000000000000FM">July 31, 2025</span> (collectively, the "Notes</span> Guarantors").</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 0pt;"><span style="font-family: 'times new roman', times; line-height: inherit;">The <span style="font-size: 10pt; line-height: inherit;">credit agreements governing the Credit Facilities and the indentures governing the senior secured and senior notes (together, the "Debt Instruments") outstanding at <span class="Linked" id="fs_29CVXAZV2800000000000000000000FM">July 31, 2025</span>, do not contain any financial maintenance covenants, but do contain restrictive covenants that limit, among other things, the ability of HEI and certain of its subsidiaries, including K. Hovnanian, to incur (including through exchange or certain other types of transactions) indebtedness, pay dividends and make distributions on common and preferred stock, repay/repurchase certain indebtedness prior to its respective stated maturity, repurchase common and preferred stock, make other restricted payments (including investments), sell certain assets (including in certain land banking transactions), incur liens, consolidate, merge, sell or otherwise dispose of all or substantially all of their assets and enter into certain transactions with affiliates. The Debt Instruments also contain customary events of default which would permit the lenders or holders thereof to exercise remedies with respect to the collateral (as applicable), declare the loans (the "Secured Term Loans") made under the Senior Secured <span id="fs_IQ1I418G4W00000000000000000000fs" style="line-height: inherit; display: inline;">1.75</span> Lien Term Loan Credit Facility due January 31, 2028 (the "Secured Term Loan Facility") and loans (the "Secured Revolving Loans") made under the Senior Secured Revolving Credit Agreement due <span id="fs_93G2X5YPXC00000000000000000000FM">June 30, 2026</span> (the "Secured Credit Agreement") or notes to be immediately due and payable if not cured within applicable grace periods, including the failure to make timely payments on the Secured Term Loans, Secured Revolving Loans or notes or other material indebtedness, cross default to other material indebtedness, the failure to comply with agreements and covenants and specified events of bankruptcy and insolvency, with respect to the Secured Term Loans and Secured Revolving Loans, material inaccuracy of representations and warranties and with respect to the Secured Term Loans and Secured Revolving Loans, a change of control, and, with respect to the Secured Term Loans, Secured Revolving Loans and senior secured notes, the failure of the documents granting security for the obligations under the secured Debt Instruments to be in full force and effect, and the failure of the liens on any material portion of the collateral securing the obligations under the secured Debt Instruments to be valid and perfected. As of <span class="Linked" id="fs_BNAJ9A87TC00000000000000000000FM">July 31, 2025</span>, we believe we were in compliance with the covenants of the Debt</span> Instruments.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">Under <span style="font-size: 10pt; line-height: inherit;">the terms of our Debt Instruments, we have the right to make certain redemptions and prepayments and, depending on market conditions, our strategic priorities and covenant restrictions, may do so from time to time. We also continue to actively analyze and evaluate our capital structure and explore transactions to simplify our capital structure and to strengthen our balance sheet, including those that reduce leverage, interest rates and/or extend maturities, and will seek to do so in the near term with the right opportunity. We may also continue to make debt or equity purchases and/or exchanges from time to time through tender offers, exchange offers, redemptions, open market purchases, private transactions, or otherwise, or seek to raise additional debt or equity capital, depending on market conditions and covenant</span> restrictions.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-style: italic; line-height: inherit; font-family: 'times new roman', times;">Fiscal <span id="fs_1QOXL5HXE800000000000000000000fs" style="display: inline;">2025</span></span></p>
<p style="font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 0pt; padding-left: 0px; font-family: 'times new roman', times;"><span style="font-family: 'times new roman', times;">On <span id="fs_49AFDXSYTC00000000000000000000FM">April 30<span style="border-left: none; border-right: none;">, 2025</span></span>, K. Hovnanian redeemed the remaining&#160;$26.6&#160;million aggregate principal amount of its&#160;<span id="fs_3CPD8J7JUO00000000000000000000FM"><span>13.5</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">% Senior Notes due&#160;</span><span>2026</span></span>&#160;for a redemption price of $27.5&#160;million, which included accrued and unpaid interest. This redemption resulted in a gain on extinguishment of debt of $0.4&#160;million for the <span id="fs_5QVW3RH40G00000000000000000000FM">nine months ended <span style="border-left: none; border-right: none;">July 31, 2025</span></span>, including the write-off of unamortized premiums, debt issuance costs and fees. The gain from the redemption is included in the Condensed Consolidated Statement of Operations as "Gain on extinguishment of debt, net".</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Secured Obligations</i></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">The <span style="font-size: 10pt; line-height: inherit;">Secured Credit Agreement provides for up to $125.0 million in aggregate amount of Secured Revolving Loans to be used for general corporate purposes, upon the terms and subject to the conditions set forth therein. Secured Revolving Loans are to be borrowed by K. Hovnanian and guaranteed by the Notes Guarantors. The revolving loans under the Secured Credit Agreement have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) SOFR (subject to a floor of 3.00%) plus an applicable margin of 4.5% or (ii) an alternate base rate (subject to a floor of 4.0%) plus an applicable margin of 3.5%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of 1.0% per annum.</span></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">The<span style="font-size: 10pt; line-height: inherit;"> 8.0% Senior Secured <span><span id="fs_KCN8MVJFXS00000000000000000000fs" style="display: inline;">1.125</span></span><span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> Lien Notes due <span id="fs_Y4OYP17TM800000000000000000000fs" style="display: inline;">2028</span> (the "New <span id="fs_HLYEZKTZQ800000000000000000000fs" style="display: inline;">1.125</span> Lien Notes") have a maturity of September 30, 2028 and bear interest at a rate of 8.0% </span>per annum payable semi-annually on March 30 and September 30 of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New <span id="fs_5H4FM15IGW00000000000000000000fs" style="display: inline;">1.125</span> Lien Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to September 30, 2025 at a redemption price equal to 100% of their principal amount plus an applicable "Make Whole Amount". K. Hovnanian may also redeem some or all of the New <span id="fs_VAK7LFUHTC00000000000000000000fs" style="display: inline;">1.125</span> Lien Notes at 104.0% of their principal amount commencing on September 30, 2025, at 102.0% of their principal amount commencing on September 30, 2026 and at 100.0% of their principal amount commencing September 30, 2027. In addition, K. Hovnanian may also redeem up to 35.0% of the aggregate principal amount of New <span id="fs_92D7UI1WYO00000000000000000000fs" style="line-height: inherit; display: inline;">1.125</span> Lien Notes prior to September 30, 2025 with the net cash proceeds from certain equity offerings at 108.0% of their principal amount</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.</em></span><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span></p>

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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">The 11.75% Senior Secured <span id="fs_PKKP9JIWIO00000000000000000000fs" style="display: inline;">1.25</span> Lien Notes due <span id="fs_DU2Z5CPRZ400000000000000000000fs" style="display: inline;">2029</span> (the "<span style="font-size: 10pt; line-height: inherit;">New <span id="fs_7QB92RYVU800000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes") have a maturity of September 30, 2029 and bear interest at a rate of 11.75% per annum payable semi-annually on March 30 and September 30 of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New <span id="fs_GYJOFFMX3400000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes are redeemable in whole or in part at K. Hovnanian&#8217;s option at any time prior to March 30, 2026 at a redemption price equal to 100% of their principal amount plus an applicable &#8220;Make Whole Amount&#8221;. K. Hovnanian may also redeem some or all of the New <span id="fs_6RS88ECMNK00000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes at 105.875% of their principal amount commencing on March 30, 2026, at 102.9375% of their principal amount commencing on September 30, 2027 and at 100.0% of their principal amount commencing on September 30, 2028. In addition, K. Hovnanian may also redeem up to 35.0% of the aggregate principal amount of New <span id="fs_0Q9AA9HFA800000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes prior to March 30, 2026, with the net cash proceeds from certain equity offerings at 111.75% of their principal amount</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">.</em></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="font-size: 10pt; line-height: inherit;"><br/></span></em></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="font-size: 10pt; line-height: inherit;">The Secured Term Loans bear interest at a rate equal to 10.0% per annum&#160;</span></em></span><span style="font-size: 10.0pt; line-height: 115%;">(provided that the interest rate on all then outstanding Secured Term Loans shall be increased in certain circumstances when certain priority secured debt is issued, to a weighted average rate that results from applying (x) an 11.75% per annum rate to the principal amount of the Secured Term Loans equal to a specified aggregate principal amount of such priority secured debt and (y) a 10.0% per annum rate on the remaining principal amount of the Secured Term Loans)&#160;</span><span style="font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="font-size: 10pt; line-height: inherit;">and will mature on January 31, 2028, with interest payable in arrears on the last business day of each fiscal quarter. At any time and from time to time after November 15, 2023, K. Hovnanian may voluntarily prepay some or all of the Secured Term Loans at a prepayment price equal to 100.0% of their principal amount</span></span><span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;">.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times;">Each <span style="font-size: 10pt; line-height: inherit;">series of secured notes and the guarantees thereof, the Secured Term Loans and the guarantees thereof and the Secured Credit Agreement and the guarantees thereof are secured by the same assets. Among the secured debt (in each case, with respect to the assets securing such<span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> debt)</span>: the liens securing the Secured Credit Agreement are senior to the liens securing all of K. Hovnanian&#8217;s other secured notes and the Secured Term Loans; the liens securing the New <span id="fs_I2LQMASF9C00000000000000000000fs" style="line-height: inherit; display: inline;">1.125</span> Lien Notes are senior to the liens securing the New <span id="fs_OZ3XIAIRSW00000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes, the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New <span id="fs_KOAFKS4VWW00000000000000000000fs" style="display: inline;">1.125</span> Lien Notes; the liens securing the New <span id="fs_SDWF3RPIOW00000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes are senior to the liens securing the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New <span id="fs_0WVMRZVD0000000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes; and the liens securing the Secured Term Loans are senior to any other future secured obligations that are junior in priority with respect to the assets securing the Secured Term Loans</span>.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_R8PBOHK44G00000000000000000000FM">July 31, 2025</span></em>, <span style="font-size: 10pt; line-height: inherit;">the collateral securing the Secured Credit Agreement, the Secured Term Loan Facility and the senior secured notes included (<span id="fs_WI61T4C0HC00000000000000000000fs" style="line-height: inherit; display: inline;">1</span>) $156.0&#160;million of cash and cash equivalents, which included $6.3&#160;million of restricted cash collateralizing certain letters of credit (subsequent to such date, fluctuations as a result of cash uses include general business operations and real estate and other investments along with cash inflow primarily from deliveries); (<span id="fs_RPHN9K6GLS00000000000000000000fs" style="line-height: inherit; display: inline;">2</span>) $738.6&#160;million aggregate book value of real property, which does not include the impact of inventory investments, home deliveries or impairments thereafter and which may differ from the value if it were appraised; and (<span id="fs_D7S693O2A800000000000000000000fs" style="line-height: inherit; display: inline;">3</span>) equity interests in joint venture holding companies with an aggregate book value of $216.4&#160;million</span>.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Unsecured Obligations</i></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">The <span style="font-size: 10pt; line-height: inherit;">5.0% Senior Notes due <span id="fs_TQ99PNDUCG00000000000000000000fs" style="line-height: inherit; display: inline;">2040</span> (the &#8220;5.0% <span id="fs_IM0C46MFKG00000000000000000000fs" style="line-height: inherit; display: inline;">2040</span> Notes&#8221;) bear interest at 5.0% per annum and mature on February 1, 2040. Interest on the 5.0% <span id="fs_PB24MSIDOG00000000000000000000fs" style="line-height: inherit; display: inline;">2040</span> Notes is payable semi-annually on February 1 and August 1 of each year to holders of record at the close of business on January 15 or July 15, as the case may be, immediately preceding each such interest payment date. At any time and from time to time, K. Hovnanian may redeem some or all of the 5.0% <span id="fs_T1XUWCZIOG00000000000000000000fs" style="line-height: inherit; display: inline;">2040</span> Notes at a redemption price equal to 100.0% of their principal amount</span>.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;"><i>Other</i></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">We <span style="font-size: 10pt; line-height: inherit;">have certain stand-alone cash collateralized letter of credit agreements and facilities under which there was a total of $6.2&#160;million and $2.6 million letters of credit outstanding at <span class="Linked" id="fs_T60AT8VKXC00000000000000000000FM">July 31, 2025</span> and <span class="Linked" id="fs_2KTRDG6E6O00000000000000000000FM">October 31, 2024</span>, respectively. These agreements and facilities require us to maintain specified amounts of cash as collateral in segregated accounts to support the letters of credit issued thereunder, <span>which is reflected in "Restricted cash and cash equivalents" on the Condensed Consolidated Balance Sheets</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">.&#160;</span></span></span></p>


























































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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for long-term debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 470<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/470/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebtTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Per Share Calculation<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Per Share Calculation</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Per Share Calculation</a></td>
<td class="text">
<div id="t_ft_CIKOJP78A800000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; height: 10px;">
<tbody>
<tr style="vertical-align: top; height: 10px;">
<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">13.







 </span></span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Per Share Calculation







 </span></span></td>

















 </tr>

















 </tbody>

















 </table>

















 </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">Basic and diluted earnings per share for the periods presented below were calculated as follows:</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 36pt; line-height: 1.2;"><br/></p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 186px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><span class="Linked" id="fs_DKU6RH6EBK00000000000000000000fs">Three Months Ended</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><span class="Linked" id="fs_W0MU2YR5S000000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_SACKHKRNZ400000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_WKZ9KOBH3K00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands, except per share data) </span></p>

















</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_9GRNUOJ0B400000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_T23VQSKGDC00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_M2VYZCJHCG00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_KVXSV3EHZK00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Net income</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">16,615</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">72,919</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">64,532</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">147,659</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: preferred stock dividends</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">(2,669</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">(2,669</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">(8,007</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">(8,007</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: undistributed earnings allocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(233</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(1,548</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(1,428</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(4,660</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator for basic earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">13,713</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">68,702</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">55,097</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">134,992</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Plus: undistributed earnings allocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;">233</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;">1,548</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;">1,428</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;">4,660</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: undistributed earnings reallocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(234</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(1,556</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(1,435)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(4,698</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator for diluted earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">13,712</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">68,694</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">55,090</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">134,954</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator for basic earnings per share &#8211; weighted average shares outstanding</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">6,399</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">6,474</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">6,442</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">6,476</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Effect of dilutive securities:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Stock-based payments</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">488</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">574</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">494</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">572</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator for diluted earnings per share &#8211; weighted-average shares outstanding</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">6,887</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">7,048</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">6,936</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">7,048</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Basic earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;">2.14</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;">10.61</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;">8.55</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;">20.85</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Diluted earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;">1.99</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;">9.75</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;">7.94</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;">19.15</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>

















 </tbody>

















 </table>


















<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;">There were <em style="font: inherit;">no anti-dilutive shares&#160;</em>for the&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span class="Linked" id="fs_LPXNY1CMLS00000000000000000000FM">three and nine</span></span><span style="border-left: none; border-right: none; line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">&#160;months ended </span></span><span style="border-left: none; border-right: none;"><span class="Linked" id="fs_4FW30UGLVK00000000000000000000FM">July 31, 2025</span></span><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;and 2024.</span></p>















<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for earnings per share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/260/tableOfContent<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Preferred Stock<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<div id="t_ft_Q7UY9LJZJK00000000000000000000b">
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">14.</span>










 </span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Preferred Stock</span>










 </span></td>



















 </tr>



















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> July </em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">12,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_3CXWPFLIFK00000000000000000000fs" style="display: inline;">2005</span>,</em> we issued 5,600 shares of 7.625% Series A preferred stock, with a liquidation preference of $25,000 per share. Dividends on Series A preferred stock are <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> cumulative and are payable at an annual rate of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">7.625%.</em> The Series A preferred stock is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> convertible into the Company&#8217;s common stock and is redeemable in whole or in part at our option at the liquidation preference of the shares. The Series A preferred stock is traded as depositary shares, with each depositary share representing <span class="ParaMarked" style="-sec-ix-hidden:Tag12">1/1000th</span> of a share of Series A preferred stock. <span>We paid dividends of $2.7 million <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">and $</span><span style="border-left: none; border-right: none;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">8.0</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">million&#160;</span>on the Series A preferred stock for the<span style="border-right: none; border-left: none;"><span style="border-right: none; border-left: none;">&#160;<span class="Linked" id="fs_Y02SIN4CDS00000000000000000000FM">three and nine</span></span><span style="border-right: none; border-left: none;">&#160;months ended <span class="Linked" id="fs_NPKSQ52W0G00000000000000000000FM">July 31, 2025</span> and <span id="fs_ZLBOIBJE0G00000000000000000000fs" style="display: inline;">2024</span>.</span></span></span></span></p>



















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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Common Stock<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">15.</span></span></span> </td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Common Stock</span></span></span> </td>










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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Each share of Class&#160;A common stock entitles its holder to one vote per share, and each share of Class&#160;B common stock generally entitles its holder to ten votes per share. The amount of any regular cash dividend payable on a share of Class&#160;A common stock will be an amount equal to 110% of the corresponding regular cash dividend payable on a share of Class&#160;B common stock. If a shareholder desires to sell shares of Class&#160;B common stock, such stock must be converted into shares of Class&#160;A common stock at a one-to-<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_ODOFFFSZ4000000000000000000000fs" style="display: inline;">one</span></em> conversion rate.</span></p>










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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;">On <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_ZYWME9RUM800000000000000000000fs" style="line-height: inherit; display: inline;">4</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_82LFP7DEFK00000000000000000000fs" style="line-height: inherit; display: inline;">2008</span>,</em>&#160;the Board adopted a shareholder rights plan (the &#8220;Rights Plan&#8221;), which was amended on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> January 11, 2018,</em>&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">January 18, 2021, and January 11, 2024, and which is&#160;</em>designed to preserve shareholder value and the value of certain tax assets primarily associated with net operating loss (&#8220;NOL&#8221;) carryforwards and built-in losses under Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_I2XL3FLM0G00000000000000000000fs" style="line-height: inherit; display: inline;">382</span></em> of the Internal Revenue Code. Our ability to use NOLs and built-in losses would be limited if there was an &#8220;ownership change&#8221; under Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_KSKUHFY4Z400000000000000000000fs" style="line-height: inherit; display: inline;">382</span>.</em> This would occur if shareholders owning (or deemed under Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_0SBJYIP7E800000000000000000000fs" style="line-height: inherit; display: inline;">382</span></em> to own) 5% or more of our stock increase their collective ownership of the aggregate amount of our outstanding shares by more than 50&#160;percentage points over a defined period of time. The Rights Plan was adopted to reduce the likelihood of an &#8220;ownership change&#8221; occurring as defined by Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_BBAVW42BWG00000000000000000000fs" style="line-height: inherit; display: inline;">382</span>.</em> Under the Rights Plan, one right was distributed for each share of Class&#160;A common Stock and Class&#160;B common Stock outstanding as of the close of business on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_OB3R2UKW1S00000000000000000000fs" style="line-height: inherit; display: inline;">15</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_DL7JBUIKC000000000000000000000fs" style="line-height: inherit; display: inline;">2008</span>.</em> Effective <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_WTESL5VGG000000000000000000000fs" style="line-height: inherit; display: inline;">15</span>,</em> <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_73Q3SK3QHS00000000000000000000fs" style="line-height: inherit; display: inline;">2008</span>,</em> if any person or group acquires 4.9% or more of the outstanding shares of Class&#160;A common stock without the approval of the Board, there would be a triggering event causing significant dilution in the voting power of such person or group. However, existing shareholders who owned, at the time of the Rights Plan&#8217;s initial adoption on <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August 4, 2008, </em>4.9% or more of the outstanding shares of Class&#160;A common stock will trigger a dilutive event only if they acquire additional shares. The approval of the Board&#8217;s decision to adopt the Rights Plan <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> may </em>be terminated by the Board at any time prior to the Rights being triggered. The Rights Plan will continue in effect until <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> August&#160;</em><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_3VYEEFZRUO00000000000000000000fs" style="line-height: inherit; display: inline;">14</span>,</em> <span id="fs_RXS1TCAT8000000000000000000000fs" style="line-height: inherit; display: inline;">2027</span>, unless it expires earlier in accordance with its terms. The approval of the Board&#8217;s decision to initially adopt the Rights Plan and Amendments Nos. <span id="fs_060GBUEUDS00000000000000000000fs" style="line-height: inherit; display: inline;">1</span>, <span id="fs_N1VC4YM1M800000000000000000000fs" style="line-height: inherit; display: inline;">2</span> and <span id="fs_7A6O0QKQHS00000000000000000000fs" style="line-height: inherit; display: inline;">3</span> thereto were&#160;approved by shareholders. Our shareholders also approved an amendment to our Certificate of Incorporation to restrict certain transfers of Class A common stock in order to preserve the tax treatment of our NOLs and built-in losses under Section&#160;<em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_YK4YKGQZTS00000000000000000000fs" style="line-height: inherit; display: inline;">382</span></em> of the Internal Revenue Code. Subject to certain exceptions pertaining to pre-existing <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">5%</em> shareholders and holders of Class B common stock, the transfer restrictions in our Restated Certificate of Incorporation generally restrict any direct or indirect transfer (such as transfers of our stock that result from the transfer of interests in other entities that own our stock) if the effect would be to (i) increase the direct or indirect ownership of our stock by any person (or public group) from less than 5% to 5% or more of our common stock; (ii) increase the percentage of our common stock owned directly or indirectly by a person (or public group) owning or deemed to own 5% or more of our common stock; or (iii) create a new &#8220;public group&#8221; (as defined in the applicable U.S. Treasury regulations). Transfers included under the transfer restrictions include sales to persons (or public groups) whose resulting percentage ownership (direct or indirect) of common stock would exceed the 5% thresholds discussed above, or to persons whose direct or indirect ownership of common stock would by attribution cause another person (or public group) to exceed such threshold.&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-size: 10pt; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">On December 18, 2024, the Board authorized an incremental increase to our repurchase program and on April 11, 2025, the Board authorized another increase to our repurchase program,&#160;</span></span><span style="font-size: 10.0pt; line-height: 115%;">such that, <span style="color: #000000; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">inclusive of any amounts remaining under the existing repurchase authorization, as of April 11, 2025, we were authorized to repurchase up to <span>$30.6</span> million of our Class A common stock.&#160;</span></span><span style="font-size: 10pt; margin: 0pt; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal;">Under the program, repurchases may be made from time to time in open market transactions, in privately negotiated transactions or otherwise. The timing and the actual dollar amount repurchased will depend on a variety of factors,</span> including legal requirements, price, future tax implications and economic and market conditions. The repurchase program may be changed, suspended or discontinued at any time and does not have a specified expiration date.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">During</span><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">&#160;the <span class="Linked" id="fs_2Q9RI3LSHC00000000000000000000FM">nine months ended July 31, 2025</span></span>, <span>we repurchased 257,908<span style="border-left: none; border-right: none;">&#160;</span>shares under the stock repurchase program, with a market value of $30.1&#160;million, or $116.70 per share. <span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-indent: 48px; float: none; line-height: inherit; display: inline !important;">During</span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-indent: 48px; float: none; line-height: inherit; display: inline !important;">&#160;the<span>&#160;</span><span><span class="Linked" id="fs_7D5879XETS00000000000000000000FM">nine months ended July 31, 2024</span></span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">,<span>&#160;</span></span><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; line-height: 1.2;">we repurchased<span>&#160;</span>188,800<span>&#160;</span><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; ;font-style: normal; ;text-decoration: none; ;font-weight: normal; ;color: black;">shares under the stock repurchase program, with a market value</span> of $26.5<span>&#160;</span>million, or $140.31<span>&#160;</span>per share.&#160;</span></span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="color: #000000;"><span>The repurchased shares&#160;</span>were added to "Treasury stock" on the Condensed Consolidated Balance Sheets.&#160;</span></em>As of <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_QEFIS76DF400000000000000000000FM">July 31, 2025</span>, $26.4</em>&#160;million of our Class A common stock was available to be purchased under the stock repurchase program.</span></p>










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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Income Taxes<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
<td class="text">&#160;<span></span>
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">16.</span>







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<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Income Taxes&#160;







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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">For the <em style="font: inherit;"></em><span style="border-right: none; border-left: none; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span class="Linked" id="fs_UYBJYV07NK00000000000000000000FM">three and nine</span>&#160;<span style="font-size: 10pt; font-family: 'Times New Roman', serif;">months ended <span class="Linked" id="fs_FOSIUI2Y9S00000000000000000000FM">July 31, 2025</span></span></span><em style="font: inherit;">, we recorded income tax expense of&#160;</em>$7.2<span style="font-size: 10pt; font-family: 'Times New Roman', serif;">&#160;million and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">25.7</span>&#160;million<span>, respectively, and $<span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">24.4</span></span></span><span style="font-size: 10pt; font-family: 'Times New Roman', serif;">&#160;million and $</span>51.6<span style="font-size: 10pt; font-family: 'Times New Roman', serif;"><span>&#160;million for the same periods in the prior year, respectively</span>.</span>&#160;For<span style="font-size: 10pt; font-family: 'Times New Roman', serif;">&#160;both the <span class="Linked" id="fs_KG5YE91LA800000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_5WQP326AFK00000000000000000000FM">July 31, 2025</span>, and both prior&#160;year periods, the expense was primarily driven by federal and state tax expense on income before income taxes and permanent differences, partially offset by the generation of energy home credits. The federal tax expense is not paid in cash as it is offset by the use of our existing NOL carryforwards.</span>&#160;</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">On July 4, 2025, the One Big Beautiful Bill Act ("OBBBA") was enacted and signed into U.S. law. The OBBBA modifies or extends provisions enacted by the 2017 Tax Cuts and Jobs Act and introduces new provisions including the repeal of our ability to claim energy efficient home credits for homes that close after June 30, 2026. While the OBBBA does not have a material impact on our Condensed Consolidated Financial Statements, we will continue to monitor additional guidance issued by the U.S. Treasury Department, the Internal Revenue Service and various state agencies.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit;"><span style="line-height: inherit;">The Company recognizes</span> deferred income taxes for deferred tax benefits arising from NOL carryforwards and temporary differences between book and tax income which will be recognized in future years as an offset against future taxable income. As part of our analysis, we considered both positive and negative factors that impact profitability and whether those factors would lead to a change in estimate of our deferred tax assets (&#8220;DTAs&#8221;) that may be realized in the future. At </span><em style="font: inherit;"><span class="Linked" id="fs_YBPXJOPZPC00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em><span style="font-size: 10pt; line-height: inherit;">, the Company has determined that it is more likely than not that sufficient taxable income will be generated in the future to realize its DTAs, net of any state valuation allowances.</span></p>















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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 740<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477617/942-740-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 740<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478822/944-740-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12C<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12B<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 270<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477891/740-270-50-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.5.Q1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-13<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/740/tableOfContent<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-14<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-21<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-17<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 11.C)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-2<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482603/740-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Operating and Reporting Segments<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Operating and Reporting Segments</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">Operating and Reporting Segments</a></td>
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<div id="t_ft_C0E6LNLRGW00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; height: 17px;">
<tbody>
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">17.




 </span></span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Operating and Reporting Segments




 </span></span></td>


























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 </table>


























 </div>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">HEI&#8217;s operating segments are components of the Company&#8217;s business for which discrete financial information is available and reviewed regularly by the chief operating decision maker, our Chief Executive Officer, to evaluate performance and make resource allocations.</p>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">We currently have homebuilding operations in 13 states that are aggregated into reportable segments based primarily upon geographic proximity.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">HEI&#8217;s reportable segments consist of the following three homebuilding segments and a financial services segment.</p>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 18pt; line-height: 1.2;">Homebuilding:</p>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<div id="t_ft_47OJPZQAHC00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: top;">
<td style="width: 18pt;"></td>
<td style="width: 27pt;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="border-left: none; border-right: none;"> (<span id="fs_PZ1MJ7L2IO00000000000000000000fs" style="display: inline;">1</span>) </span></p>


























 </td>
<td>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;">Northeast (Delaware, Maryland, New Jersey, Ohio, Pennsylvania, Virginia and West Virginia)</p>


























 </td>


























 </tr>
<tr>
<td style="width: 18pt;"></td>
<td style="width: 27pt; font-size: 10pt;">(<em style="font: inherit;"><span style="border-left: none; border-right: none;"><span id="fs_7PKJEJUO1S00000000000000000000fs" style="display: inline;">2</span></span></em>)</td>
<td style="font-size: 10pt;">Southeast (Florida, Georgia and South Carolina)</td>


























 </tr>
<tr>
<td style="width: 18pt;"></td>
<td style="width: 27pt; font-size: 10pt;">(<em style="font: inherit;"><span style="border-left: none; border-right: none;"><span id="fs_5O9VC0CF2O00000000000000000000fs" style="display: inline;">3</span></span></em>)</td>
<td style="font-size: 10pt;">West (Arizona, California<span style="font-size: 10pt; line-height: inherit;"> and Texas) </span></td>


























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<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Operations of the homebuilding segments primarily include the sale and construction of single-family attached and detached homes, attached townhomes and condominiums, urban infill and active lifestyle homes in planned residential developments. In addition, from time to time, operations of the homebuilding segments include sales of land. Operations of the financial services segment include mortgage banking and title services provided to the homebuilding operations&#8217; customers. Our financial services subsidiaries do not typically retain or service mortgages that we originate but sell the mortgages and related servicing rights to investors.</p>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Corporate and unallocated primarily represents operations at our headquarters in New Jersey. This includes our executive offices, information services, human resources, corporate accounting, training, treasury, process redesign, internal audit, construction services, administration of insurance, quality and safety. It also includes interest income and interest expense resulting from interest incurred that cannot be capitalized in inventory in the homebuilding segments, as well as the gains or losses on extinguishment of debt from any debt repurchases or exchanges.</p>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Evaluation of segment performance is based primarily on income (loss) before income taxes. Income (loss) before income taxes for the homebuilding segments consist of revenues generated from the sales of homes and land, income (loss) from unconsolidated entities, management fees and other income, less the cost of homes and land sold, selling, general and administrative expenses and interest expense. Income (loss) before income taxes for the financial services segment consist of revenues generated from mortgage financing, title insurance and closing services, less the cost of such services and corporate general and administrative expenses.</p>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">Operational results of each segment are not necessarily indicative of the results that would have occurred had the segment been an independent stand-alone entity during the periods presented.</p>

<p style="line-height: 1.2; margin: 0pt;"><br/></p>



























<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;">Financial information relating to our reportable segments was as follows:</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">

<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 222px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><span class="Linked" id="fs_I9J99PMNPS00000000000000000000FM">Three Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"><span class="Linked" id="fs_L8W4P89QA800000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_O3RW8DLW5C00000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_BRES9SA1B400000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_F1DARYT6EO00000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_IPVF1FT6PS00000000000000000000fs">2024</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_DEUKMPEYS000000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_0L3QH1MF5C00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues:</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">289,180</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">255,332</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">830,209</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">645,859</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 20px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;">104,747</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;">115,964</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;">231,025</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;">350,761</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 20px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> West </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">377,185</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">330,980</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">1,029,524</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">970,671</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">771,112</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">702,276</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">2,090,758</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">1,967,291</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"><span>28,566</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;">18,888</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;">66,826</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;">51,323</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 18px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate and unallocated</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">905</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">1,540</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">3,093</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">6,666</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total revenues</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">800,583</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">722,704</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">2,160,677</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">2,025,280</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> Income (loss) before income taxes: </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 17px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">41,447</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">40,006</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">112,658</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">107,645</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">11,639</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">20,449</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">21,752</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">62,391</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">West</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(6,284</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">21,009</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">15,275</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">77,198</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">46,802</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">81,464</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">149,685</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">247,234</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">13,851</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">6,526</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">25,783</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">15,467</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Corporate and unallocated (<span id="fs_Y5DM7ZYB0G00000000000000000000fs" style="display: inline;">1</span>) </span></p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(36,851</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">9,279</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(85,273</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(63,477</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Income before income taxes</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">23,802</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">97,269</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">90,195</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">199,224</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>



























 </tbody>



























 </table>



























 </div>



























 </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-family: 'times new roman'; font-size: 10pt; height: 41px; margin: 0px; text-indent: 0px; border-collapse: collapse;">
<tbody>
<tr style="height: 41px;">
<td style="vertical-align: top; width: 18pt; height: 41px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> (<span id="fs_DG1WN1B32800000000000000000000fs" style="display: inline;">1</span>) </span></p>



























 </td>
<td style="vertical-align: top; height: 41px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><span class="ng-scope" id="c4e9a804-036f-4817-ac1d-4c7a8e9498a4" style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">Corporate and unallocated for the <span class="Linked" id="fs_4EFQ12M7TS00000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2025</span>, included corporate general and administrative expenses of $35.0 million and $1.9 million of other net expenses.&#160;</span>Corporate and unallocated for the <span class="Linked" id="fs_CSO4Q2R1KG00000000000000000000FM" style="line-height: inherit;">nine months ended July 31, 2025</span>, included corporate general and administrative expenses of $97.2 million, $11.5 million of other income,&#160;<span style="line-height: inherit;">and $0.4 million of gain on extinguishment of debt.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;">Corporate and unallocated for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" id="fs_73SYZPVTC000000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2024</span></span>, included corporate general and administrative expenses of $38.4<span style="line-height: inherit;">&#160;</span>million, a reduction in interest expense of $5.4<span style="line-height: inherit;">&#160;</span>million (a component of Other interest in our Condensed Consolidated Statements of Operations) and $42.3<span style="line-height: inherit;">&#160;</span>million of other income.</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>Corporate and unallocated for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" id="fs_M59R9Q2UW000000000000000000000FM" style="line-height: inherit;">nine months ended July 31, 2024</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, included corporate general and administrative expenses of $</span>108.1<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million,&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span>43.2<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million of other income<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">and $1.4<span style="line-height: inherit;">&#160;</span>million of gain on extinguishment of debt.</span>&#160;</span></span></p>



























 </td>



























 </tr>



























 </tbody>



























 </table>



























 </div>



























 </div>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<div style="border-left: none; border-right: none;">
<div>
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 126px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_NHHOR25L4W00000000000000000000FM" style="line-height: inherit;">July 31,</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_HQ5P4DHI2O00000000000000000000FM" style="line-height: inherit;">October 31,</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>



























</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_T0SKV9V85C00000000000000000000FM" style="line-height: inherit;">2025</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_LXECH79HKW00000000000000000000FM" style="line-height: inherit;">2024</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 19px;">
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 70%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span> Assets: </span></p>



























</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">699,572</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">664,064</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;">361,570</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;">296,058</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">West</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">915,324</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">889,704</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;">1,976,466</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;">1,849,826</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">173,775</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">203,589</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Corporate and unallocated</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">479,111</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">552,159</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>



























 </td>
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<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">2,629,352</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">2,605,574</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Investments in Unconsolidated Homebuilding and Land Development Joint Ventures<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><b><em style="font: inherit;">18.</em></b></p>


























































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><b>Investments in Unconsolidated Homebuilding and Land Development Joint Ventures</b></p>


























































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span><span>We enter into homebuildin</span></span>g and land development joint ventures from time to time as a means of accessing lot positions, expanding our market opportunities, establishing strategic alliances, managing our risk profile, leveraging our capital base and enhancing returns on capital.</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During the<span>&#160;second&#160;</span>quarter of fiscal<span>&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">2024,</em><span>&#160;</span>we contributed<span>&#160;11&#160;</span>communities we owned, including<span>&#160;three&#160;</span>active selling communities to a new unconsolidated joint venture for $53.8&#160;million of net cash.</span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During&#160;the third quarter of fiscal 2024,<span>&#160;</span><span style="box-sizing: border-box; color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="box-sizing: border-box; border-left: none; border-right: none;">we assumed control of one of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of such distribution. Upon consolidation, we recorded a gain of $45.7 million in "Other (income) expense, net" for the<span style="border-right: none; border-left: none;"><span>&#160;</span></span><span id="fs_8B1J628EQ800000000000000000000FM"><span style="border-right: none; border-left: none;"><span>three and&#160;</span><span style="box-sizing: border-box;">nine</span></span><span style="box-sizing: border-box;"> months ended <span style="border-right: none; border-left: none;"><span style="border-left: none; border-right: none;">July 31, 2024</span></span></span></span>.</span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="box-sizing: border-box; color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="box-sizing: border-box; border-left: none; border-right: none;"><br/></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">During the first quarter of fiscal <span style="border-left: none; border-right: none;"><span id="fs_RKDVWHWZ1S00000000000000000000FM" style="display: inline;">2025</span></span>, we contributed&#160;four</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;active selling communities we owned</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;to&#160;</span>one<span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;new unconsolidated joint venture for $20.8</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;million of net cash and a $50.0 million note receivable, <span>resulting in a gain of $22.7 million, which was recorded in <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8220;</span>Other (income) expense, net.<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#8221;</span></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/></span></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During the<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;third&#160;</span>quarter of fiscal<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;</span><em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">2025,</em><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">&#160;</span>we contributed two communities in planning to a new unconsolidated joint venture for $2.8&#160;million of cash.</span></span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 45pt;">The tables set forth below summarize the combined financial information related to our unconsolidated homebuilding and land development joint ventures that are accounted for under the equity method.</p>

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<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 253px; border-collapse: collapse;">
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<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" id="fs_Q0OLEEF79S00000000000000000000FM">July 31, 2025</span></span></p>


























































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<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































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<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
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<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>


























































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<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>


























































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<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Assets:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Cash and cash equivalents</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">127,319</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">127,319</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Inventories</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">569,264</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">569,264</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Other assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">187,959</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">187,959</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">884,542</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">884,542</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Liabilities and equity:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Accounts payable and accrued liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">391,659</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">391,659</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Notes payable</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">124,621</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">124,621</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;">Total liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">516,280</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none;">516,280</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Equity of:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;">Hovnanian Enterprises, Inc.</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">216,432</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">216,432</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;">Others</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">151,830</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">151,830</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">368,262</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">368,262</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total liabilities and equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">884,542</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">884,542</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Debt to capitalization ratio</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">25</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">0</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">25</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_5TDKOV58OW00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 283px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" id="fs_XVVC6XSGNK00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></span></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Assets:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Cash and cash equivalents</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">130,532</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">130,532</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Inventories</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">402,628</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">402,628</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Other assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">311,955</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">311,955</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">845,115</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">845,115</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Liabilities and equity:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Accounts payable and accrued liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">469,320</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">469,320</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Notes payable</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">88,653</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">88,653</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;">Total liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">557,973</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">557,973</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Equity of:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;">Hovnanian Enterprises, Inc.</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">140,540</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">140,540</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;">Others</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">146,602</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">146,602</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">287,142</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">287,142</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total liabilities and equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">845,115</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">845,115</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Debt to capitalization ratio</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">24</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">0</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">24</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>


























































 </div>


























































 </div>


























































 </div>





















































































































 </div>
<div>



























































 <br/> </div>
<div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;">As of <em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" id="fs_YC409DM9Z400000000000000000000FM" style="line-height: inherit;">July 31, 2025</span><em style="font: inherit;"></em> and <em style="font: inherit;"> <span class="Linked" id="fs_ERICBSRN3K00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span>, </em>we had outstanding advances to unconsolidated joint ventures of $1.9 million and $2.4 million, respectively. These amounts were included in &#8220;Accounts payable and accrued liabilities&#8221; in the tables above. In some cases, our net investment in unconsolidated joint ventures is less than our proportionate share of equity reflected in the tables above because of differences between asset impairments recorded against our unconsolidated joint venture investments and any impairments recorded in the applicable unconsolidated joint venture. During the <em style="font: inherit;"></em><span style="border-left: none; border-right: none;"><span class="Linked" id="fs_L64K9OOJEO00000000000000000000FM">nine months ended July 31, 2025</span></span><em style="font: inherit;"> </em>and <em style="font: inherit;"><span class="Linked" id="fs_LQ3CJVGWRK00000000000000000000FM" style="line-height: inherit;">2024</span></em>, we did <span id="ae9614a7-fe07-44bb-ae8f-92ef6a4122bb"><span style="line-height: inherit;"><span style="line-height: inherit;"><span style="line-height: inherit;">not</span></span></span></span> write-down any of our unconsolidated joint venture investments.</p>

<div id="fs_KJEAYMF2WG00000000000000000000B">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 93px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span class="Linked" id="fs_E43I3XH8G000000000000000000000FM" style="line-height: inherit;">Three Months Ended July 31, 2025</span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;">166,887</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;">166,887</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(152,679</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(152,679</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">14,208</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">14,208</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">15,511</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">15,511</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>



























































 </tr>



























































 </tbody>



























































 </table>



























































 </div>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;&#160;</span></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_M2B05PRQBK00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 103px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" id="fs_OFDR9AQMGW00000000000000000000FM" style="line-height: inherit;">Three Months Ended July 31, 2024</span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 18px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;">155,930</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;">155,930</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(134,612</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">414</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(134,198</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 18px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">21,318</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">414</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">21,732</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">10,698</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">10,698</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>



























































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div>
<div id="t_ft_PPR083LQO000000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 42.8924%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_C0FN0CUBXC00000000000000000000FM">Nine Months Ended July 31, 2025</span></span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px; width: 54.9712%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 54.9712%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;">446,939</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;">446,939</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(406,894</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(406,894</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">40,045</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">40,045</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">33,759</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">33,759</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>



























































 </tbody>



























































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 </div>
<div><br/></div>
<div>
<div id="t_ft_0Q34DI200G00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_4H1YI2FKQO00000000000000000000FM">Nine Months Ended July 31, 2024</span></span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">406,399</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">406,399</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(354,388</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">414</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(353,974</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">52,011</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">414</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">52,425</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































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<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































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<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">36,814</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">36,814</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>



























































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">The reason &#8220;Our share of net income&#8221; in homebuilding joint ventures is higher or lower than the &#8220;Joint venture net income&#8221; in the tables above is a result of our varying ownership percentages in each investment. For the<span style="border-right: none; border-left: none;">&#160;<span style="border-right: none; border-left: none;"><span class="Linked" id="fs_108ZRL5F6800000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_VJN6OCMS5C00000000000000000000FM">July 31, 2025</span></span></span><em style="font: inherit;"> </em>and <em style="font: inherit;"><span class="Linked" id="fs_QVBLGEQNZ400000000000000000000FM" style="line-height: inherit;">2024</span>,</em> respectively, we had investments in&#160;<span>eight</span>&#160;and seven unconsolidated joint ventures<span style="background-color: #ffffff;">, respectively,</span> and our ownership in these joint ventures ranged from 20% to over 50% for both periods. Therefore, depending on mix, if the unconsolidated joint ventures in which we have higher sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a higher overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage; conversely, if the unconsolidated joint ventures in which we have lower sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a lower overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage. <span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For the<span>&#160;</span></span><span id="fs_BMY2QX03KW00000000000000000000FM"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>three</span></span><span>&#160;months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">,&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;">&#8220;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Our share of net income</span><span style="color: #000000; font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;">&#8221;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>was greater than the "Joint venture net income" due to <span id="fs_LJ0MG4JXLS00000000000000000000FM">one</span>&#160;<span style="margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">unconsolidated joint venture with increased
income during the period for which we currently recognize a higher profit
sharing percentage based on the joint <span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;">venture agreement and one unconsolidated
joint venture with increased losses during the period for which the book value of our investment is zero and therefore we did not recognize our share of the losses.&#160;<span>For the <span id="fs_N7Z9L42SAO00000000000000000000FM">nine months ended July 31, 2025</span>, &#8220;Our share of net income&#8221; was less than the "Joint venture
net income" due to <span id="fs_6SDJMDDGRK00000000000000000000FM">two</span> unconsolidated joint ventures with increased income
during the period for which we currently recognize a lower profit sharing
percentage based on the joint venture agreements, partially offset by <span id="fs_RGGKIZZ9R400000000000000000000FM">one</span>
unconsolidated joint venture with increased losses during the period for which the book value of our investment is zero and therefore we did not recognize our share of the losses.&#160;</span></span></span></span></span></p>
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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">To compensate us for the administrative services we provide as the manager of certain unconsolidated joint ventures, we receive a management fee based on a percentage of the applicable unconsolidated joint ventures' revenues. These management fees, which totaled $6.7 million and $5.5 million for the <em style="font: inherit;"></em><span class="Linked" id="fs_6LSV2AYB6O00000000000000000000FM">three months ended July 31, 2025</span><em style="font: inherit;"> </em>and <em style="font: inherit;"><span class="Linked" id="fs_JK6BLYYF4000000000000000000000FM" style="line-height: inherit;">2024</span></em>,&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">respectively, and $</span>18.1<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span>million and $</span>14.0<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span>million for the<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_O8LLF0X5RK00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"><span>&#160;</span>and<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_TB69QDK7KG00000000000000000000FM">2024</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">, respectively,</span> are recorded in &#8220;Selling, general and administrative&#8221; homebuilding expenses in the Condensed Consolidated Statements of Operations.</p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'Times New Roman', serif; line-height: inherit;">Our unconsolidated joint ventures may obtain separate project specific mortgage financing. Any unconsolidated joint venture financing is on a nonrecourse basis, with guarantees from us limited only to performance and completion of development, environmental warranties and indemnification, standard indemnification for fraud, misrepresentation and other similar actions, including a voluntary bankruptcy filing. In some instances, the unconsolidated joint venture entity is considered a VIE due to the returns being capped to the equity holders; however, in these instances, we have determined that we are not the primary beneficiary, and therefore we do not consolidate these </span> entities.</p>


























































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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for equity method investments and joint ventures. Equity method investments are investments that give the investor the ability to exercise significant influence over the operating and financial policies of an investee. Joint ventures are entities owned and operated by a small group of businesses as a separate and specific business or project for the mutual benefit of the members of the group.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478156/740-323-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Topic 323<br> -Publisher FASB<br> -URI https://asc.fasb.org/323/tableOfContent<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Recent Accounting Pronouncements<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="text">&#160;<span></span>
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<div id="t_ft_04HYUUM78W00000000000000000000b">
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<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">19.</span>



















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<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Recent Accounting Pronouncements</span>



















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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; line-height: inherit; font-size: 10pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0in; text-align: left; line-height: 1.2; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;">In&#160;</span><span style="font-family: 'times new roman', times; line-height: inherit; font-size: 10pt;"><span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">November 2023, the FASB issued ASU <span id="fs_FZM2PIQY5S00000000000000000000fs">2023</span>-<span id="fs_RMEPSVZ6KG00000000000000000000fs">07</span>,&#160;&#8220;Improvements to Reportable Segment Disclosures&#8221;&#160;(&#8220;ASU <span id="fs_9JKJ6A5R6O00000000000000000000fs">2023</span>-<span id="fs_6QCF4II14W00000000000000000000fs">07</span>&#8221;). ASU <span id="fs_KEFXDTZSXS00000000000000000000fs">2023</span>-<span id="fs_WS1TCO1MXC00000000000000000000fs">07</span> requires disclosure of significant segment expenses that are regularly provided to the chief operating decision maker and included within the segment measure of profit or loss. This guidance will be applied retrospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2023, and interim reporting periods in fiscal years beginning after December 31, 2024. We are currently evaluating the potential impact, but we do not expect the adoption of this guidance to have a material impact on our Condensed Consolidated Financial Statements.</span></span></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0in; text-align: left; line-height: 1.2; text-indent: 45pt;"><br/></p>
<p style="text-indent: 45pt; margin: 0pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><span style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;">In December 2023, the FASB issued ASU <span id="fs_LXWQ6U7NF400000000000000000000fs">2023</span>-<span id="fs_02YY0MH9PC00000000000000000000fs">09</span>,&#160;&#8220;Improvements to Income Tax Disclosures&#8221;&#160;(&#8220;ASU <span id="fs_TT3UBP560G00000000000000000000fs">2023</span>-<span id="fs_UE509RLNGG00000000000000000000fs">09</span>&#8221;). ASU <span id="fs_GML327PKR400000000000000000000fs">2023</span>-<span id="fs_R363KL6GMO00000000000000000000fs">09</span> requires enhanced disclosures related to the rate reconciliation and information on income taxes paid. This guidance will be applied prospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact the adoption of this guidance will have on our Condensed Consolidated Financial Statements.</span></p>
<p style="text-indent: 45pt; margin: 0pt; font-family: 'Times New Roman', serif; line-height: 1.2;"><br/></p>
<p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10.0pt;">In November 2024, the FASB issued ASU 2024-03,
&#8220;Disaggregation of Income Statement Expenses&#8221; (&#8220;ASU 2024-03&#8221;). ASU 2024-03
requires disclosure of additional information about specific cost and expense
categories in the notes to the financial statements. This guidance will be
applied either prospectively or retrospectively and is effective for annual
reporting periods in fiscal years beginning after December 15, 2026, and
interim reporting periods in fiscal years beginning after December 15, 2027. We
are currently evaluating the potential impact the adoption of this guidance
will have on our Condensed Consolidated Financial Statements.</span></p>


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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for change in accounting principle. Includes, but is not limited to, nature, reason, and method of adopting amendment to accounting standards or other change in accounting principle.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Fair Value of Financial Instruments<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value of Financial Instruments</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value of Financial Instruments</a></td>
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<div style="border-left: none; border-right: none;">
<div id="t_ft_BJ2U92RZGG00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt;">
<td style="text-align: left; width: 18pt;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;">20.</span>




















 </span></td>
<td style="text-align: left;"><span style="font-family: 'times new roman', times;"><span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;">Fair Value of Financial Instruments</span>




















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 </tbody>















































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 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">We use a fair-value hierarchy which prioritizes the inputs used in measuring fair value as follows:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<div id="t_ft_0K5TNZLLY800000000000000000000b" style="line-height: 1.2;">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;">
<td style="width: 46pt; font-family: Times New Roman; font-size: 10pt;"></td>
<td style="width: 81pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Level <span id="fs_6JHII15PIO00000000000000000000fs" style="display: inline;">1</span>: </span></p>















































 </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Fair value determined based on quoted prices in active markets for identical assets. </span></p>















































</td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<div id="t_ft_7TU8MPP96O00000000000000000000b" style="line-height: 1.2;">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;">
<td style="width: 46pt; font-family: Times New Roman; font-size: 10pt;"></td>
<td style="width: 81pt; font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Level <span id="fs_A3TMCCFFNK00000000000000000000fs" style="display: inline;">2</span>: </span></p>















































 </td>
<td style="font-family: Times New Roman; font-size: 10pt;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Fair value determined using significant other observable inputs. </span></p>















































</td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<div id="t_ft_HU05G9IWR400000000000000000000b" style="line-height: 1.2;">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 10px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<td style="width: 46pt; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 81pt; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Level <span id="fs_UNEEEPKM2O00000000000000000000fs" style="display: inline;">3</span>: </span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Fair value determined using significant unobservable inputs. </span></p>















































</td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<p style="margin: 0px; text-indent: 0px;"><br/></p>
<div style="line-height: 1.2;">
<div id="t_ft_9M0XX7I5DC00000000000000000000b">
















































 </div>















































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Our financial instruments measured at fair value on a recurring basis are summarized below:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>

<div style="border-left: none; border-right: none;">
<div id="t_ft_DJ046X51Z400000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 55px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value at </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value at </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_8BD27WU29S00000000000000000000FM" style="line-height: inherit;">July 31,</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_UZGE3QQKM800000000000000000000FM" style="line-height: inherit;">October 31,</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Hierarchy </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_WS0ABET4FK00000000000000000000FM" style="line-height: inherit;">2025</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_L9TJY5NES000000000000000000000FM" style="line-height: inherit;">2024</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>















































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 53%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span id="fs_3P5ASMTDLS00000000000000000000fs" style="line-height: inherit; display: inline;"> Mortgage loans held for sale (1) </span></span></p>















































 </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 17%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span id="fs_3SNUDHWCHS00000000000000000000fs" style="line-height: inherit; display: inline;"> Level 2 </span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">130,545</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">148,925</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(<i><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_36U7W493Q800000000000000000000fs" style="line-height: inherit; display: inline;">1</span></em>) <span class="ng-scope">The aggregate unpaid principal balance was $132.0 million and $149.4 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_YQZSM8O17K00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_UACCPGMUDS00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span>, </em>respectively.</span></i></span></p>
















































<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="line-height: inherit;">Fair value of mortgage loans held for sale is based on independent quoted market prices, where available, or the prices for other mortgage loans with similar characteristics</span>. </span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">The financial services segment had a pipeline of loan applications in process of $487.7 million at <em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" id="fs_YXXG1IVTCG00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>. Loans in process for which interest rates were committed to the borrowers totaled $60.6 million as of <em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></em><span class="Linked" id="fs_WEF5J99T4W00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>. Substantially all of these commitments were for periods of 60 days or less. Since a portion of these commitments are expected to expire without being exercised by the borrowers, the total commitments do <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> necessarily represent future cash requirements.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;">In addition, the financial services segment uses investor commitments and forward sales of mandatory MBS to hedge its mortgage-related interest rate exposure. These instruments involve, to varying degrees, elements of credit and interest rate risk. Credit risk is managed by entering into MBS forward commitments, option contracts with investment banks, federally regulated bank affiliates and loan sales transactions with permanent investors meeting the segment&#8217;s credit standards. Our risk, in the event of default by the purchaser, is the difference between the contract price and fair value of the MBS forward commitments and option contracts. At <span class="Linked" id="fs_HEGZ7REJCG00000000000000000000FM">July 31, 2025</span>, we had <span style="border-right: none; border-left: none;"><span id="fs_C4V60ZZEWW00000000000000000000FM">no</span> </span>open mandatory investor commitments to sell MBS.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">Changes in fair value that are included in income are shown by financial instrument and financial statement line item, below:</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>

<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 70px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_IWN3K8V58W00000000000000000000FM" style="line-height: inherit;">Three Months Ended July 31, 2025</span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Change in fair value included in financial services revenue </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(644</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_C324EONMMO00000000000000000000FM">Three Months Ended July 31, 2024</span></span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Change in fair value included in financial services revenue</p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">598</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































</div>















































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span><span class="Linked" id="fs_37BR86Y90G00000000000000000000FM">Nine Months Ended July 31, 2025</span></span></span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Change in fair value included in financial services revenue</p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">(1,554</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; width: 1%;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































</div>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-right: none; border-left: none;">
<div id="t_ft_NYJ37LMUPS00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 84px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_KW92IKI8F400000000000000000000FM">Nine Months Ended July 31, 2024</span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Change in fair value included in financial services revenue </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">1,482</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>















































 </div>















































 </div>















































 </div>















































 </div>















































 </div>
















































<div style="line-height: 1.2;">
















































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">















Assets measured at fair value on a nonrecurring
basis are those assets for which we have&#160;recorded valuation adjustments
and write-offs during the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_34R2RSHWVK00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_YNSWB54IDC00000000000000000000FM">July 31, 2025</span></span>,
respectively. The assets measured at fair value on a nonrecurring basis are all
within our homebuilding operations and are summarized below:<br/></span></p>

<table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" width="100%">
<tbody>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="14" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span><span class="Linked" id="fs_ICKENRHO4W00000000000000000000FM">Three Months Ended July 31, 2025</span></span></span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Pre-Impairment</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Total</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">(In thousands)</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Hierarchy</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Amount</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Losses</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">$</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">35,879</span><span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">(7,630</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">28,249</span><span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>







































</tr>







































</tbody>







































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" width="100%">
<tbody>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="14" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span><span><span class="Linked" id="fs_IHVNUWKY8000000000000000000000FM">Three Months Ended July 31, 2024</span></span></span></span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Pre-Impairment</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Total</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">(In thousands)</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Hierarchy</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Amount</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Losses</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">$</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;">15,245<span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;">(2,653</p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;">12,592<span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>







































</tr>







































</tbody>







































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" width="100%">
<tbody>
<tr style="height: 12px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="14" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="color: #000000;"><span class="Linked" id="fs_Q17DLSRDPC00000000000000000000FM">Nine Months Ended July 31, 2025</span></span></span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Pre-Impairment</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Total</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 7px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">(In
  thousands)</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Hierarchy</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Amount</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Losses</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">$</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;">41,276</span></span><span style="font-size: 10pt; color: #000000;"></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">(8,846</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;">32,430</span></span><span style="font-size: 10pt; color: #000000;"></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>








































</td>








































</tr>








































</tbody>








































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" width="100%">
<tbody>
<tr style="height: 12px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="14" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="color: #000000;"><span><span class="Linked" id="fs_F6WVKJ4Y7400000000000000000000FM">Nine Months Ended July 31, 2024</span></span></span></span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Pre-Impairment</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Total</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 7px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">(In
  thousands)</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Hierarchy</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Amount</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Losses</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">$</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;"><span>15,245</span></span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span>(2,653</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;"><span>12,592</span></span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>








































</td>








































</tr>








































</tbody>








































</table>














<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">We recorded inventory impairments, which are included in the Condensed Consolidated Statements of Operations as
"Inventory impairments and land option write-offs" and deducted from
inventory of $7.6&#160;million and $8.8 million for the
<span style="border-left: none; border-right: none;"><span class="Linked" id="fs_WTEMIYXURK00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_D7ZMC8RVDC00000000000000000000FM">July 31, 2025</span></span>,
respectively.&#160;We recorded an inventory impairment, which is included in the Condensed Consolidated Statements of Operations as "Inventory impairments and land option write-offs" and deducted from inventory of $2.7 million for both the <span class="Linked" id="fs_1N3AI3NSS000000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_37IZCCM1MO00000000000000000000FM">July 31, 2024</span>, respectively.</span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-align: left; text-indent: 0px; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">The fair value of our cash equivalents, restricted cash and cash equivalents and customers' deposits approximates their <span>carrying</span> amount, based on Level <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_FL2MI0CWXC00000000000000000000fs" style="line-height: inherit; display: inline;">1</span></em> inputs.</span><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></p>
<div>
<div>




































</div>



































</div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">The fair value of each series of our Notes and Credit Facilities are listed below. <span style="line-height: inherit;">Level <span id="fs_7I2JXCVDQO00000000000000000000fs" style="line-height: inherit; display: inline;">2</span> measurements are estimated based on recent trades or quoted market prices for the same issues or based on recent trades or quoted market prices for our debt of similar security and maturity to achieve comparable yields. Level <span id="fs_55VZ4CKIDC00000000000000000000fs" style="line-height: inherit; display: inline;">3</span> measurements are estimated based on third-party broker quotes or management&#8217;s estimate of the fair value based on available trades for similar debt instruments.<span style="background-color: #ffffff;"> As shown in the table below, our 8.0% Senior Secured <span id="fs_L9DHVX3HHC00000000000000000000fs" style="display: inline;">1.125</span> Lien Notes due <span id="fs_KI3H0E9HC000000000000000000000fs" style="display: inline;">2028</span>&#160;and&#160;<span style="border-left: none; border-right: none;">11.75</span>% Senior Secured <span id="fs_6B4FLCOZV400000000000000000000fs" style="display: inline;">1.25</span> Lien Notes due <span id="fs_RSV7K3C4HS00000000000000000000fs" style="display: inline;">2029</span>&#160;were a Level <span id="fs_T54T88P8Q800000000000000000000fs" style="display: inline;">2</span> measurement at </span></span><span style="background-color: #ffffff;"><span style="line-height: inherit;"><span class="Linked" id="fs_M5DAZQILQO00000000000000000000FM">July 31, 2025</span></span><span style="line-height: inherit;"> due to recent trades for the same notes</span><span style="line-height: inherit;">.</span></span></span></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"><br/></p>

<div style="border-left: none; border-right: none;">
<div id="t_ft_M84YVRQVCW00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse; height: 16px;">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_672WQCJ3KW00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em></span></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<div style="border-left: none; border-right: none;">
<div id="t_ft_5Z4O3JWXCW00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 97px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_XK2OOT0YTS00000000000000000000fs" style="line-height: inherit; display: inline;">1</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_DX7HT8PDDS00000000000000000000fs" style="line-height: inherit; display: inline;">2</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_V2BILBTKS000000000000000000000fs" style="line-height: inherit; display: inline;">3</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Total </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
































</tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured Notes: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 8.0% Senior Secured <span id="fs_NVFYPZD9DC00000000000000000000fs" style="line-height: inherit; display: inline;">1.125</span> Lien Notes due September 30, 2028 </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span>$</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0.1px; height: 10px; text-align: right; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">227,070</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">227,070</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
































</tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 11.75% Senior Secured <span id="fs_2FA582FDMO00000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes due September 30, 2029 </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">465,062</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">465,062</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Notes: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 5.0% Senior Notes due February 1, 2040 </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">15,595</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">15,595</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Credit Facilities: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured <span id="fs_HXP8KA5JSG00000000000000000000fs" style="line-height: inherit; display: inline;">1.75</span> Lien Term Loan Credit Facility due January 31, 2028 </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">184,571</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">184,571</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total fair value </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">692,132</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">200,166</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">892,298</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
































</tr>
































</tbody>















































 </table>















































 </div>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><br/></p>
<div id="t_ft_1287D6QTXS00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse;">
<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt;">
<td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="line-height: inherit;">Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span class="Linked" id="fs_3T274PEG5C00000000000000000000FM">October 31, 2024</span></span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<div style="border-left: none; border-right: none;">
<div id="t_ft_20B2E7CUV400000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 115px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 52%; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0169%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_8JX2FMUIU800000000000000000000fs" style="line-height: inherit; display: inline;">1</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_V3XA23V86800000000000000000000fs" style="line-height: inherit; display: inline;">2</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_F6DEG6XWLS00000000000000000000fs" style="line-height: inherit; display: inline;">3</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured Notes: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <span style="border-left: none; border-right: none; line-height: inherit;">8.0</span>% Senior Secured <span id="fs_8QVP4ZJ8TS00000000000000000000fs" style="line-height: inherit; display: inline;">1.125</span> Lien Notes due September 30, 2028 </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span><span style="font-family: 'times new roman', times; font-size: 10pt;">231,068</span></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">231,068</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 11.75% Senior Secured <span id="fs_6OZA8ZAH0W00000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes due September 30, 2029 </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">474,561</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">474,561</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 52%;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Notes: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.04603%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 13.5% Senior Notes due February 1, 2026 </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">27,020</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">27,020</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 5.0% Senior Notes due February 1, 2040 </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">11,485</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">11,485</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Credit Facilities: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured <span id="fs_3T8WZ5PEIO00000000000000000000fs" style="line-height: inherit; display: inline;">1.75</span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">January 31, 2028</span></span> </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">190,041</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">190,041</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; width: 52%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total fair value </span></p>















































</td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">717,114</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">217,061</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">934,175</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>















































 </div>















































 </div>
















































<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-size: 10pt;">The Senior Secured Revolving Credit Facility is <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</em> included in the above tables because there were no borrowings outstanding thereunder at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_ZOAFCAJ0B400000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span class="Linked" id="fs_1IZBYJJ3DS00000000000000000000FM">October 31, 2024</span><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em>.</span></p>















































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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Transactions With Related Parties<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><b><em style="font: inherit;">21.</em></b></p>















































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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;">From time to time,&#160;an engineering firm owned by Tavit Najarian, a relative of Ara K. Hovnanian, our Chairman and Chief Executive Officer, provides services to the Company. During the <span class="Linked" id="fs_KM73EE7PI800000000000000000000FM">three months ended July 31, 2025</span> and <span class="Linked" id="fs_SGSW1EGEF400000000000000000000FM">2024</span>, the services provided by such engineering firm to the Company totaled $<span style="border-left: none; border-right: none;">0.1</span>&#160;million and $0.3 million, respectively.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">During the<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_1XJNUEHFEO00000000000000000000FM">nine months ended July 31, 2025</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>and<span>&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span class="Linked" id="fs_D2WGEC7QDS00000000000000000000FM">2024</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">, the services provided by such engineering firm to the Company totaled $</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">0.5</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">&#160;million and $</span>0.9<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span>&#160;</span>million, respectively.&#160;</span>Neither the Company nor Mr. Hovnanian has a financial interest in the relative&#8217;s company from whom the services were provided.<br/></p>

































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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Insider Trading Arrangements<br></strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_TradingArrByIndTable', window );"><strong>Trading Arrangements, by Individual [Table]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_Rule10b51ArrAdoptedFlag', window );">Rule 10b5-1 Arrangement Adopted [Flag]</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonRule10b51ArrAdoptedFlag', window );">Non-Rule 10b5-1 Arrangement Adopted [Flag]</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_Rule10b51ArrTrmntdFlag', window );">Rule 10b5-1 Arrangement Terminated [Flag]</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonRule10b51ArrTrmntdFlag', window );">Non-Rule 10b5-1 Arrangement Terminated [Flag]</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_NonRule10b51ArrAdoptedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonRule10b51ArrAdoptedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_NonRule10b51ArrTrmntdFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonRule10b51ArrTrmntdFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_Rule10b51ArrAdoptedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_Rule10b51ArrAdoptedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_Rule10b51ArrTrmntdFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_Rule10b51ArrTrmntdFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_TradingArrByIndTable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 2<br> -Subparagraph A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_TradingArrByIndTable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Interest (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateAbstract', window );"><strong>Interest</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock', window );">Schedule of Real Estate Inventory, Capitalized Interest Costs [Table Text Block]</a></td>
<td class="text">
<div style="border-left: none; border-right: none;">
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 115px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin: 0px 0px 0px 0.1px;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; width: 0.985663%;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 23.9713%;"><span class="Linked" id="fs_VPO8OMWXU800000000000000000000fs">Three Months Ended</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 0.985663%;"><br/></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; width: 24.9713%;"><span class="Linked" id="fs_AR44K7OWWG00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9713%;"><span class="Linked" id="fs_UCLR6DMNJK00000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9713%;"><span class="Linked" id="fs_DWUY2RS09C00000000000000000000fs">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 17px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> (In thousands) </span></p>












































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_YGX2FRFER400000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_WSKOXSHDLS00000000000000000000FM">2024</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"><span class="Linked" id="fs_9PKZ13BG6O00000000000000000000fs">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_HLNFZBGA7K00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest capitalized at beginning of period</p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; padding: 0px; vertical-align: bottom; width: 10%; background-color: #cceeff;" valign="bottom">53,633 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;">52,222</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">57,671</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">52,060</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Plus interest incurred(<span id="fs_4QHNLTEP8W00000000000000000000fs" style="display: inline;">1</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">28,523</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">28,087</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">88,210</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">94,578</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less cost of sales interest expensed</p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;">(26,868</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;">(22,316</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(66,162</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(63,757</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>















</tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Less other interest expensed(<span id="fs_DIPAPLNMA800000000000000000000fs" style="display: inline;">2</span>)</span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">(7,149</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;">(6,262</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">(25,811</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;">(25,682</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;">)</td>















</tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Less interest contributed to unconsolidated joint venture(<span id="fs_KYS96WDK5C00000000000000000000fs" style="display: inline;">3</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; text-align: right; width: 10%; background-color: #cceeff;"><span><span class="selected" style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">-</span></span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">-</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(5,769</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;">(5,468</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;">)</td>















</tr>
<tr style="height: 18px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 47.9391%; border-bottom-color: #000000 !important;"><span>Plus </span>interest acquired from unconsolidated joint venture(<span id="fs_E2N8X6OCCW00000000000000000000FM" style="display: inline;">4</span>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0.1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;">-</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;">2,861</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;">-</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;">2,861</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"><br/></td>















</tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; width: 47.9391%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"> I<span>nterest capitalized at end of peri</span>od(<span id="fs_RGQKWI6ZSW00000000000000000000FM" style="display: inline;">5</span>) </span></p>












































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="border-left: none; border-right: none;">48,139</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom">54,592</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;">48,139</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;">54,592</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"><br/></td>















</tr>















</tbody>












































 </table>












































 </div>












































 </div>












































 </div>












































 </div>












































 </div>
<div style="border-right: none; border-left: none; margin: 0px; text-indent: 0px;"><br/>
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" style="height: 20px; width: 100%; font-size: 10pt; text-indent: 0px; font-family: 'times new roman'; border-collapse: collapse; margin-left: 0.1px;">
<tbody>
<tr style="vertical-align: top; height: 10px;">
<td style="height: 10px; width: 2%; padding: 0px 2px 0px 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span id="fs_ASK4LZ5XSG00000000000000000000fs" style="display: inline;">1</span></span></span></span>)</i></span></p>












































 </td>
<td style="height: 10px; width: 98%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><i>Data does <span style="font: inherit;">not</span> include interest incurred by our mortgage and finance subsidiaries.</i></p>












































 </td>












































 </tr>
<tr style="vertical-align: top; height: 10px;">
<td style="height: 10px; padding: 0px 2px 0px 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span id="fs_LCAW2SREJ400000000000000000000fs" style="display: inline;">2</span></span></span></span>)</i></span></p>












































 </td>
<td style="height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.1;"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"><i>During the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_QAAZ7SFOEO00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_0E6D3KJLXS00000000000000000000FM">July 31, 2025</span></span>&#160;and <span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;">2024</span>, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does <span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span> qualify for capitalization and therefore is expensed as incurred. <i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">This component of other interest was $7.1&#160;million</i></i><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;and</span></span></span><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-right: none; border-left: none;"> $</span><span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e">6.3 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM">three months ended July 31, 2025</span> </span>and <span><span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs">2024</span></span>, respectively, and $25.8 million and</span><span> $</span><span>25.7 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the </span><span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM">nine months ended July 31, 2025</span><span style="border-right: none; border-left: none;"> and <span><span class="Linked" id="fs_YCZASVQAF400000000000000000000fs">2024</span></span>, respectively.</span></span></p>












































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<td style="font-size: 10pt; vertical-align: top; height: 10px; width: 2%; padding: 0px 2px 0px 0px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><span style="font-family: 'times new roman', times;"><i>(<span style="border-left: none; border-right: none;">3</span>)</i></span></p>












































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<td style="font-size: 10pt; height: 10px; width: 98%;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.1;"><i>Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note <em style="font: inherit;"><span id="fs_8L1VTIUHTC00000000000000000000fs" style="line-height: inherit; display: inline;">18</span>.</em> There was <em style="font: inherit;">no</em> impact to the Condensed Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></p>












































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<tr style="height: 10px;">
<td style="font-size: 10pt; vertical-align: top; height: 10px; padding: 0px 2px 0px 0px; width: 2%;">
<p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-family: 'times new roman', times;"><i>(<span style="border-left: none; border-right: none;"><span id="fs_3YAWIA17EO00000000000000000000fs" style="display: inline;">4</span></span>)</i></span></p>












































 </td>
<td style="font-size: 10pt; height: 10px; width: 98%;"><span style="border-right: none; border-left: none;"><i><i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"></i><span style="border-left: none; border-right: none;"><i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note <em style="font: inherit;"><span>18</span>.</em> There was <em style="font: inherit;">no</em> impact to the Condensed Consolidated Statement of Operations resulting therefrom</i>.</span></i></span></td>















</tr>
<tr style="height: 17px;">
<td style="font-size: 10pt; vertical-align: top; padding: 0px 2px 0px 0px; width: 2%; height: 17px;">(<span id="fs_97EMCPALFK00000000000000000000FM"><span style="font-style: italic;">5</span></span>)</td>
<td style="font-size: 10pt; width: 98%; height: 17px;"><i style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-left: none; border-right: none;">Capitalized interest amounts are shown gross before allocating a portion of impairments, if any, to capitalized interest.</span></i></td>















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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Warranty Costs (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<td class="text">&#160;<span></span>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9978%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 23.9481%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span style="border-right: none; border-left: none;"><span class="Linked" id="fs_VU35QBSJCW00000000000000000000FM">Three Months Ended</span></span></span></p>




























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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; width: 24.9481%;"><span class="Linked" id="fs_W0PNM9Y47400000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02814%;"><br/></td>




























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<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9481%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_P833BH6DTC00000000000000000000FM">July 31,</span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9481%;"><span class="Linked" id="fs_JZ4VZ9K8GW00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> (In thousands) </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_6MHZU7CSHS00000000000000000000FM">2025</span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-size: 10pt;"><span class="Linked" id="fs_Z110ULB6QO00000000000000000000FM">2024</span></span></p>




























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"><span class="Linked" id="fs_HQTUK2P38W00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_QB41T7A0K000000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Balance, beginning of period </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;">91,800</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;">85,177</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;">89,391</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;">98,919</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1.02814%; height: 10px;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Additions &#8211; Selling, general and administrative </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">2,818</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">2,262</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">7,912</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">6,850</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Additions &#8211; Cost of sales </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;">2,294</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"><span style="font-size: 10pt;">2,787</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;">6,512</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;">7,637</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Charges incurred during the period (1)</span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">(2,417</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-size: 10pt;">(2,546</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><span style="font-size: 10pt;">)</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">(8,772</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;">(28,139</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;">)</td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Changes to pre-existing reserves </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-size: 10pt;">1,955</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-size: 10pt;">418</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">1,407</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">2,831</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.9978%;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-size: 10pt;"> Balance, end of period </span></p>




























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"><span style="font-size: 10pt;">96,450</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"><span style="font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"><span style="font-size: 10pt;">88,098</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"><span style="font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;">96,450</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;">88,098</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02814%;"><br/></td>




























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 </tbody>




























 </table>




























 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;">&#160;</p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"><span style="font-style: italic;">(1) The majority of the charges incurred during the first nine months of fiscal 2024 represented a payment for construction defects related to the settlement of a litigation matter.</span></p>




























 </div>




























 </div>




























 </div>




























 </div>




























 </div>




























 </div>




























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<span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the changes in the guarantor's aggregate product warranty liability, including the beginning balance of the aggregate product warranty liability, the aggregate reductions in that liability for payments made (in cash or in kind) under the warranty, the aggregate changes in the liability for accruals related to product warranties issued during the reporting period, the aggregate changes in the liability for accruals related to preexisting warranties (including adjustments related to changes in estimates), and the ending balance of the aggregate product warranty liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Leases (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LeaseCostTableTextBlock', window );">Lease, Cost [Table Text Block]</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 57px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"></td>
<td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_T2S0A5NUKW00000000000000000000FM">Three Months Ended</span></em></em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: center; height: 10px;"><span class="Linked" id="fs_QDSJ67DGAO00000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_VTX015MCMO00000000000000000000FM">July 31,</span></em></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_TH3O9ZO1WW00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>








































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_XP2Q6GBX9C00000000000000000000FM">2025</span></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_8XQJ5TIB7K00000000000000000000FM">2024</span></em></span></p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_G1USDBHGJK00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_0YZWGMMO0W00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>








































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 48%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Operating lease costs</p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">2,876</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">2,743</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;">8,708</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;">8,131</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"><br/></td>








































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash payments on lease liabilities</p>








































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">2,520</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">2,224</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;">8,092</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;">6,604</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"><br/></td>








































 </tr>








































 </tbody>








































 </table>









































<p style="margin: 0pt;"><br/></p>
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 64px;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> (In thousands) </span></p>








































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_8VC56DQQNK00000000000000000000FM">July 31,</span> </em></span></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_IMX7AEII1S00000000000000000000FM">2025</span></em></span></p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_AVX82RKW4000000000000000000000FM">October 31,</span> </em></span></p>
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_PLWJNBKEY800000000000000000000FM">2024</span></em></span></p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 74%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">ROU assets</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">22,654</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">28,765</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Lease liabilities</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">25,874</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">30,868</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average remaining lease term (in years)</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">3.6</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">4.6</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average discount rate</p>








































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">10.2</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">10.3</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;">%</td>








































 </tr>








































 </tbody>








































 </table>








































 <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock', window );">Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]</a></td>
<td class="text">
<div>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<div id="t_ft_U3C6MGL45C00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 107px;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;">Fiscal Year Ending <span id="fs_CLZL3YB79S00000000000000000000FM">October 31,</span></span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="font-family: 'times new roman', times;"> (In thousands) </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 87%;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span id="fs_2E78N8OI0W00000000000000000000fs" style="display: inline;">2025</span> (<span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">excluding the <span class="Linked" id="fs_VAC7Y3ZB0W00000000000000000000FM">nine months ended July 31, 2025</span></span>)</span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times;">2,501</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_4HK4OPOSDS00000000000000000000fs" style="display: inline;">2026</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">10,356</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_FOUL8TQF0W00000000000000000000fs" style="display: inline;">2027</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">8,155</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_3U2BP36OWG00000000000000000000fs" style="display: inline;">2028</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">4,900</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_ZPTEUH1NKG00000000000000000000fs" style="display: inline;">2029</span> </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">3,022</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> <span id="fs_A0XMQYV8GG00000000000000000000fs" style="display: inline;">2030</span> and thereafter </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">2,109</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total operating lease payments (<span id="fs_OEPVS3IT5S00000000000000000000fs" style="display: inline;">1</span>) </span></p>








































 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">31,043</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>








































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Less: imputed interest </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(5,169</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; vertical-align: bottom; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">)</td>








































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><span style="font-family: 'times new roman', times;"> Present value of operating lease liabilities </span></p>








































</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">25,874</span></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>








































 </tr>








































 </tbody>








































 </table>








































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<div style="border-right: none; border-left: none;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><br/></p>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;">(<span id="fs_UZ3PWWPYJK00000000000000000000fs" style="display: inline;">1</span>) Lease payments include options to extend lease terms that are reasonably certain of being executed and exclude $11.5 million of legally binding minimum lease payments for office leases signed but not yet commenced as of <span class="Linked" id="fs_7LV0G6A3TS00000000000000000000FM">July 31, 2025</span>. The related ROU assets and operating lease liabilities are not reflected on the Company's Condensed Consolidated Balance Sheets.</p>








































 </div>








































 <span></span>
</td>
</tr>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeDisclosureAbstract</td>
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<td><strong> Data Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Mortgage Loans Held for Sale (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_S5R6XG786800000000000000000000FM">Three Months Ended</span></em></em></span></p>



































 </td>
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<td colspan="7" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 25.043%;"><span class="Linked" id="fs_KIIYN27H3400000000000000000000FM">Nine Months Ended</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>



































 </tr>
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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.043%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_3NPHVLXQB400000000000000000000FM">July 31,</span></em></em></span></p>



































 </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td colspan="7" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 25.043%;"><span class="Linked" id="fs_XQD9825GEO00000000000000000000FM">July 31,</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_7XRPKXMKU800000000000000000000FM">2025</span></em></span></p>



































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_IMPUTIEDN400000000000000000000FM">2024</span></em></span></p>



































 </td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td colspan="3" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"><span class="Linked" id="fs_0N525SZJJ400000000000000000000FM">2025</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"><span class="Linked" id="fs_W12LB308KW00000000000000000000FM">2024</span></td>
<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Loan origination reserves, beginning of period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">2,738</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"><span class="selected"><span style="font-family: 'times new roman', times; font-size: 10pt;">2,034</span></span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;">2,520</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;">2,013</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Provisions for estimated losses during the period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">195</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">216</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">452</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;">629</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"><br/></td>



































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Payments/settlements</span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(44</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(156</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">(83</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;">(<span><span class="selected">548</span></span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;">)</td>



































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.957%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Loan origination reserves, end of period </span></p>



































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">2,889</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">&#160;</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">2,094</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;">2,889</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;">2,094</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"><br/></td>



































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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of activity in loan origination reserves.</p></div>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Senior Notes and Credit Facilities (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Senior Notes and Credit Facilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtInstrumentsTextBlock', window );">Schedule of Long-Term Debt Instruments</a></td>
<td class="text">
<div style="border-left: none; border-right: none;">
<div id="t_ft_IQU8UKCVQO00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 167px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_1FVN69CN1S00000000000000000000FM">July 31,</span></span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span class="Linked" id="fs_FVS50HCK2800000000000000000000FM">October 31,</span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> (In thousands) </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_EAL0WG6JWG00000000000000000000FM">2025</span></span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_EZ87ZSQSLC00000000000000000000FM">2024</span></span></em></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 74%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Secured Notes: </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"></td>


























































 </tr>
<tr style="height: 10px; margin-left: 0.1px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">8.0% Senior Secured <span id="fs_DJZARW035S00000000000000000000fs" style="display: inline;">1.125</span> Lien Notes due September 30, 2028</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">225,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">225,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px;"><br/></td>


























































 </tr>
<tr style="height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">11.75% Senior Secured <span id="fs_V3V32BF1WW00000000000000000000fs" style="display: inline;">1.25</span> Lien Notes due September 30, 2029</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">430,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">430,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total Senior Secured Notes </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">655,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times;">655,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Senior Notes: </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;">13.5</span></span></span>% Senior Notes due <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">February 1, 2026</span>&#160;</span></span></span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">-</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times;">26,588</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"><span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;">5.0</span></span></span>% Senior Notes due <span style="border-left: none; border-right: none; line-height: inherit;"><span style="line-height: inherit;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">February 1, 2040</span>&#160;</span></span></span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">24,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">24,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total Senior Notes </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">24,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">51,556</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none; font-family: 'times new roman', times;"> Senior Secured <span id="fs_25IX7732TC00000000000000000000fs" style="display: inline;">1.75</span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">January 31, 2028</span></span>&#160;</span></span></p>


























































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">175,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times;">175,000</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">Senior Secured Revolving Credit Facility (<span id="fs_XCIP9IBAWW00000000000000000000FM" style="display: inline;">1</span>)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Subtotal senior notes and credit facilities </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">854,968</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">881,556</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Net premiums (discounts) </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">9,141</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">17,340</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Unamortized debt issuance costs </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(2,187</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">(2,678</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">)</span></td>


























































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times;"> Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs </span></p>


























































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">861,922</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times;">896,218</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>


























































 </tr>


























































 </tbody>


























































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<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"><span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;">(<span id="fs_U6ZFY3J9HC00000000000000000000FM" style="display: inline;">1</span></span><span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;">) </span><span style="border-right: none; border-left: none;"><span style="border-right: none; border-left: none;"><span style="line-height: inherit;"><i><span style="line-height: inherit;">At <i></i></span></i><i><span style="border-left: none; border-right: none;"><span class="Linked" id="fs_513PMW4ZM800000000000000000000FM">July 31, 2025</span></span></i><i>, provides for up to $<i></i></i><i>125.0<i></i></i></span><i><span style="line-height: inherit;"> million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) a term SOFR (subject to a floor of </span></i><i><span style="line-height: inherit;">3.00</span></i><i><span style="line-height: inherit;">%) plus an applicable margin of </span></i><i><span style="line-height: inherit;">4.50</span></i><i><span style="line-height: inherit;">% or (ii) an alternate base rate (subject to a floor of </span></i><i><span style="line-height: inherit;">4.00</span></i><i><span style="line-height: inherit;">%) plus an applicable margin of </span></i><i><span style="line-height: inherit;">3.50</span></i><i><span style="line-height: inherit;">%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of </span></i><i><span style="line-height: inherit;">1.00</span></i><i><span style="line-height: inherit;">% per annum.</span></i></span></span></p>


























































 <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-3<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-8<br><br>Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-6<br><br>Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Per Share Calculation (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Per Share Calculation</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of basic and diluted earnings per share</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 186px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><span class="Linked" id="fs_DKU6RH6EBK00000000000000000000fs">Three Months Ended</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><span class="Linked" id="fs_W0MU2YR5S000000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_SACKHKRNZ400000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_WKZ9KOBH3K00000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands, except per share data) </span></p>

















</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_9GRNUOJ0B400000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_T23VQSKGDC00000000000000000000fs">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_M2VYZCJHCG00000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_KVXSV3EHZK00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Net income</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">16,615</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">72,919</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">64,532</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">147,659</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: preferred stock dividends</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">(2,669</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">(2,669</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">(8,007</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">(8,007</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: undistributed earnings allocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(233</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(1,548</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(1,428</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(4,660</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator for basic earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">13,713</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">68,702</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">55,097</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">134,992</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 16px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Plus: undistributed earnings allocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;">233</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;">1,548</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;">1,428</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;">4,660</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: undistributed earnings reallocated to participating securities</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(234</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(1,556</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(1,435)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(4,698</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Numerator for diluted earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">13,712</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">68,694</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">55,090</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">134,954</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator for basic earnings per share &#8211; weighted average shares outstanding</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">6,399</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">6,474</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">6,442</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">6,476</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Effect of dilutive securities:</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Stock-based payments</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">488</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">574</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">494</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">572</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Denominator for diluted earnings per share &#8211; weighted-average shares outstanding</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">6,887</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">7,048</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">6,936</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">7,048</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;">
<p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Basic earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;">2.14</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;">10.61</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;">8.55</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;">20.85</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"><br/></td>

















 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;">
<p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Diluted earnings per share</p>

















 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;">1.99</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;">9.75</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;">7.94</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;">19.15</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"><br/></td>

















 </tr>

















 </tbody>

















 </table>

















 <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Operating and Reporting Segments (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Operating and Reporting Segments</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock', window );">Schedule of financial information relating to our reportable segments</a></td>
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<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 222px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><span class="Linked" id="fs_I9J99PMNPS00000000000000000000FM">Three Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"><span class="Linked" id="fs_L8W4P89QA800000000000000000000FM">Nine Months Ended</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_O3RW8DLW5C00000000000000000000FM">July 31,</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_BRES9SA1B400000000000000000000FM">July 31,</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_F1DARYT6EO00000000000000000000fs">2025</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_IPVF1FT6PS00000000000000000000fs">2024</span><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_DEUKMPEYS000000000000000000000FM">2025</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span class="Linked" id="fs_0L3QH1MF5C00000000000000000000FM">2024</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues:</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">289,180</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">255,332</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">830,209</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">645,859</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 20px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;">104,747</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;">115,964</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;">231,025</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;">350,761</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 20px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> West </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">377,185</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">330,980</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">1,029,524</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">970,671</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">771,112</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">702,276</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">2,090,758</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">1,967,291</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"><span>28,566</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;">18,888</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;">66,826</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;">51,323</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 18px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate and unallocated</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">905</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">1,540</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">3,093</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">6,666</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total revenues</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">800,583</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">722,704</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">2,160,677</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">2,025,280</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span> Income (loss) before income taxes: </span></p>



























</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 17px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">41,447</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">40,006</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">112,658</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">107,645</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">11,639</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">20,449</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">21,752</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">62,391</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">West</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(6,284</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">21,009</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">15,275</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">77,198</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">46,802</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;">81,464</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">149,685</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;">247,234</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">13,851</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;">6,526</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">25,783</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;">15,467</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"><br/></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> Corporate and unallocated (<span id="fs_Y5DM7ZYB0G00000000000000000000fs" style="display: inline;">1</span>) </span></p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(36,851</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">9,279</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(85,273</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(63,477</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Income before income taxes</p>



























 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">23,802</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">97,269</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">90,195</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">199,224</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>



























 </tr>



























 </tbody>



























 </table>



























 </div>



























 </div>
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-family: 'times new roman'; font-size: 10pt; height: 41px; margin: 0px; text-indent: 0px; border-collapse: collapse;">
<tbody>
<tr style="height: 41px;">
<td style="vertical-align: top; width: 18pt; height: 41px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="border-left: none; border-right: none;"> (<span id="fs_DG1WN1B32800000000000000000000fs" style="display: inline;">1</span>) </span></p>



























 </td>
<td style="vertical-align: top; height: 41px;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"><span class="ng-scope" id="c4e9a804-036f-4817-ac1d-4c7a8e9498a4" style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">Corporate and unallocated for the <span class="Linked" id="fs_4EFQ12M7TS00000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2025</span>, included corporate general and administrative expenses of $35.0 million and $1.9 million of other net expenses.&#160;</span>Corporate and unallocated for the <span class="Linked" id="fs_CSO4Q2R1KG00000000000000000000FM" style="line-height: inherit;">nine months ended July 31, 2025</span>, included corporate general and administrative expenses of $97.2 million, $11.5 million of other income,&#160;<span style="line-height: inherit;">and $0.4 million of gain on extinguishment of debt.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;">Corporate and unallocated for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" id="fs_73SYZPVTC000000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2024</span></span>, included corporate general and administrative expenses of $38.4<span style="line-height: inherit;">&#160;</span>million, a reduction in interest expense of $5.4<span style="line-height: inherit;">&#160;</span>million (a component of Other interest in our Condensed Consolidated Statements of Operations) and $42.3<span style="line-height: inherit;">&#160;</span>million of other income.</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>Corporate and unallocated for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"><span class="Linked" id="fs_M59R9Q2UW000000000000000000000FM" style="line-height: inherit;">nine months ended July 31, 2024</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">, included corporate general and administrative expenses of $</span>108.1<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million,&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span>43.2<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million of other income<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">and $1.4<span style="line-height: inherit;">&#160;</span>million of gain on extinguishment of debt.</span>&#160;</span></span></p>



























 </td>



























 </tr>



























 </tbody>



























 </table>



























 </div>



























 </div>
<p style="line-height: 1.2; margin: 0pt;"><br/></p>
<div style="border-left: none; border-right: none;">
<div>
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 126px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_NHHOR25L4W00000000000000000000FM" style="line-height: inherit;">July 31,</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_HQ5P4DHI2O00000000000000000000FM" style="line-height: inherit;">October 31,</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>



























</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_T0SKV9V85C00000000000000000000FM" style="line-height: inherit;">2025</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;"><span class="Linked" id="fs_LXECH79HKW00000000000000000000FM" style="line-height: inherit;">2024</span></span></em></span></p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 19px;">
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>
<td style="height: 19px;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 70%; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><span> Assets: </span></p>



























</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Northeast</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">699,572</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">664,064</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Southeast</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;">361,570</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;">296,058</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">West</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">915,324</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">889,704</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total homebuilding</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;">1,976,466</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;">1,849,826</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Financial services</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">173,775</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">203,589</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Corporate and unallocated</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">479,111</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">552,159</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>



























 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>



























 </td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">2,629,352</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">2,605,574</td>
<td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000;"></td>




















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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Investments in Unconsolidated Homebuilding and Land Development Joint Ventures (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
<tr class="re">
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
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<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
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<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 253px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" id="fs_Q0OLEEF79S00000000000000000000FM">July 31, 2025</span></span></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Assets:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Cash and cash equivalents</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">127,319</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">127,319</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Inventories</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">569,264</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">569,264</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Other assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">187,959</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">187,959</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">884,542</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">884,542</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Liabilities and equity:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Accounts payable and accrued liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">391,659</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">391,659</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Notes payable</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">124,621</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">124,621</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;">Total liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">516,280</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="border-left: none; border-right: none;">516,280</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Equity of:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;">Hovnanian Enterprises, Inc.</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">216,432</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">216,432</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;">Others</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">151,830</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">151,830</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">368,262</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">368,262</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total liabilities and equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">884,542</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">884,542</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Debt to capitalization ratio</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">25</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">0</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">25</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;">%</td>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_5TDKOV58OW00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 283px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" id="fs_XVVC6XSGNK00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span></span></p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>


























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Assets:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Cash and cash equivalents</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">130,532</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">130,532</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Inventories</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">402,628</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;">402,628</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Other assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">311,955</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">311,955</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Total assets</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">845,115</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">845,115</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>
<td class="highlightCont" style="height: 16px; padding: 0px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Liabilities and equity:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Accounts payable and accrued liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">469,320</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;">469,320</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Notes payable</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">88,653</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">88,653</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;">Total liabilities</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">557,973</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">557,973</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Equity of:</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;">Hovnanian Enterprises, Inc.</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">140,540</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">140,540</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;">Others</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">146,602</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">146,602</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">287,142</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">287,142</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total liabilities and equity</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">845,115</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">845,115</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>


























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">
<p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Debt to capitalization ratio</p>


























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">24</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">0</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">24</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;">%</td>


























































 </tr>


























































 </tbody>


























































 </table>


























































 </div>


























































 </div>


























































 </div>


























































 </div>



























































<div id="fs_KJEAYMF2WG00000000000000000000B">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 93px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span class="Linked" id="fs_E43I3XH8G000000000000000000000FM" style="line-height: inherit;">Three Months Ended July 31, 2025</span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>
<td class="highlightCont" style="height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%; background-color: #cceeff;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;">166,887</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;">166,887</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(152,679</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(152,679</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">14,208</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">14,208</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">15,511</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">15,511</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>



























































 </tr>



























































 </tbody>



























































 </table>



























































 </div>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;&#160;</span></p>
<div style="border-left: none; border-right: none;">
<div id="t_ft_M2B05PRQBK00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 103px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"><span class="Linked" id="fs_OFDR9AQMGW00000000000000000000FM" style="line-height: inherit;">Three Months Ended July 31, 2024</span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 18px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>
<td class="highlightCont" style="height: 17px;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;">155,930</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;">155,930</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(134,612</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">414</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(134,198</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 18px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">21,318</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">414</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">21,732</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"> </td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">10,698</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">10,698</td>
<td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"> </td>



























































 </tr>



























































 </tbody>



























































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<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 45pt; line-height: 1.2;"><br/></p>
<div>
<div id="t_ft_PPR083LQO000000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 42.8924%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_C0FN0CUBXC00000000000000000000FM">Nine Months Ended July 31, 2025</span></span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px; width: 54.9712%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 11.9967%;">&#160;</td>
<td class="highlightCont" style="height: 10px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 54.9712%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;">446,939</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;">446,939</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(406,894</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(406,894</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">40,045</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">40,045</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">33,759</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">33,759</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>



























































 </tbody>



























































 </table>



























































 </div>



























































 </div>
<div><br/></div>
<div>
<div id="t_ft_0Q34DI200G00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_4H1YI2FKQO00000000000000000000FM">Nine Months Ended July 31, 2024</span></span></span></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><br/></p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Land </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="line-height: inherit;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">&#160;</em></span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;">(In thousands)</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Homebuilding </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Development </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit;">&#160;</span></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Total </span></p>



























































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>
<td class="highlightCont" style="height: 10px;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenues</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">406,399</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;">406,399</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Cost of sales and expenses</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(354,388</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">414</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">(353,974</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">)</td>



























































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Joint venture net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">52,011</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">414</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">52,425</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">&#160;</td>



























































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Our share of net income</p>



























































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">36,814</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">36,814</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">&#160;</td>



























































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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of equity method investments including, but not limited to, name of each investee or group of investments, percentage ownership, difference between recorded amount of an investment and the value of the underlying equity in the net assets, and summarized financial information.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Fair Value of Financial Instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
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<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value of Financial Instruments</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of financial instruments measured at fair value on a recurring basis</a></td>
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<div id="t_ft_DJ046X51Z400000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 55px; border-collapse: collapse;">
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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value at </span></p>















































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<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value at </span></p>















































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<tr style="vertical-align: bottom; height: 10px;">
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<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Fair Value </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_8BD27WU29S00000000000000000000FM" style="line-height: inherit;">July 31,</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_UZGE3QQKM800000000000000000000FM" style="line-height: inherit;">October 31,</span></span></p>















































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<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































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<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































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<td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Hierarchy </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_WS0ABET4FK00000000000000000000FM" style="line-height: inherit;">2025</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_L9TJY5NES000000000000000000000FM" style="line-height: inherit;">2024</span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 15px;">
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>
<td style="height: 15px;"></td>















































 </tr>
<tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 53%;">
<p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span id="fs_3P5ASMTDLS00000000000000000000fs" style="line-height: inherit; display: inline;"> Mortgage loans held for sale (1) </span></span></p>















































 </td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 17%;">
<p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span id="fs_3SNUDHWCHS00000000000000000000fs" style="line-height: inherit; display: inline;"> Level 2 </span></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">130,545</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">148,925</span></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>















































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<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(<i><em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"><span id="fs_36U7W493Q800000000000000000000fs" style="line-height: inherit; display: inline;">1</span></em>) <span class="ng-scope">The aggregate unpaid principal balance was $132.0 million and $149.4 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_YQZSM8O17K00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_UACCPGMUDS00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span>, </em>respectively.</span></i></span></p>















































 <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock', window );">Schedule of change in fair value included in financial services revenue</a></td>
<td class="text">
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div>
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 70px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_IWN3K8V58W00000000000000000000FM" style="line-height: inherit;">Three Months Ended July 31, 2025</span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































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<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Change in fair value included in financial services revenue </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">(644</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span class="Linked" id="fs_C324EONMMO00000000000000000000FM">Three Months Ended July 31, 2024</span></span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Change in fair value included in financial services revenue</p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">598</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"><br/></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































</div>















































 </div>
<p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-right: none; border-left: none;">
<div style="border-left: none; border-right: none;">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"><span><span><span class="Linked" id="fs_37BR86Y90G00000000000000000000FM">Nine Months Ended July 31, 2025</span></span></span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="line-height: inherit;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><span style="line-height: inherit;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 14px;">
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>
<td class="highlightCont" style="height: 14px;"></td>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;">Change in fair value included in financial services revenue</p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">(1,554</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; width: 1%;">)</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;">-</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































</div>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"><br/></p>
<div style="border-left: none; border-right: none;">
<div style="border-left: none; border-right: none;">
<div style="border-right: none; border-left: none;">
<div id="t_ft_NYJ37LMUPS00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 84px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><span class="Linked" id="fs_KW92IKI8F400000000000000000000FM">Nine Months Ended July 31, 2024</span></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Mortgage </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Interest Rate </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Loans Held </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Lock </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Forward </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> For Sale </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Commitments </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Contracts </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 16px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"></td>















































 </tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Change in fair value included in financial services revenue </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">1,482</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>















































 </div>















































 </div>















































 </div>















































 </div>















































 </div>















































 <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Schedule of assets measured at fair value on a nonrecurring basis</a></td>
<td class="text">
<table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" width="100%">
<tbody>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="14" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span><span class="Linked" id="fs_ICKENRHO4W00000000000000000000FM">Three Months Ended July 31, 2025</span></span></span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Pre-Impairment</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Total</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">(In thousands)</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Hierarchy</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Amount</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Losses</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">$</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">35,879</span><span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">(7,630</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">28,249</span><span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>







































</tr>







































</tbody>







































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" width="100%">
<tbody>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="14" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span><span><span class="Linked" id="fs_IHVNUWKY8000000000000000000000FM">Three Months Ended July 31, 2024</span></span></span></span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Pre-Impairment</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Total</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Fair</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">(In thousands)</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Hierarchy</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Amount</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Losses</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">&#160;</span></p>







































</td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt; font-family: 'times new roman', times;">Value</span></p>







































</td>
<td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"></td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>
<td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">&#160;</span></p>







































</td>







































</tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;"><span style="font-family: 'times new roman', times;">$</span></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;">15,245<span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;">(2,653</p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom">
<p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"><span style="font-size: 10pt;">$</span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom">
<p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;">12,592<span style="font-size: 10pt;"></span></p>







































</td>
<td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"><br/></td>







































</tr>







































</tbody>







































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" width="100%">
<tbody>
<tr style="height: 12px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="14" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="color: #000000;"><span class="Linked" id="fs_Q17DLSRDPC00000000000000000000FM">Nine Months Ended July 31, 2025</span></span></span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Pre-Impairment</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Total</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 7px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">(In
  thousands)</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Hierarchy</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Amount</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Losses</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">$</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;">41,276</span></span><span style="font-size: 10pt; color: #000000;"></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">(8,846</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;">32,430</span></span><span style="font-size: 10pt; color: #000000;"></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>








































</td>








































</tr>








































</tbody>








































</table>
<p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"><span style="font-family: 'times new roman'; font-size: 10pt;">&#160;</span></p>
<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" width="100%">
<tbody>
<tr style="height: 12px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="14" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="color: #000000;"><span><span class="Linked" id="fs_F6WVKJ4Y7400000000000000000000FM">Nine Months Ended July 31, 2024</span></span></span></span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Pre-Impairment</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Total</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td colspan="2" style="padding: 0in; height: 12px;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Fair</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 7px;">
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">(In
  thousands)</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Hierarchy</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Amount</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Losses</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"></td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">&#160;</span></p>














































  </td>
<td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;">Value</span></p>














































  </td>
<td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 12px;">
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom"></td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="padding: 0in; height: 12px;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>














































 </tr>
<tr style="height: 10px;">
<td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Land and
  land options held for future development or sale</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">Level 3</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span style="font-family: 'times new roman', times;">$</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;"><span>15,245</span></span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"></td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;"><span>(2,653</span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">)</td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">$</span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom">
<p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span><span style="font-size: 10pt; color: #000000;"><span>12,592</span></span></span></p>














































  </td>
<td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom">
<p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"><span style="font-size: 10pt; color: #000000;">&#160;</span></p>








































</td>








































</tr>








































</tbody>








































</table>













<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock', window );">Schedule of fair value of each series of Notes and Credit Facilities</a></td>
<td class="text">
<div style="border-left: none; border-right: none;">
<div id="t_ft_M84YVRQVCW00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse; height: 16px;">
<tbody>
<tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;">
<td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;">Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_672WQCJ3KW00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em></span></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<div style="border-left: none; border-right: none;">
<div id="t_ft_5Z4O3JWXCW00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 97px; border-collapse: collapse;">
<tbody class="highlightCont">
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_XK2OOT0YTS00000000000000000000fs" style="line-height: inherit; display: inline;">1</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_DX7HT8PDDS00000000000000000000fs" style="line-height: inherit; display: inline;">2</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"><em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_V2BILBTKS000000000000000000000fs" style="line-height: inherit; display: inline;">3</span></em></span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Total </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
































</tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured Notes: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 8.0% Senior Secured <span id="fs_NVFYPZD9DC00000000000000000000fs" style="line-height: inherit; display: inline;">1.125</span> Lien Notes due September 30, 2028 </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"><span>$</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0.1px; height: 10px; text-align: right; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">227,070</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;">$</td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"><span style="font-family: 'times new roman', times; font-size: 10pt;">227,070</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"></td>
































</tr>
<tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 11.75% Senior Secured <span id="fs_2FA582FDMO00000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes due September 30, 2029 </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">465,062</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">465,062</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 17px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Notes: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 5.0% Senior Notes due February 1, 2040 </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">15,595</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">15,595</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px;">
<p class="highlightCont" style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Credit Facilities: </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured <span id="fs_HXP8KA5JSG00000000000000000000fs" style="line-height: inherit; display: inline;">1.75</span> Lien Term Loan Credit Facility due January 31, 2028 </span></p>















































 </td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">184,571</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">184,571</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
































</tr>
<tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;">
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;">
<p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total fair value </span></p>















































</td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">692,132</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">200,166</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">892,298</span></td>
<td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"></td>
































</tr>
































</tbody>















































 </table>















































 </div>















































 </div>
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><br/></p>
<div id="t_ft_1287D6QTXS00000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse;">
<tbody>
<tr style="font-family: Times New Roman; font-size: 10pt;">
<td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><span style="line-height: inherit;">Fair Value as of <em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> </em><span class="Linked" id="fs_3T274PEG5C00000000000000000000FM">October 31, 2024</span></span><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"></em></span></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>
<div style="border-left: none; border-right: none;">
<div id="t_ft_20B2E7CUV400000000000000000000b">
<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 115px; border-collapse: collapse;">
<tbody>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; width: 52%; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"><span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> (In thousands) </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0169%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_8JX2FMUIU800000000000000000000fs" style="line-height: inherit; display: inline;">1</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_V3XA23V86800000000000000000000fs" style="line-height: inherit; display: inline;">2</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"><em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">Level <span id="fs_F6DEG6XWLS00000000000000000000fs" style="line-height: inherit; display: inline;">3</span></em></span></p>















































 </td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured Notes: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> <span style="border-left: none; border-right: none; line-height: inherit;">8.0</span>% Senior Secured <span id="fs_8QVP4ZJ8TS00000000000000000000fs" style="line-height: inherit; display: inline;">1.125</span> Lien Notes due September 30, 2028 </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span><span style="font-family: 'times new roman', times; font-size: 10pt;">231,068</span></span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"><span style="font-family: 'times new roman', times; font-size: 10pt;">231,068</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 11.75% Senior Secured <span id="fs_6OZA8ZAH0W00000000000000000000fs" style="line-height: inherit; display: inline;">1.25</span> Lien Notes due September 30, 2029 </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">474,561</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">474,561</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 17px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 52%;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Notes: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.04603%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 13.5% Senior Notes due February 1, 2026 </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">27,020</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"><span style="font-family: 'times new roman', times; font-size: 10pt;">27,020</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 18px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> 5.0% Senior Notes due February 1, 2040 </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">11,485</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">11,485</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; background-color: #cceeff;">
<p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Senior Credit Facilities: </span></p>















































</td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"></td>
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;">
<p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"><span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"> Senior Secured <span id="fs_3T8WZ5PEIO00000000000000000000fs" style="line-height: inherit; display: inline;">1.75</span> Lien Term Loan Credit Facility due <span style="border-left: none; border-right: none;"><span style="border-left: none; border-right: none;">January 31, 2028</span></span> </span></p>















































 </td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">190,041</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"><span style="font-family: 'times new roman', times; font-size: 10pt;">190,041</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"></td>















































 </tr>
<tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;">
<td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; width: 52%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom">
<p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"><span style="font-family: 'times new roman', times; font-size: 10pt;"> Total fair value </span></p>















































</td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">-</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">717,114</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">217,061</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">$</span></td>
<td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"><span style="font-family: 'times new roman', times; font-size: 10pt;">934,175</span></td>
<td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"></td>















































 </tr>















































 </tbody>















































 </table>















































 </div>















































 </div>















































 </div>















































 <span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring and/or nonrecurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). Where the quoted price in an active market for the identical liability is not available, the Level 1 input is the quoted price of an identical liability when traded as an asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of information about asset and liability measured at fair value under fair value option.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -SubTopic 10<br> -Topic 825<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482881/825-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482881/825-10-55-12<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-32<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-30<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Supplemental disclosure of non-cash operating, investing and financing activities (Details Textual)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
</tr>
<tr><th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($)</div>
</th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredTermLoanMember', window );">Senior Secured Term Loan [Member] | Senior Secured 1.75 Lien Term Loan Credit Facility Due January 31, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 93.5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Jan. 31,  2028<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorTermLoanMember', window );">Unsecured Senior Term Loan [Member] | Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 39.6<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2027<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorTermLoanMember', window );">Unsecured Senior Term Loan [Member] | The 13.5% Senior Notes Due 2026 and Senior Unsecured Term Loan Credit Facility Due 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="nump">$ 31.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorNotesMember', window );">Unsecured Senior Notes [Member] | The 5.0% Senior Notes due 2040 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 65.2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2040<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorNotesMember', window );">Unsecured Senior Notes [Member] | The 13.5% Senior Notes Due 2026 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt Instrument, Face Amount</a></td>
<td class="nump">$ 64.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2026<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">13.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=hov_ConsolidatedJointVentureMember', window );">Consolidated Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture', window );">Reduction in Investment from Consolidation of Remining Interest in Joint Venture</a></td>
<td class="nump">$ 33.1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionInventoryAcquired1', window );">Increase in inventories</a></td>
<td class="nump">123.7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1', window );">Increase in other assets</a></td>
<td class="nump">7.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1', window );">Increase in accounts payable</a></td>
<td class="nump">8.8<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1', window );">Customers&#8217; deposits</a></td>
<td class="nump">6.5<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1', window );">Increase in nonrecourse mortgages and notes, net of debt issuance costs</a></td>
<td class="nump">$ 36.6<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of the original debt instrument that was redeemed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reduction in the balance of investment from the consolidation of the remaining interests in the joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of debt instrument at time of issuance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of debt that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionInventoryAcquired1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of inventory that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionInventoryAcquired1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets, classified as other, acquired in a noncash or part noncash acquisition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities, classified as other, assumed in acquiring a business or in consideration for an asset received in a noncash or part noncash acquisition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionOtherLiabilitiesAssumed1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of payables that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredTermLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_SeniorSecuredTermLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorTermLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorTermLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_The135SeniorNotesDue2026AndSeniorUnsecuredTermLoanCreditFacilityDue2027Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_The135SeniorNotesDue2026AndSeniorUnsecuredTermLoanCreditFacilityDue2027Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_UnsecuredSeniorNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_The50SeniorNotesDue2040Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_The50SeniorNotesDue2040Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_The135SeniorNotesDue2026Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_The135SeniorNotesDue2026Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=hov_ConsolidatedJointVentureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=hov_ConsolidatedJointVentureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 1 - Basis of Presentation (Details Textual)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th"><div>Jul. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterestDescription', window );">Noncontrolling Interest, Description</a></td>
<td class="text">Noncontrolling interest represents the proportionate equity interest in a consolidated joint venture that is not 100% owned by the Company directly or indirectly, which we sold our membership interest in during the first quarter of fiscal 2024.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly', window );">Percentage of equity interest in a consolidated joint venture that is not owned by the Company directly or indirectly</a></td>
<td class="nump">100.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of equity interest in a consolidated joint venture that is not owned by the company directly or indirectly.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterestDescription">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of noncontrolling interest which might include background information, terms of the ownership arrangement, and type and terms of equity interest owned by the noncontrolling interest holders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterestDescription</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Stock Compensation (Details Textual) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Share-Based Payment Arrangement, Expense</a></td>
<td class="nump">$ 6.2<span></span>
</td>
<td class="nump">$ 9.2<span></span>
</td>
<td class="nump">$ 14.1<span></span>
</td>
<td class="nump">$ 20.2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax', window );">Share-Based Payment Arrangement, Expense, after Tax</a></td>
<td class="nump">$ 4.4<span></span>
</td>
<td class="nump">$ 6.1<span></span>
</td>
<td class="nump">$ 10.1<span></span>
</td>
<td class="nump">$ 13.2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_PerformanceSharesMember', window );">Performance Shares [Member] | The 2025 LTIP [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Post-Vesting Hold Period (Year)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_PerformanceSharesMember', window );">Performance Shares [Member] | Payable in Cash-settled Phantom Shares [Member] | The 2025 PSUs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_PerformanceSharesMember', window );">Performance Shares [Member] | Payable in Shares of Company Stock [Member] | The 2025 LTIP [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_PerformanceSharesMember', window );">Performance Shares [Member] | Payable in Shares of Company Stock [Member] | The 2025 PSUs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod', window );">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Post-Vesting Hold Period (Year)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period of holding after grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardPostvestingHoldPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for award under share-based payment arrangement. Excludes amount capitalized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479983/718-10-S45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.F)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax, of expense for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of vesting of award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Interest (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 7,149<span></span>
</td>
<td class="nump">$ 6,262<span></span>
</td>
<td class="nump">$ 25,811<span></span>
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<td class="nump">$ 25,682<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Other interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,100<span></span>
</td>
<td class="nump">$ 6,300<span></span>
</td>
<td class="nump">$ 25,800<span></span>
</td>
<td class="nump">$ 25,700<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"><i>During the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_QAAZ7SFOEO00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_0E6D3KJLXS00000000000000000000FM">July 31, 2025</span></span>&#160;and <span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;">2024</span>, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does <span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span> qualify for capitalization and therefore is expensed as incurred. <i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">This component of other interest was $7.1&#160;million</i></i><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;and</span></span></span><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-right: none; border-left: none;"> $</span><span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e">6.3 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM">three months ended July 31, 2025</span> </span>and <span><span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs">2024</span></span>, respectively, and $25.8 million and</span><span> $</span><span>25.7 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the </span><span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM">nine months ended July 31, 2025</span><span style="border-right: none; border-left: none;"> and <span><span class="Linked" id="fs_YCZASVQAF400000000000000000000fs">2024</span></span>, respectively.</span></span></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest cost which does not qualify for interest capitalization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryExpenseNotEligibleForCapitalization</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 976<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477332/976-310-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:stringItemType</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NatureOfExpenseAxis=hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NatureOfExpenseAxis=hov_CompletedHomesLandInPlanningAndFullyDevelopedLotsWithoutHomesUnderConstructionMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Interest - Interest Costs Incurred, Expensed and Capitalized (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="4">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th" colspan="2"><div>Jul. 31, 2025</div></th>
<th class="th" colspan="2"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateAbstract', window );"><strong>Interest</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateInventoryCapitalizedInterestCosts', window );">Interest capitalized at beginning of period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 53,633<span></span>
</td>
<td class="nump">$ 52,222<span></span>
</td>
<td class="nump">$ 57,671<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 52,060<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateInventoryCapitalizedInterestCostsIncurred', window );">Plus interest incurred(1)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">28,523<span></span>
</td>
<td class="nump">28,087<span></span>
</td>
<td class="nump">88,210<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">94,578<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1', window );">Less cost of sales interest expensed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(26,868)<span></span>
</td>
<td class="num">(22,316)<span></span>
</td>
<td class="num">(66,162)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(63,757)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Less other interest expensed(2)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(7,149)<span></span>
</td>
<td class="num">(6,262)<span></span>
</td>
<td class="num">(25,811)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(25,682)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture', window );">Less interest contributed to unconsolidated joint venture(3)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(5,769)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="num">(5,468)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture', window );">Plus interest acquired from unconsolidated joint venture(4)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,861<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,861<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateInventoryCapitalizedInterestCosts', window );">Interest capitalized at end of period(4)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">$ 48,139<span></span>
</td>
<td class="nump">$ 54,592<span></span>
</td>
<td class="nump">$ 48,139<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 54,592<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="7"></td></tr>
<tr><td colspan="7"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><i>Data does <span style="font: inherit;">not</span> include interest incurred by our mortgage and finance subsidiaries.</i></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"><i>During the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_QAAZ7SFOEO00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_0E6D3KJLXS00000000000000000000FM">July 31, 2025</span></span>&#160;and <span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;">2024</span>, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does <span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span> qualify for capitalization and therefore is expensed as incurred. <i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">This component of other interest was $7.1&#160;million</i></i><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;and</span></span></span><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-right: none; border-left: none;"> $</span><span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e">6.3 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM">three months ended July 31, 2025</span> </span>and <span><span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs">2024</span></span>, respectively, and $25.8 million and</span><span> $</span><span>25.7 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the </span><span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM">nine months ended July 31, 2025</span><span style="border-right: none; border-left: none;"> and <span><span class="Linked" id="fs_YCZASVQAF400000000000000000000fs">2024</span></span>, respectively.</span></span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top"><i>Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note <em style="font: inherit;"><span id="fs_8L1VTIUHTC00000000000000000000fs" style="line-height: inherit; display: inline;">18</span>.</em> There was <em style="font: inherit;">no</em> impact to the Condensed Consolidated Statement of Operations as a result of these capitalized interest transactions.</i></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top"><span style="border-left: none; border-right: none;"><i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note <em style="font: inherit;"><span>18</span>.</em> There was <em style="font: inherit;">no</em> impact to the Condensed Consolidated Statement of Operations resulting therefrom</i>.</span></td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top"><i style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="border-left: none; border-right: none;">Capitalized interest amounts are shown gross before allocating a portion of impairments, if any, to capitalized interest.</span></i></td>
</tr>
</table></td></tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest acquired from unconsolidated joint ventures during period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest contributed to unconsolidated joint ventures during period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest cost which does not qualify for interest capitalization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryExpenseNotEligibleForCapitalization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInventoryCapitalizedInterestCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest costs that were capitalized to properties under development during the land development and construction period of a project, and which are included in inventory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateInventoryCapitalizedInterestCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest cost charged to cost of sales that had been previously capitalized to inventory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateInventoryCapitalizedInterestCostsCostOfSales1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateInventoryCapitalizedInterestCostsIncurred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest capitalized to an operative builder's inventory during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateInventoryCapitalizedInterestCostsIncurred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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</body>
</html>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Reduction of Inventory to Fair Value (Details Textual)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($) </div>
<div>Number </div>
<div>Item</div>
</th>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($) </div>
<div>Item </div>
<div>Number</div>
</th>
<th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($) </div>
<div>Item </div>
<div>Number</div>
</th>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($) </div>
<div>Item </div>
<div>Number</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Impairment of Real Estate</a></td>
<td class="nump">$ 7.6<span></span>
</td>
<td class="nump">$ 2.7<span></span>
</td>
<td class="nump">$ 8.8<span></span>
</td>
<td class="nump">$ 2.7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesEvaluatedForImpairment', window );">Number of Communities Evaluated for Impairment | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">452<span></span>
</td>
<td class="nump">448<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Impairment of Real Estate</a></td>
<td class="nump">7.6<span></span>
</td>
<td class="nump">2.7<span></span>
</td>
<td class="nump">$ 8.8<span></span>
</td>
<td class="nump">$ 2.7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LandOptionWriteOffs', window );">Land Option Write Offs</a></td>
<td class="nump">$ 8.4<span></span>
</td>
<td class="nump">$ 0.4<span></span>
</td>
<td class="nump">$ 11.3<span></span>
</td>
<td class="nump">$ 0.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfWalkAwayLots', window );">Number of Walk Away Lots | Item</a></td>
<td class="nump">4,059<span></span>
</td>
<td class="nump">1,277<span></span>
</td>
<td class="nump">8,956<span></span>
</td>
<td class="nump">2,547<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CarryingValueOfCommunitiesTestedForImpairment', window );">Carrying Value of Communities Tested for Impairment</a></td>
<td class="nump">$ 35.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 41.3<span></span>
</td>
<td class="nump">$ 15.2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Northeast [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations', window );">Number of Communities Performed Detailed Impairment Calculations | Number</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | West [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations', window );">Number of Communities Performed Detailed Impairment Calculations | Number</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Model Sale Leaseback Financing Arrangements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryRealEstateOtherOptions', window );">Inventory Real Estate, Other Options</a></td>
<td class="nump">$ 65.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 65.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 46.1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesFromInventoryRealEstateNotOwned', window );">Liabilities from Inventory Real Estate Not Owned</a></td>
<td class="nump">68.7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">68.7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">46.2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Land Banking Arrangement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RealEstateLineItems', window );"><strong>Real Estate [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InventoryRealEstateOtherOptions', window );">Inventory Real Estate, Other Options</a></td>
<td class="nump">263.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">263.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">164.9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LiabilitiesFromInventoryRealEstateNotOwned', window );">Liabilities from Inventory Real Estate Not Owned</a></td>
<td class="nump">$ 167.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 167.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 94.1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CarryingValueOfCommunitiesTestedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying value of communities for which detailed impairment calculatons were performed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CarryingValueOfCommunitiesTestedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InventoryRealEstateOtherOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Inventory not owned required to be recorded as a financing in accordance with current accounting standards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InventoryRealEstateOtherOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LandOptionWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to write off costs associated with land options that were terminated.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LandOptionWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LiabilitiesFromInventoryRealEstateNotOwned">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Includes the liabilities for the inventory for which we do not have title related to the remaining exercise price of land and lot option purchases contracts; variable interest entities when we are the primary beneficiary; and model sale leaseback financing arrangements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LiabilitiesFromInventoryRealEstateNotOwned</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfCommunitiesEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of communities evaluated for impairment during the period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfCommunitiesEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of communities for which detailed impairment calculations were performed during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfWalkAwayLots">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of lots under option that the Company walked-away from during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfWalkAwayLots</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairmentOfRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairmentOfRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 976<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477332/976-310-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_NortheastMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_NortheastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=hov_WestMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=hov_WestMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=hov_ModelSaleLeasebackFinancingArrangementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=hov_ModelSaleLeasebackFinancingArrangementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=hov_LandBankingArrangementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=hov_LandBankingArrangementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 5 - Variable Interest Entities (Details Textual) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Variable Interest Entities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities', window );">Deposits Associated with Land and Lot Options of Unconsolidated Variable Interest Entities</a></td>
<td class="nump">$ 312.1<span></span>
</td>
<td class="nump">$ 264.8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities', window );">Purchase Price Associated with Land and Lot Options of Unconsolidated Variable Interest Entities</a></td>
<td class="nump">$ 3,400.0<span></span>
</td>
<td class="nump">$ 3,000.0<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and letter of credit deposits associated with land and lot options of unconsolidated variable interest entities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Purchase price associated with land and lot options of unconsolidated variable interest entities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 6 - Warranty Costs (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GeneralLiabilityInsuranceDeductible', window );">General Liability Insurance Deductible</a></td>
<td class="nump">$ 30,000<span></span>
</td>
<td class="nump">$ 30,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceDeductible', window );">Bodily Injury Insurance Deductible</a></td>
<td class="nump">250<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceDeductibleForActionOverClaims', window );">Bodily Injury Insurance Deductible for Action Over Claims</a></td>
<td class="nump">500<span></span>
</td>
<td class="nump">500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_BodilyInjuryInsuranceLimit', window );">Bodily Injury Insurance Limit</a></td>
<td class="nump">$ 30,000<span></span>
</td>
<td class="nump">$ 30,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_BodilyInjuryInsuranceDeductible">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Annual deductible for bodily injury claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_BodilyInjuryInsuranceDeductible</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_BodilyInjuryInsuranceDeductibleForActionOverClaims">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The annual deductible amount for bodily injury claims for action over claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_BodilyInjuryInsuranceDeductibleForActionOverClaims</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_BodilyInjuryInsuranceLimit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The limit on our deductible for bodily injury claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_BodilyInjuryInsuranceLimit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GeneralLiabilityInsuranceDeductible">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Annual deductible under our general liability insurance per occurrence for construction defects and warranty claims on homes delivered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GeneralLiabilityInsuranceDeductible</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyLiabilityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyLiabilityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Warranty Costs - Warranty and General Liability Reserve (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrual', window );">Balance, beginning of period</a></td>
<td class="nump">$ 91,800<span></span>
</td>
<td class="nump">$ 85,177<span></span>
</td>
<td class="nump">$ 89,391<span></span>
</td>
<td class="nump">$ 98,919<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrualPayments', window );">Charges incurred during the period</a></td>
<td class="num">(2,417)<span></span>
</td>
<td class="num">(2,546)<span></span>
</td>
<td class="num">(8,772)<span></span>
</td>
<td class="num">(28,139)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrualPreexistingIncreaseDecrease', window );">Changes to pre-existing reserves</a></td>
<td class="nump">1,955<span></span>
</td>
<td class="nump">418<span></span>
</td>
<td class="nump">1,407<span></span>
</td>
<td class="nump">2,831<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrual', window );">Balance, end of period</a></td>
<td class="nump">96,450<span></span>
</td>
<td class="nump">88,098<span></span>
</td>
<td class="nump">96,450<span></span>
</td>
<td class="nump">88,098<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeStatementLocationAxis=us-gaap_SellingGeneralAndAdministrativeExpensesMember', window );">Selling, General and Administrative Expenses [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrualWarrantiesIssued', window );">Additions</a></td>
<td class="nump">2,818<span></span>
</td>
<td class="nump">2,262<span></span>
</td>
<td class="nump">7,912<span></span>
</td>
<td class="nump">6,850<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeStatementLocationAxis=us-gaap_CostOfSalesMember', window );">Cost of Sales [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyLiabilityLineItems', window );"><strong>Product Warranty Liability [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProductWarrantyAccrualWarrantiesIssued', window );">Additions</a></td>
<td class="nump">$ 2,294<span></span>
</td>
<td class="nump">$ 2,787<span></span>
</td>
<td class="nump">$ 6,512<span></span>
</td>
<td class="nump">$ 7,637<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyAccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of obligations incurred through that date and payable for estimated claims under standard and extended warranty protection rights granted to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-4<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(5)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyAccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyAccrualPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of decrease in the standard and extended product warranty accrual from payments made in cash or in kind to satisfy claims under the terms of the standard and extended product warranty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyAccrualPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyAccrualPreexistingIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the standard and extended product warranty accrual from changes in estimates attributable to preexisting product warranties.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyAccrualPreexistingIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyAccrualWarrantiesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in the standard and extended product warranty accrual from warranties issued.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyAccrualWarrantiesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProductWarrantyLiabilityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProductWarrantyLiabilityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=us-gaap_SellingGeneralAndAdministrativeExpensesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=us-gaap_SellingGeneralAndAdministrativeExpensesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=us-gaap_CostOfSalesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=us-gaap_CostOfSalesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
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</DOCUMENT>
<DOCUMENT>
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<html>
<head>
<title></title>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Commitments and Contingent Liabilities (Details Textual)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($)</div>
</th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_LitigationCaseAxis=hov_SpillFundLawsuitMember', window );">Spill Fund Lawsuit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LossContingencyDamagesSoughtValue', window );">Loss Contingency, Damages Sought, Value</a></td>
<td class="nump">$ 5.3<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingenciesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 275<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-9<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-9<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 720<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483359/720-20-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 27<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482395/460-10-55-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-9<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-4<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482425/460-10-50-3<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingenciesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingencyDamagesSoughtValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The value (monetary amount) of the award the plaintiff seeks in the legal matter.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483076/450-20-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LossContingencyDamagesSoughtValue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_LitigationCaseAxis=hov_SpillFundLawsuitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_LitigationCaseAxis=hov_SpillFundLawsuitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Cash Equivalents, Restricted Cash and Customer's Deposits (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashEquivalentsAtCarryingValue', window );">Cash Equivalents, at Carrying Value</a></td>
<td class="nump">$ 12,500<span></span>
</td>
<td class="nump">$ 13,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">12,155<span></span>
</td>
<td class="nump">7,900<span></span>
</td>
<td class="nump">$ 9,615<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">30,839<span></span>
</td>
<td class="nump">42,300<span></span>
</td>
<td class="nump">$ 46,373<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member] | Customer Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">27,000<span></span>
</td>
<td class="nump">39,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member] | Mortgage Warehouse Lines of Credit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsLineItems', window );"><strong>Cash and Cash Equivalents [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash and Cash Equivalents</a></td>
<td class="nump">$ 3,800<span></span>
</td>
<td class="nump">$ 3,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalent restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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</tr>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis=hov_CustomerDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis=hov_CustomerDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis=hov_MortgageWarehouseLinesOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis=hov_MortgageWarehouseLinesOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Leases (Details Textual)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr><th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList', window );">Operating Lease, Right-of-Use Asset, Statement of Financial Position</a></td>
<td class="text">Prepaid expenses and other assets<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList', window );">Operating Lease, Liability, Statement of Financial Position</a></td>
<td class="text">Accounts payable and other liabilities<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingLeaseLiability', window );">Increase (Decrease) in Operating Lease Liability</a></td>
<td class="nump">$ 8.3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LesseeOperatingLeaseLeaseNotYetCommenced', window );">Lessee, Operating Lease, Lease Not Yet Commenced</a></td>
<td class="nump">11.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=hov_NortheastMember', window );">Northeast [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingLeaseLiability', window );">Increase (Decrease) in Operating Lease Liability</a></td>
<td class="nump">$ 7.7<span></span>
</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating leases not yet commenced.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LesseeOperatingLeaseLeaseNotYetCommenced</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in obligation for operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(1)<br> -SubTopic 20<br> -Topic 842<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingLeaseLiability</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeDisclosureAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of financial position that includes operating lease liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of financial position that includes operating lease right-of-use asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Leases - Lease Cost (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseExpense', window );">Operating lease costs</a></td>
<td class="nump">$ 2,876<span></span>
</td>
<td class="nump">$ 2,743<span></span>
</td>
<td class="nump">$ 8,708<span></span>
</td>
<td class="nump">$ 8,131<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeasePayments', window );">Cash payments on lease liabilities</a></td>
<td class="nump">2,520<span></span>
</td>
<td class="nump">$ 2,224<span></span>
</td>
<td class="nump">8,092<span></span>
</td>
<td class="nump">$ 6,604<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAsset', window );">ROU assets</a></td>
<td class="nump">22,654<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22,654<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 28,765<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Lease liabilities</a></td>
<td class="nump">$ 25,874<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 25,874<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 30,868<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1', window );">Weighted-average remaining lease term (in years) (Year)</a></td>
<td class="text">3 years 7 months 6 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">3 years 7 months 6 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">4 years 7 months 6 days<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent', window );">Weighted-average discount rate</a></td>
<td class="nump">10.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.30%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeDisclosureAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating lease expense. Excludes sublease income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 4<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseExpense</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasePayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow from operating lease, excluding payments to bring another asset to condition and location necessary for its intended use.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasePayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseRightOfUseAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's right to use underlying asset under operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseRightOfUseAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average discount rate for operating lease calculated at point in time.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 53<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479589/842-20-55-53<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 53<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479589/842-20-55-53<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 9 - Leases - Maturities of Operating Lease Liabilities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeDisclosureAbstract', window );"><strong>Leases</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear', window );">2025 (excluding the nine months ended July 31, 2025)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,501<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths', window );">2026</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,356<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo', window );">2027</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,155<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree', window );">2028</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour', window );">2029</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,022<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour', window );">2030 and thereafter</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,109<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue', window );">Total operating lease payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">31,043<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount', window );">Less: imputed interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,169)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Present value of operating lease liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 25,874<span></span>
</td>
<td class="nump">$ 30,868<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Lease payments include options to extend lease terms that are reasonably certain of being executed and exclude $11.5 million of legally binding minimum lease payments for office leases signed but not yet commenced as of <span class="Linked" id="fs_7LV0G6A3TS00000000000000000000FM">July 31, 2025</span>. The related ROU assets and operating lease liabilities are not reflected on the Company's Condensed Consolidated Balance Sheets.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease due after fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease having initial or remaining lease term in excess of one year to be paid in remainder of current fiscal year.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 10 - Mortgage Loans Held for Sale (Details Textual)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($) </div>
<div>Number</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($) </div>
<div>Number</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems', window );"><strong>Mortgage Loans Held for Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfLoansReservedFor', window );">Number of Loans Reserved For | Number</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember', window );">Collateralized Debt Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems', window );"><strong>Mortgage Loans Held for Sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Mortgages held for sale, pledged | $</a></td>
<td class="nump">$ 128.9<span></span>
</td>
<td class="nump">$ 145.7<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfLoansReservedFor">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of mortgage loans for which specific reserves exist as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfLoansReservedFor</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCollateralAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets pledged to secure a debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCollateralAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesBorrowedAllowanceForCreditLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Mortgage Loans Held for Sale - Loan Origination Reserves (Details) - Collateralized Debt Obligations [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossRollForward', window );"><strong>Loan origination reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1', window );">Loan origination reserves, beginning of period</a></td>
<td class="nump">$ 2,738<span></span>
</td>
<td class="nump">$ 2,034<span></span>
</td>
<td class="nump">$ 2,520<span></span>
</td>
<td class="nump">$ 2,013<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedCreditLossExpenseReversal', window );">Provisions for estimated losses during the period</a></td>
<td class="nump">195<span></span>
</td>
<td class="nump">216<span></span>
</td>
<td class="nump">452<span></span>
</td>
<td class="nump">629<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossPeriodIncreaseDecrease', window );">Payments/settlements</a></td>
<td class="num">(44)<span></span>
</td>
<td class="num">(156)<span></span>
</td>
<td class="num">(83)<span></span>
</td>
<td class="num">(548)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1', window );">Loan origination reserves, end of period</a></td>
<td class="nump">$ 2,889<span></span>
</td>
<td class="nump">$ 2,094<span></span>
</td>
<td class="nump">$ 2,889<span></span>
</td>
<td class="nump">$ 2,094<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of mortgage loan within investment in mortgage loan on real estate by entity with substantial portion of business acquiring and holding investment real estate or interest in real estate, written down.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 948<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478322/948-310-S50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 948<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-29(Column G)(Footnote 7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479628/948-310-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageLoansOnRealEstateWritedownOrReserveAmount1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in allowance for credit loss on securities borrowed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesBorrowedAllowanceForCreditLossPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesBorrowedAllowanceForCreditLossRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesBorrowedAllowanceForCreditLossRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesBorrowedCreditLossExpenseReversal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense (reversal of expense) for expected credit loss on securities borrowed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476148/220-40-50-22<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesBorrowedCreditLossExpenseReversal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CollateralizedDebtObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Mortgages (Details Textual) - USD ($)<br></strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">9 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jun. 06, 2025</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember', window );">JP Morgan Chase Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WarehouseAgreementBorrowings', window );">Warehouse Agreement Borrowings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 9,000,000<span></span>
</td>
<td class="nump">$ 7,300,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember', window );">JP Morgan Chase Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember', window );">JP Morgan Chase Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember', window );">Customers Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 100,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WarehouseAgreementBorrowings', window );">Warehouse Agreement Borrowings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 55,500,000<span></span>
</td>
<td class="nump">78,600,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember', window );">Customers Bank [Member] | Bloomberg Short-term Bank Yield Index ("BSBY") rate or SOFR | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.125%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember', window );">Customers Bank [Member] | Bloomberg Short-term Bank Yield Index ("BSBY") rate or SOFR | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_HinsdaleBankAndTrustCompanyNAMember', window );">Hinsdale Bank &amp; Trust Company, N.A. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WarehouseAgreementBorrowings', window );">Warehouse Agreement Borrowings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 45,500,000<span></span>
</td>
<td class="nump">45,500,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_HinsdaleBankAndTrustCompanyNAMember', window );">Hinsdale Bank &amp; Trust Company, N.A. [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentVariableRateBasisFloorRate', window );">Debt Instrument Variable Rate Basis Floor Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_PlainsCapitalBankMember', window );">Plains Capital&#160;Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="nump">$ 75,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WarehouseAgreementBorrowings', window );">Warehouse Agreement Borrowings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_PlainsCapitalBankMember', window );">Plains Capital&#160;Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentVariableRateBasisFloorRate', window );">Debt Instrument Variable Rate Basis Floor Rate</a></td>
<td class="nump">5.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_PlainsCapitalBankMember', window );">Plains Capital&#160;Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="nump">2.125%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=hov_PlainsCapitalBankMember', window );">Plains Capital&#160;Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Debt Instrument, Basis Spread on Variable Rate</a></td>
<td class="nump">9.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_NonrecourseMortgagesSecuredByInventoryMember', window );">Nonrecourse Mortgages Secured By Inventory [Member] | Mortgages [Member] | Home Building [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebt', window );">Secured Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">53,500,000<span></span>
</td>
<td class="nump">90,700,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 123,800,000<span></span>
</td>
<td class="nump">$ 249,700,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtWeightedAverageInterestRate', window );">Debt, Weighted Average Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.10%<span></span>
</td>
<td class="nump">8.70%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DebtInstrumentVariableRateBasisFloorRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Debt instrument variable rate basis floor rat</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DebtInstrumentVariableRateBasisFloorRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCollateralAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets pledged to secure a debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCollateralAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-8A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting 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-Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br><br>Reference 30: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 31: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate of debt outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuredDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuredDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WarehouseAgreementBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of the outstanding short-term borrowings under a revolving line of credit used by mortgage bankers to finance the origination or purchase of loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(13))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WarehouseAgreementBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityAxis=hov_JPMorganChaseBankMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityAxis=hov_CustomersBankMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableRateAxis=hov_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=hov_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAxis=hov_HinsdaleBankAndTrustCompanyNAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityAxis=hov_HinsdaleBankAndTrustCompanyNAMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAxis=hov_PlainsCapitalBankMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityAxis=hov_PlainsCapitalBankMember</td>
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<tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_NonrecourseMortgagesSecuredByInventoryMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=us-gaap_MortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=us-gaap_MortgagesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Senior Notes and Credit Facilities (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Apr. 30, 2025</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Repayments of Senior Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 26,588<span></span>
</td>
<td class="nump">$ 145,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (Loss) on Extinguishment of Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">399<span></span>
</td>
<td class="nump">$ 1,371<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditFacilityAxis=hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember', window );">Stand-alone Cash Collateralized Letter of Credit Agreements and Facilities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LettersOfCreditOutstandingAmount', window );">Letters of Credit Outstanding, Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember', window );">The Secured Credit Facility, the New Secured Notes, and the Second Lien Notes [Member] | Cash and Cash Equivalents Collateral [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">156,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">156,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember', window );">The Secured Credit Facility, the New Secured Notes, and the Second Lien Notes [Member] | Restricted Cash [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember', window );">The Secured Credit Facility, the New Secured Notes, and the Second Lien Notes [Member] | Real Property [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">738,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">738,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember', window );">The Secured Credit Facility, the New Secured Notes, and the Second Lien Notes [Member] | Equity Interests in Joint Venture Holding Companies Collateral [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCollateralAmount', window );">Debt Instrument, Collateral Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">216,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 216,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jun. 30,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Line of Credit Facility, Maximum Borrowing Capacity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 125,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 125,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityUnusedCommitmentFeeRate', window );">Line of Credit Facility, Unused Commitment Fee Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityApplicableMargin', window );">Line of Credit Facility, Applicable Margin</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Base Rate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityApplicableMargin', window );">Line of Credit Facility, Applicable Margin</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member] | Alternate Base Rate Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityVariableRateFloor', window );">Line of Credit Facility, Variable Rate Floor</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_LineOfCreditFacilityApplicableMargin', window );">Line of Credit Facility, Applicable Margin</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member', window );">Senior Secured 1.75 Lien Term Loan Credit Facility Due January 31, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member', window );">Senior Secured 1.75 Lien Term Loan Credit Facility Due January 31, 2028 [Member] | After November 15, 2023 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_DebtInstrumentRedeemedFaceAmount', window );">Debt Instrument, Redeemed, Face Amount</a></td>
<td class="nump">$ 26,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSeniorDebt', window );">Repayments of Senior Debt</a></td>
<td class="nump">$ 27,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (Loss) on Extinguishment of Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member] | Debt Instrument, Redemption, Period One [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member', window );">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member] | Senior Secured Term Loan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member', window );">The 10.0% Senior Secured 1.75 Lien Notes due 2025 [Member] | Senior Secured Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Term Loan [Member] | Exchange Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">102.9375%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Redemption With Net Cash Proceeds From Certain Equity Offerings Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">111.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Redeemable Prior to March 30, 2026 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed', window );">Debt Instrument, Redemption Price, Percentage of Principal Amount Redeemed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Principal Commencing March 30, 2026 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">105.875%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member] | Redeemable Prior to September 30, 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed', window );">Debt Instrument, Redemption Price, Percentage of Principal Amount Redeemed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2025 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">104.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2026 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">102.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member] | Principal Commencing September 30, 2027 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member] | Redemption With Net Cash Proceeds From Certain Equity Offerings Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Debt Instrument, Redemption Price, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">108.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_DebtInstrumentRedeemedFaceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of the original debt instrument that was redeemed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_DebtInstrumentRedeemedFaceAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LineOfCreditFacilityApplicableMargin">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of margin on the variable rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LineOfCreditFacilityApplicableMargin</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LineOfCreditFacilityUnusedCommitmentFeeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage rate of unused commitment fee in line of credit facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LineOfCreditFacilityUnusedCommitmentFeeRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LineOfCreditFacilityVariableRateFloor">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the variable rate floor under the line of credit facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LineOfCreditFacilityVariableRateFloor</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCollateralAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets pledged to secure a debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCollateralAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-8A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting 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-Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br><br>Reference 30: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 31: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionPricePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage price of original principal amount of debt at which debt can be redeemed by the issuer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPricePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of principal amount of debt redeemed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LettersOfCreditOutstandingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total amount of the contingent obligation under letters of credit outstanding as of the reporting date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477548/944-605-55-15<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477548/944-605-55-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LettersOfCreditOutstandingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfSeniorDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for a long-term debt where the holder has highest claim on the entity's asset in case of bankruptcy or liquidation during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfSeniorDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CreditFacilityAxis=hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember</td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hov_CashAndCashEquivalentsCollateralMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hov_RestrictedCashMember</td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hov_RealPropertyMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hov_EquityInterestsInJointVentureHoldingCompaniesCollateralMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_SeniorSecuredRevolvingCreditFacilityMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableRateAxis=us-gaap_BaseRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=us-gaap_BaseRateMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_AlternateBaseRateMember</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member</td>
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<td><strong> Data Type:</strong></td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPeriodAxis=hov_AfterNovember152023Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionPeriodAxis=us-gaap_DebtInstrumentRedemptionPeriodOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPeriodAxis=us-gaap_DebtInstrumentRedemptionPeriodOneMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienNotesDue2025Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_AgreementAxis=hov_ExchangeAgreementsMember</td>
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<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember</td>
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<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member</td>
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<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPeriodAxis=hov_PrincipalCommencingSeptember302027Member</td>
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<td><strong> Data Type:</strong></td>
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<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPeriodAxis=hov_RedeemablePriorToMarch302026Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPeriodAxis=hov_PrincipalCommencingMarch302026Member</td>
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<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPeriodAxis=hov_PrincipalCommencingSeptember302028Member</td>
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<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionPeriodAxis=hov_RedeemablePriorToSeptember302025Member">
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<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPeriodAxis=hov_RedeemablePriorToSeptember302025Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionPeriodAxis=hov_PrincipalCommencingSeptember302025Member">
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<tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>76
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Senior Notes and Credit Facilities - Senior Notes and Credit Facilities Balances (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 854,968<span></span>
</td>
<td class="nump">$ 881,556<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet', window );">Net premiums (discounts)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,141<span></span>
</td>
<td class="nump">17,340<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredFinanceCostsNet', window );">Unamortized debt issuance costs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,187)<span></span>
</td>
<td class="num">(2,678)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">861,922<span></span>
</td>
<td class="nump">896,218<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">655,000<span></span>
</td>
<td class="nump">655,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember', window );">Unsecured Senior Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24,968<span></span>
</td>
<td class="nump">51,556<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember', window );">Senior Secured Revolving Credit Facility [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">26,588<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24,968<span></span>
</td>
<td class="nump">24,968<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member', window );">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member] | Senior Secured Term Loan [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">175,000<span></span>
</td>
<td class="nump">175,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">225,000<span></span>
</td>
<td class="nump">225,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Subtotal senior notes and credit facilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 430,000<span></span>
</td>
<td class="nump">$ 430,000<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="border-right: none; border-left: none;"><span style="border-right: none; border-left: none;"><span style="line-height: inherit;"><i><span style="line-height: inherit;">At <i></i></span></i><i><span style="border-left: none; border-right: none;"><span class="Linked" id="fs_513PMW4ZM800000000000000000000FM">July 31, 2025</span></span></i><i>, provides for up to $<i></i></i><i>125.0<i></i></i></span><i><span style="line-height: inherit;"> million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian&#8217;s option, at either (i) a term SOFR (subject to a floor of </span></i><i><span style="line-height: inherit;">3.00</span></i><i><span style="line-height: inherit;">%) plus an applicable margin of </span></i><i><span style="line-height: inherit;">4.50</span></i><i><span style="line-height: inherit;">% or (ii) an alternate base rate (subject to a floor of </span></i><i><span style="line-height: inherit;">4.00</span></i><i><span style="line-height: inherit;">%) plus an applicable margin of </span></i><i><span style="line-height: inherit;">3.50</span></i><i><span style="line-height: inherit;">%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of </span></i><i><span style="line-height: inherit;">1.00</span></i><i><span style="line-height: inherit;">% per annum.</span></i></span></span></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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-Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br><br>Reference 30: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 31: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after accumulated amortization, of debt discount (premium).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-1A<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after accumulated amortization, of debt issuance costs. Includes, but is not limited to, legal, accounting, underwriting, printing, and registration costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-1A<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredFinanceCostsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredRevolvingCreditFacilityMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Senior Notes and Credit Facilities - Senior Notes and Credit Facilities Balances (Details) (Parentheticals)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">13.50%<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2026<span></span>
</td>
<td class="text">Feb.  01,  2026<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member', window );">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member] | Senior Secured Term Loan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
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<td class="nump">11.75%<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Sep. 30,  2029<span></span>
</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes Due 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<tr>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
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<td>xbrli:dateItemType</td>
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<tr>
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<td>na</td>
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<td>duration</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDue2028Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Per Share Calculation (Details Textual) - shares<br> shares in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems', window );"><strong>Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
<TYPE>XML
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<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Per Share Calculation - Basic and Diluted Earnings Per Share (Details) - USD ($)<br> $ / shares in Units, shares in Thousands, $ in Thousands</strong></div></th>
<th class="th" colspan="6">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Apr. 30, 2025</div></th>
<th class="th"><div>Jan. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Apr. 30, 2024</div></th>
<th class="th"><div>Jan. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Per Share Calculation</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">$ 16,615<span></span>
</td>
<td class="nump">$ 19,726<span></span>
</td>
<td class="nump">$ 28,191<span></span>
</td>
<td class="nump">$ 72,919<span></span>
</td>
<td class="nump">$ 50,836<span></span>
</td>
<td class="nump">$ 23,904<span></span>
</td>
<td class="nump">$ 64,532<span></span>
</td>
<td class="nump">$ 147,659<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Less: preferred stock dividends</a></td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,669)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(8,007)<span></span>
</td>
<td class="num">(8,007)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic', window );">Less: undistributed earnings allocated to participating securities</a></td>
<td class="num">(233)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,548)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,428)<span></span>
</td>
<td class="num">(4,660)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Numerator for basic earnings per share</a></td>
<td class="nump">13,713<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">68,702<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">55,097<span></span>
</td>
<td class="nump">134,992<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UndistributedEarningsDiluted', window );">Plus: undistributed earnings allocated to participating securities</a></td>
<td class="nump">233<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,548<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,428<span></span>
</td>
<td class="nump">4,660<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted', window );">Less: undistributed earnings reallocated to participating securities</a></td>
<td class="num">(234)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,556)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,435)<span></span>
</td>
<td class="num">(4,698)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted', window );">Numerator for diluted earnings per share</a></td>
<td class="nump">$ 13,712<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 68,694<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 55,090<span></span>
</td>
<td class="nump">$ 134,954<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Denominator for basic earnings per share &#8211; weighted average shares outstanding (in shares)</a></td>
<td class="nump">6,399<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,474<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,442<span></span>
</td>
<td class="nump">6,476<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Stock-based payments (in shares)</a></td>
<td class="nump">488<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">574<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">494<span></span>
</td>
<td class="nump">572<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Denominator for diluted earnings per share &#8211; weighted-average shares outstanding (in shares)</a></td>
<td class="nump">6,887<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,048<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,936<span></span>
</td>
<td class="nump">7,048<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per share (in dollars per share)</a></td>
<td class="nump">$ 2.14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 10.61<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 8.55<span></span>
</td>
<td class="nump">$ 20.85<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per share (in dollars per share)</a></td>
<td class="nump">$ 1.99<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 9.75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7.94<span></span>
</td>
<td class="nump">$ 19.15<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477787/942-405-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 4: 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480454/718-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-22<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 23<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-28A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities, and addition from assumption of issuance of common shares for dilutive potential common shares; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SAB Topic 6.B)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-5<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-16<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478671/942-235-S50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The earnings that is allocated to common stock and participating securities to the extent that each security may share in earnings as if all of the earnings for the period had been distributed. Includes the adjustments resulting from the assumption that dilutive securities were converted, options or warrants were exercised, or that other shares were issued upon the satisfaction of certain conditions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UndistributedEarningsDiluted</td>
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<td>xbrli:monetaryItemType</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of undistributed earnings (loss) allocated to participating securities for the basic earnings (loss) per share or per unit calculation under the two-class method.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of undistributed earnings (loss) allocated to participating securities for the diluted earnings (loss) per share or per unit calculation under the two-class method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 65<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-65<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 66<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-66<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Preferred Stock (Details Textual) - USD ($)<br> $ / shares in Units, $ in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jul. 12, 2005</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred Stock, Shares Issued, Total (in shares)</a></td>
<td class="text">&#160;<span></span>
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<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,600<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Payments of Dividends</a></td>
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<td class="nump">$ 2.7<span></span>
</td>
<td class="nump">$ 2.7<span></span>
</td>
<td class="nump">$ 8.0<span></span>
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<td class="nump">$ 8.0<span></span>
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<td class="text">&#160;<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_PreferredClassAMember', window );">Preferred Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred Stock, Shares Issued, Total (in shares)</a></td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred Stock, Dividend Rate, Percentage</a></td>
<td class="nump">7.625%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred Stock, Liquidation Preference Per Share (in dollars per share)</a></td>
<td class="nump">$ 25,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare', window );">Preferred Stock, Depositary Shares, Number of Shares of Preferred Stock in Each Depositary Share (in shares)</a></td>
<td class="nump">0.001<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the number of shares of preferred stock represented by each depositary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfStockLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ClassOfStockLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage rate used to calculate dividend payments on preferred stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.12-12A(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-12(Column A)(Footnote 4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-12B(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendRatePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-3<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-4<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreference</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued for nonredeemable preferred shares and preferred shares redeemable solely at option of issuer. Includes, but is not limited to, preferred shares issued, repurchased, and held as treasury shares. Excludes preferred shares classified as debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_PreferredClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_PreferredClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
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<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Common Stock (Details Textual)<br> $ / shares in Units, $ in Millions</strong></div></th>
<th class="th" colspan="2">9 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Apr. 11, 2025 </div>
<div>USD ($)</div>
</th>
<th class="th"><div>Jan. 11, 2018</div></th>
<th class="th"><div>Aug. 15, 2008</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB', window );">Common Stock Dividends Percent of Increase from Class A to Class B</a></td>
<td class="nump">110.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ConversionOfStockFromClassBToClassAConversionRatio', window );">Conversion of Stock From Class B to Class A Conversion Ratio</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholderOwnershipPercentageOfIncrease', window );">Shareholder Ownership Percentage of Increase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholderOwnershipPercentage', window );">Shareholder Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CommonStockVotingRightsVotesPerShareNumber', window );">Common Stock Voting Rights Votes per Share Number</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholderOwnershipPercentage', window );">Shareholder Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfRights', window );">Number of Rights</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholdersPreExistingOwnershipPercentage', window );">Shareholders Pre Existing Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholdersCurrentOwnershipPercentage', window );">Shareholders Current Ownership Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholdersOwnershipPercentageOnTransfers', window );">Shareholders Ownership Percentage on Transfers</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ShareholdersOwnershipPercentageThreshold', window );">Shareholders Ownership Percentage Threshold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StockRepurchaseProgramAuthorizedAmount1', window );">Stock Repurchase Program, Authorized Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 30.6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_CommonStockVotingRightsVotesPerShareNumber', window );">Common Stock Voting Rights Votes per Share Number</a></td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=hov_CommonStockOutstandingMember', window );">Common Stock Outstanding [Member] | Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ClassOfStockLineItems', window );"><strong>Class of Stock [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury Stock, Shares, Acquired (in shares) | shares</a></td>
<td class="nump">257,908<span></span>
</td>
<td class="nump">188,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Treasury Stock, Value, Acquired, Cost Method</a></td>
<td class="nump">$ 30.1<span></span>
</td>
<td class="nump">$ 26.5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockAcquiredAverageCostPerShare', window );">Treasury Stock Acquired, Average Cost Per Share (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 116.7<span></span>
</td>
<td class="nump">$ 140.31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased', window );">Stock Repurchase Program, Remaining Amount of Shares Authorized to be Repurchased</a></td>
<td class="nump">$ 26.4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of the corresponding regular cash dividend payable on a share of Class A Common Stock to the amount of any regular cash dividend payable on a share of Classs B Common Stock</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CommonStockDividendsPercentOfIncreaseFromClassAToClassB</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_CommonStockVotingRightsVotesPerShareNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represent the number of votes per share of common stock</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_CommonStockVotingRightsVotesPerShareNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ConversionOfStockFromClassBToClassAConversionRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the ratio at which Class B stock must be converted to Class A stock, should such conversion occur.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ConversionOfStockFromClassBToClassAConversionRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of rights which, under the company's shareholder rights plan, was distributed for each share of Class A Common Stock and Class B Common Stock outstanding at the close of business on August 15, 2008.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholderOwnershipPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of ownership of shareholders for which if they increased their collevtive ownership of the aggregate amount of our outstanding shares by more than 50 percentage points over a defined period of time, under Section 382 of the Internal Revenue Code, would limit our ability to use NOLs and built-in losses if there was an "ownership change".</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholderOwnershipPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholderOwnershipPercentageOfIncrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of increase over a defined period of time of percentage of collective ownership of shareholders of 5% or more, which under Section 382 of the Internal Revenue Code would limit our ability to use NOLs and built-in losses if there was an "ownership change".</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholderOwnershipPercentageOfIncrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholdersCurrentOwnershipPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of common stock ownership of which current stockholders exceed, per the company's Certificate of Incorporation would trigger a restriction of any direct or indirect transfer if the effect of the transaction would be to increase the direct or indirect ownership of the company's stock by any person or public group over this percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholdersCurrentOwnershipPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholdersOwnershipPercentageOnTransfers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of common stock ownership which, per the company's Certificate of Incorporation would trigger a restriction of any direct or indirect transfer if the effect of the transaction would be to increase the direct or indirect ownership of the company's stock by any person or public group over this percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholdersOwnershipPercentageOnTransfers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholdersOwnershipPercentageThreshold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Threshold of percentage of ownership of common stock under the company's amended Certificate of Incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholdersOwnershipPercentageThreshold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ShareholdersPreExistingOwnershipPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of Class A Common Stock owned by stockholders prior to the amendment of the Company's Certificate of Incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ShareholdersPreExistingOwnershipPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents remaining amount of shares authorized to repurchased for stock repurchase program.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_StockRepurchaseProgramRemainingAmountOfSharesAuthorizedToBeRepurchased</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StockRepurchaseProgramAuthorizedAmount1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount authorized for purchase of share under share repurchase plan. Includes, but is not limited to, repurchase of stock and unit of ownership.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 505<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481520/505-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StockRepurchaseProgramAuthorizedAmount1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfStockLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-8A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 480<br> -SubTopic 10<br> -Name Accounting 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-URI https://asc.fasb.org/1943274/2147479886/946-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ClassOfStockLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockAcquiredAverageCostPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total cost of shares repurchased divided by the total number of shares repurchased.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockAcquiredAverageCostPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockSharesAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and are being held in treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
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<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember</td>
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<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=hov_CommonStockOutstandingMember</td>
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<tr>
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<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Income Taxes (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income Tax Expense (Benefit)</a></td>
<td class="nump">$ 7,187<span></span>
</td>
<td class="nump">$ 24,350<span></span>
</td>
<td class="nump">$ 25,663<span></span>
</td>
<td class="nump">$ 51,565<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-4<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-21<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 220<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476153/220-40-55-14<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-10<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482659/740-20-45-2<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Operating and Reporting Segments (Details Textual)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($) </div>
<div>Number</div>
</th>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($) </div>
<div>Segment </div>
<div>Number</div>
</th>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NumberOfStatesInWhichEntityOperates', window );">Number of States in which Entity Operates | Number</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Other interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 7,149<span></span>
</td>
<td class="nump">$ 6,262<span></span>
</td>
<td class="nump">$ 25,811<span></span>
</td>
<td class="nump">$ 25,682<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (Loss) on Extinguishment of Debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">399<span></span>
</td>
<td class="nump">1,371<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember', window );">Corporate, Non-Segment [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GeneralAndAdministrativeExpense', window );">General and Administrative Expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,000<span></span>
</td>
<td class="nump">38,400<span></span>
</td>
<td class="nump">97,200<span></span>
</td>
<td class="nump">108,100<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherNonoperatingIncomeExpense', window );">Other Nonoperating Income (Expense)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (1,900)<span></span>
</td>
<td class="nump">42,300<span></span>
</td>
<td class="nump">11,500<span></span>
</td>
<td class="nump">43,200<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain (Loss) on Extinguishment of Debt</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 400<span></span>
</td>
<td class="nump">$ 1,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember', window );">Corporate, Non-Segment [Member] | Qualifying Assets Not Exceeding Debt [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization', window );">Other interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NumberOfReportableSegments', window );">Number of Reportable Segments | Segment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="line-height: inherit; border-right: none; border-left: none;"><span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"><i>During the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_QAAZ7SFOEO00000000000000000000FM">three and nine</span> months ended <span class="Linked" id="fs_0E6D3KJLXS00000000000000000000FM">July 31, 2025</span></span>&#160;and <span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;">2024</span>, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does <span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;">not</span> qualify for capitalization and therefore is expensed as incurred. <i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">This component of other interest was $7.1&#160;million</i></i><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;and</span></span></span><span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="border-right: none; border-left: none;"> $</span><span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e">6.3 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the <span style="border-left: none; border-right: none;"><span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM">three months ended July 31, 2025</span> </span>and <span><span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs">2024</span></span>, respectively, and $25.8 million and</span><span> $</span><span>25.7 </span><span style="border-right: none; border-left: none;">million</span><span style="border-right: none; border-left: none;"> for the </span><span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM">nine months ended July 31, 2025</span><span style="border-right: none; border-left: none;"> and <span><span class="Linked" id="fs_YCZASVQAF400000000000000000000fs">2024</span></span>, respectively.</span></span></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_RealEstateInventoryExpenseNotEligibleForCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest cost which does not qualify for interest capitalization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_RealEstateInventoryExpenseNotEligibleForCapitalization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GeneralAndAdministrativeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate total of expenses of managing and administering the affairs of an entity, including affiliates of the reporting entity, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GeneralAndAdministrativeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfReportableSegments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-47<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 54<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-54<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-18<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfReportableSegments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfStatesInWhichEntityOperates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of states the entity operates in as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfStatesInWhichEntityOperates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNonoperatingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (expense) related to nonoperating activities, classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNonoperatingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NatureOfExpenseAxis=hov_QualifyingAssetsNotExceedingDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NatureOfExpenseAxis=hov_QualifyingAssetsNotExceedingDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Operating and Reporting Segments - Financial Information Relating to Segment Operations (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 800,583<span></span>
</td>
<td class="nump">$ 722,704<span></span>
</td>
<td class="nump">$ 2,160,677<span></span>
</td>
<td class="nump">$ 2,025,280<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,802<span></span>
</td>
<td class="nump">97,269<span></span>
</td>
<td class="nump">90,195<span></span>
</td>
<td class="nump">199,224<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=us-gaap_CorporateNonSegmentMember', window );">Corporate, Non-Segment [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">905<span></span>
</td>
<td class="nump">1,540<span></span>
</td>
<td class="nump">3,093<span></span>
</td>
<td class="nump">6,666<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(36,851)<span></span>
</td>
<td class="nump">9,279<span></span>
</td>
<td class="num">(85,273)<span></span>
</td>
<td class="num">(63,477)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">771,112<span></span>
</td>
<td class="nump">702,276<span></span>
</td>
<td class="nump">2,090,758<span></span>
</td>
<td class="nump">1,967,291<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,802<span></span>
</td>
<td class="nump">81,464<span></span>
</td>
<td class="nump">149,685<span></span>
</td>
<td class="nump">247,234<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Northeast [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">289,180<span></span>
</td>
<td class="nump">255,332<span></span>
</td>
<td class="nump">830,209<span></span>
</td>
<td class="nump">645,859<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">41,447<span></span>
</td>
<td class="nump">40,006<span></span>
</td>
<td class="nump">112,658<span></span>
</td>
<td class="nump">107,645<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Southeast [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">104,747<span></span>
</td>
<td class="nump">115,964<span></span>
</td>
<td class="nump">231,025<span></span>
</td>
<td class="nump">350,761<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,639<span></span>
</td>
<td class="nump">20,449<span></span>
</td>
<td class="nump">21,752<span></span>
</td>
<td class="nump">62,391<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | West [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">377,185<span></span>
</td>
<td class="nump">330,980<span></span>
</td>
<td class="nump">1,029,524<span></span>
</td>
<td class="nump">970,671<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6,284)<span></span>
</td>
<td class="nump">21,009<span></span>
</td>
<td class="nump">15,275<span></span>
</td>
<td class="nump">77,198<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member] | Operating Segments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,566<span></span>
</td>
<td class="nump">18,888<span></span>
</td>
<td class="nump">66,826<span></span>
</td>
<td class="nump">51,323<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 13,851<span></span>
</td>
<td class="nump">$ 6,526<span></span>
</td>
<td class="nump">$ 25,783<span></span>
</td>
<td class="nump">$ 15,467<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span class="ng-scope" id="c4e9a804-036f-4817-ac1d-4c7a8e9498a4" style="line-height: inherit;"><span style="border-left: none; border-right: none; line-height: inherit;">Corporate and unallocated for the <span class="Linked" id="fs_4EFQ12M7TS00000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2025</span>, included corporate general and administrative expenses of $35.0 million and $1.9 million of other net expenses.&#160;</span>Corporate and unallocated for the <span class="Linked" id="fs_CSO4Q2R1KG00000000000000000000FM" style="line-height: inherit;">nine months ended July 31, 2025</span>, included corporate general and administrative expenses of $97.2 million, $11.5 million of other income,&#160;<span style="line-height: inherit;">and $0.4 million of gain on extinguishment of debt.&#160;<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;">Corporate and unallocated for the<span style="line-height: inherit;">&#160;</span><span style="line-height: inherit;"><span class="Linked" id="fs_73SYZPVTC000000000000000000000FM" style="line-height: inherit;">three months ended July 31, 2024</span></span>, included corporate general and administrative expenses of $38.4<span style="line-height: inherit;">&#160;</span>million, a reduction in interest expense of $5.4<span style="line-height: inherit;">&#160;</span>million (a component of Other interest in our Condensed Consolidated Statements of Operations) and $42.3<span style="line-height: inherit;">&#160;</span>million of other income.</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>Corporate and unallocated for the<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; 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orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million,&#160;</span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;">$</span>43.2<span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"><span style="line-height: inherit;">&#160;</span>million of other income<span style="line-height: inherit;">&#160;</span></span><span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;">and $1.4<span style="line-height: inherit;">&#160;</span>million of gain on extinguishment of debt.</span>&#160;</span></span></td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Revenues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 17 - Operating and Reporting Segments - Financial Information Relating to Segment Financial Position (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">$ 2,629,352<span></span>
</td>
<td class="nump">$ 2,605,574<span></span>
</td>
</tr>
<tr class="rh">
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">479,111<span></span>
</td>
<td class="nump">552,159<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Operating Segments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">1,976,466<span></span>
</td>
<td class="nump">1,849,826<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Northeast [Member] | Operating Segments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">699,572<span></span>
</td>
<td class="nump">664,064<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Southeast [Member] | Operating Segments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">361,570<span></span>
</td>
<td class="nump">296,058<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | West [Member] | Operating Segments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">915,324<span></span>
</td>
<td class="nump">889,704<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_FinancialServicesMember', window );">Financial Services [Member] | Operating Segments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">$ 173,775<span></span>
</td>
<td class="nump">$ 203,589<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
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<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Investments in Unconsolidated Homebuilding and Land Development Joint Ventures (Details Textual)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="4">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
<th class="th" colspan="1"></th>
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<th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Jan. 31, 2025 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Apr. 30, 2024 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Jul. 31, 2025 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>USD ($) </div>
<div>Item</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($)</div>
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<tr class="re">
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">2<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture', window );">Number of Owned Active Communities Transferred to the Joint Venture | Item</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVenturesConsolidated', window );">Joint Ventures Consolidated</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromTransferOfLandToJointVenture', window );">Proceeds from Transfer of Land to Joint Venture</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 20,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 53,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnContributionOfAssetsToJointVenture', window );">Gain on Contribution of Asset to Joint Venture</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 22,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">$ 800,583<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 722,704<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,160,677<span></span>
</td>
<td class="nump">$ 2,025,280<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_GainOnConsolidationOfJointVenture', window );">Gain on consolidation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">45,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,653<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_NotesReceivableMember', window );">Notes Receivable [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromTransferOfLandToJointVenture', window );">Proceeds from Transfer of Land to Joint Venture</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=hov_HomeBuildingSegmentMember', window );">Home Building [Member] | Management Fees [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">$ 6,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 18,100<span></span>
</td>
<td class="nump">$ 14,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=hov_HomebuildingAndLandDevelopmentJointVenturesMember', window );">Homebuilding and Land Development Joint Ventures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_EquityMethodInvestmentNumberOfUnconsolidatedJointVentures', window );">Equity Method Investment Number Of Unconsolidated Joint Ventures | Item</a></td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=hov_HomebuildingAndLandDevelopmentJointVenturesMember', window );">Homebuilding and Land Development Joint Ventures [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentOwnershipPercentage', window );">Equity Method Investment, Ownership Percentage</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=hov_HomebuildingAndLandDevelopmentJointVenturesMember', window );">Homebuilding and Land Development Joint Ventures [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentOwnershipPercentage', window );">Equity Method Investment, Ownership Percentage</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_CorporateJointVentureMember', window );">Corporate Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvancesToAffiliate', window );">Advances to Affiliate</a></td>
<td class="nump">$ 1,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,400<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">166,887<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 155,930<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 446,939<span></span>
</td>
<td class="nump">$ 406,399<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=hov_NewUnconsolidatedJointVentureMember', window );">New Unconsolidated Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfNewJointVentures', window );">Number of New Joint Ventures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_ProceedsFromTransferOfLandToJointVenture', window );">Proceeds from Transfer of Land to Joint Venture</a></td>
<td class="nump">$ 2,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_EquityMethodInvestmentNumberOfUnconsolidatedJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the number of unconsolidated joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_EquityMethodInvestmentNumberOfUnconsolidatedJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainOnConsolidationOfJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain on consolidation of joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainOnConsolidationOfJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_GainOnContributionOfAssetsToJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain on contribution of asset to joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_GainOnContributionOfAssetsToJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_JointVenturesConsolidated">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of previously unconsolidated joint ventures that were consolidated in the period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_JointVenturesConsolidated</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfNewJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of new joint ventures entered into during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfNewJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of previously owned active communities by the Company which were transferred to the joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of previously owned communities transferred to the joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_ProceedsFromTransferOfLandToJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the transfer of land to the joint venture.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_ProceedsFromTransferOfLandToJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesToAffiliate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Long-Term advances receivable from a party that is affiliated with the reporting entity by means of direct or indirect ownership. This does not include advances to clients.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 850<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483326/850-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesToAffiliate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentOwnershipPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of ownership of common stock or equity participation in the investee accounted for under the equity method of accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentOwnershipPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Revenues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td>xbrli:stringItemType</td>
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<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_NotesReceivableMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<tr>
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<tr>
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<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_CorporateJointVentureMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=hov_NewUnconsolidatedJointVentureMember</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Investments in Unconsolidated Homebuilding and Land Development Joint Ventures - Unconsolidated Homebuilding and Land Development Joint Ventures (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="6">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Apr. 30, 2025</div></th>
<th class="th"><div>Jan. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Apr. 30, 2024</div></th>
<th class="th"><div>Jan. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">$ 2,629,352<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,629,352<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,605,574<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,793,989<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,793,989<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,805,225<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Hovnanian Enterprises, Inc.</a></td>
<td class="nump">835,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">835,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">800,349<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total stockholders&#8217; equity</a></td>
<td class="nump">835,363<span></span>
</td>
<td class="nump">$ 820,370<span></span>
</td>
<td class="nump">$ 811,426<span></span>
</td>
<td class="nump">$ 703,384<span></span>
</td>
<td class="nump">$ 647,046<span></span>
</td>
<td class="nump">$ 607,088<span></span>
</td>
<td class="nump">835,363<span></span>
</td>
<td class="nump">$ 703,384<span></span>
</td>
<td class="nump">800,349<span></span>
</td>
<td class="nump">$ 581,789<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">2,629,352<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,629,352<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,605,574<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">800,583<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">722,704<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,160,677<span></span>
</td>
<td class="nump">2,025,280<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">16,615<span></span>
</td>
<td class="nump">$ 19,726<span></span>
</td>
<td class="nump">$ 28,191<span></span>
</td>
<td class="nump">72,919<span></span>
</td>
<td class="nump">$ 50,836<span></span>
</td>
<td class="nump">$ 23,904<span></span>
</td>
<td class="nump">64,532<span></span>
</td>
<td class="nump">147,659<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Our share of net income</a></td>
<td class="nump">15,511<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,698<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">33,759<span></span>
</td>
<td class="nump">36,814<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_CorporateJointVentureMember', window );">Corporate Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">127,319<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">127,319<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">130,532<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNet', window );">Inventories</a></td>
<td class="nump">569,264<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">569,264<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">402,628<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">187,959<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">187,959<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">311,955<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">884,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">884,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">845,115<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accounts payable and accrued liabilities</a></td>
<td class="nump">391,659<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">391,659<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">469,320<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="nump">124,621<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">124,621<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">88,653<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">516,280<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">516,280<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">557,973<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Hovnanian Enterprises, Inc.</a></td>
<td class="nump">216,432<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">216,432<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">140,540<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Others</a></td>
<td class="nump">151,830<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">151,830<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">146,602<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total stockholders&#8217; equity</a></td>
<td class="nump">368,262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">368,262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">287,142<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">$ 884,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 884,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 845,115<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVentureTotalDebtToCapitalizationRatio', window );">Debt to capitalization ratio</a></td>
<td class="nump">25.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">25.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">$ 166,887<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">155,930<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 446,939<span></span>
</td>
<td class="nump">406,399<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of sales and expenses</a></td>
<td class="num">(152,679)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(134,198)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(406,894)<span></span>
</td>
<td class="num">(353,974)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">14,208<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">21,732<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40,045<span></span>
</td>
<td class="nump">52,425<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Our share of net income</a></td>
<td class="nump">15,511<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,698<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">33,759<span></span>
</td>
<td class="nump">36,814<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hov_NonconsolidatedInvesteesHomebuildingJointVentureMember', window );">Homebuilding Joint Venture [Member] | Corporate Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">127,319<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">127,319<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 130,532<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNet', window );">Inventories</a></td>
<td class="nump">569,264<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">569,264<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">402,628<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">187,959<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">187,959<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">311,955<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">884,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">884,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">845,115<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accounts payable and accrued liabilities</a></td>
<td class="nump">391,659<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">391,659<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">469,320<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="nump">124,621<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">124,621<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">88,653<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">516,280<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">516,280<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">557,973<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Hovnanian Enterprises, Inc.</a></td>
<td class="nump">216,432<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">216,432<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">140,540<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Others</a></td>
<td class="nump">151,830<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">151,830<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">146,602<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total stockholders&#8217; equity</a></td>
<td class="nump">368,262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">368,262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">287,142<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">$ 884,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 884,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 845,115<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVentureTotalDebtToCapitalizationRatio', window );">Debt to capitalization ratio</a></td>
<td class="nump">25.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">25.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">$ 166,887<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">155,930<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 446,939<span></span>
</td>
<td class="nump">406,399<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of sales and expenses</a></td>
<td class="num">(152,679)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(134,612)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(406,894)<span></span>
</td>
<td class="num">(354,388)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">14,208<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">21,318<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40,045<span></span>
</td>
<td class="nump">52,011<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Our share of net income</a></td>
<td class="nump">15,511<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,698<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">33,759<span></span>
</td>
<td class="nump">36,814<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hov_NonconsolidatedInvesteesLandDevelopmentJointVentureMember', window );">Land Development Joint Venture [Member] | Corporate Joint Venture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEquityMethodInvestmentsLineItems', window );"><strong>Schedule of Equity Method Investments [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InventoryNet', window );">Inventories</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accounts payable and accrued liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Hovnanian Enterprises, Inc.</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Others</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total stockholders&#8217; equity</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_JointVentureTotalDebtToCapitalizationRatio', window );">Debt to capitalization ratio</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of sales and expenses</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">414<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">414<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">414<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">414<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Our share of net income</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_JointVentureTotalDebtToCapitalizationRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total debt to capitalization ratio for the current period, for of all of the company's joint ventures, including the impact of impairments recorded by the joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_JointVentureTotalDebtToCapitalizationRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities incurred and payable to vendors for goods and services received, and accrued liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(10)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsPayableAndOtherAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
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-SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 480<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 64<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481620/480-10-55-64<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 14<br> -Publisher FASB<br> -URI 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(a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 37: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalent. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostOfRevenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate cost of goods produced and sold and services rendered during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CostOfRevenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
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<td><strong> Balance Type:</strong></td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after valuation and LIFO reserves of inventory expected to be sold, or consumed within one year or operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InventoryNet</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liability recognized for present obligation requiring transfer or otherwise providing economic benefit to others.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477548/944-605-55-14<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477548/944-605-55-11<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to noncontrolling interest. Excludes temporary equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 15: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477548/944-605-55-14<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 605<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477548/944-605-55-11<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478671/942-235-S50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Revenues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEquityMethodInvestmentsLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent and noncontrolling interest. Excludes temporary equity.</p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Fair Value of Financial Instruments (Details Textual) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">$ 7,600<span></span>
</td>
<td class="nump">$ 2,700<span></span>
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<td class="nump">$ 8,800<span></span>
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<td class="nump">$ 2,700<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">132,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">132,000<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">$ 149,400<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
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<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">487,700<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 487,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember', window );">Loan Origination Commitments [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_NumberOfDaysInCommittment', window );">Number of days in committment (day)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">60 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=hov_InterestRateCommittedLoanApplicationsMember', window );">Interest Rate Committed Loan Applications [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_InterestRateCommittedLoanApplications', window );">Interest rate committed loan applications</a></td>
<td class="nump">$ 60,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 60,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes Due 2029 [Member] | Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member', window );">The 5.0% Senior Notes due 2040 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member', window );">The 13.5% Senior Notes Due 2026 [Member] | Unsecured Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt instrument, interest rate, stated percentage</a></td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_InterestRateCommittedLoanApplications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of loan applications in process with committed interest rates at the end of the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_InterestRateCommittedLoanApplications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LoanApplicationsInProcess">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of loan applications in process at the end of the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LoanApplicationsInProcess</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_LoansHeldForSaleMortgagesUnpaidPrincipal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage loans held for sale unpaid principal.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_LoansHeldForSaleMortgagesUnpaidPrincipal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hov_NumberOfDaysInCommittment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of days for which loans are committed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_NumberOfDaysInCommittment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hov_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
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<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairmentOfRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCredit</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CreditFacilityAxis=hov_SeniorSecuredRevolvingCreditFacilityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CreditFacilityAxis=hov_SeniorSecuredRevolvingCreditFacilityMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=hov_InterestRateCommittedLoanApplicationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=hov_InterestRateCommittedLoanApplicationsMember</td>
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<tr>
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<td></td>
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<td>na</td>
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<tr>
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<td></td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member</td>
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<tr>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
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</tr>
<tr>
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<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDue2029Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The50SeniorNotesDue2040Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=hov_UnsecuredSeniorNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hov_The135SeniorNotesDue2026Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td></td>
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<tr>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 20 - Fair Value of Financial Instruments - Financial Instruments Measured at Fair Value on a Recurring Basis (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_MortgageLoansHeldForSaleCarryingValue', window );">Mortgage loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 130,545<span></span>
</td>
<td class="nump">$ 148,925<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span class="ng-scope">The aggregate unpaid principal balance was $132.0 million and $149.4 million at <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_YQZSM8O17K00000000000000000000FM" style="line-height: inherit;">July 31, 2025</span></em> and <em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"> <span class="Linked" id="fs_UACCPGMUDS00000000000000000000FM" style="line-height: inherit;">October 31, 2024</span>, </em>respectively.</span></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of the outstanding balance due under the mortgage loans classified as held for sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Fair Value of Financial Instruments - Changes in Fair Values Included in Income (Loss) (Details) - Financial Services Revenue Line Item [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -SubTopic 10<br> -Topic 825<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482881/825-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482881/825-10-55-12<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-30<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-32<br></p></div>
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<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Fair Value of Financial Instruments - Schedule of assets measured at fair value on a nonrecurring basis (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Total losses</a></td>
<td class="num">$ (7,600)<span></span>
</td>
<td class="num">$ (2,700)<span></span>
</td>
<td class="num">$ (8,800)<span></span>
</td>
<td class="num">$ (2,700)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Land and land options held for future development [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_PreImpairmentValueOfInventory', window );">Pre-Impairment Amount</a></td>
<td class="nump">35,879<span></span>
</td>
<td class="nump">15,245<span></span>
</td>
<td class="nump">41,276<span></span>
</td>
<td class="nump">15,245<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairmentOfRealEstate', window );">Total losses</a></td>
<td class="num">(7,630)<span></span>
</td>
<td class="num">(2,653)<span></span>
</td>
<td class="num">(8,846)<span></span>
</td>
<td class="num">(2,653)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hov_FairValueOfInventory', window );">Fair Value</a></td>
<td class="nump">$ 28,249<span></span>
</td>
<td class="nump">$ 12,592<span></span>
</td>
<td class="nump">$ 32,430<span></span>
</td>
<td class="nump">$ 12,592<span></span>
</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_FairValueOfInventory</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Book value of inventory prior to current period impairment charge.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hov_PreImpairmentValueOfInventory</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairmentOfRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The charge against earnings in the period to reduce the carrying amount of real property to fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">us-gaap_ImpairmentOfRealEstate</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis=hov_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 20 - Fair Value of Financial Instruments - Fair Value of Notes (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">$ 892,298<span></span>
</td>
<td class="nump">$ 934,175<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">227,070<span></span>
</td>
<td class="nump">231,068<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredNotesMember', window );">Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">465,062<span></span>
</td>
<td class="nump">474,561<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Notes [Member] | The 13.5% 2026 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">27,020<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SeniorNotesMember', window );">Senior Notes [Member] | The 5.0% 2040 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">15,595<span></span>
</td>
<td class="nump">11,485<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=hov_SeniorSecuredTermLoanMember', window );">Senior Secured Term Loan [Member] | The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">184,571<span></span>
</td>
<td class="nump">190,041<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Notes [Member] | The 13.5% 2026 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Notes [Member] | The 5.0% 2040 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Senior Secured Term Loan [Member] | The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">692,132<span></span>
</td>
<td class="nump">717,114<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">227,070<span></span>
</td>
<td class="nump">231,068<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">465,062<span></span>
</td>
<td class="nump">474,561<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Notes [Member] | The 13.5% 2026 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Notes [Member] | The 5.0% 2040 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">11,485<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Senior Secured Term Loan [Member] | The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">200,166<span></span>
</td>
<td class="nump">217,061<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Notes [Member] | The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Notes [Member] | The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Notes [Member] | The 13.5% 2026 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">27,020<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Notes [Member] | The 5.0% 2040 Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">15,595<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Senior Secured Term Loan [Member] | The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFairValue', window );">Notes, Fair Value</a></td>
<td class="nump">$ 184,571<span></span>
</td>
<td class="nump">$ 190,041<span></span>
</td>
</tr>
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<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of debt instrument payable, including, but not limited to, notes payable and loans payable.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentFairValue</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<tr>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - Fair Value of Financial Instruments - Fair Value of Notes (Details) (Parentheticals)<br></strong></div></th>
<th class="th" colspan="1">9 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The80SeniorSecured1125LienNotesDueSeptember302028Member', window );">The 8.0% Senior Secured 1.125 Lien Notes due September 30, 2028 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Sep. 30,  2028<span></span>
</td>
<td class="text">Sep. 30,  2028<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1175SeniorSecured125LienNotesDueSeptember302029Member', window );">The 11.75% Senior Secured 1.25 Lien Notes due September 30, 2029 [Member] | Senior Secured Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="nump">11.75%<span></span>
</td>
<td class="nump">11.75%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
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</td>
<td class="text">Sep. 30,  2029<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The1352026NotesMember', window );">The 13.5% 2026 Notes [Member] | Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
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</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">&#160;<span></span>
</td>
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</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The502040NotesMember', window );">The 5.0% 2040 Notes [Member] | Senior Notes [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Debt Instrument, Stated Interest Rate</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Feb.  01,  2040<span></span>
</td>
<td class="text">Feb.  01,  2040<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hov_The100SeniorSecured175LienTermLoansDue2028Member', window );">The 10.0% Senior Secured 1.75 Lien Term Loans Due 2028 [Member] | Senior Secured Term Loan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt Instrument, Maturity Date</a></td>
<td class="text">Jan. 31,  2028<span></span>
</td>
<td class="text">Jan. 31,  2028<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
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<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Transactions With Related Parties (Details Textual) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">9 Months Ended</th>
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<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
<th class="th"><div>Jul. 31, 2025</div></th>
<th class="th"><div>Jul. 31, 2024</div></th>
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&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px;"&gt;&lt;b&gt;Supplemental disclosure of non-cash operating, investing and financing activities:&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; line-height: inherit;"&gt;In the third quarter of fiscal 2024, we
consolidated the remaining assets of &lt;span style="line-height: inherit;"&gt;one&lt;/span&gt; of our
unconsolidated joint ventures, resulting in a $&lt;span style="line-height: inherit;"&gt;33.1&lt;/span&gt;&#160;million
reduction in our investment in the joint venture, and increases of $&lt;span style="line-height: inherit;"&gt;123.7&lt;/span&gt;&#160;million to inventory, $&lt;span style="line-height: inherit;"&gt;7.0&lt;/span&gt;&#160;million to other assets, $&lt;span style="line-height: inherit;"&gt;8.8&lt;/span&gt;&#160;million to accounts payable, $&lt;span style="line-height: inherit;"&gt;6.5&lt;/span&gt;&#160;million to customer deposits and $&lt;span style="line-height: inherit;"&gt;36.6&lt;/span&gt;&#160;million to nonrecourse mortgages and notes,
net of debt issuance costs.&lt;/span&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 1.2; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;In the third quarter of fiscal &lt;span style="line-height: inherit;"&gt;2024&lt;/span&gt;,
K. Hovnanian&#160;exchanged $&lt;span style="line-height: inherit;"&gt;64.0&lt;/span&gt; million
aggregate principal amount of &lt;span style="line-height: inherit;"&gt;13.5&lt;/span&gt;% Senior Notes
due &lt;span style="line-height: inherit;"&gt;February 1, 2026&lt;/span&gt;&#160;(the "13.5%
Notes"), $&lt;span style="line-height: inherit;"&gt;65.2&lt;/span&gt; million aggregate principal
amount of &lt;span style="line-height: inherit;"&gt;5.0&lt;/span&gt;% Senior Notes due &lt;span style="line-height: inherit;"&gt;February 1, 2040&lt;/span&gt; and all of its $&lt;span style="line-height: inherit;"&gt;39.6&lt;/span&gt; million aggregate principal amount of loans under
the Senior Unsecured Term Loan Credit Facility due &lt;span style="line-height: inherit;"&gt;February
1, 2027&lt;/span&gt;&#160;(the "Unsecured Term Loan") and an aggregate cash
payment of $&lt;span style="line-height: inherit;"&gt;31.5&lt;/span&gt; million in respect of the 13.5%
Notes and Unsecured Term Loan for an additional $&lt;span style="line-height: inherit;"&gt;93.5&lt;/span&gt;
million aggregate principal amount of loans under the Senior Secured 1.75 Lien
Term Loan Credit Facility due &lt;span style="line-height: inherit;"&gt;January 31, 2028&lt;/span&gt;.&lt;/span&gt;&lt;/p&gt;














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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_SK4FVRMO2800000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 16px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; height: 16px;"&gt;
&lt;td style="width: 18pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;1.&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;










 &lt;/td&gt;
&lt;td style="height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Basis of Presentation&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;










 &lt;/td&gt;










 &lt;/tr&gt;










 &lt;/tbody&gt;










 &lt;/table&gt;










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&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;Hovnanian Enterprises, Inc. (&#x201c;HEI&#x201d;) conducts all of its homebuilding and financial services operations through its subsidiaries (references herein to the &#x201c;Company,&#x201d; &#x201c;we,&#x201d; &#x201c;us&#x201d; or &#x201c;our&#x201d; refer to HEI and its consolidated subsidiaries and should be understood to reflect the consolidated business of HEI&#x2019;s subsidiaries).&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;The accompanying unaudited Condensed Consolidated Financial Statements include HEI's&#160;accounts and those of all of its consolidated subsidiaries after elimination of all intercompany balances and transactions.&#160;Noncontrolling interest represents the proportionate equity interest in a consolidated joint venture that is not 100% owned by the Company directly or indirectly, which we sold our membership interest in during the first quarter of fiscal 2024.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;The accompanying unaudited Condensed Consolidated Financial Statements have been prepared in accordance with accounting principles generally accepted in the United States of America (&#x201c;U.S. GAAP&#x201d;) for interim financial information and with the instructions to Form &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;10&lt;/em&gt;-Q and Article &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_C2247NA6WG00000000000000000000fs" style="line-height: inherit;"&gt;10&lt;/span&gt;&lt;/em&gt; of Regulation S-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;X,&lt;/em&gt; and accordingly, they do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the Consolidated Financial Statements and notes thereto included in our Annual Report on Form &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;10&lt;/em&gt;-K for the fiscal year ended &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 31, 2024.&#160;&lt;/em&gt;In the opinion of management, all adjustments for interim periods presented have been made, which include normal recurring accruals and deferrals necessary for a fair presentation of our condensed consolidated financial position, results of operations and cash flows.&#160;The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.&#160;Actual results could differ from those estimates, and these differences could have a significant impact on the Condensed Consolidated Financial Statements.&#160;Results for interim periods are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; necessarily indicative of the results which might be expected for a full year.&lt;/span&gt;&lt;/p&gt;










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&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;2.&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;


























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&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;&lt;b&gt;Stock Compensation&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;


























 &lt;/td&gt;


























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&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;During the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;first&lt;/em&gt; quarter of fiscal &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_3QBTOTQYJ400000000000000000000fs" style="display: inline;"&gt;2025&lt;/span&gt;,&lt;/em&gt; the Board of Directors (the "Board") approved certain grants under a new Long-Term Incentive Program (the "&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_GKZF6MRLPS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2025&lt;/span&gt;&lt;/em&gt;&#160;LTIP") that contain performance-based vesting conditions. The performance period for the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_3IEJLDGHN400000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2025&lt;/span&gt;&lt;/em&gt;&#160;LTIP commenced on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; November 1, 2024&#160;&lt;/em&gt;and will end on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; October 31, 2027. &lt;/em&gt;At the end of the performance period, 100% of the awards, if any, are payable in shares of Company stock, subject to a mandatory &lt;span class="ParaMarked" style="-sec-ix-hidden:Tag9"&gt;two-year&lt;/span&gt;&#160;post-vesting hold period. During the third quarter of fiscal 2025, the Board approved certain grants under a new Performance Stock Units Program (the "2025 PSUs") that also contain performance-based vesting conditions.&#160;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;The performance period for the&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;2025&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#160;PSUs&#160;commenced on&lt;span&gt;&#160;May&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;1, 2025&#160;&lt;/em&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;and will end on&lt;span&gt;&#160;April&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;30, 2026.&lt;span&gt;&#160;Upon vesting&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;, approximately&#160;50&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;% of the awards, if any, are payable in shares of Company stock, subject to a mandatory&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;&lt;span class="ParaMarked" style="-sec-ix-hidden:Tag685"&gt;two-year&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#160;post-vesting hold period and approximately&#160;50% of the awards, if any, are paid in cash based on the earned phantom stock units.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;For &lt;span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; line-height: inherit;"&gt;the&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_KL26HGY4U800000000000000000000FM"&gt;three and nine&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/em&gt;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span style="border-right: none; border-left: none;"&gt; &lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;"&gt;months ended&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;&lt;span class="Linked" id="fs_480TDX21VK00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';"&gt;,&lt;/span&gt;&#160;&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; line-height: inherit;"&gt;stock-based compensation expense was &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;$6.2&lt;/span&gt;&lt;span style="line-height: inherit;"&gt;&#160;million ($4.4 million net of&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"&gt;tax)&#160;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;and $14.1&#160;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;million ($10.1&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;million&lt;/span&gt; net of tax), respectively.&#160;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;For&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';"&gt;the&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_ZADK1X9SSG00000000000000000000FM"&gt;three and nine&lt;/span&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;"&gt;&#160;months ended&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_GZFYSNPK5S00000000000000000000FM"&gt;July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; font-family: 'Times New Roman';"&gt;, stock-based compensation expense was&#160;&lt;span&gt;$&lt;span style="border-left: none; border-right: none;"&gt;9.2&lt;/span&gt;&#160;million ($&lt;span style="border-left: none; border-right: none;"&gt;6.1&lt;/span&gt;&#160;million net of&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;tax)&#160;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;and&#160;$&lt;span style="border-left: none; border-right: none;"&gt;20.2&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#160;million ($13.2&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; float: none; display: inline !important;"&gt;&lt;span&gt;&#160;million&lt;/span&gt;&lt;span&gt;&#160;&lt;/span&gt;net of tax), respectively.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table style="width: 100%; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td style="width: 18pt;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;3.&lt;/span&gt;&lt;/td&gt;
&lt;td&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Interest&lt;/span&gt;&lt;/td&gt;











































 &lt;/tr&gt;











































 &lt;/tbody&gt;











































 &lt;/table&gt;











































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt; text-align: left; text-indent: 45pt;"&gt;Interest costs incurred, expensed and capitalized were as follows:&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
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&lt;div style="border-left: none; border-right: none;"&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 115px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin: 0px 0px 0px 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 23.9713%;"&gt;&lt;span class="Linked" id="fs_VPO8OMWXU800000000000000000000fs"&gt;Three Months Ended&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; width: 24.9713%;"&gt;&lt;span class="Linked" id="fs_AR44K7OWWG00000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9713%;"&gt;&lt;span class="Linked" id="fs_UCLR6DMNJK00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9713%;"&gt;&lt;span class="Linked" id="fs_DWUY2RS09C00000000000000000000fs"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; margin-left: 0.1px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;












































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_YGX2FRFER400000000000000000000fs"&gt;2025&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_WSKOXSHDLS00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"&gt;&lt;span class="Linked" id="fs_9PKZ13BG6O00000000000000000000fs"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_HLNFZBGA7K00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Interest capitalized at beginning of period&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; padding: 0px; vertical-align: bottom; width: 10%; background-color: #cceeff;" valign="bottom"&gt;53,633 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"&gt;52,222&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;57,671&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;52,060&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Plus interest incurred(&lt;span id="fs_4QHNLTEP8W00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"&gt;28,523&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"&gt;28,087&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"&gt;88,210&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"&gt;94,578&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Less cost of sales interest expensed&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"&gt;(26,868&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"&gt;(22,316&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;(66,162&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;(63,757&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Less other interest expensed(&lt;span id="fs_DIPAPLNMA800000000000000000000fs" style="display: inline;"&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"&gt;(7,149&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"&gt;(6,262&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"&gt;(25,811&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"&gt;(25,682&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;)&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Less interest contributed to unconsolidated joint venture(&lt;span id="fs_KYS96WDK5C00000000000000000000fs" style="display: inline;"&gt;3&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; text-align: right; width: 10%; background-color: #cceeff;"&gt;&lt;span&gt;&lt;span class="selected" style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;-&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;-&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;(5,769&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;(5,468&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="height: 18px; margin-left: 0.1px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 47.9391%; border-bottom-color: #000000 !important;"&gt;&lt;span&gt;Plus &lt;/span&gt;interest acquired from unconsolidated joint venture(&lt;span id="fs_E2N8X6OCCW00000000000000000000FM" style="display: inline;"&gt;4&lt;/span&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0.1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"&gt;2,861&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"&gt;2,861&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; width: 47.9391%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"&gt; I&lt;span&gt;nterest capitalized at end of peri&lt;/span&gt;od(&lt;span id="fs_RGQKWI6ZSW00000000000000000000FM" style="display: inline;"&gt;5&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;span style="border-left: none; border-right: none;"&gt;48,139&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;54,592&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;48,139&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;54,592&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;















&lt;/tbody&gt;












































 &lt;/table&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;
&lt;div style="border-right: none; border-left: none; margin: 0px; text-indent: 0px;"&gt;&lt;br/&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="height: 20px; width: 100%; font-size: 10pt; text-indent: 0px; font-family: 'times new roman'; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; height: 10px;"&gt;
&lt;td style="height: 10px; width: 2%; padding: 0px 2px 0px 0px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;(&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_ASK4LZ5XSG00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="height: 10px; width: 98%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;i&gt;Data does &lt;span style="font: inherit;"&gt;not&lt;/span&gt; include interest incurred by our mortgage and finance subsidiaries.&lt;/i&gt;&lt;/p&gt;












































 &lt;/td&gt;












































 &lt;/tr&gt;
&lt;tr style="vertical-align: top; height: 10px;"&gt;
&lt;td style="height: 10px; padding: 0px 2px 0px 0px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;(&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_LCAW2SREJ400000000000000000000fs" style="display: inline;"&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.1;"&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"&gt;&lt;i&gt;During the &lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_QAAZ7SFOEO00000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_0E6D3KJLXS00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&#160;and &lt;span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;"&gt;2024&lt;/span&gt;, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does &lt;span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/span&gt; qualify for capitalization and therefore is expensed as incurred. &lt;i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;This component of other interest was $7.1&#160;million&lt;/i&gt;&lt;/i&gt;&lt;span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&#160;and&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="border-right: none; border-left: none;"&gt; $&lt;/span&gt;&lt;span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e"&gt;6.3 &lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;million&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt; for the &lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM"&gt;three months ended July 31, 2025&lt;/span&gt; &lt;/span&gt;and &lt;span&gt;&lt;span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/span&gt;, respectively, and $25.8 million and&lt;/span&gt;&lt;span&gt; $&lt;/span&gt;&lt;span&gt;25.7 &lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;million&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt; for the &lt;/span&gt;&lt;span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt; and &lt;span&gt;&lt;span class="Linked" id="fs_YCZASVQAF400000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/span&gt;, respectively.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;












































 &lt;/tr&gt;












































 &lt;/tbody&gt;












































 &lt;/table&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-size: 10pt; font-family: 'times new roman'; border-collapse: collapse; height: 37px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-size: 10pt; height: 10px;"&gt;
&lt;td style="font-size: 10pt; vertical-align: top; height: 10px; width: 2%; padding: 0px 2px 0px 0px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;(&lt;span style="border-left: none; border-right: none;"&gt;3&lt;/span&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-size: 10pt; height: 10px; width: 98%;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.1;"&gt;&lt;i&gt;Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note &lt;em style="font: inherit;"&gt;&lt;span id="fs_8L1VTIUHTC00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;18&lt;/span&gt;.&lt;/em&gt; There was &lt;em style="font: inherit;"&gt;no&lt;/em&gt; impact to the Condensed Consolidated Statement of Operations as a result of these capitalized interest transactions.&lt;/i&gt;&lt;/p&gt;












































 &lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="font-size: 10pt; vertical-align: top; height: 10px; padding: 0px 2px 0px 0px; width: 2%;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;(&lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_3YAWIA17EO00000000000000000000fs" style="display: inline;"&gt;4&lt;/span&gt;&lt;/span&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-size: 10pt; height: 10px; width: 98%;"&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;i&gt;&lt;i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/i&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note &lt;em style="font: inherit;"&gt;&lt;span&gt;18&lt;/span&gt;.&lt;/em&gt; There was &lt;em style="font: inherit;"&gt;no&lt;/em&gt; impact to the Condensed Consolidated Statement of Operations resulting therefrom&lt;/i&gt;.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="font-size: 10pt; vertical-align: top; padding: 0px 2px 0px 0px; width: 2%; height: 17px;"&gt;(&lt;span id="fs_97EMCPALFK00000000000000000000FM"&gt;&lt;span style="font-style: italic;"&gt;5&lt;/span&gt;&lt;/span&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 98%; height: 17px;"&gt;&lt;i style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;Capitalized interest amounts are shown gross before allocating a portion of impairments, if any, to capitalized interest.&lt;/span&gt;&lt;/i&gt;&lt;/td&gt;















&lt;/tr&gt;















&lt;/tbody&gt;
























&lt;/table&gt;
















&lt;/div&gt;
















&lt;/div&gt;

































&lt;/div&gt;
















&lt;/div&gt;
















&lt;/div&gt;
















&lt;/div&gt;
















&lt;/div&gt;
















&lt;/div&gt;











































 &lt;/div&gt;











































 </hov:DisclosureOfRealEstateInventoryCapitalizedInterestCostsTextBlock>
    <hov:ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock contextRef="D20250731" id="Tag265">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 115px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin: 0px 0px 0px 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; margin: 0px; text-indent: 0px; padding-left: 0px; padding-right: 0px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 23.9713%;"&gt;&lt;span class="Linked" id="fs_VPO8OMWXU800000000000000000000fs"&gt;Three Months Ended&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; width: 24.9713%;"&gt;&lt;span class="Linked" id="fs_AR44K7OWWG00000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9713%;"&gt;&lt;span class="Linked" id="fs_UCLR6DMNJK00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9713%;"&gt;&lt;span class="Linked" id="fs_DWUY2RS09C00000000000000000000fs"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 0px; padding-right: 0px; margin: 0px; text-indent: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; margin-left: 0.1px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9391%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;












































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_YGX2FRFER400000000000000000000fs"&gt;2025&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_WSKOXSHDLS00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"&gt;&lt;span class="Linked" id="fs_9PKZ13BG6O00000000000000000000fs"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_HLNFZBGA7K00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Interest capitalized at beginning of period&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; padding: 0px; vertical-align: bottom; width: 10%; background-color: #cceeff;" valign="bottom"&gt;53,633 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"&gt;52,222&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;57,671&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;52,060&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Plus interest incurred(&lt;span id="fs_4QHNLTEP8W00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"&gt;28,523&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"&gt;28,087&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"&gt;88,210&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"&gt;94,578&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Less cost of sales interest expensed&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"&gt;(26,868&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"&gt;(22,316&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;(66,162&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;(63,757&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Less other interest expensed(&lt;span id="fs_DIPAPLNMA800000000000000000000fs" style="display: inline;"&gt;2&lt;/span&gt;)&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"&gt;(7,149&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; width: 10%;"&gt;(6,262&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"&gt;(25,811&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; width: 10%;"&gt;(25,682&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.985663%;"&gt;)&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9391%; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Less interest contributed to unconsolidated joint venture(&lt;span id="fs_KYS96WDK5C00000000000000000000fs" style="display: inline;"&gt;3&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; margin-left: 0.1px; text-align: right; width: 10%; background-color: #cceeff;"&gt;&lt;span&gt;&lt;span class="selected" style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;-&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; width: 10%; background-color: #cceeff;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;-&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;(5,769&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; width: 10%; background-color: #cceeff;"&gt;(5,468&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.985663%; background-color: #cceeff;"&gt;)&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="height: 18px; margin-left: 0.1px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 47.9391%; border-bottom-color: #000000 !important;"&gt;&lt;span&gt;Plus &lt;/span&gt;interest acquired from unconsolidated joint venture(&lt;span id="fs_E2N8X6OCCW00000000000000000000FM" style="display: inline;"&gt;4&lt;/span&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0.1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"&gt;2,861&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 1%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 10%; border-bottom-color: #000000 !important;"&gt;2,861&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; border-bottom-width: 1px; border-bottom-style: solid; height: 18px; width: 0.985663%; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; width: 47.9391%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"&gt; I&lt;span&gt;nterest capitalized at end of peri&lt;/span&gt;od(&lt;span id="fs_RGQKWI6ZSW00000000000000000000FM" style="display: inline;"&gt;5&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;span style="border-left: none; border-right: none;"&gt;48,139&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;54,592&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;48,139&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 1%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 10%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;54,592&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; width: 0.985663%; border-bottom-color: #000000 !important; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;















&lt;/tr&gt;















&lt;/tbody&gt;












































 &lt;/table&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;
&lt;div style="border-right: none; border-left: none; margin: 0px; text-indent: 0px;"&gt;&lt;br/&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="height: 20px; width: 100%; font-size: 10pt; text-indent: 0px; font-family: 'times new roman'; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; height: 10px;"&gt;
&lt;td style="height: 10px; width: 2%; padding: 0px 2px 0px 0px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;(&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_ASK4LZ5XSG00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="height: 10px; width: 98%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;i&gt;Data does &lt;span style="font: inherit;"&gt;not&lt;/span&gt; include interest incurred by our mortgage and finance subsidiaries.&lt;/i&gt;&lt;/p&gt;












































 &lt;/td&gt;












































 &lt;/tr&gt;
&lt;tr style="vertical-align: top; height: 10px;"&gt;
&lt;td style="height: 10px; padding: 0px 2px 0px 0px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;(&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_LCAW2SREJ400000000000000000000fs" style="display: inline;"&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.1;"&gt;&lt;span style="line-height: inherit; border-right: none; border-left: none;"&gt;&lt;span style="line-height: 1.1; border-right: none; border-left: none; margin: 0pt;"&gt;&lt;i&gt;During the &lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_QAAZ7SFOEO00000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_0E6D3KJLXS00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&#160;and &lt;span id="fs_MCH54UPY4G00000000000000000000FM" style="display: inline;"&gt;2024&lt;/span&gt;, respectively,&#160;our inventory under development exceeded our debt, therefore, all of the related interest incurred qualified for interest capitalization. Other interest also includes interest on completed homes, land in planning and fully developed lots without homes under construction, along with financing programs, which does &lt;span style="font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/span&gt; qualify for capitalization and therefore is expensed as incurred. &lt;i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;This component of other interest was $7.1&#160;million&lt;/i&gt;&lt;/i&gt;&lt;span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&#160;and&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-style: italic; border-right: none; border-left: none; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="border-right: none; border-left: none;"&gt; $&lt;/span&gt;&lt;span id="fn_6cd3e3b0-ee3d-4a21-855d-34f535d1a50e"&gt;6.3 &lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;million&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt; for the &lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_1SZWOYPXVK00000000000000000000FM"&gt;three months ended July 31, 2025&lt;/span&gt; &lt;/span&gt;and &lt;span&gt;&lt;span class="Linked" id="fs_ET8KA2M55C00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/span&gt;, respectively, and $25.8 million and&lt;/span&gt;&lt;span&gt; $&lt;/span&gt;&lt;span&gt;25.7 &lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;million&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt; for the &lt;/span&gt;&lt;span class="Linked" id="fs_9D2PXO5TV400000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt; and &lt;span&gt;&lt;span class="Linked" id="fs_YCZASVQAF400000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/span&gt;, respectively.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;












































 &lt;/tr&gt;












































 &lt;/tbody&gt;












































 &lt;/table&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;












































 &lt;/div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-size: 10pt; font-family: 'times new roman'; border-collapse: collapse; height: 37px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-size: 10pt; height: 10px;"&gt;
&lt;td style="font-size: 10pt; vertical-align: top; height: 10px; width: 2%; padding: 0px 2px 0px 0px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;(&lt;span style="border-left: none; border-right: none;"&gt;3&lt;/span&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-size: 10pt; height: 10px; width: 98%;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.1;"&gt;&lt;i&gt;Represents capitalized interest which was included as part of the assets contributed to joint ventures, as discussed in Note &lt;em style="font: inherit;"&gt;&lt;span id="fs_8L1VTIUHTC00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;18&lt;/span&gt;.&lt;/em&gt; There was &lt;em style="font: inherit;"&gt;no&lt;/em&gt; impact to the Condensed Consolidated Statement of Operations as a result of these capitalized interest transactions.&lt;/i&gt;&lt;/p&gt;












































 &lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="font-size: 10pt; vertical-align: top; height: 10px; padding: 0px 2px 0px 0px; width: 2%;"&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;(&lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_3YAWIA17EO00000000000000000000fs" style="display: inline;"&gt;4&lt;/span&gt;&lt;/span&gt;)&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;












































 &lt;/td&gt;
&lt;td style="font-size: 10pt; height: 10px; width: 98%;"&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;i&gt;&lt;i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/i&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;i style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;Represents capitalized interest which was included as part of the assets acquired from joint ventures, as discussed in Note &lt;em style="font: inherit;"&gt;&lt;span&gt;18&lt;/span&gt;.&lt;/em&gt; There was &lt;em style="font: inherit;"&gt;no&lt;/em&gt; impact to the Condensed Consolidated Statement of Operations resulting therefrom&lt;/i&gt;.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/td&gt;















&lt;/tr&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="font-size: 10pt; vertical-align: top; padding: 0px 2px 0px 0px; width: 2%; height: 17px;"&gt;(&lt;span id="fs_97EMCPALFK00000000000000000000FM"&gt;&lt;span style="font-style: italic;"&gt;5&lt;/span&gt;&lt;/span&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 98%; height: 17px;"&gt;&lt;i style="color: #000000; font-family: 'times new roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;Capitalized interest amounts are shown gross before allocating a portion of impairments, if any, to capitalized interest.&lt;/span&gt;&lt;/i&gt;&lt;/td&gt;















&lt;/tr&gt;















&lt;/tbody&gt;
























&lt;/table&gt;
















&lt;/div&gt;
















&lt;/div&gt;
















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&lt;div id="t_ft_VINU5VIYF400000000000000000000b"&gt;
&lt;table style="width: 100%; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; text-align: left;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;4.&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Reduction of Inventory to Fair Value&lt;/span&gt;&lt;/td&gt;






















 &lt;/tr&gt;






















 &lt;/tbody&gt;






















 &lt;/table&gt;






















 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1; text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-align: left; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"&gt;We had&#160;452 and 448 communities under development and held for future development or sale at&#160;&lt;em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_KX2ZBSTBAO00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt; and &lt;span class="Linked" id="fs_5TEWJM2AQO00000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;, respectively, which we evaluated for impairment indicators (i.e., those with a projected operating loss). We identified impairment indicators in&#160;one&#160;community in our Northeast segment and &lt;span&gt;three&lt;/span&gt; communities in our West segment with an aggregate carrying value of $35.9&#160;million during the &lt;span class="Linked" id="fs_5QNZC8UQHC00000000000000000000FM"&gt;three months ended July 31, 2025&lt;/span&gt;, and&#160;two&#160;communities in our Northeast segment and &lt;span&gt;three&lt;/span&gt; communities in our West segment with an aggregate carrying value of $41.3 million during the &lt;span class="Linked" id="fs_HB7DOTECE800000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;. These impairment analyses resulted in impairments&#160;of $7.6 million and $8.8 million during the &lt;span class="Linked" id="fs_6KSPU8NH1C00000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_LZDSFE91K000000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;, respectively, included with "Inventory impairments and land option write-offs" in the Condensed Consolidated Statement of Operations and deducted from inventory. We&#160;identified an impairment indicator related to an offer received on a parcel of land with a carrying value of $15.2 million for one community in our West segment during both the &lt;span class="Linked" id="fs_NZXZ6UUWV400000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span id="fs_SHLZA3W0SG00000000000000000000FM"&gt;July 31, 2024&lt;/span&gt;. The impairment analysis resulted in an impairment charge of $2.7 million during the periods.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="font-size: 10pt; line-height: 1.2;"&gt;
&lt;div style="font-family: 'Times New Roman';"&gt;
&lt;div style="font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="font-family: 'times new roman', times; font-size: 10pt;"&gt;
&lt;div class="PGFTR" style="text-align: center; width: 100%;"&gt;
&lt;div class="hf-row"&gt;
&lt;div class="hf-cell PGNUM" style="text-align: center; font-size: 10pt; font-family: Times New Roman;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;div style="font-size: 10pt;"&gt;
&lt;div style="font-family: 'Times New Roman';"&gt;
&lt;div style="font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: 1.2; text-align: left; margin: 0pt; text-indent: 45pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&lt;span&gt;Write-offs&lt;/span&gt;&#160;of&#160;options, engineering and capitalized interest costs are recorded in "Inventory impairments and land option write-offs" when we redesign communities, abandon certain engineering costs or do not&#160;exercise options in various locations because the pro forma profitability is not projected to produce adequate returns on investment commensurate with the risk. Total aggregate write-offs related to these&lt;/span&gt; items were $8.4 million and $0.4 million for the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_3NB7YOJNC000000000000000000000FM" style="line-height: inherit;"&gt;three months ended July 31, 2025&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_H86P9JPHI800000000000000000000fs" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/em&gt;, respectively&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;,&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"&gt;and $&lt;/span&gt;11.3&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"&gt;&lt;span&gt;&#160;&lt;/span&gt;million and $&lt;/span&gt;0.9&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"&gt;&lt;span&gt;&#160;&lt;/span&gt;million for the&#160;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"&gt;&lt;/em&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span class="Linked" id="fs_ZF6Y44JXFK00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"&gt;&lt;span&gt;&#160;&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"&gt;and&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: start;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_P3QNOPSNA800000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"&gt;, respectively.&lt;/span&gt; The number of lots walked away from during the &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_8ZWPHH2TSG00000000000000000000FM" style="line-height: inherit;"&gt;three months ended July 31, 2025&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_SWR3AM2LS000000000000000000000fs" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/em&gt;&#160;were 4,059 and 1,277, respectively&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;,&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman'; font-size: 13.3333px; text-align: start; float: none; display: inline !important;"&gt;and&lt;span&gt;&#160;&lt;span style="border-left: none; border-right: none;"&gt;8,956&lt;/span&gt;&lt;/span&gt;&lt;span&gt;&#160;&lt;/span&gt;and&lt;span&gt; 2,547&lt;/span&gt;&lt;span&gt;&#160;&lt;/span&gt;during the&lt;span&gt;&#160;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/em&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_CXDZ6EXW6800000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span&gt;&#160;&lt;/span&gt;&lt;/em&gt;and&lt;span&gt;&#160;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_KV2O11D91C00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;, respectively&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;.&lt;/span&gt; The walk-aways&#160;during the first three quarters of fiscal &lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_TSLS4VSTTS00000000000000000000FM" style="line-height: inherit;"&gt;2025&lt;/span&gt;&lt;/span&gt;&#160;and&#160;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_959A9Y3WWG00000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/span&gt;&#160;occurred across each of our segments.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;






















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&lt;p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;We sell and lease back certain of our model homes with the right to participate in the potential profit when each home is sold to a &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third-&lt;/em&gt;party at the end of the respective lease. As a result of our continued involvement and the ability to repurchase model homes with below market options, for accounting purposes in accordance with ASC &lt;span id="fs_3YHUD5GWZK00000000000000000000fs" style="display: inline;"&gt;606&lt;/span&gt;, these sale and leaseback transactions are considered a financing rather than a sale. Our Condensed Consolidated Balance Sheets as of&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_Q2KC3D9Q5S00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_YZR7ERHS8W00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, included inventory of $65.9 million and $46.1 million, respectively, recorded to &#x201c;Consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; with a corresponding amount of $68.7 million (net of debt issuance costs) and $46.2 million, respectively, recorded to &#x201c;Liabilities from inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; for the amount of net cash received from the transactions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; text-indent: 45pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;We have land banking arrangements, whereby we sell our land parcels to a land banker and they provide us an option to purchase back finished lots on a predetermined schedule. Because of our options to repurchase these parcels, for accounting purposes in accordance with ASC &lt;span id="fs_GW7KBBOAOW00000000000000000000fs" style="display: inline;"&gt;606&lt;/span&gt;, these transactions are considered a financing rather than a sale. Our Condensed Consolidated Balance Sheets as of&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_VD95KZ8WXC00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_97OQF5VUSW00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, included inventory of $263.8 million and $164.9 million, respectively, recorded to &#x201c;Consolidated inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; with a corresponding amount of $167.9 million (net of debt issuance costs) and $94.1 million, respectively, recorded to &#x201c;Liabilities from inventory &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; owned&#x201d; for the amount of net cash received from the transactions.&lt;/span&gt;&lt;/p&gt;






















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      unitRef="USD">94100000</hov:LiabilitiesFromInventoryRealEstateNotOwned>
    <us-gaap:VariableInterestEntityDisclosureTextBlock contextRef="D20250731" id="Tag52">
&lt;div id="t_ft_JV9TVIPX2O00000000000000000000b"&gt;
&lt;table style="width: 100%; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td style="width: 18pt;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;5.&lt;/span&gt;&lt;/td&gt;
&lt;td&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: bold; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Variable Interest Entities&lt;/span&gt;&lt;/td&gt;


















 &lt;/tr&gt;


















 &lt;/tbody&gt;


















 &lt;/table&gt;


















&lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; line-height: 1.2; text-indent: 45pt;"&gt;&#160;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;We enter into land and lot option purchase contracts to procure land or lots for the construction of homes. Under these contracts, the Company will fund a stated deposit in consideration for the right, but not the obligation, to purchase land or lots at a future point in time with predetermined terms. Under the terms of the option purchase contracts, many of the option deposits are not refundable at the Company's discretion. Under the requirements of ASC &lt;span id="fs_378GWYRTF400000000000000000000fs" style="display: inline;"&gt;810&lt;/span&gt;, certain option purchase contracts may result in the creation of a Variable Interest Entity ("VIE") that owns the land parcel under option.&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0in; line-height: 1.2; font-size: 11pt; font-family: Calibri, sans-serif;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0in 5.3pt 0in 0in; text-indent: 45pt; line-height: 1.2; font-family: Calibri, sans-serif;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"&gt;Although the Company does not have legal title to the underlying land,&#160;we analyze our option purchase contracts to determine whether the corresponding land and lot sellers are VIEs and, if so, whether we are the primary beneficiary. The significant factors we consider in determining if the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared include, among other things, our ability in determining or limiting the scope or purpose of the VIE, selling or transferring property owned or controlled by the VIE, changing the terms of the contract or arranging financing for the VIE. As a result of our analyses, we have concluded, there are no VIEs that required consolidation at either&lt;span style="letter-spacing: 0.35pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;span class="Linked" id="fs_3M6C0VXVF400000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;span style="letter-spacing: 0.35pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;or &lt;span class="Linked" id="fs_P3YW0NP1G000000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;span style="letter-spacing: 0.35pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;because we are not the primary beneficiary of the land or lots under option purchase contracts.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;We will continue to secure land and lots using options, some of which are with VIEs&#160;where we have determined power is shared among the partners and we do not have a controlling financial interest. Including deposits on our unconsolidated VIEs, at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_6G5UFKAGXS00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;span class="Linked" id="fs_WEVTQ7WPQO00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;, we had total cash deposits amounting to $312.1&#160;million and $264.8 million, respectively, to purchase land and lots with a total purchase price of $3.4&#160;billion and $3.0 billion, respectively. The maximum exposure to loss with respect to our land and lot options is limited to the deposits plus any pre-development costs invested in the property, although some deposits are refundable at our request or if certain conditions are met.&lt;/span&gt;&lt;/p&gt;


















 </us-gaap:VariableInterestEntityDisclosureTextBlock>
    <hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities
      contextRef="I20250731"
      decimals="-5"
      id="Tag53"
      unitRef="USD">312100000</hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities>
    <hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities
      contextRef="I20241031"
      decimals="-5"
      id="Tag56"
      unitRef="USD">264800000</hov:DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities>
    <hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities
      contextRef="I20250731"
      decimals="-8"
      id="Tag54"
      unitRef="USD">3400000000</hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities>
    <hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities
      contextRef="I20241031"
      decimals="-8"
      id="Tag55"
      unitRef="USD">3000000000</hov:PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities>
    <us-gaap:ProductWarrantyDisclosureTextBlock contextRef="D20250731" id="Tag469">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span&gt;&lt;span id="fs_NM8AFAMEKW00000000000000000000fs" style="display: inline;"&gt;6&lt;/span&gt;&lt;/span&gt;.&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;b&gt;Warranty Costs&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;



























 &lt;/tr&gt;



























 &lt;/tbody&gt;



























 &lt;/table&gt;



























 &lt;/div&gt;



























 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="line-height: 1.2; margin: 0pt; text-indent: 45pt;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"&gt;We accrue for warranty costs that are covered under our existing general liability and construction defect policy as part of our general liability insurance deductible. &lt;span&gt;For homes to be delivered in fiscal &lt;span id="fs_NCA14ZGDSW00000000000000000000fs" style="display: inline;"&gt;2025&lt;/span&gt; and previously delivered in &lt;span id="fs_0GHVD2BD0W00000000000000000000fs" style="display: inline;"&gt;2024&lt;/span&gt;&lt;i&gt;,&lt;/i&gt;&#160;our &lt;span&gt;deductible&lt;/span&gt;&#160;under our general liability insurance is&lt;span&gt; or was&lt;/span&gt; $30.0 million &lt;span&gt;annually&lt;/span&gt;, aggregated&#160;for construction defect and warranty claims. For bodily injury claims, our deductible per occurrence in fiscal &lt;span id="fs_8RKFX51QC000000000000000000000FM" style="display: inline;"&gt;2025&lt;/span&gt;&lt;i&gt;&lt;/i&gt;&#160;&lt;span&gt;and &lt;span id="fs_ZG6FLTBAMO00000000000000000000fs" style="display: inline;"&gt;2024&lt;/span&gt; &lt;/span&gt;is &lt;span&gt;or was&lt;/span&gt; $0.25&#160;million and &lt;span&gt;$0.5&#160;&lt;/span&gt;million for action over claims, both with a &lt;span&gt;$30.0&lt;/span&gt;&#160;million limit. In addition, we establish a warranty accrual for lower cost-related issues to cover home repairs, community amenities and land development infrastructure that are&#160;not&#160;covered under our general liability and construction defect policy. We accrue an estimate for these warranty costs at the time each home is closed and control is transferred to the homebuyer.&lt;/span&gt; &lt;/span&gt;Additions, charges and changes in the warranty reserve and general liability reserve for the&#160;&lt;em style="font: inherit;"&gt;&lt;/em&gt;&lt;span style="border-right: none; border-left: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_VLC2WZL2V400000000000000000000FM" style="line-height: inherit;"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_UY2SPR1QSG00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;em style="font: inherit;"&gt;&#160;&lt;/em&gt;and &lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_SBAS27W5DS00000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&#160;&lt;/em&gt;were as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="fof04882871f4042c084ba894304c2b1b1"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 113px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin: 0px 0px 0px 0.1px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9978%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 23.9481%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span class="Linked" id="fs_VU35QBSJCW00000000000000000000FM"&gt;Three Months Ended&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;




























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; width: 24.9481%;"&gt;&lt;span class="Linked" id="fs_W0PNM9Y47400000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9481%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_P833BH6DTC00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;




























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9481%;"&gt;&lt;span class="Linked" id="fs_JZ4VZ9K8GW00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_6MHZU7CSHS00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;




























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_Z110ULB6QO00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;




























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"&gt;&lt;span class="Linked" id="fs_HQTUK2P38W00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_QB41T7A0K000000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Balance, beginning of period &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;91,800&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;85,177&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;"&gt;89,391&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;"&gt;98,919&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1.02814%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Additions &#x2013; Selling, general and administrative &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;2,818&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;2,262&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"&gt;7,912&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"&gt;6,850&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Additions &#x2013; Cost of sales &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;2,294&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;2,787&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;"&gt;6,512&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;"&gt;7,637&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Charges incurred during the period (1)&lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;(2,417&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;(2,546&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"&gt;(8,772&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"&gt;(28,139&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;"&gt;)&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Changes to pre-existing reserves &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;1,955&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;418&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;1,407&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;2,831&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.9978%;" valign="bottom"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Balance, end of period &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;96,450&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;88,098&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;96,450&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;88,098&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;




























 &lt;/tbody&gt;




























 &lt;/table&gt;




























 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-style: italic;"&gt;(1) The majority of the charges incurred during the first nine months of fiscal 2024 represented a payment for construction defects related to the settlement of a litigation matter.&lt;/span&gt;&lt;/p&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;



&lt;/div&gt;

&lt;/div&gt;

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    <hov:GeneralLiabilityInsuranceDeductible
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      unitRef="USD">30000000</hov:GeneralLiabilityInsuranceDeductible>
    <hov:GeneralLiabilityInsuranceDeductible
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      id="Tag487"
      unitRef="USD">30000000</hov:GeneralLiabilityInsuranceDeductible>
    <hov:BodilyInjuryInsuranceDeductible
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      unitRef="USD">250000</hov:BodilyInjuryInsuranceDeductible>
    <hov:BodilyInjuryInsuranceDeductible
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      id="Tag488"
      unitRef="USD">250000</hov:BodilyInjuryInsuranceDeductible>
    <hov:BodilyInjuryInsuranceDeductibleForActionOverClaims
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      unitRef="USD">500000</hov:BodilyInjuryInsuranceDeductibleForActionOverClaims>
    <hov:BodilyInjuryInsuranceDeductibleForActionOverClaims
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      id="Tag489"
      unitRef="USD">500000</hov:BodilyInjuryInsuranceDeductibleForActionOverClaims>
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    <hov:BodilyInjuryInsuranceLimit
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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="fof04882871f4042c084ba894304c2b1b1"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 113px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin: 0px 0px 0px 0.1px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.9978%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 23.9481%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span class="Linked" id="fs_VU35QBSJCW00000000000000000000FM"&gt;Three Months Ended&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;




























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: center; width: 24.9481%;"&gt;&lt;span class="Linked" id="fs_W0PNM9Y47400000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 23.9481%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_P833BH6DTC00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;




























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.9481%;"&gt;&lt;span class="Linked" id="fs_JZ4VZ9K8GW00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_6MHZU7CSHS00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;




























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_Z110ULB6QO00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;




























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"&gt;&lt;span class="Linked" id="fs_HQTUK2P38W00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_QB41T7A0K000000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Balance, beginning of period &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;91,800&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;85,177&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;"&gt;89,391&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 0.974026%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1%; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 10%; height: 10px; text-align: right;"&gt;98,919&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; width: 1.02814%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Additions &#x2013; Selling, general and administrative &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;2,818&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;2,262&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"&gt;7,912&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"&gt;6,850&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Additions &#x2013; Cost of sales &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;2,294&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;2,787&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;"&gt;6,512&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; width: 10%;"&gt;7,637&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; background-color: #cceeff; height: 10px; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Charges incurred during the period (1)&lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;(2,417&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;(2,546&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;)&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"&gt;(8,772&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; width: 10%;"&gt;(28,139&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02814%;"&gt;)&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.9978%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Changes to pre-existing reserves &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;1,955&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-size: 10pt;"&gt;418&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;1,407&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;2,831&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.9978%;" valign="bottom"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-size: 10pt;"&gt; Balance, end of period &lt;/span&gt;&lt;/p&gt;




























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;96,450&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;88,098&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;" valign="bottom"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;96,450&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 0.974026%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;88,098&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; vertical-align: bottom; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02814%;"&gt;&lt;br/&gt;&lt;/td&gt;




























 &lt;/tr&gt;




























 &lt;/tbody&gt;




























 &lt;/table&gt;




























 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-style: italic;"&gt;(1) The majority of the charges incurred during the first nine months of fiscal 2024 represented a payment for construction defects related to the settlement of a litigation matter.&lt;/span&gt;&lt;/p&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;




























 &lt;/div&gt;

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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;7.&lt;/em&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;






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&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Commitments and Contingent Liabilities&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;






 &lt;/td&gt;






 &lt;/tr&gt;






 &lt;/tbody&gt;






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&lt;p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"&gt;We are involved in litigation arising in the ordinary course of business, none of which is expected to have a material adverse effect on our financial position, results of operations or cash flows, and we are subject to extensive and complex laws and regulations that affect the development of land and home building, sales and customer financing processes, including zoning, density, building standards and mortgage financing.&#160;These laws and regulations often provide broad discretion to the administering governmental authorities.&#160;This can delay or increase the cost of development or homebuilding. The significant majority of our litigation matters are related to construction defect claims. Our estimated losses from construction defect litigation matters, if any, are included in our construction defect reserves.&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"&gt;We also are subject to a variety of local, state, federal and foreign laws and regulations concerning protection of health and the environment, including those regulating the emission or discharge of materials into the environment, the management of storm water runoff at construction sites, the handling, use, storage and disposal of hazardous substances, impacts to wetlands and other sensitive environments, and the remediation of contamination at properties that we have owned or developed or currently own or are developing (&#x201c;environmental laws&#x201d;).&#160;The particular environmental laws that apply to a site may vary greatly according to the community site, for example, due to the community, the environmental conditions at or near the site, and the present and former uses of the site.&#160;These environmental laws may result in delays, may cause us to incur substantial compliance, remediation and/or other costs, and can prohibit or severely restrict development and homebuilding activity.&#160;In addition, noncompliance with these laws and regulations could result in fines and penalties, obligations to remediate or take corrective action, permit revocations or other sanctions; and contamination or other environmental conditions at or in the vicinity of our developments may result in claims against us for personal injury, property damage or other losses.&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"&gt;We anticipate that increasingly stringent requirements will continue to be imposed on developers and homebuilders in the future. In addition, some of these laws and regulations that significantly affect how certain properties may be developed are contentious, attract intense political attention, and may be subject to significant changes over time. For example, regulations governing wetlands permitting under the federal Clean Water Act have been the subject of extensive rulemakings for many years, resulting in several major joint rulemakings by the EPA and the U.S. Army Corps of Engineers that have expanded and contracted the scope of wetlands subject to regulation; and such rulemakings have been the subject of many legal challenges, some of which remain pending. It is unclear how these and related developments, including at the state or local level, ultimately may affect the scope of regulated wetlands where we operate. Although we cannot reliably predict the extent of any effect these developments regarding wetlands, or any other requirements that may take effect, may have on us, they could result in time-consuming and expensive compliance programs and in substantial expenditures, which could cause delays and increase our cost of operations. In addition, our ability to obtain or renew permits or approvals and the continued effectiveness of permits already granted or approvals already obtained is dependent upon many factors, some of which are beyond our control, such as changes in policies, rules and regulations and their interpretations and application.&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 0pt; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-family: 'times new roman', times; text-indent: 45pt; font-size: 10pt; line-height: inherit;"&gt;In December 2020, the New Jersey Department of Environmental Protection ("NJDEP") and the Administrator of the New Jersey Spill Compensation Fund (the &#x201c;Spill Fund&#x201d;) filed a lawsuit in the Superior Court of New Jersey, Law Division, Union County against Hovnanian Enterprises, Inc., in addition to other unrelated parties, in connection with contamination at Hickory Manor, a residential condominium development. Alleged predecessors of certain defendants had used the Hickory Manor property for decades for manufacturing purposes.&#160;In&#160;&lt;span id="fs_21KANHO6MO00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1998&lt;/span&gt;, the NJDEP confirmed that groundwater at this site was impacted from an off-site source. The site was later remediated, resulting in the NJDEP issuing an unconditional site-wide No Further Action determination letter and Covenant Not to Sue in&#160;&lt;span id="fs_23K4NEHP3400000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1999&lt;/span&gt;. Subsequently,&#160;&lt;span id="fs_HWYTA8UKKW00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;one&lt;/span&gt;&#160;of our affiliates was involved in redeveloping the property as a residential community. The complaint asserts claims under the New Jersey Spill Act and other state law claims and alleges that the NJDEP and the Spill Fund have incurred over $5.3&#160;million since&#160;&lt;span id="fs_K0408EUSNK00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2009&lt;/span&gt;&#160;to investigate vapor intrusion at the development and to install vapor mitigation systems. Among other things, the complaint seeks recovery of the costs incurred, an order that defendants perform additional required remediation and disgorgement of profits on our affiliate&#x2019;s sales of the units in the development. Discovery has commenced.&#160;Hovnanian Enterprises, Inc. intends to defend these claims vigorously.&lt;/span&gt;&lt;/p&gt;






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&lt;tbody&gt;
&lt;tr style="vertical-align: top; height: 17px;"&gt;
&lt;td style="width: 18pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;b&gt;&lt;em style="font: inherit;"&gt;8.&lt;/em&gt;&lt;/b&gt;&lt;/p&gt;












































































&lt;/td&gt;
&lt;td style="height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;b&gt;Cash Equivalents, Restricted Cash and Customers' Deposits&lt;/b&gt;&lt;/p&gt;












































































&lt;/td&gt;












































































&lt;/tr&gt;












































































&lt;/tbody&gt;












































































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&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Cash equivalents include&#160;certificates of deposit, U.S. Treasury bills and government money&#x2013;market funds with maturities of &lt;em style="font: inherit;"&gt;90&lt;/em&gt; days or less when purchased.&#160;Our cash balances are held at a few financial institutions and &lt;em style="font: inherit;"&gt; may, &lt;/em&gt;at times, exceed insurable amounts.&#160;We believe we help to mitigate this risk by depositing our cash in major high credit quality&#160;financial institutions.&#160;As of&#160;&lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_FKE5M8IA1C00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; and &lt;em style="font: inherit;"&gt; &lt;span class="Linked" id="fs_HYF9ROVH4G00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, $12.5&#160;million and $13.6&#160;million, respectively, of our total cash and cash equivalents was in cash equivalents and restricted cash equivalents.&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Homebuilding "Restricted cash and cash equivalents" on the Condensed Consolidated Balance Sheets totaled $12.2 million and $7.9 million as of&#160;&lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_ZTJN0TPPQO00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; and &lt;em style="font: inherit;"&gt; &lt;span class="Linked" id="fs_L19QSS6I4W00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, respectively, which primarily consists of&#160;cash collateralizing our letter of credit agreements and facilities (see Note 12).&lt;br/&gt;&lt;/p&gt;
&lt;div&gt;


































&lt;br/&gt;&lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Financial services restricted cash and cash equivalents, which are included in &lt;span style="border-left: none; border-right: none;"&gt;"Financial services" assets&lt;/span&gt; on the Condensed Consolidated Balance Sheets, totaled $30.8&#160;million and&lt;span style="line-height: inherit;"&gt; $&lt;span style="line-height: inherit;"&gt;42.3&lt;/span&gt; m&lt;/span&gt;illion as of &lt;em style="font: inherit;"&gt; &lt;span class="Linked" id="fs_CKMY7PNQUO00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; and &lt;em style="font: inherit;"&gt; &lt;span class="Linked" id="fs_NDDS1QIMU800000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, respectively. Included in these&#160;balances were (&lt;em style="font: inherit;"&gt;1&lt;/em&gt;) financial services customers&#x2019; deposits of $27.0&#160;million&#160;and $39.2&#160;million at &lt;span class="Linked" id="fs_YOVNIWYCXS00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt; and&#160;&lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_IM5W8QBOSG00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, respectively, which are subject to restrictions&#160;on our use, and (&lt;em style="font: inherit;"&gt;2&lt;/em&gt;) restricted cash under the terms of our mortgage warehouse lines of credit of $3.8&#160;million and $3.1&#160;million at&#160;&lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_UYCRO42TU800000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; and &lt;em style="font: inherit;"&gt; &lt;span class="Linked" id="fs_OXLV0XWLLC00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, respectively.&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Homebuilding&#160;"Customers' deposits" are shown as a liability on the Condensed Consolidated Balance Sheets. These liabilities are significantly more than the applicable periods&#x2019; restricted cash balances because&#160;in some states&#160;the deposits are &lt;em style="font: inherit;"&gt;not&lt;/em&gt; restricted from use and, in other states, we are able to release the majority of these customer deposits to cash by pledging letters of credit or surety bonds.&lt;/p&gt;




















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      id="Tag251"
      unitRef="USD">30800000</us-gaap:RestrictedCashAndCashEquivalents>
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      id="Tag254"
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      decimals="-5"
      id="Tag252"
      unitRef="USD">27000000</us-gaap:RestrictedCashAndCashEquivalents>
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      contextRef="I20241031_CustomerDepositsMember_FinancialServicesMember"
      decimals="-5"
      id="Tag249"
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&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div id="t_ft_BZGDXNGEJ400000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; text-indent: 0px; font-family: 'times new roman'; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;&lt;span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;9.&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&lt;b&gt;Leases &lt;/b&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;








































 &lt;/tr&gt;








































 &lt;/tbody&gt;








































 &lt;/table&gt;








































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;We rent certain office space for use in our operations. Our lease population at &lt;em style="font: inherit;"&gt; &lt;span class="Linked" id="fs_1KR943MVOG00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; is comprised of operating leases where we are the lessee, primarily for our corporate office and division offices.&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 10pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;Lease costs are included in our Condensed Consolidated Statements of Operations, primarily in "Selling, general and administrative" homebuilding expenses, and payments on our lease liabilities are presented in the table below.&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 57px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_T2S0A5NUKW00000000000000000000FM"&gt;Three Months Ended&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: center; height: 10px;"&gt;&lt;span class="Linked" id="fs_QDSJ67DGAO00000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_VTX015MCMO00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_TH3O9ZO1WW00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_XP2Q6GBX9C00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_8XQJ5TIB7K00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_G1USDBHGJK00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_0YZWGMMO0W00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 48%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Operating lease costs&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;2,876&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;2,743&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;"&gt;8,708&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;"&gt;8,131&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Cash payments on lease liabilities&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;2,520&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;2,224&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"&gt;8,092&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"&gt;6,604&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;








































 &lt;/tbody&gt;








































 &lt;/table&gt;









































&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Operating right-of-use lease assets ("ROU assets") are included in &lt;span style="border-left: none; border-right: none;"&gt;"&lt;span class="ParaMarked" style="-sec-ix-hidden:Tag3"&gt;Prepaid expenses and other assets&lt;/span&gt;"&lt;/span&gt; on our Condensed Consolidated Balance Sheets, while lease liabilities are included in &lt;span style="border-left: none; border-right: none;"&gt;"&lt;span class="ParaMarked" style="-sec-ix-hidden:Tag2"&gt;Accounts payable and other liabilities&lt;/span&gt;"&lt;/span&gt;. During the nine months ended &lt;span class="Linked" id="fs_9P92XBSSS000000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;, we had an increase to ROU assets and lease liabilities of $8.3 million&#160;as a result of new leases and lease renewals that commenced during the period. We also modified a lease in our Northeast segment to shorten the term during the &lt;span class="Linked" id="fs_OIRCEGBRHC00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;, which resulted in a decrease&#160;to ROU assets and lease liabilities of $7.7 million. The following table contains additional information about our leases:&lt;/p&gt;

&lt;p style="margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 64px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_8VC56DQQNK00000000000000000000FM"&gt;July 31,&lt;/span&gt; &lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_IMX7AEII1S00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_AVX82RKW4000000000000000000000FM"&gt;October 31,&lt;/span&gt; &lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_PLWJNBKEY800000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 74%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;ROU assets&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;22,654&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;28,765&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Lease liabilities&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;25,874&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;30,868&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Weighted-average remaining lease term (in years)&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;3.6&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;4.6&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Weighted-average discount rate&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;10.2&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;%&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;10.3&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;%&lt;/td&gt;








































 &lt;/tr&gt;








































 &lt;/tbody&gt;








































 &lt;/table&gt;









































&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;Maturities of our operating lease liabilities as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_WJHL9FPQB400000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; are as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;

&lt;div&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_U3C6MGL45C00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 107px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Fiscal Year Ending &lt;span id="fs_CLZL3YB79S00000000000000000000FM"&gt;October 31,&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 87%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span id="fs_2E78N8OI0W00000000000000000000fs" style="display: inline;"&gt;2025&lt;/span&gt; (&lt;span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;excluding the &lt;span class="Linked" id="fs_VAC7Y3ZB0W00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;)&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;2,501&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_4HK4OPOSDS00000000000000000000fs" style="display: inline;"&gt;2026&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;10,356&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_FOUL8TQF0W00000000000000000000fs" style="display: inline;"&gt;2027&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;8,155&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_3U2BP36OWG00000000000000000000fs" style="display: inline;"&gt;2028&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;4,900&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_ZPTEUH1NKG00000000000000000000fs" style="display: inline;"&gt;2029&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;3,022&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_A0XMQYV8GG00000000000000000000fs" style="display: inline;"&gt;2030&lt;/span&gt; and thereafter &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;2,109&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Total operating lease payments (&lt;span id="fs_OEPVS3IT5S00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;31,043&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Less: imputed interest &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;(5,169&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; vertical-align: bottom; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;)&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Present value of operating lease liabilities &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;25,874&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;








































 &lt;/tr&gt;








































 &lt;/tbody&gt;








































 &lt;/table&gt;








































&lt;/div&gt;








































 &lt;/div&gt;








































 &lt;/div&gt;








































 &lt;/div&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"&gt;(&lt;span id="fs_UZ3PWWPYJK00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) Lease payments include options to extend lease terms that are reasonably certain of being executed and exclude $11.5 million of legally binding minimum lease payments for office leases signed but not yet commenced as of &lt;span class="Linked" id="fs_7LV0G6A3TS00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;. The related ROU assets and operating lease liabilities are not reflected on the Company's Condensed Consolidated Balance Sheets.&lt;/p&gt;








































 &lt;/div&gt;

















































































 &lt;/div&gt;








































 &lt;/div&gt;








































 &lt;/div&gt;








































 &lt;/div&gt;








































 &lt;/div&gt;








































 &lt;/div&gt;








































 </us-gaap:LesseeOperatingLeasesTextBlock>
    <us-gaap:LeaseCostTableTextBlock contextRef="D20250731" id="Tag1115">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 57px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_T2S0A5NUKW00000000000000000000FM"&gt;Three Months Ended&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: center; height: 10px;"&gt;&lt;span class="Linked" id="fs_QDSJ67DGAO00000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_VTX015MCMO00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="7" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_TH3O9ZO1WW00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_XP2Q6GBX9C00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_8XQJ5TIB7K00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="3" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_G1USDBHGJK00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_0YZWGMMO0W00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 48%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Operating lease costs&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;2,876&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;2,743&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;"&gt;8,708&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 10%; height: 10px; text-align: right;"&gt;8,131&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; width: 1%; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Cash payments on lease liabilities&lt;/p&gt;








































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;2,520&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;2,224&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"&gt;8,092&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; text-align: right;"&gt;6,604&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;








































 &lt;/tr&gt;








































 &lt;/tbody&gt;








































 &lt;/table&gt;









































&lt;p style="margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 64px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_8VC56DQQNK00000000000000000000FM"&gt;July 31,&lt;/span&gt; &lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_IMX7AEII1S00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_AVX82RKW4000000000000000000000FM"&gt;October 31,&lt;/span&gt; &lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_PLWJNBKEY800000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 74%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;ROU assets&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;22,654&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;28,765&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Lease liabilities&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;25,874&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;30,868&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Weighted-average remaining lease term (in years)&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;3.6&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;4.6&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Weighted-average discount rate&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;10.2&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;%&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;10.3&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px;"&gt;%&lt;/td&gt;








































 &lt;/tr&gt;








































 &lt;/tbody&gt;








































 &lt;/table&gt;








































 </us-gaap:LeaseCostTableTextBlock>
    <us-gaap:OperatingLeaseExpense
      contextRef="D20250731_1"
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      id="Tag81"
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    <us-gaap:OperatingLeaseExpense
      contextRef="D20240731_1"
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      id="Tag83"
      unitRef="USD">2743000</us-gaap:OperatingLeaseExpense>
    <us-gaap:OperatingLeaseExpense
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      unitRef="USD">8708000</us-gaap:OperatingLeaseExpense>
    <us-gaap:OperatingLeaseExpense
      contextRef="D20240731_4"
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      id="Tag79"
      unitRef="USD">8131000</us-gaap:OperatingLeaseExpense>
    <us-gaap:OperatingLeasePayments
      contextRef="D20250731_1"
      decimals="-3"
      id="Tag82"
      unitRef="USD">2520000</us-gaap:OperatingLeasePayments>
    <us-gaap:OperatingLeasePayments
      contextRef="D20240731_1"
      decimals="-3"
      id="Tag84"
      unitRef="USD">2224000</us-gaap:OperatingLeasePayments>
    <us-gaap:OperatingLeasePayments
      contextRef="D20250731"
      decimals="-3"
      id="Tag78"
      unitRef="USD">8092000</us-gaap:OperatingLeasePayments>
    <us-gaap:OperatingLeasePayments
      contextRef="D20240731_4"
      decimals="-3"
      id="Tag80"
      unitRef="USD">6604000</us-gaap:OperatingLeasePayments>
    <us-gaap:IncreaseDecreaseInOperatingLeaseLiability
      contextRef="D20250731"
      decimals="-5"
      id="Tag60"
      unitRef="USD">8300000</us-gaap:IncreaseDecreaseInOperatingLeaseLiability>
    <us-gaap:IncreaseDecreaseInOperatingLeaseLiability
      contextRef="D20250731_NortheastMember"
      decimals="-5"
      id="Tag402"
      unitRef="USD">7700000</us-gaap:IncreaseDecreaseInOperatingLeaseLiability>
    <us-gaap:OperatingLeaseRightOfUseAsset
      contextRef="I20250731"
      decimals="-3"
      id="Tag72"
      unitRef="USD">22654000</us-gaap:OperatingLeaseRightOfUseAsset>
    <us-gaap:OperatingLeaseRightOfUseAsset
      contextRef="I20241031"
      decimals="-3"
      id="Tag68"
      unitRef="USD">28765000</us-gaap:OperatingLeaseRightOfUseAsset>
    <us-gaap:OperatingLeaseLiability
      contextRef="I20250731"
      decimals="-3"
      id="Tag66"
      unitRef="USD">25874000</us-gaap:OperatingLeaseLiability>
    <us-gaap:OperatingLeaseLiability
      contextRef="I20241031"
      decimals="-3"
      id="Tag71"
      unitRef="USD">30868000</us-gaap:OperatingLeaseLiability>
    <us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1 contextRef="I20250731" id="Tag65">P3Y7M6D</us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1>
    <us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1 contextRef="I20241031" id="Tag74">P4Y7M6D</us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1>
    <us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent
      contextRef="I20250731"
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    <us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent
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      decimals="3"
      id="Tag61"
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&lt;div&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_U3C6MGL45C00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; height: 107px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Fiscal Year Ending &lt;span id="fs_CLZL3YB79S00000000000000000000FM"&gt;October 31,&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 87%;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span id="fs_2E78N8OI0W00000000000000000000fs" style="display: inline;"&gt;2025&lt;/span&gt; (&lt;span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;excluding the &lt;span class="Linked" id="fs_VAC7Y3ZB0W00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;)&lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;2,501&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_4HK4OPOSDS00000000000000000000fs" style="display: inline;"&gt;2026&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;10,356&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_FOUL8TQF0W00000000000000000000fs" style="display: inline;"&gt;2027&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;8,155&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_3U2BP36OWG00000000000000000000fs" style="display: inline;"&gt;2028&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;4,900&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_ZPTEUH1NKG00000000000000000000fs" style="display: inline;"&gt;2029&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;3,022&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; &lt;span id="fs_A0XMQYV8GG00000000000000000000fs" style="display: inline;"&gt;2030&lt;/span&gt; and thereafter &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;2,109&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Total operating lease payments (&lt;span id="fs_OEPVS3IT5S00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;








































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;31,043&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Less: imputed interest &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;(5,169&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; vertical-align: bottom; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;)&lt;/td&gt;








































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Present value of operating lease liabilities &lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; padding: 0px; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;25,874&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;








































 &lt;/tr&gt;








































 &lt;/tbody&gt;








































 &lt;/table&gt;








































&lt;/div&gt;








































 &lt;/div&gt;








































 &lt;/div&gt;








































 &lt;/div&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; line-height: 1.2;"&gt;(&lt;span id="fs_UZ3PWWPYJK00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) Lease payments include options to extend lease terms that are reasonably certain of being executed and exclude $11.5 million of legally binding minimum lease payments for office leases signed but not yet commenced as of &lt;span class="Linked" id="fs_7LV0G6A3TS00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;. The related ROU assets and operating lease liabilities are not reflected on the Company's Condensed Consolidated Balance Sheets.&lt;/p&gt;








































 &lt;/div&gt;








































 </us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
      contextRef="I20250731"
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      id="Tag63"
      unitRef="USD">2501000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
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      id="Tag76"
      unitRef="USD">8155000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo>
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      contextRef="I20250731"
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      id="Tag70"
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    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour
      contextRef="I20250731"
      decimals="-3"
      id="Tag75"
      unitRef="USD">3022000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour>
    <hov:LesseeOperatingLeaseLiabilityToBePaidAfterYearFour
      contextRef="I20250731"
      decimals="-3"
      id="Tag64"
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      decimals="-3"
      id="Tag73"
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    <us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
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    <us-gaap:OperatingLeaseLiability
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      id="Tag62"
      unitRef="USD">25874000</us-gaap:OperatingLeaseLiability>
    <hov:LesseeOperatingLeaseLeaseNotYetCommenced
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      id="Tag57"
      unitRef="USD">11500000</hov:LesseeOperatingLeaseLeaseNotYetCommenced>
    <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="D20250731" id="Tag449">
&lt;div id="t_ft_QX41NE4QOW00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;10.&lt;/span&gt;












 &lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Mortgage Loans Held for Sale&lt;/span&gt;












 &lt;/span&gt;&lt;/td&gt;



































 &lt;/tr&gt;



































 &lt;/tbody&gt;



































 &lt;/table&gt;



































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;Our wholly owned mortgage banking subsidiary, K. Hovnanian American Mortgage, LLC (&#x201c;K. Hovnanian Mortgage&#x201d;), originates mortgage loans, primarily from the sale of our homes. Such mortgage loans are sold in the secondary mortgage market within a short period of time of origination. Mortgage loans held for sale are collateralized by the underlying property. Loans held for sale are recorded at fair value with changes in the value recognized in the Condensed Consolidated Statements of Operations in &#x201c;Financial services&#x201d; revenue. We use forward sales of mortgage-backed securities (&#x201c;MBS&#x201d;), interest rate commitments from borrowers and&#160;forward commitments to sell loans to &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;third&lt;/em&gt; parties&#160;to protect us from interest rate fluctuations. These short-term instruments do not require any payments to be made to the counterparty&#160;or purchaser in connection with the execution of the commitments.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;As of&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_L7XVRAICLC00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_AJSUIRX1PC00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, $128.9&#160;million and $145.7&#160;million, respectively, of mortgages held for sale were pledged against our mortgage warehouse lines of credit (see Note &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_XM06BF4TSW00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;11&lt;/span&gt;&lt;/em&gt;). We &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;incur losses with respect to mortgages that were previously sold that are delinquent and which had underwriting defects, but only to the extent the losses are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; covered by mortgage insurance or the&#160;resale value of the home. The reserves for these estimated losses are included in&#160;&#x201c;Financial services&#x201d; liabilities&#160;on the Condensed Consolidated Balance Sheets. At&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_9K3PV1UHI800000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_SFYS935QCW00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, we had specific reserves for 9 and&#160;&lt;span style="line-height: inherit;"&gt;10&lt;/span&gt; identified mortgage loans, respectively, as well as reserves for an estimate of future losses on mortgages sold but &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; yet identified to us.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;The activity in our loan origination reserves during the&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;&lt;span style="border-right: none; border-left: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_D9ELA9XI8G00000000000000000000FM" style="line-height: inherit;"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_DMCRO2QA0000000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_9JH3PBGKFK00000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/em&gt; were as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="margin: 0pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 100px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 24.043%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_S5R6XG786800000000000000000000FM"&gt;Three Months Ended&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



































 &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="7" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 25.043%;"&gt;&lt;span class="Linked" id="fs_KIIYN27H3400000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.043%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_3NPHVLXQB400000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



































 &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="7" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 25.043%;"&gt;&lt;span class="Linked" id="fs_XQD9825GEO00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_7XRPKXMKU800000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_IMPUTIEDN400000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



































 &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="3" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"&gt;&lt;span class="Linked" id="fs_0N525SZJJ400000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_W12LB308KW00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Loan origination reserves, beginning of period &lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;2,738&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"&gt;&lt;span class="selected"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;2,034&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"&gt;2,520&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"&gt;2,013&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Provisions for estimated losses during the period &lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;195&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;216&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;452&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;629&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Payments/settlements&lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;(44&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;(156&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;(83&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;(&lt;span&gt;&lt;span class="selected"&gt;548&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;)&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Loan origination reserves, end of period &lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;2,889&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;2,094&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;2,889&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;2,094&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;



































 &lt;/tbody&gt;



































 &lt;/table&gt;







































































 </us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
    <us-gaap:DebtInstrumentCollateralAmount
      contextRef="I20250731_CollateralizedDebtObligationsMember"
      decimals="-5"
      id="Tag447"
      unitRef="USD">128900000</us-gaap:DebtInstrumentCollateralAmount>
    <us-gaap:DebtInstrumentCollateralAmount
      contextRef="I20241031_CollateralizedDebtObligationsMember"
      decimals="-5"
      id="Tag448"
      unitRef="USD">145700000</us-gaap:DebtInstrumentCollateralAmount>
    <hov:NumberOfLoansReservedFor
      contextRef="I20250731"
      decimals="0"
      id="Tag459"
      unitRef="Number">9</hov:NumberOfLoansReservedFor>
    <hov:NumberOfLoansReservedFor
      contextRef="I20241031"
      decimals="0"
      id="Tag460"
      unitRef="Number">10</hov:NumberOfLoansReservedFor>
    <hov:ScheduleOfActivityInLoanOriginationReservesTableTextBlock contextRef="D20250731" id="Tag450">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 100px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 24.043%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_S5R6XG786800000000000000000000FM"&gt;Three Months Ended&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



































 &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="7" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 25.043%;"&gt;&lt;span class="Linked" id="fs_KIIYN27H3400000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 24.043%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_3NPHVLXQB400000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/em&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



































 &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="7" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 25.043%;"&gt;&lt;span class="Linked" id="fs_XQD9825GEO00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_7XRPKXMKU800000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_IMPUTIEDN400000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



































 &lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="3" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 12%;"&gt;&lt;span class="Linked" id="fs_0N525SZJJ400000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 11%;"&gt;&lt;span class="Linked" id="fs_W12LB308KW00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Loan origination reserves, beginning of period &lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;2,738&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"&gt;&lt;span class="selected"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;2,034&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"&gt;2,520&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 10%;"&gt;2,013&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Provisions for estimated losses during the period &lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;195&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;216&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;452&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10%;"&gt;629&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Payments/settlements&lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;(44&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;(156&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;(83&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 10%;"&gt;(&lt;span&gt;&lt;span class="selected"&gt;548&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; text-align: left; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;)&lt;/td&gt;



































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 47.957%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Loan origination reserves, end of period &lt;/span&gt;&lt;/p&gt;



































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;2,889&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;2,094&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;2,889&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1%;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 10%;"&gt;2,094&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important; width: 1.02151%;"&gt;&lt;br/&gt;&lt;/td&gt;



































 &lt;/tr&gt;



































 &lt;/tbody&gt;



































 &lt;/table&gt;



































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&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;11.&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Mortgages&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;



















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&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;&lt;span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;"&gt;&#160;&lt;/span&gt;&lt;/i&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;Nonrecourse&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;We had nonrecourse mortgage loans for certain communities totaling $53.5&#160;million and $90.7&#160;million, net of debt issuance costs,&#160;as of&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_M9ADK1QR5S00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_XP5DWJ9WLC00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, respectively, which are secured by the related real property, including any improvements, with an aggregate book value of $123.8&#160;million and $249.7&#160;million, respectively. The weighted-average interest rate on these obligations was 8.1% and 8.7% as of&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_U6JVTSZE8000000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_V8JWB22JUO00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, respectively,&#160;and the mortgage loan payments primarily correspond to home deliveries.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;Mortgage Loans&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;K. Hovnanian Mortgage finances the origination of mortgage loans through various master repurchase agreements, which are recorded in "Financial services" liabilities on the Condensed Consolidated Balance Sheets.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Our secured Master Repurchase Agreement with JPMorgan Chase Bank, N.A. (&#x201c;Chase Master Repurchase Agreement&#x201d;), which was amended on July 31, 2025 to extend the maturity date to April 1, 2026, is a short-term borrowing facility that provides up to $50.0 million.&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable monthly on outstanding advances at an adjusted Secured Overnight Financing Rate ("SOFR"), plus an applicable margin of 2.00% to 2.25%. As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_IREOON981S00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_Z9Y2QJ5U3400000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, the aggregate principal amount of all borrowings outstanding under the Chase Master Repurchase Agreement was $9.0&#160;million and $7.3&#160;million, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;K. Hovnanian Mortgage has another secured Master Repurchase Agreement with Customers Bank (&#x201c;Customers Master Repurchase Agreement&#x201d;), which is a short-term borrowing facility that provides&#160;&lt;em style="color: #000000; font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; font-weight: inherit; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-style: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;up to&lt;/em&gt; $100.0 million through its maturity on March 4, 2026.&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors.&#160;Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the current &lt;span&gt;Bloomberg Short Term Bank Yield Index ("BSBY") rate or SOFR, plus an applicable margin ranging from 2.125% to 4.5%&lt;/span&gt; based on the type of loan and the number of days outstanding&#160;on the warehouse line. As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_Y4RI3RVEJ400000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&#160;and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_AP7GUCQRGW00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/em&gt;, the aggregate principal amount of all borrowings outstanding under the Customers Master Repurchase Agreement was $55.5&#160;million and $78.6&#160;million, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;K. Hovnanian&#160;Mortgage has another secured Master Repurchase Agreement with Hinsdale Bank &amp;amp; Trust Company, N.A. ("Hinsdale Master Repurchase Agreement"), which was amended on July 14, 2025 to extend the maturity date to July 13, 2026, and is a short-term borrowing facility that provides up to $50.0 million. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable monthly on outstanding advances at the &lt;span id="fs_JSIHUWB60000000000000000000000fs" style="display: inline;"&gt;One&lt;/span&gt;-Month Term SOFR, plus an applicable margin of 1.75% subject to a floor of 2.75%. As of both&#160;&lt;span class="Linked" id="fs_D7M2CK33V400000000000000000000FM"&gt;July 31, 2025&lt;/span&gt; and &lt;span class="Linked" id="fs_7DVSSS7NQ800000000000000000000FM"&gt;October 31, 2024&lt;/span&gt;, the aggregate principal amount of all borrowings outstanding under the Hinsdale Master Repurchase Agreement was $45.5 million.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;On June 6, 2025, K. Hovnanian&#160;Mortgage entered into a new secured Master Repurchase Agreement with PlainsCapital&#160;Bank ("PlainsCapital&#160;Master Repurchase Agreement"). The&#160;short-term borrowing facility provides up to $75.0 million through its maturity on May 31, 2026. The loan is secured by the mortgages held for sale and is repaid when we sell the underlying mortgage loans to permanent investors. Interest is payable daily or as loans are sold to permanent investors on outstanding advances at the &lt;span id="fs_KMYR9QF95S00000000000000000000fs" style="display: inline;"&gt;30&lt;/span&gt;-Day SOFR, plus an applicable margin of 2.125% to 9.0% based upon the number of days outstanding with the warehouse line, subject to a floor of 5.5%. As of July 31, 2025, there were no borrowings outstanding under the PlainsCapital&#160;Master Repurchase Agreement.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;The Chase Master Repurchase Agreement, Customers Master Repurchase Agreement, Hinsdale Master Repurchase Agreement and PlainsCapital&#160;Master Repurchase Agreement&#160;(together, the &#x201c;Master Repurchase Agreements&#x201d;) require K. Hovnanian Mortgage to satisfy and maintain specified financial ratios and other financial condition tests. Because of the extremely short period of time mortgages are held by K. Hovnanian Mortgage before the mortgages are sold to investors (generally a period of a few weeks), the immateriality to us on a consolidated basis, the size of the Master Repurchase Agreements, the levels required by these financial covenants, our ability based on our immediately available resources to contribute sufficient capital to cure any default, were such conditions to occur, and our right to cure any conditions of default based on the terms of the applicable agreement, we do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; consider any of these covenants to be substantive or material.&#160;As of &lt;span class="Linked" id="fs_HZMTTJSZ1S00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;, we believe we were in compliance with the covenants under the Master Repurchase Agreements.&lt;/span&gt;&lt;/p&gt;


















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&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;12.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;
&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;&lt;b&gt;Senior Notes and Credit Facilities&lt;/b&gt;&lt;/span&gt;






























 &lt;/span&gt;&lt;/td&gt;


























































 &lt;/tr&gt;


























































 &lt;/tbody&gt;


























































 &lt;/table&gt;


























































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="line-height: inherit;"&gt;Senior notes and credit facilities&lt;/span&gt; balances as of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_HSI05O7ZSW00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;/em&gt;&lt;span class="Linked" id="fs_01ST2ZS3KG00000000000000000000FM"&gt;October 31, 2024&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;, were as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_IQU8UKCVQO00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 167px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_1FVN69CN1S00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_FVS50HCK2800000000000000000000FM"&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_EAL0WG6JWG00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_EZ87ZSQSLC00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 74%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Senior Secured Notes: &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="height: 10px; margin-left: 0.1px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;8.0% Senior Secured &lt;span id="fs_DJZARW035S00000000000000000000fs" style="display: inline;"&gt;1.125&lt;/span&gt; Lien Notes due September 30, 2028&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;225,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;225,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;11.75% Senior Secured &lt;span id="fs_V3V32BF1WW00000000000000000000fs" style="display: inline;"&gt;1.25&lt;/span&gt; Lien Notes due September 30, 2029&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Total Senior Secured Notes &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;655,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;655,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Senior Notes: &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;13.5&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;% Senior Notes due &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;February 1, 2026&lt;/span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;26,588&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;5.0&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;% Senior Notes due &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;February 1, 2040&lt;/span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Total Senior Notes &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;51,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times;"&gt; Senior Secured &lt;span id="fs_25IX7732TC00000000000000000000fs" style="display: inline;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due &lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;January 31, 2028&lt;/span&gt;&lt;/span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;175,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times;"&gt;175,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;Senior Secured Revolving Credit Facility (&lt;span id="fs_XCIP9IBAWW00000000000000000000FM" style="display: inline;"&gt;1&lt;/span&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Subtotal senior notes and credit facilities &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;854,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;881,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Net premiums (discounts) &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;9,141&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;17,340&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Unamortized debt issuance costs &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;(2,187&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;(2,678&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;)&lt;/span&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;861,922&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;896,218&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;


























































 &lt;/tbody&gt;


























































 &lt;/table&gt;


























































 &lt;/div&gt;


























































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;"&gt;(&lt;span id="fs_U6ZFY3J9HC00000000000000000000FM" style="display: inline;"&gt;1&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;"&gt;) &lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;At &lt;i&gt;&lt;/i&gt;&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_513PMW4ZM800000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;i&gt;, provides for up to $&lt;i&gt;&lt;/i&gt;&lt;/i&gt;&lt;i&gt;125.0&lt;i&gt;&lt;/i&gt;&lt;/i&gt;&lt;/span&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt; million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian&#x2019;s option, at either (i) a term SOFR (subject to a floor of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;3.00&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;%) plus an applicable margin of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;4.50&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;% or (ii) an alternate base rate (subject to a floor of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;4.00&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;%) plus an applicable margin of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;3.50&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;1.00&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;% per annum.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;General&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 2pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Except &lt;span style="font-size: 10pt; line-height: inherit;"&gt;for K. Hovnanian, the issuer of the notes and borrower under the &lt;span style="font-size: 10pt;"&gt;credit agreements governing our term loans and revolving credit facilities (collectively, the "&lt;/span&gt;Credit Facilities"), our home mortgage subsidiaries, certain of our title insurance subsidiaries, joint ventures and subsidiaries holding interests in our joint ventures, we and each of our subsidiaries are guarantors of the Credit Facilities, the senior secured notes and senior notes outstanding at &lt;span class="Linked" id="fs_RUW0LULVTC00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt; (collectively, the "Notes&lt;/span&gt; Guarantors").&lt;/span&gt;&lt;/p&gt;
&lt;div style="font-family: 'times new roman', times;"&gt;



























































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 10pt 0pt 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit;"&gt;The &lt;span style="font-size: 10pt; line-height: inherit;"&gt;credit agreements governing the Credit Facilities and the indentures governing the senior secured and senior notes (together, the "Debt Instruments") outstanding at &lt;span class="Linked" id="fs_29CVXAZV2800000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;, do not contain any financial maintenance covenants, but do contain restrictive covenants that limit, among other things, the ability of HEI and certain of its subsidiaries, including K. Hovnanian, to incur (including through exchange or certain other types of transactions) indebtedness, pay dividends and make distributions on common and preferred stock, repay/repurchase certain indebtedness prior to its respective stated maturity, repurchase common and preferred stock, make other restricted payments (including investments), sell certain assets (including in certain land banking transactions), incur liens, consolidate, merge, sell or otherwise dispose of all or substantially all of their assets and enter into certain transactions with affiliates. The Debt Instruments also contain customary events of default which would permit the lenders or holders thereof to exercise remedies with respect to the collateral (as applicable), declare the loans (the "Secured Term Loans") made under the Senior Secured &lt;span id="fs_IQ1I418G4W00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028 (the "Secured Term Loan Facility") and loans (the "Secured Revolving Loans") made under the Senior Secured Revolving Credit Agreement due &lt;span id="fs_93G2X5YPXC00000000000000000000FM"&gt;June 30, 2026&lt;/span&gt; (the "Secured Credit Agreement") or notes to be immediately due and payable if not cured within applicable grace periods, including the failure to make timely payments on the Secured Term Loans, Secured Revolving Loans or notes or other material indebtedness, cross default to other material indebtedness, the failure to comply with agreements and covenants and specified events of bankruptcy and insolvency, with respect to the Secured Term Loans and Secured Revolving Loans, material inaccuracy of representations and warranties and with respect to the Secured Term Loans and Secured Revolving Loans, a change of control, and, with respect to the Secured Term Loans, Secured Revolving Loans and senior secured notes, the failure of the documents granting security for the obligations under the secured Debt Instruments to be in full force and effect, and the failure of the liens on any material portion of the collateral securing the obligations under the secured Debt Instruments to be valid and perfected. As of &lt;span class="Linked" id="fs_BNAJ9A87TC00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;, we believe we were in compliance with the covenants of the Debt&lt;/span&gt; Instruments.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Under &lt;span style="font-size: 10pt; line-height: inherit;"&gt;the terms of our Debt Instruments, we have the right to make certain redemptions and prepayments and, depending on market conditions, our strategic priorities and covenant restrictions, may do so from time to time. We also continue to actively analyze and evaluate our capital structure and explore transactions to simplify our capital structure and to strengthen our balance sheet, including those that reduce leverage, interest rates and/or extend maturities, and will seek to do so in the near term with the right opportunity. We may also continue to make debt or equity purchases and/or exchanges from time to time through tender offers, exchange offers, redemptions, open market purchases, private transactions, or otherwise, or seek to raise additional debt or equity capital, depending on market conditions and covenant&lt;/span&gt; restrictions.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-style: italic; line-height: inherit; font-family: 'times new roman', times;"&gt;Fiscal &lt;span id="fs_1QOXL5HXE800000000000000000000fs" style="display: inline;"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-size: 10pt; font-variant: normal; text-indent: 45pt; line-height: 1.2; margin: 0pt; padding-left: 0px; font-family: 'times new roman', times;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;On &lt;span id="fs_49AFDXSYTC00000000000000000000FM"&gt;April 30&lt;span style="border-left: none; border-right: none;"&gt;, 2025&lt;/span&gt;&lt;/span&gt;, K. Hovnanian redeemed the remaining&#160;$26.6&#160;million aggregate principal amount of its&#160;&lt;span id="fs_3CPD8J7JUO00000000000000000000FM"&gt;&lt;span&gt;13.5&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;% Senior Notes due&#160;&lt;/span&gt;&lt;span&gt;2026&lt;/span&gt;&lt;/span&gt;&#160;for a redemption price of $27.5&#160;million, which included accrued and unpaid interest. This redemption resulted in a gain on extinguishment of debt of $0.4&#160;million for the &lt;span id="fs_5QVW3RH40G00000000000000000000FM"&gt;nine months ended &lt;span style="border-left: none; border-right: none;"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;, including the write-off of unamortized premiums, debt issuance costs and fees. The gain from the redemption is included in the Condensed Consolidated Statement of Operations as "Gain on extinguishment of debt, net".&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;Secured Obligations&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;The &lt;span style="font-size: 10pt; line-height: inherit;"&gt;Secured Credit Agreement provides for up to $125.0 million in aggregate amount of Secured Revolving Loans to be used for general corporate purposes, upon the terms and subject to the conditions set forth therein. Secured Revolving Loans are to be borrowed by K. Hovnanian and guaranteed by the Notes Guarantors. The revolving loans under the Secured Credit Agreement have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian&#x2019;s option, at either (i) SOFR (subject to a floor of 3.00%) plus an applicable margin of 4.5% or (ii) an alternate base rate (subject to a floor of 4.0%) plus an applicable margin of 3.5%. In addition, K. Hovnanian pays an unused commitment fee on the undrawn revolving commitments at a rate of 1.0% per annum.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;The&lt;span style="font-size: 10pt; line-height: inherit;"&gt; 8.0% Senior Secured &lt;span&gt;&lt;span id="fs_KCN8MVJFXS00000000000000000000fs" style="display: inline;"&gt;1.125&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt; Lien Notes due &lt;span id="fs_Y4OYP17TM800000000000000000000fs" style="display: inline;"&gt;2028&lt;/span&gt; (the "New &lt;span id="fs_HLYEZKTZQ800000000000000000000fs" style="display: inline;"&gt;1.125&lt;/span&gt; Lien Notes") have a maturity of September 30, 2028 and bear interest at a rate of 8.0% &lt;/span&gt;per annum payable semi-annually on March 30 and September 30 of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New &lt;span id="fs_5H4FM15IGW00000000000000000000fs" style="display: inline;"&gt;1.125&lt;/span&gt; Lien Notes are redeemable in whole or in part at K. Hovnanian&#x2019;s option at any time prior to September 30, 2025 at a redemption price equal to 100% of their principal amount plus an applicable "Make Whole Amount". K. Hovnanian may also redeem some or all of the New &lt;span id="fs_VAK7LFUHTC00000000000000000000fs" style="display: inline;"&gt;1.125&lt;/span&gt; Lien Notes at 104.0% of their principal amount commencing on September 30, 2025, at 102.0% of their principal amount commencing on September 30, 2026 and at 100.0% of their principal amount commencing September 30, 2027. In addition, K. Hovnanian may also redeem up to 35.0% of the aggregate principal amount of New &lt;span id="fs_92D7UI1WYO00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.125&lt;/span&gt; Lien Notes prior to September 30, 2025 with the net cash proceeds from certain equity offerings at 108.0% of their principal amount&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;.&lt;/em&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p style="font-family: 'times new roman'; margin: 0pt; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;The 11.75% Senior Secured &lt;span id="fs_PKKP9JIWIO00000000000000000000fs" style="display: inline;"&gt;1.25&lt;/span&gt; Lien Notes due &lt;span id="fs_DU2Z5CPRZ400000000000000000000fs" style="display: inline;"&gt;2029&lt;/span&gt; (the "&lt;span style="font-size: 10pt; line-height: inherit;"&gt;New &lt;span id="fs_7QB92RYVU800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes") have a maturity of September 30, 2029 and bear interest at a rate of 11.75% per annum payable semi-annually on March 30 and September 30 of each year to holders of record at the close of business on March 15 and September 15, as the case may be, immediately preceding such interest payment dates. The New &lt;span id="fs_GYJOFFMX3400000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes are redeemable in whole or in part at K. Hovnanian&#x2019;s option at any time prior to March 30, 2026 at a redemption price equal to 100% of their principal amount plus an applicable &#x201c;Make Whole Amount&#x201d;. K. Hovnanian may also redeem some or all of the New &lt;span id="fs_6RS88ECMNK00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes at 105.875% of their principal amount commencing on March 30, 2026, at 102.9375% of their principal amount commencing on September 30, 2027 and at 100.0% of their principal amount commencing on September 30, 2028. In addition, K. Hovnanian may also redeem up to 35.0% of the aggregate principal amount of New &lt;span id="fs_0Q9AA9HFA800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes prior to March 30, 2026, with the net cash proceeds from certain equity offerings at 111.75% of their principal amount&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;.&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;The Secured Term Loans bear interest at a rate equal to 10.0% per annum&#160;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;span style="font-size: 10.0pt; line-height: 115%;"&gt;(provided that the interest rate on all then outstanding Secured Term Loans shall be increased in certain circumstances when certain priority secured debt is issued, to a weighted average rate that results from applying (x) an 11.75% per annum rate to the principal amount of the Secured Term Loans equal to a specified aggregate principal amount of such priority secured debt and (y) a 10.0% per annum rate on the remaining principal amount of the Secured Term Loans)&#160;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: inherit; font-variant: inherit; text-indent: 45pt; font-style: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;and will mature on January 31, 2028, with interest payable in arrears on the last business day of each fiscal quarter. At any time and from time to time after November 15, 2023, K. Hovnanian may voluntarily prepay some or all of the Secured Term Loans at a prepayment price equal to 100.0% of their principal amount&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; text-indent: 45pt;"&gt;.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Each &lt;span style="font-size: 10pt; line-height: inherit;"&gt;series of secured notes and the guarantees thereof, the Secured Term Loans and the guarantees thereof and the Secured Credit Agreement and the guarantees thereof are secured by the same assets. Among the secured debt (in each case, with respect to the assets securing such&lt;span style="color: #000000; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt; debt)&lt;/span&gt;: the liens securing the Secured Credit Agreement are senior to the liens securing all of K. Hovnanian&#x2019;s other secured notes and the Secured Term Loans; the liens securing the New &lt;span id="fs_I2LQMASF9C00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.125&lt;/span&gt; Lien Notes are senior to the liens securing the New &lt;span id="fs_OZ3XIAIRSW00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes, the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New &lt;span id="fs_KOAFKS4VWW00000000000000000000fs" style="display: inline;"&gt;1.125&lt;/span&gt; Lien Notes; the liens securing the New &lt;span id="fs_SDWF3RPIOW00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes are senior to the liens securing the Secured Term Loans and any other future secured obligations that are junior in priority with respect to the assets securing the New &lt;span id="fs_0WVMRZVD0000000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes; and the liens securing the Secured Term Loans are senior to any other future secured obligations that are junior in priority with respect to the assets securing the Secured Term Loans&lt;/span&gt;.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_R8PBOHK44G00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;, &lt;span style="font-size: 10pt; line-height: inherit;"&gt;the collateral securing the Secured Credit Agreement, the Secured Term Loan Facility and the senior secured notes included (&lt;span id="fs_WI61T4C0HC00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;) $156.0&#160;million of cash and cash equivalents, which included $6.3&#160;million of restricted cash collateralizing certain letters of credit (subsequent to such date, fluctuations as a result of cash uses include general business operations and real estate and other investments along with cash inflow primarily from deliveries); (&lt;span id="fs_RPHN9K6GLS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2&lt;/span&gt;) $738.6&#160;million aggregate book value of real property, which does not include the impact of inventory investments, home deliveries or impairments thereafter and which may differ from the value if it were appraised; and (&lt;span id="fs_D7S693O2A800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;3&lt;/span&gt;) equity interests in joint venture holding companies with an aggregate book value of $216.4&#160;million&lt;/span&gt;.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;Unsecured Obligations&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;The &lt;span style="font-size: 10pt; line-height: inherit;"&gt;5.0% Senior Notes due &lt;span id="fs_TQ99PNDUCG00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2040&lt;/span&gt; (the &#x201c;5.0% &lt;span id="fs_IM0C46MFKG00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2040&lt;/span&gt; Notes&#x201d;) bear interest at 5.0% per annum and mature on February 1, 2040. Interest on the 5.0% &lt;span id="fs_PB24MSIDOG00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2040&lt;/span&gt; Notes is payable semi-annually on February 1 and August 1 of each year to holders of record at the close of business on January 15 or July 15, as the case may be, immediately preceding each such interest payment date. At any time and from time to time, K. Hovnanian may redeem some or all of the 5.0% &lt;span id="fs_T1XUWCZIOG00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2040&lt;/span&gt; Notes at a redemption price equal to 100.0% of their principal amount&lt;/span&gt;.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;i&gt;Other&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;We &lt;span style="font-size: 10pt; line-height: inherit;"&gt;have certain stand-alone cash collateralized letter of credit agreements and facilities under which there was a total of $6.2&#160;million and $2.6 million letters of credit outstanding at &lt;span class="Linked" id="fs_T60AT8VKXC00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt; and &lt;span class="Linked" id="fs_2KTRDG6E6O00000000000000000000FM"&gt;October 31, 2024&lt;/span&gt;, respectively. These agreements and facilities require us to maintain specified amounts of cash as collateral in segregated accounts to support the letters of credit issued thereunder, &lt;span&gt;which is reflected in "Restricted cash and cash equivalents" on the Condensed Consolidated Balance Sheets&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;.&#160;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 </us-gaap:LongTermDebtTextBlock>
    <us-gaap:ScheduleOfDebtInstrumentsTextBlock contextRef="D20250731" id="Tag171">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_IQU8UKCVQO00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 167px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_1FVN69CN1S00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_FVS50HCK2800000000000000000000FM"&gt;October 31,&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_EAL0WG6JWG00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_EZ87ZSQSLC00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 74%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Senior Secured Notes: &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="height: 10px; margin-left: 0.1px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;8.0% Senior Secured &lt;span id="fs_DJZARW035S00000000000000000000fs" style="display: inline;"&gt;1.125&lt;/span&gt; Lien Notes due September 30, 2028&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;225,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;225,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;11.75% Senior Secured &lt;span id="fs_V3V32BF1WW00000000000000000000fs" style="display: inline;"&gt;1.25&lt;/span&gt; Lien Notes due September 30, 2029&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;430,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Total Senior Secured Notes &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;655,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;655,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Senior Notes: &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;13.5&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;% Senior Notes due &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;February 1, 2026&lt;/span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;26,588&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;5.0&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;% Senior Notes due &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;February 1, 2040&lt;/span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Total Senior Notes &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;24,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;51,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none; font-family: 'times new roman', times;"&gt; Senior Secured &lt;span id="fs_25IX7732TC00000000000000000000fs" style="display: inline;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due &lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;January 31, 2028&lt;/span&gt;&lt;/span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;175,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times;"&gt;175,000&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;Senior Secured Revolving Credit Facility (&lt;span id="fs_XCIP9IBAWW00000000000000000000FM" style="display: inline;"&gt;1&lt;/span&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Subtotal senior notes and credit facilities &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;854,968&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;881,556&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Net premiums (discounts) &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;9,141&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;17,340&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Unamortized debt issuance costs &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;(2,187&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;(2,678&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;)&lt;/span&gt;&lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt; Total senior notes and credit facilities, net of discounts, premiums and unamortized debt issuance costs &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;861,922&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;896,218&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;


























































 &lt;/tr&gt;


























































 &lt;/tbody&gt;


























































 &lt;/table&gt;


























































 &lt;/div&gt;


























































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;"&gt;(&lt;span id="fs_U6ZFY3J9HC00000000000000000000FM" style="display: inline;"&gt;1&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-style: italic; font-size: 10pt;"&gt;) &lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;At &lt;i&gt;&lt;/i&gt;&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_513PMW4ZM800000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;i&gt;, provides for up to $&lt;i&gt;&lt;/i&gt;&lt;/i&gt;&lt;i&gt;125.0&lt;i&gt;&lt;/i&gt;&lt;/i&gt;&lt;/span&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt; million in aggregate amount of senior secured first lien revolving loans. The revolving loans thereunder have a maturity of June 30, 2026 and borrowings bear interest, at K. Hovnanian&#x2019;s option, at either (i) a term SOFR (subject to a floor of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;3.00&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;%) plus an applicable margin of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;4.50&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;% or (ii) an alternate base rate (subject to a floor of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;4.00&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;%) plus an applicable margin of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;3.50&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;%. In addition, K. Hovnanian will pay an unused commitment fee on the undrawn revolving commitments at a rate of &lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;1.00&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;span style="line-height: inherit;"&gt;% per annum.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































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      id="Tag168"
      unitRef="Pure">0.1175</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20250731_The100SeniorSecured175LienNotesDue2025Member_SeniorSecuredTermLoanMember_ExchangeAgreementsMember"
      decimals="3"
      id="Tag167"
      unitRef="Pure">0.10</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentMaturityDate
      contextRef="D20250731_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member"
      id="Tag166">2028-01-31</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentRedemptionPricePercentage
      contextRef="D20250731_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member_AfterNovember152023Member"
      decimals="3"
      id="Tag217"
      unitRef="Pure">1</us-gaap:DebtInstrumentRedemptionPricePercentage>
    <us-gaap:DebtInstrumentCollateralAmount
      contextRef="I20250731_CashAndCashEquivalentsCollateralMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember"
      decimals="-5"
      id="Tag196"
      unitRef="USD">156000000</us-gaap:DebtInstrumentCollateralAmount>
    <us-gaap:DebtInstrumentCollateralAmount
      contextRef="I20250731_RestrictedCashMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember"
      decimals="-5"
      id="Tag169"
      unitRef="USD">6300000</us-gaap:DebtInstrumentCollateralAmount>
    <us-gaap:DebtInstrumentCollateralAmount
      contextRef="I20250731_RealPropertyMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember"
      decimals="-5"
      id="Tag186"
      unitRef="USD">738600000</us-gaap:DebtInstrumentCollateralAmount>
    <us-gaap:DebtInstrumentCollateralAmount
      contextRef="I20250731_EquityInterestsInJointVentureHoldingCompaniesCollateralMember_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember"
      decimals="-5"
      id="Tag187"
      unitRef="USD">216400000</us-gaap:DebtInstrumentCollateralAmount>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember"
      decimals="3"
      id="Tag176"
      unitRef="Pure">0.05</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember"
      decimals="3"
      id="Tag197"
      unitRef="Pure">0.05</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember"
      decimals="3"
      id="Tag213"
      unitRef="Pure">0.05</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember"
      decimals="3"
      id="Tag195"
      unitRef="Pure">0.05</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20250731_The50SeniorNotesDue2040Member_UnsecuredSeniorNotesMember"
      decimals="3"
      id="Tag212"
      unitRef="Pure">0.05</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentRedemptionPricePercentage
      contextRef="D20250731_The50SeniorNotesDue2040Member_DebtInstrumentRedemptionPeriodOneMember_UnsecuredSeniorNotesMember"
      decimals="3"
      id="Tag206"
      unitRef="Pure">1</us-gaap:DebtInstrumentRedemptionPricePercentage>
    <us-gaap:LettersOfCreditOutstandingAmount
      contextRef="I20250731_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember"
      decimals="-5"
      id="Tag208"
      unitRef="USD">6200000</us-gaap:LettersOfCreditOutstandingAmount>
    <us-gaap:LettersOfCreditOutstandingAmount
      contextRef="I20241031_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember"
      decimals="-5"
      id="Tag211"
      unitRef="USD">2600000</us-gaap:LettersOfCreditOutstandingAmount>
    <us-gaap:EarningsPerShareTextBlock contextRef="D20250731" id="Tag501">
&lt;div id="t_ft_CIKOJP78A800000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; height: 10px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; height: 10px;"&gt;
&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;13.







 &lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Per Share Calculation







 &lt;/span&gt;&lt;/span&gt;&lt;/td&gt;

















 &lt;/tr&gt;

















 &lt;/tbody&gt;

















 &lt;/table&gt;

















 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;Basic and diluted earnings per share for the periods presented below were calculated as follows:&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 36pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 186px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"&gt;&lt;span class="Linked" id="fs_DKU6RH6EBK00000000000000000000fs"&gt;Three Months Ended&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"&gt;&lt;span class="Linked" id="fs_W0MU2YR5S000000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_SACKHKRNZ400000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_WKZ9KOBH3K00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands, except per share data) &lt;/span&gt;&lt;/p&gt;

















&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_9GRNUOJ0B400000000000000000000fs"&gt;2025&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_T23VQSKGDC00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_M2VYZCJHCG00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_KVXSV3EHZK00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Numerator:&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Net income&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;16,615&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;72,919&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;64,532&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;147,659&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Less: preferred stock dividends&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;(2,669&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;(2,669&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;(8,007&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;(8,007&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;)&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Less: undistributed earnings allocated to participating securities&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(233&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(1,548&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(1,428&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(4,660&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Numerator for basic earnings per share&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;13,713&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;68,702&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;55,097&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;134,992&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Plus: undistributed earnings allocated to participating securities&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;"&gt;233&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;"&gt;1,548&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"&gt;1,428&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"&gt;4,660&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Less: undistributed earnings reallocated to participating securities&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(234&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(1,556&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(1,435)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(4,698&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Numerator for diluted earnings per share&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;13,712&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;68,694&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;55,090&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;134,954&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Denominator:&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Denominator for basic earnings per share &#x2013; weighted average shares outstanding&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;6,399&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;6,474&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;6,442&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;6,476&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Effect of dilutive securities:&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Stock-based payments&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;488&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;574&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;494&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;572&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Denominator for diluted earnings per share &#x2013; weighted-average shares outstanding&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;6,887&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;7,048&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;6,936&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;7,048&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;"&gt;Basic earnings per share&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;"&gt;2.14&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;"&gt;10.61&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;"&gt;8.55&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;"&gt;20.85&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;"&gt;Diluted earnings per share&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;"&gt;1.99&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;"&gt;9.75&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;"&gt;7.94&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;"&gt;19.15&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;

















 &lt;/tbody&gt;

















 &lt;/table&gt;


















&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"&gt;There were &lt;em style="font: inherit;"&gt;no anti-dilutive shares&#160;&lt;/em&gt;for the&#160;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;&lt;span class="Linked" id="fs_LPXNY1CMLS00000000000000000000FM"&gt;three and nine&lt;/span&gt;&lt;/span&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&#160;months ended &lt;/span&gt;&lt;/span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_4FW30UGLVK00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;and 2024.&lt;/span&gt;&lt;/p&gt;















</us-gaap:EarningsPerShareTextBlock>
    <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="D20250731" id="Tag500">
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 186px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"&gt;&lt;span class="Linked" id="fs_DKU6RH6EBK00000000000000000000fs"&gt;Three Months Ended&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"&gt;&lt;span class="Linked" id="fs_W0MU2YR5S000000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_SACKHKRNZ400000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_WKZ9KOBH3K00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands, except per share data) &lt;/span&gt;&lt;/p&gt;

















&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_9GRNUOJ0B400000000000000000000fs"&gt;2025&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_T23VQSKGDC00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_M2VYZCJHCG00000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_KVXSV3EHZK00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Numerator:&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Net income&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;16,615&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;72,919&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;64,532&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;147,659&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Less: preferred stock dividends&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;(2,669&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;(2,669&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;(8,007&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;(8,007&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;)&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Less: undistributed earnings allocated to participating securities&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(233&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(1,548&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(1,428&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(4,660&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Numerator for basic earnings per share&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;13,713&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;68,702&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;55,097&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;134,992&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 16px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Plus: undistributed earnings allocated to participating securities&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;"&gt;233&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 16px;"&gt;1,548&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"&gt;1,428&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; text-align: right;"&gt;4,660&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Less: undistributed earnings reallocated to participating securities&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(234&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(1,556&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(1,435)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(4,698&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Numerator for diluted earnings per share&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;13,712&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;68,694&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;55,090&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;134,954&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Denominator:&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Denominator for basic earnings per share &#x2013; weighted average shares outstanding&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;6,399&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;6,474&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;6,442&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;6,476&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Effect of dilutive securities:&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Stock-based payments&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;488&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;574&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;494&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;572&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Denominator for diluted earnings per share &#x2013; weighted-average shares outstanding&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;6,887&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;7,048&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;6,936&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;7,048&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;"&gt;Basic earnings per share&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;"&gt;2.14&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px;"&gt;10.61&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;"&gt;8.55&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-align: right;"&gt;20.85&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;"&gt;Diluted earnings per share&lt;/p&gt;

















 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;"&gt;1.99&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; text-align: right; height: 10px; background-color: #cceeff;"&gt;9.75&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;"&gt;7.94&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px; text-align: right;"&gt;19.15&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;

















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&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;14.&lt;/span&gt;










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&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Preferred Stock&lt;/span&gt;










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&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; July &lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;12,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_3CXWPFLIFK00000000000000000000fs" style="display: inline;"&gt;2005&lt;/span&gt;,&lt;/em&gt; we issued 5,600 shares of 7.625% Series A preferred stock, with a liquidation preference of $25,000 per share. Dividends on Series A preferred stock are &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; cumulative and are payable at an annual rate of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;7.625%.&lt;/em&gt; The Series A preferred stock is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; convertible into the Company&#x2019;s common stock and is redeemable in whole or in part at our option at the liquidation preference of the shares. The Series A preferred stock is traded as depositary shares, with each depositary share representing &lt;span class="ParaMarked" style="-sec-ix-hidden:Tag12"&gt;1/1000th&lt;/span&gt; of a share of Series A preferred stock. &lt;span&gt;We paid dividends of $2.7 million &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;and $&lt;/span&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;8.0&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;million&#160;&lt;/span&gt;on the Series A preferred stock for the&lt;span style="border-right: none; border-left: none;"&gt;&lt;span style="border-right: none; border-left: none;"&gt;&#160;&lt;span class="Linked" id="fs_Y02SIN4CDS00000000000000000000FM"&gt;three and nine&lt;/span&gt;&lt;/span&gt;&lt;span style="border-right: none; border-left: none;"&gt;&#160;months ended &lt;span class="Linked" id="fs_NPKSQ52W0G00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt; and &lt;span id="fs_ZLBOIBJE0G00000000000000000000fs" style="display: inline;"&gt;2024&lt;/span&gt;.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



















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&lt;div style="width: 100%;"&gt;
&lt;div id="t_ft_6LML0AS96800000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;15.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; &lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Common Stock&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; &lt;/td&gt;










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 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;Each share of Class&#160;A common stock entitles its holder to one vote per share, and each share of Class&#160;B common stock generally entitles its holder to ten votes per share. The amount of any regular cash dividend payable on a share of Class&#160;A common stock will be an amount equal to 110% of the corresponding regular cash dividend payable on a share of Class&#160;B common stock. If a shareholder desires to sell shares of Class&#160;B common stock, such stock must be converted into shares of Class&#160;A common stock at a one-to-&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_ODOFFFSZ4000000000000000000000fs" style="display: inline;"&gt;one&lt;/span&gt;&lt;/em&gt; conversion rate.&lt;/span&gt;&lt;/p&gt;










 &lt;/div&gt;











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&lt;div class="hf-row"&gt;
&lt;div class="hf-cell TOCLink" style="display: inline-block; text-align: left;"&gt;&lt;br/&gt;&lt;/div&gt;










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&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; line-height: inherit;"&gt;On &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August&#160;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_ZYWME9RUM800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;4&lt;/span&gt;,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_82LFP7DEFK00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2008&lt;/span&gt;,&lt;/em&gt;&#160;the Board adopted a shareholder rights plan (the &#x201c;Rights Plan&#x201d;), which was amended on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; January 11, 2018,&lt;/em&gt;&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;January 18, 2021, and January 11, 2024, and which is&#160;&lt;/em&gt;designed to preserve shareholder value and the value of certain tax assets primarily associated with net operating loss (&#x201c;NOL&#x201d;) carryforwards and built-in losses under Section&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_I2XL3FLM0G00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;382&lt;/span&gt;&lt;/em&gt; of the Internal Revenue Code. Our ability to use NOLs and built-in losses would be limited if there was an &#x201c;ownership change&#x201d; under Section&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_KSKUHFY4Z400000000000000000000fs" style="line-height: inherit; display: inline;"&gt;382&lt;/span&gt;.&lt;/em&gt; This would occur if shareholders owning (or deemed under Section&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_0SBJYIP7E800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;382&lt;/span&gt;&lt;/em&gt; to own) 5% or more of our stock increase their collective ownership of the aggregate amount of our outstanding shares by more than 50&#160;percentage points over a defined period of time. The Rights Plan was adopted to reduce the likelihood of an &#x201c;ownership change&#x201d; occurring as defined by Section&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_BBAVW42BWG00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;382&lt;/span&gt;.&lt;/em&gt; Under the Rights Plan, one right was distributed for each share of Class&#160;A common Stock and Class&#160;B common Stock outstanding as of the close of business on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August&#160;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_OB3R2UKW1S00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;15&lt;/span&gt;,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_DL7JBUIKC000000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2008&lt;/span&gt;.&lt;/em&gt; Effective &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August&#160;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_WTESL5VGG000000000000000000000fs" style="line-height: inherit; display: inline;"&gt;15&lt;/span&gt;,&lt;/em&gt; &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_73Q3SK3QHS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2008&lt;/span&gt;,&lt;/em&gt; if any person or group acquires 4.9% or more of the outstanding shares of Class&#160;A common stock without the approval of the Board, there would be a triggering event causing significant dilution in the voting power of such person or group. However, existing shareholders who owned, at the time of the Rights Plan&#x2019;s initial adoption on &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August 4, 2008, &lt;/em&gt;4.9% or more of the outstanding shares of Class&#160;A common stock will trigger a dilutive event only if they acquire additional shares. The approval of the Board&#x2019;s decision to adopt the Rights Plan &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; may &lt;/em&gt;be terminated by the Board at any time prior to the Rights being triggered. The Rights Plan will continue in effect until &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; August&#160;&lt;/em&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_3VYEEFZRUO00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;14&lt;/span&gt;,&lt;/em&gt; &lt;span id="fs_RXS1TCAT8000000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2027&lt;/span&gt;, unless it expires earlier in accordance with its terms. The approval of the Board&#x2019;s decision to initially adopt the Rights Plan and Amendments Nos. &lt;span id="fs_060GBUEUDS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;, &lt;span id="fs_N1VC4YM1M800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2&lt;/span&gt; and &lt;span id="fs_7A6O0QKQHS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;3&lt;/span&gt; thereto were&#160;approved by shareholders. Our shareholders also approved an amendment to our Certificate of Incorporation to restrict certain transfers of Class A common stock in order to preserve the tax treatment of our NOLs and built-in losses under Section&#160;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_YK4YKGQZTS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;382&lt;/span&gt;&lt;/em&gt; of the Internal Revenue Code. Subject to certain exceptions pertaining to pre-existing &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;5%&lt;/em&gt; shareholders and holders of Class B common stock, the transfer restrictions in our Restated Certificate of Incorporation generally restrict any direct or indirect transfer (such as transfers of our stock that result from the transfer of interests in other entities that own our stock) if the effect would be to (i) increase the direct or indirect ownership of our stock by any person (or public group) from less than 5% to 5% or more of our common stock; (ii) increase the percentage of our common stock owned directly or indirectly by a person (or public group) owning or deemed to own 5% or more of our common stock; or (iii) create a new &#x201c;public group&#x201d; (as defined in the applicable U.S. Treasury regulations). Transfers included under the transfer restrictions include sales to persons (or public groups) whose resulting percentage ownership (direct or indirect) of common stock would exceed the 5% thresholds discussed above, or to persons whose direct or indirect ownership of common stock would by attribution cause another person (or public group) to exceed such threshold.&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-size: 10pt; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;On December 18, 2024, the Board authorized an incremental increase to our repurchase program and on April 11, 2025, the Board authorized another increase to our repurchase program,&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10.0pt; line-height: 115%;"&gt;such that, &lt;span style="color: #000000; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"&gt;inclusive of any amounts remaining under the existing repurchase authorization, as of April 11, 2025, we were authorized to repurchase up to &lt;span&gt;$30.6&lt;/span&gt; million of our Class A common stock.&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; margin: 0pt; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal;"&gt;Under the program, repurchases may be made from time to time in open market transactions, in privately negotiated transactions or otherwise. The timing and the actual dollar amount repurchased will depend on a variety of factors,&lt;/span&gt; including legal requirements, price, future tax implications and economic and market conditions. The repurchase program may be changed, suspended or discontinued at any time and does not have a specified expiration date.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"&gt;During&lt;/span&gt;&lt;span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 48px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"&gt;&#160;the &lt;span class="Linked" id="fs_2Q9RI3LSHC00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;, &lt;span&gt;we repurchased 257,908&lt;span style="border-left: none; border-right: none;"&gt;&#160;&lt;/span&gt;shares under the stock repurchase program, with a market value of $30.1&#160;million, or $116.70 per share. &lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-indent: 48px; float: none; line-height: inherit; display: inline !important;"&gt;During&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-indent: 48px; float: none; line-height: inherit; display: inline !important;"&gt;&#160;the&lt;span&gt;&#160;&lt;/span&gt;&lt;span&gt;&lt;span class="Linked" id="fs_7D5879XETS00000000000000000000FM"&gt;nine months ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;,&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'times new roman', times; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin: 0pt; line-height: 1.2;"&gt;we repurchased&lt;span&gt;&#160;&lt;/span&gt;188,800&lt;span&gt;&#160;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; ;font-style: normal; ;text-decoration: none; ;font-weight: normal; ;color: black;"&gt;shares under the stock repurchase program, with a market value&lt;/span&gt; of $26.5&lt;span&gt;&#160;&lt;/span&gt;million, or $140.31&lt;span&gt;&#160;&lt;/span&gt;per share.&#160;&lt;/span&gt;&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="color: #000000;"&gt;&lt;span&gt;The repurchased shares&#160;&lt;/span&gt;were added to "Treasury stock" on the Condensed Consolidated Balance Sheets.&#160;&lt;/span&gt;&lt;/em&gt;As of &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_QEFIS76DF400000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;, $26.4&lt;/em&gt;&#160;million of our Class A common stock was available to be purchased under the stock repurchase program.&lt;/span&gt;&lt;/p&gt;










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&lt;div id="t_ft_O3C5K4CBNK00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; text-indent: 0px; font-family: 'times new roman';"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;16.&lt;/span&gt;







 &lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Income Taxes&#160;







 &lt;/span&gt;&lt;/span&gt;&lt;/td&gt;















 &lt;/tr&gt;















 &lt;/tbody&gt;















 &lt;/table&gt;















&lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;For the &lt;em style="font: inherit;"&gt;&lt;/em&gt;&lt;span style="border-right: none; border-left: none; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span class="Linked" id="fs_UYBJYV07NK00000000000000000000FM"&gt;three and nine&lt;/span&gt;&#160;&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;months ended &lt;span class="Linked" id="fs_FOSIUI2Y9S00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;em style="font: inherit;"&gt;, we recorded income tax expense of&#160;&lt;/em&gt;$7.2&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&#160;million and $&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;25.7&lt;/span&gt;&#160;million&lt;span&gt;, respectively, and $&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;24.4&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&#160;million and $&lt;/span&gt;51.6&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&#160;million for the same periods in the prior year, respectively&lt;/span&gt;.&lt;/span&gt;&#160;For&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&#160;both the &lt;span class="Linked" id="fs_KG5YE91LA800000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_5WQP326AFK00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;, and both prior&#160;year periods, the expense was primarily driven by federal and state tax expense on income before income taxes and permanent differences, partially offset by the generation of energy home credits. The federal tax expense is not paid in cash as it is offset by the use of our existing NOL carryforwards.&lt;/span&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;On July 4, 2025, the One Big Beautiful Bill Act ("OBBBA") was enacted and signed into U.S. law. The OBBBA modifies or extends provisions enacted by the 2017 Tax Cuts and Jobs Act and introduces new provisions including the repeal of our ability to claim energy efficient home credits for homes that close after June 30, 2026. While the OBBBA does not have a material impact on our Condensed Consolidated Financial Statements, we will continue to monitor additional guidance issued by the U.S. Treasury Department, the Internal Revenue Service and various state agencies.&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;The Company recognizes&lt;/span&gt; deferred income taxes for deferred tax benefits arising from NOL carryforwards and temporary differences between book and tax income which will be recognized in future years as an offset against future taxable income. As part of our analysis, we considered both positive and negative factors that impact profitability and whether those factors would lead to a change in estimate of our deferred tax assets (&#x201c;DTAs&#x201d;) that may be realized in the future. At &lt;/span&gt;&lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_YBPXJOPZPC00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&lt;span style="font-size: 10pt; line-height: inherit;"&gt;, the Company has determined that it is more likely than not that sufficient taxable income will be generated in the future to realize its DTAs, net of any state valuation allowances.&lt;/span&gt;&lt;/p&gt;















 </us-gaap:IncomeTaxDisclosureTextBlock>
    <us-gaap:IncomeTaxExpenseBenefit
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      contextRef="D20240731_4"
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      id="Tag248"
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&lt;div id="t_ft_C0E6LNLRGW00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse; height: 17px;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; height: 17px;"&gt;
&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;17.




 &lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Operating and Reporting Segments




 &lt;/span&gt;&lt;/span&gt;&lt;/td&gt;


























 &lt;/tr&gt;


























 &lt;/tbody&gt;


























 &lt;/table&gt;


























 &lt;/div&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;HEI&#x2019;s operating segments are components of the Company&#x2019;s business for which discrete financial information is available and reviewed regularly by the chief operating decision maker, our Chief Executive Officer, to evaluate performance and make resource allocations.&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;We currently have homebuilding operations in 13 states that are aggregated into reportable segments based primarily upon geographic proximity.&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;HEI&#x2019;s reportable segments consist of the following three homebuilding segments and a financial services segment.&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 18pt; line-height: 1.2;"&gt;Homebuilding:&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div id="t_ft_47OJPZQAHC00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt;&lt;/td&gt;
&lt;td style="width: 27pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; (&lt;span id="fs_PZ1MJ7L2IO00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;


























 &lt;/td&gt;
&lt;td&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;Northeast (Delaware, Maryland, New Jersey, Ohio, Pennsylvania, Virginia and West Virginia)&lt;/p&gt;


























 &lt;/td&gt;


























 &lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 18pt;"&gt;&lt;/td&gt;
&lt;td style="width: 27pt; font-size: 10pt;"&gt;(&lt;em style="font: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_7PKJEJUO1S00000000000000000000fs" style="display: inline;"&gt;2&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;Southeast (Florida, Georgia and South Carolina)&lt;/td&gt;


























 &lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 18pt;"&gt;&lt;/td&gt;
&lt;td style="width: 27pt; font-size: 10pt;"&gt;(&lt;em style="font: inherit;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_5O9VC0CF2O00000000000000000000fs" style="display: inline;"&gt;3&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;West (Arizona, California&lt;span style="font-size: 10pt; line-height: inherit;"&gt; and Texas) &lt;/span&gt;&lt;/td&gt;


























 &lt;/tr&gt;


























 &lt;/tbody&gt;


























 &lt;/table&gt;


























 &lt;/div&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Operations of the homebuilding segments primarily include the sale and construction of single-family attached and detached homes, attached townhomes and condominiums, urban infill and active lifestyle homes in planned residential developments. In addition, from time to time, operations of the homebuilding segments include sales of land. Operations of the financial services segment include mortgage banking and title services provided to the homebuilding operations&#x2019; customers. Our financial services subsidiaries do not typically retain or service mortgages that we originate but sell the mortgages and related servicing rights to investors.&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Corporate and unallocated primarily represents operations at our headquarters in New Jersey. This includes our executive offices, information services, human resources, corporate accounting, training, treasury, process redesign, internal audit, construction services, administration of insurance, quality and safety. It also includes interest income and interest expense resulting from interest incurred that cannot be capitalized in inventory in the homebuilding segments, as well as the gains or losses on extinguishment of debt from any debt repurchases or exchanges.&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Evaluation of segment performance is based primarily on income (loss) before income taxes. Income (loss) before income taxes for the homebuilding segments consist of revenues generated from the sales of homes and land, income (loss) from unconsolidated entities, management fees and other income, less the cost of homes and land sold, selling, general and administrative expenses and interest expense. Income (loss) before income taxes for the financial services segment consist of revenues generated from mortgage financing, title insurance and closing services, less the cost of such services and corporate general and administrative expenses.&lt;/p&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;Operational results of each segment are not necessarily indicative of the results that would have occurred had the segment been an independent stand-alone entity during the periods presented.&lt;/p&gt;

&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;Financial information relating to our reportable segments was as follows:&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 222px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"&gt;&lt;span class="Linked" id="fs_I9J99PMNPS00000000000000000000FM"&gt;Three Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"&gt;&lt;span class="Linked" id="fs_L8W4P89QA800000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_O3RW8DLW5C00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_BRES9SA1B400000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_F1DARYT6EO00000000000000000000fs"&gt;2025&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_IPVF1FT6PS00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_DEUKMPEYS000000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_0L3QH1MF5C00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Revenues:&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Northeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;289,180&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;255,332&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;830,209&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;645,859&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 20px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Southeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;"&gt;104,747&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;"&gt;115,964&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;"&gt;231,025&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;"&gt;350,761&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span&gt; West &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;377,185&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;330,980&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;1,029,524&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;970,671&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Total homebuilding&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;771,112&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;702,276&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;2,090,758&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;1,967,291&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Financial services&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"&gt;&lt;span&gt;28,566&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"&gt;18,888&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;"&gt;66,826&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;"&gt;51,323&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Corporate and unallocated&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;905&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;1,540&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;3,093&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;6,666&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Total revenues&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;800,583&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;722,704&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;2,160,677&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;2,025,280&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span&gt; Income (loss) before income taxes: &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Northeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;41,447&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;40,006&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;112,658&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;107,645&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Southeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;11,639&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;20,449&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;21,752&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;62,391&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;West&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(6,284&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;21,009&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;15,275&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;77,198&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Total homebuilding&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;46,802&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;81,464&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;149,685&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;247,234&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Financial services&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;13,851&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;6,526&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;25,783&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;15,467&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Corporate and unallocated (&lt;span id="fs_Y5DM7ZYB0G00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(36,851&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;9,279&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(85,273&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(63,477&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Income before income taxes&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;23,802&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;97,269&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;90,195&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;199,224&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;



























 &lt;/tbody&gt;



























 &lt;/table&gt;



























 &lt;/div&gt;



























 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-family: 'times new roman'; font-size: 10pt; height: 41px; margin: 0px; text-indent: 0px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="height: 41px;"&gt;
&lt;td style="vertical-align: top; width: 18pt; height: 41px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; (&lt;span id="fs_DG1WN1B32800000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="vertical-align: top; height: 41px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"&gt;&lt;span class="ng-scope" id="c4e9a804-036f-4817-ac1d-4c7a8e9498a4" style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;Corporate and unallocated for the &lt;span class="Linked" id="fs_4EFQ12M7TS00000000000000000000FM" style="line-height: inherit;"&gt;three months ended July 31, 2025&lt;/span&gt;, included corporate general and administrative expenses of $35.0 million and $1.9 million of other net expenses.&#160;&lt;/span&gt;Corporate and unallocated for the &lt;span class="Linked" id="fs_CSO4Q2R1KG00000000000000000000FM" style="line-height: inherit;"&gt;nine months ended July 31, 2025&lt;/span&gt;, included corporate general and administrative expenses of $97.2 million, $11.5 million of other income,&#160;&lt;span style="line-height: inherit;"&gt;and $0.4 million of gain on extinguishment of debt.&#160;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;"&gt;Corporate and unallocated for the&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_73SYZPVTC000000000000000000000FM" style="line-height: inherit;"&gt;three months ended July 31, 2024&lt;/span&gt;&lt;/span&gt;, included corporate general and administrative expenses of $38.4&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million, a reduction in interest expense of $5.4&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million (a component of Other interest in our Condensed Consolidated Statements of Operations) and $42.3&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million of other income.&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;Corporate and unallocated for the&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_M59R9Q2UW000000000000000000000FM" style="line-height: inherit;"&gt;nine months ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;, included corporate general and administrative expenses of $&lt;/span&gt;108.1&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million,&#160;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;$&lt;/span&gt;43.2&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million of other income&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"&gt;and $1.4&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million of gain on extinguishment of debt.&lt;/span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;



























 &lt;/tr&gt;



























 &lt;/tbody&gt;



























 &lt;/table&gt;



























 &lt;/div&gt;



























 &lt;/div&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 126px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_NHHOR25L4W00000000000000000000FM" style="line-height: inherit;"&gt;July 31,&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_HQ5P4DHI2O00000000000000000000FM" style="line-height: inherit;"&gt;October 31,&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_T0SKV9V85C00000000000000000000FM" style="line-height: inherit;"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_LXECH79HKW00000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 19px;"&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 70%; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span&gt; Assets: &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Northeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;699,572&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;664,064&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Southeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;361,570&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;296,058&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;West&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;915,324&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;889,704&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total homebuilding&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;1,976,466&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;1,849,826&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Financial services&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;173,775&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;203,589&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Corporate and unallocated&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;479,111&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;552,159&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total assets&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;2,629,352&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;2,605,574&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000;"&gt;&lt;/td&gt;




















&lt;/tr&gt;




















&lt;/tbody&gt;




















&lt;/table&gt;
















&lt;/div&gt;
















&lt;/div&gt;

































&lt;/div&gt;
















&lt;/div&gt;
















&lt;/div&gt;


























 </us-gaap:SegmentReportingDisclosureTextBlock>
    <us-gaap:NumberOfStatesInWhichEntityOperates
      contextRef="I20250731"
      decimals="0"
      id="Tag1040"
      unitRef="Number">13</us-gaap:NumberOfStatesInWhichEntityOperates>
    <us-gaap:NumberOfReportableSegments
      contextRef="D20250731_HomeBuildingSegmentMember"
      decimals="0"
      id="Tag1028"
      unitRef="Segment">3</us-gaap:NumberOfReportableSegments>
    <us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock contextRef="D20250731" id="Tag1041">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="height: 222px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; margin-left: 0.1px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"&gt;&lt;span class="Linked" id="fs_I9J99PMNPS00000000000000000000FM"&gt;Three Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center;"&gt;&lt;span class="Linked" id="fs_L8W4P89QA800000000000000000000FM"&gt;Nine Months Ended&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_O3RW8DLW5C00000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="6" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_BRES9SA1B400000000000000000000FM"&gt;July 31,&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_F1DARYT6EO00000000000000000000fs"&gt;2025&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_IPVF1FT6PS00000000000000000000fs"&gt;2024&lt;/span&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_DEUKMPEYS000000000000000000000FM"&gt;2025&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td colspan="2" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: center; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span class="Linked" id="fs_0L3QH1MF5C00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 48%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Revenues:&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 10%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Northeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;289,180&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;255,332&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;830,209&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;645,859&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 20px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Southeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;"&gt;104,747&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 20px; background-color: #cceeff;"&gt;115,964&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 20px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;"&gt;231,025&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 20px; text-align: right;"&gt;350,761&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 20px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span&gt; West &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;377,185&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;330,980&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;1,029,524&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;970,671&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Total homebuilding&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;771,112&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;702,276&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;2,090,758&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;1,967,291&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Financial services&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"&gt;&lt;span&gt;28,566&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"&gt;18,888&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;"&gt;66,826&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; text-align: right;"&gt;51,323&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Corporate and unallocated&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;905&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;1,540&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;3,093&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 18px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;6,666&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Total revenues&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;800,583&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;722,704&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;2,160,677&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;2,025,280&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span&gt; Income (loss) before income taxes: &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 17px; text-align: right;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 17px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Northeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;41,447&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;40,006&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;112,658&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;107,645&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Southeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;11,639&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;20,449&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;21,752&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;62,391&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;West&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(6,284&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;21,009&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;15,275&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;77,198&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Total homebuilding&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;46,802&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff;"&gt;81,464&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;149,685&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right;"&gt;247,234&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Financial services&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;13,851&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;6,526&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;25,783&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; text-align: right;"&gt;15,467&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; Corporate and unallocated (&lt;span id="fs_Y5DM7ZYB0G00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(36,851&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;9,279&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(85,273&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: right; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(63,477&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; background-color: #cceeff; height: 10px; text-align: left; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Income before income taxes&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;23,802&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;97,269&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;90,195&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; text-align: right; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;199,224&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; text-align: right; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;



























 &lt;/tr&gt;



























 &lt;/tbody&gt;



























 &lt;/table&gt;



























 &lt;/div&gt;



























 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-family: 'times new roman'; font-size: 10pt; height: 41px; margin: 0px; text-indent: 0px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="height: 41px;"&gt;
&lt;td style="vertical-align: top; width: 18pt; height: 41px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="border-left: none; border-right: none;"&gt; (&lt;span id="fs_DG1WN1B32800000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;) &lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="vertical-align: top; height: 41px;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"&gt;&lt;span class="ng-scope" id="c4e9a804-036f-4817-ac1d-4c7a8e9498a4" style="line-height: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;Corporate and unallocated for the &lt;span class="Linked" id="fs_4EFQ12M7TS00000000000000000000FM" style="line-height: inherit;"&gt;three months ended July 31, 2025&lt;/span&gt;, included corporate general and administrative expenses of $35.0 million and $1.9 million of other net expenses.&#160;&lt;/span&gt;Corporate and unallocated for the &lt;span class="Linked" id="fs_CSO4Q2R1KG00000000000000000000FM" style="line-height: inherit;"&gt;nine months ended July 31, 2025&lt;/span&gt;, included corporate general and administrative expenses of $97.2 million, $11.5 million of other income,&#160;&lt;span style="line-height: inherit;"&gt;and $0.4 million of gain on extinguishment of debt.&#160;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none; line-height: inherit;"&gt;Corporate and unallocated for the&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_73SYZPVTC000000000000000000000FM" style="line-height: inherit;"&gt;three months ended July 31, 2024&lt;/span&gt;&lt;/span&gt;, included corporate general and administrative expenses of $38.4&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million, a reduction in interest expense of $5.4&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million (a component of Other interest in our Condensed Consolidated Statements of Operations) and $42.3&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million of other income.&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;Corporate and unallocated for the&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_M59R9Q2UW000000000000000000000FM" style="line-height: inherit;"&gt;nine months ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;, included corporate general and administrative expenses of $&lt;/span&gt;108.1&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million,&#160;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;$&lt;/span&gt;43.2&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million of other income&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: inherit;"&gt;and $1.4&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;million of gain on extinguishment of debt.&lt;/span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;



























 &lt;/tr&gt;



























 &lt;/tbody&gt;



























 &lt;/table&gt;



























 &lt;/div&gt;



























 &lt;/div&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 126px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_NHHOR25L4W00000000000000000000FM" style="line-height: inherit;"&gt;July 31,&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_HQ5P4DHI2O00000000000000000000FM" style="line-height: inherit;"&gt;October 31,&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_T0SKV9V85C00000000000000000000FM" style="line-height: inherit;"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;&lt;span class="Linked" id="fs_LXECH79HKW00000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 19px;"&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;
&lt;td style="height: 19px;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 70%; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;span&gt; Assets: &lt;/span&gt;&lt;/p&gt;



























&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 12%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; width: 1%; background-color: #cceeff;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Northeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;699,572&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;664,064&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Southeast&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;361,570&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;296,058&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;West&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;915,324&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;889,704&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total homebuilding&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;1,976,466&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;1,849,826&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Financial services&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;173,775&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;203,589&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Corporate and unallocated&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;479,111&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;552,159&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;



























 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total assets&lt;/p&gt;



























 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;2,629,352&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;2,605,574&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000;"&gt;&lt;/td&gt;




















&lt;/tr&gt;




















&lt;/tbody&gt;




















&lt;/table&gt;
















&lt;/div&gt;
















&lt;/div&gt;
















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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_TI0Z2SHQE800000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;b&gt;&lt;em style="font: inherit;"&gt;18.&lt;/em&gt;&lt;/b&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;b&gt;Investments in Unconsolidated Homebuilding and Land Development Joint Ventures&lt;/b&gt;&lt;/p&gt;


























































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&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span&gt;&lt;span&gt;We enter into homebuildin&lt;/span&gt;&lt;/span&gt;g and land development joint ventures from time to time as a means of accessing lot positions, expanding our market opportunities, establishing strategic alliances, managing our risk profile, leveraging our capital base and enhancing returns on capital.&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;During the&lt;span&gt;&#160;second&#160;&lt;/span&gt;quarter of fiscal&lt;span&gt;&#160;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;2024,&lt;/em&gt;&lt;span&gt;&#160;&lt;/span&gt;we contributed&lt;span&gt;&#160;11&#160;&lt;/span&gt;communities we owned, including&lt;span&gt;&#160;three&#160;&lt;/span&gt;active selling communities to a new unconsolidated joint venture for $53.8&#160;million of net cash.&lt;/span&gt;&lt;/p&gt;
&lt;div&gt;






























&lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;During&#160;the third quarter of fiscal 2024,&lt;span&gt;&#160;&lt;/span&gt;&lt;span style="box-sizing: border-box; color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span style="box-sizing: border-box; border-left: none; border-right: none;"&gt;we assumed control of one of our unconsolidated joint ventures after the partner received their final cash distribution. We consolidated the remaining assets and liabilities that were in the unconsolidated joint venture at fair value on the date of such distribution. Upon consolidation, we recorded a gain of $45.7 million in "Other (income) expense, net" for the&lt;span style="border-right: none; border-left: none;"&gt;&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span id="fs_8B1J628EQ800000000000000000000FM"&gt;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span&gt;three and&#160;&lt;/span&gt;&lt;span style="box-sizing: border-box;"&gt;nine&lt;/span&gt;&lt;/span&gt;&lt;span style="box-sizing: border-box;"&gt; months ended &lt;span style="border-right: none; border-left: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&lt;span style="box-sizing: border-box; color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span style="box-sizing: border-box; border-left: none; border-right: none;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;During the first quarter of fiscal &lt;span style="border-left: none; border-right: none;"&gt;&lt;span id="fs_RKDVWHWZ1S00000000000000000000FM" style="display: inline;"&gt;2025&lt;/span&gt;&lt;/span&gt;, we contributed&#160;four&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&#160;active selling communities we owned&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&#160;to&#160;&lt;/span&gt;one&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&#160;new unconsolidated joint venture for $20.8&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&#160;million of net cash and a $50.0 million note receivable, &lt;span&gt;resulting in a gain of $22.7 million, which was recorded in &lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;Other (income) expense, net.&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 45pt; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;During the&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&#160;third&#160;&lt;/span&gt;quarter of fiscal&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&#160;&lt;/span&gt;&lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;2025,&lt;/em&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&#160;&lt;/span&gt;we contributed two communities in planning to a new unconsolidated joint venture for $2.8&#160;million of cash.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 10pt 0pt; line-height: 1.2; text-indent: 45pt;"&gt;The tables set forth below summarize the combined financial information related to our unconsolidated homebuilding and land development joint ventures that are accounted for under the equity method.&lt;/p&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 253px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_Q0OLEEF79S00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;(In thousands)&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Assets:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Cash and cash equivalents&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;127,319&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;127,319&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Inventories&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;569,264&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;569,264&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Other assets&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;187,959&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;187,959&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total assets&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;884,542&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;884,542&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Liabilities and equity:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Accounts payable and accrued liabilities&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;391,659&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;391,659&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Notes payable&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;124,621&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;124,621&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;"&gt;Total liabilities&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;516,280&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;516,280&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Equity of:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;Hovnanian Enterprises, Inc.&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;216,432&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;216,432&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;Others&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;151,830&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;151,830&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total equity&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;368,262&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;368,262&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total liabilities and equity&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;884,542&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;884,542&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Debt to capitalization ratio&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;25&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;%&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;0&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;%&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;25&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;%&lt;/td&gt;


























































 &lt;/tr&gt;


























































 &lt;/tbody&gt;


























































 &lt;/table&gt;


























































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_5TDKOV58OW00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 283px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_XVVC6XSGNK00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Assets:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Cash and cash equivalents&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;130,532&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;130,532&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Inventories&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;402,628&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;402,628&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Other assets&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;311,955&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;311,955&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total assets&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;845,115&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;845,115&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Liabilities and equity:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Accounts payable and accrued liabilities&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;469,320&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;469,320&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Notes payable&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;88,653&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;88,653&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;"&gt;Total liabilities&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;557,973&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;557,973&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Equity of:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;"&gt;Hovnanian Enterprises, Inc.&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;140,540&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;140,540&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;"&gt;Others&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;146,602&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;146,602&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Total equity&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;287,142&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;287,142&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Total liabilities and equity&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;845,115&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;845,115&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Debt to capitalization ratio&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;24&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;%&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;0&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;%&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;24&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;%&lt;/td&gt;


























































 &lt;/tr&gt;


























































 &lt;/tbody&gt;


























































 &lt;/table&gt;


























































 &lt;/div&gt;


























































 &lt;/div&gt;


























































 &lt;/div&gt;


























































 &lt;/div&gt;





















































































































 &lt;/div&gt;
&lt;div&gt;



























































 &lt;br/&gt; &lt;/div&gt;
&lt;div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"&gt;As of &lt;em style="color: #000000; font: inherit; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_YC409DM9Z400000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;em style="font: inherit;"&gt;&lt;/em&gt; and &lt;em style="font: inherit;"&gt; &lt;span class="Linked" id="fs_ERICBSRN3K00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;we had outstanding advances to unconsolidated joint ventures of $1.9 million and $2.4 million, respectively. These amounts were included in &#x201c;Accounts payable and accrued liabilities&#x201d; in the tables above. In some cases, our net investment in unconsolidated joint ventures is less than our proportionate share of equity reflected in the tables above because of differences between asset impairments recorded against our unconsolidated joint venture investments and any impairments recorded in the applicable unconsolidated joint venture. During the &lt;em style="font: inherit;"&gt;&lt;/em&gt;&lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_L64K9OOJEO00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;em style="font: inherit;"&gt; &lt;/em&gt;and &lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_LQ3CJVGWRK00000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/em&gt;, we did &lt;span id="ae9614a7-fe07-44bb-ae8f-92ef6a4122bb"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="line-height: inherit;"&gt;not&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; write-down any of our unconsolidated joint venture investments.&lt;/p&gt;

&lt;div id="fs_KJEAYMF2WG00000000000000000000B"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 93px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_E43I3XH8G000000000000000000000FM" style="line-height: inherit;"&gt;Three Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Revenues&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"&gt;166,887&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"&gt;166,887&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Cost of sales and expenses&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(152,679&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(152,679&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Joint venture net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;14,208&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;14,208&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Our share of net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;15,511&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;15,511&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;



























































 &lt;/tbody&gt;



























































 &lt;/table&gt;



























































 &lt;/div&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_M2B05PRQBK00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 103px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_OFDR9AQMGW00000000000000000000FM" style="line-height: inherit;"&gt;Three Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 18px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 55%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Revenues&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"&gt;155,930&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"&gt;155,930&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Cost of sales and expenses&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(134,612&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;414&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(134,198&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 18px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Joint venture net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;21,318&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;414&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;21,732&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Our share of net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;10,698&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;10,698&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;



























































 &lt;/tbody&gt;



























































 &lt;/table&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div&gt;
&lt;div id="t_ft_PPR083LQO000000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 42.8924%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_C0FN0CUBXC00000000000000000000FM"&gt;Nine Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="height: 10px; width: 54.9712%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 11.9967%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 11.9967%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 11.9967%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 54.9712%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Revenues&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"&gt;446,939&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"&gt;446,939&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Cost of sales and expenses&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(406,894&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(406,894&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Joint venture net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;40,045&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;40,045&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Our share of net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;33,759&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;33,759&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;



























































 &lt;/tbody&gt;



























































 &lt;/table&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;
&lt;div&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div&gt;
&lt;div id="t_ft_0Q34DI200G00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_4H1YI2FKQO00000000000000000000FM"&gt;Nine Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Revenues&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;406,399&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;406,399&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Cost of sales and expenses&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(354,388&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;414&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(353,974&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Joint venture net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;52,011&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;414&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;52,425&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Our share of net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;36,814&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;36,814&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;



























































 &lt;/tbody&gt;



























































 &lt;/table&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;



























































&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;The reason &#x201c;Our share of net income&#x201d; in homebuilding joint ventures is higher or lower than the &#x201c;Joint venture net income&#x201d; in the tables above is a result of our varying ownership percentages in each investment. For the&lt;span style="border-right: none; border-left: none;"&gt;&#160;&lt;span style="border-right: none; border-left: none;"&gt;&lt;span class="Linked" id="fs_108ZRL5F6800000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_VJN6OCMS5C00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;em style="font: inherit;"&gt; &lt;/em&gt;and &lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_QVBLGEQNZ400000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;,&lt;/em&gt; respectively, we had investments in&#160;&lt;span&gt;eight&lt;/span&gt;&#160;and seven unconsolidated joint ventures&lt;span style="background-color: #ffffff;"&gt;, respectively,&lt;/span&gt; and our ownership in these joint ventures ranged from 20% to over 50% for both periods. Therefore, depending on mix, if the unconsolidated joint ventures in which we have higher sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a higher overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage; conversely, if the unconsolidated joint ventures in which we have lower sharing percentages are more profitable than our other unconsolidated joint ventures, that results in us having a lower overall percentage of income in the aggregate than would occur if all joint ventures had the same sharing percentage. &lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;For the&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span id="fs_BMY2QX03KW00000000000000000000FM"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&lt;span&gt;three&lt;/span&gt;&lt;/span&gt;&lt;span&gt;&#160;months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;,&#160;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;"&gt;&#x201c;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;Our share of net income&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 13.3333px; float: none; display: inline !important;"&gt;&#x201d;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&lt;span&gt;&#160;&lt;/span&gt;was greater than the "Joint venture net income" due to &lt;span id="fs_LJ0MG4JXLS00000000000000000000FM"&gt;one&lt;/span&gt;&#160;&lt;span style="margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;unconsolidated joint venture with increased
income during the period for which we currently recognize a higher profit
sharing percentage based on the joint &lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"&gt;venture agreement and one unconsolidated
joint venture with increased losses during the period for which the book value of our investment is zero and therefore we did not recognize our share of the losses.&#160;&lt;span&gt;For the &lt;span id="fs_N7Z9L42SAO00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;, &#x201c;Our share of net income&#x201d; was less than the "Joint venture
net income" due to &lt;span id="fs_6SDJMDDGRK00000000000000000000FM"&gt;two&lt;/span&gt; unconsolidated joint ventures with increased income
during the period for which we currently recognize a lower profit sharing
percentage based on the joint venture agreements, partially offset by &lt;span id="fs_RGGKIZZ9R400000000000000000000FM"&gt;one&lt;/span&gt;
unconsolidated joint venture with increased losses during the period for which the book value of our investment is zero and therefore we did not recognize our share of the losses.&#160;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;div style="line-height: 1.2;"&gt;



























































 &lt;/div&gt;
&lt;p style="line-height: 1.2; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;To compensate us for the administrative services we provide as the manager of certain unconsolidated joint ventures, we receive a management fee based on a percentage of the applicable unconsolidated joint ventures' revenues. These management fees, which totaled $6.7 million and $5.5 million for the &lt;em style="font: inherit;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_6LSV2AYB6O00000000000000000000FM"&gt;three months ended July 31, 2025&lt;/span&gt;&lt;em style="font: inherit;"&gt; &lt;/em&gt;and &lt;em style="font: inherit;"&gt;&lt;span class="Linked" id="fs_JK6BLYYF4000000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/em&gt;,&#160;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;respectively, and $&lt;/span&gt;18.1&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;&lt;span&gt;&#160;&lt;/span&gt;million and $&lt;/span&gt;14.0&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;&lt;span&gt;&#160;&lt;/span&gt;million for the&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span class="Linked" id="fs_O8LLF0X5RK00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;&lt;span&gt;&#160;&lt;/span&gt;and&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span class="Linked" id="fs_TB69QDK7KG00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;, respectively,&lt;/span&gt; are recorded in &#x201c;Selling, general and administrative&#x201d; homebuilding expenses in the Condensed Consolidated Statements of Operations.&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman', serif; line-height: inherit;"&gt;Our unconsolidated joint ventures may obtain separate project specific mortgage financing. Any unconsolidated joint venture financing is on a nonrecourse basis, with guarantees from us limited only to performance and completion of development, environmental warranties and indemnification, standard indemnification for fraud, misrepresentation and other similar actions, including a voluntary bankruptcy filing. In some instances, the unconsolidated joint venture entity is considered a VIE due to the returns being capped to the equity holders; however, in these instances, we have determined that we are not the primary beneficiary, and therefore we do not consolidate these &lt;/span&gt; entities.&lt;/p&gt;


























































 &lt;/div&gt;


























































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    <hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture
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    <hov:NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture
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    <hov:ProceedsFromTransferOfLandToJointVenture
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    <hov:GainOnConsolidationOfJointVenture
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      unitRef="USD">45700000</hov:GainOnConsolidationOfJointVenture>
    <hov:GainOnConsolidationOfJointVenture
      contextRef="D20240731_1"
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      id="Tag1229"
      unitRef="USD">45700000</hov:GainOnConsolidationOfJointVenture>
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    <hov:ProceedsFromTransferOfLandToJointVenture
      contextRef="D20250131_1"
      decimals="-5"
      id="Tag1128"
      unitRef="USD">20800000</hov:ProceedsFromTransferOfLandToJointVenture>
    <hov:ProceedsFromTransferOfLandToJointVenture
      contextRef="D20250131_NotesReceivableMember"
      decimals="-5"
      id="Tag1129"
      unitRef="USD">50000000</hov:ProceedsFromTransferOfLandToJointVenture>
    <hov:GainOnContributionOfAssetsToJointVenture
      contextRef="D20250131_1"
      decimals="-5"
      id="Tag1130"
      unitRef="USD">22700000</hov:GainOnContributionOfAssetsToJointVenture>
    <hov:NumberOfOwnedCommunitiesTransferredToTheJointVenture
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      decimals="0"
      id="Tag1259"
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    <hov:ProceedsFromTransferOfLandToJointVenture
      contextRef="D20250731_NewUnconsolidatedJointVentureMember_1"
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&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 253px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_Q0OLEEF79S00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;(In thousands)&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Assets:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Cash and cash equivalents&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;127,319&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;127,319&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Inventories&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;569,264&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;569,264&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Other assets&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;187,959&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;187,959&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total assets&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;884,542&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;884,542&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Liabilities and equity:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Accounts payable and accrued liabilities&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;391,659&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;391,659&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Notes payable&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;124,621&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;124,621&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;"&gt;Total liabilities&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;516,280&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;516,280&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Equity of:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; padding: 0px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;Hovnanian Enterprises, Inc.&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;216,432&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;216,432&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;Others&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;151,830&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;151,830&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total equity&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;368,262&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;368,262&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total liabilities and equity&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;884,542&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;884,542&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Debt to capitalization ratio&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;25&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;%&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;0&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;%&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;25&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px;"&gt;%&lt;/td&gt;


























































 &lt;/tr&gt;


























































 &lt;/tbody&gt;


























































 &lt;/table&gt;


























































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_5TDKOV58OW00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 283px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_XVVC6XSGNK00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;


























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Assets:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 55%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Cash and cash equivalents&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;130,532&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;130,532&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Inventories&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;402,628&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt;402,628&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Other assets&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;311,955&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;311,955&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Total assets&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;845,115&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;845,115&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 16px; padding: 0px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Liabilities and equity:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Accounts payable and accrued liabilities&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;469,320&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;469,320&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;"&gt;Notes payable&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;88,653&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;88,653&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 17px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-indent: 0pt;"&gt;Total liabilities&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;557,973&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 17px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;557,973&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Equity of:&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;"&gt;Hovnanian Enterprises, Inc.&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;140,540&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;140,540&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif; text-indent: 0pt;"&gt;Others&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;146,602&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;146,602&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Total equity&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;287,142&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;287,142&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Total liabilities and equity&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;845,115&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;845,115&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;


























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-size: 10pt; font-family: 'Times New Roman', Times, serif;"&gt;Debt to capitalization ratio&lt;/p&gt;


























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;24&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;%&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;0&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;%&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;24&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; margin: 0px; height: 16px;"&gt;%&lt;/td&gt;


























































 &lt;/tr&gt;


























































 &lt;/tbody&gt;


























































 &lt;/table&gt;


























































 &lt;/div&gt;


























































 &lt;/div&gt;


























































 &lt;/div&gt;


























































 &lt;/div&gt;



























































&lt;div id="fs_KJEAYMF2WG00000000000000000000B"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 93px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_E43I3XH8G000000000000000000000FM" style="line-height: inherit;"&gt;Three Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%; background-color: #cceeff;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Revenues&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"&gt;166,887&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%; background-color: #cceeff;"&gt;166,887&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%; background-color: #cceeff;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Cost of sales and expenses&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(152,679&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(152,679&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Joint venture net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;14,208&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;14,208&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Our share of net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;15,511&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;15,511&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;



























































 &lt;/tbody&gt;



























































 &lt;/table&gt;



























































 &lt;/div&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_M2B05PRQBK00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 103px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_OFDR9AQMGW00000000000000000000FM" style="line-height: inherit;"&gt;Three Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 18px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important; line-height: inherit;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="height: 17px;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 55%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Revenues&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"&gt;155,930&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 12%;"&gt;155,930&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; width: 1%;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Cost of sales and expenses&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(134,612&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;414&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(134,198&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 18px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Joint venture net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;21,318&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;414&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;21,732&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 18px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt;"&gt;Our share of net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;10,698&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;10,698&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt; &lt;/td&gt;



























































 &lt;/tr&gt;



























































 &lt;/tbody&gt;



























































 &lt;/table&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div&gt;
&lt;div id="t_ft_PPR083LQO000000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 42.8924%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_C0FN0CUBXC00000000000000000000FM"&gt;Nine Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 11.9967%;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12.9827%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="height: 10px; width: 54.9712%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 11.9967%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 11.9967%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 11.9967%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 54.9712%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Revenues&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"&gt;446,939&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 11.9967%;"&gt;446,939&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 0.986031%;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Cost of sales and expenses&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(406,894&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(406,894&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Joint venture net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;40,045&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;40,045&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 54.9712%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Our share of net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;33,759&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 11.9967%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;33,759&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; width: 0.986031%; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;



























































 &lt;/tbody&gt;



























































 &lt;/table&gt;



























































 &lt;/div&gt;



























































 &lt;/div&gt;
&lt;div&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div&gt;
&lt;div id="t_ft_0Q34DI200G00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 93px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_4H1YI2FKQO00000000000000000000FM"&gt;Nine Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Land &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&#160;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"&gt;(In thousands)&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Homebuilding &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Development &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit;"&gt;&#160;&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Total &lt;/span&gt;&lt;/p&gt;



























































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 10px;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 55%;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Revenues&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;406,399&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 12%;"&gt;406,399&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; width: 1%;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Cost of sales and expenses&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(354,388&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;414&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;(353,974&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 17px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;)&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Joint venture net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;52,011&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;414&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;52,425&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Our share of net income&lt;/p&gt;



























































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;36,814&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;36,814&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&#160;&lt;/td&gt;



























































 &lt;/tr&gt;



























































 &lt;/tbody&gt;



























































 &lt;/table&gt;



























































 &lt;/div&gt;



























































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&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;19.&lt;/span&gt;



















 &lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Recent Accounting Pronouncements&lt;/span&gt;



















 &lt;/span&gt;&lt;/td&gt;


























 &lt;/tr&gt;


























 &lt;/tbody&gt;


























 &lt;/table&gt;


























 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0in; text-align: left; line-height: 1.2; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt; font-variant: normal; line-height: inherit;"&gt;In&#160;&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; line-height: inherit; font-size: 10pt;"&gt;&lt;span style="color: #000000; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; line-height: inherit; display: inline !important;"&gt;November 2023, the FASB issued ASU &lt;span id="fs_FZM2PIQY5S00000000000000000000fs"&gt;2023&lt;/span&gt;-&lt;span id="fs_RMEPSVZ6KG00000000000000000000fs"&gt;07&lt;/span&gt;,&#160;&#x201c;Improvements to Reportable Segment Disclosures&#x201d;&#160;(&#x201c;ASU &lt;span id="fs_9JKJ6A5R6O00000000000000000000fs"&gt;2023&lt;/span&gt;-&lt;span id="fs_6QCF4II14W00000000000000000000fs"&gt;07&lt;/span&gt;&#x201d;). ASU &lt;span id="fs_KEFXDTZSXS00000000000000000000fs"&gt;2023&lt;/span&gt;-&lt;span id="fs_WS1TCO1MXC00000000000000000000fs"&gt;07&lt;/span&gt; requires disclosure of significant segment expenses that are regularly provided to the chief operating decision maker and included within the segment measure of profit or loss. This guidance will be applied retrospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2023, and interim reporting periods in fiscal years beginning after December 31, 2024. We are currently evaluating the potential impact, but we do not expect the adoption of this guidance to have a material impact on our Condensed Consolidated Financial Statements.&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0in; text-align: left; line-height: 1.2; text-indent: 45pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; margin: 0pt; font-family: 'Times New Roman', serif; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; line-height: inherit; font-family: 'times new roman', times;"&gt;In December 2023, the FASB issued ASU &lt;span id="fs_LXWQ6U7NF400000000000000000000fs"&gt;2023&lt;/span&gt;-&lt;span id="fs_02YY0MH9PC00000000000000000000fs"&gt;09&lt;/span&gt;,&#160;&#x201c;Improvements to Income Tax Disclosures&#x201d;&#160;(&#x201c;ASU &lt;span id="fs_TT3UBP560G00000000000000000000fs"&gt;2023&lt;/span&gt;-&lt;span id="fs_UE509RLNGG00000000000000000000fs"&gt;09&lt;/span&gt;&#x201d;). ASU &lt;span id="fs_GML327PKR400000000000000000000fs"&gt;2023&lt;/span&gt;-&lt;span id="fs_R363KL6GMO00000000000000000000fs"&gt;09&lt;/span&gt; requires enhanced disclosures related to the rate reconciliation and information on income taxes paid. This guidance will be applied prospectively and is effective for annual reporting periods in fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact the adoption of this guidance will have on our Condensed Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; margin: 0pt; font-family: 'Times New Roman', serif; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="text-indent: 45pt; line-height: 12pt; margin: 0in; font-size: 12pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10.0pt;"&gt;In November 2024, the FASB issued ASU 2024-03,
&#x201c;Disaggregation of Income Statement Expenses&#x201d; (&#x201c;ASU 2024-03&#x201d;). ASU 2024-03
requires disclosure of additional information about specific cost and expense
categories in the notes to the financial statements. This guidance will be
applied either prospectively or retrospectively and is effective for annual
reporting periods in fiscal years beginning after December 15, 2026, and
interim reporting periods in fiscal years beginning after December 15, 2027. We
are currently evaluating the potential impact the adoption of this guidance
will have on our Condensed Consolidated Financial Statements.&lt;/span&gt;&lt;/p&gt;


</us-gaap:NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock>
    <us-gaap:FairValueDisclosuresTextBlock contextRef="D20250731" id="Tag111">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_BJ2U92RZGG00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;td style="text-align: left; width: 18pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold; margin-right: 10pt;"&gt;20.&lt;/span&gt;




















 &lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;&lt;span style="color: #000000; font-size: 10pt; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-weight: bold;"&gt;Fair Value of Financial Instruments&lt;/span&gt;




















 &lt;/span&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;We use a fair-value hierarchy which prioritizes the inputs used in measuring fair value as follows:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div id="t_ft_0K5TNZLLY800000000000000000000b" style="line-height: 1.2;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;td style="width: 46pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 81pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Level &lt;span id="fs_6JHII15PIO00000000000000000000fs" style="display: inline;"&gt;1&lt;/span&gt;: &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair value determined based on quoted prices in active markets for identical assets. &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div id="t_ft_7TU8MPP96O00000000000000000000b" style="line-height: 1.2;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;td style="width: 46pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 81pt; font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Level &lt;span id="fs_A3TMCCFFNK00000000000000000000fs" style="display: inline;"&gt;2&lt;/span&gt;: &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair value determined using significant other observable inputs. &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div id="t_ft_HU05G9IWR400000000000000000000b" style="line-height: 1.2;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: 'times new roman'; font-size: 10pt; height: 10px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;td style="width: 46pt; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 81pt; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Level &lt;span id="fs_UNEEEPKM2O00000000000000000000fs" style="display: inline;"&gt;3&lt;/span&gt;: &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p style="margin: 0pt; text-align: left; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair value determined using significant unobservable inputs. &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;p style="margin: 0px; text-indent: 0px;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="line-height: 1.2;"&gt;
&lt;div id="t_ft_9M0XX7I5DC00000000000000000000b"&gt;
















































 &lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;Our financial instruments measured at fair value on a recurring basis are summarized below:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_DJ046X51Z400000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 55px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair Value at &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair Value at &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair Value &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_8BD27WU29S00000000000000000000FM" style="line-height: inherit;"&gt;July 31,&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_UZGE3QQKM800000000000000000000FM" style="line-height: inherit;"&gt;October 31,&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Hierarchy &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_WS0ABET4FK00000000000000000000FM" style="line-height: inherit;"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_L9TJY5NES000000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 53%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span id="fs_3P5ASMTDLS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt; Mortgage loans held for sale (1) &lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 17%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span id="fs_3SNUDHWCHS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt; Level 2 &lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;130,545&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;148,925&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;(&lt;i&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_36U7W493Q800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span class="ng-scope"&gt;The aggregate unpaid principal balance was $132.0 million and $149.4 million at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_YQZSM8O17K00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_UACCPGMUDS00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;respectively.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
















































&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="line-height: inherit;"&gt;Fair value of mortgage loans held for sale is based on independent quoted market prices, where available, or the prices for other mortgage loans with similar characteristics&lt;/span&gt;. &lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;The financial services segment had a pipeline of loan applications in process of $487.7 million at &lt;em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_YXXG1IVTCG00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;. Loans in process for which interest rates were committed to the borrowers totaled $60.6 million as of &lt;em style="color: #000000; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;/em&gt;&lt;span class="Linked" id="fs_WEF5J99T4W00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;. Substantially all of these commitments were for periods of 60 days or less. Since a portion of these commitments are expected to expire without being exercised by the borrowers, the total commitments do &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; necessarily represent future cash requirements.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times; line-height: inherit;"&gt;In addition, the financial services segment uses investor commitments and forward sales of mandatory MBS to hedge its mortgage-related interest rate exposure. These instruments involve, to varying degrees, elements of credit and interest rate risk. Credit risk is managed by entering into MBS forward commitments, option contracts with investment banks, federally regulated bank affiliates and loan sales transactions with permanent investors meeting the segment&#x2019;s credit standards. Our risk, in the event of default by the purchaser, is the difference between the contract price and fair value of the MBS forward commitments and option contracts. At &lt;span class="Linked" id="fs_HEGZ7REJCG00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;, we had &lt;span style="border-right: none; border-left: none;"&gt;&lt;span id="fs_C4V60ZZEWW00000000000000000000FM"&gt;no&lt;/span&gt; &lt;/span&gt;open mandatory investor commitments to sell MBS.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;Changes in fair value that are included in income are shown by financial instrument and financial statement line item, below:&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 70px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_IWN3K8V58W00000000000000000000FM" style="line-height: inherit;"&gt;Three Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Mortgage &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Interest Rate &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Loans Held &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Lock &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Forward &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; For Sale &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Commitments &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Contracts &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 14px;"&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Change in fair value included in financial services revenue &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;(644&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_C324EONMMO00000000000000000000FM"&gt;Three Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Mortgage &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Interest Rate &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Loans Held &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Lock &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Forward &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; For Sale &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Commitments &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Contracts &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 14px;"&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Change in fair value included in financial services revenue&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;598&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































&lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span&gt;&lt;span&gt;&lt;span class="Linked" id="fs_37BR86Y90G00000000000000000000FM"&gt;Nine Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Mortgage &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Interest Rate &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Loans Held &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Lock &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Forward &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; For Sale &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Commitments &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Contracts &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 14px;"&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Change in fair value included in financial services revenue&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;(1,554&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; width: 1%;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































&lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div id="t_ft_NYJ37LMUPS00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 84px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_KW92IKI8F400000000000000000000FM"&gt;Nine Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Mortgage &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Interest Rate &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Loans Held &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Lock &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Forward &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; For Sale &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Commitments &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Contracts &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Change in fair value included in financial services revenue &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;1,482&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;
















































&lt;div style="line-height: 1.2;"&gt;
















































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0px; text-indent: 0px; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 10pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;















Assets measured at fair value on a nonrecurring
basis are those assets for which we have&#160;recorded valuation adjustments
and write-offs during the &lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_34R2RSHWVK00000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_YNSWB54IDC00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;,
respectively. The assets measured at fair value on a nonrecurring basis are all
within our homebuilding operations and are summarized below:&lt;br/&gt;&lt;/span&gt;&lt;/p&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" width="100%"&gt;
&lt;tbody&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="14" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_ICKENRHO4W00000000000000000000FM"&gt;Three Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Pre-Impairment&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Total&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;(In thousands)&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Hierarchy&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Amount&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Losses&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Land and
  land options held for future development or sale&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Level 3&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;35,879&lt;/span&gt;&lt;span style="font-size: 10pt;"&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;(7,630&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;)&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;28,249&lt;/span&gt;&lt;span style="font-size: 10pt;"&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;







































&lt;/tr&gt;







































&lt;/tbody&gt;







































&lt;/table&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" width="100%"&gt;
&lt;tbody&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="14" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span&gt;&lt;span&gt;&lt;span class="Linked" id="fs_IHVNUWKY8000000000000000000000FM"&gt;Three Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Pre-Impairment&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Total&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;(In thousands)&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Hierarchy&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Amount&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Losses&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Land and
  land options held for future development or sale&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Level 3&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;15,245&lt;span style="font-size: 10pt;"&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;(2,653&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;)&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;12,592&lt;span style="font-size: 10pt;"&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;







































&lt;/tr&gt;







































&lt;/tbody&gt;







































&lt;/table&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" width="100%"&gt;
&lt;tbody&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="14" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="color: #000000;"&gt;&lt;span class="Linked" id="fs_Q17DLSRDPC00000000000000000000FM"&gt;Nine Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Pre-Impairment&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Total&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 7px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;(In
  thousands)&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Hierarchy&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Amount&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Losses&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Land and
  land options held for future development or sale&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Level 3&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;41,276&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;$&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;(8,846&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;)&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;$&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;32,430&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;








































&lt;/tr&gt;








































&lt;/tbody&gt;








































&lt;/table&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" width="100%"&gt;
&lt;tbody&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="14" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="color: #000000;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_F6WVKJ4Y7400000000000000000000FM"&gt;Nine Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Pre-Impairment&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Total&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 7px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;(In
  thousands)&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Hierarchy&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Amount&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Losses&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Land and
  land options held for future development or sale&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Level 3&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span&gt;15,245&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;$&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span&gt;(2,653&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;)&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;$&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span&gt;12,592&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;








































&lt;/tr&gt;








































&lt;/tbody&gt;








































&lt;/table&gt;














&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;We recorded inventory impairments, which are included in the Condensed Consolidated Statements of Operations as
"Inventory impairments and land option write-offs" and deducted from
inventory of $7.6&#160;million and $8.8 million for the
&lt;span style="border-left: none; border-right: none;"&gt;&lt;span class="Linked" id="fs_WTEMIYXURK00000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_D7ZMC8RVDC00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;,
respectively.&#160;We recorded an inventory impairment, which is included in the Condensed Consolidated Statements of Operations as "Inventory impairments and land option write-offs" and deducted from inventory of $2.7 million for both the &lt;span class="Linked" id="fs_1N3AI3NSS000000000000000000000FM"&gt;three and nine&lt;/span&gt; months ended &lt;span class="Linked" id="fs_37IZCCM1MO00000000000000000000FM"&gt;July 31, 2024&lt;/span&gt;, respectively.&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0px; text-align: left; text-indent: 0px; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;The fair value of our cash equivalents, restricted cash and cash equivalents and customers' deposits approximates their &lt;span&gt;carrying&lt;/span&gt; amount, based on Level &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_FL2MI0CWXC00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;&lt;/em&gt; inputs.&lt;/span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;div&gt;
&lt;div&gt;




































&lt;/div&gt;



































&lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 10pt 0pt 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;The fair value of each series of our Notes and Credit Facilities are listed below. &lt;span style="line-height: inherit;"&gt;Level &lt;span id="fs_7I2JXCVDQO00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2&lt;/span&gt; measurements are estimated based on recent trades or quoted market prices for the same issues or based on recent trades or quoted market prices for our debt of similar security and maturity to achieve comparable yields. Level &lt;span id="fs_55VZ4CKIDC00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;3&lt;/span&gt; measurements are estimated based on third-party broker quotes or management&#x2019;s estimate of the fair value based on available trades for similar debt instruments.&lt;span style="background-color: #ffffff;"&gt; As shown in the table below, our 8.0% Senior Secured &lt;span id="fs_L9DHVX3HHC00000000000000000000fs" style="display: inline;"&gt;1.125&lt;/span&gt; Lien Notes due &lt;span id="fs_KI3H0E9HC000000000000000000000fs" style="display: inline;"&gt;2028&lt;/span&gt;&#160;and&#160;&lt;span style="border-left: none; border-right: none;"&gt;11.75&lt;/span&gt;% Senior Secured &lt;span id="fs_6B4FLCOZV400000000000000000000fs" style="display: inline;"&gt;1.25&lt;/span&gt; Lien Notes due &lt;span id="fs_RSV7K3C4HS00000000000000000000fs" style="display: inline;"&gt;2029&lt;/span&gt;&#160;were a Level &lt;span id="fs_T54T88P8Q800000000000000000000fs" style="display: inline;"&gt;2&lt;/span&gt; measurement at &lt;/span&gt;&lt;/span&gt;&lt;span style="background-color: #ffffff;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span class="Linked" id="fs_M5DAZQILQO00000000000000000000FM"&gt;July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;span style="line-height: inherit;"&gt; due to recent trades for the same notes&lt;/span&gt;&lt;span style="line-height: inherit;"&gt;.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;

&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_M84YVRQVCW00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse; height: 16px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;Fair Value as of &lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_672WQCJ3KW00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_5Z4O3JWXCW00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 97px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_XK2OOT0YTS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_DX7HT8PDDS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_V2BILBTKS000000000000000000000fs" style="line-height: inherit; display: inline;"&gt;3&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Total &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Secured Notes: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 8.0% Senior Secured &lt;span id="fs_NVFYPZD9DC00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.125&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0.1px; height: 10px; text-align: right; width: 9%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;227,070&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;227,070&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 11.75% Senior Secured &lt;span id="fs_2FA582FDMO00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;465,062&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;465,062&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Notes: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 5.0% Senior Notes due February 1, 2040 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;15,595&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;15,595&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Credit Facilities: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Secured &lt;span id="fs_HXP8KA5JSG00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;184,571&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;184,571&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Total fair value &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;692,132&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;200,166&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;892,298&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
































&lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div id="t_ft_1287D6QTXS00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="line-height: inherit;"&gt;Fair Value as of &lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;/em&gt;&lt;span class="Linked" id="fs_3T274PEG5C00000000000000000000FM"&gt;October 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_20B2E7CUV400000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 115px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 52%; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0169%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_8JX2FMUIU800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_V3XA23V86800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_F6DEG6XWLS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;3&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Total &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Secured Notes: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;8.0&lt;/span&gt;% Senior Secured &lt;span id="fs_8QVP4ZJ8TS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.125&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;231,068&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;231,068&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 11.75% Senior Secured &lt;span id="fs_6OZA8ZAH0W00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;474,561&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;474,561&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 52%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Notes: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.04603%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 13.5% Senior Notes due February 1, 2026 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;27,020&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;27,020&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 5.0% Senior Notes due February 1, 2040 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Credit Facilities: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Secured &lt;span id="fs_3T8WZ5PEIO00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due &lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;January 31, 2028&lt;/span&gt;&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;190,041&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;190,041&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; width: 52%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Total fair value &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;717,114&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;217,061&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;934,175&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;
















































&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;The Senior Secured Revolving Credit Facility is &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;not&lt;/em&gt; included in the above tables because there were no borrowings outstanding thereunder at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span class="Linked" id="fs_ZOAFCAJ0B400000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;/em&gt;&lt;span class="Linked" id="fs_1IZBYJJ3DS00000000000000000000FM"&gt;October 31, 2024&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;.&lt;/span&gt;&lt;/p&gt;















































 </us-gaap:FairValueDisclosuresTextBlock>
    <us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef="D20250731" id="Tag107">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_DJ046X51Z400000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 55px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair Value at &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair Value at &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Fair Value &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_8BD27WU29S00000000000000000000FM" style="line-height: inherit;"&gt;July 31,&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_UZGE3QQKM800000000000000000000FM" style="line-height: inherit;"&gt;October 31,&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Hierarchy &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_WS0ABET4FK00000000000000000000FM" style="line-height: inherit;"&gt;2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_L9TJY5NES000000000000000000000FM" style="line-height: inherit;"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 15px;"&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;
&lt;td style="height: 15px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 53%;"&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span id="fs_3P5ASMTDLS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt; Mortgage loans held for sale (1) &lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 17%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span id="fs_3SNUDHWCHS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt; Level 2 &lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;130,545&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;148,925&lt;/span&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left; text-indent: 45pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;(&lt;i&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;span id="fs_36U7W493Q800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;&lt;/em&gt;) &lt;span class="ng-scope"&gt;The aggregate unpaid principal balance was $132.0 million and $149.4 million at &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_YQZSM8O17K00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt; and &lt;em style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_UACCPGMUDS00000000000000000000FM" style="line-height: inherit;"&gt;October 31, 2024&lt;/span&gt;, &lt;/em&gt;respectively.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;















































 </us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
    <hov:MortgageLoansHeldForSaleCarryingValue
      contextRef="I20250731_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember"
      decimals="-3"
      id="Tag149"
      unitRef="USD">130545000</hov:MortgageLoansHeldForSaleCarryingValue>
    <hov:MortgageLoansHeldForSaleCarryingValue
      contextRef="I20241031_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember"
      decimals="-3"
      id="Tag115"
      unitRef="USD">148925000</hov:MortgageLoansHeldForSaleCarryingValue>
    <hov:LoansHeldForSaleMortgagesUnpaidPrincipal
      contextRef="I20250731"
      decimals="-5"
      id="Tag92"
      unitRef="USD">132000000</hov:LoansHeldForSaleMortgagesUnpaidPrincipal>
    <hov:LoansHeldForSaleMortgagesUnpaidPrincipal
      contextRef="I20241031"
      decimals="-5"
      id="Tag108"
      unitRef="USD">149400000</hov:LoansHeldForSaleMortgagesUnpaidPrincipal>
    <hov:LoanApplicationsInProcess
      contextRef="I20250731_LoanOriginationCommitmentsMember"
      decimals="-5"
      id="Tag100"
      unitRef="USD">487700000</hov:LoanApplicationsInProcess>
    <hov:InterestRateCommittedLoanApplications
      contextRef="I20250731_InterestRateCommittedLoanApplicationsMember"
      decimals="-5"
      id="Tag110"
      unitRef="USD">60600000</hov:InterestRateCommittedLoanApplications>
    <hov:NumberOfDaysInCommittment
      contextRef="D20250731_LoanOriginationCommitmentsMember_MaximumMember"
      id="Tag109">P60D</hov:NumberOfDaysInCommittment>
    <us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock contextRef="D20250731" id="Tag86">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 70px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_IWN3K8V58W00000000000000000000FM" style="line-height: inherit;"&gt;Three Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Mortgage &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Interest Rate &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Loans Held &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Lock &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Forward &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; For Sale &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Commitments &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Contracts &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 14px;"&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Change in fair value included in financial services revenue &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;(644&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_C324EONMMO00000000000000000000FM"&gt;Three Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Mortgage &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Interest Rate &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Loans Held &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Lock &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Forward &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; For Sale &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Commitments &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Contracts &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 14px;"&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Change in fair value included in financial services revenue&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;598&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































&lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 70px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt;&lt;span&gt;&lt;span&gt;&lt;span class="Linked" id="fs_37BR86Y90G00000000000000000000FM"&gt;Nine Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Mortgage &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Interest Rate &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Loans Held &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Lock &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Forward &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; For Sale &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Commitments &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"&gt;&lt;span style="line-height: inherit;"&gt; Contracts &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 14px;"&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="height: 14px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;"&gt;
&lt;p class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt;"&gt;Change in fair value included in financial services revenue&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;(1,554&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin: 0px; height: 10px; text-indent: 0px; width: 1%;"&gt;)&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;-&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































&lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div style="border-right: none; border-left: none;"&gt;
&lt;div id="t_ft_NYJ37LMUPS00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="height: 84px; width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; border-collapse: collapse; margin-left: 0.1px;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="10" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span class="Linked" id="fs_KW92IKI8F400000000000000000000FM"&gt;Nine Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Mortgage &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Interest Rate &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Loans Held &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Lock &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 16px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Forward &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; For Sale &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Commitments &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: center;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Contracts &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 16px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 55%; padding: 0px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Change in fair value included in financial services revenue &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;1,482&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 12%; padding: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; width: 1%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































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&lt;tr style="height: 10px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="14" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_ICKENRHO4W00000000000000000000FM"&gt;Three Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Pre-Impairment&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Total&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;(In thousands)&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Hierarchy&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Amount&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Losses&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Land and
  land options held for future development or sale&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Level 3&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;35,879&lt;/span&gt;&lt;span style="font-size: 10pt;"&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;(7,630&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;)&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;28,249&lt;/span&gt;&lt;span style="font-size: 10pt;"&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;







































&lt;/tr&gt;







































&lt;/tbody&gt;







































&lt;/table&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; width: 100%; margin: 0px; border-collapse: collapse; height: 60px; font-family: 'times new roman'; text-indent: 0px;" width="100%"&gt;
&lt;tbody&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="14" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 51.1684%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span&gt;&lt;span&gt;&lt;span class="Linked" id="fs_IHVNUWKY8000000000000000000000FM"&gt;Three Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 46.9742%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.0246%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 11.9832%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 10.006%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; vertical-align: bottom; margin: 0px; text-indent: 0px; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.9832%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Pre-Impairment&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Total&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td colspan="2" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 11.0246%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 46.9742%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;(In thousands)&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Hierarchy&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.9832%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Amount&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Losses&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 11.0246%; border-bottom-color: #000000 !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; width: 1.01857%; border-bottom-color: black !important; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 46.9742%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.9646%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 10.006%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; padding: 0px; height: 10px; width: 1.01857%; margin: 0px; text-indent: 0px;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;







































&lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 46.9742%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Land and
  land options held for future development or sale&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0px; font-size: 9pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Level 3&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.9646%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;15,245&lt;span style="font-size: 10pt;"&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;(2,653&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;)&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;
&lt;p style="margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;&lt;span style="font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 10.006%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0px; font-size: 10pt; font-family: 'Times New Roman', serif; padding-left: 0px; padding-right: 0px; text-indent: 0px;"&gt;12,592&lt;span style="font-size: 10pt;"&gt;&lt;/span&gt;&lt;/p&gt;







































&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0px; height: 10px; margin: 0px; text-indent: 0px; vertical-align: bottom; width: 1.01857%;" valign="bottom"&gt;&lt;br/&gt;&lt;/td&gt;







































&lt;/tr&gt;







































&lt;/tbody&gt;







































&lt;/table&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" width="100%"&gt;
&lt;tbody&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="14" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="color: #000000;"&gt;&lt;span class="Linked" id="fs_Q17DLSRDPC00000000000000000000FM"&gt;Nine Months Ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Pre-Impairment&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Total&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 7px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;(In
  thousands)&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Hierarchy&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Amount&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Losses&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Land and
  land options held for future development or sale&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Level 3&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;41,276&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;$&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;(8,846&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;)&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;$&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;32,430&lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;








































&lt;/tr&gt;








































&lt;/tbody&gt;








































&lt;/table&gt;
&lt;p style="margin: 0pt; font-family: 'times new roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman'; font-size: 10pt;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="width: 100%; margin-left: 0.1pt; border-collapse: collapse; font-family: 'times new roman'; font-size: 10pt; height: 65px;" width="100%"&gt;
&lt;tbody&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="14" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="color: #000000;"&gt;&lt;span&gt;&lt;span class="Linked" id="fs_F6WVKJ4Y7400000000000000000000FM"&gt;Nine Months Ended July 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 12px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Pre-Impairment&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Total&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td colspan="2" style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Fair&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 7px;"&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;(In
  thousands)&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Hierarchy&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Amount&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Losses&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td colspan="2" style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000; font-family: 'times new roman', times;"&gt;Value&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="border-top: none; border-right: none; border-left: none; border-image: initial; padding: 0in 0in 1.1pt; height: 7px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: black !important;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="padding: 0in; height: 12px;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;














































 &lt;/tr&gt;
&lt;tr style="height: 10px;"&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 47%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Land and
  land options held for future development or sale&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: center; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;Level 3&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span style="font-family: 'times new roman', times;"&gt;$&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 11%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span&gt;15,245&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 1pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in 0in 2.5pt; height: 10px; width: 1%;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;$&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span&gt;(2,653&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;)&lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;$&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 10%;" valign="bottom"&gt;
&lt;p style="text-align: right; margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&lt;span&gt;12,592&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;














































  &lt;/td&gt;
&lt;td style="background: #cceeff; padding: 0in; height: 10px; width: 1%;" valign="bottom"&gt;
&lt;p style="margin: 0in; font-size: 10pt; font-family: 'Times New Roman', serif;"&gt;&lt;span style="font-size: 10pt; color: #000000;"&gt;&#160;&lt;/span&gt;&lt;/p&gt;








































&lt;/td&gt;








































&lt;/tr&gt;








































&lt;/tbody&gt;








































&lt;/table&gt;













</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
    <hov:PreImpairmentValueOfInventory
      contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1"
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      id="Tag161"
      unitRef="USD">35879000</hov:PreImpairmentValueOfInventory>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1"
      decimals="-3"
      id="Tag409"
      unitRef="USD">7630000</us-gaap:ImpairmentOfRealEstate>
    <hov:FairValueOfInventory
      contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1"
      decimals="-3"
      id="Tag162"
      unitRef="USD">28249000</hov:FairValueOfInventory>
    <hov:PreImpairmentValueOfInventory
      contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_3"
      decimals="-3"
      id="Tag410"
      unitRef="USD">15245000</hov:PreImpairmentValueOfInventory>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_3"
      decimals="-3"
      id="Tag411"
      unitRef="USD">2653000</us-gaap:ImpairmentOfRealEstate>
    <hov:FairValueOfInventory
      contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_3"
      decimals="-3"
      id="Tag412"
      unitRef="USD">12592000</hov:FairValueOfInventory>
    <hov:PreImpairmentValueOfInventory
      contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember"
      decimals="-3"
      id="Tag159"
      unitRef="USD">41276000</hov:PreImpairmentValueOfInventory>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember"
      decimals="-3"
      id="Tag413"
      unitRef="USD">8846000</us-gaap:ImpairmentOfRealEstate>
    <hov:FairValueOfInventory
      contextRef="D20250731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember"
      decimals="-3"
      id="Tag160"
      unitRef="USD">32430000</hov:FairValueOfInventory>
    <hov:PreImpairmentValueOfInventory
      contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1"
      decimals="-3"
      id="Tag414"
      unitRef="USD">15245000</hov:PreImpairmentValueOfInventory>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1"
      decimals="-3"
      id="Tag415"
      unitRef="USD">2653000</us-gaap:ImpairmentOfRealEstate>
    <hov:FairValueOfInventory
      contextRef="D20240731_FairValueMeasurementsNonrecurringMember_FairValueInputsLevel3Member_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember_1"
      decimals="-3"
      id="Tag416"
      unitRef="USD">12592000</hov:FairValueOfInventory>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20250731_1"
      decimals="-5"
      id="Tag113"
      unitRef="USD">7600000</us-gaap:ImpairmentOfRealEstate>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20250731"
      decimals="-5"
      id="Tag417"
      unitRef="USD">8800000</us-gaap:ImpairmentOfRealEstate>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20240731_4"
      decimals="-5"
      id="Tag443"
      unitRef="USD">2700000</us-gaap:ImpairmentOfRealEstate>
    <us-gaap:ImpairmentOfRealEstate
      contextRef="D20240731_1"
      decimals="-5"
      id="Tag418"
      unitRef="USD">2700000</us-gaap:ImpairmentOfRealEstate>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20250731_FairValueInputsLevel2Member_SeniorSecuredNotesMember_The80SeniorSecured1125LienNotesDueSeptember302028Member"
      decimals="3"
      id="Tag93"
      unitRef="Pure">0.08</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="I20250731_The1175SeniorSecured125LienNotesDue2029Member_FairValueInputsLevel2Member_SeniorSecuredNotesMember"
      decimals="4"
      id="Tag90"
      unitRef="Pure">0.1175</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <hov:FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock contextRef="D20250731" id="Tag112">
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_M84YVRQVCW00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse; height: 16px;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: 'Times New Roman'; font-size: 10pt; height: 16px;"&gt;
&lt;td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; height: 16px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;Fair Value as of &lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;span class="Linked" id="fs_672WQCJ3KW00000000000000000000FM" style="line-height: inherit;"&gt;July 31, 2025&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_5Z4O3JWXCW00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable highlightCont" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 97px; border-collapse: collapse;"&gt;
&lt;tbody class="highlightCont"&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_XK2OOT0YTS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_DX7HT8PDDS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em class="highlightCont" style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_V2BILBTKS000000000000000000000fs" style="line-height: inherit; display: inline;"&gt;3&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Total &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Secured Notes: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 8.0% Senior Secured &lt;span id="fs_NVFYPZD9DC00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.125&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;span&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0.1px; height: 10px; text-align: right; width: 9%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;227,070&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1%;"&gt;$&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9%;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;227,070&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 1%;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="background-color: #cceeff; vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 11.75% Senior Secured &lt;span id="fs_2FA582FDMO00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;465,062&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;465,062&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 17px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Notes: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; background-color: #cceeff; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 5.0% Senior Notes due February 1, 2040 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;15,595&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;15,595&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px;"&gt;
&lt;p class="highlightCont" style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Credit Facilities: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px; background-color: #cceeff;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Secured &lt;span id="fs_HXP8KA5JSG00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due January 31, 2028 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;184,571&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;184,571&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
&lt;tr class="highlightCont" style="vertical-align: bottom; height: 10px; margin-left: 0.1px;"&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;
&lt;p class="highlightCont" style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Total fair value &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;692,132&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;200,166&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; padding: 0px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;892,298&lt;/span&gt;&lt;/td&gt;
&lt;td class="highlightCont" style="font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
































&lt;/tr&gt;
































&lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;br/&gt;&lt;/p&gt;
&lt;div id="t_ft_1287D6QTXS00000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'times new roman'; width: 100%; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="font-family: Times New Roman; font-size: 10pt;"&gt;
&lt;td style="width: 100%; text-align: center; font-family: 'Times New Roman'; font-size: 10pt; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;span style="line-height: inherit;"&gt;Fair Value as of &lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt; &lt;/em&gt;&lt;span class="Linked" id="fs_3T274PEG5C00000000000000000000FM"&gt;October 31, 2024&lt;/span&gt;&lt;/span&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;&lt;/em&gt;&lt;/span&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;
&lt;div style="border-left: none; border-right: none;"&gt;
&lt;div id="t_ft_20B2E7CUV400000000000000000000b"&gt;
&lt;table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: 'times new roman'; text-indent: 0px; height: 115px; border-collapse: collapse;"&gt;
&lt;tbody&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; width: 52%; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt;"&gt;&lt;span style="line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; (In thousands) &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 10.0169%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_8JX2FMUIU800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_V3XA23V86800000000000000000000fs" style="line-height: inherit; display: inline;"&gt;2&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;&lt;em style="font-style: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit;"&gt;Level &lt;span id="fs_F6DEG6XWLS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;3&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; width: 9.96147%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt; text-align: right;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Total &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 3px; height: 10px; width: 0.990644%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Secured Notes: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; &lt;span style="border-left: none; border-right: none; line-height: inherit;"&gt;8.0&lt;/span&gt;% Senior Secured &lt;span id="fs_8QVP4ZJ8TS00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.125&lt;/span&gt; Lien Notes due September 30, 2028 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;231,068&lt;/span&gt;&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px;"&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;231,068&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 11.75% Senior Secured &lt;span id="fs_6OZA8ZAH0W00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.25&lt;/span&gt; Lien Notes due September 30, 2029 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;474,561&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;474,561&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 17px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 52%;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Notes: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 1.04603%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 8.97083%;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 17px; width: 0.990644%;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 52%; background-color: #cceeff;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 13.5% Senior Notes due February 1, 2026 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;27,020&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;27,020&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; background-color: #cceeff;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 18px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 18px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; 5.0% Senior Notes due February 1, 2040 &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;11,485&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 18px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; background-color: #cceeff;"&gt;
&lt;p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Credit Facilities: &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 1.04603%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 8.97083%; background-color: #cceeff;"&gt;&lt;/td&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; width: 0.990644%; background-color: #cceeff;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; padding-left: 9pt; height: 10px; width: 52%; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;
&lt;p style="margin: 0pt; font-family: Times New Roman; font-size: 10pt;"&gt;&lt;span style="border-left: none; border-right: none; line-height: inherit; font-family: 'times new roman', times; font-size: 10pt;"&gt; Senior Secured &lt;span id="fs_3T8WZ5PEIO00000000000000000000fs" style="line-height: inherit; display: inline;"&gt;1.75&lt;/span&gt; Lien Term Loan Credit Facility due &lt;span style="border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;January 31, 2028&lt;/span&gt;&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;















































 &lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;190,041&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;190,041&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; height: 10px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000 !important;"&gt;&lt;/td&gt;















































 &lt;/tr&gt;
&lt;tr style="vertical-align: bottom; height: 10px; background-color: #cceeff;"&gt;
&lt;td style="font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; width: 52%; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;
&lt;p style="font-family: Times New Roman; font-size: 10pt; margin: 0pt 0pt 0pt 9pt;"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt; Total fair value &lt;/span&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 1.04603%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 8.97083%; text-align: right; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;-&lt;/span&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
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&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
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&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;
&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; height: 10px; vertical-align: bottom; padding: 0px; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;span style="font-family: 'times new roman', times; font-size: 10pt;"&gt;$&lt;/span&gt;&lt;/td&gt;
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&lt;td style="width: 0.990644%; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 0pt; padding: 0px; height: 10px; vertical-align: bottom; background-color: #cceeff; border-bottom-width: 3px; border-bottom-style: double; border-bottom-color: #000000 !important;" valign="bottom"&gt;&lt;/td&gt;















































 &lt;/tr&gt;















































 &lt;/tbody&gt;















































 &lt;/table&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































 &lt;/div&gt;















































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&lt;tr style="vertical-align: top;"&gt;
&lt;td style="width: 18pt;"&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&lt;b&gt;&lt;em style="font: inherit;"&gt;21.&lt;/em&gt;&lt;/b&gt;&lt;/p&gt;















































&lt;/td&gt;
&lt;td&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left;"&gt;&lt;b&gt;Transactions with Related Parties&lt;/b&gt;&lt;/p&gt;















































&lt;/td&gt;















































&lt;/tr&gt;















































&lt;/tbody&gt;















































&lt;/table&gt;
&lt;p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left; line-height: 1.2;"&gt;&#160;&lt;/p&gt;
&lt;p style="font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 45pt; line-height: 1.2;"&gt;From time to time,&#160;an engineering firm owned by Tavit Najarian, a relative of Ara K. Hovnanian, our Chairman and Chief Executive Officer, provides services to the Company. During the &lt;span class="Linked" id="fs_KM73EE7PI800000000000000000000FM"&gt;three months ended July 31, 2025&lt;/span&gt; and &lt;span class="Linked" id="fs_SGSW1EGEF400000000000000000000FM"&gt;2024&lt;/span&gt;, the services provided by such engineering firm to the Company totaled $&lt;span style="border-left: none; border-right: none;"&gt;0.1&lt;/span&gt;&#160;million and $0.3 million, respectively.&#160;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;During the&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span class="Linked" id="fs_1XJNUEHFEO00000000000000000000FM"&gt;nine months ended July 31, 2025&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&lt;span&gt;&#160;&lt;/span&gt;and&lt;span&gt;&#160;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;span class="Linked" id="fs_D2WGEC7QDS00000000000000000000FM"&gt;2024&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;, the services provided by such engineering firm to the Company totaled $&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; border-left: none; border-right: none;"&gt;&lt;span style="border-left: none; border-right: none;"&gt;0.5&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&#160;million and $&lt;/span&gt;0.9&lt;span style="color: #000000; font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 60px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"&gt;&lt;span&gt;&#160;&lt;/span&gt;million, respectively.&#160;&lt;/span&gt;Neither the Company nor Mr. Hovnanian has a financial interest in the relative&#x2019;s company from whom the services were provided.&lt;br/&gt;&lt;/p&gt;

































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