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v3.20.1

INSURANCE | 12 Months Ended
--- | ---
Dec. 31, 2019
INSURANCE |
INSURANCE | 19. INSURANCE a. Assets and liabilities related to insurances activities
|  | 12/31/2019 |  | 12/31/2018
Assets related to insurance contracts (Loans and other financing) |  |  |  |
Receivables premius |  | 453,978 |  | 63,380
Total |  | 453,978 |  | 63,380
Liabilities related to insurance contracts (Other non-financial liabilities) |  |  |  |
Debt with insured |  | 136,168 |  | 203,946
Debt with reinsurers |  | 40,575 |  | 22,566
Debt with co-insurers |  | 1,702 |  | 26,024
Debt with producers |  | 150,384 |  | 44,451
Technical commitments |  | 173,994 |  | 18,258
Outstanding claims paid by re-insurance companies (regularizer) |  | (481) |  | (723)
Total |  | 502,342 |  | 314,522
Debt with insured |  |  |  |
Property insurance |  |  |  |
Direct administrative insurance |  | 11,242 |  | 12,976
Direct insurance in mediation |  | 800 |  | —
Claims settled to pay |  | 881 |  | 306
Claims occurred and not reported - IBNR |  | 14,759 |  | 14,916
Life insurance |  |  |  |
Direct administrative insurance |  | 41,267 |  | 48,377
Direct insurance in judgments |  | 1,240 |  | 1,088
Direct insurance in mediation |  | 1,837 |  | 1,151
Claims settled to pay |  | 20,218 |  | 20,974
Claims occurred and not reported - IBNR |  | 43,924 |  | 104,158
Total |  | 136,168 |  | 203,946
Debt with producers |  |  |  |
Producers currenct account |  | 28,247 |  | 33,992
Commisions for premiums receivable |  | 122,137 |  | 10,459
Total |  | 150,384 |  | 44,451
Technical commitments |  |  |  |
Course and similar risk |  |  |  |
Premiums and surcharges |  | 173,955 |  | 18,258
Premium insufficiency |  | 39 |  | —
Total |  | 173,994 |  | 18,258
b. Income from insurances activities The composition of the item “Result for insurance activities” as of December 31, 2019 and 2018 is disclosed in Note 16.18.

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- Definition The entire disclosure for insurance contracts. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Note Expiry date 2021-01-01 -Name IFRS -Number 4 -IssueDate 2019-01-01 -Section Disclosure -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IFRS&num=4&code=ifrs-tx-2019-en-b&doctype=Standard&book=b&dita_xref=IFRS04_g36-39M_TI -URIDate 2019-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Note Effective 2021-01-01 -Name IFRS -Number 17 -IssueDate 2019-01-01 -Section Disclosure -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IFRS&num=17&code=ifrs-tx-2019-en-r&doctype=Standard&dita_xref=IFRS17_g93-132_TI -URIDate 2019-03-27 + Details
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