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MINIMUM CAPITAL REQUIREMENTS (Details) - ARS ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
MINIMUM CAPITAL REQUIREMENTS      
Allocated to assets at risk $ 7,164,842 $ 6,090,341 $ 4,710,391
Allocated to Bank premises and equipment, intangible assets and equity investment assets 826,133 370,233 191,549
Market risk 251,739 301,724 121,155
Public sector and securities in investment account 11,472 96,882 131,109
Operational risk 2,349,952 1,486,516 1,016,501
Required minimum capital under Central Bank rules 10,604,138 8,345,696 6,170,705
Basic net worth 16,991,091 11,847,865 9,903,099
Complementary net worth 1,033,734 1,163,939 913,256
Deductions (2,999,716) (867,798) (386,192)
Total capital under Central Bank rules 15,025,109 12,144,006 10,430,163
Excess capital $ 4,420,971 $ 3,798,310 $ 4,259,458
Regulatory capital/risk weighted assets 11.60% 11.90% 13.90%
Average shareholders' equity as a percentage of average total assets 10.40% 9.90% 10.50%
Total liabilities as a multiple of total shareholders' equity 7.1 9.4 8.2
Cash as a percentage of total deposits. 28.20% 35.10% 18.20%
Tier 1 Capital / Risk weighted assets.. 10.80% 10.80% 12.60%
Multiple to calculate operational risk weighted assets and market risk weighted assets 12.5