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MINIMUM CAPITAL REQUIREMENTS (Details) - ARS ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Calculation of excess capital:      
Allocated to assets at risk $ 9,047,140 $ 7,164,842 $ 6,090,341
Allocated to Bank premises and equipment, intangible assets and equity investment assets 1,350,035 826,133 370,233
Market risk 551,765 251,739 301,724
Public sector and securities in investment account 27,651 11,472 96,882
Operational risk 3,233,793 2,349,952 1,486,516
Required minimum capital under Central Bank rules 14,210,384 10,604,138 8,345,696
Basic net worth 30,242,263 16,991,091 11,847,865
Complementary net worth 1,090,865 1,033,734 1,163,939
Deductions (7,028,227) (2,999,716) (867,798)
Total capital under Central Bank rules 24,304,901 15,025,109 12,144,006
Excess capital $ 10,094,517 $ 4,420,971 $ 3,798,310
Selected capital and liquidity ratios:      
Regulatory capital/risk weighted assets 19.29% 11.60% 11.90%
Average shareholders' equity as a percentage of average total assets 11.16% 10.40% 9.90%
Total liabilities as a multiple of total shareholders' equity 7.5 7.1 9.4
Cash as a percentage of total deposits. 20.31% 28.20% 35.10%
Tier 1 Capital / Risk weighted assets.. 13.35% 10.80% 10.80%
Multiple to calculate operational risk weighted assets and market risk weighted assets 125