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MINIMUM CAPITAL REQUIREMENTS (Details) - ARS ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Calculation of excess capital:      
Allocated to assets at risk $ 12,957,481 $ 9,047,140 $ 7,164,842
Allocated to Bank premises and equipment, intangible assets and equity investment assets 2,035,689 1,350,035 826,133
Market risk 965,159 551,765 251,739
Public sector and securities in investment account 34,489 27,651 11,472
Operational risk 4,805,957 3,233,793 2,349,952
Required minimum capital under Central Bank rules 20,798,775 14,210,384 10,604,138
Basic net worth 42,938,440 30,242,263 16,991,091
Complementary net worth 1,564,272 1,090,865 1,033,734
Deductions (11,770,286) (7,028,227) (2,999,716)
Total capital under Central Bank rules 32,732,426 24,304,901 15,025,109
Excess capital $ 11,933,651 $ 10,094,517 $ 4,420,971
Selected capital and liquidity ratios:      
Regulatory capital/risk weighted assets 18.40% 19.29% 11.60%
Average shareholders' equity as a percentage of average total assets 12.54% 11.16% 10.40%
Total liabilities as a multiple of total shareholders' equity 7.5 7.5 7.1
Cash as a percentage of total deposits. 11.06% 20.31% 28.20%
Tier 1 Capital / Risk weighted assets.. 12.25% 13.35% 10.80%
Multiple to calculate operational risk weighted assets and market risk weighted assets 12.5