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MINIMUM CAPITAL REQUIREMENTS (Details) - ARS ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Calculation of excess capital:      
Allocated to assets at risk $ 51,149,308 $ 20,729,624 $ 12,957,481
Allocated to Bank premises and equipment, intangible assets and equity investment assets 10,474,161 3,747,910 2,035,689
Market risk 2,658,844 1,693,962 965,159
Public sector and securities in investment account 272,202 625,570 34,489
Operational risk 21,891,498 8,188,453 4,805,957
Required minimum capital under Central Bank rules 86,446,013 34,985,519 20,798,775
Tier One Ordinary Capital 264,420,324 77,619,877 42,938,440
Complementary net worth   2,600,170 1,564,272
(Deductible concepts) (55,583,242) (25,063,540) (11,770,286)
Total capital under Central Bank rules 208,837,082 55,156,507 32,732,426
Excess capital 122,391,069 20,170,988 11,933,651
Credit Risk Weighted Assets 756,569,592 303,351,644 181,430,487
Risk Weighted Assets $ 1,058,040,330 $ 428,238,464 $ 254,513,436
Selected capital and liquidity ratios:      
Regulatory capital/credit risk weighted assets 27.60% 18.20% 18.40%
Regulatory capital/risk weighted assets 19.70% 12.90% 12.90%
Average shareholders' equity as a percentage of average total assets 14.50% 12.20% 12.50%
Total liabilities as a multiple of total shareholders' equity 0.063 0.083 0.075
Cash as a percentage of total deposits. 14.40% 8.70% 11.10%
Liquid assets as a percentage of total deposits 64.10% 46.00% 49.20%
Tier 1 Capital / Risk weighted assets.. 19.70% 12.30% 12.20%
Multiple to calculate operational risk weighted assets and market risk weighted assets 0.125