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MINIMUM CAPITAL REQUIREMENTS (Details) - ARS ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Calculation of excess capital:      
Allocated to assets at risk $ 182,998,532 $ 113,069,951 $ 140,574,334
Allocated to Bank premises and equipment, intangible assets and equity investment assets 23,723,556 23,209,663 25,415,799
Market risk 17,327,442 6,484,215 11,487,308
Public sector and securities in investment account 534,442 592,757 4,242,194
Operational risk 74,466,666 51,026,023 55,528,568
Required minimum capital under Central Bank rules 299,050,638 194,382,609 237,248,203
Basic net worth 824,470,904 732,667,574 526,365,675
Complementary net worth     17,632,600
(Deductible concepts) (233,821,244) (222,220,695) (169,964,031)
Total capital under Central Bank rules 590,649,660 510,446,879 374,034,244
Excess capital 291,599,022 316,064,270 136,786,041
Credit Risk Weighted Assets 2,557,622,021 1,672,850,285 2,057,126,334
Risk Weighted Assets $ 3,662,675,501 $ 2,379,950,437 $ 2,904,024,550
Selected capital and liquidity ratios:      
Regulatory capital/credit risk weighted assets 23.10% 30.50% 18.20%
Regulatory capital/risk weighted assets 16.10% 21.40% 12.90%
Average shareholders' equity as a percentage of average total assets 17.80% 14.50% 12.20%
Total liabilities as a multiple of total shareholders' equity 0.054 0.063 0.083
Cash as a percentage of total deposits. 20.20% 14.40% 8.70%
Liquid assets as a percentage of total deposits 55.60% 83.10% 65.80%
Common Equity Tier 1 Capital (CET1) / risk weighted assets 16.10% 21.40% 12.30%
Multiple to calculate operational risk weighted assets and market risk weighted assets 0.125