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Segment Reporting (Details)
$ in Thousands
3 Months Ended 6 Months Ended 9 Months Ended
Jun. 30, 2022
USD ($)
Jun. 30, 2021
USD ($)
Jun. 30, 2022
USD ($)
segment
Jun. 30, 2021
USD ($)
Sep. 30, 2021
segment
Segment reporting          
Number of reportable segments | segment     3   4
Interest income $ 153,671 $ 103,047 $ 278,076 $ 176,418  
Interest expense (80,827) (55,415) (141,844) (106,176)  
Net interest income before recovery of (provision for) loan losses 72,844 47,632 136,232 70,242  
Recovery of (provision for) loan losses 4,390 (5,517) 2,848 (5,509)  
Net interest income after recovery of (provision for) loan losses 77,234 42,115 139,080 64,733  
Non-interest income          
Residential mortgage banking activities 2,947 36,690 11,371 78,099  
Net realized gains on financial instruments and real estate owned 21,114 17,183 29,121 26,029  
Net unrealized gain (loss) on financial instruments (3,253) 4,612 42,062 25,608  
Servicing income, net 14,565 11,928 25,093 27,563  
Income on purchased future receivables, net 1,859 2,779 4,328 5,096  
Income (loss) from unconsolidated joint ventures 5,200 3,361 11,763 2,552  
Other income (loss) 8,334 (688) 14,835 (117)  
Total non-interest income 50,766 75,865 138,573 164,830  
Non-interest expense          
Employee compensation and benefits (26,089) (24,270) (54,057) (47,047)  
Allocated employee compensation and benefits from related party (1,804) (3,299) (4,804) (5,422)  
Variable income (expenses) on residential mortgage banking activities 4,532 (21,421) 3,553 (36,906)  
Professional fees (3,851) (2,872) (8,977) (5,854)  
Management fees - related party (5,465) (2,626) (8,661) (5,319)  
Incentive fees - related party   (286)   (286)  
Loan servicing expense (10,296) (6,851) (19,216) (12,955)  
Transaction related expenses (1,372) (1,266) (7,071) (7,573)  
Other operating expenses (14,372) (17,190) (27,025) (32,674)  
Total non-interest expense (58,717) (80,081) (126,258) (154,036)  
Income (loss) before provision for income taxes 69,283 37,899 151,395 75,527  
Total assets 11,937,315 8,976,892 11,937,315 8,976,892  
Operating Segments | SBC Lending and Acquisitions          
Segment reporting          
Interest income 122,427 64,880 218,770 120,775  
Interest expense (72,685) (39,140) (125,778) (76,357)  
Net interest income before recovery of (provision for) loan losses 49,742 25,740 92,992 44,418  
Recovery of (provision for) loan losses 4,609 (4,723) 4,339 (5,070)  
Net interest income after recovery of (provision for) loan losses 54,351 21,017 97,331 39,348  
Non-interest income          
Net realized gains on financial instruments and real estate owned 12,034 2,620 12,916 6,566  
Net unrealized gain (loss) on financial instruments (2,517) 6,843 9,912 11,970  
Servicing income, net 1,431 796 2,351 1,522  
Income (loss) from unconsolidated joint ventures 5,200 3,361 11,763 2,552  
Other income (loss) 6,338 2,753 9,352 4,897  
Total non-interest income 22,486 16,373 46,294 27,507  
Non-interest expense          
Employee compensation and benefits (7,903) (4,294) (18,063) (6,546)  
Allocated employee compensation and benefits from related party (180) (331) (480) (543)  
Professional fees (1,097) (993) (3,498) (1,838)  
Loan servicing expense (7,912) (4,621) (13,787) (8,463)  
Other operating expenses (6,457) (6,642) (11,833) (11,599)  
Total non-interest expense (23,549) (16,881) (47,661) (28,989)  
Income (loss) before provision for income taxes 53,288 20,509 95,964 37,866  
Total assets 10,296,900 5,275,662 10,296,900 5,275,662  
Operating Segments | Small Business Lending          
Segment reporting          
Interest income 29,024 36,133 55,261 51,565  
Interest expense (5,916) (13,980) (11,606) (23,187)  
Net interest income before recovery of (provision for) loan losses 23,108 22,153 43,655 28,378  
Recovery of (provision for) loan losses (219) (794) (1,491) (439)  
Net interest income after recovery of (provision for) loan losses 22,889 21,359 42,164 27,939  
Non-interest income          
Net realized gains on financial instruments and real estate owned 9,080 14,563 16,205 19,463  
Net unrealized gain (loss) on financial instruments (721) 2,467 (433) 2,981  
Servicing income, net 4,558 3,666 6,051 11,469  
Income on purchased future receivables, net 1,859 2,779 4,328 5,096  
Other income (loss) 1,950 (3,550) 4,821 (5,150)  
Total non-interest income 16,726 19,925 30,972 33,859  
Non-interest expense          
Employee compensation and benefits (10,217) (9,335) (19,735) (15,381)  
Professional fees (1,619) (704) (3,087) (1,348)  
Loan servicing expense 74 (144) (428)    
Loan servicing expense       (42)  
Other operating expenses (4,314) (7,405) (8,101) (15,070)  
Total non-interest expense (16,076) (17,588) (31,351) (31,841)  
Income (loss) before provision for income taxes 23,539 23,696 41,785 29,957  
Total assets 1,049,763 2,860,365 1,049,763 2,860,365  
Operating Segments | Residential Mortgage Banking          
Segment reporting          
Interest income 2,220 2,034 4,045 4,078  
Interest expense (2,226) (2,295) (4,184) (4,623)  
Net interest income before recovery of (provision for) loan losses (6) (261) (139) (545)  
Net interest income after recovery of (provision for) loan losses (6) (261) (139) (545)  
Non-interest income          
Residential mortgage banking activities 2,947 36,690 11,371 78,099  
Net unrealized gain (loss) on financial instruments (15) (4,698) 32,583 10,657  
Servicing income, net 8,576 7,466 16,691 14,572  
Other income (loss) 21 38 45 53  
Total non-interest income 11,529 39,496 60,690 103,381  
Non-interest expense          
Employee compensation and benefits (6,906) (10,127) (14,440) (23,715)  
Variable income (expenses) on residential mortgage banking activities 4,532 (21,421) 3,553 (36,906)  
Professional fees (217) (144) (481) (395)  
Loan servicing expense (2,458) (2,086) (5,001) (4,450)  
Other operating expenses (2,175) (2,213) (4,199) (4,417)  
Total non-interest expense (7,224) (35,991) (20,568) (69,883)  
Income (loss) before provision for income taxes 4,299 3,244 39,983 32,953  
Total assets 454,556 588,435 454,556 588,435  
Corporate          
Segment reporting          
Interest expense     (276) (2,009)  
Net interest income before recovery of (provision for) loan losses     (276) (2,009)  
Net interest income after recovery of (provision for) loan losses     (276) (2,009)  
Non-interest income          
Other income (loss) 25 71 617 83  
Total non-interest income 25 71 617 83  
Non-interest expense          
Employee compensation and benefits (1,063) (514) (1,819) (1,405)  
Allocated employee compensation and benefits from related party (1,624) (2,968) (4,324) (4,879)  
Professional fees (918) (1,031) (1,911) (2,273)  
Management fees - related party (5,465) (2,626) (8,661) (5,319)  
Incentive fees - related party   (286)   (286)  
Transaction related expenses (1,372) (1,266) (7,071) (7,573)  
Other operating expenses (1,426) (930) (2,892) (1,588)  
Total non-interest expense (11,868) (9,621) (26,678) (23,323)  
Income (loss) before provision for income taxes (11,843) (9,550) (26,337) (25,249)  
Total assets $ 136,096 $ 252,430 $ 136,096 $ 252,430