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v3.22.2.2

Loans and Allowance for Credit Losses - Delinquency (Details) - USD ($) $ in Thousands | 9 Months Ended | 12 Months Ended |  |  |  |
--- | --- | --- | --- | --- | --- | ---
Sep. 30, 2022 | Dec. 31, 2021 | Jun. 30, 2022 | Sep. 30, 2021 | Jun. 30, 2021 | Dec. 31, 2020
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | $ 9,871,910 | $ 7,025,407 |  |  |  |
Non-Accrual Loans | 249,760 | 99,502 |  |  |  |
General allowance for loan losses | (29,796) | (28,113) |  |  |  |
Total Loans, net of allowance for loan losses, including loans in consolidated VIEs | $ 9,842,114 | $ 6,997,294 |  |  |  |
Percentage of loans outstanding | 100.00% | 100.00% |  |  |  |
Percentage of outstanding, Non-Accrual Loans | 2.50% | 1.40% |  |  |  |
Specific allowance for loan losses | $ 60,253 | $ 45,377 | $ 46,125 | $ 49,247 | $ 49,629 | $ 46,732
Current and less than 30 days past due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | $ 9,622,580 | $ 6,841,685 |  |  |  |
Percentage of loans outstanding | 97.50% | 97.40% |  |  |  |
30-59 Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | $ 9,917 | $ 72,837 |  |  |  |
Percentage of loans outstanding | 0.10% | 1.00% |  |  |  |
60+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | $ 239,413 | $ 110,885 |  |  |  |
Percentage of loans outstanding | 2.40% | 1.60% |  |  |  |
90+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Percentage of outstanding, 90+Days Past Due Accruing | 0.00% | 0.00% |  |  |  |
Bridge |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | $ 7,327,926 | $ 4,538,387 |  |  |  |
Non-Accrual Loans | 124,037 | 28,820 |  |  |  |
General allowance for loan losses | (14,823) | (15,204) |  |  |  |
Specific allowance for loan losses | 20,454 | 19,519 | 18,393 | 24,574 | 21,178 | 14,588
Bridge | Current and less than 30 days past due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 7,200,286 | 4,451,230 |  |  |  |
Bridge | 30-59 Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 7,730 | 52,997 |  |  |  |
Bridge | 60+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 119,910 | 34,160 |  |  |  |
Construction |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 373,132 |  |  |  |  |
Non-Accrual Loans | 55,804 |  |  |  |  |
General allowance for loan losses | (971) |  |  |  |  |
Specific allowance for loan losses | 16,943 |  | 5,122 |  |  |
Construction | Current and less than 30 days past due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 317,329 |  |  |  |  |
Construction | 60+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 55,803 |  |  |  |  |
Fixed rate |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 973,419 | 1,089,845 |  |  |  |
Non-Accrual Loans | 20,662 | 24,031 |  |  |  |
General allowance for loan losses | (1,928) | (2,667) |  |  |  |
Specific allowance for loan losses | 6,374 | 6,861 | 6,222 | 5,723 | 6,865 | 7,629
Fixed rate | Current and less than 30 days past due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 948,958 | 1,057,708 |  |  |  |
Fixed rate | 60+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 24,461 | 32,137 |  |  |  |
Freddie Mac |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 6,164 | 3,093 |  |  |  |
Non-Accrual Loans | 3,093 | 3,093 |  |  |  |
Freddie Mac | Current and less than 30 days past due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 3,071 |  |  |  |  |
Freddie Mac | 60+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 3,093 | 3,093 |  |  |  |
Residential |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 2,310 | 3,588 |  |  |  |
Non-Accrual Loans | 1,610 | 1,914 |  |  |  |
General allowance for loan losses | (4) | (8) |  |  |  |
Specific allowance for loan losses | 5 | 60 | 57 | 61 | 61 | 52
Residential | Current and less than 30 days past due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 700 | 1,674 |  |  |  |
Residential | 60+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 1,610 | 1,914 |  |  |  |
SBA 7(a) |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 555,523 | 586,812 |  |  |  |
Non-Accrual Loans | 11,277 | 15,119 |  |  |  |
General allowance for loan losses | (9,842) | (6,653) |  |  |  |
Specific allowance for loan losses | 13,345 | 12,180 | 13,126 | 11,999 | 13,350 | 14,600
SBA 7(a) | Current and less than 30 days past due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 550,061 | 576,593 |  |  |  |
SBA 7(a) | 30-59 Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 860 | 6,741 |  |  |  |
SBA 7(a) | 60+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 4,602 | 3,478 |  |  |  |
Other |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 633,436 | 803,682 |  |  |  |
Non-Accrual Loans | 33,277 | 26,525 |  |  |  |
General allowance for loan losses | (2,228) | (3,581) |  |  |  |
Specific allowance for loan losses | 3,132 | 6,757 | $ 3,205 | $ 6,890 | $ 8,175 | $ 9,863
Other | Current and less than 30 days past due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 602,175 | 754,480 |  |  |  |
Other | 30-59 Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | 1,327 | 13,099 |  |  |  |
Other | 60+ Days Past Due |  |  |  |  |  |
Loan delinquency information |  |  |  |  |  |
Total Loans Carrying Value | $ 29,934 | $ 36,103 |  |  |  |

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