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Loans and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2022

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Type of Loan Portfolio Summarized by the Aggregate Risk Rating

Mid Penn’s loan portfolio by type is summarized by loans (net of deferred fees and costs of $3.9 million and $6.3 million as of December 31, 2022 and 2021, respectively) rated as "pass" and loans classified as "special mention" and "substandard" within Mid Penn’s internal risk rating system are as follows as of December 31:

(In thousands)			Pass						Special Mention						Substandard						Total
2022
Commercial and industrial			$	582,540					$	4,212					$	9,290					$	596,042
Commercial real estate			2,018,088						12,325						22,521						2,052,934
Commercial real estate - construction			438,990						2,256						—						441,246
Residential mortgage			299,288						3,104						2,994						305,386
Home equity			109,971						—						864						110,835
Consumer			7,676						—						—						7,676
Total loans			$	3,456,553					$	21,897					$	35,669					$	3,514,119

(In thousands)			Pass						Special Mention						Substandard						Total
2021
Commercial and industrial			$	606,484					$	10,321					$	2,757					$	619,562
Commercial real estate			1,601,196						35,508						31,438						1,668,142
Commercial real estate - construction			371,337						—						1,397						372,734
Residential mortgage			319,862						294						3,067						323,223
Home equity			106,853						534						2,919						110,306
Consumer			10,429						—						—						10,429
Total loans			$	3,016,161					$	46,657					$	41,578					$	3,104,396

Impaired Loans by Loan Portfolio Class

Impaired loans by loan portfolio class are summarized as follows:

			December 31, 2022																		December 31, 2021
(In thousands)			Recorded Investment						Unpaid Principal Balance						Related Allowance						Recorded Investment						Unpaid Principal Balance						Related Allowance
With no related allowance recorded:
Commercial and industrial			$	—					$	18					$	—					$	—					$	31					$	—
Commercial real estate			2,093						2,514						—						854						1,243						—
Commercial real estate - construction			—						2						—						22						27						—
Residential mortgage			1,079						1,129						—						1,259						1,295						—
Home equity			33						34						—						2,377						2,377						—
With no related allowance recorded and acquired with credit deterioration:
Commercial real estate			$	2,537					$	3,532					$	—					$	2,231					$	2,909					$	—
Commercial real estate - construction			—						—						—						1,196						1,469						—
Residential mortgage			1,014						1,559						—						1,362						1,847						—
Home equity			126						154						—						86						111						—
With an allowance recorded:
Commercial and industrial			$	1,222					$	1,703					$	801					$	308					$	339					$	67
Commercial real estate			230						235						64						287						359						121
Home equity			252						252						22						—						—						—
Total Impaired Loans:
Commercial and industrial			$	1,222					$	1,721					$	801					$	308					$	370					$	67
Commercial real estate			4,860						6,281						64						3,372						4,511						121
Commercial real estate - construction			—						2						—						1,218						1,496						—
Residential mortgage			2,093						2,688						—						2,621						3,142						—
Home equity			411						440						22						2,463						2,488						—

Average Recorded Investment Of Impaired Loans And Related Interest Income By Loan Portfolio Class

The average recorded investment of impaired loans and related interest income recognized are summarized as follows for the years ended December 31:

			2022												2021												2020
(In thousands)			Average Recorded Investment						Interest Income Recognized						Average Recorded Investment						Interest Income Recognized						Average Recorded Investment						Interest Income Recognized
With no related allowance recorded:
Commercial and industrial			$	45					$	—					$	303					$	2					$	1,136					$	—
Commercial real estate			907						—						2,308						2						9,379						5
Commercial real estate - construction			89						—						26						—						44						—
Residential mortgage			845						23						974						26						998						26
Home equity			468						185						2,367						2						1,801						—
With no related allowance recorded and acquired with credit deterioration:
Commercial and industrial			$	—					$	—					$	—					$	—					$	1					$	—
Commercial real estate			2,893						—						1,485						—						1,423						—
Commercial real estate - construction			—						—						122						—						—						—
Residential mortgage			1,165						—						401						—						361						—
Home equity			129						—						8						—						1						—
With an allowance recorded:
Commercial and industrial			$	847					$	—					$	211					$	—					$	205					$	—
Commercial real estate			167						—						1,011						—						752						—
Home equity			153						—						—						—						—						—
Total:
Commercial and industrial			$	892					$	—					$	514					$	2					$	1,342					$	—
Commercial real estate			3,967						—						4,804						2						11,554						5
Commercial real estate - construction			89						—						148						—						44						—
Residential mortgage			2,010						23						1,375						26						1,359						26
Home equity			750						185						2,375						2						1,802						—

Schedule of Accretion of Purchased Impaired Loan

The following table provides activity for the accretable yield of purchased impaired loans for the years ended:

			December 31,
(In thousands)			2022						2021
Accretable yield, beginning of period			$	580					$	40
Acquisition of impaired loans			—						541
Accretable yield amortized to interest income			(261)						(1)
Accretable yield, end of period			$	319					$	580

Non-accrual Loans by Classes of the Loan Portfolio Including Loans Acquired With Credit Deterioration

Non-accrual loans by loan portfolio class, including loans acquired with credit deterioration, are summarized as follows as of December 31:

(In thousands)			2022						2021
Commercial and industrial			$	1,222					$	308
Commercial real estate			4,864						3,372
Commercial real estate - construction			—						1,218
Residential mortgage			1,698						2,186
Home equity			411						2,463
			$	8,195					$	9,547

Loan Portfolio Summarized by the Past Due Status

The classes of the loan portfolio summarized by the past due status as of December 31 are summarized as follows:

(In thousands)			30-59 Days Past Due						60-89 Days Past Due						Greater than 90 Days						Total Past Due						Current						Total Loans						Loans Receivable > 90 Days and Accruing
2022
Commercial and industrial			$	1,808					$	3					$	1,854					$	3,665					$	592,377					$	596,042					$	654
Commercial real estate			1,792						—						1,438						3,230						2,047,167						2,050,397						—
Commercial real estate - construction			2,258						—						—						2,258						438,988						441,246						—
Residential mortgage			2,642						872						415						3,929						300,443						304,372						—
Home equity			1,184						83						255						1,522						109,187						110,709						—
Consumer			44						19						—						63						7,613						7,676						—
Loans acquired with credit deterioration:
Commercial real estate			78						—						826						904						1,633						2,537						—
Residential mortgage			223						228						209						660						354						1,014						—
Home equity			—						—						32						32						94						126						—
Total			$	10,029					$	1,205					$	5,029					$	16,263					$	3,497,856					$	3,514,119					$	654

(In thousands)			30-59 Days Past Due						60-89 Days Past Due						Greater than 90 Days						Total Past Due						Current						Total Loans						Loans Receivable > 90 Days and Accruing
2021
Commercial and industrial			$	1,378					$	62					$	404					$	1,844					$	617,718					$	619,562					$	96
Commercial real estate			32						55						769						856						1,665,055						1,665,911						—
Commercial real estate - construction			—						—						205						205						371,333						371,538						205
Residential mortgage			1,246						205						1,002						2,453						319,408						321,861						212
Home equity			403						—						2,377						2,780						107,440						110,220						—
Consumer			6						2						2						10						10,419						10,429						2
Loans acquired with credit deterioration:
Commercial real estate			—						3						1,628						1,631						600						2,231						—
Commercial real estate - construction			—						—						—						—						1,196						1,196						—
Residential mortgage			54						—						818						872						490						1,362						—
Home equity			—						—						—						—						86						86						—
Total			$	3,119					$	327					$	7,205					$	10,651					$	3,093,745					$	3,104,396					$	515

Allowance for Loan Losses and Recorded Investment in Financing Receivables

Activity in the allowance for loan losses for the years ended December 31, 2022, 2021, and 2020, and the recorded investment in loans receivable as of December 31, 2022, 2021, and 2020 are as follows:

(In thousands)			Commercial and industrial						Commercial real estate						Commercial real estate - construction						Residential mortgage						Home equity						Consumer						Unallocated						Total
Balance at December 31, 2019			$	2,341					$	6,259					$	51					$	417					$	442					$	2					$	3					$	9,515
Loans charged off			(45)						(258)						(7)						(4)						—						(58)						—						(372)
Recoveries			3						1						2						3						3						27						—						39
Provisions			767						2,653						88						13						62						30						587						4,200
Balance at December 31, 2020			3,066						8,655						134						429						507						1						590						13,382
Loans charged off			(866)						(1,044)						(23)						(13)						—						(42)						—						(1,988)
Recoveries			13						207						8						11						—						19						—						258
Provisions (credits)			1,226						1,597						(81)						32						53						24						94						2,945
Balance at December 31, 2021			3,439						9,415						38						459						560						2						684						14,597
Loans charged off			(1)						(7)						—						(25)						(1)						(97)						—						(131)
Recoveries			13						128						24						2						2						22						—						191
Provisions (credits)			1,142						3,606						(62)						222						100						102						(810)						4,300
Balance at December 31, 2022			$	4,593					$	13,142					$	—					$	658					$	661					$	29					$	(126)					$	18,957

(In thousands)
Allowance for Loan Losses at December 31, 2022			Commercial and industrial						Commercial real estate						Commercial real estate - construction						Residential mortgage						Home equity						Consumer						Unallocated						Total
Collectively evaluated for impairment			$	3,792					$	13,078					$	—					$	658					$	639					$	29					$	(126)					$	18,070
Individually evaluated for impairment			801						64						—						—						22						—						—						887
			$	4,593					$	13,142					$	—					$	658					$	661					$	29					$	(126)					$	18,957
Loans, Net of Unearned Interest
Collectively evaluated for impairment			$	594,820					$	2,048,074					$	441,246					$	303,293					$	110,424					$	7,676					$	—					$	3,505,533
Individually evaluated for impairment			1,222						2,323						—						1,079						285						—						—						4,909
Acquired with credit deterioration			—						2,537						—						1,014						126						—												3,677
			$	596,042					$	2,052,934					$	441,246					$	305,386					$	110,835					$	7,676					$	—					$	3,514,119

(In thousands)
Allowance for Loan Losses at December 31, 2021			Commercial and industrial						Commercial real estate						Commercial real estate - construction						Residential mortgage						Home equity						Consumer						Unallocated						Total
Collectively evaluated for impairment			$	3,372					$	9,294					$	38					$	459					$	560					$	2					$	684					$	14,409
Individually evaluated for impairment			67						121						—						—						—						—						—						188
			$	3,439					$	9,415					$	38					$	459					$	560					$	2					$	684					$	14,597
Loans, Net of Unearned Interest
Collectively evaluated for impairment			$	619,254					$	1,664,770					$	371,516					$	320,602					$	107,843					$	10,429					$	—					$	3,094,414
Individually evaluated for impairment			308						1,141						22						1,259						2,377						—						—						5,107
Acquired with credit deterioration			—						2,231						1,196						1,362						86						—						—						4,875
			$	619,562					$	1,668,142					$	372,734					$	323,223					$	110,306					$	10,429					$	—					$	3,104,396

Troubled Debt Restructurings

The recorded investments in troubled debt restructured loans at December 31 are as follows:

(In thousands)			Pre-Modification Outstanding Recorded Investment						Post-Modification Outstanding Recorded Investment						Recorded Investment
December 31, 2022
Commercial real estate			$	851					$	815					$	109
Residential mortgage			590						590						415
			$	1,441					$	1,405					$	524

(In thousands)			Pre-Modification Outstanding Recorded Investment						Post-Modification Outstanding Recorded Investment						Recorded Investment
December 31, 2021
Commercial and industrial			$	8					$	8					$	5
Commercial real estate			1,214						1,115						320
Commercial real estate - construction			40						40						22
Residential mortgage			647						645						472
			$	1,909					$	1,808					$	819

Schedule of Troubled Debt Restructurings Modified in the Period

The following table summarizes the loans whose terms have been modified resulting in troubled debt restructurings during the year ended December 31, 2020:

(In thousands)			Number of Contracts						Pre-Modification Outstanding Recorded Investment						Post-Modification Outstanding Recorded Investment						Recorded Investment
December 31, 2020
Commercial real estate			1						$	593					$	593					$	535
Residential mortgage			2						51						51						47
			3						$	644					$	644					$	582

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