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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
INTEREST INCOME        
Loans, including fees $ 68,080 $ 58,792 $ 197,412 $ 156,751
Investment securities:        
Taxable 4,136 4,106 12,319 11,942
Tax-exempt 359 382 1,106 1,162
Other interest-bearing balances 223 86 973 222
Federal funds sold 1,043 51 1,461 145
Total Interest Income 73,841 63,417 213,271 170,222
INTEREST EXPENSE        
Deposits 30,689 23,559 85,484 53,487
Short-term borrowings 2,296 1,584 10,066 4,581
Long-term and subordinated debt 687 794 2,330 2,181
Total Interest Expense 33,672 25,937 97,880 60,249
Net Interest Income 40,169 37,480 115,391 109,973
Provision for credit losses - loans 621 1,427 1,784 3,074
(Benefit)/Provision for credit losses - CCL (105) 660 (601) 1,290
Net provision for credit losses 516 2,087 1,183 4,364
Net Interest Income After Provision for Credit Losses 39,653 35,393 114,208 105,609
NONINTEREST INCOME        
Net gain on sales of SBA loans 151 85 332 213
Earnings from cash surrender value of life insurance 276 278 861 824
Other 1,269 1,743 5,390 4,352
Total Noninterest Income 5,178 5,346 16,344 14,891
NONINTEREST EXPENSE        
Salaries and employee benefits 16,156 15,259 47,151 44,130
Software licensing and utilization 2,366 2,085 6,694 6,101
Occupancy, net 1,815 1,761 5,658 5,397
Equipment 1,206 1,292 3,715 3,791
Shares tax 824 808 1,945 2,458
Legal and professional fees 1,613 890 3,300 2,292
ATM/card processing 606 641 1,650 1,666
Intangible amortization 460 484 1,313 1,289
FDIC Assessment 1,150 1,746 3,327 2,770
Loss (Gain) on sale of foreclosed assets, net (35) (18) 7 (144)
Merger and acquisition 109 352 109 5,568
Post-acquisition restructuring 0 0 0 2,952
Other 3,689 3,929 11,834 11,928
Total Noninterest Expense 29,959 29,229 86,703 90,198
INCOME BEFORE PROVISION FOR INCOME TAXES 14,872 11,510 43,849 30,302
Provision for income taxes 2,571 2,274 7,644 5,003
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 12,301 $ 9,236 $ 36,205 $ 25,299
PER COMMON SHARE DATA:        
Basic Earnings Per Common Share (in dollars per share) $ 0.74 $ 0.56 $ 2.18 $ 1.56
Diluted Earnings Per Common Share (in dollars per share) $ 0.74 $ 0.56 $ 2.18 $ 1.56
Weighted-average basic shares outstanding (in shares) 16,612,657 16,571,825 16,585,719 16,233,006
Weighted-average diluted shares outstanding (in shares) 16,657,169 16,594,999 16,625,559 16,264,722
Fiduciary and wealth management        
NONINTEREST INCOME        
Non-interest Income $ 1,204 $ 1,296 $ 3,465 $ 3,736
ATM debit card interchange        
NONINTEREST INCOME        
Non-interest Income 962 986 2,880 3,040
Service charges on deposits        
NONINTEREST INCOME        
Non-interest Income 549 509 1,597 1,458
Mortgage banking        
NONINTEREST INCOME        
Non-interest Income 768 382 1,820 1,053
Mortgage hedging        
NONINTEREST INCOME        
Non-interest Income $ (1) $ 67 $ (1) $ 215