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Loans and Allowance for Credit Losses - Loans (Tables)

6 Months Ended

Jun. 30, 2025

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Schedule of Financing Receivable Credit Quality Indicators

Loans, net of unearned income, are summarized as follows by portfolio segment:

(In thousands)			June 30, 2025						December 31, 2024
Commercial real estate
CRE Nonowner Occupied			$	1,342,512					$	1,251,010
CRE Owner Occupied			708,782						624,007
Multifamily			392,802						412,900
Farmland			227,953						224,709
Total Commercial real estate			2,672,049						2,512,626
Commercial and industrial			730,560						705,392
Construction
Residential Construction			96,503						99,399
Other Construction			322,642						326,171
Total Construction			419,145						425,570
Residential mortgage
1-4 Family 1st Lien			412,000						313,592
1-4 Family Rental			417,755						336,636
HELOC and Junior Liens			173,123						140,392
Total Residential Mortgage			1,002,878						790,620
Consumer			8,266						8,862
Total loans			$	4,832,898					$	4,443,070

The following table presents risk ratings by loan portfolio segment and origination year, which is the year of origination or renewal.

			June 30, 2025
			Term Loans Amortized Cost Basis by Origination Year																																				Revolving Loans Amortized Cost Basis
(In thousands)																																				2025									2024						2023						2022						2021						Prior									Total
CRE Nonowner Occupied
Pass			$	32,647					$	104,022					$	196,423					$	370,058					$	176,840					$	428,945					$	14,707					$	1,323,642
Special mention			—						—						—						—						2,000						3,053						—						5,053
Substandard or lower			—						—						1,540						—						—						12,277						—						13,817
Total CRE Nonowner Occupied			32,647						104,022						197,963						370,058						178,840						444,275						14,707						1,342,512
Gross charge offs			—						—						—						(691)						—						—						—						(691)
Current period recoveries			—						—						—						—						—						2						—						2
Net charge offs			—						—						—						(691)						—						2						—						(689)
CRE Owner Occupied
Pass			58,853						69,010						101,512						112,490						70,411						267,706						13,720						693,702
Special mention			—						—						—						2,074						174						6,299						—						8,547
Substandard or lower			—						527						—						2,793						231						2,015						967						6,533
Total CRE Owner Occupied			58,853						69,537						101,512						117,357						70,816						276,020						14,687						708,782
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net recoveries			—						—						—						—						—						—						—						—
Multifamily
Pass			3,501						5,599						66,628						119,092						88,483						105,125						4,184						392,612
Special mention			—						—						—						—						—						47						—						47
Substandard or lower			—						—						—						—						—						143						—						143
Total Multifamily			3,501						5,599						66,628						119,092						88,483						105,315						4,184						392,802
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net charge offs			—						—						—						—						—						—						—						—
Farmland
Pass			15,216						26,049						28,963						53,833						39,673						47,493						13,120						224,347
Special mention			—						—						126						—						1,149						2,141						190						3,606
Substandard or lower			—						—						—						—						—						—						—						—
Total Farmland			15,216						26,049						29,089						53,833						40,822						49,634						13,310						227,953
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net charge offs			—						—						—						—						—						—						—						—
Commercial and industrial
Pass			66,015						107,256						83,313						75,851						49,495						99,056						230,411						711,397
Special mention			—						117						51						110						59						1,767						587						2,691
Substandard or lower			—						—						9,917						100						527						1,320						4,608						16,472
Total commercial and industrial			66,015						107,373						93,281						76,061						50,081						102,143						235,606						730,560
Gross charge offs			—						—						—						—						—						(203)						—						(203)
Current period recoveries			—						—						1						—						—						8						—						9
Net charge offs			—						—						1						—						—						(195)						—						(194)

Residential Construction
Pass			9,947						41,249						31,298						2,687						—						—						11,322						96,503
Special mention			—						—						—						—						—						—						—						—
Substandard or lower			—						—						—						—						—						—						—						—
Total Residential Construction			9,947						41,249						31,298						2,687						—						—						11,322						96,503
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net recoveries			—						—						—						—						—						—						—						—
Other Construction
Pass			35,923						69,496						71,292						87,008						8,823						22,796						27,304						322,642
Special mention			—						—						—						—						—						—						—						—
Substandard or lower			—						—						—						—						—						—						—						—
Total Other Construction			35,923						69,496						71,292						87,008						8,823						22,796						27,304						322,642
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net recoveries			—						—						—						—						—						—						—						—
1-4 Family 1st Lien
Performing			9,623						28,419						63,755						53,802						44,375						206,587						1,362						407,923
Non-performing			—						—						—						—						—						4,077						—						4,077
Total 1-4 Family 1st Lien			9,623						28,419						63,755						53,802						44,375						210,664						1,362						412,000
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						85						—						85
Net recoveries			—						—						—						—						—						85						—						85
1-4 Family Rental
Performing			17,197						25,230						52,049						103,719						64,892						149,598						1,895						414,580
Non-performing			—						—						146						—						1,754						1,275						—						3,175
Total 1-4 Family Rental			17,197						25,230						52,195						103,719						66,646						150,873						1,895						417,755
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net recoveries			—						—						—						—						—						—						—						—
HELOC and Junior Liens
Performing			4,057						5,685						16,813						9,827						5,129						16,258						110,370						168,139
Non-performing			—						1,170						149						164						—						2,125						1,376						4,984
Total HELOC and Junior Liens			4,057						6,855						16,962						9,991						5,129						18,383						111,746						173,123
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net charge offs			—						—						—						—						—						—						—						—
Consumer
Performing			2,285						1,394						960						385						321						786						2,116						8,247
Non-performing			—						—						19						—						—						—						—						19
Total consumer			2,285						1,394						979						385						321						786						2,116						8,266
Gross charge offs			—						—						—						—						—						(30)						—						(30)
Current period recoveries			—						—						—						—						—						20						—						20
Net charge offs			—						—						—						—						—						(10)						—						(10)
Total
Pass			$	222,102					$	422,681					$	579,429					$	821,019					$	433,725					$	971,121					$	314,768					$	3,764,845
Special mention			—						117						177						2,184						3,382						13,307						777						19,944
Substandard or lower			—						527						11,457						2,893						758						15,755						5,575						36,965

Performing			33,162						60,728						133,577						167,733						114,717						373,229						115,743						998,889
Nonperforming			—						1,170						314						164						1,754						7,477						1,376						12,255
Total			$	255,264					$	485,223					$	724,954					$	993,993					$	554,336					$	1,380,889					$	438,239					$	4,832,898

			December 31, 2024
			Term Loans Amortized Cost Basis by Origination Year																																				Revolving Loans Amortized Cost Basis
(In thousands)																																				2024									2023						2022						2021						2020						Prior									Total
CRE Nonowner Occupied
Pass			$	85,501					$	176,018					$	343,072					$	152,157					$	130,650					$	325,478					$	11,732					$	1,224,608
Special mention			—						—						—						—						—						3,105						—						3,105
Substandard or lower			—						1,515						1,260						—						3,281						17,241						—						23,297
Total CRE Nonowner Occupied			85,501						177,533						344,332						152,157						133,931						345,824						11,732						1,251,010
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						2						—						2
Net recoveries			—						—						—						—						—						2						—						2
CRE Owner Occupied
Pass			52,922						99,065						106,876						66,160						77,774						199,725						11,630						614,152
Special mention			—						222						4,991						227						—						2,133						—						7,573
Substandard or lower			—						—						—						194						—						2,088						—						2,282
Total CRE Owner Occupied			52,922						99,287						111,867						66,581						77,774						203,946						11,630						624,007
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						4						—						4
Net recoveries			—						—						—						—						—						4						—						4
Multifamily
Pass			4,843						66,119						118,568						101,871						40,450						78,070						2,771						412,692
Special mention			—						—						—						—						—						54						—						54
Substandard or lower			—						—						—						—						—						154						—						154
Total Multifamily			4,843						66,119						118,568						101,871						40,450						78,278						2,771						412,900
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net charge offs			—						—						—						—						—						—						—						—
Farmland
Pass			27,449						31,259						56,178						42,693						25,119						24,729						14,801						222,228
Special mention			—						128						—						—						—						2,163						190						2,481
Substandard or lower			—						—						—						—						—						—						—						—
Total Farmland			27,449						31,387						56,178						42,693						25,119						26,892						14,991						224,709
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net charge offs			—						—						—						—						—						—						—						—
Commercial and industrial
Pass			114,175						106,657						78,702						54,312						21,532						92,723						222,525						690,626
Special mention			—						62						503						31						—						3,534						4,498						8,628
Substandard or lower			—						—						—						892						1,168						1,632						2,446						6,138
Total commercial and industrial			114,175						106,719						79,205						55,235						22,700						97,889						229,469						705,392
Gross charge offs			—						(201)						—						—						(206)						(412)						—						(819)
Current period recoveries			—						—						—						—						—						1						—						1
Net charge offs			—						(201)						—						—						(206)						(411)						—						(818)
Residential construction
Pass			34,275						37,222						15,559						—						—						2,007						10,336						99,399
Special mention			—						—						—						—						—						—						—						—

Substandard or lower			—						—						—						—						—						—						—						—
Total Residential construction			34,275						37,222						15,559						—						—						2,007						10,336						99,399
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net recoveries			—						—						—						—						—						—						—						—
Other construction
Pass			66,711						94,619						104,439						11,664						10,983						11,928						25,827						326,171
Special mention			—						—						—						—						—						—						—						—
Substandard or lower			—						—						—						—						—						—						—						—
Total Other construction			66,711						94,619						104,439						11,664						10,983						11,928						25,827						326,171
Gross charge offs			—						—						—						—						—						—						—						—
Current period recoveries			—						—						—						—						—						—						—						—
Net recoveries			—						—						—						—						—						—						—						—
1-4 Family 1st Lien
Performing			27,580						59,762						45,946						34,743						42,727						98,891						2,915						312,564
Non-performing			—						—						—						—						211						817						—						1,028
Total 1-4 Family 1st Lien			27,580						59,762						45,946						34,743						42,938						99,708						2,915						313,592
Gross charge offs			—						—						—						—						—						(7)						—						(7)
Current period recoveries			—						—						—						—						—						16						—						16
Net recoveries			—						—						—						—						—						9						—						9
1-4 Family Rental
Performing			28,735						51,488						88,594						59,397						35,222						69,890						2,009						335,335
Non-performing			—						147						—						—						595						559						—						1,301
Total 1-4 Family Rental			28,735						51,635						88,594						59,397						35,817						70,449						2,009						336,636
Gross charge offs			—						—						—						—						—						(2)						—						(2)
Current period recoveries			—						—						—						—						—						22						—						22
Net recoveries			—						—						—						—						—						20						—						20
HELOC and Junior Liens
Performing			6,096						16,125						9,856						4,845						2,182						10,887						88,122						138,113
Non-performing			—						21						—						—						—						1,257						1,001						2,279
Total HELOC and Junior Liens			6,096						16,146						9,856						4,845						2,182						12,144						89,123						140,392
Gross charge offs			—						—						(21)						—						—						—						—						(21)
Current period recoveries			—						—						—						—						—						—						—						—
Net charge offs			—						—						(21)						—						—						—						—						(21)
Consumer
Performing			4,214						972						354						394						107						234						2,587						8,862
Non-performing			—						—						—						—						—						—						—						—
Total consumer			4,214						972						354						394						107						234						2,587						8,862
Gross charge offs			—						—						(2)						—						—						(50)						—						(52)
Current period recoveries			—						—						1						—						—						38						—						39
Net charge offs			—						—						(1)						—						—						(12)						—						(13)
Total
Pass			$	385,876					$	610,959					$	823,394					$	428,857					$	306,508					$	734,660					$	299,622					$	3,589,876
Special mention			—						412						5,494						258						—						10,989						4,688						21,841
Substandard or lower			—						1,515						1,260						1,086						4,449						21,115						2,446						31,871
Performing			66,625						128,347						144,750						99,379						80,238						179,902						95,633						794,874
Nonperforming			—						168						—						—						806						2,633						1,001						4,608
Total			$	452,501					$	741,401					$	974,898					$	529,580					$	392,001					$	949,299					$	403,390					$	4,443,070

Schedule of Loan Portfolio Summarized by the Past Due Status

The performance and credit quality of the loan portfolio is monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The classes of the loan portfolio summarized by the past due status as of June 30, 2025 and December 31, 2024, are summarized as follows:

(In thousands)			30-59 Days Past Due						60-89 Days Past Due						Greater than 90 Days						Total Past Due						Current						Total Loans						Loans Receivable > 90 Days and Accruing
June 30, 2025
Commercial real estate
CRE Nonowner Occupied			$	1,657					$	329					$	6,028					$	8,014					$	1,334,498					$	1,342,512					$	—
CRE Owner Occupied			3,119						530						300						3,949						704,833						708,782						—
Multifamily			—						—						—						—						392,802						392,802						—
Farmland			1,213						—						—						1,213						226,740						227,953						—
Total Commercial real estate			5,989						859						6,328						13,176						2,658,873						2,672,049						—
Commercial and industrial			—						778						558						1,336						729,224						730,560						—
Construction
Residential Construction			787						—						—						787						95,716						96,503						—
Other Construction			—						—						—						—						322,642						322,642						—
Total Construction			787						—						—						787						418,358						419,145						—
Residential mortgage
1-4 Family 1st Lien			5,920						243						792						6,955						405,045						412,000						—
1-4 Family Rental			1,191						—						1,001						2,192						415,563						417,755						—
HELOC and Junior Liens			1,797						201						1,774						3,772						169,351						173,123						—
Total Residential Mortgage			8,908						444						3,567						12,919						989,959						1,002,878						—
Consumer			2						1						19						22						8,244						8,266						—
Total			$	15,686					$	2,082					$	10,472					$	28,240					$	4,804,658					$	4,832,898					$	—

(In thousands)			30-59 Days Past Due						60-89 Days Past Due						Greater than 90 Days						Total Past Due						Current						Total Loans						Loans Receivable > 90 Days and Accruing
December 31, 2024
Commercial real estate
CRE Nonowner Occupied			$	1,281					$	1,515					$	11,658					$	14,454					$	1,236,556					$	1,251,010					$	—
CRE Owner Occupied			39						51						262						352						623,655						624,007						—
Multifamily			—						—						—						—						412,900						412,900						—
Farmland			184						—						—						184						224,525						224,709						—
Total Commercial real estate			1,504						1,566						11,920						14,990						2,497,636						2,512,626						—
Commercial and industrial			74						3						794						871						704,521						705,392						—
Construction
Residential Construction			—						—						—						—						99,399						99,399						—
Other Construction			—						—						—						—						326,171						326,171						—
Total Construction			—						—						—						—						425,570						425,570						—
Residential mortgage
1-4 Family 1st Lien			2,853						220						516						3,589						310,003						313,592						—
1-4 Family Rental			374						7						137						518						336,118						336,636						—
HELOC and Junior Liens			724						209						2,157						3,090						137,302						140,392						—
Total Residential Mortgage			3,951						436						2,810						7,197						783,423						790,620						—
Consumer			20						—						—						20						8,842						8,862						—
Total			$	5,549					$	2,005					$	15,524					$	23,078					$	4,419,992					$	4,443,070					$	—

Schedule of Non-accrual Loans by Classes of the Loan Portfolio Including Loans Acquired with Credit Deterioration

Nonaccrual loans by loan portfolio class, including loans acquired with credit deterioration, as of June 30, 2025 and December 31, 2024 are summarized as follows:

						June 30, 2025																		December 31, 2024
(In thousands)						With a Related Allowance						Without a Related Allowance						Total						With a Related Allowance						Without a Related Allowance						Total
Commercial real estate
CRE Nonowner Occupied						3,737						2,290						6,027						2,622						11,153						13,775
CRE Owner Occupied						—						1,979						1,979						—						546						546
Multifamily						—						143						143						—						154						154
Total Commercial real estate						3,737						4,412						8,149						2,622						11,853						14,475
Commercial and industrial						4,606						527						5,133						758						3,894						4,652
Construction
Residential Construction						—						—						—						—						—						—
Other Construction						—						—						—						—						—						—
Total Construction						—						—						—						—						—						—
Residential mortgage
1-4 Family 1st Lien						—						1,610						1,610						—						1,028						1,028
1-4 Family Rental						—						1,059						1,059						—						176						176
HELOC and Junior Liens						—						2,246						2,246						—						2,279						2,279
Total Residential Mortgage						$	—					$	4,915					$	4,915					$	—					$	3,483					$	3,483
Consumer						19						—						19						—						—						—
Total loans						$	8,362					$	9,854					$	18,216					$	3,380					$	19,230					$	22,610

Schedule of Allowance and Recorded Investment in Financing Receivables

The following tables present the activity in the ACL - loans by portfolio segment for the three and six months ended June 30, 2025 and the three and six months ended June 30, 2024:

(In thousands)						Balance at March 31, 2025						PCD Loans						Charge offs						Recoveries						Net loans (charged off) recovered						Provision/(Benefit) for credit losses (1)						Three Months Ended June 30, 2025
Commercial Real Estate
CRE Nonowner Occupied						$	10,380					$	89					$	(691)					$	1					$	(690)					$	819					$	10,598
CRE Owner Occupied						5,722						100						—						—						—						608						6,430
Multifamily						3,324						31						—						—						—						(1,377)						1,978
Farmland						2,075						—						—						—						—						23						2,098
Commercial and industrial						7,864						36						(203)						3						(200)						402						8,102
Construction
Residential Construction						830						—						—						—						—						128						958
Other Construction						1,899						—						—						—						—						537						2,436
Residential Mortgage
1-4 Family 1st Lien						1,582						37						—						83						83						494						2,196
1-4 Family Rental						1,740						47						—						—						—						471						2,258
HELOC and Junior Liens						404						3						—						—						—						113						520
Consumer						18						—						(15)						11						(4)						27						41
Total						$	35,838					$	343					$	(909)					$	98					$	(811)					$	2,245					$	37,615
(In thousands)						Balance at December 31, 2024						PCD Loans						Charge offs						Recoveries						Net loans (charged off) recovered						Provision/(Benefit) for credit losses (1)						Six Months Ended June 30, 2025
Commercial Real Estate
CRE Nonowner Occupied						$	11,047					$	89					$	(691)					$	2					$	(689)					$	151					$	10,598
CRE Owner Occupied						5,243						100						—						—						—						1,087						6,430
Multifamily						3,432						31						—						—						—						(1,485)						1,978
Farmland						1,932						—						—						—						—						166						2,098
Commercial and industrial						7,122						36						(203)						9						(194)						1,138						8,102
Construction
Residential Construction						931						—						—						—						—						27						958
Other Construction						2,131						—						—						—						—						305						2,436
Residential Mortgage
1-4 Family 1st Lien						1,503						37						—						85						85						571						2,196
1-4 Family Rental						1,756						47						—						—						—						455						2,258
HELOC and Junior Liens						392						3						—						—						—						125						520
Consumer						25						—						(30)						20						(10)						26						41
Total						$	35,514					$	343					$	(924)					$	116					$	(808)					$	2,566					$	37,615

(1) Includes a $2.3 million initial provision on non-PCD loans acquired in the William Penn transaction

(In thousands)						Balance at March 31, 2024																		Charge offs						Recoveries						Net loans (charged off) recovered						Provision/(Benefit) for credit losses						Three Months Ended June 30, 2024
Commercial Real Estate
CRE Nonowner Occupied						$	10,417																	$	—					$	—					$	—					$	230					$	10,647
CRE Owner Occupied						5,602																		—						4						4						224						5,830
Multifamily						2,370																		—						—						—						839						3,209
Farmland						2,002																		—						—						—						57						2,059
Commercial and industrial						6,500																		(56)						—						(56)						490						6,934
Construction
Residential Construction						1,176																		—						—						—						(47)						1,129
Other Construction						2,171																		—						—						—						(158)						2,013
Residential Mortgage
1-4 Family 1st Lien						1,271																		—						7						7						71						1,349
1-4 Family Rental						1,539																		(2)						22						20						145						1,704
HELOC and Junior Liens						457																		—						—						—						(60)						397
Consumer						19																		(4)						11						7						(9)						17
Total						$	33,524																	$	(62)					$	44					$	(18)					$	1,782					$	35,288
(In thousands)						Balance at December 31, 2023																		Charge offs						Recoveries						Net loans (charged off) recovered						Provision/(Benefit) for credit losses						Six Months Ended June 30, 2024
Commercial Real Estate
CRE Nonowner Occupied						$	10,267																	$	—					$	—					$	—					$	380					$	10,647
CRE Owner Occupied						5,646																		—						4						4						180						5,830
Multifamily						2,202																		—						—						—						1,007						3,209
Farmland						2,064																		—						—						—						(5)						2,059
Commercial and industrial						7,131																		(56)						—						(56)						(141)						6,934
Construction
Residential Construction						1,256																		—						—						—						(127)						1,129
Other Construction						2,146																		—						—						—						(133)						2,013
Residential Mortgage
1-4 Family 1st Lien						1,207																		(7)						7						—						142						1,349
1-4 Family Rental						1,859																		(2)						22						20						(175)						1,704
HELOC and Junior Liens						389																		(21)						—						(21)						29						397
Consumer						20																		(26)						17						(9)						6						17
Total						$	34,187																	$	(112)					$	50					$	(62)					$	1,163					$	35,288

The following table presents the ACL for loans and the amortized cost basis of the loans by the measurement methodology used as of June 30, 2025 and December 31, 2024:

(In thousands)			ACL - Loans																		Loans
June 30, 2025			Collectively Evaluated for Credit Loss						Individually Evaluated for Credit Loss						Total ACL - Loans						Collectively Evaluated for Credit Loss						Individually Evaluated for Credit Loss						Total Loans
Commercial real estate
CRE Nonowner Occupied			$	9,654					$	944					$	10,598					$	1,336,486					$	6,026					$	1,342,512
CRE Owner Occupied			6,430						—						6,430						706,803						1,979						708,782
Multifamily			1,978						—						1,978						392,659						143						392,802
Farmland			2,098						—						2,098						227,953						—						227,953
Commercial and industrial			7,548						554						8,102						725,426						5,134						730,560
Construction
Residential Construction			958						—						958						96,503						—						96,503
Other Construction			2,436						—						2,436						322,642						—						322,642
Residential mortgage
1-4 Family 1st Lien			2,196						—						2,196						410,390						1,610						412,000
1-4 Family Rental			2,258						—						2,258						416,696						1,059						417,755
HELOC and Junior Liens			520						—						520						170,877						2,246						173,123
Consumer			22						19						41						8,247						19						8,266
Total			$	36,098					$	1,517					$	37,615					$	4,814,682					$	18,216					$	4,832,898

(In thousands)			ACL - Loans																		Loans
December 31, 2024			Collectively Evaluated for Credit Loss						Individually Evaluated for Credit Loss						Total ACL - Loans						Collectively Evaluated for Credit Loss						Individually Evaluated for Credit Loss						Total Loans
Commercial real estate
CRE Nonowner Occupied			$	9,945					$	1,102					$	11,047					$	1,237,235					$	13,775					$	1,251,010
CRE Owner Occupied			5,243						—						5,243						623,461						546						624,007
Multifamily			3,432						—						3,432						412,746						154						412,900
Farmland			1,932						—						1,932						224,709						—						224,709
Commercial and industrial			6,785						337						7,122						700,740						4,652						705,392
Construction
Residential Construction			931						—						931						99,399						—						99,399
Other Construction			2,131						—						2,131						326,171						—						326,171
Residential mortgage
1-4 Family 1st Lien			1,503						—						1,503						312,564						1,028						313,592
1-4 Family Rental			1,756						—						1,756						336,460						176						336,636
HELOC and Junior Liens			392						—						392						138,113						2,279						140,392
Consumer			25						—						25						8,862						—						8,862
Total			$	34,075					$	1,439					$	35,514					$	4,420,460					$	22,610					$	4,443,070

Schedule of Troubled Debt Restructurings

Information related to loans modified (by type of modification) for the three and six months ended June 30, 2024, whereby the borrower was experiencing financial difficulty at the time of modification, is set forth in the following table:

There were no new modifications to borrowers experiencing financial difficulty for the three months ended June 30, 2024.

(In thousands)			Interest Only						Term Extension						Combination: Interest Only and Term Extension						Total						% of Total Class of Financing Receivable
Six months ended June 30, 2024
HELOC and Junior Liens			$	—					$	—					$	92					$	92					0.07		%
Total Residential Mortgage			—						—						92						92						0.01		%
Total loans			$	—					$	—					$	92					$	92

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