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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INTEREST INCOME      
Loans, including fees $ 292,184 $ 265,522 $ 218,060
Investment securities:      
Taxable 22,301 16,542 16,005
Tax-exempt 1,343 1,464 1,540
Other interest-bearing balances 611 1,127 361
Federal funds sold 7,331 1,928 373
Total Interest Income 323,770 286,583 236,339
INTEREST EXPENSE      
Deposits 121,806 116,320 79,295
Short-term borrowings 381 10,575 7,087
Long-term and subordinated debt 2,488 3,017 2,984
Total Interest Expense 124,675 129,912 89,366
Net Interest Income 199,095 156,671 146,973
Provision for credit losses - loans 1,598 2,144 3,295
(Benefit)/provision for credit losses - credit commitments (301) (628) 404
Provision for credit losses 1,297 1,516 3,699
Net Interest Income After Provision for Credit Losses 197,798 155,155 143,274
NONINTEREST INCOME      
Net gain on sales of SBA loans 220 347 571
Earnings from cash surrender value of life insurance 1,979 1,141 1,112
Net gain on sales of investment activities 10 0 0
Other 10,047 7,812 5,627
Noninterest Income 26,842 22,493 20,008
NONINTEREST EXPENSE      
Salaries and employee benefits 78,029 64,098 59,345
Software licensing and utilization 12,562 9,300 7,927
Occupancy, net 9,905 7,571 7,349
Equipment 5,025 4,928 5,121
Shares tax 2,776 2,350 2,713
Legal and professional fees 3,881 4,306 2,945
ATM/card processing 2,682 2,284 2,108
Intangible amortization 3,046 1,784 1,780
FDIC Assessment 3,452 4,170 3,500
Loss/(gain) on sale of foreclosed assets, net 646 80 (144)
Merger and acquisition 11,519 545 5,544
Post-acquisition restructuring 0 0 2,952
Other 18,747 16,200 17,448
Total Noninterest Expense 152,270 117,616 118,588
INCOME BEFORE PROVISION FOR INCOME TAXES 72,370 60,032 44,694
Provision for income taxes 16,122 10,595 7,297
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 56,248 $ 49,437 $ 37,397
PER COMMON SHARE DATA:      
Basic Earnings Per Common Share (in dollars per share) $ 2.59 $ 2.90 $ 2.29
Diluted Earnings Per Common Share (in dollars per share) $ 2.55 $ 2.90 $ 2.29
Weighted-average basic shares outstanding (in shares) 21,757,060 17,026,240 16,319,006
Weighted-average diluted shares outstanding (in shares) 22,022,475 17,070,862 16,350,963
Fiduciary and wealth management      
NONINTEREST INCOME      
Non-interest Income $ 5,298 $ 4,680 $ 5,059
ATM debit card interchange      
NONINTEREST INCOME      
Non-interest Income 3,949 3,851 4,019
Service charges on deposits      
NONINTEREST INCOME      
Non-interest Income 2,495 2,176 1,943
Mortgage banking      
NONINTEREST INCOME      
Non-interest Income 2,832 2,476 1,353
Mortgage hedging      
NONINTEREST INCOME      
Non-interest Income $ 12 $ 10 $ 324