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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 13,423 $ 12,995
Interest bearing deposits with banks 26,589 24,565
Cash and cash equivalents 40,012 37,560
Restricted investments in bank stock 9,277 9,921
Securities available for sale 389,961 406,943
Loans held for sale 2,109 1,936
Loans 678,854 671,037
Less: Allowance for loan losses (20,425) (20,965)
Net loans 658,429 650,072
Premises and equipment, net 25,967 26,441
Cash surrender value of life insurance 26,236 25,850
Intangible assets 517 622
Accrued interest receivable 2,955 3,400
Other assets 11,845 15,067
Total assets 1,167,308 1,177,812
Deposits:    
Non-interest bearing 121,904 116,371
Interest bearing 859,801 884,019
Total deposits 981,705 1,000,390
Short-term borrowings 53,920 59,032
Long-term debt 15,354 16,077
Accrued interest and other liabilities 13,877 10,874
Total liabilities 1,064,856 1,086,373
Shareholders' Equity    
Preferred Stock, $1.25 par value per share; 500,000 shares authorized; no shares issued or outstanding 0 0
Common stock, no par value - $ 0.05205 stated value per share 50,000,000 shares authorized; 8,110,373 and 8,107,274 shares issued; 8,109,562 and 8,106,463 shares outstanding 422 422
Additional paid - in capital 123,169 123,105
Retained earnings (accumulated deficit) (22,404) (27,255)
Accumulated other comprehensive income (loss) 1,285 (4,813)
Treasury stock - common, 811 shares, at cost (20) (20)
Total shareholders' equity 102,452 91,439
Total liabilities and shareholders' equity $ 1,167,308 $ 1,177,812