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Shareholders' Equity and Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2014
Equity [Abstract]  
Bank's Actual Capital Ratios
The Company and the Bank’s actual capital ratios as of September 30, 2014 and December 31, 2013 are also presented in the table.
 
 
Actual
 
Minimum Capital
Requirement
 
Minimum to Be Well
Capitalized Under Prompt
Corrective Action Provisions
(Dollars in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
September 30, 2014
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
$
114,826

 
16.4
%
 
$
56,122

 
8.0
%
 
n/a

 
n/a

Orrstown Bank
113,533

 
16.2
%
 
56,090

 
8.0
%
 
$
70,113

 
10.0
%
Tier 1 capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
105,963

 
15.1
%
 
28,061

 
4.0
%
 
n/a

 
n/a

Orrstown Bank
104,675

 
14.9
%
 
28,045

 
4.0
%
 
42,068

 
6.0
%
Tier 1 capital to average assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
105,963

 
9.0
%
 
46,936

 
4.0
%
 
n/a

 
n/a

Orrstown Bank
104,675

 
8.9
%
 
46,919

 
4.0
%
 
58,649

 
5.0
%
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
$
104,637

 
15.0
%
 
$
55,926

 
8.0
%
 
n/a

 
n/a

Orrstown Bank
102,806

 
14.7
%
 
55,893

 
8.0
%
 
$
69,866

 
10.0
%
Tier 1 capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
95,741

 
13.7
%
 
27,963

 
4.0
%
 
n/a

 
n/a

Orrstown Bank
93,915

 
13.4
%
 
27,947

 
4.0
%
 
41,920

 
6.0
%
Tier 1 capital to average assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
95,741

 
8.1
%
 
47,058

 
4.0
%
 
n/a

 
n/a

Orrstown Bank
93,915

 
8.0
%
 
47,077

 
4.0
%
 
58,846

 
5.0
%