DEPOSITS

The composition of deposits at December 31 is as follows:



	2014		2013
(Dollars in thousands)
Non-interest bearing	$	116,302	$	116,371
Now and money market	503,818		486,440
Savings	86,351		79,663
Time – less than $100,000	128,065		183,344
Time – greater than $100,000	115,168		134,572
Total	$	949,704	$	1,000,390

The scheduled maturities of time deposits for the years ending December 31 are as follows:



(Dollars in thousands)
2015	$	174,597
2016	35,610
2017	19,531
2018	3,644
2019	5,897
Thereafter	3,954
	$	243,233

Brokered time deposits totaled $17,108,000 and $53,196,000 at December 31, 2014 and 2013. Management continues to evaluate brokered deposits as a funding option, and considers regulatory views on non-core funding sources. Time deposits that meet or exceed the FDIC limit of $250,000 at December 31, 2014 were $36,463,000.

The Company accepts deposits of the officers and directors of the Company and the Bank on the same terms, including interest rates, as those prevailing at the time for comparable transactions with unrelated persons. The aggregate dollar amount of deposits of officers and directors and related interests totaled $5,036,000 and $550,000 at December 31, 2014 and 2013, respectively.