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Shareholders' Equity and Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2015
Equity [Abstract]  
Bank's Actual Capital Ratios
The Company and the Bank’s actual capital ratios as of March 31, 2015, under the new Basel III Capital Rules, and December 31, 2014, under the previous U.S. risk based capital rules, are also presented in the table.
 
 
Actual
 
Minimum Capital
Requirement
 
Minimum to Be Well
Capitalized Under Prompt
Corrective Action Provisions
(Dollars in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
March 31, 2015
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
$
135,008

 
16.8
%
 
$
64,192

 
8.0
%
 
n/a

 
n/a

Orrstown Bank
132,893

 
16.6
%
 
64,161

 
8.0
%
 
$
80,202

 
10.0
%
Tier 1 capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
124,847

 
15.6
%
 
48,144

 
6.0
%
 
n/a

 
n/a

Orrstown Bank
122,748

 
15.3
%
 
48,121

 
6.0
%
 
64,161

 
8.0
%
CET1 to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
124,847

 
15.6
%
 
36,108

 
4.5
%
 
n/a

 
n/a

Orrstown Bank
122,748

 
15.3
%
 
36,091

 
4.5
%
 
52,131

 
6.5
%
Tier 1 capital to average assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
124,847

 
10.6
%
 
47,110

 
4.0
%
 
n/a

 
n/a

Orrstown Bank
122,748

 
10.4
%
 
47,169

 
4.0
%
 
58,961

 
5.0
%
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
$
119,713

 
16.8
%
 
$
56,859

 
8.0
%
 
n/a

 
n/a

Orrstown Bank
118,540

 
16.7
%
 
56,835

 
8.0
%
 
$
71,043

 
10.0
%
Tier 1 capital to risk weighted assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
110,750

 
15.6
%
 
28,429

 
4.0
%
 
n/a

 
n/a

Orrstown Bank
109,581

 
15.4
%
 
28,417

 
4.0
%
 
42,626

 
6.0
%
Tier 1 capital to average assets
 
 
 
 
 
 
 
 
 
 
 
Orrstown Financial Services, Inc.
110,750

 
9.5
%
 
46,496

 
4.0
%
 
n/a

 
n/a

Orrstown Bank
109,581

 
9.4
%
 
46,518

 
4.0
%
 
58,148

 
5.0
%