DEPOSITS

The composition of deposits at December 31 is as follows:



	2015		2014
(Dollars in thousands)
Non-interest bearing	$	131,390	$	116,302
Now and money market	510,758		503,818
Savings	85,061		86,351
Time – less than $100,000	185,254		128,065
Time – greater than $100,000	119,704		115,168
Total	$	1,032,167	$	949,704

The scheduled maturities of time deposits for the years ending December 31 are as follows:



(Dollars in thousands)
2016	$	147,831
2017	52,083
2018	32,752
2019	13,966
2020	55,505
Thereafter	2,821
	$	304,958

Brokered time deposits totaled $80,905,000 and $17,108,000 at December 31, 2015 and 2014. Management continues to evaluate brokered deposits as a funding option, and considers regulatory views on non-core funding sources. Time deposits that meet or exceed the FDIC limit of $250,000 at December 31, 2015 were $19,668,000.

The Company accepts deposits of the officers and directors of the Company and the Bank on the same terms, including interest rates, as those prevailing at the time for comparable transactions with unrelated persons. The aggregate dollar amount of deposits of officers and directors and related interests totaled $2,575,000 and $5,036,000 at December 31, 2015 and 2014, respectively.